Lastly, solutions: broadcasting from the dollar car rental studios. It's that day, Ramsay bears down just in the morning has taken the place of the Bmw status of choice and I ran to your home. This is your showed. Thank you for drawing up. It's all about you, your life. In your money. The phone number is AAA eight to five five, two to five, you call the advice is free and some say it's worth what you pay for it: the phone number triple eight, eight two five, five two to five cases:

our job this hour and Kalamazoo Michigan, Casey now are you I'm great hurry you better than I deserve. What's up haven't really weird question for you, I'm his boy has been asking for our financial information? they want to know what are utilities are how much was spending on everything and Hang what I am from my family what you don't share those things outside of your media. How all of my question, as should be giving them the separation, or should we be holding the barrier and like the law that we are saying that this is our information on it's not really any of their concern- were not in any kind of financial need. So you're married, married. I told them. He couldn't have proposed, as I finish, grad school- and I finish in about six weeks, which is

kind of another thing and whether or not that answer changes once the armory, why does with business a different situation? the cause, there's not a we now all my aren't you made in your room, my mother going over the line. Yes, that's different than your husband's mother's going over the line. For me, it is another and I think really Finally, it is either way going over the line. What is their motivation and beans? Dabbling nosey am honestly to safeguard his sister what does his sister one and though his stuff, he Please see whatever even does not care for me. That's been well known. They go through point fine and another times out, she doesn't like.

We are taking a trip, ass, a family to diffuse ball, and his sister spent thousand dollars, and I said that we would only go if we could do it our way, and we are only spending about fifteen hundred dollars a set of twelve thousand really up at right. Now that I'm refusing to I think that he wanted to deal and taking an action that pose I would only like to tell if I had time to save up the money not. Fifteen hundred covers our whole ITALY, SAM. Our luggage, just thirty three and thirty four holders Well, here's the problem. There's on it. This is not about money. This is about your room.

Future fiance. Maybe future husbands, sisters relationship with you. That's what this whole hollings about. And in the military who solves that? It's not you This is just an old man talking, I'm not a family there. Okay, this does not mean either does not have anything, but you trying to say this with her, is going nowhere agreed idea, greater hill Shutting down with her Angolan hey says off. He did his whole families, not speaking to either

I think we must disclose olive, isn't were making a bit when it or if it is gonna, do I'm deeper violate alone. Would I be violated boundaries and you say no, I'm going to have a boundary and then they say: oh, the only we're gonna relationship with you is. If we can tell you what to do in your life were violate boundaries that not a relationship. That's a controlling, manipulative, buncher jerks. I think there's more here, though, that at my realm of expertise, so I dont know exactly how to address this, but no, no. You can't caving to people who demand that they can violate your boundaries. Is The way you solve a relational issue, ok, but I This has anything to do with Disney and another. This has anything to do with the your light bail, I think

do we all live together in his family like that and they don't like you shaken up with her son and its talked about? all the time, and they don't like yours dance on anything and that's what going on and its being reflected in these other things that are symptomatic, so you a much bigger problem than their answer. I think you should what with a marriage counselor and gives you, pre engagement, pre, marriage, counselling. Because you have a real problem in one of the four areas that causes Mary to end and that's enlarge. It is one of the four areas like money, fights in law, fights, fight over kids and fights over religion. When you are unequal on any of those four things, you cannot come up with a solid way to handle this on any

four things? Then you, your marriage, is going to struggle your relationships, not last, so you need to see a good marriage counselor to help you with that, and so do you ask me and not that yeah. I don't think you can solve this by giving them information. That's absurd its absurd. Therefore, in the first place, Some share angry because they don't want you to they want you. Spend do everything that you can afford to do. That's not an act of love. That's an act of control. Manipulation by them. But none of those are the poor when there are symptoms of a bigger problem, that's a relational breakdown between you and his family and that's what you're gonna have to get into that I'm not qualified to deal with. Nor do I care Sorry phones at eight, a triple eight eight to five five two to five Deanna is in Fresno idea. Outcome of the driver, amnesia,

I dave how better than I deserve. What's up quick Carson, I'm in the Navy. My husband got out two years ago, a month inapplicable, it's about valuable for the airline? Apparently on thirty September We are not moving back when I get out you that we produce a home. Brent until worth, we believe that Britain, around until you're completely dead, free and have your emergency phone implies. You buy home after baby step. Three, because we doubt all kinds of crap is gonna happen in your life and that is gonna mess. You up your kind of inviting Murphy to vote. If it can go wrong, it will, when you don't have an emergency phone and by all the visa alone is not the way to go. It is the most expensive loan of those relaunch Vanni may encourage anvhar unless one of you is disabled in the military and if your disabled veteran

the fees and that the eight charges, the military are waived, but otherwise they're not waived in this more expensive, which is weird cuz. It's supposed to be a benefit for serving not being leisure disabled, one of you check out that part, but no wait until after baby step three, and thank you to you for your service to both of you. This is the Dave. Ramsey show

Please you're me loud and clear. The government is not going to bail you out of your student loans, at least not completely, and not without a catch. What they're talking about only impacts, federal, not private loans, and you need to take responsibility for what you owe and pay your debt down quicker right now, splash financial is offering their lowest rates ever with lower rates and extra payments. You could just find yourself that free and the next five years visit splash financial, dotcom slice Ramsay to see if you qualify Georgia's in Chicago welcomed that I've Ramsay show George a day of our youth better than I deserve? What's up a man till I bought your book the Porto money make over in December. I read it in about a week and then you know how they can be able to do this and she was in line with what we did so for the last fourteen months we ve been on it thought

dont following your order, Europe Principle verbatim, the only thing I can comment do I don't wanna against an argument with though it was cut up the one credit card we have, which. Have a balance. I think she's, a folding on foot like security sake. Well, I think you're right and I think you need to not think, let's asker, why is it that you want to hold the cart and that's not an intimidating sarcastic question. Ok, it's a question would it your quietly going helped me understand because were women but more than we ve ever won with money. We ve had a great year Why is it you want to keep this particular card? Ok, ok, and if she says something like was headed since college. What's not an old boyfriend hard. Why do you want to keep the guard Mackay because have

since college is not a real reason right, although sometimes people get me that reason I think you'll find it is one of two things, almost always boils down to this, and I think you ve already hit on it Number one thing is its security blanket if and goes wrong, I've got this and I think you will find that and if you find that in output will talk about that a second. The second type thing that comes up is, if her vote in the Budget Committee, meeting her voice was not being heard because in your enthusiasm you're being overbearing. We may be holding it as a power play, because I always got this option. If big George, the screws down to die because he's a wee bit enthused about this Dave. Crap, ok sometimes sometimes that one comes up and that's a valid thing to which you know the answer to that is obvious, that her voice needs

heard more, and if you find that out, that's really healthy thing to find out that you can adjust your approach. Our committee meeting her vote as an equal. Voice in the Budget Committee meeting, I dont think its worthy, as I think it should. Do you think you already know your wife and you ve already guessed which one it is so either? number one the way to solve. That, then is ok: what out of money in the emergency fund, or what of years of us, managing the money perfectly like we ve been doing for a year. Would it take for you to feel after about cutting that up, because at some point let's say you had a million dollars cash into checking, account to hold a credit card for secure would be absolutely asinine. Yeah. Ok, shall then you can go backward from there. And just go is at ten thousand dollars and arming and at what point and she made Go, ok, we'll! Once we demand money well for two years, because we got twenty years a sucking at it, then I'll just being

the born I'll, get it up and we got one european and you go okay. We have an agreement, then, at the end of the year, if we're still on track, you're gonna cut it up, or she may say when we get the emergency fund, twenty thousand I'll be willing to cut up. Ok, Let me tell you what will happen if she says that you get agreement on that is ok, we'll go out up at twenty thousand when we get there given their when you get to about ten thousand she'll, probably job it because she seeing things going the right way, but gotten over many years of your marriage, doing it wrong verses one year of doing it right, and so your rebuild trust in yourself as well, her, as you guys are handling, this money does not make sense. That makes perfect sense. Thank you. Dave I agree with you I would not be it would not be a heel. I would die on today, but do want clarification on it. And I want an end date based on an based on a number of some kind. Some the measure not when I feel like it not just being childish and that's what

Is it you want from this and what is it we can do to replace what you want so that can do away with this thing. Ok and I think it's gonna be size of emergency fund. I think that's what it's gonna be and, of course, we're in. Plead agreements are not using the stupid thing, you're getting out of debt, not in ed you're carrying as eurobonds, but I would even have it out of the bomb about just put it in the drawer and if you do the transactions with debit cards? Cash and the occasion Jack and online transfer zero use of the credit card. Now, that's that's non negotiable. I will have a fight about that. We ve gotta up using a stupid thing, it's a crutch, and so you got a break that one break that then you say: ok, what's the? What are we replace it with an Does it security is power and, let's replace it, almost always falls and more those two categories it gives weathers MIKE's in Boise, Idaho, I Mike. How are you drinking?

they can make sure. What's up to my wife, our seven weeks into your appeal class and then we're doing every dollar out you're trying to get up on. Yes, even order great river, property on their return to decide if it makes him You know what a background they run properly represented it for twelve years, but an hour for now. I've been tell about six months ago. In southern California, now returning now. If we should stop it Did you did you used to live there? It is a little property by default, rather than by design and on its an indifferent city. If all real property. I own. I want within driving distance that I can get their within an hour.

Currently all the rental property that Ireland is that, because I want to go back and look at every so often make sure the sun by him turn it down or are hollow oil and my living room, like that, and so on. You know I don't do long distance land lording at all. It's not been profitable, its caused all kinds of problems, I know some people who resort staff for the beach on the Congo or the ski house or whatever and that's fine, If you want do that, I might do that some day, but I'm done that so far enough would have this weird desired, cameras all over it to make sure that everything has not been torn down so anyway, I would because of that, regardless of your financial situation, even though it probably manager, is managed. It had good luck. You had pretty good luck. I think that's the thing is long distance. Just I wouldn't. If you didn't. You wouldn't go by a rental property, northern California. We live in Idaho, it would just be unnatural

and so, unless you some other agenda of some kind it just by default, so I'm probably shelling it. If you dont need the money to get out of that other stuff, then I'm probably gonna move the money into another Runnel property over in your area. If you like Reynolds and obviously you ve not dislike them, to an extreme level that didn't come up MC conversation, some good question. Thank you for joining us Elgin, Portland Main High, Daniele how're, you, I hurry you better than deserve. What's up. I'm in a mess I saw so Monthly expenses exceed my income by like almost a thousand dollars, both the venom, credit card dead ends. A person alone, and I just don't know where to start. Do I stop? The credit card to get caught up anything else? Would you make seven thousand annually? While much is your car payment

sixty five. How do you own a car in thousands and you seven thousand year, night ouch. That's a big chunk of it right there in it, much as Europe. My rang is only four hundred because I have a roommate so now of the riot on the whole myself, but none of the Roma. Eight hundred zasada. So there were four hundred and eighteen sixty four I've and you're making four thousand dollars a month take on pay of three so that used up I'll. You got a bunch of credit card, bad as I have sixteen nine hundred and thirty seven dollars of credit card that what do you do for a living,

I'm a financial consultant for an insurance company, and I have a personal loan that only when he may have to start with a short on the short term? Here's where we looked at showing the car and you look at extra jobs. Get your income up, and if you don't pay someone at your credit card company, you take her food shelter. Clothing, transportation and utilities before you do anything. So your payment on your house, your paying on your car food, shelter, clothing, transportation and utilities. Before you do anything else, then you start working to get your income up and get the way through the rest of this hold on I'm going to send you a copy of the total money makeover

whatever is going on in your world personally. Now is not the time to spend more money than you need to do. This joint honey do not pass up on instant savings. I was talking to talk on our media team, and she said she bought proscription sunglasses online and got fifty Percent off because she used a promo code, honey found her at check out so listen Papa Day, get honey for free at joint honey, dotcom slice Dave Jeff Stout, where those in the lobby of Ramsay solutions, hey guys, warrior payday less to be here on behalf of you. Do you live in a not drip well, I'm the major radio goodbye

beyond, although I heard a billiard that free scream very how much are we paid off forty five thousand dollars? and ten months while excellent and your ranger encumbering the time. I was about ninety seven, two hundred thousand. What are you for living, I'm business analysed and marketing director are you guys need? What kind of that was the forty five so we had about seven thousand hours and a car alone, and then the rest were combined student loans about thirty eight thousand to call out. Are you guys twenty nine and almost twenty nine yell, and how are you been married almost five years? Ok so for years in and really you were bought out: cool, but the reality is got our school got married right and for years, and you look up and you go, He stood, loans are moving one happen well, I really wanted to dear plan as soon as possible are story.

Actually read total money make over while we are in college for we got married, but we weren't on your plan, but when we did get married, I was working in our budget every month by myself really pretty overwhelming, because we had those loans and we weren't saving any money. We were pretty normal. We both had the credit card we repay off every month we bought some things on zero percent interest, but, like you said, we weren't making any progress on our debt and ambitious, very, very stressful. I think boot about point. I check my student loan balance after I've, private pain, pretty hefty payments for about a year and the balance hadn't gone out at all, and that was kind of a moment for me, where I knew I deferred my loans for awhile. So's is paying interest and interest in sight. At that moment of. Unless we can't do this anymore and Remember, reading your book I listened to your show every day and is coming

excited about it, and then we had come. This other moment were and we would commuting to work every day in separate vehicles and we'd go at the same time. We can away to each other driving on the interstate. Any kind of occurred Maybe we could just go down a one vehicle and kind of jumpstart this this debt snowballs the answer we did. We saw my truck radical. Yes, all my motorcycle there and we took a little other from savings and just kind of through that are dead first month, we we paid off. Car alone and then her student loans rest than that, the next nine months who just my student loans, thirty thousand stuff, you work trying to hold it altogether and he comes along and all and suddenly gets motivated. You were like Thank e g Those are definitely high, it was a blessing and it was this idea, which was even better. I didn't have to keep pushing the envelope, that's perfect, very So what's the secret to getting out of that, you paid off on average afforded

thousand dollars a month here for ten months. That's pretty impressive and use all the car. That's part of any sort of motorcyclists bartender right, yes, that doubling how there what's the secret to getting out of them. For me, there are really two things: it was us working on the budget together in constantly talking about it, which is inevitable when you're always in the car together and the other thing was it just being a total mind, shit, mind mindset, shift in realising. We are managing gods money, it's not our money. Yeah, I think for me it was, and we we deafening Wanna, give got all the glory cause. He was deafening walking through this. This whole process that was big and then does humbling yourself to the plan, definitely works. He does have to commit to it and then

Ok, with people, thinking that your weird cause some stuff, we did people that we are creating, but they don't know one car or get that away from our brows and then these shoulder motorcycle. What if you're gonna call so who is your biggest cheerleader outside the two of you? I think our fame? These were very supportive in our friends in coworkers seem if they thought where little weird they they deafening we're supportive. So we push ate them show once you decided. Ok, we gotta do something. Did you just get the old book the shelf and dusted off. Or what did you do in terms of you go through the class or what you do? We If we re read the book a little bit and then we just listen to the show, I mean we're, listen to the gym driving in the car every single day, together. Listening to us that I was, there was a big part of keeping your wherein the pod cash baseload. We hear very Well, congratulations. You guys are very proud of you very

done. We gotta copy across Huggins every day, millionaires book for unity and absolutely incredible that that's the next chapter in your story, you're gonna, be everyday millionaires. Twenty nine you're fine feel it feels amazing. Huge wait lifted off of our shoulders, not even thirty and you're done has been incredible to see the way it's worked and our marriage and our faith we actually in the process helping coordinate our second after you close connection point Browns Burg. So we wanted to be a part of that. Thank you for doing that. So you little not only went through the clouds. You're actually record native any level. Well in that you in your car, like stuff on it in the face these people are saying Millennials gonna write. All this negative staff- and here you are like touched by weight as Possible- is not only possible its probable when you decide you you're doing it, you're you're incredible! Well done our I just.

Staff from Indian plus in Vienna, forty five thousand dollars bright, Alban, ten months, Megan. Ninety seven, two hundred carried down, let's era Why is Goom money? Three too? Why slowly fabulous Well done you two very, very well done our question that I come from blinds dot com is the number one online retailer of custom window coverings. You get free samples, free shipping. And with the new promos they run every month. You're save even more use the promo code Ramsay to get the best possible deal from a, but in Missouri he says babe. My boys are eight. Ten years old may want to earn money when I encouraged entrepreneurial spirit, I'm curious what jobs or businesses you ve, seen, kids, this age have:

excess with well the pretty They also usually chores around the house that you set up that them to earn some money. The thing were trying to do when there that age and really from three years old on up is returned make this emotional connection between work and money work. Is where money comes from slag magical and I want to make that connection the amounts, don't matter the market value of their services. Don't really matter so you chores up in the house and I might have an eight year old is getting paid dollar a week to feed the down. Well, I wouldn't pay, now to feed my dog, but the although they are five chores, a buck, a peace or something like that, and we do our line all of that in the financial peace Junior kit on how to teach you how to teach your kids how to handle money as far as

side jobs outside the family. I think the thing I'm gonna wanna be careful of theirs. Ten years old as their dad. I'm probably gonna end up having at least oversee this from a safety perspective and that kind of stuff, so we are all in, and you might end up in a worst case scenario, actually having to help them execute, for instance, if they decided keep the next door neighbours dog. While they were out of town, you pay but got to make sure that dog gets FED while they're doin that our dog gets walked or whatever it is. They had promised that they were going to execute, and so you got in others. Parenting involved here. Some of your time, that's involved, do not differ. Kids are wired, differ ways. We all have different ones and oh, you know some are gonna just be like MR responsible, MRS Botswana. The other ones gonna go, oh, I forgot for three days and the dogs hungry, you know settled uses you gotta go

finger on this thing so yet need decide. You need for what it is. They commit to cause you're in the mix that sales I do so from a safety for standpoint. I don't want them. You know, riding across them. I'm a bus at eight years old to do to babies are Santa Maria that just you know that that silly saw it needs. Something is done kind of in the neighborhood there. Something is done if you ve got family business, something you do inside the business, though kinds of things were, you can control the environment, because the lesson is not really the money. That's made its hi between money and work, Money

comes from war. Fifty four year olds are don't know that this is the Dave Ramsey Show hours before the day for your gentleness be evident to all the Lord is near vengeance. Frank was at last China and reputation and easily cracked, and Never well mended Eli is whether some Buffalo New York, I Eli, Welcome Ramsay, show in the area better

I deserve. What's up, I'm going. And I am thinking of going out, become attorney and I was wondering if you think w out- you didn't allowing that worker protection loans are worth it, but I think law school is worth it, and so I would be in investigating ways to go through law school without paying for it with student loans. Finding other ways to funded and so forth. So the question is it worth it. So what would it cost you versus what you would earn? Ok now, a law degree, generally speaking, depending on what below you go into debt, matter where you graduate from. I have problem, six or seven lawyers that we pay money to annually. I can't you were any of them went to school. All

tell you about them, as they are competent in their particular area of practice, whether litigation or trademark specialities, one. We have that we use of General Council on staff, I can until you are he graduated from off the top of my head? I think I know, but you weren't you t lol, but I'm not positive. It may be Another said that, but we ve got one lawyer on staff in also point being as long as you to learn the law and the ability to this law in a particular area of law, which is what you're going to do you gonna end up the law. In most states, you don't specialised by new specialised practically meaning you choose a type of law that you want to practice criminal law or you can do civil contest. And CORE Yonder litigation in other words, or are you going to real estate law? Are you gonna do, which is another guide thinking area duenna, I'm going I'm thinking real estate. Ok, though, what I would do so

after some real estate, people that are doing it and ask them what they make where they make and then look at what it cost so much One of my big discussion in my blather ring is this. I would not pay a brazilian dollars to go to law school when you can go for a lot less than that, find a law school, that's less expensive. And I'll get you in any state degree. From an end school as cheaply as you pay black hair and get a good high JP a worker bought off so that you get accepted and illogical And then go to a maybe a state logical or less, but you don't have to go Harvard or Yale to be successful in law you simply down as a perfect lotta people don't go to Harvard they're very successful. Now. The last thing tat uses any area of study, any area of study,

The number one correlation as to whether you're successful with its medicine law, science teaching running a business, whatever your academic area of study is where you went to school, has almost. RO correlation to your success, your personal habits and character. An charisma to deal with people and your perseverance you're, never say die attitude. Your should treat smart Your common sense, all of those have more to do with you being successful, then, having a degree or where you went to school. Not getting the knowledge that you get while getting a degree is very valuable, so because degrees or so pensive now Eli in colleges or so

pensive and there's a huge backlash against all the student loans that and we ve got we socialists, like Bernie and so forth, tell people that they should not pay. There stood alone that now that feel the burn knowledge crap. You know, All that's that's going on out there, and so people are starting to cycle. It is not worth it colleges worth it you asked me: is logical, worthy yes, law skills worth it, but it is not old and Willie walk a ticket. It does not make you successful to get a degree and here, you go to get that agreed, does not make you successful. You eli are your secret sauce. The fact that you're, a single resolve more in high school, calling a show like this says you ve got the stuff. You got the gumption, you got the grit got the ability to hustle and grind any quarter for if you don't have that

you should around your hands stuck out go nowhere. You have me much cause you're, freaking bomb with a degree. That's why nobody, Are you you're, too lazy? That's by hour, how you you walk in Will you pants around your knees to do an interview I know by your hire. You get a belt calm, your hair. Take a shower. Shake the man's hand woman's hand. Look him in the eye, throw your shoulders back, be somebody that's how you get hired. It's not like. I went to school show Europe deserve somethin. You ain't entitled to nuthin baby, that's not to you like you're, the guy we to worry about being entitled. I mean who the day, Ramsay showered and sophomore hospital one. May I can tell you that so on, you got a lot more on the ball and I do so you fine, but does the thing is this? Don't throw be out with the bathwater on education being ignorant,

Statement of socialism is Burma. There a marble go to school. College and more than now it is worth it if it knowledge is applicable in the market place like a large degree, it's worth it I mean, but there's but there's broke lawyers all over the place for you, Warner run a lot. Legal business learn how to get clients and keep clients with people's skills involved. A real estate business you're gonna be dealing with real estate people which are dry. Queens. I love him one in a better world. Personal, my life, but they're all high. Ocean all you know people and that's three. We deal with an real business, Dean was zoning boards and bureaucrats of the law with the dead gum city. You know all this stuff you, so you can be data with a view roasted attorney. So if you, We all know that you're gonna be watching those are broke. Real estate attorney even though you got law degree its A golden really want to take. It is it's a get your foot

the door and then you still have to go to the work folks, so don't teach your kids that education is a bad idea. Education is a wonderful idea, but dont teacher kids that any it station is worth the money. Does it's not you get a degree in german poker history, its worthless, you get a degree in gender studies and wonder why you can't get a job watchdog. We're going to rock. Of course, you're gonna have a problem with that. You know so think about what do and matured and eighty thousand dollars getting a masters degree in social work. That's a Burma! There, just not enough income in that field to offset that expanse, even didn't go in there to do. I didn't make sense, so you just have to through what are you spending for? What are you getting the little the few An that I paid to get an undergraduate degree and finance with specialization and roasted universities

was worth a bezonian times more than I paid for his worth every dime times a hundred because I learned sticks. I learned finance. I learn basic mark skills island accounting, All of those things every day running this business today forty years later, even learn com programming, which has absolutely nothing to do with anything there's programme today? I can promise you that your remember oh punch cards, had a punch cards. We sit in there with some these ridiculous languages that that, guys laugh about when I tell him that I learned those languages, but you know what the critical thinking the two years. There are the same critical thinking, skills you need a programme the web. Today I dont you some cause. I don't do not. I don't know how to do how to write code, but I suspect I could probably learn in about three weeks about anything else to do because I've written code before getting agree, I got lost taste of it, so now, when I'm dealing with people who do that for me all my team,

I'm ready to do that. So I m is worth it is law you gonna do something with your life and don't wait on someone else to bring you the water you're going to be just fine, sir. You going to be just fine pay cash for it, though pay cash for it's not worth combat. That puts us our that I've Ramsay Show in the box. We will be back with you before you know it in the meantime. Remember remember come on. We only one way to financial peace and that's to walk daily with the prince of Peace Christ. Jesus in the middle of these uncertain times? Ramsay solutions wants to give you some hope, for the very first time ever were giving you financial peace, university free for fourteen days go Abraham, Zidoc arms like com, so you can watch from home.

Money. Isn't the only thing we talk about around here? Get life. Changing advice on your career from my good friend and career expert can comment on my can com and show, according to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're just trying to make it to the weekend common show is for you, everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is. You were born to do and then we'll help create a plan to make your dream job a reality. You matter, and you have what it takes conversation on the CAN Coleman show here more from the Ramsay network, including the current common child, where ever you listened about gas, hey it's the producer of the Dave Ramsay Show