From the head waters of Williams Resolution broadcast all environmental studios, its neighbour amnesia work that is done. Casual king in the pay of mortgage has taken place in the Bmw status symbol of choice. They ran through your host open phones, this hours. We talk about your life and your money. You drop in we'll talk about your life. Would love to have you Doktor John Bologna is Michael host today Ramsay Personality, best selling author of the book, redefining anxiety

You can call here a triple eight, eight to five five two to five and we will talk Adam, is in Cincinnati high Adam welcomed that I've Ramsay Show Hague. It actually restrict sure, what's up my wife recently finnish expert by our home and I'm Blair, sixty seven and a half percent man from us hey from armed you're, wonderful when calculating saving for time and you can t percent excluding that match. Yes Should I put all that, and nor should I only put in to get the maximum match and then put the respite separate account The rule we uses we colic on Iraq. Paper scissors accepted only works, one way, and that is match is best? for sure for seven and a half or Dylan right,

I guess you have to put in how much five percent ok then the first five percent is no brainer. Ok, we're gonna do the match. First, then, We're gonna do Roth. Now they offer your for a one k and Roth offered to check out the other day company that will go through third party front. I doubt it. I think it that's native index mindset. We can choose to ask them. How do you work for It's a company or a large what it's a large company, where third party, you I most from third parties- are offering Roth. I mean if there, was not if they're like with fidelity or their with tee, I or therewith However, most of those who have a rough available if you're coming chose not to offer it. That would be watch unusual, chop Let's pretend both ways than you have your answer. Ok number one

like the match. The second thing is rotate Roth cause. The best thing is double your money in Europe. more than double your money, five to seven, and I have the next best. This tax, free growth and the next best thing is the traditional which is tax, deferred, grow if you don't pay taxes on the money and you get to grow money with what is going to be taxes. Someday answer that's your last by mathematical choice, but none of them. Horrible choice show we're gonna, take your five percent match and then we're gonna do a Roth. Now we, if company offers it and you have good options and you want to do it all there. That's fine! If want to do a Roth out as an individual rights. for you and your wife, you can just get in. With one of our smart vesture prose and today, with them, they can help. You select the types of mutual funds. We pick growth, growth and income, aggressive growth in international spreading at across four were evenly, but then few matched out wroth and you still haven't gotten to you putting in fifteen percent less.

For instance, your company, does not have a wroth and you go do a couple a Roth's individually and that plush five percent is still not fifteen percent, then you'd go by condition non matching tradition. in your original for a one cat, so Dave I work, multiple places over the course of my career in every place is different when it comes to match what is wanted companies, thinking through what the matches, our Is it very so much is it? Is it a matter of how much money the company has, or is it we're gonna? We pay a little bit higher salaries here, so we Machel but lower here or what's the thinking and can be anything obviously while monotonous, none shrouded in, such cases. The match is vested instantly meaning that you leave. It goes with you right. Ok, very unusual for lobby does Good thing, then, is

you're using the match to not only be generous to the team but in some cases. In most cases somebody wants it to give you reason to stay it's over. my conscience, I didn't write like things I've been paid. Well, ok gives you reach this target paid well here so much they hear right, and so I get this great match its a bit of a golden hair, cuffs thing. One want to give up this matter, and so you know If I may give us job, I'm gonna give that match up in our boy in all, but if they go I'll match anyway and match overhear such a competitive, for hiring or retaining team? burst its away to be generous. when I see a seven percent match that makes me think some, whether there being super generous on the back end or they may compressed salaries a little bit over here or in it I'm just a cynical guy there or maybe they're, trying to make it hard for you to leave some seven.

Half is unusual at. I never heard that. Well, I've seen tat nothing up to fifty eight, what yeah I'd buy about it's an unusual number. it's usually five or three right and tomorrow. Seventy eight percent the company's match right now, something so not doing anything, leaves Europe at a disadvantage from the standpoint of hiring or retain it. Two other employers who do so that's what it's advantage so to speak, that that, but but Rob there is a huge caught me I'll, give you a guess, ten or fifteen years ago or more they did away with, RO pension plans and they converted the money that they used to dump into that and they move nobody out and much before pitched they move them before a one case, and so they just did the math and it came out seven and a half middle left it and they just did it.

even if you not put in seven, have that's. What's that's a real unusual thing there there given a match for higher than what he puts aunt right. That's very unusual, hardly ever such as free two and a half per cent, and that's very in your inside. It has something to do with something else. That's all that's an hour. I wonder in Iraq locally, I've never been a seal a company that way so, but if you know the old fashioned pension plans like when I started the show twenty years ago, there were a lot more The plans are for a whitewash. and every year they just kept rapid and Robin and rapid and rapid people started, did not attend whether very very expensive, of this demand for a one K. You control your destiny. Here they are member controls their own destiny. They can become a millionaire. Lots of people have with. Therefore, one cage steadily. Investing Andrew, tell you what you and leave Roma to an hour when you leave a church, you don't have to those Ghali's rules on it and you know it by more years, to wait until I

yeah. Well, I'm sixty two and sixty three and a half or all the crap and nuanced stuff. You have to get into the pension the following pages: replete with simple the cost: The company is two things: whatever you match and the cost of the administration with a thousand employees you're our administrative bill is you know it's just a hundred dollars here just to keep up with the dead gum regulations, but by an that's money that just you know, goes to quote professionals to do this. and you're, not mad at him. Remember, that's all based on that already Ocean scare deaths from regional screw somebody with a for a one K. Ah, and show that money that doesn't go into her teams account, but we ve got a match here and for a long time when we first started our match, didn't start until you ve been here a year

wanna, make sure got a roller Europe there here before we start giving you money extra money, and so it was more like a long term team. Member thanks now we started now. Ninety days after having elsewhere started immediately whenever winder start member radical members, first you're not like all our other benefits or set up same like child, but as we got the vigour and I love more money, we relax some of that good questions. This is that every time she shall,

you ve got a lot on your plate, a job, your home, your marriage and your growing family. While you are enjoying the present, you can't help but think about your future and your finances as you explore your options. Consider christian healthcare ministries or c h, M for your health care. They're generous maternity programme and budget friendly monthly programmes have been a blessing to members welcoming children into their families. Visit C h, ministries, DOT, Org, slash budget to see if its right for you that c h, ministries, DOT, Org, slash budget,

John DOE. Only Ramsay personality is my co host today. This is the day. Ramsay show you feel like you, ll, never save enough money or pay off all your bad after you're, like twenty twenty most to America, feels that way, but should not be one more thing. You have to worry about and that's why, twenty twenty we are hitting reset because no matter what's happening in this really easy world you can take control of your money. Usually I planned Ramsay pleasures are step by step plan. It helps you get quick wins so you can make real progress on your debt, because once you get all your dad out of your life. You get your money back and you be more generous and invest and become wealthy. That mean

you can finally starts spending of saving money without worry and get the security that you need right now. So you are chow. decide on a total money reset this year, then start Ramsay plus commit to working hard. The first ninety days watch, although small daily wins we will show, exactly what to do with verse. Ninety days turn into if long habits, so you never feel control. Again, you can get a free trial, a Ramsay plus for free. Just by going to Dave, Ramsay dot com. Slash reset Dave, rambling calm, slash reset Nick is Weathers M Greenville South Carolina, I Nick can do that. I Ramsay Shop I'm stuck up shut up. Four years ago I got stupid object birthday No, you much sinister, in something on much knowing you

made it all, jumping a job! Well done, I made the last time I thirteen today we can tell them. They can tell this to look. You made the lash payment on the chapter thirteen today you're living in your truck or Cartwright the amount of summer user, ok DR and over the road user. I'm so tired use I do have a way. So you know I don't really need like a down payment or anything on this. You know. I know it's not gonna idle. Now that it was the truck did you have it financed and the thirteen alyosha. No sir, I'm an unbecoming, I'm not an opera. Oh it's! Not! Your truck knows. You're, ok Our show your disputed issue and the dog eleven over the road and you're sick of the road and you ve got your thirteen closed up, saw your butt your behind your user

number three nature that is done for what are you gonna do for a living? If you come off the road I don't know if I may run they go back to London, hear you something completely do ok. What do you make now about safety? Do you have any doubt at all? no, sir. I cannot give you any money. after today, not to my knowledge, Aragon and you're done so you're only drive in a little while longer agreed yeah, I'm not trying to Japan today, young on this book unrealistically along at this point, targets are gotcha. We need plan this this one. Doesn't this one doesn't scale? Well I gotcha and I agree with you about: how are you going to do? you're. Obviously single user account

what I would do is rent before you buy. I wouldn't but buying today, because with it, for task as obviously messed up your gratitude, vile bankruptcy, you can get in on the visa and they'll be mortal lenient on that, but I wouldn't today Instead, I, if I were in your shoes, I would say, if I drive number one such as pick out. You pick out a number, not you what let's call it six months, I'm a drive for six more months and I want a pile up ten thousand dollars. Ok, I'm just making us up whatever the numbers work out. You you decide if its eight months, fine, if it's five months, but I don't care, and it does not ten thousand dollars of its eight thousand dollars. That's fine, but you need a little nesting between you and life, because lifespan kick in your teeth and for awhile, ok, a little I'd like ten thousand dollars would make you walk a little more alone drug little more rather walk, right, yeah, ok

and then I would just get me an inexpensive one bed, room apartment rental. Get me inexpensive thousand dollar car that I pay cash for and I would line up and a job that gives me off. I'm not not take up was not market. It included in the Czech thirteen and get paid out, o god she got up. I don't even have that? Ok, yes! What's it worth sixteen forward, if one treaty had off acoustic things, ok, speeches that's a lot of car for where you are now. If you want to hold onto it, you can't I don't care you gotta paid off so today. I M have fifteen thousand dollars in cash new private right right. Attempting to me and give me I have no truck and a thousand dollars in my pocket. Go ahead and start looking for a job to come off the road and looking for a little one. Bedroom apartment come off the road and get your I've said Fisher rhythm right now is throwing gears that your whole rhythm,

our recent rhythm and not. And out of town you and I gave apartment our little little small home some consumption. It doesn't have to be much cause, you're, not gonna, be there forever. You can be there for two years, while you finish transition out of the thirteen and off the road that make any sense yes and Nick there are some there, some literature terrorism, nerd research out there that talks about what it says? to sleep in your own bed for sixty days for ninety days in your whole body, o mine start heal in itself and theirs. than about shower and in your own place and sleep in your own place in suddenly things clear up when it comes to thinking right, then this new job is doing. What am I gonna do net some of those things get a little more clear. Could you get a little more stable and a little deeper sleep

I were you, I'd start looking for a job today. As soon as I found one I'll show my truck get me a five thousand our truck and come off the road, and you can do that now we got do it. and I got fond memories of just me and moral hound, dog and one bedroom apartment for a couple. It was awesome man, No doubt right, then just cause. You know. And then just kind of get off the road, no gradually. Note flying around your head and you you get. a calmer mayor, more commonly peaceful rhythm to your life. and then that allows you to start growing your career in the future that allows start a plugin, The church that allow just our workin out again that allow to be our about buying home two years from now to ourselves from goals on all of that. If your Malo brother? That's what I tell you do if you want to keep them

I can wait for months or five months, pile up some cash, that's mine! I what person you think you're get you another trucks foundation, and I would rather personally be off the road and get this fresh start. If I were you than on the truck, but that's just me, do you get to decide that after What do you want do that, but to me that is an unusually large item wow. You was in this story, stands out in the story and so I would use it to reset my life and get in a slower pace. full rhythm that I can use to build my wealth bill. My body build my spirit, build relationships again, as you too, he's gotta you're, so engagement, when you see benchmark you're, not, although asleep you not sleep in four seven, eight hours at a time, you're, not getting that you don't have that place to anchor and NASA Like there's some relationships you to work on, let's go back in calling your sister and in slowest or to heal ladders, he'll animals old relationships, man, but having a good places

you anchor answer the you're steadying year haven't had just peace, man That's a great place. What measures are you gonna bankruptcy, its role in your every marital you get it you gotta whiteboard. You got a brand new day brand new year brand new thing It shows you can find a job. If I'm you I'm sorry, Some authorise start looking today, That's you do whatever you want, but that's our advice for you listen to you. and I really really appreciate the guy. You are that you'd here, you're gonna, just scratches and scraps push through makes it happen mainly John the Dragoon Rotterdam to grant crushed doing a great job man you working, you bought off, go an all time low, and I think the next phase is gonna, be so much better for you. You got some real cool things in the next twelve to twenty four months. For you, if you make real careful

wise choices. This is that I am sure twenty twenty is over. Let's start this new year strong make sure your housing strategy is working for you. The right plan can lower your interest fees drastically and ultimately, have you paid off years before others talk to Churchill. Mortgage call AAA alone, two hundred or Churchill mortgage dot com. This is a paid advertisement, animal s idea, one five: nine one: animal less consumer access, dot, Org, equal housing, lender seventeen, forty nine Mallory Lane Sweet one hundred permits and see three seven zero to seven,

Doktor gendarmerie, Ramsay Personality is Michael vote. Today, open phones, AAA eight to five five two to five Adam, is in Dallas item. Welcome but that our relationship thanks are taken I'll call sure. How can we all my life- miles miles an hour, we are currently working very step too: we are about halfway through that process, and question is my wife is she's an operator of a woman's you tell and we eventually you're gonna have the opportunity to do just that.

We arrived at the end, twenty twenty She received olive. I guess Do you like a bonus from the company so our question is: do we do we prepare ourselves? in some trouble to save departure, business down the road? Or do we throw that at all snowballing generous help us get out. step, two that money, I'm a little confused shows like a big company and why another sounds like a local, boutique and she's by others, a single store or as a chain or franchise. It's it's a private. it's not a changing their multiple stores, De the local store in the little town are really then everybody. purchasing and other

People do that in their towns. or just the first on the commission on one of the commissioners to a former, employ rot, for the first time there. any idea what the stores gonna cost. We have a serious how much We live in a number of about four hundred thousand ok Well, it's just talk about the business aspect for a minute, then, our by four hundred thousand dollar business, Dad in baby stepped through, which tells me you do not have any money right, not the kind of money to go about it so right down on all of you can be reached out to you should not have any money, but a thousand dollars, and all other should have been applied to babies, to have two unless it's in a retirement account right. If I were, we are, I mean That's all! We are yes, Sir

so- you don't have a hundred thousand dollars and a mutual funds into the sad somewhere. No ok! What do you make About LISA you? What does she met around a hundred. What's the matter offered on their story of That almost all love- no, thousand after paid her hundred right. Yes, how four hundred, not a bad purchase price on it, then that's a fairly. reasonable valuation of fitting it's all fixtures inventory, receivables and everything that's not about price. The biggest promotional money, so well, ok,

Let's go back to the original question and then let me solves the problem on buying the store. Ok, because I want to do If that's, ok with you number one is how big is her bonus coming. It was thirty thousand, and how much did you guys have left him baby step too. we are right at forty five left a casual Let's pretend that you set thirty thousand to the side and you don't Used to get out of that, then you how to pay off the forty thousand dollars yet ok That's pretend you use the thirty thousand, and you get that much faster and the the exact same period of time that you could have paid off forty thousand dollars worth our thirty thousand hours or that you can put back thirty thousand dollars so We go to the end of this and there's thirty thousand dollars in your account and your dad free you'll get there and eggs actually the same speed.

regardless of whether you pay it down the debt, and then you used that fact. When you're that freedom, the account back to thirty or whether you The thirty two knock it out now and then you build a account back to their mean. You leave the thirty allowing you to pay through it or you, the third and get out you're gonna get out the same speed at the end of the story. Now so I'm gonna pay it on the dad. For that reason, because you need to be dead free for you talk about buying a four hundred thousand dollar business, cancelling out areas that eighty per Of the small businesses fail in the first five years on the number one reason they fail if care, flow problems which followed or two headings they screw up their taxes. They dont holder sales tax back, they dont shutter, quarterly suicide on their income taxes and the second thing that get into in cash flow is a get into debt. So you go Don't have any money or you put down fifty thousand dollars. You take a three hundred, fifty thousand alone for a story making two hundred thousand dollars and

endemic it's when you go out of business and your bankrupt that's what normally happens eight out of ten times, I would tell you do not do that I want you to buy the store, but I do not want you to buy that way with three about over the debt with fitted out our down payment within us be alone on your home. There is a high probability you're going to failing, go bankrupt in that scenario, and I know you don't think, that's possible, but its very freaking possible, bananas thirty years, and I see it all the time. So I don't dream of owning the shore, to turn into a nightmare, fair enough, here's what I would do their number one, one possibility? Is you just pile up cash after you're out of debt so high? You pay cash for the store, that's one. Possibility now that's gonna take a little while, but you hundreds of other noisier. How quickly can you come up with four hundred? Probably for years, you know something like that

What are they gonna? Give you that long to buy it well, I guess what I love. What are not good? need situation as far as purchasing my store. one thousand would be. Each assure you, I guess so there was a smaller, not alone, two hundred thousand now right. Well, none! we started but with the money, but it's The interest free You know what we're not gonna have to go. I got a lower anything like that. You're gonna pull them out. It's not all the money, you got the money, You pay them, they can come. Take it back if it fails to do so, owner- financial, great, that's the best our world. Let me do one thing: if I can talk to changing the structure just a little bit.

You gotta talk them into this and since I've never done it before, there's no reason they can't be talked into it. Here's one day I would posed to them that if their goal, to finance the store for your zero interest at four hundred thousand. That is an awesome deal you show very much. I want I'll pay you every bit of the prophet above. seventy five thousand dollars shower. Instead of a hundred thousand or showery that fucking Emily. A hundred percent profit above that until the four hundred is paid, pay that store off and three years for years, ok and they moved out here is the new wants to that. I said all the time: average above seventy five thousand and you guys can easily make it in your house with your wife, making. Seventy five instead of making a hundred you making show me pretty: thou, not our income, emotion area and a hundred percent profit, which is now a hundred a quarter,

Our numbers are. All right here are going towards the four hundred. Are you follow in this year's? Ok. Now, if proof, drop because her some weird pandemic or something happens- you're, not banker because all you pledged them is a hundred percent of the profits above seventy five. So if the stupid thing goes down, losers dropped on way down and doesn't net a hundred and a quarter above zone. If that's one thousand dollars above seventy five year give them one thousand dollars and take home. Seventy five and you're, not in bankruptcy, court and they're, not for closing on our profits, dropped zero one year, you're give them zero because they get a hundred percent of the profits above. Seventy five

and if this all works the way you all, I think it's going to perfectly which, by the way, never freaking does. You can be completely out of hand and thirty, six to forty eight march undermine area, and you ve done it interest free and they have accomplished our goal, showing you the store, so wonderful idea that doesnt bankrupt you if there's a freaking pandemic. This is that I am sure drawn bologna round. My colleagues today at sea, or almost much worse than a pandemic taxes

almost almost nobody another month, employs much employers must send you, your double you to your ten ninety nuns and many people, Put filing their taxes, often to later in the spring, because well, who wants to sit down a new taxes? people there rush into. It are the ones who are getting of agree fund in a lot of them, don't even rush into it, but Let me tell you this year, you be wise to start your taxes as early as possible. Twenty twenty was crazy. And a lot happened. They can affect your taxes if taxes were confusing or complicated to you last year. This is the year to do them alone. Our team, partner with tax professionals across the country. It will help get your taxes done right. I'm done now instead of lighter shop text tax pro two three, three, seven, eight nine and we'll get you some help with your taxes, that's tax pro spaces tooth. Three seven

nine tax pro John DOE lonely rooms. Your personality is Michael O today, Nicholas's in Miami Florida Nicholas, our you darling, I alone great, coming up and you think you could get Michael. I appreciate it should show. usually civilisation. The knowledge motions to twenty not by choice, I might add It is to that decision sir To conclude, I should love and action on the accelerated early on that was it. Tell the terms of stolen honourable discharge butter, I just my contract. So on a much on military I've purchased vehicle, just as you do As you know, a lot of work to do in the monetary system you gotta pay check so to do

about twenty two thousand dollars. a girl down on it and opinions came up to around or suddenly around that a monk amnesia. Sure about the first four months or so and conversely, month ardor wonderful model, around? I missed the payment and unjust snowboard from there, and I did it the paying on the car for about a year and a half there are also the better part of your house, like a year three long, The coroner without repossessed turned out higher time. While are you sure you got out of the car? report not only of so I I got the car Linley Jpg, We don T do it for about the first Three to four months than I ever reaper: ok, here sorry not to until you have not the coroner unity.

in our report on May twenty twenty paid for from the first four months, so on Korea recalled, he nodded the shouts auction and then they close working relationship I wanted to know what should, I do because I owe about this ought to be the sun men of twenty four hundred dollars I'll show the car during the time that I got the car I also bought a pair of tyres and I didn't Nothing on that! So I own the tired of talking about an open or dollars. I oughta Solomon offers for that as well for about two hundred fifty dollars in cash twice over dollar solve your problem. Thousand dollars. We credit card that Thirty seven ardour rubbish. What's your income? I'm so I just got a job I make concerning

you shooting about fifteen hundred dollars a month right now! I am a full time. Student looking up purchasing a year ago that we like them they are one of the approaches of vehicle this week? Actually I'm back three thousand dollars aged and to get a car, but I wanted to know how are you getting around now I use my grandma scar an end. Extra car or wise Mario able use her car She should have early DR much now she's like some up suddenly section of the driver. Is hazard emergencies early further for how much longer could you drive for two more much. I could shoot. I could go We're not going and coming charges not driving it

you just don't want to how're you twenty two. Ok, show and job my underground jumping into crap that you can't afford is called. You pain time to stop doing that, Yeah ache and decisions that you know our right is cause Japan. Men do this is not smart, show, I'm gonna take two thousand of your three thousand and get rid of Two thousand of the thirty seven hundred dollars worth of debt, which means to get rid of the tire debt and the credit card that save towards twenty four hundred to settle that stupid. with a repo and you're gonna be done. with that in about a month and a half, because you need to be work and like a maniac like six jobs, while you're school no time. I want you to no person social life at all. I want you do nothing but make money and clean up your dad gum, mash

because this is so stressful. Do it's not funny and hear your voice? Man, fun! you're, not at you, it's hard for you to even think through this clearly, because Stress overwhelming! Am I wrong your love? The strongest robin you're, not you're, not sleeping good area, right now, Ben there. Man, I'm not scared and freaked out, and let me tell you if you, Work like a maniac live on being generation used. thousand towards the thirty seven hundred dollar problem that you have and then not that only four hundred out in a month and a half to two months from now and then save up and by your car for thousand dollars in cash by the end of September, by September you're gonna be dead free. Having a car that you paid cash for and work a plan culture, education towards having a great life in the future. Now you got country, your dad gum life.

That sounds appealing to me. I agreed with the lights, were honestly much. Barely among others especially during what you just said. I understood very little out enough. I you get a car for around, six thousand dollars. Not made any more dead honey. Don't dude. Yeah, I'm not gonna blushing in your life, you call We have stressed out not sleep and gives you got debt and repose on tyres and cars and credit cards and no no peace, we call our thing financial peace to words, don't go together. Please don't do that. You don't Rwanda, your twitter, your grown man, you're allowed to do in its legal That would mean an inch stupid. Don't do it reverse engineer the last twenty four months of your life man and look at the decisions that have worked and don't voluntarily walk back into you. Ve already done it. Man

take out a big loan or his pride cheap, it was stupid and put in big Tarzan was stupid. and you ve given a gift, so to settle at the price that you ve. You been asked hell, it's a gift brother. There take it you told somebody I will pay you and you didn't in their offer new out. Do it goes One of the council's at you pay for at this college go see somebody get your head, Scrooge on straightened, don't make stupid decisions on top of stupid decision, you're smarter than this man. I owe you are concerned ask yourself: what's gonna, give me peace, our parliament is not on the list of doing this. you think that got you in this the first point it isn't the journey take a new road man. First up to getting out. Borrow anymore, big still fixed up. You can You call me back and we can help you anyway, we're here to help you man, Ben right, where you I've been scared and been living in the poop that I made?

where you are and I'm just the trick is: don't don't keep down it now and I feel myself get back because I've been there to man pace in the house. Just like you all around you, the cell, sweat and upon your hands. You know it's not funny fine, I was so we feel for you were not when I shall know what economic tool guys that I've been there media wages

I love you. Men at all, want to see her hold on college to pick up a motion, your copy of the total money make over. Thank you for your service to our countries. Should this that I ran to show its Kelly associate producer advance greener for the day Ramsay Sham. This episode is over, but have you heard about an event product or service? It didn't have a chance to write it down. Don't worry. We list everything you heard about during this episode in cash out as poor had today, rancid outcome. Excellest

money, Isn T always going. We talk about around here, get life changing advise on your career from my good friend and career expert can comment on my pen common show. According to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're just trying to make it to the weekend, it can com and show, is for you. Everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is. You were born to do and then will help create a plan to make your dream job a reality. You matter and you have what it takes, join the conversation on the can com and show hear more from the Ramsay network, including the can common shop where ever you listened about gas, hey it's just producer of the day. Ramsay show this