Ramsay Solutions, broadcasting from the dollar bar rental studios. It's the Rams, Asia that is now just came in the pay of mortgage has taken the place of the double your status symbol on day rams. Your host gentleman Ramsay Personality number one by selling, often is my colleagues today as we enter your questions about your life, your money and begin being here, particularly your career. That's right!

you're thinking about a new job, we're thinking about participating in the great resignation as they're, calling it out there. Thinking about shifting and moving is something with purpose in new best seller paycheck. The purpose answers that an asian answer, your questions. He does that several hours a day on radio as well but joins us here for the three hours of the Ramsay showed a day: open phones, triple light, eight to five. Five two to five MIKE It's us off this hour in Charlotte, MIKE our you good, I'm all right gonna, be my last start baby step to debt, which deserve out alone, as Europe's interest. And I'd worry you. I should not. Thank you, I'm wondering Why should not just go and short sighted for baby said three inches pay that loan out its terms for the next two months. In theory, mathematically. It makes no difference well,

Mathematically does make a difference because or dont talking just about interest rate were told him by cash flow. And I also we're talking about you completely changing your view and your habits on that, because the shorter distance between where you are and wealth is to do away with and stay away from debt, and the before him, the question makes us like you think they're still smart. like. You do. I mean I d, No now would not. Ok, you wouldn't do it again and must get rid of it. Ok, they're not it's it's. A mindset shift as much as it is a math equation. Purse Finance is eighty percent behaviour. Only twenty percent had knowledge and show your cash. law is being eaten up by freaking car payment, What you're doing is your permanently drawing a line in the sand. Saying that shit I dont borrow money any more particularly for stupid cars. and you know

and when you break that cycle in your head, that's when you begin to move forward on things. It's not join what is the interest rate if interest in People were doing math all over town, they wouldn't be using credit cards- are done if they wouldn't have gotten a student long, but I think it is a math issue that you ve just seen it's wrong way. Realities is whatever that car paganism say it's three. Fifty four the average carping. What's in that range or her five hundred zero five hundred my goodness gone up several years ago, I did a value for our up. I was like four fifty yeah, so that number out of that monthly budget right, if you not pain all of a sudden It is a major problem in the right way. Nelson, we ve got some freedom. To put that money is Rachel, says freedom to spin. It gets at a mercy funds used in full up some. faster and you never know what could happen to where oil I've got five more months to get rid of it now part math equations cashflow, cash cash, Kashmir and an enormous power? The wealth building tool

Is your India so eliminate the paint I'll give your income to some one else. Even if it's a zero percent, you don't do it got good question. The fair quest, are rightly always weathers in Houston, Texas Alia. What's up. Mr Andrews, I take from our call appreciated, and I appreciate everything you do and your great. Thank you sure. How can we help? Long story short, I'm a nurse in the health care field saved a little bit of money here, so I have about seventy five thousand saved in my house. thing is not about fifty thousand dollars left them student loans. And you know I'm like you, you know, I think, about payment opera with I'm gonna put it. down just you know, take care dishonest I can, but I note kind of sound penalize answer your question, but with

Ministration feminine. Do I have to wait chill obeyed, making announcements of life, nothin. I believe some lunch today started dealt with some of the people and public service. I was just wondering what you It is the sort of sitting here and in our country, the calculation game, but now it's one. What you're? The guy format is. One guide you pick. Inertia is great field go into very well done and strict thousand and at what your income thousand good for you Albert. I'm a little bit older. My importing late start. You know that's ok, so well, but Here's the thing I must go back on a couple of elements of your question number one: the buying of ministration has not done any student loans for goodness at all. That was not already on the books.

They have not initiate or jangle thing, They ve been in office for ten months eleven much almost twelve lunch, and her arm and so had not done anything yet now they ve all talked a lot but welcome the Washington DC. Now, here's a SEC, thing you can do whatever you want out. I mean that everyone here, What you're asking his russian Canada so I'm sixty one years old and I have yet to receive a blessing. From Washington DC, either party broker neither Their President Reagan Bush Clinton Car, these are all. While I was an adult, ok Obama, who am I leaving out your traffic at Bush, Tromp Bush ambush yet to get a cheque from any of these people I don't know where you know where I built all of the wealth that we ve bill is. I took control of my own life and not decide

the control, my house not wait on the White House. Yes, and so that's it just a philosophy of life, I think those people sock all of em. And I'm not white, nor any of em. I think there are all of you here on the butt of Amerika there parasites and I don't think I'm gonna wait on any of them for me to have a high quality life, while you're waiting on that wait for pigs to fly arenas. The same exact scenario think about how much further your long, you're gonna be in your life. If you cut that check today today, I mean I've team left over. I have three friends that are politicians, arab for effect, from local, be thought. I had a national level and and I not and their friends of mine- and I appreciate who they are but I ain't white known any of em to fit my life LEO cause you're. Gonna have a long way if you wait

some one in the White House to fix your life. Your life is gonna suck. So no, no, wait on Biden to fix your life. No went on tromp forget reelected. To fix your life, don't wait on whoever you want to throw in them pie here of disgust, but don't do it yet. let me only take us all practically thirty seconds. Folks, let me just give the other side of the story. That's a campaign promise you might hear from the other side of the Isle so David. I picking on Biden or get your mom pagan allowed, how permanent all opportunity open but listen to this that's a campaign promise. It is not good. Government business are right for them. hey these off

make too much money off of this their state dollars invested in this. This is one of the most I mean slimy, intricate situation and they're not going to ever. Do others too many political reasons. Not to do it, don't buy the lie ever there never going to do it, I'm just gonna Hayat AL. I mean I've done a lot of stuff on it without they would do that, but I myself am waiting on them to fix my life. I know that I am often asked again, oh by the way you borrowed it to this are the rams. Unlike other folks, in the mortgage industry, Churchill wont load a bunch of hidden fees or surprises into your home purchase or refinance. Instead, they advise you on ways to save money, crush Dat and build wealth faster through a smarter mortgage, dont White gotTa Churchill mortgage dot com. This is a bit

Testament Animal S, idea one five, nine one: animal s: consumer access, dot, org! You will housing lender seventeen, forty nine Mallory Lane Sweet one hundred Brentwood Tennessee, three, seven zero to seven programmes are for Select Loon types only and are not available in all states. Relocations can common Ramsay personality, as my colleagues today, while the Christmas gown is on hand at Ramsay solutions. We benefit Christmas frame of mind for many weeks now in revenue, right time. Handing out cash is part of our Christmas cash given because if you didn't know giving is the most fun you ever have with money Every year we celebrate Christmas with our aims. You show listeners with an awesome tradition, how Ramsay Christmas cash give away this year were giving one five hundred dollars every week already have several times in a group.

Prize of five thousand dollars up until Christmas. You can enter the win every day to increase your chances of winning no purchases necessary, Ramsay solutions, Dotcom, Slash given and we know you plan on doing a lot of giving everything's on sale at our website. It's our biggest cyber Monday sale ever right now, and get up to. Seventy nine percent off a lot of our books are on a ten dollars each in that they will get special deals from all of our Ramsay personalities. Have the perfect data get Christie rights? Twenty twenty two go planner Rachel. Loses money assessment and get common career assessment, because These are the lowest prices with ever put them on the site, Friday, broke the internet during black Friday. Shall you try to get on then and odd, so we ve jacked up everything right now and in carried Some of our black Friday prices over into cyber Monday, so you can still get The ideals shall check. Em all

if you missed out. On Friday, we were down for a few hours and over here, we're gonna tell after I find that line of corrupted code, but we got her and get her back up, and I know problems now, we're all here to help you check out Ramsay solutions. Dotcom hit the store for all the deal. Tis the cease fire way here. They called me in to help out with their nose able to find it that one little the code Dave I swore to make sure you knew that cause. I forgot decision email. I have our response to this level of loading. I honestly don't know if I got that, for millions of allergy occurs, a yacht you finally alot of corrupted code will be. Me funding alot of corrupt. I only way well well, who adopted code. We wouldn't know it was grew up to now. We found it so thankful for smart. We know what corrupted politician is, but we know what a corrupted coyotes Lou so, but we do have about four hundred people in this building their finance. at all things. Digital agenda includes the

Swat technical team that went in there and found unbelievably internet hiccoughed, and there you go, who knew things we didn't have to worry about when I started this business of? In that truth, I read the email and I go to Beijing we get to do because a really smart people here and help We are all in the true westerns Witherspoon Nashville High Western welcomed the Ramsay show how do so You forget, Michael sure, what's up, he saw also a nurse I'm on baby steps for and what my question is is. Should I have money set aside to go to seminary right now, Pierre someone to change careers, but should I that later to go the seminary, or should I use that money to make a down payment on a home? from nursing to seminary, that's a pretty the interesting call like it. Ah, how old are you twice issued ulcer

When will you enter seminary, if you don't buy a house and have the money, if I don't buy a house, then I could do it on January and you would take you alone. to complete seminary three years I'll get my masters inability Divinity Sir. What's the goal what's the end, the end result: the Ngos, I would love to be a pasture and that's why I've read your book. Proximity principle, but I want to do. Is I want to faithfully served to serve the people of certain people and what I ve been is obviously reading my bible, we reading the button and serving as best they can. What I'm concerned about is that I won't be fully educated to serve as so they can not Billy, I'm not chasing a degree. I'm not chasing a piece of paper and distressing Vietnam amount of education, yes, sir. Yes, Sir yeah well you're aware, there's a lot of highly effective pastures,

that. Do not have an end user. Ok, my day, password started to churches password for forty seven years. It did. Get his end. If that he did go to Bible College and he did a lot of studying and guy red. monetary, still reach commentaries. So I think that what you gotta understand is there is opportunity for you to get more biblical knowledge to learn and continue to learn whether you have an endeavour not now I'm not trying to talk you out of doing it emptive, but I do think you gotta understand that their multiple pathways, ah different levels of education, none of which it's not table. Stags yeah! That's right! The aim in the knowledge that you get from me. The others not table stage to be answered, I want you to understand that, and so then that makes me gap and say I want you to go on a more worried about seminary and more work

sure going into the ministry, then I'm about how shall let's just put take the house off the table and let's move towards move towards, new career as fast as we can and on but I might add some step. to your career transition to see, If you really want spend the money in the time on an empty if you don't have to spend three years to get an initiative to be qualified so low. Let's play the shout. They are you wanting to be senior pastor as it stands today at twenty six that the goal of said then surely, but I don't, I don't think right now. I have the Spirit learner. None of it is not an end in you, don't and it's ok, but let's, let's back this up now is right. Now, can change. We know it's ministry, but it could be seen your past or maybe you find as you get into it, that you'd rather be an executive pastor. That's just as much ministry is as a personage preaching on Sunday. I did you gotta actually look to get in, volunteer ministry position. Your nurse right now, you're in great shape financially,

I want to show you try to work towards a part time, so right now volunteer and then try to move to a part time ministry position. Churches need folks like you who they can hey full time and but need somebody to step in, and I would I would truly work the proximity principle which for the audience says in order to do what you want to do: menace, past or work be around people that are doing it in place or is happening, get in and Singapore and TAT still see all the different types of history positions at twenty six. You can learn a lot just from doing that day and then you volunteer little bit may be a part time role, and you start your anger has had I Hadda Babo College. That would count towards an empty of don't wait to start your ministry until you finish them to get in and see what you know, maybe its youth, maybe it's singles, maybe its yellow pastoral care. Spend your whole week visiting people, counselling is a form of ministry and then, of course, the senior browser or the executive pastor really

get in and see it. Tasted Sperience a little bit of it and then twenty six, twenty seven twenty better idea which path you want to walk thrown around inside baseball terms, empty of stands for masters, in divinity for those of you that are wondering what the flip or talk I turned around and get a masters degree in seminary in short amounts to the hum they qualified to do a lot of things in the young in the church world without The knowledge base does not the piece of paper and is approaching out from the right angle, but to answer your overall question, I would put career shift ahead of purchasing home right now. Are you got plenty founded by home later the little Margaret to buy in any way read the second like there's a man thousand bars forever houses for sale in that kind of stuff, and so on. You know it's not a bad time to sit on the sidelines anyway and let's just take some

perhaps, but I might take a different stepped in saying I gotta go, get an in depth reform. qualified knowledge base was to do ministry, not true, not true, It's not that it's not an accurate one of my dear friends. What station I lived in Richmond Virginia when we first got Mary went to church in the past her there was probably thirty two and was in his first senior passed. Her job had worked his way into it and he got his him did while being passed. Now I've got a several, so that's that's a year of normal path as well, sir and the churches. yes, most of the time, and it is not unusual I've about several situations where the associate pastor was working. You know continuing to manage its continual personal growth. In your field of endeavour, so you got something to continue personal growth and Ignorance is not good in any field,

so the other. That's not an unusual growth pact for someone sitting in an associate pastoral, roll up, young adults, pasture role or whatever to be working on man and many times the church with its approach of size. The paper this is the rams issues can call them around. She personality is Michael host in the lobby of Ramsay solutions on the dead free stage. Joe

lemon. Sarah are whether say guys: how are you good Hungary good to have you guys? Where do you live? Phoenix? our eye and you're all the way to Nashville to do a debt free scream? How much will be paid off thirty, two thousand thirty two six eighty want arise very good, and how long did it take thirteen months very good in a range of income. During that time about eighty anything into one twenty m realtor. So it Gunnar bounces up and down a lot about cool, and what do you do, sir? Emma signing Agent and I also in the project manager, fur or new business. very cool, I sign language agent like finding agent. I worked for a title companies That would be cooler. Well, we ve actually had. We know we ve done live events, we have people do sign language and there is usually a local agent that'll book enforce that's

but you're talking about charges learn something ok, but instead you work for a title company and he worked for hosting company now get you are a very good because that was the thirty three thousand. a little bit of everything we had a couple Kurds. Student loans, medical that car payment, Iris, dead,. hello tyres that our common normal oh, but everything, ass, walking along no money making money making money, but no money for how long you been married of twelve years, while the ears. So what happened a year and a half ago that was the wake up call to get you on your ram journey. Tell us! I looked up with us! Ah well, and we ve actually been listened to you. First, like our whole marriage. We just got serious about two years ago, had to sell our first house because he couldn't pair our debts are without doubt that's the problem: didn't we stole circulating, more more dead and still wasn't working, so we actually got a debt,

seven seven months ago, officially and about two years ago we got really serious. We had our second child. Now we have three and were like now this this isn't workin am while Ok, so you then you just get you cited you're, not just listen the ready or your. I can. Actually we can do that as well as a wake up call was their babies, you up in more ways than oil, the other they'll get ago. It is fascinating that for nearly you're old mare, twelve years you're familiar with range solutions and what Dave teaches in everything and then agreed with it. It just wasn't urgent enough for that all said. Well, we gotta do. It saw I'm just curious when you make that decision. What for changes, did you make? Was it right away? Was it a week later? How abrupt intense was it? It was, I would say, prettier right away. We got

the Ramsay place at which now is called the every dollar at the time it was Ramsay Plus and M that I think the big catalyst like watching what or money was doing every month and we're every week we'd per month we sit down in and look at it there, she started getting really like crazy sellen stuff coexisting things, Facebook, marketing things away the like pure. Shuttle junks, Odette ass. If she were probably the most inspired than iconic jumped on board and Sir did yourself leaving that was his it. He didn't want to do so now. He doesn't really have a lot of things. That would be so. revalued make a lot of my dad says with as well, namely that computer in the tv, by an idea that I feel are greater than those in everything so remarkable. She want to sit there and exactly a week ago, and now I got it and it was hard to because, like the nature of his business as he gets, these commission

X, and sometimes they be really big Commission Jackson when we think about all the things we wanted to spend our money on we're like a wicked we can do all we can do all our foraging wicked. You know paint the walls grew all this stuff that we wanted to do and then like. We would sit there and we like ok, but- If Dave Ramsay was here sitting with us and he heard her situation, what would he say and it was always we're gonna pay Father that Sir was this. It was often cause like. Sometimes I believe I be tempted to believe. Ok, what's yours? Commission checked by something and he believed we can't let him see black list Commission Jack to to do this. I Blake. No, we can't what would Dave Ramsay Do so which is code for not really what that I'm gonna come to your house for surrounding, but it's really code for what is best our future right. adversely the short term feeling Absolutely adults devise a plan and follow at children. Do it feels good search? You know, are you

you gonna go that's what you're people go, what the Stacey? It doesn't matter, what I say really what matters and what you do, but really what that's code for, if you decoded it's like what is a smart thing for me, ten years from today, The question you are asking yourself and ass: you go up. We're gonna get out of step because with Europe, step that we ve got money and were open. Winking go other places. What's all the most extreme thing you did, we heard about selling stuff. Is there something that was? If you look back on your man, this is this is tufted, something really make fun of yeah. I wanna hear silent here, good story. Yadda. I think selling are our first home to pay off all our debt cause we couldn't make. Our payments was problem, crazy, saying. Oh yeah, we did we just as I have just had a baby, and I wanted to stay home with our baby, and I was like there's no way that I can do this with all the money that we owe dead every month and I love the every dollar apt to because

we falling decided to get serious. We paid for that service. Could we don't want to pay for before were like? Well, we can't pay for this. We need to use this money to make a debt payments term dollars. Granddaughter will take an hour's mafia every little bit helps, though you know like that's how I felt so we didn't ever. We didn't do that first time we try to do Dave ran. I think I convinced you a one point was nor we're watching and eyes like son fifteen bucks for the year, but let's Do it, let's watch the videos again, let's yeah, regarding we can only do so. You went through financial picture versus remedy, bloodshot yoga. We do the second time and his time it stuck for us so, but we I love the how the software works were a kind of allocates all the debt together rather than all your car expenses. You have your otto that you have your gas things like that. the Ramsay solutions, the every dollar. I love that puts all the debt together, because then europe-

Oh my goodness, this is all the debt and its we were paying twelve hundred dollars. Europe really quickly bring her home other house with this year. It was the same ass, the same as our mortgage payment. So we're like this. This is not ok. While it and what is your lies in that- is what changed stood inside all at every dollar team know that we probably here that they designed on purpose. I happen to know that, but waited guys very, very well done. Ok, when people ask what he told the key to getting out of debt is not spending more than you make one I'd like that, budgeting to, and we really liked sitting down together every month. the kind of go over things because it kind of put us on the same page in a guy excited for them Psmith. I got sick for the next day came a regular meeting together and deciding like hey what we spend more money on in I think when you do- that you can see the light at the end of the tunnel and it keeps you going

otherwise, it's just an oncoming drawing. Yes, when you pay off your first kind of chunk of dead, it's like while we could do this like we can keep this go and is going to happen in it and then a dozen now powerful dont, you guys where we have a copy of baby steps millionaires for you. The new book is coming on January. You can get an early release copy because you're on your way to being that very soon that your next step, and also that copy total money make over for you to give away right your Christmas time and pay it forward and give somebody Their wake up call, so this is the stuff we dared right here so, proud of year, Ramsay, where to excellent, excellent, excellent job artist, Jonathan and Sarah Phoenix ERA zone. Thirty three thousand dollars paid off in thirteen months make an eighty to one twenty km zero, that british grew three too

where lotta inside there, two. We talked about that in the first segment, we're talking young man paying off his car, you the change some things in your life permanently: there, hey viewers and sometimes you're almost doing them symbolically but other times you doing them technically and practically, but the rhythm of during the budget together and looking out in the future and going ok what we do if we were thinking about our future shells,

translation. What would day Ramsay do by me what we do for thinking about the future being wise. This is what we would do very well done very good stuff job and assert our heroes from Phoenix Eurozone. They took control of their lives and proud of him. Well done well done. This is the Ramsay. Shall I give her joining us America gentleman Ramsay personality by showing author is Michael Holmes today, open phones, Tripoli

two five five two to five Pedro is whether is in Hartford Connecticut. I Pedro welcomed the Rams issue. how are you they are generally absolutely what's up. Oh, my god, I'm watching over the past few years and also through these days, You alone, you don't need a big directly on your phone, it's a little bit muffled. How can we know? Yes, so I'm going to do Finally, we are going through a crisis at the moment, they my number other end. What is going on is that need not respecting the boundaries that we got him he's at home, which is causing difficulties. The house, and I wonder now. How can you hear me ass, a family, as we try to deal with that situation.

How how lucky he, seventeen years ago, here high school Tell you what my mother try to do each other equal him Hey baby! This is mom. go on onawandah. Now. Are you calling me still on Montenegro marijuana, you said all these things a little while they do so. The elevator alarm shows is to do the actions because No, you don't want your does not the picture. he's not? Even, although you have different, that is that live in Dallas Texas? and how old are you I'm twenty two? Well, then, how many other siblings does does David have He had a lot of them and put a report that eleven one am I now he has made his little brother undertake Burkina or no

what years younger senior in high school. I believe, the sooner this year. when does eternity. March fourth much force any really what is happening I hate that at some point and you cannot live like this- the careful we delete in that way that he's doin, that's that's coughing cordially. hell, but his eyes were heard a year mammography eleven, but we do not know what else to do Dave. You tried earlier we call on pc ever been in the picture he's with another picture. Why we're not only well with the police and the picture, the police, another picture, because he on something else lash analogue, like details, but I think you barbarism legal issues.

The exact details part unheeded analogue these goals. For anything, little about and that caused if he asked to be allowed in the picture that's why I was in China, nor I are family there. A Bush doktor John Bologna would be ideal to be sitting here, but he's not. So play. Our Papa Dave Grandpa, Dad Grandpa Dave, ok That's my only exportation this, which is another words very limited, and I ve never face something like this personally, so I can imagine the heartbreak in the pain that you and your mom are going through the dish. the dutch young man's miss behaviors, bringing to you the only, but I've ever had influencing some one, it has not been by force. Although I've been tempted to watch, they want assaults by someone I mean an adult and this young man old enough and physically large enough that he's acting out as an adult, and so the only thing

canoes talk him into it. In other words, and their well being to do that is put someone than has credibility, someone that he believes in in his face and arm in. I might be that there are a couple of guys with local church that you guys remembers. I've would sit down with him and you and of you go out for coffee and they just look at him and go look knucklehead you're, stuck on no, but in european Red have a really long life. If you keep living like this because come march. You're, not gonna, be our problem. May more were put you on the street, but after that, You're gonna have a long life because knucklehead always have a long life. It's always info and you're being a freak knucklehead. and so when you go straight up and be a man instead of a little boy and who's gonna call him out on that. We're gonna, listen And I don't know who that is, but he needs knucklehead speech because he stuck on stupid right now. We got on sticking right Dave, yeah. I know

I like, We want you, I've been there, somebody less illegally then, and probably now mom. I try and mom tried Pedro that. Let me ask you: let me ass. She wrote quick. This is Mamma pain for anything that he's benefiting from right now: cell phone car. What what's Mama pain for the he's using. service, at the moment. What do you think I mean she takes away away tonight? I would take years ears. Are they gonna Dave Ride on the knucklehead discussion? But I also think that this is a kid whose whose hurting and because is hurting, he's hurting you all and he lost his flailing. Who knows what else gonna we're not privy to that, but I would tell you that he's already causing pain for you and your mom and end today. Point you can email, it may be at this point. Is he's not eighteen yet, but I would take away every benefit. Everyone for that she's pain, Ford, take it away with a very clear conversation.

This is why I'm doing this this is it working? I'm not gonna subsidize fund this anymore, it's gone and you can to figure out on your own plus the knucklehead speech, but I think she gonna cut all benefits all blessings Onawandah connected in March, it's cold outside I can feel some more pain and desperation and I dont know I mean look there If you are live here, that the standards and if you're not gonna, be up those standards by March IRAN, they are malnourished, baby back that up and say that, and you gotta back her up. And between our March take stuff away from him and try to put people in his life to influencing and help him, but I don't know how you turn someone like this. Sometimes they have to get the wall on their own and until but I must tell I found some paying their don't. They don't get a wake up. Call the twelve stars talk about that all the time you do at bottom. for you know somebody hit bottom hard before

get the stuff, but you know he's on the aid, cocky for a guy with a warm pillar. And so on. You know, get him a cold one Solano, do, I dont know how to do it otherwise, and that's not being taught or mean or angry its love, because the current thing doing is creating a juvenile delinquency, and so we have to not keep doing what we ve been doing. We have to try something new, and that is an act of love because not gonna be easy for you and her watch some one that you love beyond the street Pedro ask a quick question: the consequences that are coming from his behaviour. They hurting you and your mom, more hurting him more, I will say, is hurting her more yeah even auto at all. you either have open to you Maybe maybe not launch a homeless shelter, big good for you

don't be boy yeah, and I know that he on He doesn't want I'm here for mental health issues. In my eyes,. Bad by either the one that's a whole different equation. You just change here. We also heard the alarming: Finally, do you like you, can help you if you like, if someone is easier for you by the nice, everything they don't really get? No, if you want to stay here, here's the rules. Do these things you're gonna be on time, we're not smoking pot where Do you stuff and you're Sheena counselor that will pay for if you're not to do these things, then we are not to participate in your dad fall. We love you too much for that it's what some people call tat love. I think it's just called love actually but dont know how to do that other than that it there some way you can love this guy. Well, some other way you can put your arm around him and walk within the softer gentler than that. I would try to find that book.

That's a very harsh we are discussing here, but I also that's where your headed, because you know enabling does not help anyone just putting up with another It doesn't make any body get better, ever. Has

you got to do the work to decide and pouch the hard thing. The hard thing to keep in mind. None of US relations therapists to give you advise, were good, Gub Low, arched near our best shot at it. This is the Rams Asia have a friend or family member, the needs of daily dose of Ramsay advised in their life. Let them know about the Ramsay call the day podcast, it's a piece of advice about life and money in under ten minutes check out the Ramsay call today, podcast wherever you listen about gas. If you're looking for fun and practical ways to save money in your everyday life, you need to check out the Rachel crew show a podcast from Bunny expert, my daughter, Rachel crews, guidance rates are created and I'm so excited to tell you about an ipod. Has a lot of you, darling paychecks pay check their end, dad you don't even know where it began that they have. This need this money to get in control of their money, and if that's you, you have come to the right spots. So in Egypt, the staggering gets a time of inspiration and practical advice not subscribe to. The rates of crucial podcast makes review it today, nor more from the Ramsay network, including the Rachel Crucial wherever you listened Abad, gash pay, its James produce.

Serve the Rams issue. This episode is over but check