but the headquarters of rabies loosen the broadcasting of a dollar car rental studio. This is Ramsay Show where american doubts have a conversation about your life, your money, I'm pretty right, author of the new, but take back your time. The guilt free guides alive balance and I joined say by my good friend, Bello Ramsay Personality, Doktor John Bologna, and we are taking your calls, Tripoli, eight to five feet.

two to five. If you have a call about money, if you have question about relationships. Of course, if you have a question about starting a business ya know all of talking about that. We are just a week of our business boutique event that we had last week, which was awesome. John Bologna rocket onstage, so fun for you by the way, those most fun man they're great crowd, incredible crowd, ok, see! You can tell me the psychology of this here's what's fascinating about that specific audience, because it is ninety nine percent women eight percent, but I beg you there's something about the safety They feel very safe to be more expressive. They laugh. They have so many fires that up, because I to that event, early k, I heard about this court on coal fired. Are you gonna tell the story of what would happen? I say yes, but I was scouting it out, because I dont normally talk to the crew and

although my show its that's, that's the the demographic but for abuse. in a business owners and and rough and tumble folks, and so, one is that vibe who created was a room of fourteen if it hundred terrified I'm not here by myself and you systematically interjected safe, you interjected hate you're gonna have to just let that go because that's not how we gonna Roland here and then yeah, I roll up, and I just walk backstage and there is like do singling out- and I thought what is this- is it dance tomorrow in spending and he'll, unlike military and anyway. But what you did, though it s so strategic. Was you made everybody say: do you gotta put all of your and my standing right? Am I the right? Dear mother, I fear the right. That's I gotta go. but the dancer recording the whole thing yet do asked what it was.

Really cool there's up, there's a methods, my madness with more people may not see at first glance, but we had a there's, a girl art, a woman on our team, that is, it fell cheerleader and she choreographed this dance, because it's a trend on on interim reels and tiktok too, to make advances and danced to it wasn't about the dance. You know that right, Magala valiantly, if at all it was she's in a canal. She does this day, as they all think they're observing. They all think we're being an obtained by this professional dancer and then Courtney turns to them says you're gonna. Do that they're like no one, not you're right, but they immediately think not. I cannot answer to all the excuses which is basically an analogy for life and business. I can't I can't I can't their differing everyone. I'm not smart not business minded or have a business background, and then they break it and two steps that steps for counts.

Break it down, step up. They do it again and again and again and before you know it that whole crowd of almost two thousand women are doing that they act and it was about what you can do when you get outside your comfort and what you can do when you break something under steps. How you you thought twenty minutes ago, you could do that You're doing it, that's the message of it, and it was also a few and by the way you can have fun won't each new this message, namely that of a few brave, those who went first, that inspired everybody, because everyone looking around there's a few rock stars who may have been there a few times that thought here we go, I'm all in bright and they made it ok for everybody else and that discrimination I went home like Man Parts of the EU neighbourhood in your community go first, just go first, yeah I was wondering what you did such a great job in another. Your talk early connected with people there such a power,

in digging into the issues behind the issues and you guys experiences when you watch the Ramsay shovel items you call in, and it might just be a money question. Like how much am I supposed to save it might be in a kind of surface level, not sensible, Gimme, the practical financial steps you can take. Get to where you want to be and get out of debt and build wealth or it might. the deeper issue. I can't tell you how many times have you know we taken calls on the show- and it's like this is actually money, call it a lot of money without a money question at the relationship question or some other topics, So if you have a call for doktor, John Bologna or myself, we are here, for you all day to Day AAA eight to five five, two to five we're gonna kick often go to Indianapolis with Rebecca, Hey Rebecca. How are you hurt, God. How can I help? Do you hear me yeah you're great, what's going on oh a graduated in twenty nineteen with a hundred thousand dollars in that thirty, six was my name? Isn't the doubling of the consolidated parent of loan? I'm a man

He wants me to pay back, but I'm not sure what to do here, because when I want to call actually had a full rights one goal, but my parents wanted you to go to the principle that day day. I didn't have money for school and I got just buddies, bigger it out alone and that he will people work and do all the details. You just call me every semester to arms the people working any signs and we would figure out later how to pay it back. He said surely that I would be able to act like them tuition and that he will take the burning, but it the door more lunching apartment by You know I found out later that he used the wrench to pay for the apartment. Was apparent offline, so when I graduated he said that I'd pay, two thirds of the suddenly threefold. My parents must learn without changing the turned to happen. Half an hour can adjust we'll both work towards that until we get paid off, he has paid a penny throughout this whole empire interest rate, the ferment that I've been

my butt out to get my own money out, though career, so you guys fell prey to the three were towards an english language. Witches figured out or for figured out me, is meaningless, Pontus hard decision way down the road and it just gets more complex and more messy. The further along. We go I'm torn on this Christie, so hot in here I part of me, says: you're rich agreement was, you got to a school moment, as I wouldn't want you together. When you go to our school will cover, it will take or figured out in the report into care this, and then you found it. Take care of it meant they took out alone in your name and now you're gonna be on the hook for it. The other part me says I mean

Europe is being your names on alone he data, Dagon Ilusha, dad over this deal and humane having to pay this back anyway. So my after my hypocrisy, loved her we say might after my head, I loved as to sit down. You should now with a spreadsheet or a piece of paper and a pan across the tape. From your dad and said, the days of will just figure it out or over here. Is the dollar amount that I slash? We, oh here's what you told me and we need to come away from this with a plan or both can assign this piece of paper in this is gonna be hard for you, but you are having to be the adult because you're being dragged around by a child masquerading as an adult some accents, yellow over thirty alone- is just in my name and then he has doubled in two thousand. I just want to say is that seventy three thousand just an apparent bushy right so that seventy three was at school expenses only or he's the other thing I

not sure, though, when I calculated my room and board intuition and everything's urban expert, twenty five thousand, I can't or- and I'm not sure what at fort- and he doesn't like to talk about it there's a lot of unknown tier Rebecca the the agreement. front, was unknown the agreement. Now is unknown. It's a moving target. You feel like you're, not good. We will hit the target and you can't because it's moving, I completely John used today have a conversation come up with a new you both agree on and then what where that is even if it's that you pay all of it, you'll feel peace, just knowing what you're working toward here, because Now it's a moving target sit down, have a conversation nail down the terms, and I think you'll feel better whatever that, as this is the Ramsay show now over twenty seven thousand companies use nets weight by Oracle, including

Ramsay solutions with nets. We we have one dashboard to see everything we need to make decisions on a date. basis nets. We will give you the visibility and control. You need to grow, gotta nets, we not Gom Slice Ramsay right now to get their free white paper secret, of rock star she of owes nets. We Dodd guy slash Ramsay. I'm pretty sure I doing today is like good brands. Doktor John D Loney and we are taking your calls triple eight eight to five five, two to five. Just before the break, we were talking about how one of the calls that we get on the reins. He show companies many call or money decision, and often it's it's really something more that we feel away the layers and it's either relationship question our communication question something else going on, and I think that the call that

just talking to Rebecca and Indianapolis even before the break was. It was an example of that, because I've seen this to John in you could to anything alive. You could put the business or whatever like Weedin, have a clear agreement up. Are we really have a clear plan up front and we both the like? We ve, missed the mark on the plan, but because there was no plan and then people are hurt, there's actual financial financial consequences and and mean that such an example of that because now it's this ambiguous, we'll figure it out and then it is not getting figured out and then dad's gonna zone at last. Call those about a hundred thousand dollars of of student loans Twenty five about granted. That was, it was apparent, boss, loan, thirty grand and it was her stood loans and at the beginning, debts. hey. You know what I'm a take care this week will help you out here and then three for five years later, its world youth went to college and we got you through it. Now you're gonna pay addresses back, and then this young woman is grudge

wow. It's like the terms or switch by the way I did the math and twenty five thousand or so extra dollars here, and that something Christie that happens laws, people get these two loans. They get big checks that, may cover all their tuition other board in this next or four five, seven, ten twenty five thousand dollars left takes a special of discipline to have that much money and not spent on. I need a house repair a car repair. I remember I had a Czech like fat and my transmission fell out and I just use the loan to pay for that, and I don't think about the fact is gonna but in a pan eighteen times for that transmission right and so don't ever going fine arranged with anybody without sitting down having hard conversation in front of my promises that hard conversation becomes way harder later and the relationship is the casually on the back in, So in that an example with Rebecca, so you're saying you know so she was saying

turn aims on around thirty thousand somethin like that, and then her just her dad's name is on this other park. So time illegally should walk away. Do not pay about learning with my six thousand I'm out here and there. He's gonna say is my anger. full right, daughter, my whatever right, but but don't you think, there's a there's, a its reasonable to say if she's going Pay part apparent, must only pay the part that she can account for absolutely not twenty alot loud and she can account for adding uses and on what you put on it, but I'm not pan for his mysterious twenty five thousand. In that I didn't need. That's. The problem is now you're waiting in now what dad's gonna says or Utah, that a rip, my daughter oft, when, if I thought you call me a liar com, you cheat Well, you know that speak to me from from your perspective at that point, isn't that a boundaries issue of light? I'm on a cover, my bases and do what I said I would use it might of girls issue you now. All that manipulation is on you. If you I have boundaries You will at some point, and they were.

to be imposed on you or they will be built out of self defence self preservation. out of mutual out of I get to do this. It becomes. I have to do this you never want to build boundaries out of a half too, because that's always protect well from someone who should be close relationship like your dad, dried out, o Donnell preach John, I have boundaries regardless, they may neither do I get to from a healthy perspective. We all agree on or I have two out of self preservation rising to have boundaries about what I eat every day or at some point, albinos, spittle bed and the physician there's a star there really will be imposed on me. I can't treat this where this way or I will get a boundary you will not have. I will get paper get Bowery's man? What you want to do is seldom as early as possible and towards what you want, not what you have to respond to a man. That's really guide that powerful are. We are taking

triple. Eight eight to five five, two to five or gonna, go to Knoxville Tennessee with Jesse, Hey Jesse. How are you. Pretty good, how are you guys, God what's goin on well, my wife and I just an ox know. A couple days ago, a few weeks ago, great you, the environment will be moved into and it looked an actor and on moving day. It wasn't Absolute mass movements were still Poland, somebody else's drop out. There was a wreck. doctor the manager of the place. and basically said six, it What is in the town home on property, which law some but the terminals, the whole those two issues don't really know how to approach it. When you said toward it knows immaculate you toward like the the model, I'm guessing it, and then this? What is the real one which has people?

how was your Louis Jesse thirteen months, the hoof so you're innocent four minute. I know that the at these tenant laws or spur sometimes states Pacific offered them city specific. I can tell you experience had taxes from our When I moved into a first apartment. It was a disaster there is bugs everywhere, was erect, wasn't taken care of, and ultimately they said, go get a lawyer and they called my bluff and it would cost me Samantha dollars to fight this thing and get in dragged out, and we only have six months left and so on. He wrote it out and then left because, but only you ve got a legal obligation. What I recommend that you send stuff in writing because they do have some legal responsibilities. If you re here the things that are not finished, then you can begin to the case. So if this is a pair of behaviour, if ye things are messy turn Two things are unsafe or unsanitary. You will have

pattern of in writing. Not hey. I called over understand if you did called document that phone call. It is open up a file, and this is Bruno annoying and I'll. Tell you for you and your spouse This can be a thing. You'll do together the bridge closer together, or this can become a fistfight that divide you, don't let the second happen, the intentional about it and in registered letter, send emails with red receipts autumn and if you do have a conversation machine, document that an especial journal there, and so if it does get messy if decide. You know I'm not paying this for another eleven months or ten months. You can call an attorney in she think it shouted at least gather the one. One piece of this? That is encouraging to mean that, in the context of your story in your question, does he is that they seemed somewhat like their willing to get right: are they are they like the vector they put you in a town home and are trying to fix it? Are they trying? Are they trying or are they just gonna gathers? Is that deal with it? but I ve heard it

because we moved in on areas day and then Friday was first, they were really good luck known, but all our stuff lordy here region not only applies to them, they only kind of works. They were called. at the weekend. Otherwise I would have a bunch of stuff- and we just got the last of our stuff on the old place today. Most of it so aside from me saying tricks it or I'm gonna, take you to court and then are putting some town. They really I'm done what them electrical socket. Let. they swayed by love, socket gotta and it may something you ask them in writing. Obviously, if I couldn't fix these things can deduct the cost of these from my rent and if its matter of need, ordered dishwasher any changes, plugs out, etc. Liquidated duck these out from the ramp, but ultimately it's gonna be on you to keep immaculate records community,

riding and don't let this steal your character, dont stooped down to their level. Don't act like a that. An immature brat continue to be professional and respectable. Don't make big through I'm gonna. Do take your your business and if they think you're their professional responsibility with they agreed to in the lease, then you go about your options, which are really I mean getting a lawyer yeah and I think it if it stinks, because in situations like this Jesse, it's one of the things were, you just have to figure out, which is the which version of hardy. When a deal do you want the version of hard living in a place that the appliances kind of work or the version of hard? We are trying to take an apartment, complex to court and the like beside both are hard. You just choose both have a cost you just choose which, which caused that you wanna taken. I'm sorry you're in this budget. no one likes to feel misled and Madame de sorry gap that really stinks. I do think if you continue to talk to them, in your options? I would try to get

much leverage again, while maintain good relationship, because people are gonna respond better if you're nice, the process, just like John so dont, let it what your care to return into a jerk. You dont have you jerk and it's not gonna, get great results in being a jerk. So how can you protect yourself and move forward and in the best possible options you got. I hope this helps good luck to you. This is the Ramsay show

here. I resign Aloni and I are hosting arranged so today for you we're taking your calls AAA eight to five five, two to five and with us on the debt free stage, our dawn and Joe and hey guys, welcome. So I'm guessing. This is good news for you, your honor debt, free stage. That can only mean one thing: you are debt free with their congratulations are ok. How much debt did you pay off over the last forty years has been quite a bit since we go started, married no referring, but are we really buckle down the last barbarism paid off farmer, girls and worn out hey wording of world or the relevant cancer? The Earl Liberty? Ok awesome Ok, so tell me: ok, let's you wanna go

in the five years or Yoda focusing the full picture. The twenty years you tell me, are contrary little, bear the full story, but little rabbit press. five years we ve buckled dammit We ve been married about thirty four years and started out with lovin enough, and you know, like most people do stayed home with her three boys and I worked long hours to kind of me the ends meet you now and she baby satin. Through the years from agenda Day, Ramsay thing pretty volume, we didn't released, spend much on the goals and got by you know better for kids, but last five years, I was actually diagnosis. Partisans when I was forty eight, so decided to buckle down and get a house paid often and make it make it easier in case I got sick and couldn't couldn't get work, and so she paid off the house in everything. Everything we got every are amazing would have been

the faster, but we upgraded our boat and we really enjoy that so yeah Luigi guys, you love what our household income to understand. five years we went from one fifty about two, fifty la what's that jump tells that story a change jobs. I work for Ford Motor Company among assembly line actually go on hours there. My wife abound and accounting practices were day rooms. A lp purveyors of my two sons, threeam or here two of em, are worked for me or partners yeah so it's a family business and down hurry and got his ground creased a little bits, amazing what story you guys have had, especially over their fat last five years of just the motivation to do this. The focus and intensity tell me a little bit about this. That specifically the last five years of buckling down retained. We're gonna pay it all off. So was that

there are thousands, are all just the house was their other. Seventy two. Seventy five was a house like you say we upgraded about the edge pretty good, as both yeah really apparently about that day. Voice says boats are terrible; investment be weak kind about at the right time and in covert hidden. It's actually worth more than we paid for both deserve it's about you, people and came upon a holding. It is not that way, that's where we spend most of our time louder for our assets. It tell me what is in the last five years, especially when you guys got really focused in intense, like we're gonna pay off the house near in the midst of upgrading about all those that stuff what the what what capture track? What what? What do you know where that look like in your marriage in a practical way? I probably the least pushing me our marriage and I had them He'Ll- tell you are our mentor was my dad and I always

I didn't say that cause he's probably gonna hear it, but I swear I would marry anybody, like my dad says he was so tight with his money and then to say here and now to say, may up about the Volvo and when they had met him and turned him into So as I blocked I've learned about, God was the best choice ever and I was the spender end, but the last five years I think I probably cut back and I agreed to about a lot more. He has worked really really hard and I cannot ok. Let's do this thing distracted at that. I mean your stomach false floor. Your heart stopped beating when they say hey. This is this. Is your diagnosis is market since and the new sit down and tell your wife got a family like take me back to that moment, pretty scary, but we both come embraced. It I'm doing find the last five years so like a semi paid that use any file in the house. We had a fifteen year alone on in paid. It often pro

eight years or so that we get the house out away in a boat was so little batten, catch, floater, new car recently, so they just this buckle down and work a lot of extra hours, overtime and knocked out, you're amazing than delegation is in his face of that no sir said that the fear and all that the fact that you guys are buckling out in doing that is incredible. Who were your biggest cheerleaders unless journey, especially the last bit like Joanne said my Father in law is part of the biggest jargon Florence Corps kids. You know they ve had to suffer little bed through the years are not haven't much, but there were here on a trip from Kansas City, This awaken were kind of under this the outdated give them. little bit of fun we're gonna cut item. What we re under you know, John I'm, looking at a metal see a lot of suffering, you're missing there, that's twenty three year olds over there and stroller slaving Salazar Grandkid. Awesome awesome

for someone listening right now and they are vigilant in paying off their house feels impossible and they got held things that their struggle, whether they fell down and skirt, speak to them I got what is what is the key that gave you guys hope kept. You motivated kept you connected to each other, talk a little bit about how you stuck even though his heart most people say the budget was the biggest key to keep him on track. I try do that, like she said she was bigger, beggar spend our. So she would tell me Y know what I'm spend and I don't really know about you, but like think the biggest thing is just to stay focused and not worry about what people have and a few pictures of vehicles that I drive and broken twenty year old car for quite a few years, and now we can coming up

yet some yeah Marser, Rickles Download. You tell somebody who, just whether they got laid off whether they are having relationship issues, they lost somebody in the last couple years, which we all know somebody who's pathway, Borgia tell somebody who's wrestling with really hard news. What's there next step, I guess I just have faith in and keep her head down. Down in anything, can be anything small and actually get a guy that I work the Ford he's, thirty and I got in I a little bit five. again, these actually pages software, and if anybody can do it and then his wife's days, I'm a lot too so ass. He could yeah. You dollar, amazing and I'm sure, there's just one example of the people, even spired right now, your inspiring millions more with your story. So thank you for sharing that and thank you for just the testimony of, hard work are now. We have got a copy of the legacy journey for use. That is definitely the next stage in your journey. In your already on it to pay off the house, which is incredible and we got a copy

the total many make over you can give that as a gift to a friend pay at Ford, maybe get somebody kick started on their journey. You'll get Kyle and Andrew Coty up there. I can get the kids from their get him up there, that we offer our rights have got dine with Kyle Andrew and Coty Alex so good from here city paid off five hundred thousand dollars, including the house over twenty is that really buckle down the last five years? Making a hundred and fifty thousand two two hundred fifty thousand count it down. Let's hear a debt borri scream three two one in other cases, where story, especially the face of that diagnosis and adversity and feeling you know when you get some new like that. I'm sure you just want to get the feudal position and to give up and they did the exact opposite. It's it's

it's hard to think of any sort of light at the end of tunnel. When you get a diagnosis like that, you know come to mind come two years come twenty years. Things are gonna, be different, yeah, And a really my experience of seemed to really different approaches in it. It be one of the other. You stole my hands up and say this is what this is all you see a group of people rally round one another, you got in laws and credible life, support a wife and say this is you didn't get this done. during my earlier the boundaries boundaries Scott imposed and where they can lenient and say I right. This is common. Let's have no payments when it here and by the way, let's have as much money as possible. Should a boat is real nice going to spend a lot of time on the water? Let's not sacrifice but let's be intentional. Otherwise, this thing's common in some shape it some points. Common forest was plan. forehead is we can good for you,

enabling amazing too, because they buckle down this last five years, but that was built on twenty years of following a plan that much easier to implement these strategies when they are already been doing and they just at him with war intensity alone. They only spirit spender just now: a child hartfield she's, my kind of accounting love it. So are ya, we'll be back before you know it. This is the Ramsay so

I guess you're right journeyman. Today's my good friend and fellow Ramsay personality, Doktor John Bologna, and we are taking your calls, Tripoli, eight to five five to two And we're going to go to Harris Burg Pennsylvania with Evan, hey Evan? How are you. are you guys, God, what's Goin on the question: why if an eye she's thirty, six and thirty four, We have a one year old. I left my job Armand. She was born to be taken down Wait now worry eighty step. Like five slash sets. We started saving for her for college. and we had a fully funded emergency fund-

That will also have to get on top of that, and I'm just wondering what to do with that money should fight load twenty nine a little bit more. Should we just focus on the mortgage the timetable for Mobile eater suggestions. de there. Yet same thing about baby steps for five and six. Is that they're all happening at the same time? In most cases- sometimes they won't, if somewhat doesn't have kids. But in your case you do you remember recently day talking about doing the math of what his, what the fuck twenty nuns would be when his kids, what college backing out of that just front loading them and then leaving him alone. So that's always an option for you. If you just want to put more in there and let it go the amount that that you would need that's an option and then yeah. Typically, what people do is they just buckle down and with that access above and beyond their budget that day, you know,

that their enjoying some anne- and you know you should enjoy some Evan. But above and beyond that, you you pay off the house early and in a we just had a family on stage that that just paid off their house. as an example that we're seeing that more and more now with people that have been living, the baby steps principles for years and it started to catch and pay off, so get would really be other than front loading. That college fund, which she could do be paid off. The house and then you have no payments yet to get to my house. I got two young ones, and I am I am making a calculated gamble that higher it will look different in ten years and fifteen years after being in it for twenty years it's gonna look different, and so I'm saving for college appropriately. But I'm spawn taken any extra money in Panama House off that like more like a more present liability to me than what the cost of higher it might look like in x number here. Let's just stay here for a SEC

Even if you gotta say, let's just keep your per second time this this issue with college savings, because I know something that a lot of people fear is exactly what you just said and they think I'm putting all this money in this account and slowly different? What if it's not enough? What if it's too much, so what what? What? What are your thoughts on that especially can? with your background being in higher ed. What's the best route to kind of the we're gonna fall the baby steps and at the same time, no that it probably will change the way there. ruptured right now is any sort of education or post secondary education. You can use it for Sir. If I wanted to go back and get some more counselling classes or my wife, one or two go get a phone. The blink certificate or do a mid life curtained, which I've done just now. That fact I will pay for that right and isn't something where, if your child gets scholarships that you can then little nominate a lotta wants to get so all its citizens. it's a great retirement and integrate savings tool and for those especially for those of us who, then, if you look over you ve, got a plan,

Money, the count s can be hard to its letters therein grower this of course, a time. At the same time, I personally and every teaches on this one cause you're doing for together, but I'm gonna pay my house off, which is a present debt. a stare at every month. Drive me crazy. Verses with this thing may be yeah X, number yours, yeah, yeah, Evan, that helps in and you make such a good point to you, because you ve got that you ve got the interest on your mortgage right now. You can knock that out in and get not only. paid off earlier, but then you have no payments. All you can do whatever you want to, but I love that reminder. It probably will look different an end. You know at the fact that you're asking that question Evan shows that you have a lot of Martin cares. If you did not have that margin and weren't living on the budget, you would not be asking that question so well done. You do an awesome art, let's go to Leah and Lemme Ohio Haliae. How are you what God, what's goin on

My husband, I leered any earlier eleven years now we got to get. You are both school. We have here that we a bad trucking company. We are fully funded emergency fund end. We are debating, giving up a restaurant arrive. So what's your question for a personal way to go, you do it also lost our if you sell tacos end or burritos you'll make a billion dollars. Are you on the toilet, We do agree to help. As agreed, huge regarding which the location and would absolutely be perfect, because its quarterly right off the interstate third party, a parking, especially

trial drivers the ruling, has like a section Which could be the restaurant car is in the middle. We'll treaty bakery tight sitting on the side with a the gradual window?. on the other side of the kitchen? Do you like, like would be perfect for Like waiting, values are guiding receptions Birthday party is that whatever oleo you're young love LEO Leah is already love? Oh no. I like the office and it would be right. Click blow the tracking company level I don't like doing things right, don't don't do we do if you ve got the gas do it tomorrow? If you don't don't do it? Ok, let's lust with that part of it. Do you have? Do you have the money to do this? The savings right now. I tracking

companies will be able to fund it? Can't cash We have the deposit and the first month, like least payment like in cash right now, yeah yeah, ok, so you you ve got something to eat with, which is great pierced. Here's a couple things that I would encourage you to do number. I would encourage you to take that big vision. They haven't. I see it, you can see it. You can see the people there get their coffee. You ve got the office like you can see it Leah, a hearing, a voice. You can see it. What eminent you do is back out of that idea to the baby. Version of that idea. You can think of. Is it just the front space? Is it just the tacos? Is it just the off like what is the minimum idea that we could start with to prove this concept? Where is it To build out of just a fright and you're gonna serve some baked goods and you're gonna prove that truckers are gonna, stop at this place and get there ok, I want the baby

And it's gonna be the lowest cost because as the lowest risk, while you prove the concept more money in the door to fuel, find all that the expansion of it to the second part in the third part- and so am I gonna head. else to the wedding venue cause. I'm a wedding or truckers are here now you just tell me it's a it's. A restaurant wedding venue, truck driver hang out and bakery meets your dream wedding. I dont see that that could be a reality shows. He told him where maybe it's time division, but let's start What you noble work, which is possibly a restaurant, a quick, serve arrest off the interstate for your target market, which happens with trucking company the already working. So it is definitely him up your baby version idea where you can prove this part, two Unita needed a real business plan for this. What stage Are you gonna do what things how much as each state can cause? How are you going to operate at all the details that are not as fun for visionaries like you and me, but they need to happen so think of

of the staffing and all that information, and then I want think through even the record keeping piece of this, because when you said the trucking companies going to fund it, I just one I am sure that you know when entrepreneurs get into things, sometimes that money can get mixed and it becomes a nightmare for taxes and record keeping so just make sure party or business plan is in all of your ear accounting and in order for those at the expense of that that Chrissy you work with business owners all time. Can I tell you my first big head till Tom, if I'm crazy, Tommy don't put a penny down on a lease until you have the contract or two in there to tell you how much converting a kitchen and building allow and all that, because that build up a b,

seven hundred thousand dollars and if you know the cash to do it, I don't do why. I'm thinking too, like just set up it literally a tacos team in the front with no commitment, know least, nothing prove the concept before you make a commitment. That being weary of the word perfect, we didn't relationships of businesses, never put a good note, and I dont know what to think Pretty James South Associate pretty circulating on my co host after time alone, and this is the reality, so they guises history senior producer for the Rams issue. Regional over eighteen million people, listen to the recently showed every week in a lot of those people, listen on one of our six hundred plus video efficient process to find a station near, you add to the Ramsay, Show Doc real argue in a rush and living life just going through the motions, build confidence shown yourself and learn to crush the God who created you check out the Christie Ride, show where Christians buyers, you break through your limitations and create the life your browser live pay on Cresty right. You know it so easy to feel stuck. You live life just going through the motions, doing dishes, doing laundry carpool lines and a whole list of commitments that bring new no joy. We live like that. That's why I want you to check out the Christie Right, so each episode will help you felt competence in yourself and the guy that creating hear more from the Rams network, including Christie Right show wherever you listened, applaud cash

Its James producer of the Ramsay show this