From a quarter of Ramsay solutions, broadcasting from a dollar car rental studios. It's the ram Janshah we're dead is dumb. Guy just came in the pay of mortgage Russian, taken the place of the Bmw, how's, the status symbol of choice, Doktor John Bologna, Ramsay personality best selling author and boosting the extremely popular doktor John Bologna part guest is my again Today my gun, I guess my co host today and were glad to have you here I'm here to answer your questions about your life, your money, your family, your money,

your boundaries in relationships and we'll talk with you about. What's going on the phone number, eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five that's eight hundred and eighty eight eight thousand two hundred and fifty five two to five Jeff is weathers in Dallas. To start off this, our Jeff. How are you what are you doing today better than I deserve? Sir? What's up your quick question, Surely, due to investing, I get work with thirty lp when I started my job last August is like my option and and look at the outset. Lounges curiously, I see like, for example, in the large cap option they have as the other option. than the one he too much like to have a similar rate of return, but the share prices are drastically different social also be considering. Their share. Prices are just spoke a strictly on the rate of return shop, means nothing? Ok, it's not! It has nothing to do with either. It's just the number: You know people,

they have in the mutual fund divided into that I mean it in your share price times. Your number of units leak, butcher, total, so you can download ten dollars rapprochement of dollars. Your browser doesn't effect. You know what you're good in what you end up with you're gonna. Have the shame if ever bow of them had an eleven point, six rate of return there, both going over there. Zack same results JANET some which, if you buy a share of stock four hundred dollars a year by sheriff stock for fifty dollars and you put tint dollars and either one and they both go up eleven point six billion it's the timber thousand dollars is going up. Not the share got it at the top of the town of gives you the return them. So putting the same amount in your buying less units with a harsher prize, more units with lower share price, but it's really just irrelevant. Show your fine as long as you're, larger and good mutual funds are giving a good strong rates return similar to what the stock

August, doing you're gonna become wealthy. If you keep following the baby steps and working your way, all the way out. John. The good news is that just like you're dealing with a mental health situation with em the situation of the marriage situation with a career situation can combine these area of life. Most people don't succeed in an area of life just because they freaking don't pay. Attention is not cause. They do the wrong thing as much as they just don't do anything. They do nothing We just sit there just go. I won't do or what's on tv tonight, Mama It is in the other room burning down or my kids. Near the room there, my kids or another indian heroin, but all of us on TV and I've got everybody esprit. A screen, everybody's quiet them- is ruining the right and showed, and that's what to do with money as long as I'm not dozens. report show,

those Barnum Down, John, I'm, ok, the differences that guy is paying attention at a granular level. a very grand you lie. I don't learn at a nerd lab. I started to turn and ask you eighteenth. I know we're in front of a couple of in a million people are so, but what's he talking about? You explained it to that's good, not even gotten a grander levelling out. When we have you pull up your mutual funds diminishes the each share that you own is worth action. You own wine, RO shares and ex terms? Why is there no money you have in there If it's ten dollars- and you know you off and shares than you have ten thousand dollars right show in that's all. It is the shares- is a year portion of this mutual funds mutually funded right, and so Third, if you're in you'll find this got. You know who billion in it your share is a share of that, if it from you'll find it's got in our

five hundred May in it in our fourth of that, then, your share is a share of that, but the rate of return as a rate of return everyone has the right of return is the right of return. Is it's a based on the dollars? You have invested total, not the share price, but the Good NEWS about a guy asked it's easy to make fine collateral nerdy who gives a crap? You know because it tells him out, but the Good NEWS is we pay. Attention is paid to people who were successful at every area of their life or the people to pay attention? Ok, I've got authorities want to reward people to pay it, and I've got a theory owner know you ve been doing for law along, and I have what why dont people pay attention. What are they pick a thing that they just choose to turn out on my theory is and is not for a lazy intellectual laziness. For me, it was more than I always fear, ok denial, or are you some kind of up a repressing mechanism of no account year when we don't want to face it, my marriage or parenting or my my physical fitness my mental ike

go in and be direct involved in to some degree the route that would take right when it comes to finance to the stock market. almost like a presidential election? I can do my right thing and then you get a step back and let the thing go right is there's a fear components fort. yeah yeah. Only by the house. You can't control what else pressures are gonna. Do they are right, but you can go well. You know last seventy five years in Algiers whatever dies and I'm pretty comfortable with ads on the bilateral problems on workers for me, and I don't have that. I have a big predictive MA full of some kind on your home can see what your marriage right, like most people say. If I asked this question the occasional person doesn't like that question, but for me we come now to fear. But I don't know what would it is across the board? It can be, can be laziness here can be until you know. Why? Don't you want your want to? Let you go and see what you just like our kids

I really want us when we watering by run lessened by straighten amino acids. You know that you have that Kelly, we're dulled getting ready for the marathon Roma have marathon but chose you run a few years ago, and she said it's in the Bible with that that you don't run, with a wicked flee one somewhat, but no one is tracing only the wicked fully when no one is tracing. So all your runners, their Kelly's, got your back literally so, but you know that you shall fear, it can be. Fear I can be oh, I'm overwhelmed. I don't know what to do in it paralysis of the now during the headlights or whatever our answer me laziness and the problem is in America that you be half but and have a really good largest coats: zero, secular, travelling, really good life and America. Vienna have, but in fact the good life is now injecting fractals is. The third way is crap doing things that are going to be hard for you so

you can grow you're right. You're gonna be intentional about discomfort marshals our grow unless you're, so that's right in our lives are growing Ellerslie, Lucy Bumpy, nay, my relationships are going from not Heaven heart. Conversely, some some gone. Then yeah yeah you. What does leaning in that? There is success principle that in any area of your life and this intention reality the power of intention outing, you become what you think about, Gale said Jesus just said as a man Thinketh in his heart so easy and when you have nothing in your brain Europe become nothing and there's plenty of people who are happy to take your money and plot things in your brain for well or yeah, or Patsy on they hadn t a good you're doing when you really shocked Europe's. I am and take your money doing exactly our two key thing subscription Viet here, not as a sovereign first cute about really I'm

well and humble. My mom says I M in humble well your mom's she's obligate. This is around you folks on my huge fan of simplicity, and that's why I've recommended simply say for years to protect your home. They introduced wireless security over a decade ago that took so many of the complications out of getting home security. You customize your system online. It's deliver, do your door at you, set it up yourself in under an hour after that, you have twenty four seven professional monitoring right now visit, simply safe, direct bad com, and you get

free, hd security camera with any new system, Doktor John Bologna Ramsay personality is Michael vote today. This is the Ramsay show. We talk about your life. Your money in your life number AAA eight to five, five, two to five Patrick, is in Columbus, Ohio. I Patrick. How are you area better than our deserve. What's up, so my question is: are I'm seventeen years old? I just finished my thought: no emergency fund, which technically covers way more than six months worth of expensive. For me, all I paid Sir Micro small? Should I keep putting in that and the future

for me that after school or maybe start investing a little bit or use that to start setting up your financial toastmaster train who's. This guy, wow well, Patrick, we teach for there are in high school and living with your mom and dad home, foundations for personal financed at their their fully and an emergency fund is five hundred dollars. Now, then, you bring up an interesting question: some day, you're going to translation and move out as that day approaches. You're gonna want to have a full we'll call it an adult emergency fund of three to six months of expenses are what is your life would look like if you had a job and lived an apartment and live in hope, but that's a different world than your living in today. In the interim, you could save time, that transition or could save towards a different goal. I would not begin investing at this stage, I think, is necessary. You got plenty

you're doing great you're, paying attention and now I would not suggest you do the financial coach master training at this stage of the game too expensive and item for you. Invest at your young age. You'll have plenty of time to do that later. When you want to move into it, but I don't really want to seventeen year olds, thirty five hundred bucks away from him, and he will not be able to make some money as result of doing that because be highly unusual for someone to come to a seventeen year old for financial coaching beer, the heart of time coming to you, because do this for a while and I'm old yeah exactly Sir Leon loved. I've got a lot of girls at again backdoor we're saying before the break, paying attention on man- and you know it's not to say you can't do any of those things you can. But it's it's got married they lie just three weeks after I turned eighteen of told a story before and who would buy.

You shouldn't about a house from me as where my Tom Solid much Ash Magnum P, I had the disco clothes on Does that another suit? And I actually people into by houses, which is not a real good reflection on them, so not by your largest asset. From a miniature Tom seller, can a disco so said: Babo had made you don't remember Magnum P I before he was doing info Scholz on anyway itself. ago, but I see era is where this kid me other Sierras and Evans Ville Indiana. What's up clear idea, I don T, We're taking my call I new to your programme. Very good friend of mine gave me your book Tuttle money maker I've read that and really tried hard to apply those principles. Long story short:

I'm a single mom of an eight year old boy? I worked to jobs and traditionally away. I worked sixty seven days a week, but my total income projected arm ass things. They are track. It should be about twenty seven to babies, thirty thousand dollars, which is very low. I total debt, which is doing loan a cargo and them all get that by your standard is about forty thousand dollars and I've he paid off eight thousand within three months by judges. Can I want to know your opinion. Do you think it's worth it to stay at these jobs, because I am sacrificing so much time for my child Ura Warrior Princess lady here he is lucky to have you in his life. You're amazing, well

I think, if I'm in your shoes, I need to see more traction for the sacrifice right and so I would be willing to give up some of the hours if I was being paid a lot more. Oh resetting you're, getting some better jobs at pay. More make it more worse in the sense of the advancement that you make on your core on your financial gulls, make it more worth the time way. Now you don't wanna, do not want to sign you up for thing where he's eight years old and ten years from today were still in the same, we'll running and running and running and running, and you ve really made no progress and he and you pretty much had been gone the entire time. He was there that that means your career path didn't go well brain!

and I'm not concerned about the old that I want to get some of the new one, the current ones. Interbank payment shone out of your life. So you get that money back each month. You don't have to pay Somebody else you can use it for your family right now. I think what I would do is probably on the career side of things No! I wouldn't be away from my kid for minimum wage as an example. Ok, but that doesn't mean that doesn't prove anything you're willing to work hard right, because both of my jobs will be very honest. There there very much, though deadened jobs under telemetry technician. And not a hostile. I work twelve to sixteen hours for three days a week and addressed the time I'm waiting. people's out of all restaurant. Our area really have a hawaiian, pretty yeah like low income, poverty stricken country area, and I didn't

My degree, though, did you start your degree in nursing by I've with covered? I have decided, I don't wanna be an earth. I've got a job, I call time I deal with a lot of that night. I want to get away from it, but this is where my insurances, my benefits, though item honestly, I think it's more of I'm geared to leave if you're assuredly ownership, island better, you can't just caught cold, walk out the door. Of course. I would argue that Russia, what I've gotta do is if I'm in is what I have to do. I have to have a new goal and say: ok, how old are you by the way, I'm twenty, nine, ok, when your thirty nine and this kid is eighteen, what is she era doing with her life? The paths double or triple what you're doing now right while my goal. I actually have two goals them which are polar opposite from each other. I love the into this.

Of hospitality, and you know with waiting tables, it's really open my eyes that I have such a passion for being social with people and enjoying them I would love to open my own restaurant and indeed outside of thing. If we're too about like another personal data, is a really so like to be my own boss. Long live the life that I want to live. I have had a passion for like maternity, like with babies than I expected mom, though I have considered opening my own photography, business and just catering to mostly maternity, birth photos and the newborn Odo Witty you know very well that there are some interesting option either. One of those businesses that you could start immediately if you're a good photographer, you guess for putting yourself out there, has been willing to take pictures of almost anything and work your way towards babies.

And if you want to Sunday open a restaurant and beyond that business, why don't you start baking, something or small catering business on the side, and let that be the replacement for the whitewashing job as soon as you can get it moving to manufacture mighty? You might approach for existing ball. About letting you manage his new catering, outfit. Ok, and then later on. Maybe he gives it to you after you get it right. And then later on you're becoming competition? When you open your own restaurant or maybe not cause, you open a different kind of restaurant, it's really not a competitor of his but bottom line. As you could start cooking out of your, and doing small catering things by yourself, paying a friend out your back pocket to help you with the trays and began career might cause. You need to do something to move in the direction of your desired future and kid is gonna watch you work and scratch and claws can participate and help you out.

Our friend Christie Right did that with your mom's baking shop, a single mom thing shop and went along with him, and man he's gonna stay I can tell the story for generations about his. His single mom, scratched and claw hung out dragged him along our number but you in her business Boutique Academy closed it. I can open it and put her in there and forgive her business. Boutique book and let's get going

Doktor, John DOE. Only Ramsay personality is my co host today, open phones AAA eight to five five, two to five. A net is with us in Sacramento higher net. Our you, I'm great. Thank you found the question today- is an island nature and I'm due to retire in foremost, full years. My husband, It is already were tired, but we have not had to touch his through savings plan or his of purity and all I have ever higher retirement that I put into

sure my school district, but about seven years ago, I'm out, breathing started to realize that you know how we want to have more money when we retire well, I didn't realize about immunity. Spell I invested into a teacher, knew at him and then after reading your book, years ago realise that was a mistake. Ends bow I've start putting into the teacher renewed but there's about a hundred and twenty five thousand dollars, and to that end we fully funded a laugh by re for last year and for this year already more completely that free Putin are worth your property and our how should be paid off the goal is a little bit here. before I retire. I might require he kissed her one another house payment afterwards, so am I know what to do with bad. She turned you re. I asked a financial adviser if I could

I don't know that any chew on a runs Irae, but he said, but I would be taxed on that true amount to end I make them. I heard since her time were, were like a hundred thirty eight hundred and forty thousand here, and he goes, you would be paying a lot easier access and offered evaded his ride. I agree with him, but he didn't offer for you'd relative of the ball annuity with him taking care of it now he did it and I met because this was something that was optional. I'm through my school district, I had gotten a moment I didn't want to get hacked on it. I was trying to figure out where to put it this way, years ago, but you could roll and traditional IRA, not Roth, I re and not of any taxes, and then I would be able control the amount of interest in and are all the more lasted. Now. Ok

Do you know what, if you're able, if you put into a teacher annuity, aren't you know if you're able? you also know that over if it was a binary tax annuity if they'd it's up to the school board. I jumped particular employer. I dont know what teacher and They can mean a myriad of different things, so you'll have to find out, but it sounds like you're investment you didn't know full well that show get in touch with one of our smart vesture prose and asked To tell you in your area, in the city of Sacramento. What can you do and if we are able to roll this edge. because it's in on a new anti death, if you roll into a raw that Dutch become taxable that piece of information is correct, but if you really do I, you can roll into a and become tractable than a no. You can roll it to a traditional and there's no taxes and that's what I would do a movie

traditional and pulled and good mutual funds and get away from their if you're able to, but I dont added No, what the guidelines and regulations are with each other. Your county across the nation and what their deal with Teacher annuity is and tells me some that that the the financial burden immediately tried out grab that into another product. Maybe I should have if they are able to, but told her not to know because attacks ASEAN teller do not turkish couldn't do it? That's her! That's what bother me show. I'm thinking that beyond get click smart, Mr Prodi, at rambler solutions, dot com and get one awash Maharashtra Mass them and they may be, can do it for you. That's a possibility, shy or something to something to check on for sure.

Thank you for calling Karim is with us in Toronto. I Karim how're you, I'm gonna use roundly better than deserves our. Can we help? I'm sides want you in on Sunday, so I'm from John I just the graduate here is the right now my last few hours ago. Congratulation will then what you're degree in earnest good for you did you pass is less exam. I hope so I just got monogram back very dear to our hearts What, though I might be, I'm gonna moving to a new Yorker in a few months for a job, and I wonder if I could, potentially by an apartment instead of granting a New York beaten, somebody town ran through four hundred thousand. I have, as their mountain saved already and my job specifically doesn't allow me to investment in a lot of stuff.

that I've normal investments? I was thinking of that as an alternative that I can also live in those areas. Your brain on that. So, as you said, a fair amount, one is a fair amount of viable activity. he doesn't know. What will you be making it your new financial drop base be around a hundred men. Bonuses. Variable can be between twenty and fifty. Is there, some guessing you running into an hour straw, which was rather not allowing you to invest in things that you might be actually annul hushing yet come Here I like David, you can of course, counter- and I like folks to work at their first job at a college for a year or two before they just plant their route, so deep or get real close their financial ceiling there, the foreigner thousand dollar apartment yeah, I'm really good.

You getting shuttle in and all the other changes in your life without also becoming a real estate honour for your one particular After your one in our hearts, about union that year to pull up even more cash by the way Anderson. Mobility by the way, the Manhattan Midtown real estate can be cheaper ear. Yeah does the possibility, because the freak in place, a ghost town you right now I don't wanna movement bullish on it, then the most. I know what I mean: people are leaving, thereby droves and supply demand curve is gonna affect real estate prizes. I dont know what they're going to do it, but I don't think they're gonna shoot straight up. I'm pretty sure that I don't know whether launched I flatter turned down, but you ve just got the do you know that the Montana economy just been damaged by the continued shut down the prolonged shut down show

anyway. Now I would not by the first year I grew a John, and all of those are the reasons I think you move down. There get your department polyp cash. You ve. Always she got a wonderful job. Congratulations, making serious bucks straight out of school, pretty freaking, amazing and and you ve done a great job. Saving money show for baby dead, free, have emergency fund emblazon save as big a down payment. Is you can save in the next twelve to eighteen months and then talk about? I will indeed ethic again: I've got my spirits adjustment, the my students graduated, but if, if he were, when a Kansas make a hundred thousand dollars and was going to buy it. those our House Oda Hake, just sit for a second year nor you gonna want to live in this new town. You think you wanna do here, you think you're gonna use this can be for every job, like every new college graduate does and ends up shifting aging at our disposal, gonna get. Of settled in now. Maybe there's not a rule of thumb, but now I think it is it's it's a time of high transition in an

Adding one more thing to the bowl of transition is equal to stress I have the two to make a mistake right so we are not disagree. I think you know it's colloquy talk about young couple, get I don't buy hush first year, some kind of a thing you know taxpayer. No, how close your mother launched by the old joke we shall run over and over again you know that kind of stuff. So that's that's the thing, and so you know that's true you're up in one or transitional phases of your entire life right, looking at the least stable right and so in real and roast, I too frequent anchor few people think they know more about how the world works. Then a new business grad

maybe a new psychology grad. When you talk to twenty one year old business Gratis, like I think I've got this figured out. What I need to do is this: in everyone's saint, just be wise lowdown, but I got it They might even have it pours out I'll be guilty discharge. When I read Yoda definitely knew everything about the economy has only to discover. I know nothing about the economy. The ram sheriff

John Bologna. Ramsay personality is Michael votes today. Even join him on the Doktor John Bologna Show, as well as with me today, is on Youtube. Odd cash, which everywhere and make sure you jump in can be a collar on his show Ye may altered and shut that up asked John had Ramsay solutions, not comp, worryingly voice. My order for four six nine three through to ninety one when it comes to make big money or life moves like buying a home getting married having a baby. It is likely that last thing on your mind to make sure the right insurance coverage. I get that that's gonna nerdy But you know what big chain you're overwhelming and what would be even more overwhelming, a to find yourself in a situation where the right coverage yeah bad?

not having the timer energies watch. Keeping you from getting it done get was one of our endorsed local providers, our e lp insurance. to help their independent agency will help. You find the best coverage of the best prices and they don't charge an extra time they get paid. When you get the best deal and by a child I get whose text the word insurance to thirty three, seven, eighty, nine, a promotional, save money text, insurance to three three: seven, eight, Nine Amanda is in Oklahoma City High Amanda welcomed the rams. You show how what's up. oh, I am bodies about to put him on that too. At my last daughter out of the mouth child out of the home I got it, I bet it, I'm so happy they might now made it out alive.

they may not allow them as the happy in their healthy and their amazing and my life. how the unhealthy an amazing amount, but blasting. Let's go no man, the wild eyed man fell. A very happy well I have my emergency fund. I am that free, good credit or another, the point where I want to buy my second home you copy the date when I home I I'd would like to buy a home and wisely. Obviously I have enough my tiny downing premium or I could pay the next five years by cash, look I. What have you put your twenty down to finance the devoted? Often values?

that's a fine numbers. It's ok! If you can save up the cash, we could pay off the debt. Absolutely. I can't hear you Now I I don't know no home now have another thirty, You were the last ten years, straightens member just to get where we are aiming at a really a miracle that were about now, not America. Hurrah Hagar, we're about! I heard you were timid Margo, Bernhard down on the ground when you plant corn, is badly it badly. Your hard working warrior princess you're, a fighter. I am. I am alarmed whatever for eleven that, though I just thought They tell them the third, and I am much were very good So you got a new job, the last ones moving out this is this: is the year of new beginnings.

the year of amazing blessings. My income is only Geller skyrocket from here, I'm I'm beyond glass. I am the last miser upon measure, powerful good for you and how old are you body you got a five year old and I'm older than you you're, just ants, he's just start now to any how many kids do you have Three and how long have you been divorced, but ass. I ve been doing it all my own about eight years. I bet I ain't been divorce or twelve years stood while absolutely amazing, you're fine, you guys great yeah. Just but you're a debt for you have your emergency phone implies he put down as much as you put down of twenties what you got. That's all some do it and if you put on a fifteen year, in the payments no more than a fourth, you take home, pay we're happy because

fifteen years. When you are fifty five, your home will be paid for, but guess what you're polygon go and buy it off in five years, because that was your plan anyway. not much stop you! So now, I'm not! you, I'm only gonna get better and then, if you allow your kids to come visit, you, which you may not want him to come here, yeah you're, paying whorehouse it'll, be asked about my other question. Today. I will dont want the better. You know about a new. A new windows, I am open to any dying here. China picked my house, I worked turned about whether I should avoid, but I have my kids to bow when I am gone, they would have

you're a you'd. Only ITALY were about when you're gonna get you just get a will and they'll deal with United Way down exactly I mean I'm working on may well. They now Linda. I live on, but work on my mind, Amanda, so the lad sixteen years. You ve been doing this all by yourself, thinkin about every other person in the world, and what am I go possibly wrong file? and it did you been duct tape and wire in it and NIT Nit together. Certain fall apart. and now you're. Finally, to do some for yourself and your projecting forty years into the future. To think what might be the right decision do something for a man to this time, by. How should I love for five years ago my forever house. There's! No such thing! by rail Mukamba would be ok, candle, be ok but young bite because your word, but your kids taking care of it. If you die I urge you all day. I don't have to take care that the five year. What do you want word? What is Amanda want? That's that's that's Johns point here. You ve learned that

Not selfish, it's good mental health right the new phase of your life everything's new, it's a fresh start, white boy. Go on new job. Kids gone got some money. Bauhaus life's good, sixteen years of scratching and cloning gettin or done now. You put three course of that energy into Amanda and hid, like you say, you're gonna blossom, you're, gonna, you're gonna skyrocket, chemicals rooms, room joys, gonna skyrockets could have incredible so of we ve got a thousand working now sixty seven. This week on our team drawn and. Just an encouragement to use single mom single parents for that matter out there you're worried about. If you go mash up your kids are something because you are struggling,

in your scratching in your clown and your work in three jobs and monies tight and it's hard at heart hard. I don't owe me I've got a bunch of the children. They grew up with you that work here and you know what they all say. My mom's a hero, they dont go. Oh I'll show heard we know you killed. My mom was a single mom. You know I never shall her and I need counselling None of them say that zero arranged by warrior Prince such right and they I'll go! My mom is my hero, my mom, every excuse, I could even remotely under a victim chance, I can be a victim because those raised by her She worked me three. Two one chance I feel like I'm entitled to squat it's like my job. When I sure I have a late night- and I think I just unless I'm going to sleep,

Second, nothing noack is Dave was, event with me in his Botswana beer, it's in the mornin roof and no house, or whatever he's doing here, the building redoing the carpet himself in so yeah. It's like I've, never I just don't see. Colleagues who raised a single mom say anything other than no. I have blueprint for what hard work, scratch, incline and love and actually learn, not damaged goods there resilient strong and powerful. and they're not entitled little snowflakes, those outwork three, two one, because they just don't I know you know you got that right, by the members of this world. You know what I'm talking about and your man does out there. They grow up and move on praise God. We all say that by the way and so on, the trick is for them to stay gone and when but they need to stay gone. No boy Ranger no boomerangs, show

are going to move your little shop out there and you should watch you from a little short. We love you, but you go sit out there at a distance Amanda, you're you're. Here, oh man. Thank you. be who you are and who you're gonna be a man on staff or grey call good stuff

but what's this particular hour of the room to show in the books are. Thank you. James trials are producer, go it anywhere: social producer and foams, greener. I'm day rooms you your host, we'll be back before you know. It's Kelly associate producer from the rams. He show this episode is over, but if you heard about it and that product or service it didn't have a chance to write it down, don't worry. We lost everything you ve heard about during this episode in hot cash, section headed the Ramsay showed up thanks for this

you're in a rut and living life just going through the motions, build confidence in yourself and learn to trust, the God who created you check out the Christie Right show where Christie inspires. You break through your limitations and create the life your proud to live pale. christy right. You know it so easy to feel stuck. You'll live just going through the motions, doing dishes, doing laundry carpool lines and a whole list of commitments that bring you no joy. We live like that. That's why I want you to check out the Christie Right show. Each episode will help you build confidence in yourself and the God that created more from the room. She network, including liquidity right, should review Lucian Applaud catch, hey it's James,