I am sure you guys doing from the dollar videos rams. Asia were matters, DOM cage is gaining in the more obliged w those status symbol of choice, and I ran through your old doktor John belong Bologna. I almost added downloading, I dare say it. It came out a moment ago. This is my last day on the show,

you're that you're less sensitive, you're gonna quit now I've I've. We ve been worried that your senile and attack who says you can't be, though, a later. If you see now he's too well well done elicited crimes at the process launched meat as a rough childhood, thanks to bring them up day now worlds. What drove you to be accounts for our weaknesses are what what what made you a man, my son, Ray of dams in John Bologna here to take your goals and you go it's gone downhill. We haven't even got off the phone number triple eight, eight to five five, two to five: Merry Christmas: America, we're glad you're here, apparently we're not but we're gonna answer your questions anyway, Lucas's ear and trust cities washing, deny Lucas how're you I don t! I got it. Why should finally geared item by them

ground and my wife, she's looking for a bigger house we currently three pay it off. We are about to London, between the other, to add something. the first lies in your action on whether given thought police on one or two on college shoe you you Do you want to sell one? Why why I dont want to sell I need a bigger one by families outgrown the one who were all I see. You said your, why? Why do you want to hear you? I family lives well ok, our money so early yup in house, residents will sell for how much right now. Around three hundred and the house you're gonna buy, would costa much well.

She gets. Your were probably six six. Fifty in someone at some point. We have to make a wise decision together, rather than just making a princess happy. So what are we gonna do here must be a grown man and a grown woman. What price range of homer? We actually going to buy not ours The high sides did fifty fifty three. fifty thousand dollars more than your house, where we gonna get that that's it's kind of what I'm I'm lookin for advice on. Do you have three or four thousand dollars in an investment that is not return. almost that we owe the house adage paid off and its work? That's me Harold. We thought. Okay, So would you rather sally it and your purse residents or shall your investments and your personal residents to pay cash for six? Fifty,

Those are two choices. Well,. I guess so on me the paid off. Why that's what the wife wants to do and the market were out as far as Weren t you know, We are initial idea, was to have a house reach one of my kids for school and then they get older us, that's gonna pay for school, but right now. I don't know that's possible. Wanting a bit house. So I guess sullen. On the one is paid square feet. They live in about seventeen hundred fifty. How many kids do you have? I had three, ages, one three and seven okra arrogance. The zoo, yeah you're in it now you're in it to women

show you a little more space would make a little more sanity. I agree with that what are you my garage thousand the shoe. Shut down, she does I want. I want you to refrain this conversation. I don't like the way the conversation is being answered. Every time I asked a question. Ok, I don't either for the sake of your for the sake of your relationship and your sanity. Ok, proverb, says who can find a virtuous wife, a virtuous wife. for her words as far above rubies, the heart of her husband safely trusts are, and he We have no lack of gain So there is tremendous wisdom, In your wife, as a grown woman, not the princess with a red, face, stamping her foot that she wants something, but your wife

as a grown woman- and you can, doing in saying we decided that with a hundred thousand dollar income and three levels we to move to a five hundred and seventy five thousand dollar how's. That is our budget. We are I'm going to go over that we are going to today, our home and the investments to pay cash. For that that leaves us. A one rental home, which means our next goal will be to buy two more rental homes. Cuz. We had a goal of one rental home for kid to pay for their college or something like that that We together develop a plan that gives our fan a better standard of living square footage wise, but is now you responding to well, my wife. To show this. My wife wants to do this on. My wife wants to do that. I'm gettin tired here and what your wife wants exactly take ownership sure I'd have said yeah. She she just are working as teachers. Well, so sure she

she's got an income pretty close to I'm as well. That's all you got two thousand are your income? You can accomplish some of these goals, but my point it's, not that her opinion doesn't matter, it's that does matter and soldiers, and you Have the you don't get the privilege of blaming, for these decisions. You don't agree with an you go along with or worse. You knew what to do these things. It just sounds cool like me, with a couple of deeds at the Watercolor Talkin Bout, the old Ladys ETA get now. May we want to get a bigger house also she wants to sell. I jobs. I I want to look at. because you ve gap between us. I want to be able to tire when I can retire and what kind of hostage and live in seventeen or square feet with three levels and stronger by nuts and that's the cost you got change your picture brother, you haven't, you had an awesome goal and in life through some matches, and now it's time to change your change goals, what your disk of,

does nor household income paying cash for farmers. Only five thousand arouses not a bad place to be better than most and still owning a though it's stoning, another rental. Despite for and no payments in the freaking world. At that point, and you guys can polyps from cash and bottom, rentals ambition other stuff yeah? It's just a different picture. Show your ear that nothing's ever gonna work out exactly like. We always thought it was going to or twenty because we ll understand stuff war torn out when we were thirty, when we were forty when you're sixty another overcomes exactly argue that has gone to you, but you have to learn navigators together and use the wisdom to

since attract and labour get used to save opposite good thing options attract because if you weren't opposite one of you be unnecessary, you need each other to complete the picture of wisdom and lean annulment shopping online is never been easier. Some online stores on for services, like Carnea, affirm and after paying that allow you to spread your payments out over. This may seem like a good idea that is it. I'm George Camel Post of the fine print the show where we talk about the hidden truths that are keeping you broke in episode force. We talk about what you can do to keep services like after bay from becoming an act of pain to United there to check out the fine print with me, George Camel, where every listen. If I guess

Monday, our shared a big announcement with you guys. We have a huge where, on Thursday January, the thirteenth here in Nashville, Caldwell, building wealth in twenty twenty two tickets are all most gone, we started selling Monday there almost sold out and we're gonna, have a thousand plush people they're all most gone building. Wealth is the hot topic right now everybody wants to be a millionaire too people trying to get rich, quick, nothing down real estate. All the stuff is goin out there ever by star by building wealth and guess We know how so what teach you how some of I've done there, some of your baby steps millionaires. Some of you were on your way, some of your few, some of your in financial position of our city. Some of you have a crazy brother or that's all of you

and some of you need to get started and you're gonna miss out go January. The thirteenth here in Nashville join us for one night, special event: Rachel crews. George Camel Dave, Ramsay Building wealth in twenty twenty two holes Fifteen dollars for tickets, or just a handful left, probably my last announcement before announced the shell out right now. Ramsay solutions, dotcom, slash events to get your tickets, its game on January, thirteenth. Let's kick this twenty point, two thing out: let's get going our question the day, is from blinds dotcom find out for yourself. Why blinds dot com is the number one online retailer of custom window covering free samples, free shipping promos all the time I was used, the magical the promo code Ramsay to get the best possible deal. Today's question comes from Kirk in Virginia Girt, As my wife says, we can really complete sentence Oh I've says we enjoy. We ve.

feel we can enjoy things in life such as taking our sun Disneyworld, because she knows my wife says what we can't: enjoy things in life such as taking our Sunday Disneyworld, because she knows I'll be grumpy about it later or brow. how much money it cost we're on baby step. Three have no dead, except for mortgage and about sixty grand and savings. Had try and not be so anxious about spending the money we have I see in the number disappear from our accounts, but don't want my life to feel like we can't enjoy milestones David Jason. I struggle this to a wrestle with this and I had a hard garnish with my son recently about the same thing you ve been. HU, a couples for thirty years, man, how, what have you seen when it comes to this well

Its limiting scarcity, it say it, but it's a safer mentality, nourishment Armand yeah enjoy saving money morning, George spending it and the spindle enjoys. The experience enjoy spending it more they enjoy shaving it and a balanced, mature approaches is that we have the ability to do both and get joy from them, we just know our default. Are natural tendency, is to move towards one of the other. I'm must so by nature. It's not here! for me to move. Even today to enjoy money, but the only way I enjoy money now is knowing that I've got. I've done my work over here. It's like I to arm. You know how I had to get more none forgot, blame you knowledge kind of and but in days. I just wanna play an homeward, get done, that's called immaturity. and so you spend money you dont get anyone diving site so then so that is a person who is a little bit more scarcity. Savers,

generally are more scarce, diversions, abundance, spenders, The text will be more Bundeswehr scarcity, not always troop. It's pretty much. Rachel No yourself! No, your money! She doesn't allow other stuff here, but they are. I mean for me. I think you just such saying it out loud right. There is a big thing, toot that that kind of starts to set you free and you go why is it I'm saving money there you is it. Really for security now, your intellect we'll tell you: that's not the only reason than your motion I tell you that salaries, but I'm saving money so that its So that's for what yeah yeah and such an we all know in our intellect. some of us are more emotional about it than others, but we all know in our intellect that that that, for Europe, when you blink they'll, be fourteen so you better judicially. Why can't you don't get a second go round on that puppy cause? You can not young

to used that same line as an excuse to go into credit card debt to go to Disney cause you're broke you're out of control. Now you got you all that kid stability at home. She got do you work for homework forgot play, but you got your homework done don't shoot. I read about God bless you and so you ve got a fortress to do that and in part of it is, if you, If you look at the money and- the money that's laughed after. We do. This is more than enough. It's or fine that's cause, the facts are your friends your in almost your trauma stuff, where you got, the trauma, and you say what I'm afraid the emotions, are making the decision and fax or my I got plenty of money, money shock and do both an I'm. Ok, their notify yourself that you're, ok, James, Clear it's about a change in habits and to end. I love the way. Framed it. I've never heard of framed this way, just a few,

change, your habits, the best way to do that long term is to change your identity first, and this is an identity call out there. Life makes here that its most not worth doing things as a family because of who you're gonna be later and as a the dead. This rings. True, my wife calls it Sunday afternoon dead, she's, like it just kind of becomes. Aer Lingus, backup little Baghdad started these tired from Ghana Chersonese ready for worked well. I won't be that I want to be like ours. My kids when their eighteen remember they member Sunday afternoons were such chaos and fun and whenever what's gonna happen, his dad was bonkers verses. You don't get around dad so this to me starts with Wanna be known as the grumpy dad Semitism joyful, with money with money Cosette, as you, vat that says to my kids. I vow you, the money more than I do time, but that's right in debt

on pouting about it. If I'm patent about it, if I'm be an ugly about it, if I am role in my eyes at my wife and kids, one have joy in their life is: I want to say: ok, I'm gonna be the dad who loves been until my family unless reverse engineer that what's the money gonna be that it's gonna take for us to go on these occasions and feel safe. I love here's the thing you do for people, you love your kid. Your spouse introduce tough. They want to do a lot of times. You do and you're, not torp about if I enjoy in them. Having joy here I mean there's. There's a lot of stuff. I like people, social setting ship at all at all, but my wife completely each such stuff with but the shadow stand around with a drink in running order. You to shoot me cod. just would rather be somebody in the basement.

Organizing the dirt? I mean something mighty, but but you know show, but but I had to do It is a conscious decision to not being Listen, I roll mode go this is something gives her life and so I'm gonna go and not steal her joy. every time we go to a party and then Turn I found out I have to go to all the parties night. I get a bucket of your play back for it, but I didn't even know that was coming but yeah I had to make that decision relational and are still as you can tell frequently have to remake that decision. But when you get a new corvette, I bet you say: sharing you go for a ride. She goes sure David lovers, cigarettes are teeth either you or me that I think that's poor thing is part of being a great house the great spouse. A great parent is leaning in part of the joy being. No, I must Can I went hunting this region, I would have had a better outcome. Had I been,

not with a ten year old in the woods old cause. They're known for how quiet, but why am I would have traded that weaken for anything now right, we'll talk, This weekend it was pretty chaotic. What I could never rest relies in. So it's making those types of trades and this situation. Turkey got them, but the Good NEWS. We got Kirk as you, so software, oh yeah, he asked Rob question is why is he wrote it? Yes great?

great master with identity. I want to be a dead, who loves me with my kids in my life and love him fun with him now. What is that? What we have to do to make that identity and to allocate a portion of the money I knows, go, make me a bit uncomfortable, not overcome the discomfort. Destroy John Bologna. Ramsay personality is microwaves today in the lobby of Ramsay solutions on the dead free stage. Erika is whether Sire Guy Warrior Heidi good. How are you well come on better than I deserve? Where do you live? I live

Feller, California, what certain for Now we, oh god moment I beautiful area, welcome to Nashville and all the way over to do a dead, free scream. That's right! That's my purpose! For being here. I love it. How much of your paid off ip? two hundred and ninety thousand dollars total, including my house, where is your in ninety thousand dollars, is under ninety, along with those two ten and a half years were so long time fan and your range of incomes, and then I started at seventy thousand dollars when to ninety, and sometimes a hundred. Well, what do you do for a living? I'm a dental hygienist. Why started fresh out of my career, and just after it, how much of the two ninety was the how flowers a few years into my career, two hundred was the house and ninety thousand was college debt car dead credit. Words and personal loans that I borrowed furred my divorce girl. You are superhero thanks

if anything, very amazing, nightgown ten and a half years as you're saying these things out loud. It like your body, is even taken a breath in ten years. Now I have my family hasn't seen me like rest and I haven't taken a breath and I've been this go person for that long Your body like Edward done right here, every state is it is like a nice and of that chapter and that long journey I've been on yeah so what happened ten years ago? There was a local, church, offering day Ramsay classes was twelve weeks at that time, I believe, and my friend asked me to join. He was leaning the group, and I said I didn't need it and he said well, you have don't you and I nights ago, but I can feel my monthly bills and he's I think he joined the class, and I refuse couple times and then I finally decided to do it to be a friend and curious to see what it was about.

Lee transformed my life from that plant. Oh, my gosh at his his jailer Vera Hidell draw your very cool, that's amazing, so you went through financial issue virtue game on the EU began the process. How are you able to stick with it for ten and a half years? I I followed exactly like you said. I went through each step that baby step one emergency, fine, paying off everything, smallest two largest debts. I know people like you say: wanna do interests higher interest; first, no small, as two largest, those those little where you along the way just kept me going. I just had timelines, and I had goals, and I could just like envision like what would it be like that? I really do this. It was almost unreal and I just kept the closer I got kept thinking. I think can do this and my son was a big supporter. My parents were my big cheerleaders air, my rock my scientists,

three now so he grew up with a budget and three dollar. Ninety nine pizza nights taken Bay, and we did a lot of your own luncheon bringing launcher, go to the farmers market, and that was our free Friday night. We just where very creative, and we have a lot of fun when on high eggs and we just as we did it was a good life. Even though we are on a budget. It was tough, but it will very rewarding why thanks crew and I picked up extra jobs as working Saturday's elsewhere in six days a week for over ten years occasionally ales Workin on Sundays. There is surprisingly in office that had scheduled some Sunday patience and I did whatever I could do that just keep making more money. They needed me work and extra hour. Two of our time sure I did it put push through. What's this house worth its worth, Two hundred and seventy thousand dollars phenomenal yeah, it's a town, home emmets. I love it.

It's all your mind, no matter what happens now, it can take my house away. No one can take my car way, there's something to me, those those are there to stay as its secure feeling. I can't even I can't even grasp it so good. A much of you built up in your retirement accounts. So my retirement account is two hundred thousand dollars. And then I have a rough idea that I need to start putting into aside from that and then and then the house, and then I got my fully fund funded emergency fund- You can be a millionaire entwined and you're on your way. Absolutely bare shoulders aside. So there's lots appearance that I talk to that level. the fact that they don't have enough money for all these fancy shiny gadgets and toys whenever, you raised kids by going on hikes. Gonna and spend our time together what you're really

ship like to your kid with your kids. I have sign and we have a very close relationship. We ve had a very close relationship throughout the years, probably where a grown up unusually close and more distant. Now that he's older and has a life, he was my vacation body. We did take some, you know vacation? Some cash vacations, of course, bring Europe lunches, bud, it out. I mean there was budgeted in his famous question. Grown up was mom, is it in the budget, this in the budget. And so we we use, has grown up to be. Like my, my body, ass, you can see, can live in. You can raise kids a millstone like you yeah you can and and to be able to like say like if we need I'm faintly need terrors for the car or on emergency happens. I had a water league a couple years ago and to be able to just like take that is just like can't believe it like. I'm still in shock like elegant just for that in

He carried those emergencies without stressing without putting it on a card swiftly, and if he needs something I can provide, you know with within reasonable who requests, of course, while important important. If you have reaped all the benefits of all the hard work, and you have worked really hard this year, I'm proud of you think they are very well done. Q. I listened to your show all the time I have people in my life. that were going through. It tear motivating me and motivated them in return Sylvia and our listening there I mentored them there. The name theirs two friends, my friend it has been my cheerleader, my boyfriend, Shannon is listening his supporting me through this, and as Ben Unreal, great job Great job aren't what he felt able the key to getting out of that is cash. for sure.

I have to remember. My name is nervous, cash envelopes, I just saying- finding ways to reduce your monthly outgoing and come. I went through everything I reduce my cable Bela reduce my phone bill. I eliminated a bunch of things, I don't mean and I If there were a simple just finding creative ways to to have fun felt, buying stuff and take care of your staff, so the last long tone Hocker by a bunch of stuff. All you know, every few years maintenance is a good hour. Yeah yeah official authority mail should remind people that maintenance on their core good thing. I, like they're good yo well done, Erika copy of the baby steps millionaires book comes out January, the eleventh, but we're going to be an early edition copy. Just to converge. She likes you because we think you're gonna be a baby, such millionaire and no time it's the next chapter for your story after your debt free scream and

copy of the total money make over for you to give away somebody get them started on their journey. Yes, you never know that ten and a half years later they may have their house and everything paid off. you you're a celebrity rubber. Thank you sad. Surely my thank you for what you do. Thank you power Harry very well done Erika Regional California area, two hundred and ninety thousand dollars bite off Allison everything fitted in ten and a half years, in seventeen. Ninety two hundred counted downloads era, debt breach Green three, two one! I'm a single mom. If I can do what you can to dare to grad school day, there's always one student, every class at the curve, buster ever this just so hard and we should be able to draw that one student he's got a hundred,

or ninety five? This took all of our excuses away. Yes, she's took our uses are where everybody no excuse after that. I'm a California can ever pay off ass wrong. I'm a single mom. I can never wrong. I've got kids. I could never look edit rhyme among my children, would be dead, if I work raw wrong. I came in six days weak. I can't you seventies. Yes, you can look at her. I care. Congratulations, incredible well done and well adjusted. This is the Ramsay show.

our structure that I read much eight thirty one. What then, shall we say in response to these things? If guys for us, we can be against this western Churchill said: success consists of going from failure to failure without loss of enthusiasm. I have been doing that alone makes me feel good about my life, thanks whizzing Randy's, where this in Louisiana high Randy. How are you a day rather Doktor John? The great man was up, so I would question pertains to big step

That's what I'm currently on. I am putting money into my lily, open, Roth. I array. And eye wondering. Should I be doing badge and protect, or shall I be putting money is tied to a profound out here for I'm currently college a Mamma last year and I'm wondering rate. Should I go. I would just Allah cash, I wouldn't be doing returned to graduate of demagogy. And then you can hear that crash for whatever you need to have to use a few transition into here you know your your career based job in whatever city you end up, win and all I kind of stuff and you got plenty and I've got plans I'm to investing in my house. I wouldn't do either of those today. If you have a big. I'll occurs when you get out and you get moved and you get Shetland own apartment, any good. Job in the text are coming in Munich. Ok, can, I will think about by the house,

and then he starts animal move. Some of that cash over into the House fund or get Murat Irish started from a move, some of it over the Roth Irae Fund either. One of those is fine. Are you dating someone serious I yet? I am not that bad our relationship, we're doing extremely well, but under chart reached my goals pursued by financial, during this time line advice from an old man than going into money. If you buy a house in a year later get married. You will discover you bought the wrong, how because she wasn't in on the selection of it. So my point being it's ok to rent if you're answers, relationship and coming the School of Europe Every year, you're dating you get engaged to get married. Then we buy. and all during that time, you're buying up cash to make the by you have lost any ground. You you're going to be just fine,

law, says you're going to hell if you don't buy out, but that only twenty three, something like that. I mean so give yourself a little wiggle room. J! Isn't battle, quick Michigan? How are you Are you guys doing better than I deserve? How can we help as one of my wife and I found you drew out when I first brief of getting money counselling. Ah he thought but it's the money back over those, then we have paid off, the document that the build up of fully funded emerging are we bought a house with one. It was turned down I believe you guilty. I want to say that the Baker while wrangling over you came on How can we help today like what, nobody knew how another war by a lot of yet because the between my wife- and I know that You look at all the financing. Your mother got a cod

a job in another light. We water, we love so much but we also know how did you tell a louder together to dispelling the buyer I've even also together form a lot but I can gather a lot of money. They love is better or worse than before, where principes, by How do we follow loaded it? Yet I go about doing what we ve got our that how have you been married you'll do here is your mother in law, single yeah shit, they would like white grandma. Ok, here's the Ellen applaud your spirit, applaud it Eve had some a string of some pretty remarkable success. Financially and man any body whose life has been changed by something positive. You want to run out on the street and tell everybody

especially those that you love the hard reality that very ear you're picking up now, can't control what she does and its There are few things in life harder than watching people. You love, make decisions that are gonna, hurt them. If you wanted to you could set up a boundary say this year. We don't want gifts. We want to do this, but they the emir grandparent, I'm not that that may more harmful, let me say a d communicate different message to her than you intend. To you can give her that gift the tone, may go resubmitted get, but the idea that a young guy who's marrying her daughter has just come into her life a year ago is gonna. Give her this is can be her savior. now in a relieve. You have that brother. That's not your job or job to lower the best you can and by why you're, not a very good job, yeah or I love her the best you can now I'm gonna do the job of fiction

I can't do that. You love her daughter. Well, how about that now show second thing is this: how's the relationship between your daughter and her mom you're here I've heard my very good Very didn't. You know me to say a boo. The only say a single syllable, not you mother. She needs to talk to her mom and it would at it at most at most Nothing is ok, showing nothing's, ok but saying most hey mom, were really enjoying debt free and we, really hard to get out of that, and I know your struggling and- and I appreciate your general spirit so much you're such an amazing mom, but I gotta tell you: makes us feel very, very weird that your borrowing money to give us gifts when we shall hard to get out of debt and we wish you would doll it back and not borrow any money to bless us, but you

do what you want to do and we're gonna love. You either way, but just me I just feel weird not just wanted you to know that, because I it's it's time, a little of the joy off of it, because we know it's not break, Bree harm to you and that's it. That's a mother. Daughter conversation that not one year son in law comes into being Noah. Yea lady, you know your say you're, not even in the room when this happens ass, not by text and it's not by phone in person if at all possible, saloon and its one time and then drop it and move on love your heart, but yeah. You can not fix her she's within your control and its again, it's John, I say right all the time or the most painful parts of adulthood is watching people we loved you stupid things. You are, we think, one from diet, webpage super destructive things like addictions or

views or whatever all the way, to simply buying Christmas gift from a credit card that you wish and under the irony of this, is that this is an advice, show and that's what advice pay my bills, but in the real world in relationships and people's me we're gonna go to Christmas parties this year were going to hang out with our laws here. Man, I've, just I've. I've earned people over the course of my life trend. It throw advice into situations, it wasn't ass, and so I want to invited in anymore. That's it. I have a rule. I do not give my opinion until you asked me yes invite me in and if you ask me I'm obligated going full Dave. You asked that's really to run the show you guys colony, Lazarus, Rotarian yeah, you know, but I don't drive, besides, I'm gonna stop like go looks like it very much stew.

Color exactly so. I have thought that people working in your say it you just have to windows up, but that the number of times I've gone to someone said it will hate. You know Why are the only time I understand way? Only right, I'm gonna intersecting, someone's life uninvited is evolving. There's endanger that's exactly right or child and dynamic Europe, and then I'll put most of you in jail in that case. Yes, so yeah me around in that situation as deputy sums, gonna hurt themselves now involve you start talking about suicide non one. One up here on a plate with those I'm not playing with it, she, but other than that. I'm gonna wait to be invited in it. So here's a great thing Jane is less collar. If he lives is life of she's gonna wanna should go on of maybe it's maybe but I'll be asked.

hardly any of our relative form disclosure of a couple of em, but most of them just like, while it kind of get over there, the rooms, you political deadlock, wide, executive, awhile, that's why it is no. So we know your occur in a cart. Got this new co host, John Bologna. With you a merry Christmas that puts us our the rams. Assure the books will be back with you before you know it. In the mean time, remember, there's ultimately only one way to financial peace, thus to walk daily with the principal telling gradually research funds reigned for their ambition. He would like to do your temporary screen line on the show. Mr you visit, the Ramsay show DOT register with library. Ass really tell day your story. If you're, looking for fun and practical ways to save money in your everyday life, you need to check out the Rachel crucial upon guest from money expert. My daughter, Rachel crews, guises rates of crews, and I'm so excited to tell you about. My party has a lot of you following paychecks paycheck their end ass. You don't even know where to begin that they have this, need this money to get in control of them, and if that's you, you have come to the right spots. So each apis Algerian gets a time of inspiration and practical advice not subscribe to the rates of crucial pod cast, make sure you it's your more from the Ramsay network, including the Rachel Crucial wherever you listened upon, guess pay its James produce.

Her of the Ramsay show. This episode is over the check