Why, when the headquarters Ramsay Solutions broadcasting from a dollar car rental studio, this is today, Ramsay show its where America hangs out now have a conversation about wife, we're gonna talk about money, we're gonna talk about job career path. To talk about relationships is life and it is about your life, so it is you're sure I can comment ribs personality host. Of the current common show on the Ramsay network, joined this by Reggie personality number, one best, selling author of debt free degree.

Three o Neil. You also has a video Neil Show and he's huge on Youtube. We're here with you taking your call. Triple eight to five five, two to five AAA eight, to five five to two I've Anthony. How are you surf? Madame Duval, and here trying to log onto the Youtube slackened say hello to you: two were here to jump in there and the chat room during the break. I hope not while we're life, nor can help me reward rely. Interested. I also hope that goes, but we are here for you and we love our you two tribe. They are great bunch folks. Interestingly enough, I get to spend three years my first three years it reduces hosted the Youtube Channel S and now George, Camel and and and Wilson withdrew a great job over there will Psmith yeah. I shall do We do not know, but I didn't know that Don T budgies your mess with it.

That was not the house right, so here's the deal, the full Norbert, a job. It is triple eight, eight to five. Five too. Two five started off in Charleston. South Carolina were Jimmy, wait Jimmy. How can we help Mr Cunha MR no hurry. I believe we are good, but no more misters arrested this phone call you're, making a few old. What's goin on here, hate com, just goin through step, one, I'm I'm I'm going through your career, clear clarity, gotta filled it out I wanted to run over with you and get some more clarity after what I've done, a great so and the career cleared a guide for those of you who are familiar. It's a free resource can commoner commented, walk you through the three indicators of gay clear which is stage one of my seven stages to meaningful work. So what did you write down for talent? What you do best I

what I do best arm and I've got a lot of flash marks here kid I dont know. If you do the same thing: that's ok, just a gadget roll out decipher! I quit I number one critical thing in flies problem solving number to creating side and created number three relationships: gills washed Munich. Before giving advice in number five working with my ass You are right now, I'm gonna get you back, I'm sorry! No! No! You! You did fine use a critical thinking and Gimme the rest of them really quick Zalm right now there are critical. Yes, our critical thinking flashpoint bombing was a number warrior number two I'd creating and being created. Number three. I had relationship skills and communicating the number four giving advice. A number five working with my here: ok got it now We go over to passion. Work that you love to do there going to be some similarities is my guess, between what you do best. So what did you

down for work. You have to do most a day for this kind of like an umbrella statement that number one creating and that can fall under couple different things. I love the Turk. I love brewing Coffee, Isle of creating documents on exhaust bread, she or training materials for the current job. I have now number two The sounds super corny, but I really enjoy sports trading cards that markets and I've had a really good time being in that for the last year and a half number three, is giving advice, whether that be to my family, on my friends, a member for a kind of different now, I've been a really will be when my family today, I'm going to me. And a number five. I will just be sport in general. Ok, all right! so interesting here. I'm gonna keep us Golan, but you started to move in two hobby level, passions a little bit, but that's fine, because I've got what I needed to hear on the town line, which is what you do Bessel. Finally, its mission and I

fine mission as results that matter most. So all work creates results. So, if you're working you're doing what you love, which is you do of the critical thinking you do, love creating you love that connection and communicating you'll love, giving advice by the way, given advice as popped up twice in that it. Yes it how you see the pattern. I saw one of the results that matter most and what I ask here is who are the people? You most want to help. The problem Those people have and the solution to the problem that they have did you write down. I so What I wanna help most would have wanted a struggle. The mostly in general. Just do I have Jimmy Jimmy Jimmy I have this happens to me all the time in the CAN college of stop thinking. Stop explaining It is no wrong answer. Was your heart say? Who do you want to help eyes and ears? Here's what I want! our provide a life giving service. I want that serve be community focused and out, I want to instil life change for others.

That's what really fires me up. I know that alumina, who do you most wanna help? Is it financed, life change is a relationship life change. Is it health life change? Is it business life ain't unity or I'm goin, who were those people are really say it? Absolutely though it is not our it that's the problem. Stop worrying life yeah. What so the way I think about it. It is a letter lifeguard somebody comes in ages. I hate this problem in science is what do you know what I've got this problem with a relationship? What do you know? I love it is that if I didn't answer idle abnormal Jimmy Jimmy still haven't followed you it's not about whether I think it's a good answer. The question is: is it your answer and emphatically the answer is yes Jimmy. If I transport you in the near future- and you are very successful life coach. How

be. Are you at the end of each day and perhaps write barbie at me like that. I think I keep fighting myself with assuming giving and polluting nailed it you're, so good giving advice that you're trying to Give yourself advice, as you just allow your heart to speak, stop advising heart! Here's the deal you want to people to win in their life and that's the whole act from relationships. Marriage ff. Any answers, the whole enchilada and that's what you love. Makes your heart sing you're. Just scared to say because I think your little bit worried you won't be able to figure out how to get there. Is that right? That's inaccurate! that I'd. Really don't I'm trying to do a little research on a long career do more here. Yes, I don't know the next deadlines, so I'm gonna give it to struggle with ice. Are you ready to write Jimmy? Yes, I got my

my note tat up on Digital. If not more perfect are here, we go Jimmy. Here's the deal so you're already stage, one you're ready to walk into stage to stage one get clear stage to give qualified you have, more research here. The questions you must answer, there's four questions Jimmy than this. The rest of this gets a lot easier, saliva scary, question number one is what I to learn that the education question question number to. What do I need to do that's the experience. Question question number three: how is gonna cost. That's the economic question question for how long is going to take place on a budget that the expectation. Question get the answer to those four questions. Now it's not scary. You can see how you can get there and now you start Looking through those things you get qualified get connected. It's three, why you get qualified make? Those connections said: Alice, successful life, coaches, Anthony NEO, when you do that, you forgot,

it's gonna. Take it it's even less scary, and now it's ready to walk in this. Georgia's get started? That is what you have to right now, and I do believe it you can do. I know you can never be afraid or I stay tuned. More calls can culminating in the o Neill here on Believer Hampshire, most security companies dry and trap you with high prices, tricky contracts in the customer support simply safe. On the other hand, as everything you need to protect your home with none of the drawbacks of traditional home security, their professional monitoring keeps watch, so they can professionals if there is an emergency. All this starts at fifteen dollars a month tried today at sea safe direct dot com and me, listeners we'll get a free, hd camera.

Well, the back through the day Ramsay shall I didn't call enjoying the shower by Anthony O Neill, as we take you through a conversation about your life, for you to take your money called. Would you take your career cause, we're going relationship calls hate what you need to talk bout, we're here to help you triple eighty, two, five, five two to five triple eight eight to five, five, two to five gotta Caleb, who joins us in Boise, Idaho Caleb. How can we help. Guys I'm so I am to figure out what I should do for college major, I'm twenty one and in my second semester of college I just wanna do later many things and I'm struggling figure out what I should narrow it down to and I'm looking for assessment at a school questioner Kay,

now, let me ask you this question. Given top three things, you are very passionate about. So the top three and thinking were chemical engineering. Ripley Engineering and mechanical engineering cancelling engineering space Money was no issue today. If you had one wish today, what would you be doing if there is no issue in the world. Well, I'm Probably do something In a lab of some sort of your mind, the three embryos were out of the three you just gave me if you could do any one of those right now today, which one would you be Doin chemical knocker, that's consistent with the lab. So why tell us? The Y Y you picked Alan!

so I've always loved science, but chemistry is this kind of draw me tat. I like how underlines everything that we do, how it works with everything in the world. So why did you call us today, wind your answer, nuts, the top of heart ain't, just put you on the spot, beautifully in your heart revealed the answer. So why are you questioning that one nor can I just like. I want to do all these other things as well, and so I just maybe you bet you need to put it on the spot, is what I mean. Can you work your way through all of em? I do meaning you get an engineering. Let's say that you, you get the degree income, oh engineering, can you eventually cross over and do some work in the nuclear field?

That would be pretty easy. I think one about the mechanical side. I would take the mechanical one. You definitely do varies. He has probably here's the thing, Canada on teaching to young people and can teach us he says well on a career site where you are young, you fuzzy, be you have all this energy, you wanna go all over the place and Pierce here's the truth. You gonna be successful, no matter which rotch ago, but you do need to pick one route. One thing you can focus on now and you can oh conquer, in that space, once you conquer inner space that will open up other doors to start conquering, in others spaces and in other doors? So right now I would say: focus on chemical engineering and K. Then focus on that bill that up built. That Dayton towards solid. Then we start looking at okay. Now can I start doing a little bit in the nuclear space and then I'm focusing

that allowed a bit, while my may think chemical engineering is so funny. I dreamed funding my lifestyle funding everything, and so just from here in a load of Adobe man. I believe you gonna be successful in all of us, but I want you to focus on chemicals, near right now and I killed one last piece on this. I want you in practice, the proximity principle hang on the line. I'm gonna give you copy my book. The proximity principle hears why I want you to actually make sure Did you get around some engineers at are successful in all three fields? Yes the reason is because, after you spend some time talking with them about what their data day looks like what the career ladder looks like all other, what type of work that you can do in those other fields and and and- and this is all three but obviously you ve got a lean towards chemical, but do this? three fields and by getting and proximity to those successful professionals your heart is going to further select the feel that your mom

excited about, but again, if you can throughout all of that treaty. You just need. De Janeiro in its as clear as it can Thank you for the call, eight hundred and eighty eight eight hundred and twenty five five thousand five hundred and twenty two, I will go to Toronto. Canada MAX joins us their max. How can we help but I'm sure, what's up arms on your little bundle of Bosnia, college and up in Canada Those fortunate that good tempered made about me find it by education, Germany now, I will watch yourself. What we are now voting about another stage now I finished it. I'm looking to use a lot of companies. I would certainly like I think another wants each other bad sternly. I have one thousand those my account. The courts have done companies about four thousand five knowledge to help me with this passage

without dollars. The training account on behalf that my dad did. He gave me. To can use, and I used to take her out because I do not give If I take it on a new tasks, more heavily, some men, and I know that you taken what you say: The best option for looking back valuation to do how already max. I was it's out of your book, the only way for a more positive than crystallise the twenty second Samuel about points out Are you on the back? You got my decided. It's based on. My files are used to come from a bad place that, throughout the last year, These are a hundred things, but I know about me and our view enable me to my party, the official life. Another guy is where you are your age array swell you are, and I can help you make it commit yourself about procedure argued in seventeen. I like it here,

I think the right around three to five thousand is gonna, be the self publish about Ball Park and where it is, here's my suggest: because you are young and because I do believe we need to look a bit more experience to really. Some really went to read that book. I will probably wait until you graduate college kind of may be changed. The geared towards your audience to college. Kids are two young people. So that way you have a demand and they look up to you. So that's something that I will consider, but now the cost is gonna be about three to five. Now is the self published a book, but our were the ones you set back know more about the cause. This this. This identify, who is my target audience, and why would they want to read this book? Because if we gotta go spend five thousand dollars you need to make at least fifteen thousand hours on a book. Arrived are ya

Japan. I actually wants you to publish the book and the reason is because I think you know how are you I thought you do too, and I think you know who your audience is, and this is not about being ready. This is something that you ve already pour your heart into, and I think you need to do it the differences I dont want pay a company to do it. You know to pay you voting at fifteen hundred saves. You need thirty five hundred based on the quote, you God correct, I see here so I want you to do. I want you to oh price out yourself into in your aunt, Theresa a major international city. I want you to go to the research on it on a editor somebody. Was a freelance editor and believe me that are everywhere They only need to be drawn up by the way there. There are national all over the place. Ok You can get a world class editor whose work for publishing company- and they were quote you you! how many words you got. They will quote you a price for editing Europe they come in and they make that thing a whole lot better wordsmith it.

Situation, the whole nine yards. Do the full service find out what the quotas then go to printer and look again around the world? I don't care but find what would it cost to just print this book, do your research on that and see if that numbers less than the five thousand dollars that you got quoted by that company would suggest to you that it probably is don't print a bunch of em, maybe print lowest amount that bill print? You will again I'll give you a range of how much they will printed and die go crazy, imprint, ten thousand Katy. Average authors cells about six thousand copies lifetime, so so be five hundred, You sell em out of your car, you sell em on line, you do whatever you gotta do, but I want you to get out there and then learn some lessons from this process. That's my advice. Disagree, but okay, tat S. Why I gotTA day ran to show you

I want here's. What I wanted to get the work out there. It's really import for growth to get it out there. Weren't through this process, is just not gonna cost you five thousand, but hey agree on some other cause. I promise don't move this. Is they re amnesia? guys at the Dave Ramsay show we really value your input. It helps us to know what's important to you, so we can deliver relevant content to help. You crush your money. Gulls. We just launched a brand new survey and we'd love your feedback. It only takes a few minutes and you'll be entered to win a one hundred dollar Amazon Gift Card no purchase necessary. Take the survey Ramsay DOT, com, slice survey or text server.

Two thirty, three, seven, eighty nine, this is the day. Ramsay show or american job have a conversation about life. Do you deal could call them with you this hour. The number two It is triple eight, eight to five five, two to five, its triple eight to five, five, two to five We're super excited here, Randy solutions, because our colleague number, best selling author and me, Rachel crews is written. Another book, the new one is no yourself. No, your money. This book explored your background, your money, I can help you understand why you handle money. The way you do this book is for everyone, a better. What baby step that you are on understanding your y know. How will change affair We treat you can pre order, this book destined to be enough.

Best seller? It's called no yourself. No, your money! You can priority today for twenty dollars and You do you get over a hundred fifty dollars in bonus items, including a free coaching call with of our ribs solutions. Certified financial coaches, so don't miss out! You can it at the online store day, Ramsay dot com or call array of concierge team at triple eight twenty, two peace, its triple eight twenty to peace. On our side, about that we ve heard her talk about that. You know it's this idea of your background. Yes, completely. Your environment manner had opportunity to read the book already and can am very impressed excited about. This is gonna, be a new. Your ties, Bessel aren't there. It is struggling straight from a bestseller himself, all ass good, a James now huh changes in Detroit James. How can we help they need?

if anything- the data that bear the greatest likely requested on- I forgot my cry: we want you gonna expressly whistling now for her job, so at each guide to help some of them, though my wife and I ve learned about forty about everything the king at all we have about the bible and safe yeah, yeah. I've thought about my wife back appointed plan for about thirty to thirty two thousand. The issue is, I think, were most only try to saving Why bother about come from a back while we're, but he was always without putting itself You know you don't know where it ties with

you- think I got logically, you know if we introduce throwing out the baby with them. Maybe your buddy boy, don't separate it'll disciple February. You know how to get rid of it, so we can be built. Getting over. That hope is the heart of all with the programme aimed at everything you said, you know we agree with the good to getting past the hop guy Eddie you don't. We talked about Did they go out on a car to put the over? Their hope is his heart is psychological. You know because you know this is difficult. So how can I talk to her

but over the James Whitey went. Why do you and your wife, when you become debt Fremont, all my good financial freedom in ITALY, to give an oil about be while we always talk about getting worse every day. We believe that that's what guide is called on ah We want a mob, I believe the devil got a great got back, but will you financial freedom. Why do you want financial freedom? That's great! I don't like review leaping into our common aim, is to achieve a common and you thought that that's my proposal, the compromise

one of the main reasons why the James and King correct me: if I'm wrong care men, women may reasons why you you're not getting over the hump is because you have a deep enough. Why giving is great? I love giving, but that's not my deep. Why? Having financial freedom? That's great, but that's not my deep, why you said you and your family don't come from. You know a background light that neither do I neither do. Can you know let my deep? Why makes me cry my deep? Why will make me run a hundred miles per hour if have to my deep. Why will make me do things and continue going when I feel like quitting, and so the very first step is not really a practical step. Can't is a morsel of a spiritual lament

step. I think you, your wife, need to step aside and come up west that deep, why that makes you all cry. They get shoe emotional. That gets. You fired up every time you think about that. Then we flip over to the practical which has got to questions that. I want candid time in here aware that you have twenty five thousand in savings correct and then you have thirty thousand thousand single stocks or in company stocks company ok go so we only the company there, ok, but over here on the twenty five thousand forty seven thousand miles in your account? Why should get your deep? Why is going to be easy to take twenty four thousand dollars of that and go towards you debt? I guarantee it because you and I see that you now you getting closer

closer and closer to your goes into your dreams? So I get it, no one wants to be sitting, which is a thousand thousand their account for a long period of time. I totally get it, but I would rather have a thousand awesome. I count and be debt free. They have twenty five thousand thousand my cow and have forty thousand

thousand that yeah. There's nothing to add. To that mean you just nailed it in and James you ve gotta hear what Anthony same the hump the hump is, is all because you're afraid to truly go after this thing, really hard you're trying to you're trying to figure out a different way and Dave Ramses Plan works. The baby steps work, you gotta use the baby steps in eighth he's right, you get too much in savings are now that actually gets you over the hop in one fell swoop. Soap play the baby steps out, don't try to redirect em, don't try to over think em. I think both of you are thank you guys are sharp Yon cup one of the best days ahead of you, but entities right, your. Why is is what gives you over the hop cause that desire future? Yes, what he's talking about? What's that desired future? Look like

and and and never getting that as a result of debt and trying to play it a different way that a different future so which future do you really want? And yet I was doing about this today. They almost show there's levels. There's levels of desire, a song about that in the first level, is a history of this hits home first level. Is that would be nice genesis? President Obiang, I Cisco. The second level is I'd really like to have the kind of like the birthday give rise to mention to the loved one of the Christmas gift. Hey I'd really like to have it, but the third levels where this couple needs to get and we all need to get the truly reach our dreams. And that is, I have to have the I have two and not just have to, but I am going to have that that's right, and so I think the desire and what's what you were saying, that when you really get clear on that, why that's vision? Yes

and the more we look at this desire future in the vision for our lives. The appetite for gets great millicent. You know my my vision is: I want to be able to provide, over and beyond from my family the way that my parents could provide for me when we were younger and select that vision just keeps me going. Making decision is now as a single person for my family to her cousin, my clear vision, Zack. I have to have financial freedom for my kids. I need to be able to say yes son, yes, door, yes Bay and do not want to go back to my passingly dang comedian. Do the things you should have been doing. That would prepared you for the future and so that NASA thing that I'm seeing what with James is, he doesn't want to be broke. But if you keep this path of, you will be

You know it's gonna, hear the preacher Savona what you how you changes, but you gotta stop looking at the heart of the mountain. Listen, you know this. That gets you Goin and that's what we're talking about gas? So listen James and we know his precious wife associate. Thank you so much for call it in illicit given following day He followed the baby steps. Gonna get you to the mountaintop light bulbs. More your calls coming up next! This is that I read

This is the Dave. Ramsey show Welcome back America Kim Coleman, he is Anthony O'Neal and you are welcome to call it. It is a free phone call, eight hundred and eighty eight eight hundred and twenty five, two thousand eight hundred and eighty eight the phone number let's go to, Tucson Arizona Jared is their Jared. How coil I just hope we all thought. So I have a question regarding eager we might call or paid off. It's ok give us the breakdown. Every driver, two thousand one cobra. About a nine thousand dollar one? I have about twelve thousand dollars at the bank

I make thirty dollars an hour. My wife is finishing up her masters degree, so we expect her to go to work once that finishes, but I'm kind of wandering since I already have a paid off two thousand tangibly move a call, is that too much car for my children watch a year. The income you make a thirty thousand hours was averaging out to lie about fifty thousand fifty thousand dollar zero nine and which you and your wife is not working right now. Correct should finish an upper masters degree and we re studies. Ok, so I have a two part answer for the masses question. First: what are the debt? Do you? currently have that's the only that I have over and you have twelve thousand hours in a bank. Kirk, ok, cool salute. Here's. A two part question here is the first question, not question but had to party answer. First part is: is that too much car for your current?

income. No, I the key thing here. What what we're teaching is near Carson, be worth no more than fifty percent of your salary are what your income is, here. So your way below that. But on the flip side we do not can endorse, or once you financing any car, and so what I want you to do immediately wants you hang out from Canada. I want you to take nine thousand dollars out of your savings account and go ahead in pay that car off so now, you're debt free now you'll have to vehicles that are. Free not all have a problem with that. The key thing for us is no car notes and in order to make sure that cars value is not worth more than fifty percent of your your income feels good.

Yeah yeah sounds so habit. I thought, if I were you sell, it would put me a head on baby step. Three right. I mean six months emergency funding sky about it. For me, I mean: do you need a large azure dessert? Do you need the two cars super? Cheap? Really isn't good. I work about twenty miles away while the car commuting that distance. Is it really a good option for that, so I thought would have to be a different color. I wonder about the five thousand dollars of the civilised world biologists, forty four thousand miles on all the service history, in everything that reliable, though, which reliable too cheap or this car over ok, so you can pay this car off. Like I suggested or end, you saw the jeep.

Could it says that this is the best car for you in here you and your job situation or the deepest from alive? Then then, I go back to what I said: a very big yellow they say you're saying well, I if I sell it, I can get ahead, but then I'm gonna have to buy five thousand car either. You just told you how you get debt free, yeah, I mailed it at free. Then you start saving up and you save up emergency fund really quickly. This this path, Carmen you have twelve thousand and account is going to cost you nine thousand. You gonna have three thousand rousing, you say beings, which your income right now you can get through this six months thrive. Emergency fund up your real quickly. You gotta it couldn't be any more straightforward, do exactly what he shut triple eighty Two five five, two to five is the number: let's go now to border Colorado Nicky's their Nicky. How can we help? How can you Anthony and well founded the talking

I play- will work, sided sort. I was up. I have a question about changing couriers. Am I currently work eyes? A technical chow amateur then finally, getting broke out in my job. I'm gonna want ideal. I love working with people, but I I'm not doing being a customer service. I've been there. My entire working life- and I want to change, I've been thinking about moving into human recourse anymore, but am struggling with how'd you get into that role without going back into debt to go to school, to get through keep going. You want one you believe that you have to go back to school to become qualified to be an age. Our professional. Well when looking at job posting is enormous.

Then, why? Some further degree or certification, or can I talk to which an hr person at my company, and I would really like to stay with my company to I love my company. I know I've got ideal and she gave me a bunch of different resources that included ways to get through this occasion for each are right, but not like me, but let me job for a second certification- is not going back to college and going into debt criteria. I turn it near right. It does cost money, though, to get the third vocation and take the clock is now so little knowledge for the certification and absolutely how much does it cost to veto the homework It's a couple thousand dollars to do the classes and then, if I read it right is another a few hundred dollars. She actually take the text for the certification.

Kay. So let's say it's twenty five honour all of this round up two thousand five hundred dollars. You don't have to go into debt. To do that. Do you Nicky? Oh ok, So here's the deal, because this is an exciting were free. Is you you think that if I'm changing lanes, that's what this is? she's she's, been in customer service, making you think we'll famine now become a a jar, specialist and move lanes in MIKE. That. I automatically have to go to school and get a degree for it and we just walked HU that process. Sometimes that is the case in this situation. It is not the case and you can save up twenty five hundred dollars in how long I mean Catherine Hu. I have that money now, but I would also have to consider is like a downgrading pay, because I dont come very much background in the job Behold, my palazzo. If you get that

vocational! Is there any other certification worse than an automatic I've gotta get the certification to get in and then I've gotta do entry level. Is that a part of the deal I went you know what you got. I don't know the problem. Here's the other thing going for you Nicky! You want stay in your company, you're already in the family, you don't have to Vince anybody. You belong in the family, you're in the family. So here's what I want you to do your homework assignment. I want you to go back talk to the age. Our people in your company go hey! I'm in this position. Now I want to join your team. I the homework, I'm gonna do this certification, here's what I wanna be done based on that and what you know about me. What are some of the things that I can do to?

get some basic experience or more certification, so that I can get in what is that journey? Look like what is the financial journey now, if you find out Nicky, if that you have to take a pay cut to get in, then you need to Down and go k is that going to be worth it over the, on and what changes do to make financially what sacrifices or what plans do I need to make financially so that in order get where I want to go? I can take a short term pay cuts, but it doesn't effect my overall finances in budget. That's what you gotta understand. A lot of people Anthony think that, in order to make this move that it's? It's not worth it in a long haul. If I've gotta have an interruption in my current compensation, instead of always, if I make sacrifices and I'm go get a part time jobs in the season at all of interruption. I dont go backwards or

it's ok, to go backwards. If you sacrifice for a while, but not a long time, exact and others. Also this thing I get this alot until you do at young people. They just think that its its impact but to get what they want to go down, as is deftly impossible and I have a problem going backwards. Because came you look If you want to shoot a rubber band, when you gotta, do you gotta, pull it backwards for young go far, so there's nothing wrong with going backwards, a little bit force, sources, etc or I good stuff, a colonial things were hanging out. One a producer, James Childs, while I think our socio producer Kelly Daniel. But most of all, we want to thank you Thank you for listening. This is the Dave Ramsey.

Dave here. We just launched up for brand new survey and we'd love your feedback you'll be entered to win a one hundred dollars, Amazon Gift Card no purchase necessary, take the survey at Daveramsey, DOT, com survey or text survey, two hundred and thirty, three thousand seven hundred and eighty nine the last year in a row and living life just going through the motions, build confidence in yourself and learn to trust, the God who created you check out the Christie Right show where Christie inspires you to break through your limitations and create the life your proud to live, pale

Christy right? You know it so easy to feel stuck. You'll have life just going through the motions, doing dishes, doing laundry carpool lines and a whole list of commitments that bring you no joy. We live like that. That's why I want you to check out the Christie Right show. Each episode will help you felt competence in yourself and the God that create a still more from the room. She worked, including look pretty right, should review Lucian, Applaud catch, hates aims producer of the day. Ramsay show