« The Dave Ramsey Show

Gift-Giving in My Family Is Giving Me Anxiety (Hour 2)

2020-07-20 | 🔗

Business, Relationships, Career, Debt

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This is an unofficial transcript meant for reference. Accuracy is not guaranteed.
From the headquarters of Ramsay Solutions broadcasting from the dollar carbon society, this is day ran, hangs out comes about your life, your money. My name is Anthony Ordeal for hosting. Today. With me, this hour is my dear friend, good friend, John De La Triple eight eight to five two to five Tripoli, eight to five five to two. You have any questions about your life. Anxiety,
your mind, your mental state. What can you do to really help you elevating your life or does about money if your millennia, anyway, you have a question about any that tab stuff, a give us a cop, the one and only doubt these and building amid a building, and we will love dab. Cooperation with you. How do we came out? It was all right about yours. It was good played a lotta, Gough and just enjoy d get better at this Gulf Gay it's ridiculous! It's it's a ridiculous game and let the internet like me up on their own some books, where we'll get him, he just said, Gough is not a good when hiking hockey there s good, whose good matter a little boy. How can it was good? Ask us for some time in the heat it's hot, it is man, National Tennessee, his heart. He really is a really is now. I can afford to get any darker so I can afford a lot. I'm embarrassingly basically pale. Definitely to get outside. Some is beautiful how would it shut out the? U to family avatar
On the show I like to personally thank our you to try for watching this. We got about two thousand two hundred amazing people watching us on Youtube, live right now and thank you all so much for two and if you ever Wendy to sitting at the house, you should definitely log onto you to check out the day. Randy show live to see. John Christy and hugging kins days. Facial expressions and the comet section are just amazing itself shot out to the? U do family but jubilant Two hundred and fifty five two hundred and twenty five. We have a whole hour. We want to talk to you, answer your questions and they started off with the Kelly out in Houston, How can doubt today- and I hope I thank you so much for taking my comp day- so I can streaming and working on an e commerce business for a few years, and I'm to the point where I need to make a decision on how to spend a business and a couple of options.
To do so and wanted to get your input on which option makes the most funny, it's often, though, are if either of these options are not good, and even though the two options Sharks are either even my existing irate to money over and set up an owner k, or you existing IRA money to set up a business irae. I wanted which one you would recommend lightly the one of selling the boat out. So, both areas for future. Will we do everything we do shut up cashmere. We don't bother. Against a feature we don't take off from our future. All the things that we are going to suggest you do his move slowly and had a move with cash. You gonna move at the speed of your cash. What's your business? Ok,
Well, the first phase of it? It's gonna be a gift, flash care package. What what? What kind of gifts will turn your back So the idea being- and I do you- want to start off low and and hopefully grow it over time, but that in the beginning, do you know I'm gifts, you might get or like spar packages, Can I have a little something for male and female, so the matches question? How much do you think you you need to successfully start off. I've done I breathed out here marketing agency and that, given the axe, I restarted the role and the one that I like the most and are willing to work with me. I'm so you're you're input on starting off flow, and they are willing to work with me on that. But if I
Did you go all in and do everything a fact which, They would not be developed. My website, I have develop my per logo, etc. It would be about seventy five thousand dollars TAT S a lot of money, a logo as a lot of money for a website as a lot of money that force for someone? off slow? are you really want a website at you level right now for about six hundred to a thousand dollars you can build a logo for your love, a right now for about five hundred dollars, and so I think oftentimes a lot of people get excited about going to business. Job out there in a jump way out there. In an honest we're doing one step at a time. So this is what
I'm going to recommend Kelly. I am going to want to settle on, have Kelly, give you our film producer gave you a copy of Chrissy Rice, both business fatigue, and I want you to read that books is really gonna. Walk you through the process on how to do a certain things I want you to go online and I want you look up some affordable websites because you do need a website. I do believe that is important. You do need a decent logo for right now about what I love about. Moving at speed, a cash daddy is, I don't have to come out with a ten thousand our logo, because attempt in our logo is not going to make some one else when a buy into my products, even more is, is more products. It is my service of how I treat them in his innocent product. Quality and that's what Christy's book is it's gonna, it's gonna be reinforced. That idea, when I get it back get from somebody that you know like this business Eustace can be a that's a great idea. It's gonna
be a great business, but when I get my basket from somebody who cares and loves about me. That's me giving you a hint their Anthony yours about you, not a new mama. Look at it. It was for the four men women to which no new daddy, neither as true bought out kid look at it and I say this is awesome. I'm a look at the card in the imo get somebody out there Rights can be word of mouth. It's gonna be slow grass bill. It's gonna, be incredible: air, grassroots building, and yet we are not trying to dig out of a seventy five thousand dollar hole that you bargains. Your future does to get out the door. I absolutely and a marketing it too. You can move get your own eco market. You right now with the power of social media. Today you can get out and do some add spins with Instagram Facebook Myspace? If they still around my Myspace, Moscow not around I'm even them shut out. Like you get it, You can get creative with how you do it. In a right now said uncle
go and this for anybody who wants to start a business as usual war market? If you start a business as usual market, one market is hey, who are the people who are already and then, when you get them buying into your product. Hey can you refer me too, your social media page. Can you take me to pitch and now you warm market is reaching out to their war market to see Jus customer saved. You cry! Is you don't have to go out there and chop a large check? You will have to go out there had his big o business, no baby steps baby steps along Ernie and he had you building your cash did. Then your elevating vain your stepping up, but never ever you eyes, borrow against your Irish. Never ever ever ever ever borrow money. Now, ever ever trusted government not to give you money as a grant, not another do not do it it's hard when you want to start a business in you, get that the text?
let her every month or every corps it says, hey you guess, and five thousand dollars you miss, borrow from it and will make it easy for you. I get imitation? Don't do it don't do Youtube I daresay I another matter I just had to me.
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shrivel eighty five, five, two to five. Thirty and myself are here answering your questions with you all you, too upset spent busy. We have about one or two former is open to be calling ask us a question because we live just talking in others. It is the open, shall give us call it, and we can answer any question about your money about your life. If you struggling by anything, give us a car triple eight eight to five five two to five we're gonna go out to add as moans and have a conversation with Elisa LISA. How can that be- and I hope I got married unity good Alyssa. How are you very well. I am currently on babies that too- and I just want to say absolutely
kicking by and I might take a names like I'm loving man, I've! I'm doing fantastic inside his line to say, like it's been amazing, so far, That's incredible, for you thinks! and so with all excitement. I also have some anxiety. I've been kind dealing with, though I have a big family, five siblings. And none of them are doing the same process, which you know they do their own thing. I do my own thing, and when it comes to light holidays and birthdays. We all come together and get my parents really big gifts like so my dad's birthdays coming up and we just bought him a three thousand dollar mower. It means the sixtieth birth Sixtyth birthday so like as a bigger gift by when my brother and tell me anything that can be four hundred dollars it like my stomach. Is God let him so It was like I have a couple time job in today.
Almost all too weak part time. Five pages and I'm just trying to figure out like how to handle that? How to say no without feeling judge, I definitely have some cold minded siblings and I even I even lie to my dad when he's like I'm like aid, I just put off loud he's like TAT autumn. Are you saving for retirement, though, like make sure not like you and I'm not right now? Can I just Don't have that confidence and I just canister feeling that anxiety, wind, doing what they are used to doing in the whole like they do. You know they love loans, they loved it and they will credit card, so I'm just trying to get them. Somehow too communicate with them? I got them live life differently than they do without having that stress. During holiday season shares our back out a few things first and then I'll get your question. It lived here at these expertise to one eye
you to make a conscious effort to not use the word anxiety in this situation, each reserve anxiety for moments when you're on your fight, flight response has spun out of control and you got intrusive thoughts and your heart is racing in you're, not sleeping, and you find yourself one to be alone, which is leading towards a path towards depression in that's, that's that's a personal thing with me in its this idea that we have over pathologist every thing in the world, so Second part of that is this sucks for you right and instead of saying I've got anxiety about it say I'd really stressed in me out, because I've got a family who doesn't understand that I'm trying to change my family tree and live differently and its real frustrating an annoying is it? Is it? Is it somewhere? We get there yet awesome second thing is hundreds chance, you're, gonna be judged and so
you choose to live differently or walk differently or not have debt or to do anything Dave calls. It is be weird. You're gonna be judged I'm gonna tell you to set that break down and Carry that around for some for other people in your life measures can be part of it and in the third thing In Anthony up in here, I think you ve got us set up, it for yourself and what you can afford it not, and then you ve got a call your brother back and say this is what I can do this year and putting dad's gift on a credit card and uneven, after that on that road. Quite honestly, you tell him hey, I can pitch in a hundred dollars the sheer that's what my financial situations can allow me to do it. So if you still want to go three or four or five thousand dollar gift for old man, then feel to do that. This is as much as I can connect and if they wanna drink to hate and get all over you and wine and in Mon that's their bricks to carry and that their problems, not yours and so on,
you for permission to say here that I can do is, but I can't do and then just be done with it, and I totally agree with that. You know shanty from hearing says she says something. Now I hear that like from Youtube, she says, communicate respectfully, but they're your boundaries and I think, that's absolutely true, so Shannon from Youtube Awesome, Ozma Vice, like you know, if you disrespectfully say hey, this is where I am. This is I can't do this is what I can do in a respectful love In honouring way, those are your boundaries and there's nothing. RO with having boundaries, you worked on for you money. So you have the right say, which account or can't say. So, that's my two cents on that and I said desmoulins. What was I thinking? It was the moment. You're gonna get their Anthony, leading German. If you do have a spare geography feel free to set it demands solutions and will make sure that any gets it. You know what I'm a get this next. One right in mobility is computer screen about a mile away saga
we'll go out to Atlanta inhabitants station with drew. How can that today- and I hope I guy oh I'm, twenty three his old and I recently gain control of about four thousand dollars most of its in mutual funds and some in stocks and then about sixty nine in an Irish this at all through inheritance and so just wanted to know like what is the best way for me to about how this money, along with my job and what I'm contributing to a poor one day, to have it financially and in its twenty years? If so- or I guess, that's if I choose not to work, but I probably would still want to work at that time men ass, a good question and you dont? What what are you doing right now for living drew? an auditor ok. Money. Do you make a year I now about fifty four thousand hours. Fifty four came and went good money.
It then how much debt to you how right now there are there zero dead drew drew I mean three years old brow come on, here's what I'm gonna do such basis would have financial adviser and I'm going to say, hey, listen! This is what this is. What I have and this one thing that I love that both of our co workers in one of my dear friends, good brothers, Chris Hogan, says time. It is not a is a financial number. So would you having four hundred and fifty thousand was a Jew inheriting right now. I'm specific comic, specifically gonna this financial adviser and he's got it down or she's will sit down until you hey here's the best way to invest it, I'm not with any of that money right now. If I mean your shoes true, because our grow. You have four hundred and fifty thousand dollars by the time you Thirty, three that for fifty could be worth
where from seven fifty two about a million dollars, depending on how you invested so immediately, I am connecting with a financially visor any don't you know what do this. I want you to hold on phone. I want you to The Kelly caused one essential one of our budget. It isn't gonna walk you through that. The first was, beyond me, cuz. I would have so into your life at the age of twenty. Three is oh, the GSM. To devise one of our coaches and we're gonna connect one of our smart dollar and smart dollar. Our EEO peas, endorse local providers are small investors and ruined Be that with that, because I really want you to. Women is four hundred fifty thousand hours. What he's doing if he is Stewart smart right now, John! Is Europe Asia Toy three it- took three years all his ease, all the way down the road right, yes and waiting I can do is you can really double down get that six month emergency fund laid out and then immediately start save for house unheeded
Have to worry about his retirement for the next minute, because he's just got a gift. The ways rather more now he could be retard actually by forty three response. Will Andrew also want to pass along Everyone in your life that you know wells gonna, have an opinion on what you need to be doing with this money, where you should put it what you should be buying. Why you drive in that car, you got all this money should be doing. This are weren't you live in neighbourhood, because you got all that money, trust your small Esther Pro get a path, get a vision. As Chris Elegances Planet and three d know exactly what it's gonna look like a file that plan and let everybody else fall by the wayside. Exactly doubtless, it broke people to get millionaire revise this job.
Yeah, I'm really excited coming up. Next, we have a young couple over here with the case on the debt free scream stage. I can't wait to see your connection
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In the lobby of brandy solutions. Other Jeffrey stage, Joshua Erika are with us. Hey you guys, how are you doing this afternoon, hello, nervous? Yes, love is for why you have to call this people here with you it S. One of us is a tax, and so it's good to be with you often mess where you are currently live births in Texas. Where is that just south of Dallas Fort Worth South of Dallas, while the fort worth forward? Ok, ok, ok is a hot other. Yes, very very is ahead of the Tennessee. Yes, I'm glad I'm say right: Aren't you guys are how much I began has paid off hundred and seven thousand seven hundred fifty four who's ever been live dollars. How long did it take you? Thirty, two months Thirty two might arrive. Sealed,
rounded down high our in it. Yes, he did does what have you so during that time frame? What would your right? of income during ETA. We started off at about two hundred twenty five average, and then we went up to about two hundred fifty five one, twenty five to one. Fifty five will you do for a living on my aircraft payment? You pay aeroplanes Yes, oh you will call by the four men and Katy. What are you doing out? I worked for a non profit. Children's hospital forward. Ok, so here who, when he does have a real home. Ok, these companies are, I would give her. Because then she saved children's lives and all she's cool. Your call to now I mean she's cool bound to say that she has a real heart. That's right, you know, but he paints aeroplanes, which
Oh, that's incredible that no such other girls all right. So what's up a debt? Was this a hundred and seven thousand dollars? We had everything, so you were pretty normal. We had anti vehicle loans, tons of credit card type tonnes lightly. Nuns yeah! What about those are just mine that wasn't even including his over there Hence credit cards, just you! just my hundred the Jew her. I don't even think he ought to four for credit cards between the two of you. Yes, Oh yeah yeah yeah, I'm a real Merrick is normal cell phones, inefficient cell phones, flute. We were to use vehicles, flute afloat. The instrument, because one not right because one not well when you learn paycheck paycheck coming, you got hurt occurrence Oh any student lousianner, I had one very small, very small. So a lot of this was really light, just consumer writ what kind of Is it you will have on
I have my twitter team, Chevy Malibu I had. I was still a sixteen forward if one fifty it's a beautiful drugs? We felt that so We saw that yes towards the end of our journey, we it wishes. I guess we were tired. It was we felt like I was taken to longing tat of just decided this buckle down and get rid of it. It was worth it. I think that was like what we have on it, like twenty four twenty four thousand would traded in got three dollars, you think so,
I gotta ask what happened they got you do on this journey. Yes, so we actually took day Ramses Financial Peace University in Houston, Texas, where we were living, and we took that back in two thousand and ten and we just didn't do it. We don't believe we couldn t believe it, and so we don't do anything and so fast forward. Two thousand seventeen we were living paycheck patriarch, had all the stir in a house, and we actually had many things that happened to me. That was kind of, like my I hadn't moment. So the first one was, I have a large family in the oldest of eight, and my younger brothers and sisters are having a hard time and they needed help with maintenance in their house, and so I am a giver. I love to help. People of homer brothers and sisters wasn't able to do that. So I had to start a go. Find me page for them, and that hurt my pride. I dont like asking for help or asking for money, and so that hurt those first time had Dakota buckle up insane
money. The second time was our fence. Blue down storm come, and I tell my neighbour and have like fifteen hundred thousand dollars to pay for the fence, and so we had to pay him and payments. That was embarrassing. Another hurt my pride then the third thing is I backed out with my truck and parking grudge. I hit Alexis and I'd might tell my coworker that I didn't have fifteen hundred dollars to pay for that, three times my pride was hit and it was a matter of months and so the big early, two thousand seventeen I just I was done. I had it holds googling and trying to figure out how to get out of tat, had a stop living painted to pay check and, of course, Dave. Ramsay shows in the case. Of course, we took the curse back in two thousand and one- and I think about this before so from that point forward. It was I'm done, no more, had to get him on board
challenges, and then just gonna pick up? Second job, a second job filtering pizzas, listenin to the deep Ramsay show wallow, is driving delivering pizzas out. How motivation listening to all free screens, so Joshua get asked a question. You wife said it was hard to get you on board. You bold enough to tell live on air. Why was it hard to get on board when I'm a free spirit to justice? Yes, when you do when you want to do it, how you want to do is I'm not a manner. He had not a plan. Now I'm gonna go you're gonna go get it I get in, the planet, the nerve under threat, cheek girl instantly me
what would you say was a key theme throughout these thirty two months. What was the keeping of getting out of debt? For me? I think it was one believing that you can do it, because once I believed I could- and I knew I was done- that's kind of what turn it around. My mindset changed. The second thing was kind of communication. Opening up talking to him like we had to confront our debts. We had separate bank account separate money. His patient was his paycheck, my paycheck was mine and so getting on the same page being on board together kind of talking about our debts. Looking at it facing that big number, that big scary number and just trusting each other that we're gonna be able to take care of you, learn join our bank accounts and just all those little things that we didn't have in the beginning, so you're looking at a bunch of macho deeds across the country whose wives are scared and terrified and frustrating exhausted
comes home and says now is the moment. What are you tell those did it's worth? It lasts really worth it because I got our living paycheck paycheck, also just working overtime, just to pay the extra credit cards, and it is still too much of my time. I weakens away from I have a second up into. Where are you two are free? You so now says you're free? What's next I what? What was? How do you wasn't next move with family? Well, I mean it's a crazy that it happened this way, but what's next whisper ass, if in a God Chile does have a plan and for us we didn't know this back, then we have to teenage boys. So we kind of thought we were done in so we are actually expecting our third child. We regulation, you know we can raise. Child and not have all that stress and in debt.
Changes literally changes our family tree. Well, I know what's next, for you, you two are going to be every day, millions You will be passing down millions and wealth to your children We want to give you a copy of Christians book Everyday millionaire, because we already know that be your next chapter in your life, and so we see here did you have Andrew and Adam with you? They gonna joint. You want stage os young man to ok. Jordan, I say it norms for that back very before you scream, I want you did not lose this moment. Those two boys walked with you through this whole thing you're gonna have different family tree. Because the sacrifice you tomato Villa two and a half years in guys once you to miss this, your mom and dad or more. Day, rock stars right and your body. Flash your cards at their parents, don't on, and they programme fancier closed, that they don't really own your mom and dad is what's up and I'm proud
of you to represent taxes, I'm proud of you too, for say no more for change in everything from this boy Ford and you did it congrats, actions guys guys guys we have Joshua in error, occurred, one hundred and seven thousand dollars paid off in thirty two thousand miles. Let's hear a debt free spray, three two one why? Yes? Yes, yes, you see here, you say no it out, I wanna be death sick and tired of basic tired, and I want to take care of my young people get started
you get my decision to just start, that's exactly what this incredible their changed their family tree. This is two different issues. some afforded break. We had Joshua Eric Erika in the building during their dead free screen man. I know what I'm doing my words there slipped up again said RO in the said they paid off their debt and thirty, two thousand. What's this thirty two months, America's thirty two months you tube is like Anthony is hilarious, says how to clean it up.
I think either. If you keep working on you're gonna get they're gonna get the blinds that com, a hundred to two hundred percent satisfaction guarantee means if you miss measure or pick the wrong color they'll remake your belies for free. You get free samples, free shipping and with the new promos they run every month, save II, the more use promo code Ramsay to get the best deal, rules and restrictions to apply. Today's question comes from Gregg and Georgia. He bids day rancid outcome to sk. I have gone through the baby steps and gotten to step five, and then I got a parent plus loan to help my son who was already college age, and when I started the programme, we
twenty seven thousand hours an apparent plus low with deferred payments. Who should I start back over at step to and stop everything, tithing, investing, etc and dump all money to knocking this out. I am investing fifteen percent of my income and I have a three month fully funded emergency, find so yeah. First and foremost, you knew better and we're not gonna be jeopardized twenty seven thousand pamparsan, but you knew better you already on the plan, but here we are so you took out another loan go back to step, to keep tiding, but go him go back to sleep. And you got a dump everything in a pay to sing off you ve got your fully funded emergency fund get this thing knocked out. I don't know what you're take home pay as, but let's get this thing wrapped up a s, a p, not bad. That day. I agree
I'm learning my money. You ass you thereby Dave long enough. It eventually justs seeps in there and me back. There's a good answer I agree with everything he's a everything here. Seeps in there and me back. That's good asked, and I agree with everything he's a everything he sang to you Gregg absolute. We want you to stop everything. Here's the only thing I want you to do is I want you to yeah characterising area. So I want you to pause everything, stop pause you for one k, policies, assessments, polish your savings and go back to baby September to- and I want you go ahead and attack that debt, but we never tell anyone to stop to stop tithing. My personal spirits believes that the very first thing with my money, if you're not believe, if you don't jump practice, a christian faith, totally risk.
That, but were very, very big on giving I wouldn't want to Midland Texas and have a conversation here. Will jump joke to note how kinda dear myself, help goes on, speak with you, yeah, Are you working over? What are you a minute? I made it. Ninety three thousand, allow because of the downturn in the oil industry. My income is now the third section to look like about thirty, two thousand belle darting making me nervous as it was I look for a job back home. I lived for outwards from where I work. I found a job I came to him, I do it but I would mean more out your work So now, I'm kind of torn out. In order to do that Gloria heartily homeward. My daughter in realising. I didn't know what to do in dollars a year with the money
didn't want the money that the main Mckenna! Beware what lasher it was have anything that the increase, in our opinion about fifty thousand. I do nevertheless because of an authority than six months, but I've been shorter hours. How did you do my dollar sixty six in ok and how much you priority citizens one measure here and correctly? How much would you make if he moved back home? If you stayed home What an area if I moved back home or make them either of them? Thirty thousand, I mean I going to lose the two thousand dollars. Maybe I don't want my family, but the thing is I'm also about ninety thousand hours, in that you're gonna love student loans. And along the timber, go I'm. So I now have to get rid of my vehicles, which I will I will you don't care just want you to my house.
But I don't have the money to purchase a political, but here's a day. Joanna Mallette does not deem Steppin heralded a bit as well. My number one priority as a father, if I am a father is my is, is my daughter? mom losing two thousand alice I'll lose twenty thousand dollars to be near my daughter, that's my number one priority and life is to be a father. Is a train is child up in a way that she should go you're you'd, your daughter's mother should not be doing about yourself or the majority of the work. You are your parents, her parents should be doing. It should be the mother and father together raising. So for me, DAS priority up I'm getting back to my daughter, After that I am gonna, be started, figure. Ok, how can be a good stored away, this season enemy. So how can I make more money haven't biggest outta my gift,
the break in more money. Ok, if I make it three thousand hours over here? Can it may be started part? based on a sigh. Can I pick up some extra ships? Can I do this How can I do to get my income income coming up so I can attack my debt but I don't want you to say you know what I'm gonna pay off. My debt then take it. A daughter. Think about my daughter. No, you'd like Armagh closer to my daughter, she said: ten years old, she needs. Father in her life and I'm gone? to pay off my dead. That's my main focus so Now we can give it a practical stuff, how to really get out of dead, but I really want you to be a father. That's that's. Being right now is being a father and then, if you follow out principles, the seven baby steps. That's gonna, walk you don't get into debt. Don't product thing you ever do is vigorous. How can you make Luba more income hockey user groups in your talents again come on? Ok that today, in I'll, just followed with this man. I've got a lot
my friend and friends. Community are in West Texas, You guys, have taken a bath this year. It's been her right. Yes, yes, tough and another super scary, and I know that the oil fields go up and down. Look like a roller coaster. The file goes up and unlike a roller coaster, no it's terrifying, but has been pretty good fill us, years and then just gotten orally, here's what I do know are you. What are you doing in the field? I would about my modem actually blocked the field, I am well what I do is. I know this man mix it. Gonna goes with those men and they took it up to them to Latin America, but also I gave him a tiger suit. You know what I know about you Joe. I know that you, work, most people in the United States of America to one another. Oh, that's, you don't mind work and when it's hot you don't mind, work and would things are heavy and you don't mind
you want things get hard, and I know this number three about you is that you to use not only your muscle, but you gotta use your head. You gotta be safe to in that stuff. Am I right on all three of those Yes, yes and specially omby yeah man. It's been brutal, you gotta smoky last week or two here's the thing I think you can find a job more than thirty thousand bucks. I think and find a job more than fifty thousand bucks, and I don't even know what direction you're talkin about moving too, but I know, your work ethic with your work mind in your love for your family. You can put it together. I I can't I've a crystal ball can't tell you what the with oil prices, the gas prices are going to be doing You get a plan to get that. Ninety thousand dollars taken care of so one of those trucks figure that part out get with your wife and you come up with a plan together, give you a year of Ramsay, us, because I
you're, a guy who works is bought off, and I also know your guide found himself on the wrong end of an industry that dumped you guys, your heads and in the middle, the hut, their durnmelling taxes and I want to help you get off. You get off her feet but like Anthony I want to do you can't get back around your daughter you're a good man, go, get your hard worker and were written forty brother, you know jumbled, he's from you from you to show me how says job. I hope you can see this. My husband is or if it is in all, failed to immediately we, so our vehicles and say four months to get cash. Car God made away for us, and I know he can make way for you to show me believe them that the data
much of the governess James, Charles and Kelly, the annual social producer phone lines. Remember you guys. The calibre of our future will be determined by decisions we made today. I want you to make the right man for you and your family. This is a day rams, hey! It's Kelly, associate producer advance payments for the day, Ramsay share this episode is over, but if you heard about an event, product or service didn't have a chance to write it down. Don't worry. We list everything you ve heard about during this episode in the pot cash out or had today rancid outcome. Thanks
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Transcript generated on 2020-07-29.