and wonders of Ramsay Solutions, Ramsay shots were matters down: gashes king and the maid, although mortgage has taken the place of the Bmw status, symbol of choice- and I remember your husband underground Aloni Ramsay personality by selling is my colleague ocean today, as we talk about your life, your relationships, your money, your career. Whatever your question is, we are here to help. We are excited the day. It is yet another book launch day you're at Ramsay. We said that a lot lately. This is the fourth book we ve launched in about six months and the fourth best seller. However the,

is really really special, as if they're, not all special. Every time you have initiated special and others. One right here is absolutely fabulous doctrine, the new book own. Your past change, your fee you're, a not so complicated approach to relationships, mental health and wellness coming off of material of him having to Phds one and counselling one, and I read the for John Bologna Show and this whole I'd. That our stories and the traumas that our body has stored, can be changed its right. We ve entered this weird. nexus in the world. Man where we ve got all the answers, all the technology all of the stuff and we are anxious and pressed and burned out and cooked and angry and rattled than ever ever and man there's so much out there so which great stuff out there

So much in even I've been living in the stuff for twenty years it is bogged down, and so this book was my attempt to bringing all together. What kind of right The person like me and my wife and my kids will get worse and things we can do to change our life. You and your friend the girl, the broken patients is rough. People have different kinds of broken places. causes for the broken places different depths of broken. This on different issues everybody's got somethin every he's got a story or seventy three about. Java right? Seventy three stories and that's the you framed the book up, running through the manuscripts we originally we're looking at them in putting the thing together working through the edit process and everything else. stories, but I had never thought how they leave a green, they leave a groove in our brain and we will track that thing.

Answer one of those stories: the book is by sure is a savant. She is smarter. To annex and my little brother missed one or two questions on eighteen. That was it and then there was me in the middle and I could run fast. That was kind of a thing I got to trial. Four or to take some test for the the gifted in Did when I was a third great third grade Dave, this never happened don't! I know this is a futuristic. They got an integrated on. I took the test. Of course I was my smart little brother, most assiduous more, get in and then you ass, Ford to o there'll be o k, and what about this and need to be in these class? Assiduities Dave? I'm phds in, if I'm not if I get tired or the ingestion of gum, there's also thinking I want. If I should gets another thing, I'm still chasing thereby that right, tat from a third greater it. So when I can stop and go. What am I doing?

I'm a Jason that story down and we stories like that from nothing that girlfriend said the where treated us, what that coat set was one time address makes you look fine, that, yes, there dressed you dont, pretty girls don't eat that ANA Food boys We do this. No one could already be set all these stories that have just cast this vision for us and we leave em out over and over and over the net turns into generational, draw maintop generation from and at some point, The great chair, real says you got a stir steered on the forest fires enough, I'm gonna be the one you ve done it on trend All trying to do that for our kids and for future generations in this book is the blueprint of how to do that. We want to change my family tree, right. We talk about the financial realm right all the time and every China has that dream, but change their family tree to go. You know I'm never going to do that my kids, and then you open your mouth and you're you here

a bad you you're here, the parent voice, the word as the exact same verbiage, with the exact same tonality, sound and say it it's all. I may dislike out exactly what has happened lodged way in their man and so yeah you There is a way to get better there way to improve, and we all, but my point is: we all have kids when we say we're not gonna. Do that, which means we have the desire to get better at threat with the desire to change our Dorie too. You know to change, Those of us that are believers- this is not a book exclusively for Christians, but I'd. Look for anyone, including Christians and by a Christian and show it it, but those of us who travel as we believe that you can change after can be transferred the cornerstone right. You can be in people normally relieving be transformer change. Do we just think there's a higher source, God that that can do all things. Their cries to strengthens me and- and I can be transformed by the renewing-

My my luggage start cutting scriptures over the top of it and I can change my kids by speaking blessings over them and not in some weird mystic way, but just in hours be nice to your kids Differently from Roger, I knew how to make this kind of spiritual thing is green eyes will most of us, or are we act with the models we ve been given we treat our kids where does treated us and in the way they treated there and what So amazing about your shows something as simple as it. Every scream give some Eddie driving their car all by himself, a picture of. Oh, that's me and they did it. I can do it in this book. Is that for how to treat your kids, how to treat spouse? Had a teacher coworkers huh, take care of your neighborhood new community had to carry out man. How many of us you talk to ourselves in a way that we never let somebody job the waitress or talk to the woman at the cash register. Everyone every one of us yourself talk is one

human beings, other right, it's just you be kind. This mix up, you learned kind to yourself in the healing will start their man. I'm its launch day, which means the pre started today, the actual straight date will be in April a brutal nineteen? I believe Yes and I read it was, and I the book, the brand new book own your past change your future. It is on sale, available for pre order to day you- go to solutions, dotcom, we're gonna, throw in all kinds of extras above, We hundred dollars were the bonus items that includes the. Concluded the audio book and something we ve never done before. We teamed up with one of your sponsors, the folks, a better health which is online counselling and we're going to be a three hundred dollar value. A one year are one month ticket for free

actually yeah online that company stepped up in a major either their big believers in this book. But the idea that I can get through this ngo. Woe ready to make a call right now and they said, will step can provide you that number right and, of course it helps them, but a month free counselling with with the Priscilla, it's only toy box judgment You wanted to do this wrong expert month counselling for twenty bucks and get me, but I said you put that are not exactly the way we're doing it, but it is. It is that which was a great yeah that result Rachel unimpressed, definite, yes, pretty cool and that's what the folks a better help. So the book is: oh, past own, it

change your future doktor John Bologna, via new major trade book. This thanks gonna be huge. The content is world, changing live change, be sure you get a pre, ordered right now at Ramsay Solutions, doggone, no matter what time of year it is focusing on your family's financial plan is always a smart move, questions all the time about where to start and what to do first getting term life insurance needs to be a top priority. I recommend to the twelve times your income and law generates for fifteen or twenty years. This gives you

we have time to get out of that and bill wealth. I've been recommending Zander Insurance for over twenty years. They are. stand and live the strategy and will take the time to help you find the most affordable term life rights, gotta, Zander, dot com or call eight hundred three five. Six forty to eighty two Welcome back of the Ramsay show Andy Ramsay Doktor John D, lonely wrench personality is mine, host launch day on the free sale of his new book own. Your past change. Your future Tyler is going to start off this hour in bench. Your new Hampshire, I Tyler Commodore amnesia thanks for taking my call. Could I trimmer was up the situation. You bought a house,

in Denver Colorado back in May of two thousand thirteen for three hundred two and eighty three thousand dollars balance or meanings about you hundred and twenty carrying. and be moved. Our plan was to keep it as an air BNP, short term. Lentil cumber change your OZ, where you can't have it here or term residents are vital. If it's not your primary residents. We now live in New Hampshire currently transition to the mental scheme, which is thirty days or more, and it's very that's all entered outright. Ninety eight percent of the time work. usually only probably we grow short thirty thousand dollars? We met twenty k, but after the ten mortgage pay, the bills. My question to you is: should shall today, because I know What are we gonna? Let you out of five five year, rule for primary Russian actually did lived there for two consecutive years. A current mortgage in New Hampshire,

three hundred and thirty thousand dollars. I think I do you oughta undulation carried out. Are you I am thirty, seven, ok as you know, probably from if you listen to show for thirty seconds the way we try to answer questions. If I woke up in your shoes, knowing what I now having done. Stupid, but things I have done in my life. What what I If I woke up in your situation, ok, couple of observations, number one. This thing tat a lot of your energy. time in your emotions, for twenty Graham number, two it is across the United States on the other side of the world, for three, you are not living in New Hampshire and should do yourself. I wanna go by a corporate rental in Denver.

You became a corporate rental landlord by default, not by strategy or design, not by intention outwitting agreed a breeding. Is there a number for the probably is all that to say because I love real estate and as much as you have maximized this property outnumber forward by the capital gains issue urine. again of how much on this. I would say the words to capture challenger random numbers for me if we were to shall destroy them. Obligated to pay depreciation. I'd be five k and if we serve good. I want you twenty two. We would all strictly five thousand now for you, up to half a million dollars of gain? Is tax? Free when your personal residents, if you have have a valet, the two and five rule, which is what you're talking about show any in that

as I may is, when you have violate that you ve rented it more than three of the last five right show on one at that point show you care the house if you sold it right now. What's it worth now maturing section two thousand and six hundred fifty thousand pay off your home mortgage. That's number five I wish to reason why I listed five reasons. Just now. Why would sell it? I dont care good reason to keep it open, and when I guess about jack you I do have about three hundred and fifty thousand dollars in stock options from a company I worked for. Would you, also an option to shall, because I'm not very divided now, just one company stocks of courage would wish you had that those facts. Would you saw the stock just pay off your primary residents to keep her rent

as regards our stock to get more diversified- and I would say, the rental had cell above that right and then, if you want to buy and do some kind of a rental. Let's do it in your neighborhood there. Ok and if you want to fool, the type of rent or you been fooling worth of your enamored? They are being bay, the corporate rental scene, but You described, I mean you're bringing in eighty and netting twenty, which after mortgage and everything show this. Not our fund here lots. Fun. For me remaining eighty and most of it stage, that's right, that's more fun! On you know. Three. Six hundred thousand dollars you're, making a twenty thousand dollar rate of return for his cell in this house and having no house payment in forty five days would put that's real canal and or having the money for the stocks. By another and pay for it a unique layers closer to EU and pay cash for it. Like that, I'm,

If I'm? U I'm out of the property in Denver. But those are my five reasons and how to have to think through come about pro list cons literally all thing you draw on down the mill, the page, and I start looking at it in that thing. That, through and generally that list Currently, forty well different items on the West have different weights you know, you could have one item on their that offsets the other fourteen. On the other side, like I just liked shut up. Kay. That's an ok, I'm DR honor, but that there is a lot of reasons to be out of this, and I think you already knew that you want me to say it out. Loud teach me about the two and five rule. If you owner your personal residence and you move out to start renting it and you rent it more than three of the last five years over two years. Then you lose your capital gains exemption on your personal residence. You the personal resonant you can make up to have me large profit married falling currently no taxes

I thought when you sold it end if he sells it as a rental after these rented it for too long a loses that sort it out. Thirty, five thousand dollars and extra taxes every wedged or may. If you sell your premier residence, yet zero taxes to have me in dollars gain its role. It into your knelt house arose from the seventh allow cow that rules been gone for almost twenty years Yeah you're! U blot out! Make too forty thousand single Father Married profit don't have to touch while going You know. I really wonder whether he had carried out today, and you know had roared and another property, you knock at the door thirty one. You have to do anything. We're not that's because class about his personal residents until you rent it- who long out of them five years and the new loser that exemption no longer treatise personal residents now street is selling rental property taxes on all the game, that's how that works

Josh's weathers Josh's in Charlotte North Carolina Josh. What's up tiger is going to talk to you I'm a former any kids, a great start today, I wanted to ask you guys, William, our wife are in babies that three b we just finish ban all our amendments. We fund and we got a small project that we gotta do before can start. Investing money he question for you before I got into the baby steps. I saw a video of yours years ago. Talking about horrible and somehow you shouldn't you have spent so much money anger or instead you should pay yourself that car payments so that you can a cash for cars for life, question, as was wondering if this principle still applies in the babies It may have been an outdated type, a thing and the reason I am asking is because if we apply the principle that the other

four hundred dollars a month? Let me my wife or putting towards our next cars in the town, a lot. If you didn't, have they carping that's, but the problem is, as we have a huge income. So if we can to do that. Once we start investing we're gonna have a hard time hearing that fifteen percent yeah you do we not. Rather they answered very simple. Ok, I loved a video, so free car videos called and on the, but but I did a pie job of communicating in the video. I come here all the math and urged a fabulous legged as one of my gift, but about what I didn't communicate was that it's not a principle by which we tell you to actually go do things I merely trying- and I moved to illustrate- the idea that, fuel, save and invest money rather than pay payments. You will end up wealthy and the point being that, if you took The the illustration of that point was that if you

best a car payment. Instead of paying a car pretty soon the money of the investments alone will buy you a car every so often, but the concept is not should not be, trapped within the subject of car, the concept? generally stay out of debt in vast and then you ve got money The concept is also no borrow money for cars, on borrow money for ain't, that right,

payments that are paying yourself payments. You can you know you, you don't become wildly when you got yourself. Payment should become well, but if it's not outdated, illustration is still fabulous, functional, proud, I did it, but I didn't do a good job of saying. This is what this means is not you should actually do it. What do you think citizens is that you should actually save rather than be India Doktor John Bologna Ramsay personality best selling author? Is my co host today in the lobby of Ramsay solutions on, but that breach stage, Jason and Lindsey or where the spade guys or you re Harry. You welcome. Welcome or do you guys live Oklahoma City

Oh! I love accomplish, any thanks for being with us. thank you all the way over to do that free scream, how much of you paid off one hundred and five thousand dollars alone, that egg twenty two months good for you and your range of income during that time about ninety five thousand, while very good does do for a living. I worked very hard. Despite your kid in that I manage property for our church, ok, excellent, very good! So what kind? that was your one hundred and five thousand dollar our mortgage. Let's go a long way to go. You guys think you excellent excellent, excellent. So man, oh man, you pay off your Elsner relational, tells a story. What happened twenty two months ago, actually way before that in high school we dated in high school and my parents

His graduation gave him your financial peace revisited book. Why would say he never read anything that wasn't required at school, so that was really like his first just for enjoyment, voluntary reality of your future. In those give. U S required really yeah, and he was just here. Right away and totally bought into everything and my dad the new listener on your show now and he bought a ticket to go to one year live events, not have told them, there's probably have, but at the time I was probably sixteen and did wasn't great at math care about money really so far that points I expected it to not, fine and it was so fine and I was so engaging and we just loved it and we cited from the moment. We are married. That's what we want to do. We we ve, never had any deaths since we ve been married except a mortgage. It's been a dream, this whole time to pay it off, and so

so we had a goal that we want to have a pet off by tomorrow. Thirty and we were working towards that and had made significant progress, and then God told us I've got some kids that don't have a home and we need you to take them in the home for them, and so we had to change plans and use all of our house money to buy beds and cars, and things like that, and so we had a little bit of a delay. But here but here we are show how may catch that you adopt in that one Schwab. So we have six that we adopted within a total of about less than two years. We adopted six in war observe was our group. There was through doubling Cynthia three siblings all gangway first group was the category. Was born in your ear or yelling on your face or whatever he did. Yellow, ok, need a mom and dad in Europe. Yet not so cool you, so you got a three and three grouping: young odorless, six, what age, what she age range

fifteen and there we actually just had a baby six months ago. So now, Ok, I wanna get that with those in the middle of our zone January of We just decided, you know what we were done bring in babies home and we aren't moving anymore. We really want to get serious about because we have had their mortgages that we had to try to tackle, but we had moved for different reasons, in the middle of working really hard to pay this off, he was surprised baby ends. That was kind of one of our moments, of what do we do or working on pain of mortgage? How are we going to have a baby also end and we did God. We just go chicken and God, where it all you ve never had any debt, never accept your more decree of that's incredible! that's whether smiling so big. We have seven kids and B. That joy is really really are so happy to be here. How beggar come pick up on your been married? Thirteen years? Yes I'll, while outcome

so you're what thirty five I returned. and eighty seven. Ok, all right, wow The story goes on a long time and exactly right at six kids, then a kid and applied for house in fifteen years, british thinking too much that's exactly right, Alfred, aha school, how school, sweetheart, and so the sea related ten would be twelve shady This is like two thousand and six or something you went to that event. In Obama, We have married into thousand six. We had went to one while we're dating before that. Our mark on minority has. She doesn't three as when he graduated in regiment almost twenty years ago, we actually sell, Russ Carol do God wrestler, firstly, member here that some lighted and on his fine horse the hardest part of the last two years, and I feel silly asking mother Father of them during a pandemic- was the hardest part of less a couple years to get this thing, move it keep it going

say saying no to them, two things to say no to He says, say no to me so that you can find out about right wages. Have you just have to say no to a lot of things and you can see us yet we can say yes whatever, now received that first paycheck Oh yeah depositary she'd, never mortgage payment. How does it ideal fills amazing? It's all your money, it's all our money. We don't know anybody anything now, the beautiful home, how the just showed it on Youtube while powerful so cool you guys show, show the idea that you can't do this biblical financial stay out of debt and get out of that and live on a plan with a big family. Watch, their proving that began Blakey. Do it if it adopt to adopt adoption is let us try to say why we're only fast you you can, you can do anything. You say your mind too, and that your team on

I have a goal, has been in front of you: stick your plan we had no there's a picture of our youngest daughter, she's colored, a box me made a chart really for them to feel the team and for us to see it every day, and I told him it was just a motivating for me. Then they colored boxes off every month for, however many payments we made that month and so How do you tell you told me by having a plan? Is a big deal? What else do you turn the key to getting your house seven, whichever thirty five values. Again, I would we say no to a lot of things and being a team. If you have a family, if you have kids and make your kids part of it, because I know you're going out, biggest cheerleaders, but they truly are, and they loved filling a part of it, and it was Our dream together started out as ours and became all of our schools Ok, sticking to the budget, but end just you haven't again and have it in front of you every day that you see. You got seem so much

beyond your year show chill what was the biggest fight you had about money during this time, I had to be what I can't they fight die. I don't care. There were middle school. I think they would all we have a better life and I were full analyses it come in and like the matrix already, not again the way credit I think now. I wouldn't call it a fight, but I enjoy being able to say no. I can, by that We don't have your leverage in all. We are used to always be when we pay off the mortgage, then we can get that now. I remind him we pencil Well, I love laid well blade. I love the God, can whisper to you and you had the courage to be obedient, men still get your goals and still give these kids. Are you guys are pretty amazing people then you really are they are they are some lucky kiddos without a doubt and out?

Ok that moment, at more than anything else, can hear gods voicing obey, because that makes For a great life makes for an credit. time, I'm so proud of our market that get em all up and everybody wants to meet them and everyday version will do a lot of family trees year. Absolutely we ve got a copy, a baby steps millionaire for you, because that's a next step in your process. The next chapter in your story- and you will be there without a doubt- while I think you're already wealthy beyond measure Mackenzie, pretty amazing, pretty cool. not copy a total money may go, or maybe you can give it to. Somebody will be the first book. They read this, not mandate I love those stories. I love those stories so well that our aid Jason M Lindsey and the tribe of seven love at our right, hotter and five thousand dollars paid up in twenty two months make a ninety five. Everything by that time are thirty five counted down. Let's era debt

three two one,

Now, that is a real, is wow. What a great story powerful this is. The Ramsay show not withdrawn the lonely rooms. Your personality is Michael host. Today, open phones, AAA eight to five five two to five Jeff is Weathers Jefferson, LOS Angeles Jeff. How are you

just great. Thank you so much for having the sharp what's up. Well, I can't you on my evening, commutes you come on after Hannity and that I can do and I listened it. Then I really like what I hear of Shell. Thank you. You're welcome do so. I'm fifty nine never my primary residence coming retirement and planning on purchasing returned. At home, but completely and despair. Instead, the real estate world and I want to treat my Well, but not not come in. we're close to getting into becoming house poor, So I wonder during thy son on what to span, and also how to pay for it

how much money do you have point, five million. What you think much building on a house of thinking. five hundred, then, if you pay carry for that, as we know problem, the diffusion of your two point, two point: five million wherever the millionaires that we have studied their homes from a wonder, five million dollar net worth we started about ten thousand of them in the research that we ve done. The data tells us typical millionaire. Setting the one to five million network where you said their home is somewhere around one quarter to one third of their net, worth ok in order to show your you're right there I mean you know your ear exactly there and that range with Maybe if you told me a mayor not start to flinch because I'd be like fifty build on it,

of your net worth or forty percent of your network at flinch start asking more questions. I'm not taking on a mortgage. You ve got the money. And a half million at leisure, moving out of ally is not much of a property. why I'm moving out? Ok, where you moving back, the Arizona back to the growth in Scottsdale go back to that. Still, you can. You can get impatient property. Therefore, have me? Ok, that's cool waned. On the neighbourhood, your in all conscience grown as always, but I mean that's, that's a doable task. Would it do for a living. Would always money come from I am, I do lighting for films, traders. working doing that all these years, Yonah Company here by efficiently. Yes, but it's just me literally just me, but but you do have to analyze, interventional Yuri IRA you're, an independent

contractor in the film moral essentially new saved your money all these years, or did you make it all in one lick? No, no! she's been slow, slow, go the whole way out here to save I think you'd know much of it. Did you inherit. memory wise. You spend a little while I think one, eighty from my dad and underestimates that's. It Roca sugar. You don't have this wealth because of an inherited money. You have it because you, systematically saved it over a large number of years which, again you you ve, got the model of the typical millionaire that, studied I'm gonna, send you a copy. The book by bishops millionaires cause you are one while our baby steps to get there, but you are a tip millionaire and America today how ordinary people bill Ordinary wealth, how you can do your enjoy the book? Could you'll go? Oh that's me, I'm in there and on behalf of

So pretty faces in the world. Thank you for being agreed a guy the years and you and I both those letting no it's the maker people that are bondo, that the filler Mr Leinen, folks, man, it's a hard job. Thereupon, scaffolding, all the time and hang in World Conniston, it's incredible work male workers into your tarred hard for that he's. Gonna grow job to yeah you're right on track brother. I wouldn't worry about planet all sounds very reasonable. Washington Dc Michael's on the line, a Michael. What's up, guys links having an aperture Chirrup oil. my wife. My and our sixty five thousand dollars in debt were now mostly credit card in some from a car and right now, when we looked at our budget, would put an extortion and, at the end of the day we have more doing in the negative, then come then positive to spend our daily needs.

Good now we were come about along our financial risks. Her features were supposed to do and where were so much on the negative that we can begin the positive opinion, I have all your biggest observed, saving a thousand dollars, and I can do that because of the negative every month we'll do for a living. I'm a ginger and my wife wants from the government, or do you take the elementary school? Ok,. and so what your household income. I'm here and watch the all in the car. Seventeen thousand Well, here's dressed in your voice and I have been there. You make good money, you live in an expensive area, show a hundred and then go that far itself: like your bill, live on that, but we are in Washington DC each expensive.

how much is your house by a real, now two thousand month, attire, it's not what killing us where's, the rest, the money! Go you, your money, there's a leak. Some are much do all you die on the time with regard to past credit card usage. Only I'm only have forty thousand dollars and credit card there is The payments between that each of them will be for about two hundred two hundred a month ago. here, here's what I would do if I woke up in your shoes sounds like there is: you are being killed death by a thousand cuts. Don't hear a major hole in the side of the boat out here, lots a little leaks from it, of doing budgets with people. That's what I hear. Ok

the show the Little league shone like this you're gonna go and scorched earth thing international thing around cause, you're stuck The good news is your sick and tired of being stock and hearing your voice. Your little scared a little but desperate low, pissed off. That's a really good mix fortune thanks guys you're gonna get radical shall ears. mother. I must tutoring business tomorrow, you can make fifty two hundred dollars an hour. Tutoring elementary school the age in the afternoons? I've had people get out of that doing, tutoring teachers. All the time I hear it all the time and theirs. Much in need of people like you to build do this and then you're going to see the inside of a restaurant unless you're working there you gotta eat out too much. You spend two freaking much money outside the walls of your home. You don't need to go on vacation period until you get this mess cleaned up. You need to get the credit cards out tonight. Light, a candle and have a plastic surgery ceremony and chop them all

into little biddy stinking pieces, and you are never borrowing money again for anything in with the extra income and the reduced out go. If you can have you got a big tax refund. Now, ok, if you can't find some money in darling this thing down with all that you're gonna saw the car, but the car is not. Problem it just might be a little bit of the solution. seventeen thousand other car dad on a hundred ten thousand our incomes, not good, but it's not drowning. You and I talking to a guy who shall lackeys, drowning dry What is this book split me, you're, you're salaries. What do you make verses? Your wife my wife, is about sixty and also do ok. There is, hard moment and nobody To talk about this, there is a hard moment when you look at your total life. You teaching govern work and you look at how your scrape and by your scratching recline, you ask yourselves

where we have to live as this, where we want to live, is there another place that we would be interested in doing life in my life and I've had a conversation is hard, it's got wrenching and it also was life giving so symbols, big existential questions you can have on top of the grinding declined to get out of here. Get one stop. So hang on college gonna pick up my son. You prevent Atropatia University in every dollar the premium map. We will show you hand in glove how to do exactly what will walk with Missus James Child, the producer of the rams, if you listen to all our shoes, with the Ramsay network, upon your smartphone roused by topic or even simply download the Ramsay network gap in favour. Appstore America has a one point: seven trillion dollar student alone crisis and it's out of control. We produced a documentary called borrowed future where we uncover the underbelly of the predatory student loan industry and show you what you can do about it. It will inspire you to see that it is possible to avoid student loans and graduate college that free GO watch borrowed future on streaming platforms or a borrowed future dotcom AIDS, James producer of the Rams issue. This episode is over but check the episode.