From other quarters of rapidly solutions, broadcasting from the dollar car rental studios, it's that day, Ramsay Show or dad as DOM casual king and pay off a mortgage has taken the place of the Bmw status symbol of George Michael vote today here on the air they rooms, you show Rachel Crews, Ramsay Personality, never won by showing other. Also my daughter will be taking your calls about your life and your money. Free call and some say the advice is worth exactly what you pay for it open

a triple eight, eight to five. Five, two to five! That's triple ape eight to five, five, two to five Chris: our resolve in Colombia, South Carolina, I Criswell. But the diver amnesia Are you great? How can we now have to give each other interested starting custodial bank account, for there will be something like that Will any time account is open and kids name? It is a custodial account because until your eight you can not legal.

Enter into a contract and the United States and so much apparent or someone does it on behalf of a child, and that is a custodial account. So if you open up savings count, if you open up mutual funds, if you open up five, twenty nine, if you open up anything in the kids name, it is a custodial account. That's the nature of it. Ok! Now, having said that, what do you want? A brokerage account for a kid what we have said in your account, but every day they want better

There is a growing all parties will they can spend it. I figure at appropriate help. We can get access to it. Will it can connections to anyway, unless you let them you, I guess. If they're all they got back the idea that they always by someone did. You spoke nearby, but the other ass about it, and I figured I put out a broker scattered best wishes. Then the growing interest rate yeah becoming you from the convenience aspect is: what's bothering you because you're having too go to the bank to get the money out where either there are eleven, a nine, though he said, Bernard and ninety seven, so even younger so yeah I mean at this. This is like basic level teaching kids about money. I mean they really need be doing, is giving a little saving a little spot a little woman. It's not gonna, be anything insane, and so I mean not even having you could put some of their savings in the bank and its more long term for them like hey in the next month or two. If we want to save up and get something

I will just keep cash at the house at that young of age, depending on how much it s a minute they're, getting like big chunks of like birthday money this money, yeah, you can put it the account the savings account, but else. I would have at home, because especially freer Europe, especially seven year old, but your nine year old as well, when they have cash how'd you do the lips. We will not allow glass at all. Banks now think about yeah So let's do there's little. Let us give you the junior, adventure pack, which is the financially for teaching kids out little kids out money right on our The band also give you a copy of more money, more kids, which is what Reginald I wrote about. Parents reaching their kids about money. Us really. What this question comes down to? Ok, now what teachers. The kids need to learn for thanks and Rachel touched on this. Then we learned a work which is where money comes from then he learned to give to spend wisely.

Parents direction and and of course, to save, and so the devil Instead of opening a brokerage account to keep them from bugging you, I will put them on a system that says kids. My job is to help you, as your dad, learn how to handle money, show when you're old you're, not one those o broke people like all our frequent the UN's right, so you know, and so then they get at it our kids would earn some money. End quote doing a chore like feeding the dog. Really difficult like that, which you hardly break a sweat doing right, but I would urge money for a chore than we would divide the charm money. We call it commissions you're, not allowing troll commissions are not your work, you get paid, you don't work, you don't get paid, We would divide that up into those three envelopes and up the kid I'm gonna send. You has three envelope should as giving envelope of saving envelope and spinning overlap, and so, if they ready to say I want spend some money. Do you have

in your spending envelope, because we put some in their from when you worked, and then you can. The discussion of all is not enough money. Why you're gonna have to wait instead work some more You can have the discussion of you could, but you can buy that cheap If you want to buy but it'll be broken by Friday or you can wait low, by a good one that will last yearning pasture down to your grandkids and we it's a value discussions about purchases Rachel generally just bought it Daniel would be was was very. Prs falling Gold Riven about his purchases and Denise was what compliant. I don't spend money young shootin spam on issues, a cyber weird but make kids coach kids in all four areas Not working is not an option not being. This is not an option not leaving is not an option, not spending money wisely is not option, so you can't

only saving or somebody sweet Loki as they want to give all their money? Why well know that animal teach you that? Why that's? If I want to encourage you in your generosity, your outlandish generosity, but always should have some saved, and you should always have some too banned as well. Yeah because mean as an adult primer those are the three things you do with money I mean obviously or saving, can be more complicated and investing in all that, but you basically that's what you do with money you give saving spend so teaching those boundaries is huge and then I mean increased if they are not doing like just work or on the House Falstaff Ernie, money. I mean it's in against very age appropriate, but men at the award is amazing. Amelia Arlette, even tell you this Papa day will be so pray Ok, I'm ready, Sir, said Joe Horse and see what she debts ensure more than she did. She actually swept the kitchen. I didn't even ask or too because it won't my sweet to earn dollar like sure was to do because we have like ten bucks and ones in our little dunk drawers lines when I gave it to her, so she did that

carry plates of. Seeing me she's. She just turn five. So it's like its global stuff, also the five year a little salt mines. Nazi do so we did. We did sex and we want an Amazon, but a pie pocket six. Ninety nine, I paid the tax I'll. Let you know that I'm gonna be local graceful. Andrews your five something I'll pay the taxes. She saw the six on Amazon Likud six moment six and I have six dollars now. Look at your create! Yes, this great, but then very confused at the money was still there, even though the Polly Pocket right, but I took her money and so the whole process of buying online is very complicated for quite understand. That surprised would have been a little bit more beneficial to like put on the masks and go to target and by but also of all too lazy cells at risk and Amazon it in Talk that hey, that's only modern day that still you did it now. What most parents do is nothing why industry wasn't about me doing it, but it allows gonna say as the effects of what happened she look. She

we'll take a video of her to send it to a girl. A baby sets for ask issues like tell Maggie that I put my own piper cars like ok, we did it. The brilliantly was it was just. It was amazing. She just could not. I mean type for three days, so it always works, only limited any want anyone who works and urge gains the treaty as well as money stream. Working does not give your dignity, and so it's good emilius sweeping the kitchen church just to bring in a number of key word. So we got a copy of smart benchmark. Kids and an adventure pact assent from junior juniors teaching, age financial return or to teach the kids do that stuff. The work too to save

spend wisely. This is that Dave, Ramsey. A business owners and anyone who s to talk with customers often listen up. You are the backbone of freaking economy and just by staying open to serve your community Europe providing hope to your customers. That's why my podium want to do something special for you there offering you the opportunity to text your customer base for free, so sign up at podium, dot, com now and join our crusade to communicate, connect and spread hope, that's podium, dot, com,

Ramsay personality Rachel Cruises. My co host this day here on the day were empty. Shell, open phones, triple eight eight to five five, two to five. Her new book is on pre sail. It comes out January, the fifth, but we're on today, no yourself! No, your money discover why you handle money, the way you do and what to do about it. Few pre order. Now, you're gonna get fifth DE dollars and bonus items, including the audio book. For no yourself, no, your money, that a book for no yourself now your money and the watch a video lesson from Rachel crews, you can take the new money queers, that's completely free, whether by the book or not jump on and text. The word money quiz one word money, quiz, two thirds three, seven, eighty, nine and learn why you do the things you do with your money rhetoric talk about how all the time and this books all about. Why the. Why understanding who you are

and why you handle minded way, you do everything from giving saving spending to your money, fierce how you grew up with money to Europe. Dreams in so much motivates us on why we do the things we do with money, and so I understand inv, why? I think he's gonna help people when you're on this process, especially if you're doing the baby steps in your you're getting a dad you're saving into doing these things when you know the why it just helps accelerate this process so much faster. You know there are times you can kind of white call your way through baby steps went through three specifically like yours, like ok, just justice, just do it and there s a of sacrifice of always be there. But when you start to can understand your Y Y, you one of the way you do your personality, even your spouses situation, everything there's so much empathy and are so much more awareness that I think it's helps into process guides makes much more successful what it does your relationships and your money so obviously wrote the book for in

visuals turn. If I know more about myself, I can make better decisions. I can say: ok, I've gotta be careful about that or I'll. Let you me permission To be that way, not feel got her shame I'll show you recognises and others like, for instance, or spouse. If you're married they are well. He suspend or on the server and in different ways and looking he comes from a home like this. I come from a home like that. Of the eight money fears that you listed he's got different money, fears or she's got different money. Fears than your spouse does iconic. Have you thought about this? Because, you betcha deepen this research. Putting the manuscripts complete, obviously is gonna print when you're, looking at your three kids, even a small, say our five three and ten months, all right, So are you seeing like a difference between Caroline and a million? How they're gonna process the stuff yeah absolute?

I'm already for sure the tendencies of money? I think you can grow to learn certain that sees, but a lot of them are just your natural personality. Doo doo enjoy quality over quantity. Do you like sperience, as are things like back those kinds of joint from whence little things- oh yeah for sure? Yes, yes, Always I can go to told you when you were five euro expert I mean like you know someone that really appreciates buying money in having a tangible thing can not grasp paying x amount to go to respond, have a massage or something you don't mean. They're like why in its own, got on a diversion and got about a car for then it's done exactly so it's it's the way you the way. You view it in what you honestly higher personnel is bent. So yeah with my kids, I like all ready that and when I wrote the whole sector growing up in the four money classrooms that you're in it? Are you really? Why I was one of the four but its bait

we say, Aristotle, the manuscripts as well, if you're siblings, could have grown up in the same home, but had a totally different experience that, because the way they view things and so the what's what's come, Them they felt maybe they felt a lot of freedom, because I didn't pick up on the stress and maybe you said Neuro, it was her stress? I was very, very aware, or another sibling could be like no. I did ever noticed that either because your your memories and the way you go about things are so different, his kids, I bet if U S, Denise and Daniel what things were like if I told one story, they would have territorial perspectives, then why wouldn't some Dana Branwell remember at so that's what's interesting to us he ain't gonna, how their wired and what their pay from us, but yeah, but it's it's. I don't know it's been anything and again the priests. L, I think, is huge free audio book e book in and the video lesson, if you did before January Fifth, see I'll. Do that so you get all that it Rachel Kirshner, Comedy Ramsay dot com and if you want it where's. The start learn about yourself now its text, the word money coup- is one word to thirty three shut

eighty, nine and then we'll get, you started eddies, whether since like setting high Eddie, how can we help Dave Rachel whose talk to you today you to watch them. Well, I am wondering how my baby steps journey actually is going to work. I am most of my income is actually from a disability and come, and I have some are managed to make myself to past baby, sent three God and now I'm looking at trying to save her from the future, and simply by a home and you make a small earned income council unable to contribute to it. Bye, bye, just wondering that doesnt quite give each of the fifteen percent.

And I'm wondering how to do that and pouch three be at the same time on this kind of income from what is your income? about forty eight thousand from disability. What is the nature of your personality, blind, blind, ok and who pays then it's me workplace insurance policy. I was actually injured on the job. My goodness on shore? Are you ever launched one hundred percent of your side, or just most of it, just short of it? I still have some people would call functional rigging gang able to see some objects, no fine detail at all. Just generally, you walk around the room, but but but the idea of opening up a website looking at its off the author of the

options. What are you doing for your extra money? I'm actually still teaching wants you to the subject. That was trembling. So I was teaching chemistry and able to do that. Still, how that's so cool, Then, how do you I've been doing it for thirty years doing it all, for my memories are ignored all from memory yeah pretty much. Ok, aren't you! lesson plans embryo whatever have you learned brain now? Have some adaptable, Where is my son? one thing I will guide and then your thirty five years are and what they are too about it? Yeah, that's promising promising How can a cool while the reason I ask all these questions? Is your right? You can. You know your

good, and how long ago was the accident seven years ago? How old are you you're over urine overcome a man you ve been getting, I'm proud of you and you're. Not your impression! Thank you shall make that life altering, to say the least, and some people just get paralyzed and you just kept Roland, my good for you, Zammit sumac teaching any kind of berries. It's been a little is about nine thousand and spend as much about thirteen. It saw the pen and you know how much I get person master them. Thousands acres between that you're disabilities or are you? Are you married kids, family situation? Now it's just me, I was gonna say that's a relatively average income. That's the positive part is how to do this

some disability is that people are doing about this matter. Income are just work in their way through it. So if you wanted to pause baby step forward, do baby steps three b and guide and save up a down payment. You could, for a short period of time, to some kind of accelerate that actually get that quick when faster than, if you putting something your money into that rock. I you could do that as an option. I agree I think you're getting there I will tell you what I'm hearing I'm hearing you got a big future ahead of you and you and through Hell, and so it might be harder, you to grasp that future, but I think I think you could do it. I think you could. I think you could do tutoring, I think you could get you might double your income. If you push around and think about this little bare you'll have to you're just a survivor man I mean you ve gotten after I'm so proud of you. I would continuing to think about ways you could do the teaching, because you know you're, stop what you said and

anything in due to get your income up, of course accelerates all of these issues. This is the Dave Ramsey. The lobby around these on that that breach stage Kurt tenderly at are with us from Right nobody welcome guys? How are I am not hearing them? Let's try one more time better, they would deserve there we go out. I got you guys. I dont. You are welcome to Nashville in all the way down here, to do that for each grandma, absolutely very cool much of you paid off eighty thousand dollars Co. And how long does it take you? Twenty two months,

in your range of income. During that time, I'd say between one ten one. Thirty now can going back down the Wanton Oconnor Co. What do you do for a living? Well, I work at the world's most loved airline. Think we all know who that is. Or you can say it southwest, yellow our gas. We live our were big France or software. I do a lot of business where the good stuff cool and so Collyer Associate produce said that you guys just got married. So we get more of a curt. Did that and Juliet is here to celebrate. Wear them right, avenue. Knowledge along you married tomorrow be a month a while real newlywed newlyweds got everything, or indeed we did during the pandemic right. Will you tell your grandkids on my partner and apparent barometric man very coolly, so

What kind of debt was the eighty thousand bucks? Thirty thousand consisted of a loan to Toyota, Twenty one thousand was Tesla solar thousand was a retirement repayment, ten thousand was various credit cards and last four was family alone. Very good. Ok feels good to be all that absolutely, but everything man Sorrel what happened twenty two months ago that got you moving well today months ago. I just got out Army served with the semi fifth arrange regiment for about six years. Thank you for your service. Like you, I first was brought onto you back in two thousand for, and I tried to my own thing as most people find out

do not think this works to EL. Finally, I was I you know: I need to get things gone, you the work, my goals and took the blue. The dust off the total money might be over and re. Read that and started the baby steps aggressively while and was able to knock out a lot of money. Short time, that's on Juliet or what did you think of the process? Did you think he was crazy or you like, oh yeah, go have authority get married, you can we debt free and say a little bit above not an easy road, but definitely onboard s, so you get after one year vertical show. What was that

reference card I mean you're gonna go along, you knew the stuff from two thousand for and they do it. But what was the thing just as the change of career has made you go? I gotta do this now. Well, yeah. I actually hated owing some money and it just seemed like a dog Jason still wanted to become Jeffrey. You wanted to be able to live like no one else, and you know when you oh no money, you can do whatever you want. Men rode a man. You got a lot of from people not coming out of your back pocket now, absolutely a whole different thing or white ago. Very proud of you. What I tell people the key to getting out of that is now I would say, as he discipline and

absolutely the budget. Are you need to be able to tell your money where to go and we use the year every dollar up and that definitely was key to the whole. Getting out of that very go. Very good good for you, I thought so, who were your biggest sure later, should see my wife Juliana here really too many other cheerleaders, but didn't have any detractors either not gone in our kind of kept to ourselves. Few people my workplace, knew about it. They were cheer me on butts, didn't want to do because it wasn't for them, so definitely definite took the discipline and now that you ve done it that you're lookin overgrown with Maybe I should have Lily ways ahead of other dad's, because you can. I had every range right. What was the one that you like I'm so glad to be out of that

the family alone in the credit card. Ok because it seem like I go up to the limit on the credit card and I pay it off or pay a portion, and then I would use it in pay some off we're back up to the limit again, so that was even in that was one of my first ones. I paid off how'd you break that cycle home. Just come the terms of our goals. We didn't, we don't want to go back there. You just reach a point of discussion. I'm done! I'm done. Will you do that? You re to change your life. You can do so much more so much more so proud of you! Man. Congratulations on the new marriage wow. This is great. Life is good, very, very cool. We ve got a copy aggression this book, for you every day, millionaires without a doubt, your own path for that at the next chapter. In your story for sure very, very well done

Our eye, Kurt Unduly era. Kirk gets out of that and gets me life is good. Eighty thousand bucks break out in twenty two months making want in till one thirty Madeira Debt Bridge grew three two one word very well, then open the triple eight eight to five five, two to five. Our question that comes from blinds dotcom, find out for yourself. Why blinds loud gum is the number one online retailer of custom window coverings. You get free samples, shipping and with the new promos they run every month, you'll save even more always use the promo code. Ramsay I write The question is from Laura in California: I'm savour my husband's spender he's currently fifty five m. Thirty seven we have two boys is twelve and ten. Sixty five hours in debt net incomes,

forty a year I found out erect up a total of eight hundred seventy three dollars a month on our credit card on top of a classic car. Twenty nine hundred that he took out alone to purchase in one month had financial discussions with my husband. He does worried- tells me he's going to return five years, how we get on the same page with financial girl. She tells me shouldn't live like a pauper with a four hundred dollar with foreign two dollars a month of fund money. Proof. Well, totally on opposite pages. Obviously, not many United golden throwing hard. It's really hard twin with When you're married in your both not on the same page or not driving down the same road, because this is so much of a team effort- and so may I ed. I would I would really law as much as you can talk about your. Why talk about what all this is doing to you see You can have any those kind of conversations and honestly aiming at this point, I would say, bringing a third party if you can to have someone sit down.

Since you guys worsen. The situation is usually money. Issues are not just money issues that usually things going underneath the surface, and I think that there is there is a lot there's a lot there and the fact that, as I live like a power, that's right and she's later every little detail so she's dead. Lay the nerve, that's where we are definitely the favor and she's been she's been Randy Ramsay luggage Catchword I'm not live like that, and so she's been pop up up up up up up. That's not work and Laura. You can't. You can't go after immortal, barking chihuahua, and I think. That's what I'm reading here, that's fair. I might be wrong, but I d thousands of eight hundred and seventy three dollars, eight or discriminatory dollar hanging around nine hundred lots of details are either. I'm surprised. The pennies work and so I Instead, what you need to do is sit down cause. Your husband is a natural splendor, your natural saver. You need to sit down to say, look, I know, approaching retirement? I'm thirty!

and I got her little boys us being outcomes. Was stir in a crowd. Out of me, I can't breathe. I need your help. And shiny my man to man up here and help me with this money stuff, and you know, cause no no body once you ve had that, She says, I'm gonna put my family's. Would Matula boys financial future risk. So I can buy toys, that's a little boy that says that not a man and he's not that Guy that's just his reaction to you got you ve been bargaining like interwoven, What I read I might be wrong: if I'm wrong, you can decide they rooms, you got sometimes diagrams interim, often used to being something

he's right. Sometimes this is that I represent Rachel, Cruze, Ramsey Personality is my co host that you're on the air, open phones at eight hundred and eighty eight, eight hundred and twenty five five thousand two hundred and twenty five If you didn't know during over real estate, has been bombing which is a little weird. If you think about it, s hard to go, look at a house and are some Luther opium People are sheltering and all that kind of stuff- and so am I.

Incredible. Did you know that the difference between houses and sit on the market of houses that actually sell are the actual real estate agent? That knows what the flip their doing so big idea. Yeah starts with you, knowing the value of a good real estate agent dont get some friend of you. Just got a licence. Your aunt Gerda, You just got our licence and she's gonna sell your largest asset. No, no. We endorse top agents. Octane high protein, real estate agents, the shell, Holmes than anybody in your area there, the top never again settle for a sub par agent, just go to dive, Ramsay dot com, slice agent and find the agent that we recommend and our endorse local provider programme and all these years. These are great world class, real estate agents. They also three houses a year. You shall three house here you don't get to be one of our endorse: local providers. I'm not gonna endorse you, so you need to

actually be and the real estate business and be moving some volume proving that you noticed allows it. So that's a big deal, if you think about buying, raising much I'll, get a good agent, Godaddy, Ramsay, DOT, com, slice agent, brat in Colombia. South Carolina high bred welcomed that ever empty Rachel. What's up I just wanted to congratulate current Juliet I honour getting back three. That's awesome. I can't wait to be their value. I joined in July on baby step to now we ve already paid seven seven thousand three hundred out of the fifty three that we owe bright China on our debt yeah and I were in the process of getting our house refine answerer fifteen year, two point: six percent interest Morgan. Stay where you are hoping to have our hands by about twenty thirty great yeah

but anyway. So my question for you today is on me and my wife. We ve been working. The baby steps like us have one baby step too, but we come now where we ve got kind of a fork in the road. It said basically we're. Looking at our cell phone bill, I'm wondering if we should go ahead and pay off our cell phones, thumb to lower our bill, I'm about to sixty on the one, ninety five or if we should take the six Ninety dollars that it's gonna take to pay that ought to pay off. Another debt, which is six hundred made. Who dollars courage right there at a man. Just like you not see the financial advantages of lowering our monthly girl, but at the same time, unlike we can go, had knocked out that debt and be out of it, but you gotta pay it off this time or next time right. We're not gonna keep the self

that right now known and actually is both for cell phone six hundred and eighty two dollars. That is the that we owe you Finally, what I was bought a new cell phone last year and she financing through an outside company hundred lady- that's all they were. Paying can view both of them are debts of them or cell phones and both of them around six hundred eighty dollars. Why would you do not pay both of them off? Well, that's. What I'm asking is its the same, aims that water paying in tee is part of our service com the paying it through our service contracts. For EU more, they d n T your wife, her cell phone with one side of eighty into their both debts

so you're saying another matter which one you pay causing me and you're gonna be paid off. One of them anyway, at the right you're during european down pension polygon found both off this month. Aren't you area Where are you going with metal ban? You been doing am I missing something, no so bright to answer. Your question is that what you were wondering go. I just didn't know I figured I guess: lumber should probably the this is the evil part of eighty Indian, Verizon and so forth are guy when they found your cell phone in to your phone bill. You dont think of it as debt write and that's that's that's the great mystery of how they pulled us, pull that wool over our eyes, its soil, that you still borrowed money as to when I get a cell phone there, either giving me one because of the contract whereon or

paying for it right. Then, when I pick it up one of the two what's going on in outward paying. For me, at least we dont finance cellphones over on payments, whether it is with the cell phone company or with an outside party. It since you have then we're just gonna get rid of that yeah, but they did. They ve changed that over the past couple years, where it's like Canada dislike for negative thing within your bill, it isn't, it can be very, very confusing and so intentionally confusing. A hundred percent was totally you to finance it and totally dont want you're, looking at the interest rate they don't want, they just want to make it easy for you easy for you, that's what they want you to be aware of these people, man, I'm telling you just like any buys gonna make it easy that that's a problem. It's a problem! It's it's not easy for open found a triple eight, eight to five five, two to five MIKE's in Minneapolis MIKE. What's up

more day the girl Rachel S arm, but they are thank you. How can we help? Well, I got a couple we're situation, I mean I'm a little nervous gear. I'm twenty six year, though, among baby step number two I got into a car accident two years ago. Little friend a bender, and so am I didn't. Have insurance I didn't. I didn't know better always thought I'm a new kind of a new listener. You guys know better now I don't know if you're gonna talk lodged a long story short two years later, there sue me, hang making payments from the two years for two years were of the damages to the vehicle and so now there solely as a trial case in here to take him in a core electronic payments upward, and I ask you a dollar mouth up on top of water, Although the authority that attorney, can I take the case to the first thing that they

as I said, that I need the file bankruptcy make about thirty thousand dollars a year. I may cause right now. There is arguing paper do scholarships to year University who know much about how much has owed on how much is the damage on the car? Ok, so that damage a believer already paid the damage by damage and medical be opened on powerful right now are the total amounts that I feel is nine thousand dollars, but it's been going up in the first, the two years started, and I too and just what a damaging dilated keeps increasing, and every time I thought for the insurance company, they tell me that they can they don't know. One is gonna. Stop and right now is due solely. Is it's not a chance they occur, go up. More is worth the attorneys and with the assurance companies like that they want the case then they could potentially did I.

Who knows, I could be called a million dollar settlement, know they're, not gonna get a quarter million dollar settlement on you for a non thousand, not offender banter,. Ok now in the medical field, where I was just thinking what I meant it, this is a matter of mathematical bills, yummy. If, if did somebody, most die. Note The thing I've got, the police arrived, nobody used avalanche, but there's no one million dollar claim here: honey, you're, ok, you're, ok, breeze! the guy you don't find by actually on nine thousand dollars, not at all. I need it to get an attorney to get them to get the negotiation straightened out. But if the only thing your attorney told just vile bankruptcy, you didn't get the right attorney. Or if they only thing, the algae was Europe to a quarter million dollars the need and get the right attorney. These are ambulance, trace, bull crap people need you get away from the ok. You need to get a real attorney and is probably more cautious couple

Ryan and then you're probably only deliver and peaches every knife than excellent. While could you probably do all these people around ten thousand bucks enacting gum? What are we found with Russia, India, company, the showing you stay for, of course, there are complete pain in the bud. They don't pay their claims. But more there come after you on yours. Wait it out. Now you can't wait. It out is not going away. You notice that so need to get a lawyer. Honey immediately you gotta? Get this lock down you're not bankrupt over ten thousand bucks them. You do need to earn some money and get this paid off. I'm sorry, your vision

This is that around you say it's Kelly Associate producer advance Green up today, Ramsay show this episode is over, but if you heard about an event, product or service didn't have a chance to write it down. Don't worry. We list everything you ve heard about during this episode in the podcast, show doubts or had today rancid outcome, thanks for listening, last year in a row and living life just going through the motions, build confidence in yourself and learn to trust. The God who created you check out the Christie Right show were Christie, inspires you to break through your limitations and create the life your proud. The live. Pale. Christy right. You know it so easy to feel stuck. You'll live,

going through the motions, doing dishes, doing laundry carpool lines and a whole list of commitments that bring new no joy. We live like that. That's why I want you to check out the Christie Right show. Each episode will help you build confidence in yourself and the God that created more from the room. She worked, including looked Christie right, should review pollution, applaud cash hates. Aims. Producer of the Dave. Ramsay show this