From the headquarters of Ramsay Solution Broadcasting from a dollar car rental studios ass. The day Ramsay that is done is king and paid off home mortgage has taken the place of the Bmw, those that a simple choice joining may this our can com and pushed to the Common, show, Ramsay personality and number one best selling author of the book, the proximity principle, which is selling like hotcakes right now, because people new jobs

that its ten dollars it can Coleman dot. Com gets cheaper than Amazon and day room. Should I come to look much, which is also true presumes. That is true because a day really gonna come on it's. Why don't we get home? We can beach of bees. Us on pricing, though, does not happen very often true, so you know the evil day dollars, they residents can go, but I come and early. Honourable three. Ninety, like these incredible prices in its the handbook on how move up how to get the yeah, well, you're, starter career, start, a career switcher or occur. Advanced. The proximity principle is the principal for success in advance. What. Andrews go start as off this hour with a question for again from Colorado. I enter and welcome to the diverse empty shell and they think and how I spent more than a decade, all my career and all of them. And do you hear my models for closer job there, also covering real estate market here in Denver,

and the new year decides: let's take a risk and move kind of into the other side of the story and I met a startled founder. It's really interesting! Firm! still believe in, and I will press and so by the biggest issue that we had was we never actually signed a formal counteract, but this is because the issue die by every now and I'm wondering I struck a deal with the founder to do. Content marketing. In the forty eight hour- and I said, I'm I get my real estate life and also so I thought I have the perfect opportunity. Thanks, we'll stay united, they can take you monster Lander first deal I'm gonna get into. It is an easy way for me to. Take a part time job with the firm and kind of being great, and it may make a salary that also real state, as you can imagine, market here, but it is slow down recently and at a quarter

Founder is feeling transfer money and, as I said, we do not have very much so the question I have I'm not sure about that. What it was, let me in and what I should do, but to continue paying me this concept marking seller that I have forty eight thousand dollars. She would want meat. Guarantee at least three and a half million dollars and we'll stay deals. I would owe a certain amount. It is worked out. Let's say if I saw nothing, I would add to your potentially twenty three thousand dollars. The firm at the end of the year of the air, and so what I want. When you say it out loud at some stage, work out, so I wanted Providing Jesse is Europe. If that is the risk, just kind of me,

I found out is a result, even the risk, as you it's the disrespect to your intelligence and in just the humanness of that statement is ridiculous. I mean It's almost to the point day. Words like she might be trying to push him out by throwing crazy deal at him and just get you to leave without her having the guts to say times are tough. I got to lay you off. I can't pay you zero dollars and forty eight cents even be considering this at this is such a I'd, be the door as soon as I can collides here's the thing there's the downside, there's no upset none. She visible Van Ryan. There's no ladder. Severity of in other yeah might consider that that deal. If I make fabric twelve million, though I wanted seven times. What I was might go make you know that kind of thing: that's enough round the table you to shut you, your bed, case scenario, is you break even like the priority

I didn't get that half million earlier that right. So what have you got? Seven may and you get nothing more court were like them. I know of it yeah! You got no points on this thing so yeah. I. I think that your time with his person has come to an end that that's just creating that's crazy. Last night If I'm an employer, it is my job to hire you and say now. If you want to keep your job and have may keep paying you, I have to see this level of work and this lovely release this level of results, your content market, or so I need that content to create this level of results on it, leave this mainly on Zan or this many close to you. In or whatever in order to keep your job. That's unreasonable part of your type of opposition, but you have to pay back,

your salary or your income. If you don't know, that's her risk the she spoke to take radical again. Well, luckily, we ever emergency fund a wheel, but the real daylight Unslackened felt fell. I am only try to do that as well. You clear, clear your clear What you want to do and this one of those great moments in life. It's it's unfortunate. It feels weird and it should, but you know it on this moment as a wonderful kick out of the nest and take it and run mail just by the way. I do every figured out that if you can generate throwing off me and others were the content for either deals for yourself that a lot more through the older yeah that better there. That could be it. Or I just you know, when all an unrealistic right now you're a little real estate and Andrew your own content market or did out you're. Ok, you're saying that, having generate three and a half million over the deals for yourself, you make a whole lot more than forty, a grand that, on yourself

in view of their ability to do this. I mean I'm not gonna. Take a point worth of our laws. For the forty eight down are applied goodwill for yourself. You got a licence and that such goodness gracious their nerve of some people. It's it's it's an it! So it's almost like Sheila guts to say I can't pay you forty eight it maybe, but it can be she just in the. If I choose to beginner and she hadn't thought you know she's trying to say Ok, revolutionary kind Realestate people are, I grew up in the world. I am that world and we are we would put. I would put the receptionist illustrate, commissioner, that you figure out, that's true. I must say that I wouldn't I love and should imagine that an and that's the way it is.

Head works, but she just didn't think through how stupid and insulting the way she structure. This sounds right, and so you could go back in and say well mean I'll help you with this it. You can fire me if I don't bring you in three and a half, but I'm like be paying you anything back. This is not alone, it's a job, and so, if that doesn't work than it's time to walk and move on, but I think that's probably where it came from his she just not a she probably hasn't design lot compliance. She produced real estate agent lets her and done, though, what the flip she doing. An and just really stepped in and up to her knees here, though, by doing this, but that's what it's like to me, because I mean we have so many complaints and Ramsay RCA, a foe, jokes, and it goes I used to work in places that receives your work as they are dead and also the complex

we'll Mammy Debt- and we got casually around here- but we we over complicated because seemed like everybody in this place of some kind of an incentive built another complex and does I think that same way. But obviously we try to think and putting the other person shoes on, Cobb Committee that talks about our leaders. You know they think through this stuff, yeah exactly gentlemen, Jordan me there's our planet. Ram, seizure, Where are, we all have enough on our plates right. The last thing we need is to not get a good night's sleep think about how effect

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like hope. Minnesota is next gems calling a GM. How are you I do like an honour to talk about your utitsa coming up? I have a rental property that I am here and I'm another issue is unfortunate for about two hundred and twenty thousand battle pay that give it another thirty thousand dollars. But you know that's the equity that I had at one other right though it's worth about a hundred that I all forty on and then at my house, which is about to two sixty left on it. I am doing. Fifteen percent and tat was all like that, and I just didn't know

the right move was to draw that the house, the main residents are going to basically about, if I put it on the other one I, what do you know within a month or two here and would open up that cash flow for down in all of the opening up to be generally If they're about the same, you know range on dad. I would say: pay off your home first, but your homeless way Roger and you can just knocked as little Rennell out and it opens up the cash flow in. That's one less that we're down one dad and we just completely concentrate on your mortgage. I would vote at the rental. Ok, easy enough at stake and recover, for we call another over baby steps Well, it's not the debt snowball, but when we get to buy me step six again always follow exactly the dead snowball. We do some risk management staff there to show if you out a hundred and seventy five thousand on your house and our two hundred

thousand on a rental ipod put on your house. Ok, but it's because it would be fairly close. You see what I'm saying but the fact that we cannot just run while it's a little dinky dad and you'd knock it out with his thirty thousand plus ten in you're done with makes a lot of sense. Jeffson, Idaho. I Jeff your question again a good outcome personal data. I want to say thank you for you, what you do, pandemic you're, not gonna get you were. You know, look the more we ve got money set aside, the debtor bills paid and here you know my Lisbon followed more, not panic. Hey Bud little bit because of what you teach and we're in good shape, and we appreciate that You know what you doin on, that we appreciate you hero well done so here's my question per. Can I got about ten more years, but I wanted continue to do when my job, I'm back in school? If I can get her to get my associate's degree here next month

and I'm continue under my bachelors and communication I've. Never diversity will look in. My twilight career, something I've always been arrested in, can how soon, as too The start doing work, getting involved in that. If I know I can dedicate myself if you all airports full time in doing that, work, too soon. I start to night. I'd start tonight, by doing research of other voice artist and people that are doing voice. Overwork look at their website is very easy to. Google listened see people that have I ve got their own webs, it's up in watching ask is re listening and paying attention to their samples if they have you two channels where their showing you the behind the scenes and Halley Record, I become a student. I now, please ten years left in you can start learning about the business now and I would tell you pretty cool really wants you can watch. You could presumably spend five

ten hours researching and paying attention to the people that are doing really well in winning online okay, and what I mean by that is listening to listen, how they do country music. Liner on a station, listen how they do a car commercial, listen to all the different types orthodox and then what I want you to do is take the same script, type it out. Why you're listening or create a script or watch a local tv ad and take the script you do a voice over and just do it on your computer into them. I prefer this is not for the world to consume. This is for you to begin to practise in my book, in principle. We call this a place to This is as low risk and you just doing things that you're seeing other people do. Then the next step is You can begin to put yourself out there after you some real samples and then you can say to local businesses or church. That's doing a video or something like a hey. I just wanted you to voice over work, for you, gotta be doing it time. Eventually, I'm doing part time now I'll do it for free and you get a cup

of real clients that you, do real work and again now you're building mutation and a real portfolio of work. You credit upside you're out on social media, put you work out, and this because the thing that you're doing on the side and you we'll be surprised at how quickly you will get paid work to do voice of work, and I would go to go to some other Other means of these folks get on line, be listening podcast in this area, really yourself to learning about it and then began to do it. Starting now. There's no reason await ten years, because this, then you can start now. You might be surprised, how much money you're making in the next two to three years, just voice of work in the mornings and in the evenings, and that's when you go there most of it anyway, you even if it became a full time, gig the people. For a living, it's it's very much by the job. It's it's a gig economy based on gigs. It's not that I don't know people in America than that. I personally know that have full time

do a voice over. They all have developed gray careers, working for multiple people, selling their voice and the bill voice stuff over and most of them over time. Developing niche area person that region audio book. That's one area, that's different than the guy who does monster truck commercials, a different kind of it voice work. You knowledge. Are you to start to decide what type of stuff you want your brand to be overrun? and in radio business like Bennett in here on the on our board of directors, Producer knows a ton of people a day, voice work on autonomy, people do voice work and I work for radio stations or for ad agencies. I work for individual companies. The voices become associated with a certain company overtime, those Gaza thanks, but it's almost always gig based. It is not

a shower base thing, so you can. You can start tomorrow with practising in researching against talking about, and I think it's a great thing: I've the ata go. Do it as fast as possible can I are questionable, comes from blinds dot com. They have a one hundred percent satisfaction guarantee. That means, even if you miss measure, you pick the wrong color. They re make your no blinds for free free samples shipping new, promote all the time used a promo code Ramsay comes from remaining Kansas just recently inherited a traditional IRA from my grandmother should pay off Ahmad that with it about thirteen thousand and Daphne the IRA would cover it, but I don't want take the tax. Yet I dont pay money. Where they should be converted to Iraq. I right under the new law. You're going take the taxi fairly quickly anyway, Renee I would go ahead and cash it out, pay the taxes

and pay off your debt with what is remaining after you do that good question. This is the very Ramses I know feeling save at home has never been more important. That's why I want to tell you about simply safe home security, simply say makes it easy to get comprehensive protection for your home without the need of it. Mission or sales person disrupting your home. You some. Order it online and set it up yourself in about an hour plus there's no monthly fees and no contracts order. It now at simply save direct bad com. And get a free security camera

Ok, I don't wanna go Julia. Looking out in the lobby outside of our studio and seeing human beings is an awesome Yes, it's beautiful! For those of you don't know across Amerika. We have a big, beautiful lobby without hope, timeline. All these things are people, the De Ramsay stuff experience. When they come visit so always were used to always have a hundred two hundred fifty people at a minimum standing round watching the show when you're doing your shower mom doing mine and hanging out, and today it's a bunch of our team members are gathered. Were it sixty or seventy percent of our folks are here. Internally this week and we go back to work next week. Intensely were allowed to show. Right here. It's it's a beautiful day in Tennessee and

to get us gathered in the lobby because on the debt free stage- and we thought apropos the very first bag the debt free stage, because nobody been on that since the covert shut down right, there's nobody, but in the building but the first ones back should be Ramsay team members, so Nick and Jess are with us stage, welcome guys you get to know you did scream. Yeah. We're pump excited with your whole team. Here I love it very. Very cool now just is a senior assistant to the executive marketing director, my God, what a title so How are you been with since August? Ok, this your assistant to executive marketing, director of financial vision. You weren't for try

oh, my god, I'm so sorry. Why don't? We just saw you helped trade or you do all the actual work and trinkets. The credit is ass, a better title. I, like that one hour I cool so for nine months you been where there's an you guys have been on that every journey, how much will be paid off? We paid off forty five thousand dollars very good good for you guys- done and how long did it take twelve years, not months, whilst ok and I'm not gonna. Ask your income goes you work here, and so we have a tradition. We don't do that because we don't tell her by that worker or whatever incomes that be wrong, but tat your story? What happened? Forty five thousand Why do we urge it took twelve years because it took us a long time that much time to get our to get our marriage right? First, we have been married almost thirteen years.

Another ten years this month and damn it took us that long to battle through personal issues that were standing in the way of our financial success. All about that mindset yeah. It is it's a big deal and so on all over about your stuff. And feathers. You gathered there, there's been some addiction issues in the household and you had a battle through those and tell me how that hope- This work with the money and then how you ve, how you did overcome it, because it's a great story you'd ever he rose. I thank you. It was definitely hard. And on my part there was a lot of anger and bitterness and resentment towards him, and I take that as a green light. You know, get get credit cards and pay for things that we didn't need

because I felt entitled to that guy I'll show you run out of so I, Hungary, national spending, any ended up, kicking myself I guess that's debt that we both took on justice so stupid, but in twenty seventeen we had just reached are breaking point and I was ready to walk. I thought we were done, but God and we got in sums intense marriage, counselling, cool and October. Twenty seven Can we reconciled and began again got on the same page? It was like gasoline on our debt. All of it came together. Special ones. I started working here. We had two incomes finally well, and you have incredible peer pressure, you We don't open your business, but everybody in a building is excited about this doing it and you feel weird, if you're not right for share oh sure, any work for the marketing

for financial needs university. For God's sake, you don't have a choice. Yet in that sense I mean the pressure. The good pressures all around you so go back a minute I mean because only seventeen. So that's three years ago, so three of the twelve years have been the uptake the positive thing that the curve turns up on the money stuff and on the marriage stuff. What was the breakthroughs when you got in the intensive marriage counselling? What was the thing that that the switch the flip for each of you I would say for me: it was getting out of my own way. I finally, I finally had a change in my mindset that allowed me to surrender control to God. Instead of trying to trying to make things work on this one income that by itself was not enough,

and once they finally learn to let go that control and change my really narrow way of thinking and an escape from escape from what was kind of miserable comfort. Familiar familiarity thanks, but it's mine yeah exactly and once I was to escape out of that and the early for me. For my part, once I was able to do that, it really helped me stay focused on long term goals. There's this paradox when it

with an addiction that that there is a sense of control while you're out of control, and that is that what you're trying to describe it's an attempt to control things tat are beyond your control, exactly they ve spiled so far out of control, now you're you're grasping here and there to try to regain some kind, a semblance of of normalcy. Now, but it's not it's not possible. Show you been claimed three years. Yes, very good congratulation, I'm proud of you! Thank you much hard work. Man very well done thinking very well done. That's a butter or serious breakthrough and then, of course, that starch the whole in I'll get it opens the door for the marriage to heal, which then opens the door for them finances to heal. Did I miss that? Is that the right order? Yes, perfect, yet Brennan wow? So we get this call all the time. Thirty years of banana show my husband, my wife, is addicted to fill in the blank dot, dot, dot,

What what each of you tell them if there listening right now, because they are, you feel hopeless electors, no end in sight to what you're going through your miserable you feel broken. But when you allow yourself to be broken, you can be surrendered

a render that surrender it to guide, allow him to step in and take tat for you, you dont have to white neck. Let you don't have to carry that, give it to guide ask for his help and he will help here and I would say at least four for my part, I mean deftly want to echo what you're saying just that: it's it's a good thing and for those who may be facing something like I did, I don't live in fear and don't feel like you have to go through that kind of thing alone, because there are people that God, I know, God put people in my patter. Nobody gets all by himself. It's it's! It's not it's very unlikely that you can do this alone, so don't live in fear and don't live in. Shame

but reach out for for help, I'm so prodigal. Thank each will probably on our team for party private parts, proud your partners family, your incredible couple as very brave to come on air and do that, when not only your whole team standing here, but a team may enter so folks, listening and so very very cool But the truth is you really paid off the forty five thousand nodded twelve years, but in about three or less because you Maybe he's thinking progress on it during the first part, rising right, you went back and forth and Yo Yo revenge, spanned and yes, addiction spending in all those differently. All tat in this and in all the sudden you like get at the end of your own can be your own, a new step in the EU knelt down ass, a god you got take this. I can't turn it around preach it ally in well done, Very well done our eye, guys, Nick and Jim S. Right here Ramsay solutions just being on the team.

Forty five thousand dollars paid off and alive, and a marriage, lives and marriage transformed good luck and boys there can, down let's era, death. If three ceo wine yeah our scripture that proper, before twenty five and twenty six, let your eyes look directly forward in your gaze, be straight before you ponder the path of your feet all your ways will be sure Katrina fakes solve and people are working hard at the wrong thing. Working on the right thing is

but more important than working hard, no question about it. Believe it or not. There is an actual holiday called National Life Insurance Day grows and its tomorrow May. The second, so when you're thinking about it, because tomorrow wake up to go. It's nice licence lunchtime issue. There is a lot about you for everything about cod and you'll be thinking about. Only for life insurance, you know, I recommend term life insurance, not whole life insurance. My cache value insurance and our team built a tool to help you figure out how much life insurance you actually need. Its part of the five minute coverage check up and it's a personalized list and I'll tell you what to do exactly that rams, dot, com and text. The word check up to our text. The word check up two hundred and thirty three seven hundred and eighty nine, and to get life insurance and all the other coverages that you need in the course Zander Insurance can help you with that. But text. The word check up thirty three hundred and seventy eight nine, and we will send you

The coverage on that can it strikes me today. We had two very interesting that free screamed during the three our period that you and I've been on the air today, one was a nurse and trim carpenter who worked so many hours fifth, and he worked fifty seven days. I think he said straight. Their income this year was three hundred thousand dollars. They paid off a two hundred nine thousand, our house and nineteen months, which is where Eight hundred ninety thousand, they sub regional round the building business and built it out. So there were over a million dollars, and they are thirty. Two years old. And you know, we see the stuff all the time that the stuff we teach a simple the stuff we teach doesn't work for anybody

middle class. If you want to get sophisticated with your investing, don't follow Ramsay Stuff, and you know what that could be true rum worth several hundred million dollars, not being sophisticated, ah m that, coupled with thirty two years old, is worth a million dollars. I'm not sure what to base that known as the sophisticated people who confuse everybody and people do nothing as a result, some kind of, if I can be the guy, if you can be the guy that helps the trim carpenter and the nurse helps the couple who hey struggling with an addiction, and so she does revenge spending. In both cases, there was extreme transformation in their lives before the money stuff was fixed in you see that with career all the time the career stuff problems are not are often now is not the problem. It's often the other stuff, but when you get your

stuff together and you get down on your knees before God and you shall goddamn it. I can't do this year in charge. The transformation come again at that point. That's right the single thing that is glaring, in both stories that both couples got clear on what needs to happen. This couple on our team, They get clear that we need a healer marriage or its courts, or it's over the nurse and the term carpenter. You know what we need to get debt when we want to live like nobody else, and I will pay this aunt, that's it he said. Tremendous clarity brings unity you know it was win that both couples get clear on of or an objective a a crusade is the word that you use all the time and our company. I love that word were crusaders at Randy solutions and You can get clear on the mission and then unity comes, and then it changes everything transformation happens when we its

me it's us and in its bigger than us powerful stuff, whether it's your career, You don't want to wake up when you're sixty five, and be full of regrets. You wanna be sixty five and reminisce. You know when you want to get up on a Monday morning and feel like the amount of time in every gonna put in that day and the rest of the week. He's gonna go to something that you believe deeply and it's going to result that connects to or you just want to get out of debt and live what no one else so that you can get and change people's lives through the generosity. That is, everyone's heart, but many people can't act on it. The way they want to whatever it is. It clarity. Really leads to transformation. The brain a powerful machine Dave when its focus on the right thing, the scripture verse we shared today. It was all about you. Eyes forward? and knowing your path in the baby deaths are a clear path that people can say. If I take this step,

this step, and then this up I can get where I wanna go like that's. What's so beautiful about what we to do here? Ramsay solutions! You're right! It's not! I think I think if we gave the end of our careers and the only thing that we talk from one to do was to surrender so that they can engage in transformation a couple with their marriage, so they surrendered to God surrenders addiction. She surrendered her anger towards his behaviour. The term carpenter surrendered fifty seven days of his life. They submitted no one's submits to anything, no one surrenders to anything, yes, not cool in it and it's a spiritual disease. It is not being done to not be able to surrender, and so, if we can be known as the people that led some one to surrender around,

I am therefore led them into real transformation and therefore lead them to success. I'll, take that over being sophisticated anyway, that's worthy of eminent, madam. I don't really care even think. I'm suggested yeah, I don't either Irene care. What any critic would say about what I each on the show. I care about the money Will it call on every day the men and women that come to the lab events that read the books? They say hey you incur may you know they do the work? did I say on my shoe everyday. I dont have answer you do it's my job to pull him out of you at an end. To that end, you know, surrendering the your ambition and career of those things I heard you ask him a hundred times on your show, and even when your own here, you ask him, will you afraid of we fear comprising three Egyptian from surrendering. Absolutely, I can't surrender, if I'm afraid, Mr surrender involves trust. You might want to they were verses in the Bible says without faith, it is impossible, please God that's the unity of surrender, I'm gonna trust God

and move forward on what I know, I can do and trust him to guide my path, a trust. If a plant, the seed that a crop is gonna girl, I'm gonna surrender the seed to the soil. I could keep in storage, but I'm on a planet. Surrender it I'm I'm gonna, I'm I'm gonna surrender my pride on little surrender. My fear, I'm going Surrender my need to appear sophisticated or cool to other people are successful too. The people, I'm gonna surrender area, and that is required to win various nano think we'd, I'm afraid? I don't talk about that enough, but I see that most of these couples, one that was very bad, can story and recovered and was tender and of the elite. The wounds are still there there afresh, but a healing and then the other one was more like the alleged won the Superbowl, but both

I'm involved that idea that that the they transform their lives when this, rendered to God when they surrendered the concepts and ideas that they had that that that they didn't necessarily know we're gonna work. They surrendered to the straw. That there is no transformation without struggle in. Oh, you think about the the caterpillar that struggles mightily in the cocoon to transform is literally the word metamorphosis, as the greek word for transformation there. No, there's, no, greatness. There's no breakthrough without struggle and both of those couples embraced that they surrendered to this is gonna, be hard. We're gonna have counselling and heel and and and mid things that we didn't want it met and say I'm gonna be accountable and I'm gonna make a change and I hurt you deeply. I broke trust and I've got to rebuild it whatever it is. There is both

or transformation you ve got a surrender till I you're absolutely right. There's no question. There's no way to transformation without strong, we ve been told the way to win at our careers, be more talented and be more sophisticated when, when money is, it needs to be complicated. Yeah now yet be swiss. Gauge wants diver you get out of you, don't need him anymore in all, and that's the big knock which The more I read it, the more. I think how profoundly stupid areas as well as to get quick, get rich, quick scheme. That's the get your career quick, be great! Now, be you down a man. Thanks running around thanks for having me always for that puts us our that I've Ramsay Show in the books we'll be back with you before. You know it in the meantime, remember there

so Molly only one way to financial peace and that's the walk daily with the prince of peace right she's in the middle of these uncertain times, Ramsay solutions wants to give you some hope, for the very first time ever were giving new financial patient worsening free for fourteen day gotta Ramsay darker slideshow, so you can watch money isn't the only then can we talk about around here. Get life. Changing advice on your career, for my good friend and career expert can combine all my can com and show. According to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're just trying to make it to the weekend.

Calm and show is for you, everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is you were born to do and then will help create a plan to make your dream job a reality. You matter and you have what it takes, joined the conversation on the can com and show their more from the Ramsay network, including the current common shop. Where ever you listened about gas, hey it's you producer of the day. Ramsay show this