From what I look around solution. Would our car rental Studios Day Ramsay Show that is dumb gauges K now taken the place of the Bmw, though status symbol of choice. My colleagues today in IRAN that Abraham showed Doktor John Bologna, roundly personality I we will be answering we are be. We are we are by answering. You are quite love our leaders, nazi armies, of, like the churches stuff on it, but we will be answering your questions about life and money. Hypothetically assent

like a string of rigging sentence altogether phone number triple eight, eight to five five, two to five: that's AAA eight to five: five: two to five: you jump in we'll talk about your life in your money, Heather I started off in Florida. I other. What's up in your world, I started the photo money make Ober about ten or twelve years ago: while there is a book on take that my car on a car ride to visit my sister in North Carolina? today stay right now lies I'm actually just kill off my house in December. We are later the house's go a long way to go. The rope, look here and there? I quite agree, a quite a good start in my four or three b and my rough, I re, but I was action

Unfortunately, I had to leave my husband in December fewer domestic violence, but I'm super grateful that I was able. To leave him financially because if it wasn't a goods duration for me and my tears, and I have you to thank for that. He be able to do it my father, then get a cry. You get. You got control your life and I give you choices. I'm proud of you, yeah yeah, and when I heard him I knew I had to make a difficult one you were able to while yeah yeah and I'm still do the best, I can stay another diet and believing metal put me back and that is unfortunately is probably we are about that. Hopefully I can get ahead of that, but I am really really really grateful for all your advice and on your help, and it doubly was- our decision to make, as you can imagine how sorry I'm thirty five

and you are paid for house yeah. Yeah it actually read it outright. Now, though, I have paid for I'm renting ends thou making and come on five hundred percent, and so were now look good for you very proud of well done, welder, ok, sure there's a lady out there listening right now, maybe to the show. Instead, look on tape. Me ashes just thinking bout, maybe trying the stuff. What are you tell our as you did it yeah I did that's no bond. All that- and I mean it that's only hard to get started, but once you get going as the group were easy to pack your lunch every day and not eat Starbucks uttering Starbucks Coffee like benefit from the cure egg is really good, though definitely internationally make that job, because you'll be thankful and turned the twelve year term. Now, sir,

encouraged a lot of other people in my work. I've done you're smart dollar program like for my employees and stuff so brought this up people and I'll. I've had a lot of really get exactly as strong as ever. Damn one of my best friends, that's easy that are really gets out, listening right now and he paid off about thirty thousand dollars and that in two years, by pursuing a role, model, glad and grateful people, so thank you. Thank you will dawn were brought up, each so had you this question: Yes, why? You call that a bit, but you got me on the phone now their own, a piggy back off Dave's quest, so you ve got a mom whose at home right now, who's finding herself situation where her husband sucks It is not written her, the dignity that she deserves. It heading yeah, yeah. What you tell that mom Save your money in cash and-

definitely make a plan to get out. There's act, I pray subpoenaed another act, treatment programme Bobby, I think you're a man there very helpful and informative and the plan have a safety play online and offline get out, because you don't want your kid so that life and repeat that for future generations do for your kids, if you can't do it for yourself, cosmos, mom and You are a courageous, powerful,

the ordinary woman Heather, and I'm I'm grateful to have got to talk to you today. What a gift pretty incredible, putting credible! Well done! Well done! You know you ve worked around that disastrous situation and some of our sadly and its. If you have not been in this situation, it is difficult to understand how much it took two for her to go from the lowest of low spirits and the lowest of low self esteem, because you steal your spirit in your self esteem. It takes everything I it rings you out up to where she is. I mean that's up that the distance she has travelled in raising herself up and and and walking the other that programme and welcome friends. Welcome God to be able to find the courage to get out, because you begin to believe you you deserve it. You're worthless,

yeah you're, worthless in your stock and all of that and like she should make a plan get out, because otherwise it will be high probability of being generational. High probability, John, is others in Minnesota. High John Welcome today Rams Asia. I did I'm so grateful for your time. Thank you so much like all sure. What's up so I started a business this April and it is just a couple weeks before the pandemic started and I ve been really the successful and I kind of fell into my love a little bit, and so I M seasonal business now and so I am contemplating whether it would be a good idea for me to relocate a family to a different area like the south or something to continue the business there

I have no degree, so I don't have a job, but I could fall back to, but also in it. My wife and I are poverty manner, so we have like- four hundred all around, and so, if we move without worth, obviously any more expensive but a few months. But I want to know what things you might think I should think I'm not talking about an emperor early moving the southwest for permanently. I would, I think, that the business world seasonal in Minnesota, but it could also be feasible in the southwest. So I wouldn't miss their temporarily to start and then, if I can sum, maintain operations in it be temporary, but it could lead to full time. I'm sure not talk about doing a happier soda, heavier and South West back and forth back in July. I am Oh you are time. I got an yeah, ok going back of what arguably yet for as long as possible. While my wife

I have a home body, so she's gonna want to end up somewhere which make then yeah, but just to think about and offer this coming see if it had leg. I wanna hit that you made good idea. It's a brain business, I would wager cycle, let's get through a year, maybe two years, doing it. This way before you start, spending to another state which is basically what we're talking about here. And find something else to do in the off season this right around home. There for right now. We you ve done a good job of what you build. Let's not measured by going. You know, trying to go, get some milder away a thousand miles away while still young and tender. This is Rooms, Asia

folks? I got another story for you about the online shopping tool, honey. My team loves it because they love shopping smart with honey. You can stop overpaying on thousands of sites. In fact, Christian on my mom, getting team was tat. I may she uses honey every time she shops online and when it finds a deal, usually saved her ten thirty percent. So lesson, oh Papa Day, get honey for free at joint honey, dotcom, Slash, Dave, that's join honey, dot, com, Slash Dave today here on the directives we Ramsay Personality, Doktor John, the lonely with open phones AAA eight to five. Five two to five Jessica is in Arizona Jessica. How are you

are you know better than I deserve? How can doktor John my help? So I'm currently babies that three d, I'm saving up, looking to buy a house or a town house and next year to cool. But my question is: is I'm looking down? remains. Could I am single? Is it ok to include in that twenty five percent of your or take home pay right for the payment It's ok to include what I would charge remains a map or now now, ok and the reason is I might not pay that may not be there. You might get married run them off right, ok, ok and then be right back, where Yard Saunders be conservative? What do you make me, before, but I supplement it would be very good for you, your worker, Iceland. I heard a noise, I get it back. I heard in your voice. You ve already got a place picked out. Don't you.

I'm not not! Specifically. I have like a dream in my lab myself, a little bit lower this year, the disappointment in youth it like that. Around forty five percent. You can shoot up a little if you want, but the danger is, if you don't get the money out of them. Yeah. Whatever reason you pick bad made or they get and they get laid off for covered, and then they can't pay you universal fickle, fickle heavier than then you really get in a mass so I'm down astronomy, trying to keep you alive smooth. That's all you think you go. I thanked for colony found a triple eight, eight to five five, two to five: that's what a mere afforded the Bubbles- California, hedge, on our you better than an undeserved inquiry. You, Sir Justice,

sure how come about the journal? Well wanna get your geysers advice to have helped my mom make a good choice about a blue she's, a little history culture and its work leads. She lives in order in this. She wants to move down here to California, but I think it's too expensive for her to do that. Much is curious, John, how I can walk or through the baby steps and explain to her. Maybe what might be the best choice for her right now hurried? How does she she seventy and she's divorced, and when I was thirteen, my parents went through pretty Orythia for closure and lost everything in that process. So there's a lot of history there too, with this dear grandkids, does she d have kids runnin around the she wants to see your Jonah see you I'm being more soon of my girlfriend and I think she's receives that in a four cast for sure not right now, I'm currently about one hundred eighty, three thirty, six self employed, yearn alike. So

and if you can not been, I recommend you don't try to solve this as a math problem. There's a math component to this, but you be dealing with a seven year old, lonely mom who recognizes that she seventy and wants to be around a baby boy she may be feel that home there's another woman? It's gonna replace her answer. She wants to monsieur she get down there wedge between the two of you. Were she rightfully should be John by sounds like a really emotional conversation that again sit down with it with a calculator. Isn't gonna convict her heart, Want to sit down an and want to know what she wants to do and what she wants to do it, but she can afford the profits can afford a property. Obviously, that's part of conversation. Ben I'm not honour her and just my lonely mom- wants to be around me in her less ten fifteen twenty years new. So she has no money. Is that what you're saying will actually Greece passing she took? It took a horrific fall a few years ago and there was a settlement.

Cheer up seventy two thousand dollars. She couldn't do our money market account. He also has no Dutch he's got no car came in sight and again from the water through the baby steps. I'm on three be right now, personally and she's got a hundred and thirty eight thousand in our money market in outside, led to see her use back the buyer condo, but as we know that one see anything in southern California. I mean there's some options for candles and Oregon Maybe a result, our Nevada, that, like you, said John, it's both the command, but also, if it's so emotional occurs. When we lost the home, it was just My mom was gonna hotel earlier on. I think it's she's kind and shall shock that she actually have money to do something with it now, and sometimes that makes Seventy two thousand feel like it, seven and twenty thousand for her, and so it's it

you'll like it's a lot of money and you- and I know it's not the especially short dogma buying something in California. So I mean, I think you talk work through the heart side, and let us admit where we are and then let's look at the reality of the math and Mass says mom you're gonna, be state over. That's probably what the man says, but you don't start with that as the opening salvo in this discussion, and so you don't Moreover, there, where you are supporting her, but could just because she wouldn't make a decision to live within her means in and demanded to be had it was entitled to be close to you, because that's true, and so you know you, you had to be kind and loving and put her opposition where she said sustaining in that gives her dignity and then from there you can work out.

Travel or whatever needs to be done to maintain the connectivity. I've got a little bit of a of what I would consider unpopular belief on the kid side of this conversation, and I don't like to think of as an obligation, Dave or a rule. I do find people my generation or and Fortys who don't feel like they have a responsibility and vote that work It makes us, unlike morn alone, but I think we should reach out for parents, and I think we should love our parents, and I think we should spend intentional time trying to connect with them, and I think that I need to build into my life space where with them either physically or if we can't do it, were connecting that turns into a you, gotta move into the basement, and it does all kinds of it turns into a job right to her

It would be a rhythm of travel between allay and an organ and organ Unama, because it's not that big, a jump, yeah hoard, our or Nevada, but you're in other responsibility. Wasn't what you were saying where Europe should respond, both for paying the bill to pay their right now. But I do I do here this talk of my parents. My mom just wants to come. See me, and I want to say Here- is that your mom and she loves you and if you have hardened your heart to a place where you don't want to be around them, you don't see him pan. You gotta, look in the mirror on that one! That's your mom! That's your dad and. Of course, our one's got their histories that they got to deal with, but I just want to see people my age and this clearly that this guy, I love John he's trying to solve this problem, both in a hard place in her mouth from

I want to see all of us lean more towards respecting or folks to an iron ore folks and trying to be in connection with in some shape former fashion. We ve got to reconnect with our lineage and those. I think a lot of people have troll delineating the emotional responsibility for connectivity versus financial responsibility caretaking, that's right, that's like if I do want to go to the other, and it's easy to take advantage of the time. These are dynamic me hey. Can I find it all right down and I got the shortly mom mom's a travel agent for guilt trip. You know, sir. I like the ground was one to injure diaper. You oughta give me some money, you know, and so that kind of stuff is more. If more young people like John who sees his mom and law she wants to honour and also sees the the coming cash flow train wreck. That's on the way and most recent, really healthy blame. What a gift here very cool is with us in Michigan, high Deb. How are you going?

you better than I deserve. How can we help back when I was a kid? My parents bought me a whole life. Life insurance policy, banana them so Listening to you- and I I thought that I got That may help pay off some of my dolls with the money I got wonderful, but since then they ve been sending me a dividend check every quarter for like twelve. Ten dollars and I dont know why they didn't catch your policies, There are still holding your money that three thousand dollars now, but that they did they send you alone against your policies that are you carrying it out? I'm no job on this, customer service. Unless make sure we have a real clear understanding that this policy is cancelled, my getting dividend check, because the policies cancelled closed out completely and you got all your cash value. There should be no dividend checks, there is no policy helps them. Is there a second policy you forgot about the girl took away the other thing,

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my dad Breeze gentle lobby, Ramsay Solutions, Adam S, Savannah here, hey guys. How area, where great debate here we're on have. You welcome wordy olive Oxford, Alabama Birmingham area, yes, very good, we'll go to How much data we paid off? We paid off a total of two hundred and fifty four thousand over to shaft. For years we also cash flared about another. Twenty five, thirty in part during that time and your household income range during a four year, we started approximately a hundred thousand and ended around a hundred and fifty one good job. Would you guys do for living Emma controller Fora have family business

twill contracting now my Al Assad salesman poorer Industrial, Montgomery, wonderful. So what was the one hundred and fifty four worth poles lean? We had a vehicle, a lawn tractor, our house, you paid off your sir. I'm also knows how you two thirty six years old and you have a pay for house before you're forty, Sir touched a lover. Guys and the laundress right for you to pick the author, because I can tell you about one good ones and we have got a man, lay last factor that there was some zero. Some. So what Nora happen. The goat, woke you guys up four years ago made you think we're don't buy off our house before a forty way. We discuss how we had we are making more money than we had and have thus six years that we have been married, but we still feel like we are living patriot paychecks. I sat now and

We used a credit card for everything and has paid off and when I totalled up how much we spend on fade and is just Davis thing it was. I made it maybe controller, controlling a faraway, decided to start a budget and see what we can be broken and that's how you found us? Yes, we had heard about it. Ass Sunday, school at charge, my sister in law had taught his about a bad when away first discussed it asset now would read the book at not after he went to sleep and out like up so excited and outer these success stories, and I thought waken David, so we made our first budget and from there it was history. While who is the hardest wanna get on, the train was it, it was the pipe Sylvan would

the guy, with a landmark in the truck best boat value somewhere with a bow, the boughs and love it very cool man. Ok, so she starts written a book and starts given your hard time about it. How did you guys decided on the same page? Well, we am whether things then wait. We do you talk about what he stands, what she spends. What we did you know we gave ourselves an allowance and I just told you method: this is your money to do whatever you want to be with you. I don't care if you spend on lowers or food, or whenever I am, he lost a lot of weight that year. A lot of hard, I love you dont fish lures in food and they say I will which mainly one casually, not even here conversion. Man is via while very cool, very cool, and so what I am interested in in your salesman desert. You know her

take no and twisting it is the way you needed to be you. I've run and you didn't people's yards where you don't, they are really want you there and you convince into by that's what you do. That's what other. So what was it about? This situation that you look at your tractor in your boat and your truck and your space in your yard and another item rife. Whatever was what did she do? to turn your heart. What did you have to do in the mere to turn your heart? Well, parsed alpha this kind of what she does for eleven as finance is with the company that she works for right. It didn't much Verna. Get me on workers at trusted are one hundred percent on that so you're, these crazy husbands who risk listen to their wives. Ass though it were a work, that's weirder than paying your house off me up for you. When we talk about the the end game is worked out meal. Bored at a young age and we broke down

Tom Brain or when we thought we could complete this now like now. Let's go. Thirty six years old. There was do this anymore. What's your house worth today, probably around two fifty words we had some at we had. Actually downside are gone to order home how to get been equity angle. The house is the hardest thing to get him on board when that, when I told him every nation, I think it was an attack a six years to get the house and he so if we can do that in a guy for it and we did it in four years since the house

the house that we should only while, while touchdown well done so their thirty six years, all core me dollar House and Burma Alabama. That's a nice house, well done everything's paid off. How does it feel to have no payments, especially in times like this outstanding? Ethically, we would be in the same industry as far as well as we were worried and we sat down back in March and loaded. Ok, you know if one of Us Laces income or even by service, we realized we hadn't. We didn't have anything to worry about. You know we're sat for a year. If we now need, may we may find that it took the it take the Barton away, then only conclude, smoothing out of everything suit. Little one wait day. We have one son Mckinnon. He seven years old, though rob you gonna, do that every grimly been practice unworthy usually arise again, and this is your shot. Man shot if being famous our eye, so we ve got a copy across open.

Look for you every day. Millionaires are certainly the next chapter in your story. You are well on your way. Tell folks what the number one key to getting out of areas and communication briskly and sticking to trust, and God they man, a man. Well done, you guys, are very proud of you. He rose you have said that you did it you are paid for out of. You are the news that the girl s pretty stinking cool? Well done, Mckinnon, Adam and survey on the Birmingham Alabama area, a hundred and fifty four thousand bite off cash flow. Twenty five extra during that time took four years. That's a house on everything million Wanda one fifty counted damage era. Debt breeze grew three to what we that is how it is done. Man,

Oh man, oh man, that is often much credit I'm looking at that little boy, and I talk about this every time you do everything, that's good, near right, you're right, but he's gonna walk on different sidewalk because of the work you did and he got to watch you half of his life has spent watching mom dig themselves out of the hole they dug himself into the rest of it. The rest, I would rather this building and we're different what a gift different thing more caught than taught. You won't change Affirmatory. That is how you do it do the work you gotta do that you go to the math and you get the behaviors and the kids emulate the behaviors and they'll pick the math up later. And you do it every day. I love that that old, liner, you know there is no work out. You can do that so good on Monday, that you don't gotta work up the rest the month. That's the worst part about being a shape, get up on Tuesday up on Wednesday and and it's gotta keep waken up and doing it again and doing it again and again, very very credible.

Good stuff to miss Weathers terms in Mississippi item? How are you on how you gonna do it better than we deserve? What's up? Yes, your question for you we're in some financial issues. We have some facts: medical bills that came up over the last few years, that present magistrates wiped our savings and we're being sued back. We ring sued by a couple of our creditors, so we had no choice really but fell bankruptcy. So we did this not discharge yet but they're telling us that we have a choice. We keep them car. Turning it internally and anthem. Swamping should turn the coriander impair the house off quicker death, it is one of the more you owe more on the car than its worth. Don't you know we're actually we're ahead. We're we're were slightly over slightly below the, but we own a car. So it's fine asteroids least its financing. Ok

got a little bit of a somewhat cigar worth, probably realm, twelve or thirteen and enmity that range about twelve or about that six dollars, Turk turning our car? Ok, you don't need a car payment and only troubling you get your hoopdriver that you pay cash for, we ve gone through a chapter. Seven! You need that fresh start. Don't hang over the past, let it all go and get the fresh start. If you drag the stuff with you through the bankruptcy there's, no fresh start, it all came with you dump. It I think that at least do not reaffirmed action? The bankruptcies, if you're, going to use only too far by corruption, get rid of it

I'm sorry you gonna do then allow we're gonna pay for you to go. Do Ramsay blush for a year and take your your healing the diver empty. Shell John Bologna Ramsay personality is my colleagues today only are this. Is the diagram three show common sense for Europe dollars and sense, your life, your career, whatever you want to talk about eight hundred and eighty eight, eight hundred and twenty five five thousand two hundred and twenty five, worst feeling is to pay someone who does Sukhi job and hard thing to admit is that

they have all started with a bad choice comes to buying home you're real estate agent that as a bad job. It could, because you made a bad choice with real surgeon. Well, it would be wrong, you made a bad choice and maybe you ignoring the signals- maybe you hold it in when you were doing your selection in this continent when we're gone with Charlie at the church and though always get you, MR sorry, Charlie, that our Israeli, so good agents are really hard to come by you'd, only some Joker who just got his license and look for commission check, you need to someone? Who really knows the business sells a lotta houses and can walk you through the whole process and for them it's a machine that is walking you ride through something they do all the time. Do not settle for a crappy agent. Do enriched ideals, gotta Ramsay, DOT, com, slice agents and get the right kind of high protein high octane agent. They Ramses accomplish agents specially for buying

market right now, our right Jeremy is in Ohio. I Germany come to the diver amnesia. Hello they but he's got a question Maybe you should think about Marshall Wait here. I'm laid off coal mines of fifteen huge I want to start a business and I want to do a roll over for job or for by business, start up. You gave her the wrong sir. Yes account of my former one Kay. And I like somebody and show you a french ass. He well that's not a franchises. You started, let's start and I want to show you a little even locks, though I mean no. No, no. Noticed a business start a year, a server centre in my local hometown, which is a key it's down an evil of business, cure, sustain itself and there at an auto centre. Yes, sir,

I got tired and breaks looking you might work. Is there a brand name company this trying to sell your dealership this pigeon near the rob, no really it is dug up off the internet. Yes, because ninety nine percent of the time I get this question at some branches salesman drawn, show you how to finance the deal that they want to sell you that's what I'm trying to figure out. Ok, so starting in his great you're starting something from scratch, you can put your name on the front of it and you're starting call, call Turkey so Much is in your for one day, seventy four thousand, what you're gonna start displace? the building of a hundred and twenty thousand. Why do you need to buy The building. Won't you rented. I got the building right off the guide out model, fifty five, two hundred and twenty two, I figure. If it doesn't work out, I could, sell the business and make money on before one case where you'd show the near you love,

need to keep the business and the real estate separate in Europe. Least in your mind. Ok, now you can do by the building by calling for a one k unto itself directed I array and put the real estate in that and then by them and then build the business using the other technique. Yeah, but you know I mean money. Well, I m. Throughout the years I've I've saved about about thirteen thousand dollars to live off of and I don't have any debts on my home is paid for. My cars are paid, for I have no credit card, have no student loan, so the only thing I have is electric water. How long you think it's take you to get this business up and going I'm hoping a year. Why don't we This building from the sky for two years with an option departure said he Do that you're different building.

Oh, you are going all in you. Don't you bond only your push in all the ship to the mill the table. On one hand, illegal work or not and IRAN be broke or you're gone, very lucky at the home run, and I don't push much chips all under the military boy, more. My life's too short. I won't do that and so I want you to break this up in some way where you're not using up every time. You have on an idea that is completely unproven, except between accepting in your in over coffee in the morning, and he mention this as a college. Towns, Adobe enough traffic and I'm shouldn't my old college colleagues Talkin about not coming back doing the whole fall on lines, logistics, one weird glitch in them, tricks when you're all in it's a sure thing, because it does monitor. There's no such thing as a sure thing: the rules and businesses are twice as long as you think it's going to cost twice as much as you think. It's going to and you're not the exception. Those are the three girls. And I for my myself and my team of all the time, because we always get all hyped up and we

all we see. Every entrepreneur is an optimist. We have six ideas in the shower every morning and we just know that we know that we know that this is all going to work out an of our ideas, shot. Not think this is a bad idea, but I don't think what you know: I'm positive you don't know what you don't know about. What's gonna happen here and how long you should have taken a hard, it's gonna be pleased use up your last time and most of it really not on the business most of it on the peace real estate. So when you away from the shop? Then you can. A month later, is real good. She'S- run reality with an option to purchase over the next three years. You get the business up and running, and then you are also that money and us after act at our aim by that brought shop. I will write about it too much, but, but I just I do you call me I love your dream. I want you to run a business. I want you to open the shop. I do not want you're chips in the moment I one hand scaring crap out before you and I,

Wouldn't do that and I wouldn't recommend my best friend do that and for this moment my best friend. Don't do that hold on emotions. Your copy, the book, contrary leadership, which is our playbook around here, how we grew our business from it, table in my living room over to the over a word is today in which our play buckle down Coolio pick up and get you one, Open follows a triple eight, eight to five five, two to five Amy is next in Illinois High, and we welcome that I've Ramsay Show name. If he could you guys you true what's up, I am a school teacher in Illinois. I coach couples board some advisor pretty much everything at the high school though I have had a lot of time, but do Kobe, haven't you but more free time lately. So When I thought I was being their terms when I started last October. I realized I wasn't too, when I finish

higher fourteen day series your fourteen day, free trial, That could be doing a lot more, so I went for it. Why does everyone tan? I had to learn that the car there I ended up selling my car and now I am down through the final alone, but about lap and myself innovation. Is currently went my home that I own and I have terrible tenet. That's beside the point, so I've been hesitant to go. Hadn't pull the trigger, I could potentially make my lasting alone payment If I really put down the you're money that I had just kind of in or I could reserve that additional twenty five hundred dollars make my regular fifteen hundred dollars. I mean it I'm since there is no interest and kind to hold back. On using that twenty five hundred dollars

Because it's a my income unstable my hesitation- is my tenant. Ah something going on what the House I'll be out in two months. There leases up choosing not to renew it but they're, just without hesitation. So don't move on to intense or by just need somebody to sleep. No word and became a little guy who are they pay. You. I pray that they do each month now I heard that. Aren't they shock, I got their part, but are they gonna pay here? Do you really think what was a probability. Fifty fifty nineth in I'm a thing. Ninety ten good chance, you're gonna pay you no just a pain in the bar about it, a big time period, culture which will create a reverse by about until we get our money, but the yeah, ok, so

gonna get your money and you are you're gonna, be ok, they're, gonna, move out, then you're gonna. But if you pay off, the bay, you can pull up cash between now and the time they move out. As long as I keep pioneer, you're gonna be fine, play through fighter, you got the baby steps be added to be out of that today. And watch play it all now, you're gonna be ok. It's gonna work through good question, Congratulations. Rats! Awesome! it's just that. I roundly show in the books This is James Childs producer of the Dave Rams show on your smart speaker. You can add our skill by saying Alexa open the Ramsay network skill from there. You can listen to all our shows Ass day, money. Questions like I do. I invest money or what is the debt snowball find out? More Dave, Ramsay, dot com, slash smart Speaker,

have you got questions about retirement, investing and becoming an everyday millionaire, go beggar and broader with my man, Chris Open on the crisis in Georgia. I M excited to be able to talk to you all week in week out we're gonna focus on your calls and it's going to focus on building well investing and how to become an everyday millionaire subscribe to the Kosovo show wherever you listen about gas hates James. Pretty serve. The Dave. Ramsay show this