Why? For the headquarters of worms, usually broadcasting would all our car rental studio, judge that day Ramsay show what matters DOM measures. Often mortgage has taken the blame, Bmw, those status symbol of choice, Andy Ramsay, your host doktor, John Bologna Ramsay Personality, who author of redefining anxiety about selling book now is our coasts. today we are on the air, his answering your questions about life, emotional, well, being and crazy,

What if your Christmas and we're gonna talk about your money and your life as well. The phone numbers AAA eight to five five two to five Lindsey is Witherspoon Amarillo, Texas, high Lindsey, welcome to the diver amnesia. Hey, I'm a merry Christmas to you. What's up I have a question. Flash may reply. Debate you tell me where I get out of my whistle and my stripes you're. Ok, give my leader my husband, I may be sent to you. We have paid off forty seven thousand dollars a year found that recently I dont get it by, but we found out the way it works like a nice burst baby Blue congratulate you, as I did our in store mode return, stating that I am now it's time to thinking about nurseries bath and give First, I parent. You have no idea what you expect to find how much it costs

our initial nursery, but my parents quota to bless us and they get it out with fifteen hundred dollars Yet this is for you to furnish emotionally were blocked. that is very much a baby's apparel wanting to say about the path that is like that is useful, I'm fine shovel? We need a pilot, maybe that's you admired by maybe sleep on the floor, I became very logical and I think the report is in the right place. You know what I'm talking about long term was done our daughter is to pay off Here we should be shopping. Facebook market large crowd boys like getting Eddie used or free or donated. We can but I'd like the gift, not out of it God it was to bless us to help prepare for this baby intelligent back and forth on my whatever about how much money should avoid throw lifelike are going through by the way he has our he's out of bounds, everyone

and the only the only reason why the Irish possess the your parents bought furniture for your nursery, that's what they did: now are you gonna? Take it back. and get a refund by used furniture show you can put on the net snowball? Well, that will be ludicrous yeah- and this is the same thing here. It is because they did not give you a gift. With no strings attached? an innocent walked with you to the store and bought the nursery furniture. They You pick out what a look in this case there just letting you pick it up, they didn't say well, although what everyone there's something nice for the baby, they said: nature in the making nursery. It was very specific right right now. Is there and so There would be dishonor into the gift today,

anything with it other than what they said now had they given you fifteen thousand dollars, not fifteen hundred dollars. I'd be having a discussion with your mother and your dad about. It's a little nuts and need permission to use some of them to get out of bed because a solo over the top. We don't even make that kind of money. Ok, fifteen hundred dollars is not now change your life or the child's life, one where the other in these days that will buy you about eleven diapers. Some don't do me doctor. Do you not know me? I'm just tell you why? What is your household income Megan combined and come about a hundred thousand a year now aka. So this is one and a half percent of your income. yeah it's a relevant and this it for somebody who's gazelle intent. fifteen hundred dollars can feel like a million box and so accept it

exempted emerald now live in and love it down by the way you're, not what we finally national border by beyond the way. Anyway, you should be stopped. Pop Paulie are we heartily? Probably because I probably eleven things are so that money, but but now had your mom and dad been more vague about the verbiage. The gaff, we might have a different discussion, but there were very precise. It is as if they due to the store and you it out and they wrote. The check you want to take it back in and I get a refund in Burundi and by used furniture to gradual Now we're not doing that. That's that justice honouring the gift again, if the numbers were out of lack, are to have a discussion with the giver and and get to be released from the obligation, but you know it doesn't Beata Whack Lindsey. You get one one

Looking at many eyes, one I told you so and then after that you got to say you for being a husband who sticking your convictions now in plenary. As once said that deployment of me, this Dave, said David right, so late, one day, one day said and then be grateful that you got husband. It's committed to this plan lamps. Like us, your luck, it's gonna be a great provider, men and not supervised. go, but a good programmes now he's good you're, Lucky Lindsey, martinis music is a good guy and young, and some of your parents. You got me to think that to me the ethics don't change, but ratios make the Scutcheon weirder, like IRA young couple, one time that our coaching years ago. And their household income was twenty. Six thousand dollars want I got married and two weeks after they got married, her dad shows up and hands on the keys,

forty thousand dollar paid for car and they have sixty those margins to launder matter. They sell that car impels external yeah yeah, weird position. I think I'm going to, but that's gonna be pissed right. autonomous at United call your dad and Tom that this was silly anything I'm talking. It just shows up the goobers can manipulation. control freak stuff in that way thought you wanted us to have a safe car yeah Bull, show off in Europe, getting a nursery not for your baby, But for the Instagram photo, that's a problem right too. When you set up. I see these nurseries that are like system allows these fancy furniture and gizmos and contraptions that little maybe for the first six to nine months will want one thing: you

master for food in a dry diaper bit well, and what are we spend? All their component should risk erratic, exactly ain't so anyway, by a nice set up a nursery but don't go overboard. Fifteen hundred of Saint it's perfect. If going on. As advocate fifteen thousand, I'm I'm calling on both of them. Another way, mom and dad and out, like that's, outline our New York sidewise. First grand baby, ours too, yeah, we had learned boundaries with our ground kids and not go dropping grenades and their. How I'll take it the thing about Anti louder, Milroy it into the living room and three others works out right at the sea. Other inlaws act. Ok, you see how yes and but David unscrewed upshot, Mcgann Sego Management, swooping, Pope swollen and put up a man,

anyone who wants to throw a fifteen thousand our grenade. My way, we will figure that out on the fly you can't uncommitted you're carrying it out as we can't let can be bribed pack. I will figure that of ethics. Noble figured out. This is that I Ramsay show

Twenty twenty is over. Let's start this new year strong make sure your housing strategy is working for you. The right plan can lower your interest fees drastically and ultimately, have you paid off years before others talk to Churchill. Mortgage call triple eight alone, two hundred or Churchill mortgage dot com. This is a paid advertisement, animal s idea, one five: nine one: animal less consumer access, dot, Org, equal housing, lender seventeen, forty nine Mallory Lane Sweet one hundred Roma Tennessee, three, seven zero to seven if you want to get some quick advise on life and money, but only have a few minutes were excited to tell you about our latest podcast called the Ramsay call it a day. then I'll give you the life changing content that you get here, but in under ten minutes

be I'll, be honoured, along with Ramsay network personalities, can common Rachel crews. Chris organ Christie Ride, Anthony O Neill and Morocco today, Doktor John Bologna. There, I recall that I could be anything from an inspirational story of knocking out that two tips on how to deal with loss of income or how to decisions in this crazy world, subscribe to Ramsay CALL of a day on Spotify, Apple Podcast or the Ramsay network, app or listen you're, smart speaker by saying play right, the call of the day, some unaffected charge. Bigger heard me say that it probably just start doing it so that works bonds, dot com is our question of the day. They have a one hundred percent satisfaction guarantee the means. Even if you miss measure, you pick the wrong color, they will re make your window blinds for free, free, SAM free shipping more than Promotion IRAN. All the time I was used, Code Ramsay, and you can get a good deal right today, western comes from Roger in Kentucky Roger rights.

wife and I have been married ten years and we have three children. I work the federal law enforcement officer in my wife is a teacher. A system we make a hundred and ten thousand dollars combined and we own two houses, which one is a rental property, The issue I have is my wife keeps failing her final year in college and it's getting expensive to keep letting her return attending college over the past eight years to move from my career progression, but she doesn't want to leave. I could the promotion and another state and make a hundred thousand dollars on my own. What should I do I really wish my wife would find another job explain to her if she was making more money, I can ease up on overtime and be home more there's a lot here: here's what I'll just call out immediately bidding college for eight years and you can new to fail your life, dear your last semester, it

not because you're not smart enough. It's not because there isn't the academic support and help and assistance for you there's something else at play here, whether somebody is choosing- or they are intentionally but sir attaching themselves or this is the last shred of controlled. His wife in this relationship has but there's than bigger going on here than just simply, I can't get past last semester in college now depending on what you make it through their years of college. They're gonna help thinking out right. You have the intellectual grey matter to make it through the last year. You are correct. So I'm calling bs that's right, and so what I Besides sounds harsh, and I say it this way, but if you choose not to get the assistance they. Tutoring the support and put it this way. I'll just have an incentive to help you graduate because that

them with their rankings that helps him with a number of internal metrics filing eight years in a row is in their last semester is not good for them. It reflects bad on the college. Right, so, if are choosing to not do the things you need to do to pass Della go to class through the homework. Take the test study for the tasks that kind of stuff, then you, choosing to fail, we your intentionally or so obviously for to not get all cycle babble, so there's something else going on here: Roger that's like you and your wife, or not on the same page- and this is the last shred of control she has in this house. You, when you think about tanking this deal that that's her holding onto what problem not intentionally because he ate, because you want to go to work and big time and that it has been an assistant and make some money and she's afraid or doing that for the way to avoid that sabotage. That directly, but it might be I'm up with the kids late I gotta get up super early. I don't feel good

Timmy was sick today, so I couldn't go to class. I was unable to go to tutoring, for this exam had missus exam, so you create this ecosystem. Were you are? intentionally? Not intentional ripe and you are not successful with your final goal and wants to move. He wants you to make more money. He wants her to get another job and I don't hear a lot about what does she want to do What role does she see herself? What does she envision herself playing in this family and it sounds like Roger and his wife were not together, the not unified in this area of our version or right. So what recommendation wanted. What are they to? The recommendation is wrong Your has some very clear goals for his wife come in that Roger back out of the here's. What you should be doing in here's, what we could be doing if and he is sit down and ask his wife? What do you want to do to you You stay at home, mom. What you're perfect world look like in five, your hair, you go and how do I help us get there? How do we get there together

and he might want to move he might want to? She doesn't want to leave. Will he needs debt into consideration. The need to have a unified conversation. Mercosur run to separate lives. There room nature, so we think the probability is he wants her to fail secretly because keep him in a cave his narrative going where he gets to move and take the other job? What makes him the victim right? but it gives to throw out the They create the ecosystem where she can't win subconscious. gorgeously out, so that this thing a meltdown and she has to give up and what we gotta move and take my the job. Now it could, in what you get is couples who lit get in this self, reinforcing dance the I'm the victim, I'm the victim on the winter, on the strong, when I'm the one keeping house together on the one keep the main together,

and then you get some hours rolled up. Nobody wants to be in these situations and that's when somebody's got to use your language, someone's gonna, throw the flag stop the day. Stern, the music off get away. And so what we do and where are we going? I love you, won't see you successful I feel like you're sabotage and my desire to come home, and this is the in this language they probably need to sit down. The good merge got a hundred percent across the house I just have some. I call TAT mountain go you're, crazy cycle. Here: stop the crazy managed I'll start audience and in just put Orange Anchorage causing in love and respect the Gaza, the crazy cycle that, when someone doesn't get love than they don't give respect and then Ogier speck, don't give love and when they don't ever loved the don't you respect and male female, in a land around. I shall begin with the washing machine. Infernal cycle day. People will live in that dance for decades because they have one heart stopped the music conversation they discontinue and continue very afraid,

other Michigan Mama Betcher. That's exactly right. Miracle share rang So there's somebody start metaphors, you're gettin figure, but yeah. Ok, That's very interesting was alive, between the lines there a lot Atlanta is on the line. Nick is calling high Nick welcomed that over amnesia I know I don't know better than I deserve. What's up in your work a long story short twenty, seven years old and future full time teacher Mary, I'm engaged remarried this coming July. Last The recent here, thank you. You have to watch your watch your shore, we read about home together and I guess I've kind of a two part question. I wanted to get your opinion on. If we are honest, I'm gonna write tat, doing things, way financially and then also Oh did you might have for a successful in terms of combining finances. Because what you tell me

the boy Michel. I wanna talk to people that adds. Then again and then took out of turn up mother, quick fix, but the long term so right now did you know where they must feel Do we really have, as is my soon loan? She doesn't have stood alone. Might do loan is about, five hundred dollars. I haven't like what will be your household income when you do get married in July. Ninety thousand dollars excellent, ok, and are you guys talked about stuff like that steps you're, obviously acquainted with the machine I thought about it with their islands, you pretty much every day and she knows you are I'm good morning. more knowledgeable about what you're messages and what you're steps are than she is. But she understands the philosophy and in turn up Jim campaign led as well, the conversation, starts with just something like the people who, when with money and

with relationships, I'm reading about this honey are in agreement on their plan. and so let's look at this plan together and see if we can both be an agreement and enthusiastic about this point, If not, we need to make up our own that we're both in agreement. An enthusiastic about The only way to get there, I believe, with the data that we have, that is the shortest path to wealth, but if you choose to go deeper, why that's up here it's more important that you are in agreement and yet you follow me, that's what more important and then. Secondly, if you under the most efficient way, I would say ours is, but you can make that decision as adults, but yeah, let's get into agreement. Everyone wants to keep their home and family safe, weathers. a break in a fire. Flooding

medical emergency. Simply save security delivers award, winning twenty four seven protection was simply safe. You don't just get an hour of cameras and sensors, you get the best professional monitors in the business right now. This is simply safe, direct dot com and get a free security camera plus actually day risk free trial with any new system order? Dr John Deloney Ramsey personality is my co hosted here on the air, open phones at eight hundred and eighty eight, eight hundred and twenty five five thousand two hundred and twenty five? is whether some type of Florida high Mega unwelcome today, Ramsay show I see on my screen. You're dead free criminal gangs, Christmas? Thank you how much pay off

The eight thousand five hundred I need money may again, and how long did it take five years on a range of income, forty thousand to thirty and fifty one thousand and forty one you do for a living speech on language pathologists at elementary school Vereker, somewhat debt. Was your ninety nine thousand dollars? a visa card my day had a limited card makes his card. My car came and stood alone for your car normal deeply indebted broke. Yes, how old are you I'm thirty nine. So what happened four years old let's try, guy with living on my own

cut by spending my money, but woke you up. being able to pay my those early. Overdraft from aid taking account for maintaining out Just there. I'd really I mean here. I woke me up to and that suggestion Canada, overdraft under normal. scarier, yes, so you're scared strike me ass, love. It me too, Yeah me too. I don't ever want to go back, neither lifers to freak in short, I remember one night precisely two. I could take you to the living room and the dead. SK! I was sitting at. I can see it in my mind as clear as anything at all, The balance, the cheque book back in the old age. We used to reconcile a cheque book by hand

on the computer, and it was certainly not on the internet. There wasn't one and when I urge bout that book. I realized comparing it with the checks that the bank has sent me that I forgot to post some of and that I was. four hundred dollars and overdraft, and I remember sweat on my upper lip: I remember my heart racing, our member states the palms of my hands and it was cold. Cold so out of control, terrified you shall never one b there again ever way, I remember sitting at the end of the day with color girlfriend, and he would help me balance out my checkbook and I would full at it and it didn't work. No the draft overdraft overdraft show what you do he had the bottom got scared straight. Tell me what you did. What was the first thing you did

attending a local church, and I was talking to a friend that church one day, however, about my finances and he wanted. If I heard about, they ran the financial peace, and I know that you would tell me more about it and they should introduce me to. Erin Little, who also him his wife. Did there that screen story yield an error. Let all he talk any more about it. Let me hear my story and he offered to sponsor me to take. PETE University at the church, why there was a. a thing. Why blessing I'll bet you do ever somebody someday. Won't you, yes, why five years is a long grind? What you going for five years I didn't want to disappoint God. I dont want disappoint error in and they want to disappoint myself and I do not want to live

pain, other people back soon. cap at it at sixty miles, you just keep at it, get better care about it, you really got disgusted. down at Euro shouted at last at five years: three extra jobs on top of being a speech path, that's already a job, takes a law of patients in time. What we're your job, Mosher Drum I did my first job at home healthcare. So after my full time job I went in for clients in their home and I did that further five years and then with it The school district were offered. Let's call Tpa, also Lear able to sit an eye, meetings and I would get paid for that and then another friend offered me a site job what kind of game branded ambassador? Why wouldn T grocery stores, liquor stores and I handed out samples of wine-

like eighteen, possibly twenty five dollars an hour for three hours. That's how you made it five year. Sludgy honest was the alcohol as I do not often I that way. You know sporadic here and there and then Erin. He offered me two years ago. He offered me to work on the side during his recruiting Benny leg he on the door. So I would do that after work as well. treating nurses, Vienna, found this guy has made sure you one Oh yeah, he was in his eyes What a great mentor wearily very proud. I am very proud of you. Well done are right. star you did this year, a hero, I mean

Bush through your by yourself, three jobs, you lean and you keep at it. You keep scratch and you keep law on your scrappy for five weaken years new by of ninety nine thousand dollars. You are an impressive young woman. What value mentor somebody else like you been untoward, there's a few people listening to this one of the just like you were tolerance, do it what's the key to getting out of that map sitting down, getting that accountability partner, putting all yours and monthly income on a budget and go out and if you can get a second job, go for it style, stuff stop eating out dont buying the early. Don't need.

But I knew it, you did a lot of sacrifice for five years. Was it worth it? It was. It was what your big go. when you get down with this, and you got a pile of money in your millionaire, your Chris. Organ everyday millionaire what your big go. I do with money you in vast save girl be healthy. Enjoy life retire without any problem, The problem now you go well done, so so proud of you. I know where we are All of us around here we love people like you, your incredible hero, you're out there your scratch in cologne and making it happen. Nobody handed you nothing, you went and took it delete Lee and morally took it well done hard work, sacrificed discipline, dirty words in Amerika, for some people today Are you in weight on Washington to fix your life you just when fixed it?

proud of you well dining, feel we're gonna copy across Shoguns book for you everyday millionaires, and that is the next chapter in your story: Megan. Without a doubt, That is your next chapter. You keep going. You keep now stand intentional, not intense, and dollars thing up and make it happen. So very, very, very well done our ninety nine thousand dollars Canada and years make an forty eight to fifty one plus three jobs can download Tierra Del British grew the Algerian, how it's done ogre, how tough you think you are I've year grind to hoo, hoo hoo, The item is a gangster. Do daddy, I saw at Calices man, man

calices. That's not! It is not for the fate of art, those not for the worse. We want to step up our girls, a warrior man. Look in the mirror for five years and said I m worth it a more you don't want your honour to draw down on you she's a warrior man. She done, while he's gotta trunkful of alcohol samples Megan will find a way good for her. What to start this is that ever amnesia

Merry Christmas, most wonderful time of the year, I love Christmas. Are you still looking for great Christmas deals? Well, our firm stand on sale is not over. That means you can shop over fifty of our best selling books and amber lobes ten dollars or less percent of the total money make over Chris Shoguns number one best seller every day, millionaires for ten bucks. You can get. John Bologna is redefining anxiety for ten bucks extended our Dutch down on the starter envelopes? You can still get yours firmly. Five dollars stock up on books, help you and more importantly, help a bunch of people in your life now so, like a hundred bucks, we'll get you ten books, this known as a good deal for stock up for twenty twenty one time to reset under get going again.

The online store diagrams. You dotcom, backslash, store and get these great deals, been found a triple eight eight to five five, two to five Tiffany, isn't washing They see hide Tiffany. How are you the doktor any happier holidays. We die much to you, how can we help here? Thank you as a fabulous airy this year me and my husband, we eliminated two hundred thousand dollars at that lie. I will I will say that your name with the bad were urged initially. Could I found you, but he slowly coming, allow you to bathe. He has no choice bound by some show. We finished daily step three four and five now, question? I have as we currently on our town hall, and this was a pre baby- by a single family home. We started

Question numbers and share that it's gonna take up about two years before the twenty percent DOW re on a home. Right now in our town home be happier. My question is: do we take a portion of the twenty percent tee down our current mortgage to you too, you're not gonna make me. Am I and gave the wrath and cash locally same all of the money, the twenty percent in cash. the current location or never gonna sell the home. The dun matter either way you can get your money back. How what's going again, going to cause you to have the most money, the fastest, probably pioneered down, and getting rather p m. I, spending on how long you gotta stay there, but you need to buy an appraisal to get rid of the p m. I why and I call them

The appraisal is, is just three hundred and eighty dollars re appear, my that we pay loveliest three hundred dollars dumping Jennifer staying here. They like so much sense to get rid of it, a vision, pay about exactly right and then you're gonna sell the town and make the move to the other place, with a with money that you ve, Deb Andy Equity from the town, where when the new mortgage there's gonna, be a fifteen year figurative, where the payments no more than a fourth year, take on pay. Exactly I do not know if it was better to have a cash on here. That matter should What opinion on selling the tao they're gonna give you they're gonna, give me the cash when you shoulda town should on matters can turn back into cash coca so either way we do it doesn't matter? I would throw it at the town home as fast as far as I can if you wanna, leave, maybe an extra ten thousand or something out of the sad furnish minors. I think you're, probably gonna, do a contingency, sale,

but in this market and leisure and some kind of weird niche market usually shouldn't be trouble, flipping the town home and get another Your clothes right on time should know about all sound, very well thought out. Very well done two hundred nine grants. What a moment in history to pay off a thousand dollars February of twenty twenty, and then it happened, and then I see husband sent on a like gonna like it all right I mean indefinitely. Our Jane is that if you are lucky a married me up Denver, Colorado and those on the line I Linda, how are you I'm doing great work and not linger but I have a couple of questions for you I my mom, is we just moved her closer to me. Aren't you gonna memory cares banner ads my brother, and I

They needed at her powers of attorney and my brother passed away. Unjust numbers back, I'm so sorry, Linda AIR, his arm. He left his or of three. To my mom errand, just wondering I dont know what to do with her and my son. he's one of Europe's financial she suggested. I call you. Oh my gosh, I'm so sad what happen your brother honey. He had an oasis of the lever. an how old, mom. My mom is eighty four and how old are you I Fifty nine, where his father three b will go to her. What I would tell you to do is just go to urine control, Levick, assure her power of attorney, so can move at bay and a proper things, whether she

the beneficiary on the forty three b, so it pays out, and be in touch with a company and let them know that you're gonna role it to an inherited, I already and you're gonna, and I will be there Oh taxes on it now, but there is a required withdrawal, one tenth per year, for ten years of the balance the balanced on it. I think it two hundred and fifty thousand okra. So Dave Ramsay, not com and click on smart vesture and drop down list of the people we recommend in your area were not in the investment business, but we have a network of people that have the heart of teacher and they're gonna gently and carefully walk you through this they're, not salespeople their teachers. and they're gonna show you exactly what to do and how to do it in they'll help. You pick out some mutual funds for your mom to roll this. This Irish into.

and then I will have to begin to draw down one tenth and they can teach you all the details about. That's it fairly, simple transaction, but it has a lot of pieces of paper to it. Ok, can walk you through it and where its not overwhelming dealing with all the stuff that you're dealing with a man you got mom in this memory centre. You ve lost your brother. You don't need a bunch of stuff stacked on you, but you also need to pay attention enough. So you know what happened: ok, even the midst of, even in the midst of your stress in your grief, so click smart, Esther a diagram? She not calm, it'll drop down list of smart vesture prose in your area. You can contact when they choose talk to them and here's the thing I want you when you shit with them on behalf of your mom, to have a good listener. This word a good feeling, ok, that will give you peace.

You're, dealing with someone that you feel good about. Ok, You don't need to feel jerked around right now, yeah! If you dont, have a good feeling get up and walk out. ok, but you should because we should be dealing with someone who's stands sympathisers? What you're going through and wants to each to show, later when you wake up six months from now your light like? What did I do again, I forget you need to know what you re out. Ok, ok, and I hope you walk through, that in Linda was like with your brother. Pretty tough Why get out again how life with your brother, real close, yet So this Christmas before most maybe Christmas Eve I want you to, spend some time by yourself, and I want you to put the money stuff aside and I want you to write your brother along were eleven,

much love him and you may read that letter to your mom on Christmas Eve Christmas morning, the dough make yourself too busy this holiday to not experienced the loss of Miss in your brother? Ok, ok! a lot of beauty in a lotta responsibility, and it would be easier to up past the emotion, yeah I'm sorry that you lost immediately say yeah. I hate it I'm. So sorry, but that's the technical tactical thing a role it to an inherited. I ride with Smart Vesture Pro and I understand what you're doing and you're gonna piece about it Dave taking this exact same situation, let's, let's Other scenario where mom is on Medicaid does, mess up her medicate now with added IRA

medicated welfare me after fifty thousand dollars, you don't need your eye. That's right! It's a different scenario in welfare. You don't need welfare when he had another own about that puts us our that Abraham show in the books its Kelly necessity, pretty certain funds greener for the day Ramsay. If you would like to hear every scream line on the sound make sure you visit daydreams last show register. We would laugh at you two hundred ass well to update your story. Money. Isn t always going we talk about around here, get life. Changing advice on your career for my good friend and career experts can call on all my kid com and show. According to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning in your just trying to make it to the weekend, can Coleman show is for you, everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is. You were born to do and then we'll help you create a plan to make your dream job a reality. You matter and you have what it takes joined. The conversation on the CAN Coleman show hear more from the Ramsay network, including the current com and shove, where ever you listened about. Jes pay its job

producer of the Dave Ramsay show this