From other quarters of Ramses Broadcasting's. Would all environmental studios it's the rams. Asia were matters down measures in the pilot, although mortgage has taken the place of the Bmw status, symbol of Troy Davis. Actual your hosts Doktor John Bologna Ramsay Personality number one bustling author is my co chair on the earth debate: open phones, a triple eight to five five to five. As we talk about your life because Doktor John Jay, Germany, because I'm here

and all interrupt him anyway, because I on the shelf, that's how it works. The shower at our little intergroup action work. Most of my life works at home. My wife, Earls that I was yours, I'm always interrupting you. What is it you own this part? So it's good now get well. Everybody's got gift s room opened found. triple eight eight to five five to five or start with Cameroon, in LOS Angeles Cameron. Welcome that every measure, things were heavily on. I really appreciate it dear to how can we help war? No tree or planned at its added value to go. And there are many fears among the dead right now of a total of seven hundred and forty five thousand for the dead. Merrily merrily so you're not a big deal made the mistake. I didn't know about how I would make a number at the hearing, your show you. I really think that you're gonna get my life. You know

now. You know I wanna aim for financial freedom. How can ah, what kind of debt have we broken down or have a home in which five hundred and twenty five thousand, better already real, I just exhaled I was afraid, seven four thousand student loans at or something I don't know what to tell you a hooker at the outset, I found our twenty five thousand on the home what's at home, worse by the way. So right now about that, it will be about seven hundred. Ok What's the other two thousand have won T May I have your gets better toiling entirely share them. thirty years Russian alone can We are a credit card.

who's? The parcel Andrea Bank, mocha and are you a doctor, a lawyer Neither in their speeches on my own. I got good. Ok, I thought that was. Stood Longbill, maybe someone about it. So what you make it so right. Now I make a hundred and thirty five thousand Good NEWS and What twenty eight? Thirty, thirty, ok clawing back lie on my eyes. I got about One is the one: avian and lecture excellent at well, you're, not afraid a work, that's good nurse! Are you married, So what is it you want to accomplish here? I am

I guess I made a lot. I made a mistake and a college of what they are the best way to get out, You know me, I'm the pretty much. And they tell you love psychology, even how'd. You know some level such as with me and you want to make sure our change. You know my family's tradesmen who congratulated tiresome out a bad note. I think I wanna just fix it. It's wonderful start good for you toss them Well, they're! The bad news is there's a mass. The Good NEWS is that the whole that you're an compared to the shovel that you have a hundred and thirty two hundred eighty income is This is very noble, ok so it just depends on how quickly you under this not deeply. You sacrifice, obviously the moat them deeply. You sacrifice the quicker you'll, get Does it make sense? Yes, well you're more of your income to clean up the mess more deeply you Cyprus,

and are you shall that house and you ve gotten rid of most of it? So Suggesting you do that, but under saying those sacrifices, no, I've, no house, but that's all gone, and you start fresh and you could do that pretty well. I dont think I would. In your case, I think I would if I were in your shoes, I pulled out of the house and let's play through two hundred and twenty thousand dollars worth a dad, king, a hundred and fifty to two hundred lives, pilots from numbers. If you put fifty thousand on it, Five thousand donated takes your three years, which is thousand bucks a month. Now it's not wish. It was two thousand bucks a month It's not even close pathway, words at six thousand bucks a month. Thank you, madam anyway. The ip do that seventy five thousand dollars a year, you Dead free in three years. Translation, you have absolutely no life. Working so many overtime shift, your eyes are crossing you're alive.

I'm being generation beans. You are going on vacation and UNESCO, see the inside of a restaurant unless you're working there's your extra job, what you shouldn't do as a nurse practitioner you oughta be nursing and your second job. I can do that. I can do that. I cannot think you can on. No, you can, I think, you're the guy at because initially follow the math with me. Seventy five times three tuna quarter here. Seventy five thousand bucks six thousand bucks a month out of your income. you're working extra and you are living on nothing. Unless these debts, smallest four largest and you're, going to attack them with a Vince your community, who has seen you as the guy that got out the first to go to college. The first gotta get the big fancy job, the guy that works in the hospital is, going to understand why you're driving a crummy car workin on the weekends

I understand why you're not picking up the tab and that's why they're broke in this. Is that this is the gut wrenching moment when you change family tree with the hard hard stuff? Now honestly, Karen people that have done stuff that we worked with over thirty years, the ones that are the most successful care the least about what other people think care. What other people think it will kill you on this. So if broke people are made, if one of your financial plan you're always on track I really appreciate it really, quick! You! You don't think I should get rid of the house, not much. You have to If you can do if you can lean into it for three years, if you if you want to move anyway. Ok, that's fine! But if you want to hold on to a piece of California real estate, which is not a bad idea, and you want to lean and to this end it then I think you

keep. The house can still be done in three years or sooner, if I thought I'll? Take you ten years outside, sell the house broker. the math. It's not if Cameron says he can do it all up Cameron now, but will help you you ever think I'll, Ramsay, plush we're gonna give you one year subscription to that, and that puts you the Financial Peace University class. It put you into the every dollar premium version of the budgeting app. It puts you the baby steps tracker, it connects you up with The tools like the dutch snowball to the connection, everything you need to be able to to the next level and the cause all this to happen, including community and coaches, and everything else am I give it to you does,

just want to start this hour. That way- and you are, I think, he's goin he's gonna do it. I know it all mean that very scream man on smile and brother for years from now. We should there, why? Don't you hold on getting bigger mortgages and look on It's easy to put off taking care of something like life insurance, but now, more than ever, you have a responsibility to your family, get it done terminal rates of recently dropped and its action. easier to get coverage now with many companies offering to skip the medical exams. If you don't have life insurance or not enough, you need to step up. Take care of this

Let the team at Zander Insurance, help gotta zander dot com or call eight hundred three five, six forty to eighty two Dr John Deloney, Ramsey Personality is my co host today in the phone numbers eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five MIKE is in Tampa Florida and MIKE. What's up, I d like to be the state, the got better deserve. How can we help but to calibrate good for your request. They have to on line debating on selling my vehicle when we saw the market by my large cars well understood amounts Mr lunch, the thirty thousand video. Cars?

twelve thousand animals aged over thirty, two thousand, unlike my legitimate and which are household income? They got a hundred forty thousand plus vehicle allowance, my retreat in their migration. Fifty thousand- and I hope that you also know about twenty thousand year, show to her for the grant of Albania, and any other doubt other than these three things on your mortgage. Lastly, we decided to wait too long. We gotta go now. We ve been over credit cards it all. He medical, better, ready, we're just now onto the vehicles. Instead, loans and you're fired up about dish and she's not followed up

without me, God it's like. I work for my Anita Jacksonville among Godaddy and she's all excited. I applaud you go get up a cheaper. It will break down, in my view, go alone, my local knowledge. Generally covers the court in the gas the french speakers, a gun ways ass. Well, get the vehicle allowance worthy of a car payment or not. Show com during our time, and it is as follows: trap don't get caught in the trap, but you afford these cars and you can afford this there. You can afford to pay off this data minuet. Seventy four thousand dollars were the bat making two and fifty oughta be that free in a year. The idea under fifteen months behind knowledge, pretend less pretend you're there. So that's probably what ya today, by the way, ok and other gather your wife when's the argument as long as you're, both on board but do invasion rice and getting out of debt in the year

ok. Now. The second thing is: if you need DR because you are strewing the value of whatever vehicle you drive We'll drive the least possible expensive car for purposes your business that will get the job done now. Let's put that narrow quotes, get the job done, the definition of getting the job done. when I make Turner fifty thousand dollars a year, I dont need be driving a freaking, smart car I'll be our practice office as much time as you spend in a car, let me drive an icy crap and broke down on the side of the highway. Ok, so get Job done is a nice comfortable rely, above vehicle knowing that whatever I spend on it, I might as well piled up in hundred dollar bills in the front yard and lighted on fire cause. You're gonna destroy the valley. Whatever you drive a great user, and so now

time I buy a car is probably not gonna, be a forty thousand dollar car to destroy the absolute Gunderson, Yeah, DOM none picking on yonder saying going forward. That's what I mean because you to say I'm roadway even you want a nice car in the driveway and more your car, driving that I'm destroying I'm ok with that that's what I thought getting like a small island. She said that I would be mental borne out by Greece at the same time. I just don't want you in a piece of crap, this not reliable and also don't want she and something that you now use atomic irony should ride good and each to drive or good. Miss. be in all its erode car remain, but you yeah you wouldn't driver you even by a hundred thousand dollar Mercedes internally ten thousand dollar Mercedes every three years, If that's what you're doing?

shouted and lets the balance share. You just gotta. It's a business decision. What you put on the road. Now you made. Should point with your income and your wealth that you have a road car at the weekend driver the that's, that's your cool car that should home it's a forty or fifty thousand our car fortunately the driveway and then you brand new. What care you're Avalon as well or tomorrow, to Euro one go there and just get you to Euro Cameron. Are NICE Honda coordinated up whatever our care? What it is I mean Oak Caddy, of caddies are pretty. Nice are doing good you know when you're gonna burn the depreciation of that sucker getting round whatever gave, and you know what you're looking for. There is a lot you look over gas mileage to cause your ear run in the wheels you just run up done or a thousand miles manliness, you start Two thousand miles of Iraq are pretty much gone Even if you take care of it, you can get a lot of life out of it. But my point is: the value goes away. Right quickly. Does

thing destroys value like knowledge, so that that are driving it up for your yes jumping Greeks, stuff, like that, doesn't agenda one who had my girls mightily from redneck sitting here they ve done something like that. I don't know anybody like their personally, but there in this, all others, ok Josh's, where this judgment Springfield Illinois, educational area, they woke up. men are going up my wife and I are ever to get order, disagreement, Macao or that paid off, etc. So my truck in our house, so as one you gonna break the dire Wanna do Josh a jerk off the gives us a liability. What's a balance, ninety three, or about the house. Sixty thousand. Where am I we got the savings.

Now. I was your day, my honour and sixty thousand miles on this and my truck. How much money got savings over thirty five thousand. and what's your household income much. Ninety nine larger was virtue. Dollar. Twenty was honours, every thousand the evidence. before expenses right, the lifespan staking out. That would be. She also others the other to my bank, account my chocolate about twenty one hundred a month was feel I would say we're where's your sixty thousand. I feel in Khartoum twenty two. She work outside the home. Ok, if we have a hundred thousand dollars in thirty five thousand dollars and we have a hundred fifty thousand dollars and dead, how quickly can we pay of them off it allows for no more than a year. Both of them should be gone in three. as agreed.

I shall were really not arguing about much, except just which one's gonna be in the third year and which ones gonna be in the first year, correct so which one is your wife want to do, for she wonder the house for the sheep, They pay those, because this is diversification now, but an item revenge only away appreciation either way and either way there both done in three years, look actual only thing you're losing is not the concept of getting it paid off at all. The only thing you're losing is whether it's done in the second and third year, whether Stein, the first and second year. That makes sense so this is now marital advice. So now

you to go tonight. I want you to take me. I want you to say honey. I was wrong. I was wrong and I love you and your beautiful and we're gonna get this house paid out for you and as long as we can both agree that we're gonna play all the way through me down with both in three years. I'm with you look through the house first, You didn't really lose homage. You just I'm a little better time on your argument. You lost the argue, but that's ok, it's better to lose them lose the battle and when the war, my brother. He knows you should know stimuli for now. The good news is, you guys, have a great marriage and you're having a discussion about how many different ways you can become wealthy. These are lots discussions couples never get to have I'm so proud of you as impressive it's cool man alive Thea

it's a humor about at all. If you can keep that about some of these conversations and that some in our having a discussion about how fast we're gonna get everything paid off right and all of it is within three years- there's no negative in this discussion, but he loses if your ear, your mortgages paid off in three years or twelve months, that's a cool place to be. Actually you can take some thirty five thousand, where you gonna have that as emergency phone? Probably, but if that's not your emergency phone, if that's extra savings, stay out on that how's, your programme be added that, before

user, a nice dinner tonight to that's what happens when you lose a bad turn uselessly I'll bet. You're pizza of tat brings us everybody, oil. I think that every time

in the lobby of resolutions on the TED Stage Museum is whether time is immoral. Gary Dave better than forty live, where I am from math, Miss Eyre, Zono I'll call, welcome to Nashville and all the way over here on the other side of the continent. To do that, breach. Graham you, Sir Lover, I want you paid off. I paid him forty five thousand dollars and twenty three months good for you and your range of income during the time I went about from thirty one thousand dollars to seventy five. Well, during a number of years, gradually, when my degree from Arizona state an opportunity, go work for a great gray company way moved up about a year. Zaragoza supply chain, major from only a very nice good degree, good degree. Well Don't thank you. Thank you appreciate very fond of Canada.

The forty five say was really. I was a normal person, I guess I'll say so- highlighted credit cards at about six credit cards Car alone had a big car alone, and in student ass. My students, as well as well tuition so contest, from there, my biggest doubtless Bobby School, my car, what happened? Why aren't you around so I had my dad accurate pathway about three months ago, mum, peace. The reason why I started all this was during school you introduce me to day to day than I care to read. A book can assent now tat. I was to call for that causes in college acknowledged, Montgomery, no book original books already and after that he just accept ass me hate. You read, the book said the ash, days ago. Would you learn how you know nothing so I didn't really. I really. I don't push until towards Zena into my graduation? Where really I figured out ok when I don't want to live, and I'm gonna keep me now having large debt unjustly for everybody else or don't want to live from my family myself, so that was

my fire? Essentially, while, while very girl girl So what are you tell people she could be getting out of that is the biggest secret honestly is on the way. I look at you say why but minus that kind of change. I've been, I figured out, What is your fire you? When you camp out? If you don't put the tent, didn't we intend to your fire? He goes out so for me Yet lay off for me I'm a little Lee Bloomer say yes, it was my where's, my gas dumplings gas stultifying keep it going. So by doing so, I just had to can accept the fact that you know are you my mom and I moved to the statement last night. So am I feel enormous? Ok, so what I do from there? I don't want to live for somebody else modelled on the from myself and do not build a future, so that was my essentially my fire and go from therein. Now, I'm kind of blue Thanks to you, madam I found my good friends of mine like people,

stand: will we go there because they're so then a different path they are the costs. They want to see your enemy get this new. To show off or Yahoo reprocessing, histogram, etc. But in the day meet them ever again was most of the time Santa Rosa, thing. He had to go through the hardest thing honestly was working to jobs three or four hundred hours, weak mom, Youse Barton serving locked in my job. So I wake up five get off a five anymore of go and find the morning get off a five right off the agro. Portend com, probably two o clock, one o clock and then repeat again and not to do that for all year, alack overstay, understand, and it wasn't my to really town exact wanderings. For me, so they'll ask. I have little portrait, car had the highlighted The time I had to go to my dad's, okay gotcha. Why should I go you're not done so that

Einstein and now you know I have a really good friend. His name is J, T kind of preached him about yield or bear he avoided like I did and now he's on his part, these empty Jeffrey by January so ago, exactly so really excited, and in I wanna chair, my story help everybody. I can that really wants to learn and kind of. Send him your way. The k reduce book, sometimes the if they take it they take if nice. Now you just go on that point Were you out of there by the time you two had passed that he get to see that, unfortunately, no, I find a guy debt after he passed away. maybe two weeks after omega yeah, to be very proud of you. I hope so I really do he's. He was my fire on made in it's really hard to do, somebody especially one sure share law with them in their journey, and he just and make- and I am glad that this is not just for me, but for him as well as she was. gimme some absolutely hey. Are you? Are you father

no. Sir. I have my sister here she's my she's, my will, sunshine? I guess so. I would urge you to look at me and Dave we're both dead and you that's something. I hope he is telling you I now speak of from two dead. He was very proud of it. He watched round his legacy grow in you and he watched the that the roots of a tree get deeper and deeper than he and had seeds that he's not gonna get to eat the fruit of which you are not to everyday wants for their son and for their daughter. So he was proud of you. Don't ever doubt that for a second you got it is her. It's incredible man, congratulations and we are too were proud of your well done man. You well done very good when you got a great degree, a great field that you're in your fright, your futures bright. Well done! What do you do

people. The key is now fell, desire and want to stay focused. You dont, compare yourself to anybody else. You know everyone has their own journey and I'm just focus on yourself it s too. Does the key point. Just one link, I think you're right one. When you get fired up about something enough, you find a way and here you push through you, push around you push you, cracked stuff, you know you blow stuff What did you find a way? You know when you wanted matters enough and that's that's exactly right. Well, very, very, very well done good for you. What we ve got a copy across Shoguns book for you every day millionaires. That's your next step, yes, sir, you won't be warmer, that's the point How old are you twenty seven just turned twenty seven June you're on your way when you are totally on your way. Well done our its regime and Mesa Arizona? Forty

five thousand dollars paid in twenty three months, making thirty one to seventy five counted down. Let's era, British grew three, two one. I'm dead. This is how it's done while awesome very cool, very cool, You know a lot of you out there listening right now are going. You know, I would love to help a guy like that. Oh Jim, and help get moving and if that's all like you, you need to consider working with a financial, coach or big. Coming one of our Ramsay preferred coaches. We ve got room, she preferred coaches. If you need some help, you can you, touch with them their trains Ramsay way? If you want to become one of the ranch preferred coaches, we will train you the Ramsay way.

you what to do and how to set up a business as a whole bet. It's time to stop trying and start winning with your finances, gettin, with around you preferred coach, your mom the goals can be turned into a reality. Talk to a coach by texting are p c for rams. You preferred couch are pc to thirty three seven. Eighty, nine thirty, three, seven, eight nine text, the word r, p c and we'll get you in touch with those interests check online at our coaching section, if your eminence, listen becoming a coach as well, very, very cool stuff. Doktor John Bologna. Ramsay personality is my co host on the air here today there is something about when he mentioned fire and why in China textbook. Why was mentioned and another hour with a different, every screamer and arm

very few money struggles are noble in of themselves, but why you do them is really no birthright what you said about there being proud, absolutely true, absolutely true and when you can add an element latitude to your idea like We have to change my family tree, big gets everything righted it but everything in perspective we get so we get so focused on shiny things and not things.

Legacy nothing's going to last and so that why come up for that fire, the thing you're gonna fuel every day. If he goes out you can you called right, so I'm gonna, I'm gonna, make it a priority to keep keep fuel and key fuel and keep you in it for a year. He went on for hours asleep. So now he's gonna change family tree and he used to sleep before nine man. There's that that's right, you're worthy full nicely. This is the Ramsay sham.

my question that I come from lines sought com. They have a one hundred percent satisfaction guarantee means. Even if you miss major, you pick the wrong color. They re make your window blinds for free, free samples, free shipping, new promos always use the magic word, the promo code Ramsay today, It comes from Matthew in Illinois, mice, MR, is going through a divorce she's asking my wife and I to lend her money for a new house down payment when the door, finalizes. She could pass back through joint asset. She has with her soon to be acts. I don't like it in family, money and friends money because it changes the relationships. I was wondering: how would you do We tell her know this entire Dave.

I'm pretty strong, welcomes these boundaries, I'm sure you ve, had this question for thirty years. Rabbi, Daniel Lap and wrote the book. Thou shall prosper. and he has a great line in their when it comes, they are people asking your time I'll, be watching if your money, his response in writing like a letter, for instance, running a letter responses. I would if I could, but I can't. Because my commitments, This vision. This are gonna, prohibit me from being able to attend this meeting whatever it is right and so maybe that phrasing, help us here a little bit and it might even be allowed in this case, this my sister and will look at her, and so I would if I could, but I won't I could, but I won't be I dont think you should write by how right now

you're coming out of a divorce? I think you should read for a little while he all a little bit. I think you're gonna make a wise decision a year Even two years after the trauma of the law, marriages behind you a little further than you're gonna, make in the heat of the moment and so on. I dont want to assist you in doing something that I think is gonna be bad for you right. when you, if you know anything about how the liquidation of joint assets at Amass, it's never what you think it's gonna be on the back into this, and I think you're right You can stay with us for a month cones there was for a few weeks or months or not or not, but. for your hotel room, but I am not alone in your money in the UK, at the end of the day, which was an easier way to say this Matthew, but you sit down to such a lover and either you can't or you won't, I'm not gonna do as I love you. I don't think you should do this, because I think it's it's unwise. I think you're in

a much better decision a year after this is all over Europe. Own money to do with them and we'll be making a decision. During the worst week of your life. That's right and I want to walk up through this with you and I love you must hysteria and not cheerleader her Ike put strain on yet another relationship of somebody close to you in the hardest lonely life and she's, not gonna, hear it and it's gonna, be I needed you when the chips are down and you didn't come through for me and some point you gotta be ok, no one you're doing the right thing the preservation of relationship long term, Henry Clouds that when you shut boundary with someone that doesn't have one, they seldom react while Miss right, yeah he's think she'll barge epic Sit right. Another boundary overseer firmness in check,

become a travel agent, forget trips and tell you ll ever tell you about it. She does she's gonna. She does needs a mouse adjudged, that's hard to when you say, I'm not judging yonder, so intelligent, but she's gonna feel right. You're taking this decision is a bad one. I know better than as she's gonna hear that that way- and I get that at heart, but I'm not going hand you gasoline the mole fire and them here's what matters will not give birth matches like yourself on fire I gave you the matches found now. I. If you'll slow down and make a better decision. I can help you more and it's not that your or something like that. It's just you no one! when they are in the middle of extreme trauma, makes great decisions right and, if used

The divorce is not an extreme trauma than you. It's one of the worst right. One of the worst we went through a good divorce always want to go out so now we know I got divorced to align their baby off ere. You know just talking about me when you're in it, you won't think clearly your brain to has a mechanism to take care of you, so you're, not thinking clearly just want you to run or fight and ass, when Matthew user broken step in some hard love and smart truth and keeper Making a tough wrong decision here in the middle of hurting That is where this in Milwaukee high Cathy welcome that over I'm sure ain't. thanks. So much for taking my call today, for how can we all think can help the saddle? I disagree. Meant that my husband and I are having a low whistle and I've got the referees shirt. Ana Miranda love these. I'm I'm team, I'm telling you and I will take your husband. Let's go

shall we are where we are. Unfortunately, I get free. I follow. Dave ran thee. My husband, I was, is Abraham, think Guiche, but we managed to work together over the years. We recently all the business with a sizeable price at the end with a sizeable profit. Come capital gains tax had had much information, some friends and other sharing their advice to us as I said we had to do was entertaining is that we would take out a long time A financial institution that we invest with at three per spanned, invest the entire amount of our path for I pray you about greater than three percent game and pay off alone with the profit over a spurious about five years I had I think that the great idea I do not want any deck and he said, but what do you think they would pay less than that? I will find out Cathy burden

Doesn't he doesn't really know much about Dave Coast, you completely she's completely got him girl menu snagged him out tricky on your part that your sly What emerges is dead gum business would damage my in Georgia. I am not familiar with multiple merchants overtime. still further fairly nice day. God bearing a lesson. I'll tell you what I personally do in situations. Taxes and what's left over I'll, have my life with it and that and giving it and enjoying it and whatever else on what to do with it. Ok, so it's real simple, there's, not a chance under the Sunday rooms you gonna, tell you to go to borrow the money.

when I go further, whoever this investment coming as suggesting this jesting it so that the level that they could make more commission because european lasting more? borrowed money, do not pay your taxes and Not always her advice wrong itself serving and so I would not only pay my taxes. I would get a new investment advisor Invalidated everything I said to him I can feel your smile from the lucky, although international, coming through the phone. listen, it's it's it's a fool's Erin I mean to. run on borrowing money in order to invest. an essentially that's. What we're doing here in this discussion are what being suggested to you and it's a fool's errand to listen to.

ah friends, who have never had a mould, a million dollar liquidation of their where they had that money lying in the mill other kitchen table, like you do So you need. I mean I've had this happened. I have made that kind of money on a transaction and I'm sitting there looking at the taxes- and so I haven't so tell me- that's Scott Esteem right, oh god. No, it doesn't sting I'm talking about multiple days. It takes me to get over, be impressed off an assent to check that says to those It's an watch say when it melting brain down, yeah yeah, so now you just got personal doktor John. Now we're going away counselling section. I can, through those view not listening doll room just got real hot, real hot. Like you, I mean you'd, think about what you say. They got four million dollars. That means you're gonna be sending eight hundred thousand dollars more money. They

ever seen in their life. That's all right! I just break and money

They ran that business script, not some toadstool in Washington DC. That's got some men reach out to pay more in catches are shot a way to go cabbie. Now you got me in trouble. This is the Ramsay shall have a friend or a family member. The needs a daily those Ramsay advice and their life. Let them know about the Ramsay call other day, pod cash. It's a quick here of advice about life and money in under ten minutes check out the rambling call of a day wherever you listen to pocket.

money isn't the only then can we talk about around here. Get life. Changing advice on your career, for my good friend and career expert can combine all my can com and show. According to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're, just trying to make it to the weekend, can Coleman show is for you, everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is. You were born to do and then we'll help you create a plan to make your dream job a reality. You matter and you have what it takes joined. The conversation on the CAN Coleman show hear more from the Ramsay network, including Likin com and shove, where ever you listened about gas. Hey, it's just producer of the Dave Ramsay show this. So it is over but check the episode notes for links to products and services you ve heard about during this episode.