live and the headquarters of Ramsay Solutions, broadcasting from a dollar car rental studio, it's the Rams, Asia, where America hangs out to have a conversation about your life. Your money, George Gamble, joined today, my Ramsay personality, Doktor, John Maloney. More here take your calls. The numbers triple eight, eight to five five, two to five. We can talk your life, your money, your relationships, hollow spending, how to get the best deal out of it broken relationships and

get rid of some anxiety around the holidays, some of the baggage. That's going on. I care and John all the people go on to their families and not excited about it. You know right out is definitely that is for some. It comes to Christmas. heard something this year that I haven't heard ever ever, are more people opt out and vague. When you ask me out things giving they were just overcome with joy like I did nothing I just had Likud. Our neighbours came over and we just order piece. It was amazing or we cooked Eddie Loki, and I not that level. Usually it's like. Oh, oh, it drive in it, as is fine the Sun boundaries and making choices for them alone. It ass, well, ass, go to is this. Our Andrew joins us in Charlotte North Carolina Andrew welcome to the Ramsay, show on great. How can we help today? Ok, so I started I should teach university today are some way to go. Man welcome it again: data

so my baby to an immortal hung up. So I have thirty three thousand dollars and that twenty three, which are still and is in a car by just sold my car. So just gonna turn hit purposes. Aggressively is possible, but I do have thirty thousand dollars and savings are just Gal Carling wondering how much I should throw at that debt and carry out that I am the only source of income for by my house to kids Why states all moved my young kids out just trying to figure out how much it out I throw that that their way The good news is bad news. The badly served their both the same. It was a trick question. if you go through financial peace University or learn very quickly, the baby steps. And this is what's changed,

millions and millions of lives, including families like yours who have wanting who have kids it's what changed my I've John Bologna Life and here's how works in baby step, one you save up a thousand dollars and clearly you have that you have thirty thousand dollars here's, what gets interesting baby step to. We tell you to take everything. That thousand and throw it at the debt in for you? That means twenty nine thousand of your thirty and throwing it at your thirty, thousand dollars worth of debt were now. Where does he wrote it leaves you with four thousand dollars in debt and money in your life to attack that remaining debt scenarios, I hear your voice, man that puckers you not here like yellow nervous yeah. Just show me the fact that you want what if I lost my job exists and that it should that's the point, the point: is it? Should it should it you're, an emergency. Imagine if you like

your job and you got money in the bank, but you, oh thirty, some thousand dollars right! You are you're living a liability issue, freak out one kid at dawn and then for it to get the sucker paid off into refill, that emergency fund gotcha it should be a fire in your soul. My kids are ok, because I owe people their money, our money Europe's in here. And a thousand dollars. That's just temporary and Now you're gonna be debt Free in a few months? Am I wrong This way loudly study there. and then what you're gonna do save up that three to six months of expenses really fast and so I can maybe six months more after that to get to that point and then, if you really puckered up, go, deliver peaches at nine. Take them and we just work like crazy. This is

think of it as the safety of your family. By what, if relevant, arms sales manager, are you planning and fired the guitar Can you do this? You yeah absolutely. I found question now, I'm a birthday the main challenges over batch due to go, she starts it paid off Ebay, airing off their common for you, man, they're, coming for you in your family. They take it a paid off and here's the thing Andrew. When you stop taking that match you going to do that, for a short amount of time is going to drive. You crazy and I wanted to drive you crazy, but when you go slow, you can go fast. when you have all of your income back in your life? You can invest way more than your currently investing and so the math is gonna work out in your favour. If you do, If you do the baby steps this, why don't you think the comment preceded it Molly,

to join us in Canton Ohio Melissa, welcome the Ramsay show. Thank you so much. thank you, George and John, for having made today on on the air who were glad to have you, how can we help My husband and I are in baby steps thick some here. Thank you We are super stout about me other housed as fast as possible, though I'm thirty two he's. Twenty nine may have time to homes I've bought, furthermore, in December two thousand, and we still have about anything thousand dollars left on the mortgage. We haven't. I have kind of a double question here He began like a Wii ten thousand dollars in a mutual funds in investment and worry all the Sun

It's starting to think about that money and think that maybe it would be marked for us to take it out and put it down right now on the house to try to lower the mortgage, but we ve also consider leaving it in there in using it towards kind of the end of our mortgage to pay it off fast church you have suggestions, or can it can help us with bad We just want to get our has paid off asap style. Love it. Why I love your intensity around this. Are you Eighty six left and you have ten and this just sitting. This is non retirement right. This is just like a general brokerage account. about fifty thousand dollars and were entirely in my husband, contributing fifteen percent awesome. Will you do everything the right way and if I'm, you guys I'm caution this mutual fund out in slap in IRAN, the mortgage, and when you see progress in you're gonna get giddy up in your step and you're gonna be even closer to paying this house off. So that's my take and I'll tell you that as a guy who is thirty, two years old and I'm too

a days away from paying off my words too days: John Eggs hours, but I was about to say Melissa reviving parallel live. I am. I am pathological by pay

I have said to us about the challenge George to who can get it done faster, don't challenge Madge or don't do, but you said you know with only paid off this, but you put this does dollars your basically half way home so flip it around the anthem too, have already paid off half a mile ass readily. You guys are doing so great key bad, a college back when you're dead, free mortgage and everything, because I do not think this is the Ramsay shall give you aren't strapped- was student loans, payments odds. Are you know someone who is millions are having to put off things like buying out and having kids

because their stock we produced document recalled borrowed future it uncovered the dark side of the student loan industry and exposes The system is built to work against. You watch borrowed views, on streaming platforms or go to borrowed future dotcom borrowed future dot com NEWS guys. Christmas is only twenty two days away. We know you're planning to do a lot of giving this year. That's why our team is put everything on sale with extended our biggest cyber Monday deal to last till the end of the week, so you can get up to seventy. Nine percent off right now we have set.

he'll deals for everyone on your list, which means is the perfect day to get Christie Rice wanting to go planner. My friend Doktor John Bologna questions for humans. Conversation cars are super fun in Kenya. was career assessment and they're. All the prices of the year, so hurry up It gives you, your friends and family, maybe even yourself, you can our cyber Monday sale at Ramsay solutions, dot, com era, but we ve got another fund giveaway happening our Ramsay Christmas Cash, give away this year give away five hundred dollars every single week and agree. Prize of five thousand dollars. You can enter every single day to increase your chances of winning and you're gonna. Do that at Ramsay solutions, dot com, slash, give away This is the Ramsay show, I'm George Camel host of the fine print and Entre leadership podcast joined today by doktor John Bologna host of John Bologna show both your shows how different names at so cool yeah. Thank you.

Try really hard on that. You guys didn't tried all Niger Doktor John Bologna show. I didn't have the pool you have so much creative, creative pull here. Give us a call. Let's talk about your life, your money. The number is triple. Eight, eight to five five, two to five and next step would gap. and in a Grand Rapids Michigan Brand and welcomed the Ramsay show Maria do under doing great our you, I'm fantastic haggling. it's an honor, Stephen, you guys. You too, though I gotta question. I gotta go to become a document oh and I just want to get you guys it inside an arm Maybe what I should do like found the baby stops amending the cept or and books? so when you dataset seven August continue to- Austin retirement ages, cash by using, everything or do you, until I run a real estate or single start.

I just wanted you to know that hamper on that the Georgian. Why why millionaire logic that number? it's a gold mine. I don't know, I guess and over to where I guess I says a personal. How old are you point? Seven twenty, seven in or out of debt. Do you have a mortgage? Currently, I do ok. Well, you're on track to do some big things. I think it's possible it's cool goal What John trying to get out just kind of curious about the Oda wonder about behind it? Is it like ghosts, numbered you wanna, get an airplane you and have like some. Is that a lifestyle living for you need cars equity? What is it? I think it is a sort of Yes, why here till a lifestyle thing? Maybe after I just wanna like the Oda Like my family, you I just haven't. I'm in wonder five million is, is great

Dave says the baby steps is the quickest way to it's a wonder, five million, and that often I guess I wanted you. Now at a dream, car a dream I have another how soon style he saw. I guess it's just a lifestyle. shirt, where twenty six Dave tells a story but whose bankrupt had zero? Less then right, and now he's worth hundreds of millions of dollars. So the answer to your question is yes, you can do that following the principle How do you do it, that's a different question and sounds like you're already investing fifteen percent of your income. How much do you make right now. Eighty two a year. Ok, pretty much at the I'm pretty much at the top of my industry, so ah sure I do. I need to switch careers or Nor can we say arm investment from what are you looking for work and rather a driver, though my truck locally? and you can make more than eighty in that industry- it's pretty much

the tab. I mean a word court, but ours and a twelve hour days. You're, so I do and there were forty years. That's it I don't I don't dislike it, but it's not like my path by run on the numbers I I should have, five million known my retirement accounts by the time retire and a pension, and so that's not bad boy. I do not think the crown of all that's not bad. God, Almighty will skulls Sloman with five in dollars and the bank come on man, there's a few things Can do here an odyssey run the numbers to see if I just invest fifteen percent for a long period of time. Multiple decades I can get up to five million dollars. the things you can do that we would say are wise things. Dave loves real estate, and so, if you want to do something stay investing once you have paid for house you can save up. with cash and do that do not take out more dead at that point, but that can help build a portfolio, build that wealth to where you might

Ten million dollars and assets now you get ten million dollars in cash in retirement account sure you might need to have a great income MAX out or for one k for then, thirty years would you could easily do and that could give you ten million, depending on the rate of return. So what I love to do John, is out, you, gotta Ramsay solutions that com and I go to the investing calculator and its funding just player out with the numbers and Eagle Eyed fire invest a thousand dollars a month for thirty years with a rate of ten percent. Or does it get me I'll call at seven million, ok what if it's eleven percent or less now, eight million nine million? What if it's not agree I'm at seven percent. Ok also gives me four million, and so you the player out. Those numbers you gonna, get excited and makes you feel like you're on track, and so I think you aim at that to give you hit nine million, you call it good and bread and let me great grudges, the honest with you, I just love with just two did not even on the radio for millions of people to take us hanging up here as well. Do you work for forty years and a job you don't like

you have three million dollars in your account? It won't be worth it you opportunity right now, twenty seven, it is on that you love. What do you want? What you want to do, but would you love to do wow, I looked in the dune being a financial like master coach training, ya. I thought. Maybe I could do that, though. The client based on already help people for free just cause. talking about money. Do but you boy do area stay on it do both oh man it causing you. Can you can do your talking and you can do your drive and you gotta steadying com and you gonna grab, came to build a side hustle, man's coaching clients do incredibly well for themselves and begin to lean into what I was put on this planet to do. I want you to hang on the line brother and we're going to send you a copy of our friend, can coalmines brand new best selling book from paycheck to purpose about sit, accepts that

back. Do you make eighty? Does not twenty seven you kill in it you doing great, but I won't tell use forty years now. The end man, if you have worked for a paycheck man, is greater. Every family dollar one point: three million dollars for real and right now you are somebody was thinking ahead. You somebody's intentional, and I want you to think about and I can really lean into what I wanted you to dwell a run run my own trucking company. Do I want to run my own coaching practising what I wanna do men and we believe that book in it? chapter, two walk you through the echo It's so much. I love your PA gas by the way I listen to that. I get DR and waving Georgia's right. Here is obviously he egos I love both both by MRS Van. You react. I want you to keep those great goals, keep him out there, but I never want you to forget why you're chastened down that money, ok go elaborate, and on top of that, on top of sending you from pay check the purpose, KEN Collins New Book

We're gonna get shoe plugged into his get clear assessment, and this is really gonna help you dial and what was I put on this planet to Duke that's a big question. It can get a little existential and Kansas assessment that such a great job just put it on paper. you get to read a sentence. Can really start to point you direction because fucking industry, that's a tough industry and tyrants, exhausting your way from family? Sometimes, obviously you doing it locally now, which is great, but I urge you to really dig because I think whatever you put your mind to you're gonna, be great at you- have an awesome, work ethic, you're thinking ahead and like Johns we want you to be doing something for the right reasons, something that gives you purpose. It gives you open your step in the morning and that you at their men and whether its three five, ten million dollars. We just want you to look back and say man. I was a great life. I lived our people listening to hear this, isn't it

dollar amount to torture. Regular data makes forty a grand. He looked at me and said: dude, I'm in my dream. Job did. I was high five, and this is also less about the money and more about what is going to fill me and allow me to publish more financial goes to you. Can fill your tank in your bank account at the same time, if you don't write a love it. This is the real issue here. Listening to the Ramsay Show on George joined today by my go home, Doktor John Aloni, in on the den re stage in the lobby of Ramsay Solutions Chris and care a join us. How are you guys do well gray needs little Birdie told me you're dead free. We congratulate you when he has rum.

Where we live in beginning taxes, is about what else. Thirty minutes, nor down you don't get started on taxes, yeah, three low tech. There are no. I could see her hat and your barbecue, but actually I'm I'm from two from Franklin. I grew up your own eyes. Welcome back home. Well, so how much debt as paid off six thousand five hundred dollars. Why some? How long did it take to about eighteen months? It? We did an eighteen month yet, while very well and what was the range of income during that time or leather? Eighty thousand and then after one thirty five Hecuba rating what happened Who was a good story, you myself well, we started out nearly ten years ago, with more like eighty thousand and at honestly, and it's all for medical bills on Fourchan. But when we are really able to start Chauvelin as making some major progress. Christa,

really great job that he loved in events and then he lost his job, as is right Africa. It heads Georgia. Russia is on our side ago dream job and we are finally making some progress so that we can have a killer, but then even let me continue, we kind of fell into aside hustle that ended up exploding, say you from eighty two hundred and thirty five. What am what a majority that we did while he was unemployed? What was the site hustle? We started lipping furniture- oh my god. It's incredible is funny. It's one of those things are things like a God talent, just gave as they did know about it. three days after I lost my job cuts in their interest to go and what are we gonna do and I mean really, we just sat there and prayed about. It said: okay, Lord, that you know we put this in your hands and we know that you're going to lead us and guide us and he actually came through. I mean just

a week later I mean it's, one of the things were Karras like I tell you what I've always wanted, our bedroom furniture chain to get the so called dated eminent sweaty, ten years old, and it was a cherry, so it's really our style so she's. I take one of usage and doing a thing. Why don't you go patted his weaken hurry as you're? Not I owe the halves like. I don't know how to do this, so we scuttle videos, and you know why I just went to town and over the weekend and we re did our furniture and she just happen. Put it on Facebook and was just like was the arrogance and everybody just started going Omaguas radio hours without, like I, don't, have an autonomous of furniture eating so in return to have credible John Jago, was the most you guys made from like one flip one project, maybe that eight hundred dollars are addressed

off addresser? Why is this your gig? Now, while I will able to step back from my job entirely, he ended up a new job, a deepening of one December a year ago, year ago week. So our term Nikita right out so Hammett sales, congratulations, Dawson very cool and you're, just flippant furniture. Yes- and I stand back from my job- I used to be a billing consultant for insurance companies and things like that. So the furniture doing so well that I was able to sit back and run the furniture business. Instead, you mean dry. Just when the furniture business and talk to insurance but no way a shocker. So what kind of debt was? This goes medical about medical. What what happened when my friend some three and a half he was diagnosed with autism area and so the treatments thou helping him we're not covered by our insurance? So we continue to take out the credit cards to

get in containers ever servants reality ass. Well, the time we were really living paycheck to check so, and it was all Like you know we would we had taken. The awesome thing about the story is right. Before he was diagnosed, we had taken your peace universal. So we knew we were we were there. You know we were ready and we didn't have any debt. Previously. We are already ready to tackle babies out number three and then that happens and oh getting through it. We knew where we had to do when we got to like a point where we can stop So what our brand? What was this point? Does this is a while back but eighteen months ago, Somethin changed. What have I got you on this journey with open

we just knew that we had to do something else. Mainly just me lose my job because I got my gosh. We ve gotta just cut back and we ve got to get back to the day. Ramsay start doing the budgeting aiming at that point. It just a matter of we really get a budget. Everything like I hoped you and you said, never again will get river get right up, never again and then going to youth unemployment was really like. You realise the importance of having that three to six month, emergency fund, just that feeling of how we gonna pursued people is real. You know at that point or life. It was so real, so yeah once when he got back on his feet, the furniture thing took off. We're like we're, go and game on game on. So that's all. We just started baby step number force that were very excited congratulations huge? How does it feel the breed? The fully funded a murderer, notifies monitoring ourselves? I make it so incredible. It is so incredible. An item

be dismissive here, but if you lose your job this week it is gonna, be annoyed, idle, be examining actually be frustrating you'll get angry. It won't be catastrophic right, but I know what I want a radical transition, thankfully, and then either as we are like. I call ourselves like the king and queen of side, we were. We are always looking for a site hustler. Even when we lived paycheck after paycheck, it was like whatever we can do on the side too, chip away at this and then I'm through furniture foot. We were asked if we were ever thought about doing a Youtube channel, and so we started a Youtube channel about six months We got monetize, really quick OZ yeah. So now we make money and our sleep offer people watch. My furniture stores comforts are thoroughly North America right, yeah, yeah, that's I'd be as are. What are you tell people a couple like yourselves that got the kid there sit with this dead. They feel the anxiety what he told him, the key to get out of debt is who, I would say, don't give up.

I mean, I know, there's a wide range of people that are listening to this, but you don't no matter where you are. If you're in babies have one or two. I know it's hard I'm sure you know a lot of us are just used to spending. You know certain out of money and then all sudden you're in this position, where you're like I've, got to just budget every single thing, and it could be hard you know, and but I would just say you know what it's easy to quit. But dont do it it's worth it. You haven't gone through financial university deftly. Do it, it's a small investments about something. That's really gonna change your life, I mean like you earlier. It's us whether things where I mean a whole, but wait is lifted off in a mean each time the a milestone whether it senior cutting up a credit card or whenever getting to the next baby step it's just so rewarding so don't give up its worth it. It's incredible and you get the kids, today bringing my ear. What are their names in ages? This is dominant keys,

thirteen Darwin Egg and Scarlet and she's almost ten next week, and they got to watch their parents. Sacrifice s law get out of this change or family tree chains or legacy. Yes, I love it. What we ve got. copy of day room brand new books Niven out, yet you get the advance copying baby steps millionaires. That's definitely your next chapter you change your family tree and we also have a copy of the total money make over the If someone says how the hell did you do this, I say furniture flipping and Abrahams Agnes. I love it. guys right even practising ready. Let's do this thing, our I really it's cool and Kara and Dominic and Scarlet from Mckinney Texas. Forty six thousand five hundred dollars paid off and eighteen months make an aid up to one thirty five flippin furniture doing to channel counter down? Let's hear a debt free, scream three

while that is where they are I could do that all day, long, also, what kind couple when in doubt, just let us look out there. You go

they were resilient? Nothing was gonna, two thousand incredible clip until you start wrapping just sorry, you're right, usually you're the one wrapping I'm great Chrysochlora has had a great story, nutritive rhyme. It up sorry on your right, those a downer answer very well. They they really are an incredible family. It's amazing and would say witted doubts side, also let it I'd hustle it out. No one's ever gonna tweet, that's navigation, but that's crazy, clerestory rag, RADA. You guys you're amazing couple what a great family they cover inspiring. All of this is the real issue here. Listening to the Rancey Show on George Camel hosted the five French and Entre leadership Pothouse on Rancey Network joined today by Doktor, John Bologna and John. You gotta knew a new thing. He out that has been on any its Begone banana. I owed its age

of cards called questions for humans and here's. The thing over Thanksgiving, my wife was like hey make. You grab a pack on your way out. That's all I want to do this thanks giving I dont know what did payer for that did not, but they started this. hard started with in writing in are calling in saying all right. I turn on the screens off I'm trying to be connected to my family, whatever that means, and now My daughter's are just staring into the living room. What to do now, and I realized manner None of us for years have been so disconnected from our families that we want. even know how to start that first come. Social sense, so trivial forgotten how to name yes or we gotta dinner with our boy for a girl for spouse, and if I may, six not dogma about it will not even a kids. We ve got nothing else to talk about or with grandpa Jack. Please don't mention that with the little one, so we create a pack

or families like in thinking about young kids in grandparents and parents someday. The car learn from school is not just how was your day? Fine! That's not good enough answers. Fine, one, four friends! Just people hang out a bar got a drink or rather coffee, and then we get one for couples. Allow let's do on real, quick round. Ok we're doing alive. I do a lot of this. Is that if a random selection and to choose a card from the deck is very dangerous, This is a fun one. What's the most overrated holiday man don't hurt feelings gianduja? You can't say that about to get us cancelled and are what do you think it is? You know I'm gonna go Valentine's day. You hate of her now I just hate the anxiety of like that. We gotta get the reservations. It's gotta, be on this day you ve gotta. Do it this way and so just decided, you know what just gettin a pizza and written hard celebrating each other's enough for us, but the theme getting around it so downward to my original question: what do you hate love, how my gosh listen?

your turn answer, John. What's the most over raided holiday, it's gotta make a major holiday. You can't choose some random for Halloween, really yeah along the guy who's addicted to sugar things Halloween's overrated. It's because of that. It's because it's like diabetes, appreciation days like of it's it's a terrible holiday where we all just take one night, we're like how about we all just die a year earlier by showed Johns officially renamed at twenty one. More sure, absolutely ok. We do more. James takes us off the air here, our union's rambled randomly here. This is a tough one. Who in the room is most likely to become famous. Why is neither Neither of us yes, I wish can one was here because he would have set himself. He would have said can call you is that absolutely key goals get the best shot. I think did you have better shot? John? Because you are, you know,

you're attracted how handsome continued you have musical abilities in you. You ve got to Phds, keep going now, I'm does that's all you're. for me it was good to see you, but I think they wouldn't be true. I think I'm most likely to be famous. I tried to channel the fourteen. It didn't pan out than pillar, but here I am, I think, Jeeves Child is because Only constant around here he's gonna be off. What are these cars are really fun. I want to urge people to grab a pack the holidays as they make the road trips are travelling there with their families, you than Ramsay solutions, dot com, and you can even get the bundle those save a few bucks by getting all three and they really are a lot of fun sparks and cool conversations have sold. We We weigh underestimated way, underestimated how much they demand how much they are helping people rig

There is great. I want those people whose, like addicted to their screens, you no more those millennials I've got devices all over. I realize oh, my gosh twenty minutes whereby an I did look at a phone and actually feel pretty good right now in your body, sit on things, George, it's incredible! Then you fixed it by looking at your watch, your phone, yes great about you! Well, let's take some calls here. The number is triple eight, eight to five five, two to five Linz. joins us in Colombia, South Carolina Lindsey welcomed the Ramsay show. I thank you so much. Taking my colleague enjoy all your cat. Oh thank you much. How can we help today? Who I have put keyboard question? My husband now am I actually have some? a really nice twenty twenty one guy Really I am twenty five Here is a common engine thing. We don't need that work course. We solve the camphor chauvelin. Thing get now. We are completely to treat such our house where to go inside were wondering.

should sell that, put all that money on our house and get jumping to drugs. Its shock has paid for decades the news what's left on the mortgage and a little when all he had little wind farms and start keeping cash, what the mortgages one Would he thought how much this truck worth down? He just got off fifty key from a dealerships. Romania. Little more, would you guys pay for the truck we paid, wouldn't taking chop wow you can make money on this thing out of it. Ok, has the aid the older, as in your colonists, Lindsey ask as one of you want to keep it. One of you want to sell it. Should probably, I think you should keep better love, it is paid for. We'll get out of the house. The mortgage get anyway just keep it. There's no get their faster. What's your income householding, I'm about rule eighty three, eighty a year? Yes, sir,

hold on those changes. Some things for me, John, does. If a truck, keep the truth. the house and pay off your house in six months, but more than that, Lizzie Dearie, look at a husband. You have nine Nine percent of these calls are wise, saying my husband loves his truck more than now we're just in a hurry to finalize our last- maybe well over two hundred thousand dollars and state lines just two years ago, but today yeah. How old are you too? I am sitting on and he is seventy one you do to make a hundred thousand dollars a year. Anesthesiology well done was found it very cool hake. Well, I mean you guys are at a point where it sounds like the goal of paying off. The house is more important than having a sweet truck right now. Is that what we ask ourselves is that more imports

I'm looking at the priorities in saying how could we buy this struck again a year from now or little? it this way! It's right now, because you know over camper, so lessening the money off the table. You you make a Julian dollars, you I ve, got no debt and your pay off your mortgage and you'll have a hundred and what seventy left in your house. Hundreds of forty forty, five zero here at the end and hearings can about that one that the next year, a heated snow, loaded, hunger, your husband, could smell blood. He if he sells a thing for fifty than he's gonna, be under six figures on that house: payment beacons feel it so de? The question is: do you want a fifty thousand dollar toy and got the money tat. If it does not, do you got, as we say in honey, owner Selma. Fifty thousand dollar toy by twenty does no toy and I think you should let him do it, but ass, they get as a mean, is just to its values. Decision, for you guys would in the attic

today is that we have our no have you we retirement plan, we ve got about half a meal, in six hundred thousand in there now that I've course. I have more years of work and we have about twenty and then just arm of gray coach account because the maxim out Mary com. Should we take that twenty thousand other boys judgements made out of my mouth is well, I were just leave it because you can you can stop that back up real fast and be investing once that houses paid off you free up Mortgage movement, now you ve gotta Out of ammo, as you start to safer retirement, as you had into you know, not me, hopefully not working forever. How much is this house worth six hundred? So when you say not much, you're millionaire right.

well, yeah intermarrying air. That was a rhetorical question from John has. The only answer is yes congratulates out. If I'm in your shoes, I'm gonna cash out, the brokerage account take that twenty K thought on them baggage, sell this truck, get something real, all right now, because I guess You're from now, you're not gonna have a mortgage anymore and you can buy sweet frenetic dead. The mortgage just went down Seventy five thousand men there Build has not feel good. I get happened. Congratulations call us back when you do you Jeffrey screen, ordinary cheer and for you, I'm pumped about this.

I mean, I know you love a good truck John, but not that much not them. I'd rather have paid for house and been all day every day is what it's all about good our John Fun Times. Thank you so much for me in a great co pilot here. Thanks so much you James Giles producer than Hill are operating board, engineer, ass and sell their phones greener, and you America, we'll be back with you before you know it. This is the reins. Hey it's killing says you pretty. Certain funds remain for the revision would like the european Police green line on the show. Mr you visit, the Ramsay show dot com and register with library. It s not tat day. Your story, bail out you're in a rut and living life just going through the motions, build confidence in your cell and learn to crush the God who created you check out. The Christie Ride Show were Christie, inspires you break through your limitations and create the life. Your browser live pale.

Christy right! You know it so easy to feel stuck. You have one just going through the motions, doing dishes, doing laundry Harpole lines and a whole list of commitments that bring you no joy. We live like that. That's why I want you to check out the Christie Right show. Each episode will help you to build confidence in yourself and the God that created hear more from the room she network, including looked Christie right, should ever you listened applaud catch pay, its James user of the Rams issue. This episode is over but check the episode