From that workers of Ramsay Solutions broadcasting from another car rental studios. It's that day, Ramsay show what matters DOM casual king in the pay of mortgage has taken the place of the Bmw as those status symbol of choice. I'm they were actually your host Rachel crews, Ramsay Personality number one best selling author is microloans today, as we take your questions and you're about life, got money, open phones at eight hundred and eighty eight, eight hundred and twenty five, two hundred and twenty five eight thousand eight hundred and eighty eight two hundred and fifty five two hundred and twenty five

Aaron, is in gains. Will Florida high Aaron welcome that over Asia even Rachel? I'm so glad I guess honour to speak with. You saw. How can we know all some? So I'm twenty two, as all the end, I'm currently a graduate student. They pay for isolation in everything so not taking on more death, and I give to twenty five thousand dollars you're the site. I thirty seven thousand worth of debt from my undergrad, an eye you tore down on the side, sometimes do so colonnade alone. More than to answer. is studying Listen you now for you. Well, then yeah yeah, so I have to clarify are not completely following on the desk a recipe to I have training in the markets over the past few months, and I am very lucky that as of this morning, a profit it forty four a thousand dollars and stop stark.

I just started it completely. I currently have an easy. It's strange run away to my bank and I walked away about that seven thousand dollars would today like natural splendor and I've never seen as much money on my life. So I'd like your advice on what to do with the rest of it. So you don't follow my advice about investing, but you want my advice on what to do with the money you made when you got the luckiest here. If you're freaking life as a whole yeah? I definitely agree with you How much did you invest to make forty six on game? Stop? It was about five thousand dollars, I'm so glad Why? Why I'm really glad you got out Really glad you got out cause, it's gonna have the guys we're gonna take a spanking on this for its over, but because Otto usually largely the capitalization at this current rate is not the companies not worthing were near. That has lost money for two years. As you know, you know the story.

So, but the outcome at Hamley. Years left errand. You haven't grad school, just curious. I hope it's about three and hurry, and you got this: does this fellowship all the way through the wood, stipend and everything? Once you have the floor, all the way through the media stipend and the scholarship, oh shut up all the way through, yes, Elizabeth and shall I get rid of its dependence on a few factors- will see what happens. my normal answer would be set before. Six thousand aside, let your student loans lay there to ensure that you finish grad school without any Dat, but with your miss behaviour patterns, your tendency to spend an to gamble IP we're gonna just pay off your student loans than that way. Won't get away from you.

what what I like to do as I like to look at myself in the mirror and say these are my weak spots, what what kind of I'm gonna put in place to offset my weak spots and I just called yours out and just would be paying out of student loans shouts either. One of those answers is gonna, be fine and You ve got the same problem. There Joe had when she hit got on the crap, stable, she's addicted enough, not adapted. I do have cropped up earlier lights once everything there's people every three years you know and Rachel's might hit, was from quarters on the slot machine. One time on and made the box on the on the crews, one time and it costs me five hundred before she quit put in quarters in there, that's the problem, that's the problem! You got because seventy eight percent, the detroiters lose money and you ve got in an iconic story and and

bank I mean you made to annex I'm really glad for you. I mean I'm not wishing bad things on your because you can use out in a snap advanced your feet, So, yes, let me like you could be on baby set for that. Could use the rest to putting your emergency funds. The so like look at this gain stop stock as taking you to baby set for automatically and then the nets and then go back to the old spoke. I remembered ass really wise over the long term, because that's what it is its supply, it do that ok should show the railways. When you do day trading, your eight out of ten people lose money. It's simple, its irish play. It literally is walking up to the crap, stable and dropping were grand on their five grand on there and you and you walk away with forty six thousand dollars. Does that make that a good idea? No, it does not just because you beat the system time and the danger it beat the system one time you think you ve got the recipe I'm great. And I believe you

What you believe in its role of eyes. Nobody can be good at. It is not even skill game. So there you go without that I rise on the other- so you got. This is the problem where there are higher, so what's game stop for those over the don't know, there's a group a guys and gals on red it that duty vesting some day trading and game. Stop is, is a game coming? where you going by video games physically walk into a store and by video game, and most video games are now downloaded and so their business model is blockbuster after which came along their screwed, I've lost money the last two years and their projected lose money for the next two years. In other words, are projected to go out of business,

their stock was trading down around twenty dollars and a bunch of big fat cats on Wall Street short shorting. The stock, which means taking up bearing that the stock was gonna, go down and they make money if it goes down, which is a pretty safe bad because the thing is imploding in the company's name worth twenty dollars a share in its current state. and so these hedge fund fat cats, for doing this, show these guys on red. It which are cut Finally, there munch rebels, we're gonna, get together row screw over these hedge fund gas, and so they all start buying game, stop stock and price up, and they ran up from twenty dollars five hundred dollars, a share which screwed the fat cats. Such short positions, although harsh and called came in and they lost their butts protest, billion dollars on it that the lottery Catherine so these young rebel rebel, another little red revolutionaries is what their other fun, but the I you know

and they had some made. Some money is made money. Maybe six thousand dollars way to go? That's all some, but I mean because you hid it out you go into the market and you take a lottery ticket and you scratch and you make fifty grand that does not like that, an investment strategy means you are so lucky that you know you. You beat the statistical odds and you dont want that to be your investment strategy. So don't follow this weird little Moment in time and the journey Maria retire here, new plan, a wealth building plan. It's you know how much money I put him game, stop zero! I now, let's under their stuff, let's talk about single socks and suddenly come back them. Ok, just for continents. So anyway, fond Watch, the logos knock out the big fat cats- not but logos and AMC around the other mission was from other companies emissaries losing their backers. Movies are so yesterday, stocks them and so unbelievable, and so

guys, like Erin, got out in time. You guys are screw around with a Euro turkish bank and if you don't get out of there, they're gonna saint years Bank, in its common, this ever amnesia. So those the time of year when everyone start setting gulls going to the jam, quitting smoking losing weight good for you, but what's equal, important as making sure your family is taken. Care of. By having term If insurance look up at all excuses and I'm telling you it's not expensive. It's not complicated and You need to do this right now, so stop whatever you're doing and go to Sanders website right now and get your family protected. It's an absolute necessity,

Roger Crews, Ramsgate personality number one by selling author and best selling author of the loop up. No yourself! No, your money discover why you handle money the way you do and what to do about it. Jump in our little change, everything on the way you look at things, that's very, very important. So let's do continue that discussion. We don't usually do that many teaching segments and row, but I think it's good to do this, because this sort fetch a hot topic right now. The game stop stock, but what it illustrates is there is the Lotto, whether it playing single stocks weather gambling and playing roulette wheel or craps or whatever there's a thrill that comes with the risk that releases, the dopamine and relations

proteins and enzymes into your body, and it that's why gambling is addictive yeah and butter, literally, I paid a flood of its internal ads It creates a flood of drugs, adrenaline and other things, and physical, physical reaction in your body. When you do this, so these guys in a rush right now right in this little thing they ve created, they really are, and it's not low things, a big thing that they are. They are doing this, but what you can't do is confused that get right. quick thing with the mentality that get rich, quick or get rich ease suddenly without effort with an actual plan to become wealthy because version now evidence anywhere in any data. That shows that.

Both starting from you know nothing like I did and becoming wealthy did it using that mentality, the get credit rich quick Turkey instead lead you to buy nothing down real estate and you go broke. Yeah me. I did that ok, lead you to play single stocks or day trade or bitcoin, or that's what's driving this the D. A lot of these things are gambling plant gangway football games, sport. Sports boardgame gaming is huge, mammoth industry now, yet It's all the same thing, I'm trying to find an easy way. a lot of money quickly and the problem is that not only the philosophy that is bad, the theology that is bad, but there's no dated back up your plan,

no one! That does it and it works out, and that's what scares me. Yes, peel but other eggs and that kind of basket right and earth ago, if I could just just the south, is only meagre exogamy, okay and the patterns as ever history. It's not building while not gonna work. We say it all the time. It's boring, but majority of of millionaires that study that we did hear eight thousand millionaires or twelve December ten thousand millionaires. They were millionaire because they are paid for home and a great for when cave invested over the long over a long period of time. So oh none of them ever made it with options. Put calls plank. Oddities right out and it's not as exciting. But I've got to tell me that ask as people do ask a lie hey you know, cause are really a calmer until I get into single stocks or or I do I enjoy gambling, is that ok, oh, that here's. My philosophy tell me if I'm wrong mindset is hey. I am doing the plan I'm going to

We need to invest in my retirement, like my overall philosophy. Is this now, if you wanna, take some money and think ok, I'm going to Vegas. I want a gamble, some and having them mentality that that money, instead of by a concert ticker instead, doing inexperience unless I'm proud of your entertainment envelope. Not your investment carousing say, though, is that you have the emotional capacity say if this money gone. It's five, you I'm just doing it for entertainment yes, I'm not to build wealth gap, but we can save us. single slacks. If someone I just want to take a few hundred bucks and kind of just like You don't ask giant problem users. What is you know? It's ok to do it, but just got a guard, your mind in your heart. To say why that entertaining what in such happening inside of me, that make losing money entertaining.

because that's what you're gonna do you're gonna come halves of Rachel in Vegas, you're gonna come home without the money, yeah yeah, nine nine times out of ten right and work. That's why we're calling it entertainment right? Because it's not a legitimate investment recal! Ok, because it does have any data the back up, people building wealth using it now can PETE. Do people get rich, quick, occasionally yeah, but they almost never keep it. so, in other words the greedy, almost a greedy. Well, here's an example, one of you I wanna buy some Lotto tickets cause. That's fine, annulment by that, out of my entertainment on the instead of my investment category. Ok, you know, you're one of the rare people that actually do that. You emotionally protector so often and spiritually, protect your heart so that you don't really think you're gonna win and you had a million dollars the divorce rate among Lotto winners is tenfold, national average, the bankruptcy rate

within ten years of hitting the Lotto is ten fold, the on average term exe. Now why is that the people at the Lotto get bankrupt and divorced more often than those that doubt ten more likely what's going on inside you and that's the very because you think that that was a valid process is the same things going cause you to be stupid again and cholera. The process, and so you just it's just dangerous territory, its thin ice, and so I mean I, I not entertaining to me to lose money. So I dont grasp the concept. Personally, but I'm not such a snot- that if you I go to Vegas, Unloosen might crap tables a moment mad at you knew call out and her team will your girlfriend trip or whatever okay, but that the judge you what you really can never allow to happen. Is for your brain to start to tell itself that actually works can cause if you

Start to tell yourself this actually works you are You know you're in trouble so yeah. stocks included. I mean ambiguity, statistic interesting. Water journal did this years ago they took up, monkey and blindfolded? It candidate darts and they had all the stocks on the wall and the blindfolded monkey through darts and picked stocks wherever the dark hit. They got three of the top guys on Wall Street to do what pick any single stock three single stocks that they want to pick to compete with them. Blindfolded, monkeys, dark portfolio, of the three top guys are realists in the world on Wall Street the blindfolded. Monkey bunch of them may be two of them know that

that's how ludicrously idea is that you're gonna screw around with single stocks and actually win? Ok, I know a lot about the subject. Intellectually, academically been licensed all this stuff and screw with it. Because what lied about right. So you can do it and call a fun and- and you can put it in your entertainment envelope, if you want to and when really got the Jones for a single stock. They work for a company to companies donor, oh well, and they want to buy stock in their company. I Our folks, never have more than ten percent of your net a single stocks with not that I dont bicycles, doctrinal only any single stock, not one. I had some give to me- and I told them- you know- I just know it so if you wanna, do it no more than ten percent? Why? Because probably gonna- lose it and yours Gonna have ninety percent? Your wealth, ass, the illusion, yeah, yeah or, aren't gonna underperform right at a minimum.

Whatever your little day trade. You know, I have a trading account brokers, lag and talk about it. When I go golfing enough, what a bunch of crap you know about local, per barrel. Today, why ADA Cracker Broil today? That makes us legal? Oh my god, it's unbelievable! You know, so it's just that's what's goin on it, just dangerous crowd, crud, because we're your brain chemistry works. It get addictive agreed. It scared that deciding. Does Moldavia any better that when I went to Vegas my girls trap a few years ago, I had an envelope cash that was there out of money I was gonna, spend gambling once it was gone, is gone and I was and then I had another envelope at any time. I won, I put it in the other envelope and of an iron out by Golly

you came home came home where they are waiting to see. What I mean is this is this is the case study of what not tell you the problem, and I got a little bit more. Did the worst possible gonna happen? You have the idea that you beat the system had never solve. That makes it all. Ok loans, you're going envelope in here right, ok, solve your job to have fun fun, boys, girls. This is that over amnesia Paypal this can com and I love my burst. Sonic toothbrush studies show that smiling, improves your physical and emotional health and makes it more likeable the soft charcoal bristles power for you, remove black and will make you he's wider you're smart. Brighter and you

Prussians butter and burst smart and affordable replacement head subscription is just six dollars. Every ninety days visit burst oral care, dot com and use. The code can gravel burst brush First Lois, forty, nine, ninety nine, that's bird! oral care dot com before we go to our lobby guest outer scanning through twitter- something I hardly ever do these days, but I thought I, game. Stop discussion. I would see, and I went down labour we ve started discussions such pretty funny all the Gaza to set the same stuff they're making hedge fund manager jokes that how they're gonna pay off their debts. That they lost their money, Dave Ramses! No tell you show your card, I remember it's really pretty funny. Looking very cute, and some idiots thought that I would actually come out on the side of the hedge fund managers. Why would I commend without a hedge fund managers? I'm actually not on any of your own side? I just put thirty:

Estonia, not what any of you are doing so, but it still funding. the whole drama unwieldy. I'm glad summit, you logos, made money, that's also under him against some. I make money undressed against, should doing it in a way the casual it lighter and continue Bad systems can absolutely are whether in the lobby weaken a winning. right on the debt free stage to do your debt, Greece, gray more, you guys live umbrella. Tat our rights. Welcome to Nashville how much debt did you guys, pray off? we paid off a hundred and five thousand six hundred ninety four dollars in thirty two months. Farewell and your range of income during that time between sixty five and eighty five thousand very cool good for you. What do you do for a living? I'm a Hare Silas and my husband is a supervisor for a check. Distribution sinner, an umbrella call very

What kind of debt was this one hundred and six thousand hours? It was like three cars more than twelve credit cards, and just alone, just really hard and normal. Like three cars teenagers wowie, then we we did have a when at home when we first started aka or very good, So what happened? You guys thirty two months ago, that put you on this journey well at the beginning of twenties, nineteen I had a client give me the money make over, but in so I read it and I'm leg. Oh, this is probably my answer because I did have we had twelve credit cards. Ten of them were mine and He didn't know about it and not hang around fell. I read the book. I told him about any like a thing so so eyes like open

I'm gonna make the change, so I got another job. I'm like I said, I'm a fool. I got full clientele full clientele, and so I got a job for a salon manager at a place, and so I was workin both jobs and in October, our friends, our posts in F P, you at the house. Unlike okay, I figured he's gonna. Do it because it's our friends right well, he kicked and screamed until we got their and our first class and when you hit us with Scripture Dave, he was Why? Yes, so what changed in you we'd? So you thought you were gonna be more than a third and it like the way you said the numbers are, you know end for that, all our thought about reach our terms, but the spender but think workers. You were the one eyed. Ok, we gotta clean this up, so so why? Here and you ve scripture, obviously no Belladonna, what was it was, level of debt was at a loss,

of conviction or what what was that feeling was the feeling of not living scripturally. You know we were more being the borrow slave to the lender. We retire to be enslaved this system. Here we want to be more godly and more christian like so, we do when you first are to talk in scripture. It is, you know we had to make sure that we were live in, that type of lifestyle guides lifestyle aiming as Christians were supposed to be likewise, so to be likewise, we do his were obedient to his word. So powerful left an interesting, so you were can't you were like me. I guess you're privileges suspicious, that this whole thing was like some kind of scammer somethin. Yes,

I would be immediately to assume the worst I have the spiritual give two cynicism is to me. Sometimes it is too good to be true. Young, usually isn't you no true? I was real skeptical and then, as we were going through it, there was this times at the light bulb which has hit on listening to talk about the banks and that their houses bigger and I work at a print shop and litter lack look out my window of my work and I could see you know the biggest banks out there and have realized. I lived in a forty thousand dollar home and I had debt, Nay lived in these Bigelow Twelve twenty story, you know, building that exists, it is all came, it is clicked realize I would serve in this world instead of helping the kingdom of God wow. So at that point you guys left the F p a class ass. He got in a car, you're driving home, and are you both just kind of game? On that point, I right we're gonna change Randy, something different. Yes, man, he s! Efforts budget me

when the everything came out, the Jews came out and how much we really had is lending is like ok well. This is not on and he daddy's that this is not on you. This is on me because I am the leader of the house, so we're going to do this together and we ve never looked back. We ve coordinated to to can he is now at our church. You guys are probably rockstar coordinators for Attaboy, like the things help, so we hope. So you know we want to be an example. We wouldn't be the example for those who do take it You know, I think, we're gonna start a colossal from Kenneth on how to be a pretty incredible that site that pretty incredible oppressor. So levies, you had some hidden so tell talk,

blocked, because this is a very real thing. A lot of people do they hide their spending as they dont want to confront. Have the conflict with their spouse. They want their spouse to judge them. I mean, like that's, that's a very normal conversation. Sadly in America today. So what would you say to a? Why for a husband other, that's listening that has hidden credit cards? They hide purchases from their spouse. What encouragement would you have as I come clean and comes work as a team yeah just just thank them and get yourself a Kenneth, but rather about a bit it so much more freedom when, when you're others spouse knows that you know you do have all of this hidden stuff worry that you're you're, a shop in your you shouldn't be shop in oh, that's anew! No and just haven't worn it before you now just nothing just come clean and so much right. Jesus comes to set us free ride. So why are we or are we bounded up in chains? Yes,

lotta people, Turkey, that go through a few where they work this plan and get out a debt. They say on the other ends: yeah we're debt free window. and our marriage, our marriage, is even better like what's our marriage class right, your money class? But what to talk about that aspect? For you guys as a married couple? What did it do to your marriage? I would say it strengthen our marriage. It took away the division. You know the secrecy of it like for me to step up and say: hey the spiritual leader of the home. Was I may, because if on the leader of the home than I should have known what was going on a finances, she had her own business, which you know is a hair, so we had to do from bank accounts. Without still was it an excuse not to be engaged in that? So, as a husband, you know you need to learn to be more engaged in and have the open communication so that when things did come up like this, it was easy to handle, and for me, when we did two classes, I just told her body. It wasn't her fault, it's my fault, because I didn't take accountability of what was going on in the home

being a magic other powerful. That's so gentle, so strong, very, very powerful, very powerful! Well done so when you're leading the clash you paid off a hundred and six thousand and thirty two months, I'm so proud of you all! Well done! What do you tell people? The key to getting out of there is this is impressive alike. Ass tat, I mean to be, Christians were supposed to be Chrysolite. So what does the Lord say about money? What does Dolores say about that? You know we're not supposed to be slaves to the lender. We are supposed to give and night. You know we don't need everything that we think we need. You know the best cars the best he wants us to have good things, but not where we go in there that amount. So this script I mean being obeyed

to the word that that's thinking for us, we wanted to be better Christians or other to after making up up up up. We have a strong foundation, aren't churches awesome and he, our past are actually wants to do you don't call it momentum anymore church, while he once, and so he is a weight we are process only grow: peremptory, Plaza, yeah, kids, I'm called ass mice. My youngest son has a wife and a diary scream, Ok, sorry about looking up all merely out of six thousand paid off at thirty two months, making sixty bob. Eighty five cannot only be counted down. Let's era, debt Screw three: two one what what? What? Well god, you guys manner powerful

wow. What a meat, copper, soaker, amazing amazing. You wanna, be and when you grow up. I will help you why way to go guys and waiting for your patient, Ramsay Plus. Still, this is Ramsay, shell for many many years ago I was invited to be on the upper Winfried show back when she died or show, and it was a big deal, because if you got an opera and she extended her sceptre to you and gave you the nod your book would Charlemagne copies are me: wasn't she had an amazing power in the publishing world for selling books,

getting on, there was like a dream, come true, and so we worked for weeks and weeks and weeks and weeks and weeks working with her team and they laid out of fifty two page script and we were rather work with three different couples under three different money. Problems on the show Well, I got with them ahead of time and learned a lot about their staff and- and I wish to come on the show and give them advice on the particular situations, and you know what well through the first two. Are First one and in the midst the next one was a guy. His wife had hidden. Seventy thousand. Our students learn from it hidden. No, she had in mind contention was obviously it's bad for her line have have hidden deceived. Her husband, no question about that. You should never deceiver spouses, not a thing

but I should also part of this is on him because he's not engaged enough in its own household to know that seventy eight thousand dollars had gone through your house and you didn't know what happened and she was in charge of the money and he was just making money, and so she did whatever flipped she wanted, including this, and so it was in the script. Black and Dave says you know an opera rage that, and she goes phoned me. She disliked Sheikh pissed like that is absolutely not right. It is not his fault, she shouldn't alive and he delegated. the handling of the money to her and then she just misbehaved- and I said well, but that that is- lotta that's true, but on the other hand, you're supposed to be engaged enough in your life to know what the flips going on as the husband or the wife. Yet either

If you need to know what's going on, council just talked about that. That's what made you think about it and, she just went on and on us. It listen. This is not a joint venture, small business. It's a mess. yeah and now you are one will her audience, well then shaving matter because they took must you go while it didn't sullenly books mother, nature very powerful, nonaligned Michael, but nobody inactivity and it's amazing to me how many women I talk to long for their husbands to care. They want their husbands involved and their own they. How do I get my husband border? How do I can I get him to care? How do I have him syrup? Haven't we pay, debt write em in the husband say this about wives is what are we going? It hits the over his life, but I do here that for women So there is a call to you: men up there, since they are accused of my own future class on ones,

now just stepping in and that's the loving your family so well that both of you, both of you, have a say, it's not that One doesn't have the other right. Your team, unless you both lock arms- he's ok, we're in this together, but when there is a level of unity- and I can because the and when a husband comes in and says: ok, let's do this together. Third there's just the same there. There is, and so gentlemen, as a challenge to ban. If you're not step in well there's probably longed for its its exert, its exhausting that's lonely, if you're doing about yourself well, even if you're the one the administrative one huge actually probably gonna do most of the actual money work. two emotionally and virtually carry the white together. Yes, in your case, Winston is the nerd. He had one that runs the staff, discuss issues, nature and not your nature about you know.

You know another, how she might be it a different way and should either way no one needs recurring dished up by themselves. It's not fair, it's not efficient, it's not practical and it does not give you the results and to that point just extend to clarify, and that means it's the emotional it's. The conversations are asking. I who actually rights out the bells takes the bill and takes out the checking account right that I've done the logistical side you ever was doing, do it, but the fact or making decisions together we're talking about money. We have unified goal, all of that agreeing on borrowed it note nothing is hidden yet all of that law. This is covered in regions new book? No yourself, no, your money and you can get in there and no you what your tendencies are, what you're spouses tendencies are, and it gives you a platform to have a discussion and increase this communication. They were just beautiful couple how they are wonderful. Their spirit was just incredible, yet I mean both of em

while this powerful our eye, Elizabeth, isn't Huntsville High Elizabeth Welcome that over amnesia Kate I ve been right. Thank you very much very then. How can we help I'm so much her passed away in June, two thousand not aim He said mine and then he was then only child and he took care. My grandmother, who is widowed chick care of pretty much all of her bonnet says ends in the process of all of that. He I'm gonna got himself into financial trouble himself and what kind of em I use the word. Failing, because she knew about it, but she didn't want to face, knew about it using her money because he was attached to your bank account. So he China have that kind of peasant of his story. But after he passed away,

She was to ours by my foe. She kind of Anne was alone. I'm about to small children must feature, doesn't leave here, my brother's a teenager, so he kind of ended up with caretaker too. We don't really know where she came from sheep. They persuade same genuine as. It's good of gold, but my grandmother has out of many end. She has this woman who cannot take fur who takes her doctors appointment holders regard outwardly face. She is in her light cave indeed, and what's a lot of money, I don't know how much the hamley him a hundred thousand hours day between two and a half million ok

Islam I'm looking for a new? What tat meant? Ok, you away anyway. So what are you gonna do about it? I was the executor of my father's as bait and so on. Of course, I would wish that all member states may but somebody's gotta do it. I have none of pop up talk to my grandmother white. She has made com. You know about it being born here at it and I hate to think of it as mom and dad did not work for that money, but The point is you don't want her to get must over by somebody who make their way into an old ladys life raft, and so I his he's actually said that been to me about being the executor in passing. Well, I waded again until we were alone and said so easy

It's about that and she said TAT. I would like to use the help that you search with with those kinds of things. I found out the movement around out. You guys get to the point what your question: why? Why? like you, I need to you. How should I approached her like without making it like he's, making a terrible displeasure number one. How do I want grandma? I don't need any of your money, I'm just worried about you. And I smell a rat alone. You want to walk with you and few in any way. I can. I think this lady may be ok, but I also am very, very worried about her having an undue influence over you, and I don't want you to get taken advantage of. I don't need any of your money. You can leave it all to a charity, you don't, but I just don't want to Be taken advantage of show, how can I help you prevent that God grant

I'm worried about you, ok yeah, That may not be very late now. Man, I mean, I think, being open and honest Elizabeth in a straightforward as possible in a loving way, is going to be effective because in the end, ass. You response, he would see what she says, an itinerary they are, I think she wants to be. I think people in your family are classic shudder and wonderful people like me: and we think being nice is is necessary to get into Heaven. And it's not. Hired gun, sway. You're gonna have to get to the point. Yeah you're, too sweet, yeah, you're, trying to

everybody. Happy- and you just here to ask you just lucky body like sweet t, honey you just the nicest person in Europe will make aim by man. You know only by be failing. That's me. That's me on the same way, on the whole thing, I'm just a slippery slope, everything! That's my sweetest now here I get to the point out some of the reasons for their own protection. That's me this is that Abrahams we shall have a friend or family member the needs of daily those Ramsay advice in their life. Let them know about Ramsay CALL Today podcast its point of advice about life and money in under ten minutes check out the Ramsay call. Today, wherever you listen to vodka,

have you got questions about retirement, investing becoming an everyday millionaire, go beggar and broader with my man, Chris Open on the crucial genscher. I M excited to be able to talk to you all week in week out we're gonna focus on your calls, and it's going to focus on building well investing and how to become an everyday millionaire subscribe to the Christian Provincia wherever you listen, the pod gas hates James pretty. or of the Dave Ramsay show