For the headquarters of Ramsay Solutions, broadcasting from the dollar car rental studio. This is the day Ramsay Show where America hangs out, have a conversation about your life, your money sitting in four days on Doktor John Bologna. Here with my good friend, best selling author podcast, Jordan near Mr Anthony O Neill? How you do a good half madame fill? It gets it s a beautiful day here in Nashville Tennessee and looking to serving in helping as many people as we pass began to die out.

Aren't you go right to the phone just gotta Hunter in Washington Dc Hunter, go on. How can we help again. My call for you got man what's goin on So I'm gone, my wife and I are gonna. Madame family members in and make a lot of bad financial decisions. Recently, we try to talk with them a nicely and yellow trunk to Canada Garden action, but they keep continuing to make. decisions and didn't very worried about him. Suddenly realized. Maybe we need to build a more aggressive, but we don't want on others who knows about relationship Who is this family members whose family my sister in law. her husband. How honest you want me to be Hunter The last resolution does not allow you can do. Man you can't make somebody made good decisions with the money. Can model the right way.

live your life. You can have a kind, dignified, respectful hard conversation. If you will most of the time people know that are not making it Visions and more information or a lecture isn't gonna helpful when it gave in non right there with you on that one Judy. I think that a hunter you gotta have honest conversation once you have the honest conversation you ve done the very best you can do move owing to focus on you. If you have a family and your family, you know, but I think often times what we tend to do is take on the stress and pain and hurt and the responsibility of others, rather than just focus on ourselves. Go have a honest conversation. Hey you make some a wise decisions. I see you go down this path and his path is leading to destruction and if they hear a great, if they dont here it co, you ve done your part, but dont be overstretched about it.

Care you and your family and you'll be all right. Does that hard to hear Hunter? I mean you know my wife and I are we derive herself, but are you know it the war, someone continue to make their decisions, and especially Just like you, I get your burdens now it's it's heartbreaking to find out what we can't can't control, sometimes right, especially the folks, we love and its even harder when you know you're gonna be responsible in some shape, former fashion on the back in right when it, your parent- and you know, They are burning through money, Anthony and their provident. Haven't live with us at some point or I'm enough to make a hard call and those are challenging challenging moments and you can do what you can do and not hold the outcome. Is it really heart breaking off? It is from abroad It is for me. Why would you say it's not my because, like if I've done everything within my power to to help them, I'm not gonna, be hurt for something that I cannot control.

yeah, I'm a more empathetic human. Or you are not being made because they ve told my parents, all these years- hey pay off debt. Do this, do that? Do this? Do that and then decide not to listen. Why am I hurt by that? It's just I hate to see. People love her, but chose a her throat sigh. I'm not here to see you choose her sympathy. Just that's that's my that's, but my your council s warm. I am just they call me at an angle. Yoda Jennifer in Philadelphia before when I get to calls out. If we didn't, I answered, I agenda go on. How can I help you good, I'm, my husband and I are both unemployed- were both generator no income having both been laid off and

recently moved from California to the EAST coast and are now paying with family. My husband just purchased a a small business and he wants to take out. He purchased in cash He wants to take out another about fifteen thousand dollar small business alone, and we have about twenty five. thousands more an arm credit card doubt about either totally debt at this time we have been living off a worthwhile one K. So my question was whether we should have about sixty thousand I've been our four k if we should take from that to pay off his credit cards and the small business blown and then seven question out of my way way way way that does this talk this first question first class question. No ninety two make it to the second will. Her second question was revealing:

How do you create a budget with low income? So so so so so so people who here yet making deep meditative breasts Jennifer's in no way we're gonna leave. I love you. I love to David only will love. I first off. Thank you for calling into the show des number. One number two is ah Lemme shy and make them in the major had the correct pitcher here, both to you all unemployed. You move from California in Pennsylvania, which is great. You have no money you wait and pay cash for a business that a normally take about three years super dot to start producing positive cashflow. Then you have a four one created.

Have transferred into a traditional irate to set you up for your future. Now you want to take out more debt impossibly bar from you for a one k to establish another type of business. go into the business and steal? Neither one of you all are working and living with your ear. Your family members is that pick a right that is painted a man as bleak and that by its pretty racked accepts that the business that he bought was a pretty nominal city. It was like three thousand dollars and it's it's like attack the tech support business, though he can jump in a start, making income pretty much with them couple of months. You up a shop or gown. I am. I am worried, I'm I'm in trouble and though I thought a gig were

Working now, but I'm only getting paid on commission and then leave people aren't travelling into like twenty twenty huge amounts of money until then saw owns so differ because at a time where no one, we should give you your answer, you the very first you too need to be doing. Is you they get on a plane, gay you need to get on it and as far as you get a job both of you, I need to get a job at least to start off. Ok, now, three thousand spending on a small business. I'm ok with that. But if I were to beforehand said: no, you need to be stacking. All of your cash is today, you all can live so that where you could take care, your four walls, you shit, Bessie to accompany when you're living with family. Right now and now you say, get a job home Dm Mcdonnel, Goober water have right, get do what you gotta do right now, so you being truly. Do what you really want to do right now you only get your priorities, cuff you're, an emergency yeah. You don't have the capabilities been three thousand miles and business right now we ve spent three

as an ongoing yourself. So you take care of your point. It's not what you get your priority situated the call back to show Holler John Hall at myself. Holler Dave, highlighted personalities and will help you have no right now gives life straight. You're broke, you gotta eat. get jobs by pirates, jumbled up frustrate, were we're already made to calls in this? Is the Dave Ramsay show often can you get the best of both worlds, not very often right. Well, with the I secured program at Churchill Mortgage, it's possible, you can here- a low right now to nail down your budget, an average drop while your shopping for home, though view, the lower rate. So, if you're buying a home this year, you big crazy, not to call Churchill and get your right

secured. Now Churchill mortgage Dotcom are called AAA loan. Two hundred as a paid advertised but animal s idea, one five: nine one enemy, less consumer access, dot, Org, equal housing, lender, seven, sixty one old, Hickory Boulevard, Brentwood, Tennessee, three, seventy zero to seven. This is the Dave. Ramsay show I'm John alone a joined up. My good friend cast Youtube Extraordinary, Anthony Neil we're taking your calls on life. Money Anything is going on AAA eighty five, five, two to five, that's Tripoli! Eight to five! Five too Five, so Anthony lost, you launched a podcast idea, man in the street, very, very well by now catching a lot of interesting? I thoughts this

is that, as we all know, is black history month and so on the first week of every single move, I take the opportunity to just bringing some black people and we talk about our thoughts in our feelings on how do we feel as a black individual and not everyone agrees with everything, but man. I will tell right now the view The com. Is the perspectives arduous insane we're we're getting a lot of views, we're getting a lot of attention with it? So I would encourage everyone to to take the time to watch the blackest repent of this week and come into this with it like the above listening to learn, not listening to respond. So what are the important if you were to say the Loi. What's one most important things happen in your marriage last couple years. It was this perspective with my wife and I had when we shifted from judgment. Curiosity grotesque, it

when she would say: hey we? U can you help pick this up? My first thought was doing busy. I am it to tell me coming. I can help right and it was it's been a game changer for all of us right in it goes all withdrew that same shift from judgment? Curiosity has helped me have political conversations, guess is help me have hard cultural conversations has me when you- and I are talking absolutely in his help me and may we all know this- you are if you listen to day Randy show you hurt me say this before when I first got here meant, I really was a thin data by the were redneck. I was offended and and, when I set down said, hey Dave, Hey Rachel, a J B like what does this mean this? Does that mean good to me that help me understand literally listening to right now we ve got a war not to go to her or not to come back and fight, but to bless YO in my culture, where I come from an oblige community, you say redneck, guess

automatic races and, unlike when I came here to her Dave say that our assembly of your white, what what way but women are to learn. I learn exactly what this word actually means and also ok, cool great is so that's what I'm, It is so important that is your right. What you'd listen learned, man, you can go into so many roads. I go in so many words that I don't agree with. Eighty percent of what they're saying, but I leave washed is smarter, the where came it because I went into the room to listen to have a conversation and here's my thing. If everyone thinks in agrees, just like you in your circle, you don't have a sir you dont have a circle. Do do not have a circle. If you only read books that you already know, you're gonna agree with any view publication, you, Danone Democrats, you have a basque and vice versa. In democratic, every provocation and about circle like if it, if your black all yet his black France, you need a bigger circle. We all

need to be challenged to be thinking outside of our boxes, because at the end of the day, I world is small. Your world small, but our world combined is big and his beautiful. I love communist show and talk with you and talk with David tablet rate. On top, we can inherent different perspectives. Man because it helps me as a man- and I can pass, is down to my keys on hey, listen. We can't do this thing to gather, and so dash is one thing that I really really really love about. This black history panel was too just really diving and have a conversation and Dave said this on Monday, when he- and I did so- you know some people may not like it. You may not agree with everything that the saying, but everyone has a right to their feelings. Everyone has a right to their perspective. I think is always fair to just understand how people feel you don't have to agree with them, but is important for me to know John. How do you

about this area. When I hear your feelings obvious taken asset, that's how he feels then later on down a row, we can come again have a conversation about. Ok, let's talk about Ruth and fags exactly, but we get no one has ever. We say this all the time. No one has ever their mindset because they lost an argument for I know now. If you go into a conversation expecting to agree or to argue youth, you ve already fell from begin. What gives you made the conversation about you ve made it. You ve made a competition. Yes, Eve provided rules of engagement. Stead of hey man ass? The rolls have set of a seat is act. You sweeter on sweetie, I'm right here and now you can complex a lot. You got to a love me one. I procedure put having a conversation, procedure put in the message out there? If you when repeat what he said. If you are not challenged on a regular is not in a were yes, you

only watch this news channel answer you flip into the other one just because you get your blood pressure up, not like that nets are nonsense right if you dont have people in your life that you love that your kids play with their kids, that you share food with that. You laugh in sheer conversations with that also challenge you, but also say why you. Why do you think, like that, makes sense of me at all? I think it's like this. If you dont have, as people in your life, seek and find them cultivate those french summit at best conversations that have transformed my life when I really sit back and think about it, are those from people who do nothing. Like me, of course, one of the best conversations I had was wet with a Muslim, and I totally disagree

with with their faith, but the conversations ya. Never I never thought about it and I was able to take some of their somebody. Small nuggets and in implied in my life images was beneficial when I first got here what say what was would mean Dave had a heart to heart conversation about something and Dave. I never thought about after some time off work. I went home, pray, thought process. The compensation came back and said: Davy you're right, I'm sorry it s because me David says he out I'll something, but he helped me to see something clearly because I walked in here with an open mind, and I think this is so important for everybody. Where ever you are. If you want to grow, you have to have an

the Mai, which Yoda King it that man which are shut out of the seventy Osama here. Perhaps you get that like how'd you? Why wouldn't how? How? But, as I you listen- you listen. Ok, how's! He filling heresy, processing things. How what perspective is she come and thrown into only dont, Doktor, John Colonial, and, unlike your great at exorbitant? Now? What are you lie? Okay, so haughty about so a goal of mine. Is that the the Amazon, the Amazon marketplace algorithm follows me: can't figure it out right? That's the goal! I'm order in this book in that book by in that city, listen into this music because I never want to feel like I've arrived. If I'm gonna continued, a red continue to grow at all, We haven't conversations. Here's the thing. I just love people, man, desperate and there's just a few things, and when I get to a man you people know there's

few things I will not move on. I will not budge on these are core do only thou year outside of that man we're gonna figure it out. Half minute we can figure it out rival ever made, and I will take my summit has been attained is important. I think I think he made the hearing in this segment. Man John set this they are called in to your show. Gay were we're on the day. Rapture right now, but less flip it to the Doktor John D only show for the next two minutes. I call into you showed that the John DOE any I have some friends that some people that out there that I like, but I don't agree- we have their stuff. Every time you get into the room were arguing. What should I do to go into this relationship and we're not arguing, because we disagree with some key things I should be doing

one, I think you approach those reproach people in your life with dignity and respect. First, not ideation. First luminous, good democratic fancy. I need to write that down, and so I'm gonna sit down at the table with folks with one chief objective to let you know you are seen, and you have values person. Thank you right, yeah summer, one number two. When I do that, we have anchored in to a commonplace of of respect and dignity. Then I can tell you

ass, a stupid thing. I have a right and you can hear it because you know I don't hate you. I think that's a dumb idea. Now we can have some fun man. Now you can get into some good tussling. I shouldn't Emma. May I love spar and hard? Yes, it and I love the high five at the end, when I know we both gave our all, but we both went into the engagement known our respective stewed. Now we're gonna let fly there, we go when it's over twelve, so nobody will get it. May America, fine people, like you, disagree with love em get after. This is a different issue, so this the time of year, when everyone start setting gulls going to the gym, quitting smoking losing weight good for you, but what's equally

Jordan is making sure your family is taken care of by having term insurance look. I've heard the excuses, and I'm telling you it's not expensive. It's not located- and you need to do this right now, so stop whatever you're, doing and got his Anders website right now and get your family protected? It's an absolute necessity. AAA nature. Five five teach you five. This is the Dave Ramsay show we are taking your calls on life and money. I'm John Bologna, but good friend three o Neill gotTa Jenny in Charlotte North Carolina Jenny, go on. How can we help gentlemen, I'm a big fan of you both and Anthony your interview with wrathful Gonna, hey Wolfe was often along that path Thank you so much

hey. I have a question for you, I'm not talking about money related, but I think I can help the boys, family life has got worse and I, with my dad, was a wealthy. This man, my mom, looks pretty absentia. We arranged by another family Anthony This is my relationship with my mother, not really close and thirty five and have too little girls now, and I think it is disappointing and myself this last year. Not getting two things not having self discipline, though after the first reading decided to join this pre programmed of family five hard Hi there I ever body is often life changing a fire and down for seventy five, didn't you have to export its things per day, one of the things easier pick a diet and stick to it and note the mill out the off the specified data and so on. I put the late hour diet and also decide that fast a couple days. We cannot put that on my own,

enjoyed my mother, but a luxury goods would judge me the attacks not actually and upon the patient should live in Ohio, nominate airline and then because ridiculous jurists, you'll, be crazy. You're still, one shall be I'm not coming to visit you. My grandchildren show your office programmes you're lying in the day after day for about four days, and I was just trying to standard I understand you. No good articles Youtube videos regarding faster in ancient times. You know and slowly away, but I find I didn't say anything we're back out of bed mom your return and do they know their children parties business than about you and I, yeah I heard by like she's, just not much sure as an coy. Another is apparent. I just I don't know where to go up eagerly side issues in the path. Bribes, like I've, been apparent and she's pretty in the church,

you guys day that I speak. You gotta do. Is this you? She doesn't your vote if you choose to do somersaults for seventy five days in a row. She doesn't get a vote, do you choose to be vague? or key to or whatever you want to do something and vote, and if the if your relationship with your mom is contingent on her agree, with everything that you are doing to the point that she is going to weapon eyes herself her prey she's not going to be in relationship with you and to your done with this diet. this research in this practice of self just so that you can become a better mom and friend and wise and other things if she weapon ices yourself, a network and she has given you some very loud and clear signals about the status of your relationship, which means you have to do the hard work of not pursuing her approval and everything. Now

pursuing, not Kate to that sort of up innovation of a relationship and you didn't write duly noted thanks for it, that's the case, I'll see you in seventy six days and are moving all of my life and I dare witless what I just said a lot easier to do. Intellectually, then it is emotionally Tell you this nobody in an emotional state, gets cured about emotion, They would data a healthy through relationships are when somebody reaches out to and says insane you're crazy. How dare you exercise every day and change your diet and stop drinking alcohol and do intermittently in your responses, science. Then you ve, just declared you risk the two, their declaration of war with guns and machine gunfire. Would somebody response

In that way, you say: hey! Thank you so much. I appreciate your euro. Your note and that's all I'm gonna respond both get hard with the two I hear the silence right tell me tell me what you're feeling when I tell you that I guess I've had issued in the past, where I don't know, she's, Agnes undiagnosed, knowledge, any signs of damaging the Genie out clear up. Any diagnosis, I don't care about any that's what my is four years. She has weapon Ized her presence to get you to do things that she wanted hurt. She wanted you to do and what am I tell you a dollar and in her being a grandmother now, and I have a clear and the boy- oh yes, it's just for an frustrating did in New York to make me feel like I'm crazy right. There are certain and gas lighting the worst and you ve gotta. Let that fantasy go. You had a picture of your mom. As this

grandmother more. she's, never this mom, but you had a picture. From becoming this grandmother in more, so that your kid you're gonna get to experience is incredible. Grandmother relationship and it was gonna, be warm fuzzy, she's, gonna, show up and buying stuff and laugh and the reality is it's not gonna happen in that hurts to process that into grieve that But when you process it, when you admit it, when you grieve it, then you can start healing and you can and hit yourself from it. You can love your mom for who she is and then can go being relationship of folks, you're gonna be affirming heard a laugh with you, they're gonna poked fun, at your seventy five hard with going to cheer you onto Euro Saint, we think Anthony. Now you, right on him. I have let us say you hate me dead on a hedge, yet Here's the thing they had there is no. There is. There are few hearts

and finding out your parents aren't the people that we want them to be it sucks in its especially hard when you have kids and they're not gonna, be the grandparents cause. Your kids deserve a great grandparents right, awesome grim it's connected. Grandparents ones aren't going to spend their love over. You like that, but thinks I'm sorry Jenny, but What you and hope from that man you can be free. Let's go to. in Charlotte in North Carolina Scott? What's going on in this way gotten Sacramento. I'm so sorry is a couple of Scots on the board. We're gonNa Scott, a criminal and then also collected Scott and Charlotte. What's up Scott Man, ok I think I just made my wife very happy because I just shaved my massive beard- often I think she's quite pleased now, so I took another team eight for a guy that has been done, I've not shaved in eleven years, and if you're watching you too, you can see, I've got no I've, I can't rob ethnic and so good for you, man. So what's up.

ok, so we urge my wants to start small business selling. Jewelry and other kinds of the core items. And we're. I think we just don't know we don't know about starting a business and taxes. So my question is one: what do I need to figure out? What do we need to figure out for taxes so that we make a mistake and too How do we know went to put money into the business among you? Take it out to pay yourself and that kind of thing for his. When it comes to the tax, is U S and sit down with the professional Cowan that can really now down exactly what you need to be doing as far as an income have an income that you have coming in, and so I really be hard for us to give the specifics, because we asked this kind of question. I want to make sure that we're not just answering it in a general way were setting you up with the Prodi can honest to sit down and tell you what to be doing as far as in which it does so. I would definitely today Ramsden

look for an account and that we endorse and sit down with them get that information. The number two words you said: how much money should we be investing back into the company is that was that you sent in question. yeah. Well, I I know my understanding is that it should set up a separate account. The separate checking account for the best absolute and then I know that I want to use money, we want to use money to buy more Gerald and that kind of thing I just don't know how much to put at how much do they this without profit, we're gonna get into our personal checking. Account, yeah, so I mean, I think what you can do is figure out. How much are you paying yourself? I Are you paying yourself or salary as those committed three questions? Number one is: what are you paying taxes? you know some people are saying they take thirty percent off top when you get when you get the check and their number two is

you paying yourself as far as the salary and then that will determine what money do you have going back into the company to purchase materials and stuff like that? So the very first thing is to identify how much money do you have culminated sit when an account rep would account executive that can sit down to Hey here's. How much tat is you need to be setting aside It also decide: ok, great my salary enable cares, recipe have thrown back into the cup

did the Dave Ramsey Show on John Deloney with Anthony O'Neal, taking your calls on life and money at eight hundred and eighty eight, eight hundred and twenty five five thousand two hundred and twenty five Stockholm find out yourself. Why blinds outcomes the number one online retailers custom window covering you, get free samples shipping in the new promos they run every month. We will save even more use promo code Ramsay to get the best deal. rules in restrictions apply. Today's question comes from crew in Georgia and Anthony A pre read this one hardly know man, Christie Rights. my husband and I got married last Friday. We do so added on separate bank accounts, he and I have both been married before and he was. and pretty bad by his axe and make fifty thousand per year? I have no idea what he makes, but we split household bills down the middle. We both believing

programme and are dedicated to being financially free, but I'm not I'm just not sure foregoing about this. The right way would you helped me understand if this is indeed fifty fifty I'll pay proxies. Are you to see who goes? First, Anthony Artie talked about being empathetic, so once you go Anthony Straightforward answer, no you're not going about this railway. A couple should not have to separate bank accounts. A couple shit not know will should not be in a position to where they do not know what the other person is making. How was it at your married and you do not know how much money- your husband, Meigs, but you just know that you are split half of the bills, so I'm gonna play devils Advocate car now wing attack, devils anarchism, pretend I'm driving down the street. Somebody just responded. I got burned and I'm not doing that again. Ok, you got burn he'll move on

If we want to do it the right way, you gotta do it the right way. Uk were how can to become when in a marriage, when everything is still too you're, either become Y yeah, just mates, gay studies are showing that we you come together in you, genially come into getting Zena we're gonna. Do this together have a clear conversation. Hey I was burned, I was I was. I have some issues we should talk about and begin a marriage yeah? Maybe she did a prima guy theirs. We live in things you can do, but you cannot be married and not now which a husband is making and not know what your wife is making not really have a joint converse every month, sank, hey here's! How money. We have here's, how we're going to be a wealth hears we're gonna live a legacy. Would you gonna say: hey may show you put fifty percent set aside for school now, you're married couple, we here say you do this. I do this. No is we do this when two or three guys

their ease? They when one went to a three come in emissions, power winner is unity. There's no power when they separate this power winners, unity! So now you doin it the wrong way. Now you could be soft, I am I'll come back out about. I won't even do that. I'm a thousand percent here's! The thing is: you are hurt before in a previous relationship and your in a way that is that hers ongoing don't get married? You have no business, Mary to somebody else. If you are not fully all in on this new marriage right, so I know you got burned pretty bad, I'm sorry did you got burned pretty I hate it for then don't get married or, as a solution is not to hits yourself to somebody sworder right, it's not to anchor. You don't want to hurt. You are you bungee jump right and men. You got scared and that bondage

you got hurt on that bungee jump. They didn't rapid on right, whatever. If you decide to get back up there and jump again You can't have a secret little leash, retie yourself to the to the bridge, break your back right. If you can get back up there and jump you gotta get back up their job Christie YA. Both need to sit down. Asap. Put all your cards on the table here so much We have heard so much money make we're gonna get one checking account we're gonna work this together, we're gonna he'll together, he needs to be asked about how much he's hurt and then ya gotta work, you're, gonna, come together on this deal. Look at you and me again, Anthony two new day in Amerika, I gotTa Scott in Charlotte North Carolina, the right Scott was gone umbrella. How we help like hell. You know today outstanding man. So, what's up glad where the here well, You gotta be already always for you all

good deal the deal so started a business. two years ago in a cell about a month ago and that can't do about locking up again job someone there now how sodium is about right now should be up to one came next year, local time, much, no credit cards, those fifty eight thousand hours our house, where they stood alone Did you one thousand, and I have thirty thousand dollars themselves accompanied and work in the baby? that's what I'm not tired of Alsace exotic, invalidate thousand. I live like Scott Morton the larger Jake thousand and mortgage here am. I have seventy thousand cash that including emergency Johnny Cash

How many suit allows one and sixty one years you have as well? Where is the best? Scott, allowing free service as a catalyst for a long time doing indeed I got out. I do your business for time before you jump in thought on you. You know a word to the wise and don't take eating out after until you're making money, so I just don't get it back into it in two years later- got an offer, an Ebay everywhere for burial jack. We help me. I was quite a bit. My question is why what the snowball. My house is actually worth beach food launch absolutely so I could write a kid today.

No I'm a house off now, but I'm still less, was sixty one thousand florins right, yeah, so baby said to his pay all of your dead, excluding your mortgage house. Yes, excluding your mortgage, because your house is actually generating money for you, so we don't mind that sitting there for a little while longer, while you eliminate this treaty, these student laws. Now I'm pretty sure these. federal or any of these private I'll. Do it I'll settle. So right now you want to attack these suit allows because you, don't you not accumulating any interest right now, because government has We set off for limited time. So your best bet is to go how to get rid of this. Sixty one k, if you have said many thousand dollars cash. I'm hanging up the fall from last week, next thirty seconds and I'm cutting a cheque for She won't care to pay off this been now Why extremely debt free you you have not.

a thousand emergency, fine you're, making eighty thousand dollars a year right now and the above I may get back and build up of three months three to six months emergency fund. I'm a start. Investing in Denham attack that mortgage gay, but ok, can I ask you what I should die of guy pressure, I'm thirty. Seven! The life is thirty: got a mountain good volunteers and we had. Eighty and for one day now that I shall we and I wouldn't stop investing, but do you I think we are on track to learning the point where we will have some limited is: are you behind right? Now? Yes, count thirty six years old and I have more money, my count with that, but just because you, actually, U N, I or by may really be real day Rancho. I do you start investing till. I got out that guy, but here's a day. One of our good friends, Chris Hugging, says aid not a number is recycled

no he's is an age. A number retirement age is a financial number, for you is what you get one hundred percent debt free. What I want to do is go to Chris held in three safety dotcom in it. Start, asking just getting all his content because Wash become Jeffrey in your thirties. You are ahead of the game and they now the start, investing fifty percent you and I both are not just gonna catch up. We're gonna surpass our age bracket when we get into the fifties, so trust. get this sixty one k paid off. You got seventy K cash pay that still allows off get your three to six months back up in the unique go! What Iraq with Chris Hugging Ziegler, learn how to get. Is fifteen percent invested asap, ok, MAX such a forward. These max out. You're right I raise, and I guarantee you'll be everyday millionaire with the next ten to fifteen years has been a greater

I want. I want him to pay off their debts and calls back in another hour and do Jeffrey screen. That's us today is going to be got an hour in the books. We got more to come stay with this. This has been Abrams issue its Kelly? Sexy producer, advance rate for the day, Ramsay show this episode is over, but have you heard about an event product or service? It didn't have a chance to write it down. Don't worry. We list everything you heard about during this episode in cash show that poor had Dave rancid outcome with it.

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