from the headquarters of Ramsay Solutions, broadcasting for dollar car rental studios. If some, I am sure that, as long as you're getting in the way, it all the more dangerous taken the place of a Bmw, those that a simple choice- Andy Rooms, you, your hopes, George Camel Ramsay Personality- is Michael motion. As we talk about your work, your relationships, your life, and your money right every day and one

Us Ramsay personalities can help you with all of those things. Some much more than others, but we're all here to help its up. That's for sure the phone number triple eight eight to five five two to five Corey is in white plains. New York, I Corey welcomed the Rams Asia a much more heavily has appreciated. Thank you, my uncle sure, what's up Thank you so much for the EU, for everybody have changed my friend his life the question I heard dimension the other day about. Back to last and coming to an end. I believe you said maybe at the end of this year- and I want to know I should try to compare the traditional IRA ancient before the year, is over now you under embassy. By the way the backdoor has not gone away because it was part of a bell bag. Better thing in it didn't pass that is for you to pass so

I pass Yad or some some version or somethin may pass their guns gimme the by demonstrations gonna plug this, Also, I don't know either going down this year or next year, but just be for that? But you can do a back door wroth and that's different than than Roth rollover. Ok, yeah when we would roller Roth, when will we rollo traditional to Iraq? much is in your traditional, it's. Only about thirty thousand get you create a some thousand. Our tax bill, yeah, ok, in what I create a seven thousand our tax bill to convert to Roswell gross tax, free baby steps, Avonlea yeah. Are you embarrassed? I haven't No, I'm not I'm on story for five and now just again like observers at the time I was gonna miss out on this, and I just want to know something. I should issue area good question: no you're, not gonna, miss out on it and to address you put the seven thousand hours toward your mortgage yeah. Ok, do you

Are you weren't babies, everyone right now for us at all for our ok for sixty output there on the mortgage and once her baby sub, seven hopefully still around, and you cannot converted over that. Such I like it shut your listing? Your major got like a hundred thousand bucks sitting in traditional role over and you want to move it can capture twenty five grand. I want you. Spend on that point out is a good move to do it. If you're, you know you're a thirty four forty fifty to move it and let it grow from this point: tax free, it's gonna. Be beauty when it has the same mathematical effect of having invested another twenty five thousand into your irate are in India, are investments but d; Do that why you still got a mortgage, Do that why you ve still got other that? Why you're earlier in the baby steps your kids colleges and thank her, I don't created if a dollar bill for you, why you're still work in the baby steps, but when rather embarrassed up seven! It's it's a wonderful thing to be able to do that. So good, good, good question

open, phones triple eight, eight to five five, two to five christoffersen Oklahoma City. I Christopher our you gotta get. How can we help couples? well suppose, so we had some joint transactions on our account and my wife talking about doing a credit card because she makes life online transactions and to eat. I guess I guessed area there easy granted easier to handle in on credit cards. And he does. I mean I've watched you guy. I've watched you? U to itself, although time for years, I wanted to know what you would recommend to prevent fraud.

the way something free now, what fraught fraud is as the if you get a fraudulent transactions and credit card. You don't the money if you get a fraudulent acts, transactional endemic argue out o the money and so the net result of both is no law. to you, it's both free visa. Has the in Mastercard, have the exact same protections for fraud on, but as they do on credit. Now on your debit, can come out of your account and it may be a little bit for you get it put back into the accounts, but the bank is, on the whole, for that transaction, not you! So you do not have a greater risk of losing money with a debit card than you do with a credit card, so bogus! Now, here's anything! If bouncing around where she sure don't online crap or she shown up with fraud all the time she still. She stopped your dad gum ways. I mean: what are you doing? What our you hang out on? That's crazy

I'm not going to continue to be If your pattern, that's inviting fraud into anything, you don't think you like going crazy online. Having like this is the first time allow me what how many different fraudulent transactions were either They were too, They showed me yesterday- oh my god, that's ridiculous you're, gonna, completely change your whole way of handling money over to fraudulent transactions are free. Transactional my debit card last week they shut it down, removed it instantly shut the card. For forty eight hours reopen we're done. I'm not gonna come legally change my whole life over to transactions. If you live in a world where you gonna have a fraudulent transactions occasionally I thought your talking a hundred percent them. Yes, she needs. They just make sure she's got the right security measures in place when she shopping online. Dont store your card info matrix secure passwords, don't use the same passwords across sites. This is bad

if you really want security, this is how she's gonna get it not from a credit card, and so gimme conversation you have to have whether it sounds more like a marriage conversation than it is financial certain but I understand that the has the same protections you'll, be Ok, there's even sites that I use one called privacy dot com and makes fake debit numbers at our attached to your real account child is a big fan of that and that really protection. and you can set a lot of different limits on their so she's. Really. That concerned are some great tools out there, but a credit card is now the tool to go with to fraudulent transactions. To of anything shouldn't be enough to I urge you to completely change the way you handle your money now regarding sounds to me like she just wants a credit card. That's what sounds like an yeah so that she can go into debt and go to a bunch of crap with money alone. Have that's what sounded credit card is much more dangerous for your financial future than any chance of fraud on a debit card. That's the truth might draw

I'd IRA, is with us in Lexington IRA how're, you women, liberal Democrat, that again earthen. I learn Dave how're you doing so just the same. What's up so why? Why should I baby steps? Seven, we became that's free in twenty nineteen and saving up for. real estate? Investing ends like to ask you if you hold up choose what you want and L L Sea, or would you buy property in cash personally not going and put it in and they allow for risk management and I put more than five million dollars of property into an LLC. After that I form another one and and survive a single property. That is more than five minutes. It has a stand alone, LLC and that way, if something happens on that property, they can only sue for Anti

that one property. They don't get everything else you own, so its risk management thing to separate you risk with an l, Elsie and in real estate, and I like using them for that. I get heart breaking calls and emails all the time from people dealing with the loss of a spouse or parent. Many of them can't even grieve properly because they are too strict. About the money. This is exactly why you must have term life insurance. You cannot leave your family and the situation, but the team of Zander Insurance help. I've trusted these guys for over twenty years, and I know they are carrying an professional. Gotta, Zander, dot com or call eight hundred three five, six forty to eighty two

George Campbell Ramsey personality is my co host today welcomed the Ramsey show open phones at eight hundred and eighty eight, eight hundred and twenty five five thousand two hundred and twenty five blinds dot com. The question of the day they have a one hundred percent satisfaction guarantee means. If you miss measure, you pick the wrong color. They remake you're blind for free you, free free shipping and with the new promos they run every month, we'll save even more years. A promo brandy and you'll get the best deal Question come from germane in Florida why

off collections. If your credit score debt in taking loans goes against your teachings I gotta go down again. Why? Off collections, if your credit score debt and taking loans goes against, teachings, what does he asking there. Well, he's asking: why pay off your dad, you know he don't. You know if you're not worth much credit score and just let it run up whilst not The credit score here me out what amounts to resist and you're picking and choosing which of our teachings you like in order to do something stupid? So let me help you teaching number one is the number one correlating character quality. The people who build wealth is extreme levels of integrity. You're not representing that in your question very well so Haggerty says, if you have debt in collections that you go

satellite. If you're broke, you offer him a settlement of some kind and we teach people how to do that. Regularly. Or a settlement. If the fees and other things added to it, are unreasonable. Control crazy, like double triple quadruple, that kind of thing, but are you a tour? Fifty dollar medical bill there were? You actually went to the doktor and huge data to earth intimate knowledge. You need to just pay your bill, germane! That's why you have this. Not go against our teachings to pay off their debts. That is, in fact, what we teach and we're not concerned about the credit score. Nowhere do we say, pay off collection so that your credit score doesn't take a dip. We are not concerned with Abdullah Dave, saying it's dean integrity factor. Here you took out his dead. We believe you They back. It does help credit score that shit. to the collection standing against your credit score, but if you're not worried about credit workers, not borrow money anymore per hour,

teachings. Then his point is: why bother and pay off? Argo pointed up because you are the money and Is it your electronic reputation and you need judgments from effort and a bad credit score Can't hurt you in certain situations, so we like no score and that's what happens when you pay off all of your debt, but with sitting collections out there that a pretty situation if, for some reason they needed a pull that score and they go you're, not gonna, get old scores preferable, bad schoolwork. You can live where they ve, never try to borrow money or never tried. Do anything where they're pulling your credit score, but I am not trying to chop the grid trying to get. You were you're not dependent on debt as your source. That's that in so that's where you misunderstood, and again I think you're, picking and choosing which of our teaching, because we ve always talk people pay their bills if at all,

boy. If you have the money, if you can find the money, if you can work extra, if you can sell stuff by your bills, we want you to pay your belt because that's what's best, for you in the long run, again the number one correlating character, quality people that are able to build wealth and wind is extreme fanatical levels of integrity. So that's what you're nuts, which are aiming for Nikita is with us in Boston, high Nikita. How are you well hurry better than I deserve. What's up, I have what may be a fairly simple question, and that is how to best allocate money on after you next out your for one. So for a little bit of context, I just a pretty nasty increase in income on, making about two hundred k a year Mars. Where'd! You go! I don't if any gap. Besides about twenty k in a car payment on

about suddenly k already save guy. It's only tell you what I'll do Mexicans Most of it is in a mix of an Irish. if your ass, do you have any money saved that is not in retirement? Yes, yes, I have. About three months emergency on my interest, getting the count, a modest in gay, sixteen too, So here's a Nikita. I know a fun answer, but you're not ready to invest right now until we clean up this debt, how judging by what you said here: When he on something else on the car, ok, so I mean it, you can do in the cases way. That's fine! But if you wonder the Ramsay way, what we teach is that you're gonna have a thousand dollar starter emergency fund in any other money is

Go towards debt that are not in a retirement ago. This out real quick with your income. I mean you're, going to be there really fast or more per fifty thousand on your toilet, nor com by the five thousand hours off a month or two. Then I'm gonna build emergency fund up to three to six months or expenses, which sounds more like fifteen carrying ash in your situation then, and only then, would you restart your for a week hey. What you need to stop until you ve done those things you I mean I can realistically, maritime encounters, pretty small. I actually have a much larger personal investment like its invested, but not in retirement account should liquid. So I mean I couldn't I could pay the parliament often full today, gonna, do it then the question becomes your after that you, the money. I'm making a more so single young

indefinitely knocked out before one very comfortably. Your debt for emu have about you. I thought you said you had nothing except sixteen. out in an account pleasure, retirement money. Enjoy house my mind right now is now not stop. Stop stop stop you're talking in circles, Do you have money, there, then the sixteen thousand and other than retirement money. Yet what I have just decay, and investment account that non retirement. Ok, that one what you answered before our good cash, that our enough of it and write a check and pay off your car today. ok, then we'll get all your question yet I'm sure you ve got three to six months of expenses. Sixteen thousand is not enough it it's! Ok. If you want to call it that will call that your emergency phone, ok, then you put percent of Y know. You know your max out for a one k which won't get you to fifteen percent, because fifteen

two thousand and thirty thousand dollars were trying to get to show you. eighteen and in one guy you can match Roth. I and you'll be just I do in those two things: you're, not gonna, quite get to fifteen percent. Do you own a home now? Ok, and then we starts Ivan like crazy to buy. I would always good for house even if you're not sure, you're gonna bicycle, you are gone by some day I urge you to have three thousand bucks on account when you get ready so that your next big oh beyond matching outer wroth and matching out your for a one year. I can do yeah. You know a backdoor rungs back to arrive here, and so, just jump on with your smart, Mr Pro, and get that started, but pay off a card of thy girl. Don't walk round ACT like this car is ok.

cause, I don't audience annul smell, you pay it off. I think you think it's like no big deal Seventeen doughnuts and I won't get fat. Yes, you will seventeen dollars equal fat, I know I did it ok, so you can't do that. I got big as a add gum house during CO would cause I'd ever donor a fifty mile radius. But if you just if you act like that, that's. What's gonna happen and show you can't you can't behave and and gloss over it and act like no one's gonna happen. There's a result to your behaviors pay off this stupid car and don't bother. stupid car unless you pay cash for it, you make money, you make a lot of money now girl, you dont, so good Congratulations on the incredible raise an incredible income. The election, let's use it and go make some money whether you'll make some off, with it you're only making money, but let's build some wealth with this thing

so the rams you show your camera. She personality is my college. The day here on the ranch you showing Dave Ramsay in the hole in the hobby, omby amby, rigour in the lobby of RAM she solutions, it might be a hobby, but it's a lobby and on the debt free stage is column and Caitlin, guys our you better that we deserve how you do it. Ain't married militants just the same brother, Merry Christmas to you already all live just South Lexington Kentucky, not a too.

Drive the national, but while some good to have you here to do a debt free scream, how much of you paid off one hundred and fifty six thousand five hundred eighty dollars. I love it and how long did this take thirty three months How and your range of income during that time started out. thirty six and got around fifty five towards them. Something we k it more map are happy to what we call a kind of that was the hundred and fifty seven thousand, and wouldn't you say But everything we had credit cards lot student loans. car payment has medical bills and what we saw was are our home that we had at the time o ouch, big sacrificed to make this move. Sir. Ok and much equity came out of the home about

five thousand ok and then show you cash flow, the other seventy five. This are eighty, ok, that none of those numbers work. So what you doing renting right now, Right now, we were fortunate enough that we have some greater parents that were really get about money. You talk about that all the time this is. This is stuff that they that they knew and applied, and so we were we're beneficiary. There was a vacant farmhouse family owned, and so at the time I've got a job. I got a job that where I traveled so that matter where I lived, and so we gotta move up there, I finally convinced her to I gotta get up and get out who were originally from just south of Atlanta Georgia or they move. Ok I'll show you moved to the family farm. The free railed, yeah just sit in the old farmhouse research group,

I urge you probably don't you remember, that song that that's sitcom downturn Anton downtown Ray I and so yeah, yeah ends. We move on to the farm. We got out of debt and was it worth all that man? That's a lot athlete? absolutely, she like fire I flew with definite. On traffic is so much better sight met. All try is better than Atlanta City. Oh my guide us cursed. Yes, yeah Lexington, they don't even know what traffic is compared to Atlanta are nowhere near Lexington. Even while so that's a big move this month, Tell us the story of how you process dollar, that that I mean it's literally a move, but I'm saying emotionally you guys. You changed your hallway looking in life. Yet we did, it was really hard at first it was hard on our family. It was hard on us to stir

because it was such a big move and we had three kids, the time There are very young, so wasn't too too hard for them to adjust to it, but it is has been hard to be away from the grandparents and aunts and uncles, but the the actual benefits that we ve experienced. I've just been completely worth it. And it's not forever now, for the first stage to make the turn here so, like your parents are in Atlanta them Yes, Oliver parents, I both have ok but the grandparents or the great grandparents Europe in the Lexington where I got some aunts and uncles still end. Like I mean they're like, but the property you re out. Ok, your family, she looked about for awhile thirty three months ago like what was that turning point where you guy said Connachar get real name was dropped into the house, people don't just up and change their whole life like that. What happened with you guys I'll wait

didn't wanna be slave to the lender anymore. I, like your thing and the proper all the time twenty seven the says: a slave to the lender, and we want to have one master and that's Jesus, and so I suggest the big thing that we ve been picked it about doing. Harrison's, twins, Sixteen we started an F p class at our church, time or shovel was more of a spoon, and so we gonna drop down the class, because there is no way that we, If we do not like this isn't for us, I get it right. We did, but it was always on our hearts and our minds, and we discussed that that burden our backs of that way than we realize the young compounding interest of the student loans and we relying we just had a moment in time. eighteen after he had gotten his new job and we like we just have to do it now, it's now or never show you Bush that

the families from your friend, we think you're crazy. No, you can't think we're crazy was only refrain leaders. Do you have to do with my couch to where you going through with financial review, worsening amoebas effort? this Jonesboro Bill, Ochre great yeah, very cool, ok show. your debt free, a hundred percent could recover the mortgage and everything that we don't have a house yet by one percent, that free and- how's I feel such a burden lifted. You know, there's a there's, a future, there's hope and a future now when we think about our kids and just the leg that we want to live with them. There's there's there was a way out, and so are you so grateful for the way? Nor provided that just ass, the blue with the new job, the house they haven't bacon at the time it was just a profit not to say the least, and where were you so thankful,

while people the key to getting out of debt is Secondly, the budget, but for us it they more. Knowing your. Why of course, our number one wise we want to be ready to do the Lord asked us to do and we believe that the debt was limiting that potentially, and so we wanted to get that master and just have one master skin and then of course, our other wiser are sitting out here with us. We want to do change family tree. We want to leave a legacy that that teaches them good financial principles and and hopefully places them in so we can continue to grow. Two others along the way. beautifully said I love and as a person affair. That is amazing the doors I can open when you have all the options in the world, could you not chained to debt? You're such a powerful thing. It sounds like a star if you guys with a whole lot of conviction and he went bright, listen. This is probably something here:

when you were sitting back there and you shall go pro twenty seven region monkey on my back. I gotta get em off you had this vision and your mind of how it was gonna feel you finally did get there was. It is good better than you thought I was gonna be or worse from it does. Is it is it like I thought you can be better than this idea is better and better than we expected So now, when you get the next two hundred thousand dollars cash, which IRAN way together, be next thing: right, you're, a big parliamentary what're, you gonna next! Well, we cannot go into stored mode. We had planned to save up, maybe step three b lieve up a down payment in house

we cannot were pregnant with twins now, baby boy, ass, excited and of course you are tied up incredible. What does it take the grand total to know how many kids will happy six? You gotta do I now you get the van you get the boat, the twins landed in the nearby out. Will you stay and lecturing donor? Where you go back, Georgie Lana, we don't that hasn't shown us yet exactly where we're gonna land, so you'll be there for a little while longer yet is saving up. That's good the great season of life. You look back on this section of your life. Is an adventure when you try the whole direction of everything, There's a sense that there's a milestone. There's a stake was driven in the ground right here. So very, very well done. I'm proud of you got three rose, you gotta feel great meeting way to go. We gotta Carpio baby steps millionaires for your comes out January, the eleventh, but we're gonna give you an early release copy because I know a guy

and I also give me a copy of total money- make over and give that somebody get them started on the same kind of journey flooding. the KEDO then in its cause, an Caitlin Kara, Christa, carbon and Chloe. All from the Lexington Kentucky area was too low brothers on the way hundred fifty seven thousand paid off and thirty three months, Megan thirty six to fifty five km Zero dead bridge grew three too.

On where dad look at five o, my god they're here, adorable. Why this is the Ramsay share our structure that I Jeremiah Twice Ex fourteen. As for me, I am in your hands. Do with me, whatever you think is good and right

Richard should Branson says, train people well enough, so they can leave, treat them well enough, so they don't want to John Witherspoon Austin, Texas, John welcome to the rams. You show merry Christmas near sixty years while I fell I am bound to baby steps. I just finished pigs at one time, a thousand dollars from emergency Fund and I have credit card that left over and also I have colleagues which I promised you the last partly so ever do. But I'm sitting out because the use car market is that a good right now. So if I were to prepare the Kelly but value out the car for trade in comparison, by out basically net man, eight forty seven hundred are check. I was going to see if I should, as I do, that or gotcha prioritize one mile lower credit cards. That I owe natural money doesn't costume

So how does it compared to a credit card? I'm confused owner I had a minority sanction. I had ever and again snowball because of you got up. Get with forty seven hundred, no here? I would, I would end up getting forties arose back so loudly Buber value, Isn t down yonder. Would then I would get rid of a car payment, and a thousand origin, your pocket, and how does that you should? that or do a credit card, I'm confused! So basically take that amount, and then I was running like a bad enough to get like the ethernet used car. We are definitely Booker. Now get your father nor car, That's a net lets a net zero. The caution, nothing tortured, snowball. I accept it gets rid of your big but car payment job. What do you make a year about? between typified, basically gay call good, ok, debt? Do you have left not countenance car? Yes,

not carry the least so could occur that about seventeen thousand, and I had about five thousand personal learned, I'm paying off for eighteen a clear as you and how much is Car payment It is beneath having I've gotta go. Aren't you gonna extra four hundred a month, RO towards the eighteenth Wendy Projector with the eighteen. Without more proud the guy, I know everything, and tat. Dream has been including a car payment, semi If I did do you think I'd extra mindsets they would definitely not a year Making making you said fifty five and fifty five, it. I'd do commission, so it varies. I would want should that free and under a year hundred bucks a month now. And you don't have a threesome if I've car payment- and I get you there in a year, you can do.

let us by insurance everybody down to you as I imagine, insurance deploring car would go down significantly from what I pay now I get a legal questions. Well is a painful thing to do, but here's the thing The way I answer these questions in the way I look at it, George, is to say: ok, ten as from today, which of these moves, am I gonna be glad I did Be glad I drove a patient crap father nor car for two years. One year while I get out that another year, while I save up some money finish, my emergency voting by better car is that gun led me towards more wealth in more patient, more prosperity or logging. My way through this lease, which is going to have done it and it showed for me it's no brainer could do it this way, it's gonna get you to wealthy, faster yeah. It's in my power, patient grab for two years ago.

give it a name. All blue in all the big red right a car that it needs a name. Your probably work in their plan now here- and I was just telling Dave before us before the break about my crappy car, then I'm excited to upgrade now because we ve been aggressive on paying off the house, and so, if you ve got big goals like that you're willing to do some things and sacrifice, and one of those is driving a nice car. You know I can live without that for now show with lash debt, fresh, Green George. For them twenty twenty one screaming on the air. You people act. we did the only urge greater, not other ways retract in the lobby or on the fount just on the law in the lobby or on the phone they made it to the show fit four million three hundred, are four hundred and thirty four thousand and forty three dollars wow every screamers have paid off in one year

Fifty four million a year at what four and a half million, or so my that for ten years I be half a billion and I've been doing the show for thirty years show were well over a billion worth of debt Frisco. Easy in the time of done, the show on the air of people that are paid that an celebrated on the air, a billion dollars in debt reduction, the ones that have made in bed rooms. I didn't know what he's doing so, just in case you idiots read it didn't understand right. Oh my god. Gather suggest so little but the yacht yeah fifty four million dollars paid off this year in debt screams alone. Those people think that George Camel and the people. Ramsay solutions are geniuses, those people, then about their lives, changed and completely moved around. It's a big deal. That's incredible! that's a milestone to achieving and shout to Kelly

Everyone both whom helps make these happen. the task to get all these scheduled and get him on the air and man. I can't imagine how many applications we have so few add up all of the people who became that free in a year who did to share their story, I guarantee it it be closer to a billion there everyone, all these billions and billions chats incredible in billions and billions and billions. That's. Why Do this inspiring billions like a thousand million there, That's good math, pretty amazing Tyler is in Colombia, South Carolina Tyler welcome to the room she sure aid. Think of stigma call sure how can we help so question. I recently got a new job and my fiance Are we lived together? Recent engaged I make about ninety two year and She is doing a paid at turn, ship, which makes about twelve year. graduate May doing time much towards european Hospital.

When will you get married. November. Nineteen twenty twenty two is the date now can It s coming November ochre. Yet yes, sir, and my question is recently been introduced. You and I've got a thousand dollars in savings and I've got about Two thousand dollars in credit card debt total- and just in may- bought bring your truck so I'm wondering? Should I I've got an offer for the truck from one of the online dealerships room there. We want to give me forty three thousand, and I owe forty five on the truck make the payment on the drug and still have money left over tat through the compound and get a ball

but I'm wondering, should I keep the truck and just blasted stood there like, normal, smallest two largest, or should I give let room, Take it and then drive an old Peter that I have at my arm apartment. It's a ninety, nine as one fifty you have to Mars is a ninety nine. If one fifty I have an unknown to have one set you about two hundred thousand needs about a thousand dollars worth of work alone. I wouldn't have, but I wouldn't have you the payment, on on the new check? How old are you twenty? Three? I'm twenty said she's trying to broker how much do you make a year? Ninety I make ninety now starting out there. If I come on you're sure sure I would solve struck in heart, big themselves trapped, and I would cry when a solid cause. It's a sweet. Try It is. I love it smothering drought, man, you know what nightmare though it's not a dream, it is.

Because one thing you found, you found what you really love and your marrying her yes and trucks. and the fact that you guys are going to work together. Both have you got haven't you have two thousand: are your income in three years? and you will and you have no dad and You'Ll- be able to save up and by whatever you want to buy in cash. cause. You made this move This is a move for your future. It's not a move,

your present yard. I would sell out new yeah caslon that wedding get out of debt and start your marriage off right. Man, congratulations and never never, never, never borrow on vehicle. Again we wealthy wealthy people. Just don't do that. You're, sharp yonder, and that's why I want to share with the three that puts us our their aims you show in the books will be back with you before you know it. In the mean time, remember, there's ultimately only one way to financial peace and that's the wild daily with the Prince of Beach rice, easily guises. This gene see you producer, for the real issue is no over. Eighty million people listen to the recently showed every week in a lot of those people. Listen on one of our six hundred plus radio station has defined a station near you add to the man who showed got money, isn't the always going we talk about around here? Get life. Changing advice on your career from my good friend and career expert can combine all makin com and show, according to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're just trying to make it to the weekend, you can call me show is for you, everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is you were born to do and then will help create a plan to make your dream job a reality. You matter and you have what it takes, join the conversation on the can com and show hear more from the Ramsay network, including the current common child, where ever you listened about gas aids. James producer,

the Rams issue. This episode is over the check.