From the headquarters of Ramsay Solutions broadcasting from the dollar governmental studios. It's that day, Ramsay we're dead is down. Gashes in the pay of mortgage has taken the place of the Bmw status since they ran through your host. Thank you for joining us. America. Open phones, a triple. I do five, five two to five well, Let's talk about the elephant in the room, macaroni We need the bad eighty song to go where their rights are child. Just tired of this, I'm tired of it this moment to go away.

Hurts exhausting all this hysteria, man toilet paper hoarding it's just tiring and I know people are getting sick. I know it's a real thing: I'm not making fun, but aren't you just getting a little I'm getting corona fit big! That's what it is and the reason is. I know. I know that a lot of you are hurting as a result of this financially, because the economic impacts of it and no, that's all you're in others. There's a couple kinds of people out there I mean there's the in arm Caliber Otto said this last hour and how the fear based I'm count. I'm sure, though, the anger based optimist in abundance. Guy my wife's more of the fair based savour security, a glass half empty person right and you need bows. You gonna both in your life and you could be either wants to be a good person. That's not the point, but but you know you're reacting differently to all the sheets.

Even people who are in a really good financial shape and have absolutely nothing to worry about if their fair base their finding something worry about. Oh no, I mean they're just worried just introduced because that's gonna how they are if you're in a really good financial shape and you're, you know you're, just kind of not fear based you're, not. Freaked out about this, then you're looking round going. This might be the best week of the last three years to go on a tree. Because you probably don't have any body on the airplane. And on the resort is gonna, be in a disco. Show you probably check on it or you're looking wrangling man. If you were to buy a car this week, I guarantee you get some attention and you probably to discount, because I just can be so happy to see any buys breathing on their lot. If you make an offer peace a real estate this week, while thereby also freaking out the toilet paper I'll, you probably could get a deal if you're buying in the stock market. This week.

During a deal it's on sale like when I was a kid you gotta came out of the blue light was on, and so what happens is the person who is in good shape? That's what the situation is there and they sometimes have to overcome emotional fear, but there's a tremendous opportunity for them. I made so much money in two thousand. I you guys when the real estate went out, I bought millions of dollars of real estate hundred tens of millions of dollars real estate about a nickel to adopt on the dollar, and it's worth so much right now, it's it's ridiculous. Its autumn, almost ashamed. How much money have made on it? But I'm not I mean it. It's got such a deal but nobody's I hereby freaked out nobody having casual, should not big publication and turn into serious serious bunch. Real estate- and you know

everyone is you're. Thinking about buying or doing probably the next, two or three weeks is gonna, be a great time to do it in terms of price, if you're in good shape, that's one type of person, another type of persons, the com in the middle and they ve been kind of doing Ramsay issue. They didn't really do them. We stepson order, cause they're, so freakin smart. And they really didn't have their whole emergency fund in place. Even and they went on and started doing their retirement, even though that have the real emergency fund and other currency, or maybe they have not. When they start, but they ve been listening to the show, but are really doing the staff and other urgency so that emergency fund thing that Dave talks about it was suddenly must say this thing over and over thirty years, but this week, I'm a genius euro I may be so, but now Two weeks ago I was a moron, but now the gene, Yoshino searches, but when you know like Buffet said when the tide goes out. You can tell me what's going to happen so, when stupid get stress tested you,

see stupid for what it is these things you thought you could get way with by not doing these basic financial things are biting you in the, but right now- and I'm not saying this to say, I told you so, but it bit me in the but in the eighties, when that, when the stupid personnel crisis hit the bank's free, and they call my notes and I went completely broke because I was an idiot and I signed up for too much debt. I my stupid plan was stressed I stood and it came up short bankrupt my little but NOS twenty, eight years old thirty years ago, and you are he's gotta, you gotta learn from another large, so there. Secondly, when people are gonna go into a little bit of pain right now, the Kalis smacking themselves before I gonna shoot a known as I should have done. This time. I'm gonna do that. The second group peoples in one's got a wake up call. And I'm not her. Shame you, I'm with you, I'm your cheerleader, I'm glad you woke up. I'm glad of a stubborn

finally talk you into it out in Turkey into macaroni did. But there you go. You know so it's good macaroni mine. I would put it up but report away and hid it somewhere between the age and then there's another group of people who are just flat out their screw grad. Now I had no money. They weren't workin the plan. Now they lost their job. They work in the travel industry somewhere. Hotel crews learn airport therein, hospitality at the restaurant or a bar. They just lost a job because our whole freakin city was shut down by their mayor and you're. Not it's not that you not willing or you're not allowed to go to work at your job,

Hey we're praying for, you will understand. I know it's scary. If that's? U! Here's! What you do you not work in any baby stuff right now, you don't survival mode. You stop all baby steps and you pile up cash from anywhere. You do not cash out your retirement except to avoid a bankruptcy or for closure, and I don't think your facing either. Yet it's only been a week, maybe two weeks in some your cases, but we just got back from New York if canary causes, like twenty five percent for traffic of other, usually is like seventy five percent. Less people was weird: it looked like the zombie apocalypse or something in Times square, and we stand this really nice Tom Square Hotel.

And which neither alternative, wonderful property? And we know the gas there in man we're just like they're, like they think for common cause. When you I'll check out on Friday, you D last ones and closeness, puppy up and we're all laid off, and so the loss of jobs, and so were like Canada, output wanna make overbooks everywhere. But here's what you do you go, gets What else did you can create an income? If you are not one of those businesses, you know how to work under our hard work and businesses, so you can go create

income doing something else as a temporary thing, maybe a permanent thing. It may be time for career change, an u pile up cash and you take her of only the four walls of your house. You don't do anything fancy right now. This is hold on until the hurricane is over as food, shelter, clothing, transportation and utilities, and you can do this you're gonna get through it. It just scarcer right out of his hair, a fine. I remember when the car water off in the next to the Cairo Christie off, we were broke, it's terrifying and shaming and, like those other p, they got their wake up, call union a wake up. Call you gonna brick dropped on your head, so wake up and what I had you need to have the same experience I have when I went broke, never again lobby in this position again for lobby in this. I will not be at the mercy of idiots ever again. This

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where these in California welcome Rams. You show broadening our Yale better than others. What's up thing paper, economic does anyone reading dogs have is it there are working taking time off from work to deal with school closures and all that bad men back. Yeah. My and our question, my husband. I had a question so because of this If that were anything, I'm were currently, I may be perfect, and that means looking for beating about fifteen percent of our combining handling were throwing money at our house appeared. Opera we have about ninety thousand and saving during our witches.

Oh above our, are three to six month. Saving Why and were wondering I, you know, like the great question arm, we ve been pudding chunks at their house, but, having said that were in current question is: should we take advantage of the stock market downturn in temporarily pause, paying off the house input no maximum Iraq, I read through the back door, LA fires, every dollar caught average or get continue paying down the house and then, once that house it paid off, which should be the first quarter of next year and then continue to back. It's a really good thought and it probably would mathematically work out, but one of the things I figured out as I put things in my life, including how we run this business, that my values, my value system and my my proven things that I know are right and then I am that we are not tempted when I'm scared,

or when I'm greedy, to violate those principles. I just stay right with them, and so, in other words, my decisions are already made. I just have to accept. The kind of thing you know it is somebody or misbehaves on the team. They were told about that behaviour in the interview process and they were told repeated while they worked here and on its a sad day, but the decisions already made if you're gonna Miss Bay became beer, you know and so that that things so the decisions already made on this. I would have my emergency fund a three to six months of expenses. I'd be putting fifteen percent of my income into retirement and even though what you're saying is tempting I'm still gonna pay off miles

Where again, and then I lost my region- that's my reasoning behind it. Now how stable is employment right now for as it very feeble, because we both are in the health The fell, I'm probably will be marked working out more than average person because were responding to be rapporteur happening sharks. Emotions were somewhat I'm not gonna have been by firefighter paramedic our ok you're. U stable all right! Well, I mean the chances of you. Losing your jobs in a coroner based economy right are are very, very low, as a matter of fact there. It's quite the opposite. Your desperately needed right, but you said so

I would probably go and take it down a six months now, if you're fretting a little bed- and you wanted to leave that ninety sitting there for a little while before you take it down to six months and maybe the summer, take it down to six months and throw it at the mortgage. That gives you a little bit more peace. That's ok! You want do that, but no, I would not invested. I'm gonna throw it at me when you get back to our raw for like last year and a half that fifteen fifteen percent of your income going into retirement. Above that everything goes towards a mortgage, then you shouldn't have more and savings ever the three to six months of expenses, except if your saving to buy an item, livery, seven out by car, the bill, a separate fund or so of christmas- that's it!

refund those kinds of things open found a triple eight, eight to five five, two to five. You jump in we'll talk about your life in your money. Devon is whether Steavens in Maryland high Devon. How are you getting ordinary better than I deserve, sir? How can I help I'm no pretty good question I have As you would say now, my leave is up in July of twenty twenty times are working to promote in the baby, and I want to take you out of TAT the only thing I have left my speed along, and I guess advocacy of his leased out of the question that I have to use these- that I got a couple offers this year by the least early led by out the vehicle is about thirty three thousand envy offered with about you. I have about twenty six thousand, so I do have enough saved us, the people about the giver,

you're, not gonna, pay, seven thousand hours between nine July did the man good July, twenty twenty back, like a huge life back here. This is twenty twenty honey, I'm sorry, twenty twenty one ochre helps so fourteen months, yeah, ok and how much it! And how much would you pay out there in the fourteen months about nine other on it or you pay? Seven thousand now give up the car covered. Seven thousand now I will have the by, I guess a novel vehicle to tackle my bed. What will come of it? We bow a thousand fifteen honey. You gotta know that anyway, mixture yeah, so that parts wash it judges up your cash, but that partial wash the point is reduced, comparing seven to nine, and so in a sense it would you pay two thousand dollars, which is the difference to drive a car for you think I'm getting rid of it. That's enough of a spread on one out.

Ok, I think, aren't you gonna get. You did all your research laid out your numbers beautifully. You got your early by out. You found out what the value is. Assuming you shall the car for twenty six hour would not salad, for you know twenty four twenty five, because that's a break even rather drive it. If I want to pay the money but you're. Not if you can save money by getting rid of you could get twenty seven and start to become like I'm no brainer quickly quickly. The more you get for that car thee, the better this situation, looks and that that's exactly how you'll come out. Job very well done good analysis. They're using your brain month, good stuff open forms a triple eight, eight to five five, two to five. I remember when my second baby was born in April. We found bankruptcy in September. She was a little tiny thing and we had a

Butler and we're behind on everything and the bill collectors. Recalling our scare Kepler gonna driveway for a tow truck to repay my car. I remain so scared I couldn't breathe and somebody or there right now understand been there done that, and I must tell you that broke. It is different than poor. Poor state of mind broke his on passing through and when I hit that bottom and I hated that hard, I had several things that you should never again, never again, never again and you're gonna say some things like if your facing that run. I say something like that: never again,

Once I said that and I started crawling out, I start showing other people how to crawl out and not only call out but become very wealthy and extremely unbelievably generous. Once I started doing that, we developed a process to do it. We called it the baby steps in that damn half of America's talking about. Steps now millions and millions and millions of people have bought the books and that by the time we make overbooks been through financial patient. Firstly, Bender levantin learning how to give outrageously everyday millionaires are everywhere, because we were broken. Learn these lessons and we said never again, I want you say never again, if you're hurt and right now, you gotta get something out of this pain. If you're gonna go through this crap, you might as well get something out of it gets. You are never again moment resale never had. Let me tell you, never get credit card company call my house unless it's a wrong number.

How many credit cards should I have it in thirty years? Never again I want to talk those morons. They they shouldn't say that they're morons, I do say it. I don't want him in my life and never again, The stuff check out financial puberty check out our get started, getting started assessment click start text, start two hundred and thirty, three seven hundred and eighty nine or daveramsey dot com start texts. Free text start to three thousand three hundred and seventy eight Ramsay solutions were big fans of leaving a positive legacy for our children, love, faith, responsibility and a powerful financial legacy. Friends

time share does not fit into that equation. Do not leave your children, a legacy of increasing timeshare maintenance, face of high pressure, a grade sales presentations or a dad that is strangely difficult to offload timeshare exit team can help you leave a better legacy. Call them today: aid for four nine, nine, nine exit, eight for four nine, nine, nine exit or time share Team dot com Donald Garlic from New Orleans word is she's dead, break! Congratulations! Donna, bank, excited the daughter yeah you to how much would be paid off you.

And twenty eight thousand two hundred dollars to her rode along this. Take twenty four, my woe, and you're a range of time. Three month early on that twenty four months, I will succeed one twenty. Ok, so you must have sold something really large. I did what you so I felt three whole life insurance policies and some lot from land all right. What's it all about software, Monday. Hundred and eight thousand arrived, so you still had a hundred and twenty two go. Serve than you did that on twenty four march, did you shouldn't housed? What else did you did? Germany savings? No, no just Let us just now and plans and means an ice raised, a mean so basically knocked out half of its own staff and pulled it off yet

aim all around a viewer, some other smaller staff. My cats thought they were next. I love it. I love it so. One shot fired up two years ago asked me you at my church. Well, there you go just like that. Atropatia valid second tired of being second diet, ok and so on. Flash came up you and I think I need to do this. No! I need to do it. I would just say in brain airline- and that was the answer to my prayers: fine, what torture you! I think, many charity and measuring Louisiana, no well great area love, it very cool congratulations, Hauser Veal! amazing, it's like as it is. I so exciting So what you do to raise your income from sixty to one twenty and twenty four months Well, I have a physical therapy clinic and visit. You know just started

working hard and my business and got it up to work at bay of iron twenty. You know in it funny. Have a goal, how you dish and making more money, Actually forgot yards, raising the work now baby. I got some stuff to do. Yes, yes, I do, truly Tralee. Yet I have to go wrong. Do anything endless lazy, late bean? But when I go man, if I gotta go, I work on animal, you know exactly Clayton love it proud of you. How old are you? I am basically alone or a youngster show. Who is it you're gonna, Miss every guy. In your pictures, you shall hear for Youtube. Is my friend Patrick, who disguised Maggie that beautiful lady of next time. My daughter, mom, who, by chance are free also, besides their mortgages, while watering thanks for a service and proud of them good job,

very girl and Davy. Even me and am split. The car tell him he can t who, in his unit oh well. I love that. I love that and have also put all my boys through at the Eu Us out thanks. We got you on board. I love it. Thank you, gotta! Have you in a corner? What do you tell people to seek to get him out of? There is. Ah written plan budget and because I'm NGO accountability love it good. Ariane Algorithmic who's, your accountability, treatment, on an Billy, my coworker open Sesame Thomson toy foremost, The bust on you forget, not alone not really clause. We would like good one. Weekly day at work. I like a legal base at home, so I was pretty

The Valentine powers in Helga should certainly not knowing they were looking over. Her shoulder, Cappy online evacuate, Logo that. I am not really did do that for me. They wouldn't. Let us look at my Schiller back at his back with you. Cause you or your wide open up in your boss. While some right so guy down, I'm so proud of you we're gonna copy across organs, every day, millionaires book for you at your next. After in your story for sure you're on your way, you won't fire low. Love is love. This, Don't I'm sorry so exciting Donna New Orleans, two hundred and twenty eight thousand dollars might often twenty four months making sixteen I want twenty Canada with zero dead, breeze, groom, they re why

that the Gomes Donna proud of you kid I'm proud of it. So we were, we were talking earlier. The Yom has really three There are people out there. I know there's people that are really really in a mass financially, because their loss or job or thereabouts, loser job, our own work from home or their been followed or whether, because our companies hurting all kinds of different things happening in there, just in there haven't stop everything and just take care. The necessities, food, shelter, club Those rotation utilities then there's a kind of person who just kind of undoing issue, but neither smack in themselves the forehead, gaunt dead, gum, ocean, emergency fund, dead, gum it and then there's

cooperation has been doing stuff for years, and so they were there in a position where they get their margins. You ve gone implies. I've got some wealth there, not fretting about the stock market. They're gonna write it down and write it up and make money on it. There actually there's a lot of if you're. In that position. You know you don't want to wish bad stuff on other people were anything, but this is a prime buying opportunity for you in a lot of things. If you're thinking about refinancing the fair just crashed last night I mean there's drove the thing into the wall, I mean that it took it down to zero. I mean it's like like there were pannikin back in two thousand eight again, and so you know that and then they dumped a bunch of bonds and bought a bunch of mortgage bonds off the market, which means

right you're going down this way again, if you haven't refinanced your mortgage and are sitting on a four percent options which prevent adjustable writer, a balloon in it for free finance feeling about buying a house or a car, you got the cash and you're in good shape. Financially. This is a great termed. By If you are thinking about going on a trip, I know bodies there and its a deal nobody airplane, it's amazing to undergo a trip united, we're about social destinies, dense, distancing, there's nobody on aeroplanes, yet the whole friggin thing yourself so nor about it. So I mean it's pretty incredible. So if you're in opposition git your home refinanced, if you dont have paid off and you can get a zipper little Betty Tight GO culture to your mortgage right now, Churchill Mortgage get you land up baby! That's what's gonna happen here, so

pretty pretty incredible stuff and yeah. Those of you that invest in the stock market steadily, if you got no extra money in your out of debt, completely new one dumps of money under its own soil right now, there's a sail up it, while straight there groundwork sign out front going gonna business not going out of business, but this was some of you think, but it's a great town to buy The blue eyed zone came arm in arm in another. You know that is not all, but anyway, there's that having to create tunnel by definitely not the town of sale. Listen if you ve got a really nice big piece arose day and you, if you sell it like in the next two weeks, you have given way because people are fight out and when the freaked out there not thinking clearly and they give stuff away, and you should be standing there when they give it away with your money and get a deal on it, and that includes getting your mortgage refinanced right now by bit all right now,

And if you do not cash in your retirement, good Lord know the worst possible time known, no no Mau Mau Mau Mau Mau Mau. No, this is we were going to anything run out by more, but don't buy more just stick with what the plan is. Fifteen percent of your income gone in retirement now have your own baby, seven and you got some money lying around that you haven't deployed and I drop some initial mutual funds. You can business. I gotta run through this downturns. I'm not gonna, be deploying any money except to keep this place open, but man I wish I could drop a couple million that bank as it turned about five forty gwig, eight You can have your one of the ones, those terrified that was me a few years ago. You can be over on the other side. Taking advantage of these things, it's not because we want thanks for these other folks you're too early to say, oh baby, take advantage of more.

These are also around them. Regional, cultural, refinanced! Done this! Perhaps you I apologise for your dollars. Since this is the Dave Rambling shout we teach you to live on less than you make a concept Congress can't grasp we. It's you to save money

The house of the wise are stores of choice, food and oil, but a foolish devours, only has if you spend everything you make your food on a plan live on a plan, a budget. Just don't build a tower without first coming. The costly should get half way up and you're unable to. All who see you begin to mark you inside US men began to build and was unable to finish. We teach you to stay out of it. Because rituals over the poor and the borrowers slave some EU not right now slave to the lender. We teach you to be outrageously, generous, God loves a cheerful giver. We teach you to hang out with people who you want to be like, be not deceived. Evil company corrupts good habits. You become who you hang around with. We teach you these key

Since gods and grandma's principles and here's the beauty of these principles, they work when things are going really good. When the economy is white, hot and every body has it. And there's no worries skittles rainbows everywhere they work. You can become very, very prosperous using those principles. These principles also work when there's a carogne of ours in everybody's preoccupied scared to death and can't breathe and terrified. Then they kind of lost their minds a little bit, some of them a lot Hysteria is in the land and people are losing their jobs left and right. These principles work then too, because if you're out of debt- and you have emergency fund and your investing thou works.

Good times, and you have a plan in your generous that works in good times and that works in bad times. It's the only set a financial principles that work all the time. They're, not situational. Because your values that you use the principles that you used to run your life and handle your money will be ten. Did when stupid shows up and when stupid, tress stress tests. Your ideas. You got to find out Ideas were crap or not, and you get to decide. What are you gonna base your life on we're gonna base year for finances, your marriage, kids, your career, your peace of mind.

Hours from stress other right now are you live around here, their stress around the differences where's, your piece come from. Nowhere more stress comes from, but where's the peace come from and is a bigger. Is the source richer and is a deeper the peace that passes understanding through crush Jesus there's a piece: that's got some depth to it. That's a real one! That's not pollyanna is not to say that I will have stress. I've had stressed as twenty four hours is freakin unbelievable. Last week I got the bread for Turkey to cancel, sold out crews. Now that was a joyful freaking moment. So yeah we get stress, but the question is: are we gonna be overwhelmed by it owned by it? Is the world gonna come unravel,

inside of our brain. What are you basing your life on? What your foundation, the principles that we teach Workin great times and they work in bad times, and they are the only set of principles that do and I didn't invent them. I stole them from Gardner grandmother. I just have been the best marketer of them in the last century, To convince people to do this and when people have done this, it's all over social media today do roomy, although they ring People are happy, they got their emergency fund, they rooms for emergency phone people and yeah well shut up. It's a nice place to be when there is an amendment, I am the garbage sullen umbrellas in its rain, and you know I'm popular right So there you go so I'll sudden, like a bad blamed genius, but

a genius all along a stalwart all from gardener grandmother out an infinity of it. Never was really a genius from just really good at talking about it and making people believe they can do it and get I'm gonna do it and it changes everything when you do that. Were you are right now, that's where you are right now, if you're really scared right now and things are really tough in some stuff piled up on you, hey I've been there. I understand you're gonna be ok, you're gonna get there. You are threatened and worried about of Irish you're. Gonna, be ok, we'll be ok, something's gonna kill all let us you don't get out his life, so whatever I just die, sometimes you get, the trees were lives. Sometimes you know but sometimes Nokia, Oliver Surreal, I'm not gonna, sit around and go out On a car wreck, som walkin legitimate pedestrians get

to our orders- are now screwed up. You know me says you ve tried, alleviate all these things that are, you can't do it. You can do it. You gotta find Recent something other than a false, cocoon living and above all you can't do it won't work for you so embrace this life, embrace it smile and step into it and yeah, sometimes Iscariot credit understand, and so long as you don't have a lighter gummy cap on. Sometimes you worried about how we're gonna do this, but listen you're gonna be ok. You're gonna be ok. Keep your wits about you, stay calm, you're, gonna, be ok, you're gonna be fine. It may give a rough I've been there since can be perfect, but when we get to this time next year, you're all go still be laughing, but the toilet paper.

It's gonna, be the great toilet paper rush of the spring of twenty twenty. That's what people are gonna remember it's gonna, be a discovery of memories can be a thing, so you can't tell me about why to Kay some. You can't tell me about two thousand eight. Some. You can't tell me about the swine flu. Almost none of you can tell me about polio. But all of these things were going to bring the world to an end. At one point, if you don't remember- and people were overdraft, housing them and hysterical about them and scared to death, and there was no peace. Land, because there's always something that will come and challenge Europe.

Values and of your little values are based on the rock they're gonna crumble, their sinking, sand, you're gonna have a problem, and this is the time your stress tested and the horrible news is your stress, tested. The great news: is you get to determine? What's real, it's gonna show up sky got that Denmark that does work. I'm never gonna, be here again. I'm gonna have the emergency fund, I'm gonna be out of debt, any payments anywhere. Would that be different in this situation for most people? Yes, I mean, I can't I can't sell it for groceries her toilet paper, but I'm sitting in a seventy million dollar paid for building that's a pretty cool placed the bay when there's a storm outside, I feel like the little big and the brick house, not the the straw house when the big bad wolf came and they often he puffed and a blue your house down, but I was

Most royal house before I went the straw: have they any organ amato here next time the big bad both and we're gone beyond the brick house, Q, brick house, from disco days, but anyway, right, so I may really wow so not bragging and I'm not shaming and I'm not condescending. I'm right there with your. I understand, but there's something for every one out there right now in these unique moments, and you get to discover in these unique moment who you is or you get to decide who you is. Maybe you didn't like who you is now your time to change? You can make a decision to decide just decide. Never again, man, we hit bottom set some items, never again, never again, why do business with American Express never again under any circumstances?

freakin thieves, man, liars, Cheech scoundrels. Never again, will I do business with thither bank flyers. Cheat scoundrels mean you get these opportunities rediscover. I've learned my lesson: I'm not reach in my hand back in their bark. My fingers, no thank you you get to decide, there's something in this for everyone, something in this for everyone and I'm here to help you find in this- is that ever amnesia hey guys

Kelly associate producers that Abraham Seashell did you know over sixteen million people. Listen to the day. Remsen show every week in a lot of those people, listen to one of our six hundred plus radio stations across the country defined station near you had to date, Ramsay dot com, slash Money isn't the only thing we talk about around here. Get life. Changing advice on your career, for my good friend and career expert can comment on my kin com and show, according to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're, just trying to make it to the weekend can combat show is for you, everyone has a sweet spot. Yours spot is at the intersection of your greatest talent in greatest passion. We will

if you discover what it is, you were born to do and then will help create a plan to make your dream job a reality. You matter and you have what it takes, join the conversation on the can com and show hear more from the Ramsay network, including the current common shop, where ever you listened about gas hates me Producer of the Dave Ramsay show this