Borders are Ramsay solutions. It's the Ramsay Show where America hangs out, have a conversation, your money, where your working relationships, your mental health and your luck, Mamsie Personality George Camel joined today by John John Maloney, best selling off the coast of the Doktor John Bologna Show, and we are here for you, America give us all the lines are open triple. Eight eight to five. Five too you five. There's! No!

questions here? Maybe you need some confirmation, maybe your add a fork in the road with your life, your career, you're, not sure what to do you ve got question about budgeting about a relationship. We are happy to take your call. can we start to solve this hour in Wichita, Kansas Tammy welcomed the Randy show There has been a long time ah divorce. Why, here, a couple of weeks ago after twenty the years TAT I m. So sorry what happened. I think a lot about choices on his part that resulted in more family I'm sorry. It's been a long three years by just that, I'm not one. No! No! I'm sorry! That's hard hard! Jesus. How will we held yesterday and today the lords and garden tasteful fell on my question.

with that taken care of. Damaged, finally need studying this. Let us move forward a ban on we have only was put together. Last night came with his business. I shall journeys. Lay transport I'd like to just pulled up, today? Finally below TAT I needed to them. He sought to move forward, for I did so that split off A huge ion s mouth, but I discovered that I worked for the last few years. Trade get out of, and thankfully the Lord surrounded me with a really good tax came to protect me So there was one year that I was bound to that back came off the top of the house being stalled. Looking out for me with an individual? so I lie down to that and then the rest of the house, but his portion to go satisfies the master is tied to him, so hopefully that

all die, and I still have now and aspect, but I'm starting out in full Nine years old, on the next college because delays in my family homes calling helping him of his business man, you are doing well I don't know enough, set up retirement, nothing set up or down the road toilet working about than a management or leader, shipboard sharing committees are fundraising even in a volunteer. While you know what you know of it I think that you always involved in style what you're very little. I am trying to know what to do with this check. I have come home and then also with I'm getting monthly support to the next. Polly Secures, provided he doesn't, I thought and try to do I go back to school. I stood a clear. What do I do with this check that down below that might wanna buy up and running right now for you to just a glutton shuttle good with that check, was it worth

It right now. It's three twenty seven! My only that right now about seventy three hundred left on my car, but topsy right off the top of my passionate. I absolutely love that you have in your soul, I'm gonna rent for a year. Has The grief from this is gonna roll off of you for years right. And the what's? Next is gonna rule of law The things that I I didn't stand this until August. With so many and talk to so many there, is the devastation that somebody that you were close to would do this. Hurt you in this way right, but there's the equal devastation and I've heard it in a couple things you said even wrote down. Is you don't trust you anymore. How could I had not seen this? How could I have not done something about this? When I thought I could. I saw something right in you.

and in your call on forty nine that are having a college degree you're already setting up reasons why you can't go make. The back half of your the next fifty years magical I need you to hear me say you got burned, you got! absolutely run over. doesn't mean you're not worth be well, it doesn't mean you're worth, think less. In fact, I want you to stay. tall and stay this grief in the face gets some people to walk alongside you as you walk through this grief and it's gonna be brutal and got a year to pay rent hopefully, that the child support me that that this support comes through. Can you live off their support, check, gonna, pay, rent your bid, your bills and Thou guy, I think style I'll have to be wife. Abiding thanks go to apple after years of difficult problem.

I was getting double that by was able to pay down on my dad pay off our house, which is good good, satisfy the IRA thing, and I tried to keep some of those millions principles in my head, even though he never die eyes with a court you, never gave us the camp fires power. I tried to really focused eyes in prison I was getting ready to spend a branch of the ranch and getting ready to fall and doing all that in writing. My got down you're gonna have to greet the silver ran up to write your whole area. If my blanche, I thought my ran through my dad, died this thing they all my girl ass. Do The payment would ensure walk alongside here. I do then surrounded by amazing people, go to note and people good, sir. Do you have any other motto? Savings are undergoing a neck that on our part, but I've been putting, five, because again I didn't know if he was gonna, fuckin keychain, not tat. You know, I'm told something He's sandwiches.

Gosh, you remember we have encountered at, but I can probably be lumped with tee. Fifteen thousand candidate yeah, I ok so with the three twenty seven in the fifteen that put you in a really good spot. I'm gonna pay off this car mediately. I pray keep diluting as an emergency fund. I'm guessing that's that's when I would be like that's what I was thinking It will cover three six months of expenses for you now and then You didn't have a nesting. When he retired, while my that check them. Nor could I hope, school, my kids all the way through I'm nice very now. don't don't apologize for that which we are all I don't know. I am proud of it out of my group. I am thankful for the life and that I was able to do that and for the log into them love now. I have no regrets than any of that. I'm just trying to be realistic about where I am majority. That's so so, let's take off I know it's hard built bracket off this. This pain right, the second, what you gonna do: a quick video

you like it I'm asking this intentionally like like, were like two friends needed when the water, when you wanna do what would you love, do you mention management a few times. But I've done all along. You know in an even balance you like I said, but right now. I want to point out that these ideas in the afternoon and then Do you get out united target these just get out of my mouth. Interests are helping people in working people and I think that most graphic busy,

and I love it. I want my love that you cannot make a living out a living. Doing that we're going to send you a copy of a different kind comments, brand new book paycheck to purposed bestseller book, and it's gonna walk you through. I love this stuff, but how do I turn this love into a forever job or a job? A career of calling and we're gonna do that book, Cisterna Lanyard Austin, we'll get it to youth? Yes and Tammy pay off their debts emergency fund in place. You can start investing fifteen percent of your income and part that money and a high yield savings account when you're ready to buy it. I sit on that. Time comes thanks. So much for the com. This is the Ramsay show. If you ve ever wanted to make your home feel safer. There's never been a better time right now. Our ram she trusted friends simply safe are giving Ramsay listeners access to all their new year's holiday deals.

Percent person, their award, winning home security and first month free when you sign up for the interactive monitoring service visit, simply safe direct dot com. That's please say: direct dot com, Its resolution season and if you're like most people, you make resolutions on New year's day and give them up by Valentine's day. Why? Because you were trying to figure it out on your own, so you ve decided to take control of your money this year. Don't do it alone, the support and accountability. You need by joining a financial peace, university class you'll go through proven money plan with other people who will help you stay motivated because they're trying to get out of debt and build wealth? Just like you,

right now there are hundreds of F p classes, getting started both in person and online. So at the lame resolutions make twenty twenty two the year. You take control of your money and don't do it alone? Five, and if the EU class and get sorted for free at Ramsay solutions, dot, com, Slash, F, P, you that's Ramsay solutions, dot, com, Slash, F, p! You Lord Camel this is the Ramsay show joined today by Doktor, John Bologna, and we are taking your calls phone lines are open triple eight, eight to five five, two to five, Melinda joins us in Cleveland, Ohio, Melinda. Welcome to the show Thank you for having sure how can we help My husband and I are very near the baby's. That's we started the beginning of January. Welcome to the girl, Think here, but we have eleven thousand saved already and from everything we ve seen Dave, says your action over a thousand and one

toward your dad. which we would love to deal. But we have a daughter whose medically complicated in but we never know when we will. I won't be working if she need surgery so we were kind of showing as to whether or not we should put it on the day or leave it They cover like a monthly bills if she's unbuckling half. But how much did you guys have. Over a hundred thousand. What kind of data that about Eighty percent of it as medical, and though we have a few small student alone left to pay on. The car notes, We don't have any credit card that ok, what's the car, That has the loan on it. oh wanna want to blue background Well, then, ok, and how much do I on it about three? Ok,

Well, why not war to sell and I'll just seen if we could speed up this process for you guys, but let her know they'll make here. are about a hundred thousand last year good. Well, I'm sorry to hear about your child with the complicated medical situation. That's really tough thing to war. through- and I know it's scary, especially your finances- go and are at what. If we have to be out of work and can't make that income? Is that the biggest fear right now for you guys in a what what's the medical monitoring fowl she has a brain inoperable. Brain tumor, Billy We three monthly after go, get em arise a man, We find now if we were three more money for if we need to do something, I'm so sorry hold your baby girl and his turn. I'm so sorry do you insurance! Are you having a lot of costs associated with this or is it covered?

Jones is pretty deeper. Considering everything she's Bamborough Sheep had like brain surgery, we borrowed event or chemo. Once though the chief we're doing. Ok are insurances visa, so I'm too endorsed up in your I'm tempted to. Sit down and look at what are the known knowns here, and you know that every three months we're gonna have to go to the hospital and do an mri and here's what that's gonna cost and is going feel hard, because you're so much emotion, wrapped up to your daughter into the hospital trips in their heart, breaking their hard in OZ, sit down and do is hard. Barcelona do the math on this and poor apart from the emotion just for a second and say each one trips cost this let's make sure we have this in an account for this year, because we know this expenses coming?

Are we call in a drink mode? You pile up? If you know you got a baby come, and this is similar, you know these expenses are gonna, come It may be that you sit down with your hospital administrator and say we know for coming we're gonna try to pay these at a park. I will what kind of cash discount would you give us if we just came wrote you a check for the stuff, or it's done and to do that if you gotta run these richer in Europe, get I'm driving at here is it's a knowns and then of all of the last no five years even what six brain surgery plus another surgery right. What are those run here Maybe one put us allow for forty thousand, those are the balkan area about which the biggest one

I see more as a sinking fund for medical costs more than I see it as were trying to stir the baby steps like John talked about. This is a storm mode and you want to make sure that you are able to get the care you need and you're not going deeper into debt. So I'm oak, with this setting aside, what I don't want to do. Is you start to this kind of how to control any just keep saving and saving out of just fear of the unknown, because I was this dead paid off with medical debt? The good news is, you may be able to negotiate this and my John saying they may be cash discounts could be hardship programme so you can work with that. The but before the other money too so be investigating all my options and really trying to fight all this medical dead, because it is one of those debts that you can go hey. I know, have eighty grand, but would you guys take twenty two? And be done with this, and a case. They may say sure will do that, and so, if I'm you guys, I'm still gonna put as much put as much money as I can on the site

to pay down the debt to cover all the health care costs are involved, and I hope- and this is a season and not a lifestyle, because if it is tat we ve gotta make some moves. We ve got a still paid on this debt. You guys have a that income and so make sure that you're doing a budget are currently doing a monthly budget. I know your new to the plan. Are we actually just really started hammering out riding it down everything this money, gray ass. Well, I want to give to you guys, subscription to Ramsay plus and is our online membership that walk with you. You have the every dollar plus budgeting tool that will help you put a plan to paper for where money is going, it's gonna give you access to all of our courses and online content like financial, patient, versatile, so do that together and maybe I'll give you got some hope, some vision, some clarity for what to do with your money and your life. Has you move through this storm- you guys are so sorry to hear that yet hey Melinda is. Is this a terminal diagnosis here, or this is gonna, be the rest of you, the museum of years and years and years of this.

It's gonna be years and years and years of an ogre swords and it's not it's not a terminal dues. ass to cure the suggests. Part of our physiology, not criminal. Yet ok, see I just like it may be that you and your husband Sedona say: do we need to go, get different jobs. We need to go, make a different amount of money like this is a recurring expense. It's gonna be a part of our life forever, but I dont want to do is concerned. you to rack up medical debt just indefinitely Europe saying here and that those are hard conversations to have, but it sit down one of things. The budget forces you to do is look at the reality of the life that we are living in this house too big this house too small. For to live in downtown New York me to move to Nebraska, kill we love or jobs. We make a hundred grand. Is it true?

my go, get a different jobs? Gonna make us more money or Europe, you get him drive net. It's it's a truce telling agent a budget is and if you have a k and you go to the House- one say: hey: we literally of ten gave to our name. Would you take that in for this. Eighty thousand, a medical that they may say. Yes, and if that's the case, I would give him that ten grand and you will be freed up from all of that debt leaving you with it. Small car loans do loans to clean up and that's gonna really give you got some peace as we move forward, because you're not gonna, be so reliant on income. When you don't know anyone anything, maybe that I have never thought about, that might be a great and what a great move, but it big take her statements say this is all the money that we have and I want it a thousand dollars to make sure I get the lights on in my house where you take this in exchange for this medical debt or what's the number you give us a number that we would like to clear this up, but at the same, You gotta know that in Timor Montier going back for another MRI through almost after that you can anachronism MRI. So again, it's about.

looking at reality in saying how does, but where we're living match up with our financial reality tongue. On our friend Austin, now screening, the phones there will pick up he'll get you connected with Ramsay plus get plugged into that watch. The videos do the budget. I hope that gives you guys a little bit of peace, a little bit of control over a situation that is out of control right. This is the reins, shall welcome back. This is the Ramsay show I'm Ramsay Personality George Camel host of the fine print pod gas joined today by Doktor John Bologna, best selling author and host of the Doktor John Bologna show Blind

com, one hundred percent, satisfaction guarantee means, even if you miss measure or pick the wrong color. The remit you're blind for free, you get free samples, free shipping and with it promos. They run every single month. You ll save even more, you Promo code Ramsay to get the best deal. Today's question, from Jade in New Hampshire, Jade rights? boyfriend. I do not agree on money on twenty four and he's twenty seven. We ve been together for three years, Constantly fight, because wants to spend all his money and then my money. Instead of putting some money and savings, I try explain. We need to be financially stable by budgeting, but he says we are young and shouldn't worry about saving money genius I've already started retirement account and I'm currently debt free should we break up, don't agree on how to spend money or my being unreasonable know. You should break up because you're married to an immature, I mean you're dating an immature child care.

Dating John there's somebody red flags year for a girlfriend and boyfriend, and he spending her money and therefore I tell each other what to do with their money and there to be financially stable. My guess is their living together, based on justice situation, right, there's, just a lot of mass going on here and It's not looking good as far as the long term outlook of this relationship. So let's go through this. We cause we fight red flag. I dont want marry some by that we constantly fight during the great years and we're dating. We both still love each other right who appeared on the very can fight he's. all his money image, Child cannot act as none of the adult discipline to say I've. Tomorrow's gonna come the month after that's gonna, Next year's gonna come on Easter planning. Take your money dancer number three is now is taken stuff. It's not his and is taking it against,

your wishes. He is is crosses bashing through your boundaries. To get some of what You have already said hate. I wanna play a long term. I've debt free retirement account and he said I don't care what your boundaries are idle carry your wishes are. I want to feel good now, and this is going to come up with rage. Kids by the house, live in a certain town. I don't care what job you want. I want to state omen. Run run run and then keep running your worth? more than this jade. I gotta give proof to us run in the graphics and the booth Lee with lower through for this question, says: should I dump my yolo minded boyfriend? The answer is yes, and when you put it that way, I'm just gonna say yes without context on that question and that you are here as boyfriend, They're, not married. There's nothing to fight for here foreign, twenty seven you'll be ok, I think of get on the same page about your financial values. You

find someone who does have those values. Anonymous is David about financial. Those, it's about respect and dignity yeah and this man is not treating you with respect and dignity, respected Dignan. Is about? We can apply together, so we're going to sacrifice the yellow now for safety. Security down the road. It is what are you? What make you feel safe. What's gonna make you feel loved in this Cares about. One thing spent in everybody's money is twenty four. He has twenty seven and she is still dating a child ass, not ok, time to go. Jade. Sorry, there's other men out there for you good luck! All right go to the phones. This our Natasha joins us imbued Montana Tosh, o welcome to the Randy Show Inkyo. How can we help today. I am actually calling for some advice, regarding my mom by Dad diagnosis diagnosed pancreatic cancer in November of last year,

and we lost him. Eight January, it's been almost a year Natasha, I'm so sorry, both his name. Thank you. Large awesome guy, yes, fantastic, I held was. He was fifty seven gosh. So sorry, Natasha Eggs, that's ok! one day at a time play. That's exactly right. How can talking here now My mom, though previous to him getting sick. They had thought their house and Started building a house on a piece of property pretty remote and they spent five. Building it. a building it I mean building it like they handmill very piece of lumber and mouse ends. A true dream home yes, and he had We wanted to build a house. He had never built the house before when he passed

My brothers and I and my husband and I hope, my mounted and shut it wasn't a quite done yet shoot listed it this summer and then put it down. emotional has been very difficult for her. It's worth about. Two million dollars, I house and then a cabin in fifty six acres in house payment is rough. two thousand a month, and she would. Two hundred thousand in the bank- and she just cannot figure out What the right answer is whether to put it back on the market. He couldn't make it work. financially to continue making the payment she's been doing Urban II on the cabin on the property. He's looking at a long term, rent or now, but mathematically an emotionally she's having a hard time between the two and I can't give her advice, because you know we have

often we could on the bill than theirs. A lot of him tied up into the house so does not allow others is entire spirit, is woven into the thing literally that the nails and that in that homer hammer by ignoring this is different. Nor normally you you doctor- apples and they met with architects and picked out fixtures together an end this different. He built this thing No, let's take the, and this is hard, and this is even be offensive. The west say this, and so I apologise has done, but let's take the emotion off a table for second now that if you want, but I just can't do thunder, I gotcha gotcha, your mom. opportunity with two four thousand dollars in the bank, which he by a two million dollar property to become a landlord, and me Fifty seven acres in a couple of homes on her own in them

the wilderness in Montana, now probably not in so that's that to me is the answer to the ongoing. Do we sell this or not is What is the life we are trying to uphold in the fact right now. It sounds like she's trying to hang on to this incredible man. Build this home that set them on this today plants. I did a vision for the lot back, half of their life and it just it was actually gonna be a glancing and campaign operating. Of course, use can be made a mean, God Almighty, unjust, I'm thinking about what an incredible dream that is it's always separating the fact it he he is deep within her in her heart he's a part of her? at the cellular level. He is not. He is no longer in this home and being able to pull out apart and say

What would you want me want me? Take the equity this home go live, our dream. But what am I? What, what's my dream, gonna be in so getting her to say. Ok, if I, if he take him out of the picture, I would go by two million dollar property that I can barely barely barely afford and run even worse it's over my head. What would I what would I do Where would I live, move by grandkids, regular condo instead and take a wild vacation once you were there like when my husband want me to have two million dollars in the bank. or do you want me to manage a fifty seven acre property on my own That's a question. I would ask it guess is, he would say They take the money. Go, do the thing you ve always wanted to do right. He told her. The end, though he did to me, he's already freed her. He asked yes

So the thing I always tell folks is: what's the best way to steward this money. When somebody passes It sounds like is hard as it is the sultan. Come here will be going to sell this thing.

two million dollar buyer. If you gotta, two main dollar person is going to take it up her hands. Only in that direction you get a grave. This maybe do a ceremony commemorate while was do something special, but we got us for closure and move on and they go build a beautiful next chapter. So sorry for thinking about you just scripture the day, collages three forty above all, closed yourselves with love which binds us all together in perfect harmony. Nelson Mandela said: may your choices reflect your hopes night.

I love that a good one I open phones, us our Anthony, joins us in San Francisco. California, Anthony welcome to the Ramsay, show my job by George thanks for heavy absolutely. How can we help here? on twenty nine years old. I have a girlfriend without it in each and we went to re Highschool sweethearts Amber equally Werner kind about hard place figuring out. The next direction within the next two to five years Let's get married, you know for having kids in a house and all in California, but then we have our own stated that and I have a copy and just They want the direction on out how we can start to approach these ok about steady at home, approach what things supports. Your financial situation are just build a future together.

your marriage question or money question, or both. I guess it's a little bit of both for me, it's more you're, taking care about finance. Its first said we have to talk. Marriage already year after year, just and regulation should really strong, but obviously you don't want to jump into thing getting married in housing change right away because we're both coming out of college that I guess for me- I've been a lot better pay down, because I got a job right away high school and then she, pursuing need medical field, so it took her to get the schooling and things like that. But how long been dating We just hit our eleven years. Few days ago. eleven years and we're still just taken its low brother. What wait on. I think it's more, I think worth more so than the money wasted money. I'm genuine nature is really the money. I don't I tickets

in difficult living in California, especially and just area travel just trying to make too lightly I guess you can t you can get married in that deal together down every what is theirs thing, there's something bigger than this. What's the hold up, you're, not the one Definitely she's the while I just wanted to make sure there is financially stable. First because she's coming in right now out of college Kay deaf people Miriam was dead all the time it doesn't. It's not affect your marriage for on the same pay yeah. Then you should work together across this thing out there. something else it also now. I think to conclude, I was paying off my college that uses hard to kind of. I guess support at the time, because when she was living with me,

are you working China might get down, keeping up with the interest rate before covered enough and then might himself at the time a choice? I shall not a car coming out of college that didn't help And then she was going back school and she didn't have a jobs. I'd been kind of helping support her to the loss of three or five. so are you waiting until she paid guy gets around a pan, her death off? I get before we identifying house that aspect, but we already talked about I'm getting married next June, twenty twenty three and over the side just saved enough to pay off. My back really care was delighted check today, site. I've done that over the last eight months, and then I just now that say before our very eyes

I can get the next three much I'm. So there was my plan to propose this year and next year be kind of move. Everything full fledged, though, had gone after that, but I didn't take. The time is right for both of us too, to tell you I'm gonna. Can you I, like you said, but yet you, may you this is so much semantics right now, the only thing I'm here you say as you want her to pay off her dead, you use that money you ve worked hard to pay of yours is, she is gone? do you feel she's pull her weight? Young man, I gotta think download. Doubtless she was still doing school after calling you want to be a doctor. So after she graduated college. She took she took a year off because she said colleges Craig. You said it was five and then in the neck,

two years she was going back to school to get her JP acres when she applied the Med school. She got rejected because her great uncompetitive, so it took about two years to take more classes. She then we apply to net school at a lower level of a deeper level instead of an came about but rejected again, an ash is applying to these men. Schools in cycles, its once a year, and you don't know the decision until the year after that that finally caught up to a year after year, now that we turned twenty nine Edward Poaching Arthur it can't. I got your luscious you'll start getting swollen, so she's kind working at US yeah, they tie in hopes of treachery appeared school, a physician, assisting a school Linda. So we would. We could talk about your future. Here's the thing your has been rolling for a long time

A long long time where the island acknowledge it or not, you been together for more than a decade ago, they're playing house for, however, many years you either knows the Prism Mary Ann I'm into this or it's time to move on? You say you want a mere great its awesome Take all of the I don't know. I'm just think brow you're in get going, you don't say it like. Just get a move on down the road Anthony, I feel like you need a little gas in the tank. Man like you just got a man up propose, next month or do pay off the dead today get your emergency fund in place on when you guys are married. You can tackle that her debt together, you do together and you're gonna be fine, but sit around waiting and making the oil, the n o monies when monies less tied, maybe I'll you know maybe I'll get around to it, but that's the problem plant house, you don't feel any urgency to make any real big moves and see cottages meander through life, and you look,

but it's eleven years later or look surprised the Cisco, serious, very twenty nine man. You act like you're goin on fifty Ike, while time's running out how to sit around and keep waiting so ethics, makes you get off that be differing today, yes, would feel good yeah Yes, it'll feel incredible. can you and your wife a billiard spy So you're your girlfriend were the outgoing, J p tomorrow get married colleague it They will have a majority later, it's covert season Lesabre. thousand dollars and a wedding endless go get married tomorrow and will call a good ok. So then I guess after that you know. Does that mean? I guess it was part of responsibility to kind of stay for a down payment, because she was gonna work on using her money. Today, it's gonna be long they'll. Probably all there will be. No all your lies in the singular pronoun us. We there's no legal. She does the dishes- and I say that for the downpayment and then you guys

I guess I d ever I'm page, yes same team and that's when you would combine accounts, that's when you set goals together, you have a vision for your life. What kind of life do we want to have great? Let's knock out your debt, let's get her murders he found in place but say for the down payment on the house. What's invest. ten percent of their income. Let's become millionaires, do whatever you want to do, but you gotta do it together right now, it feels like your kind of its tit for tat. I which she took her time off to save up all the money, and then I had to do, that's relationship at marriage. Young people are struggling, somebody else lift their arms up and then somebody else is struggling were there to support each other and work alongside each other were both doing great, though You can really make some progress were both struggling. We struggled together. That's the whole relationship, that's what man you don't want to say it, but you don't think she's pull their weight over the last eleven years. Financially, oh you mean so we get married. I asked I discovered I gotta save up and by

right now. This is a roommate with benefits at yes, if you're the only one working ass. If if, if she's got a full time, job optometrists she's got begin to your. Both gonna pay off their debts, you're both gonna save up and this house pills, often goes back to school, she'll go back to school man and you will help support because you'll be her husband. You'll in a relationship with their man. You got to change the way you look at this. Will I do and she'd you're doing this to gather

man to good. Where John came to hear more from you at money, a marriage is a great pity. You and Rachel crews are gonna, be doing that February. Whoever the arc of weak so go to Ramsay solutions, dark, competently, fond of an opportunity from home phone show. John! Thank you. So much beg you really big shot out to Ben Hill, one the board today often Selby on the phones Kelly Daniel produce Brown back there, ok to run in the video sites, Zack on graphics, all the through. That makes this happen. We just have to be here to awesome. Thank you! So much America will be dealt with before you know it. Until then spent wisely save intentionally and give general did you know you can listen to the Ramsay shown your smart speaker just tell Alexa, Google assistant were serious way. The Ramsay Show podcast check at all. Ramsay network shows on your smart. If you're looking for fun and practical ways to save money in your everyday life, you need to check out the Rachel crew show a podcast from money export. My daughter, Rachel crews, guises rates of crews and I'm so excited to tell you about. My party- has a lot of heat, darling, paychecks paycheck their end dad. You don't even know where to begin that they have this, need this money to get in control of their money and is that you have come to the right spots. So each emphasised during at a time of inspiration and practical advice, not subscribe to the Rachel crucial podcast, make sure you tonight you're more from the Ramsay network, including the Rachel Crucial wherever you listen, the pod gush pay its James

producer of the Rams issue, this episode