From the headquarters of rampant solutions, broadcasting from a dollar car rental studios, it's the day, Ramsay show what matters now is gaining in paid out. Morgan has taken the place of the Bmw status, symbol of choice, Christie, Ride, Ramsay personality Number, one by selling author is my co host today here on the air open phones AAA two five. Five, two to five that's triple eight, eight to five five, two to five big

Christy, yams or something you ve been working on for six months or more yeah year. Almost, I guess in total the new Christie right devotion, living is true forty days get back to you goes on sale today, yes- and this is this- is here- because you know everything that we do a run here comes from a deep passion, a heart too people and one of the things that I I've found in my life Dave at different stages and different seasons. Is it's really I feel like I lose myself, lose myself in my goals or my season, certainly and motherhood you're, just so busy changing type and getting sippet cup of milk and the type of thing, and you look up and you think I know I'm in my own life- and I know that sounds weird- maybe disseminates never experience that, but I those same words from thousands of women. I feel it lost myself, I just want to get back to me and so about a year ago, whenever this is really on my heart, I just It's all right. It devotional on this topic, and so this this journey

this forty days journey in its forty days, which is good for a busy mom z, woman, that does it have done for three and six, maybe even want to commit to three and sixty five day devotional. It's a really good, opportunity to reconnect with who God created GDP and saw walk them through four since these are the four things I thank God gave me to help women get back to themselves. certainly for me as well nets who got ass, who you are where you are? in your season of life and where you're going and what he says about your future? And so we walk through each of those ten days on each section with the goal of not only getting back to, who were clearly to be but get closer to create, in some so excited to have it out in the world? It's it's! It's that exciting. We ve been working on for a long time and out vulnerable and and so we have available in our business boutique event as well, and so women were getting their copy but today is officially launched living true forty days to get back to you, you get it on Amazon. You can get a dive, Ramsay dot com, you can get it a business, boutique, dot com,

and you know what has this year is most of us have had levels of experience, but most of us have to some degree or another at some. loss in our lives that that you feel are you feel on tilt yeah, you don't you don't feel connected and economies from your power collusion You're gash in your tank, when you think when you took tilt over the gash bills enough, like you, lose some other answer to get back to you. To God in the process. Is those type mecca? We give you confidence again, it does, and this is its because you know when we dreamed this up. It was spring of two dozen nineteen and our roads summer of two dozen nineteen, of course we had no idea when I was writing this. What this year would hold and now more than ever this year, so many of us have felt that we have had our world

sat down whether it's a job loss and you're, going out on a who. I am outside of this role that I've had for how many years or you know in the spring, when everyone's counter was cleared, you have this identity crisis of who am I out of my countered commitments and productivity, and so it's just that timely message of course, and I would have known this when I rode at last summer but gosh. I just feel like that. It's God knows the timing as a people need- and I think it's more important now than ever, especially this year, where we have lost a sense of herself in this crazy world brochures Ramsay personality, the brand new devotional first Devotional, ranging has done with other, like you for letting me do this really big deal forty days long, forty days to get back to you living true on sale, starting today, briefly give me if I'm shooting out there and Uno Christie Right, has the big time, huge glossy, wonderful gold planner for twenty twenty one.

Yeah that we're? Just about sold out of breath? We got that. How is that different or in life? If you hurt all of those things in your thinking. I don't know I'm a little confused yeah, so they really have different purposes answered. The gall plainer helps you to executive says it helps you achieve your goals, helps you set goals and work on them, throughout the year, in addition you putting those goals on calendar on paper on purpose, though it's a calendar planning a time tool. That also helps to achieve our goals. The devotional is, quiet time. This is your fifteen minutes before the kids. Wake up and they take five minutes to read of scripture to journal to pray and some quiet time to reflect on who I am and what gods telling me about myself and about him that has a different. It's filter spiritually, whereas the goal planner a tool to help you playing your calendar and reach goals absolute showed living true for days back to you is the devotion,

and the first one Ramses Don. Certainly the first one Christie has done and saleable right. Now you can order it today. And from us. Dave, Ramsay, DOT, com, Christie, ride, dot, com or business booty. dot, com or, Amazon wherever great books or shovelled. You'll find this thing available, starting today and, as you said, a few people got hold of the copies of business boutique last weekend, but they were the ones that attended business boutique, so they gotta lecture special. Thousand alight getting the thing off the shelves low, quicker, so good staff, so it's gonna, take put out a couple of non book books, a sharp fall, I quote a book but they're both Berkshire, both pretty cool stuff and people a lot of options show ways to keep their styled in an end and focused in crazy year, I think we should

one would like a doctor firing sampling right. What really connected that we get poor like mask jokes and covert, listen, A paper, I think it's too soon, frustration, but maybe Maybe I'll do that for as a new year's gag varying out, or do they not be ready for wanting to sell little dumpster fires of some little dump for toys or something to be something we can do to celebrate the end of this year, a fifth oh, my car that cannot think of a I know I have not had a year that I wanted to end any more than I want those wonder and I'm ready, for twenty twenty one, Twenty will never mean anything good. Like twenty twenty vision, I want one revision ever again, hindsight twenty twenty, you can't say that anymore. You know you should the number, is ruined up. It's a rule,

number. So in the midst of all that manure there, some wonderful flowers coming up and living true forty days back to you is one of them. The go planner is another both of these things showing very quickly. We launch this week, your cruisers new wall, I e the higher experience with the built in envelope system and made by folks in India who desperately needed that job and the company. We work where this incredible in giving folks opportunities and a really things rolling out right now in time for Christmas and an opera steam has done a great job, getting their work done during this covert. When lotta people are working can't get stuff, Shopton Supply, change or I'll screwed up and everything else we ve got the stuff in stock may run out. people are violent, like crazy put, but for right now, it's all in stock and rating. We are planning a piece of this we're ready. We good stuff Christie, Rye Ramsay personality, my co host today here on the air. This is the Dave Ramsay ship.

as we continue

If challenging times, I hear that a lot of you have been calling Zander Insurance to see if term life plans are still available. The good news is that the insurance companies are starting to loosen up the restrictions. So if you haven't dealt with this yet do it now. Let this crazy season motivate you to get your priorities in order and check the big things like life insurance off. Your list rates are still low calls Zander insurance. Today, eight hundred three five six forty to eighty two or visit Zander dot com Christy Wright, Ramsey Personality is my co host today, open phones at eight hundred and eighty eight, eight hundred and twenty five five thousand two hundred and twenty five that's eight hundred and eighty eight eight thousand two hundred and fifty five to. Five, isn't Mansfield Ohio a bill! Welcome

they ran. She shall be Christie, as would honour Don t. You do not let up question. I had a question regarding license. I signed up for term life insurance through my work. Because I offered an excellent prize last year and there never company merger this year. So what murder. I got a letter in the mail, moving my term life insurance to a group, a universal Life assurance programme. No, thank you. Where do you guys talk about that sucks? Reading sound similar to a whole life? It is because there are three types of cash value and that build up savings inside the policy because you pay considerably more for them, put some of the money and saw the policy call cash value the fashion. The worst is whole life. the medium is universal life

the year the best of the worst, and they all three shock is variable life universal- lie our whole life. They just the money in a mystery account and when you back the numbers out or whole life it ever just about one point, two percent and when you die keep. The savings account only send you the face value. Virtual life, is invested. So what an ten stood test to create about a four point. Seventy five point two percent rate of return on average. After all the fees- and I quote you bunch of crap higher than that- but net of fees- what you actually end up with when it's over is about four point. Seventy five point and the problem of universal life is the image it actually separates inside the policy, the insurance costs and your insurance costs goes up every year, which means of Europe the same amount. The amount going into the investment goes down every year. She, what I'm saying here is terrible-

the answer, then, what happens is if you live long enough. The policies that self destruct, because sure you're, not even paying enough to cover your increased insurance costs, because you're not paying ensure seventy two euro and your turns goes through the roof and not only is it eats up the savings that built because you're not in paying enough to cover it. So it's it's worry. nasty deal. Then the variable if they actually invest the money in a mutual funds or give you the option to inside the policy. and but the problem is the hammer it with fees and when you die, they keep your money. The biggest problem, with all three she is whatever in you pay exe that goes into the quota, unquote air quotes, invest cash value inside the thing we die. They only pay the face value, and so the extra that Europe the create. Savings always disappears at death and so just stay away from it, and by the way you should not have all of your life insurance. Even if it's a good deal out term at work, because if you have a

of problem. While you work there and then you leave most of those all ninety eight percent of portable meaning you can't take it with you. So you get type too I beatings, while you work there or cancer and the recover from the cancer, but you're not incurable, and you leave you. Get you don't have insurance. Does you can't get new insurance or not ensure a, place. You used to work at keep in other. You can't take the insurance with you. It's not portable, so do not buy you can buy a little bit of your pop your plan or whatever it is. It's a good deal and term at work, but always go to someone Alexander Insurance in an own, your policies, independent, then, no matter where you work or no matter your ensure ability. They stay in place because that's a big deal Lahti. choose those options day like if there is like, like universe. I've never heard of that option universal. Why would his company do that Why would they go to that versus term, but a result by the insurance company insurance companies make brazilians more dollars on that The term policy for Europe for the same amount

average thirty year old, for even by for five dollars or by four hundred dollars a month and extra. Ninety five dollars is way increase, profit, obviously and it goes into this investment, shall we just help? He will be Five dollar and equivalent of one twentieth whatever it is? You spend a hundred dollars or you spend a thousand dollars whatever. It is right and you just don't, do your investments inside of an insurance policy and the only reason Companies would do something like that is their benefits person or their insurance person makes a lot they insurance Paid on the premium you gotta percentage, She is a percentage of the premium Kosovo's a higher premium more money- and this is true T times higher today, just sedated sold them on the idea that this is better for their competent Herbert as it allows the employees to create savings, and that's about all the h are director that bought it under the ATLAS that I really didn't understand that this is like

The payday lindore the Middle class, its renders well that's so hard about this whole industry insurance in general, but specifically life insurance, there's. So much fine print! There are so many loopholes and complicate the average person. Does the average person doesn't even it's just that don't understand how it works or whether painful they don't even Then the right questions to ask, I know that's why I like, I think, are- are banned, and our eel. Peace is so important to have people in your corner that you know they are trusted. They are vetted they're going to guide you in the right direction, because the average for I am, I mean cured still overwhelming to me with all the the way they talk. In all the legal again and and the fine print ass. It can be overwhelming. Well, one thing for sure that life insurance world knows how to sail value and but- and I ve had, even though its become you know, if it's kind of been exposed fraud that it is and that no one outside the life insurance world thinks it's a good, but the only I'll. Tell you that as good a life insurance people, but again

They he they one of two things: either understand it nurtures crooked or they just don't and with their selling either, and that's what you entering a lot of people have been in the business for three months and I just don't want their top right right and are shown to there's so much fear tactics to an advertising, as just I mean I've seen so many companies advertisements, like the fear that they put on you, that that makes people risk out of that you're gonna means that have just a scary Jason Atlanta, high J, welcome to the driver data increasing right. How can we help while they were in need of some mortgage pay off directly, nuclear honesty we're ready. Sir John you're only going today you did, it should move to pay off the balance those hesitated a little caricature called they'd suited thanks. Can somebody on how much beyond the mortgage gesture to succeed

fifty nineth and you have the money in the account to pay it off. I do and how much money other than that. Do you have that illegally, forty thousand, nobody I got your fifty chill turmoil, as were against, yeah just exiting- My position is technically I had employed or yonder. So do I, but I jumped back into the market at some point, but I'm I haven't decided that there won't be anything come in any for a few more. at least now lobby. So I think that my hesitantly maybe it's because you are without an income if you want to sit on the cash for a little bit. That's fine! Conceptually, though, if you Lloyd would you have had the hesitation. now you're talking to figure out what you They want a couple of months. Sixty nine

land on it and I got a few and you're gonna make a couple hundred or more right. Yes, now what you make before two fifty plus, what you're, what your field they're, ok, so this is what they can do. This again are ripe, yet on the right place. The right group of people do not deal with a bunch of idiots, and you know it all that continued land again and cash to fit a chip again and go go, have some fun with some people. You work with right yeah, but you know you're, not gonna, jump you're, not desperate, you're, not gonna jump into a toxic situation. We got apology, If anything happens, you can reach over pay it off instantaneously. I'm ok! You sit on it for sick days while you land somewhere, but over open your life if you are employed by the stupid thing off in your credits, good right, namely

you ve got good credit and you got a job and you pay off your mortgage and you hate it. We'll get you another mortgage, but nobody returned thanks for the gall brother. This is that I ran to shout

where's your eye Ramsay personality, as my colleagues today here on the author of the book business boutique, a number one, the seller today launching living true forty days to get back to you a forty days the that you can pick up a diversion. we dot com or business boutique, dot com or anywhere great book threshold, including Amazon, Coal is whether China calls in Colombia South Carolina Heineken, welcomed that over amnesia. Thank you Dave and could be thinks that it My call sure. What's up? Yes, I need some advice. I wonder, would it be shouldn't to change careers right now and during his pandemic, right now, I lay medical records specially. I work for companies that contract with the hospital, now, the work environment is really hectic, and I say that because the new

One is largely has does not want to do her care, though legitimate, or must we do the task that she doesn't want to do I'm really think a lot of job, but I really want to be in a boat. I've been working spill during its culture, its largest wonder. You ve gotta, be the right in August, Conaway it out. O Connor goes over yeah I'll dump inherent column and I'm curious. What Dave has to say. I will tell you that this we can gray. This is all lasting, a whole lot longer than anybody thought or wanted. So I think if you are miserable, in your current job, you do need to think about your options, because, if you're waiting until this blows over, if you will it it you might be amiss for quite a long time and even by definition, what we, what we ve been mean, but things getting back to normal. I would be cool. though just a nature you do. I would want to be I would want you to be careful not to

go to another similar environment like I would. I would really make sure that whatever you're looking at it just a shiny new thing, but is it isn't we are better thing. It is more money about reschedule better culture baggert, but our leaders outwood, once you do your homework enough, where I wouldn't be his word. changing careers during a pandemic. You can change curse development pandemic amended. linear industry. Things are still happening, but would be cautious to make sure you're not going to a similar type of environment. Stress for toxic or anything like that. So we just want you to really do your homework and put a lot of thought in that, but we would say that whether it's a pandemic, so that we will be caught. My my stay for what would you what? What? What? What do you mean my ear nearly salary I make around, nine thousand shores turn that you went under some interviews and you did what Christie shed Euro checked out the company and you checked out the leadership and you figured out. These are good people.

Much better than the slugger workin for and so you know you get up a person is actually knows how to lead, and it isn't just them a balls. and you're gonna go into a good quality environment and they pay thirty five thousand dollars. Who cares if there's a pandemic, you would take that job right right should go find it. The third aspect I really either, but it's my first am I really like led by leaving like my previous job, I graduated college shown you know that you're, not a job, and I personally this is a new experience for the microfinance yeah. But the point is, if we're not saying in all this driver me to run out the door and when Muharram far and no no way to feed myself, we're not do and I had a shower jump off the till the new and pulls up If you're sitting in a bad rowboat and a really nice yacht pulls up

get on the yacht girl right, that's definitely is that true sold on matters that will you gotta make more money in a better situation. There is not a situation you wouldn't like that job and I would ask you to one things: to helping to call is is try to define what you're afraid of, because found is, is a lot of them is fear is like this lurking in the shadows. We never define it, and so it just always haunts us like. What are you afraid of Afraid of going into situation where it's the same type of Roma cable. To do your research to avoid the I'm afraid of not making enough now USA, Montoni, ok, we will find a job that you make them more money. So if you define your fear can be one of those things. Were you create a plan that guards against it does not want the things that has to haunt you and keep you stop not in an industry that is very

stable or uncertain right now, you're in an industry where there are jobs and you are needed and and you have the ability to change that and get to a better situation, hang on nominal Kelly pick up or give you a copy again coalmines book, the proximity principle, which helps you look for a position the proven strategy that will lead to the career. You love and jump on king what website he's got a bunch of downloadable stuff to help you with get your foot in the door. Help you get to interview help you handle the interview. We got all the stuff in there for job HANS and unit up in there and get all that going, if you possibly can Zack as in Grand Island Nebraska hijack where you they run good great, come out. I got some questions, after twenty five years old I am I have about sixty thousand invested in my borrowing. Can you do

work on my best, fifty percent of my own com and then they'll match basically it and that they match six percent. On my It is on your calculator using an eight percent annual return and what I'm investing your calculators, as all, we were in the neighbourhood of ordinary scholars and then through my works calculator and have it set on the grounds that they say that the earth by seven hundred fifty thousand the anvil returns. I've started back in twenty four if he had been told point to five percent while visually your work. Calculator is doing something different. I dont know what my guess is its inflation adjusting and ours probably not honour which, when we get several calculators on our website, not positive, which one, but you know Interest is real and, and

a good rule of thumb. For you, ok, of seventy two is a math knew a nuance in mathematics. You can take the interest rate that you're getting and avoid. in the seventy two little girl you, how often that sixty will double. So if we just took the sixty you're gettin, ten percent. That means over seven years, gonna double seven from now you would have a hundred twenty? Seven years later, you'd have to forty seven years later, you'd have five hundred seven years later it a million. Seven years later you have two million, and so that sixty could account a lot of that four and a half easily in your situation, I can tell you again raising it percent rate for a seven year. Double that just to do it in my head was getting your without a calculator that too. Me right there that you, the four million, probably closer and its deftly, not seven. Fifty

but I dont know what weave included with particular, which one of our calculators you're, using when using the one on Ramsay, plus or mother ones, over the smart, vesture section or whatever, and I did have one up. years ago, that was actually calculating it wrong and so I hope you found that old one summer, because it is wrong. But the point is: is this and fifty is not right. I'm not positive for fifty years without sticking in a calculator myself, but it sound too far off it's very reasonable. You are aggressively saving your saving a lot of money, you're young guy. It wouldn't the unusual for you to be it. For me, here is the point of the whole thing, though not a panic about it. Goin, investigate and learn, what's going on as an intellectual exercise, but let's say that our projection on the calculator and you put it in an eight percent was four million dollars. If we're half wrong you're, ok, dude. Should we not want to get too no doubt about this and if the projection,

ten million dollars or seven million dollars in your ass wrong? You dont want to be fifty two seven fifty wrong now. That would be enough family into some very wrong. That's ridiculous! But what is happening in the real world. Is that none of these projections turn out because life work exactly on a line here, come goes up on a curve the my change jobs as a better match or worse match the investor. at your and my do better or worse, relation right right might be higher or lower the economy, my boom or slow down all these things are gonna help. You are gonna, help decide this number, and so after you start regulations or must have one? I was thirty and they worked out? I'm sixty but a lot more. Because I wasn't making more than I ever dreamed. I would make, and I was investing like a crazy man being outrageously generous, like a crazy man, and you can't tell ex gonna happen so taken

good shot at it, the good, an intellectual about it, but don't sit up at night and ring your hands going. I don't know, I don't know that of dread. Man, that's there's! No peace in that going to figure out that you're gonna for five million dollars and if you're half wronged you'll be ok. This is the day Ramsay ship

such are the biggest things you got your saying, you need more help, while this community and your money Ramsay Flush has both financial Peace University, the class, the teaches you how to handle money, the right way for people just like you and you get the premium version of every dollar and you get our new by. Stop tracking up and you when your membership to this? When you go to ram she plus it has a free while going on, if you got Ramsay plus at Dave, Ramsay DOT, com, slice, F, p you for philanthropists University, they rams calm. Slice appear you, you can get a free trial now, while you are in Ramsay, plus our law, stream of are free, you ve got a massive live stream. Coming up on November, the seventh, the fur,

time. We have lodged room the smart conference. This is huge because people have access to it that have never been able to travel before we haven't been in their city or close enough and they're gonna be able to have this whole day of encouragement on everything from parents. Marriage, personal d, meant inspiration, money, of course, we're gonna helmet and it's just amazing to see how, when you get new information You literally contained your life. We see this happen all the time. When you get new information, new inspiration about different areas of your life, you can make changes that truly change your life and I'm getting an email from our S. Rp of live advance he's telling me we have room here. We have alive audience for those that that out and about beyond our scared, knowledge, Conniston we're We ve been up alive audience and on its pretty shrink amazing. We are gonna have the ip over worthy. Personalities all be there that night right the night before act right,

all day long, we'll do the Smart conference you get to be a part of that If you go to day, Ramsay, DOT, com, slash events, we have like sixty who sheets lifestyle. For that. I would I think we would Angelo but shocking, but slowly where time out there shall from folks are more afraid of things than others and so forth, and you know we're not being close we're not doing weird stuff, and if you think we don't come it's ok! You don't come back. And allow stream or don't watch at all or hate me or whether we want it. But this is what we are doing and how in Nashville November, the seventh we're having this amazing event, and we have sixty two seats left right now. It includes of ip reception. I'm running his email Friday, night November, the slick so MEG maker I'll, be here all the Ramsay personalities less pair it'll. Be here it's an

all day long about smart coverage and by the way, if your rooms you push member, the live stream is free, but if you're enter and actually joining us in person and including that vip there can be some photo ops, Smeaton greets outcome. things going on? You might want to get your picture made with someone like Anthony only dollar, Rachel crews or Christie, ride or launch picture with me, because I that up on the refrigerator, keep the bugs kitchen, but so, if you're, if you're interested in that go to Dave, Ramsay, DOT, com, slash events, ISIS, act. Almost as I finish saying this, those sixty two seats are gone yet. Another thing that I want to point out Dave is, I think, for some people that may be listening that no eyes for these big massive arena events. I just want to go hand, paint a picture for them. This is differ This is a small group. It's almost like you're coming into our home. This is actually an israeli people. This is eight intimate per no setting where you get face time with us, where you get to be a part of this small groups, we're doing

different this year, as we know- and this is one of those things and so be in the room. It will be a small group that we are going to get to have this experience together. Elders live arms are these receptions at all these botox. All these spun things that you don't get to do when you have a massacre. And so there s a lot more opportunities. More conference over the years has been eight thousand people, an arena fully at our normal, more conference in court will have that many online viewing it? If you want you online, there's tickets available online we'd love to have you do that and again, if your party She plus the livestock is there as as a part as a membership benefit if your member Ramsay Plus, so that you can go get your ticket framing get your ticket for a seat. You can join she blushed and you'll be able to watch it free. Any of these her, and all of these things are available. We are in the business of helping you and smart conference. dont know is arm best singing. one day a ban on the planet? It really is less parent. Is it

of his game on marriage or the top writers and thinkers or marriage MEG maker on parenting thus in our specialities along the Ramsay Blossom along the ram personnel, and I will be wrapping up the day of course, now be conall the host as well. It's my place, my brand and all that going to learn together how to have a better life and when you speaking on how to get a life, I do not lose yourself in the work you love. We talked about this and entrepreneurship summit, really hit a nerve with people call it we're time, even with my devotional, how we lose our self in different facets of our life. very easy to lose yourself and your sense of identity in your career or your business and we're Talkin get a life and not lose yourself in the work that you love. Love TAT is in Phoenix High Matteo welcome that over amnesia Are you Dave great? How can we help I'm so? Basically I'm eighteen, I have been working since I was fourteen. I started a business last year that kind of

and I'm about twenty five grand sitting in my feelings account why I wanna go Your business I make burrowing silver jewelry call where do you sell out? so I thought online through into German and launching a website on November. First good for you good, for you knew. how many what thirty forty thousand dollars worth of the stuff. You know the way now I'd like a like everything, so I believe the rocket about a year average about like one thousand and forty thousand dollars a month and the way that I take my money from my job and I my money, I my business and I trencher like eyes deposited in night can't begin time early break it up. Eighty percent of ten and can but I'm kinda than my business tango, my tracking an eighty percent. Doesn't my fate amazing.

Tell them. I'm so proud of you ask: how can we help the task? Well, I just don't want to do with it. I don't know if I should be putting in like a mutual fund or if I should be holding onto it until until like after coronas over or like really wants to do. If I can be saving it for college, you haven't you're heading the college that yeah paying for college. So I think and you re helping now, if I go to school Nevada, ongoing Socrates is through their more, I can go through our local I just call any you and do I wonder that polish affairs, those detentions, be wonderful, ok, yeah sure. What are you gonna study from off? If I go to college in Nevada, us believe it was unconscious and if I go to College in state. It will be silent and forestry

with you, I'm voting for business and entrepreneurship. You you, you and entrepreneurship are the year right now, either way. Eighteen years old, you love, and this yeah, you but I am. I am a business guy Christie, business boutique, lady current creator here so whereby sure in your own right now in that direction, regardless of what's going on so The thing you already proven that you are valuable, literally, I'm a new made money and so If you get knowledge about business, for instance, you will make more money because you be smarter about business. You know then that you dont know mail you and make mistakes and you'll be able to maximize other things right and so in resting in your education is the best investment you can make. It gives you a better mathematical return that a mutual funded, so I'm gonna get polish cash up until you finish your degree, because That's investing in new.

and you are a better investment than a mutual funds. I mean it's not. The saga has not Trying to be nice to you are something that's a mathematical thing. Ok, You understand what I'm saying yet. Would you do indifferent riskier. What would you know- and I think that a thing to keep in my first one? I just love everything about the story. I love what to go, get her. She has but she's also so young at eighteen thieves Your life decisions ahead of you, whether that's college or what you do after deported by house at some points, are having this savings that you're sitting on to just give you options. Between now and when you kind of labour and your early twenties and you have a little bit more stability of knowing what you want to do, where you gonna be in how you gonna do this business. I think it's just gonna give you that, more that much more power and control. So young and let solicitor about us and our business boutique book absolutely hang on, yellow pick up business between equipping when to make money doing what they love nor born but shall or by Christie, show definite, It's in your world wide Go young, lady, that you are a major under a rock star

fine but this hour that I've Ramsay Show in the books hey Its Kelly associate producer phones created for the day. Perhaps he show this episode is over. But if you heard about an event, product or service, it didn't have a chance to write it down. Don't worry. We lost everything you ve heard about during this episode in the pond, cast Jonah section or had every day dot com and click save, recommends extra listening. you're like you're in a rut and living life just going through the motions, build confidence in yourselves and learn to trust the God who created you check out the Christie Right show where Christie inspires, you break through your limitations and create the life your proud to live pale Kirsty right. You know it so easy to feel stuck. You'll live

just going through the motions, doing dishes, doing laundry Harpole lines and a whole list of commitments that bring you no joy. Why we live like that. That's why I want you to check out the Christie Right, so each episode will help you build confidence in yourself and the guy that created dear more from the room she worked, including Christie Right, should review Lucian applaud cash, hates aims producer of the Dave Ramsay show this