Yeah the headquarters of Ramsay solutions rather than the dollar car rental studio. This is the Rancey Show where America hangs out to have a conversation about your money. You lie January joint here by my good friend George Camel, and we are taking your calls on everything's. Your show triplet, eight to five five, two to five triplet. Eighty, five, five, two to five I'm spit a match.

my career dealing with relationships and mental health challenges and parenting, and everything we had a deal bosses you can't get along without due coworkers at her chest knots, not that I am speaking from it. personal says that fell personal John. I was only looking at you because you're sitting at the desk with me George, you have stepped into this this money expert. in a pretty unique way van and you ve been here for what years. Yet both Joining gave on live events and absorbing this stuff practising it in your own way, and now you ve become a national export vista. Early. It's a true honor. You know Dave called me the Ramsay test to baby, because I feel, like grew up here and I was dumped in the Ramsay Way and I I didn't grow up with this stuff You know I came out of college with thirty six thousand dollars to London and four thousand dollars and credit card. There now is normal, and I just thought this is

This is average and we had a debt free scream yesterday and she said to me profound. Thank you said I was really good at managing debt and I was tat managing money. How am I exploded Isaac. I've never heard it said so eloquently and that's America, the really good at debt, and so they feel like we're winning. We not this right eye washing my dad do this with credit card when I moved to the zero percent one and we move that here and you're doing all these, these crazy, beautiful, my math. They try to make her life work and whirlwind right, we're winning you think you are and so when I started work- and here I went- you know it gonna work at this place. I don't work somewhere, where I dont fully agree with what the principles, and so I started to do them. I did the baby steps and I got out of dead. I started investing in safer emergencies and I realized how much ink Zuyder money was causing me that I didn't even realize until you're on the other side, and so my wife works here too. Beautiful love story will save for another time, but we just This big Harry Audacious go to

pay off our house and under three years, and that was back and twenty nineteen and thanks, his place in the principles, not because we're special richest, because we followed a proven process. We're in for house in six months at school and early thirties. I just want, I didn't think I to this. I thought that for other people, that's for rich people, bats are people Make more money than I do, but man, that works. I just want to spread the word that it works and to help people avoid falling for the traps out there and that's what I'm doing with this new podcast, the fine print. So I'm just passionate about these principles in the more people. I can help them feel like I've got some purpose on this earth. That's all some! So if you are struggling with marriage, your relationships, parenting, your kids, going back to school work relationships or you're trying to navigate this you been sick, look at these bills and I can't make the math work, I'm good managing, might not great at managing my dad, I'm great at playing a show game in my own house.

and the House of cards right. Yes and millions and millions had come down on top of em off ago and then we ve all Hudson checks to us and we are setting ourselves up for another funhouse accord, so give us the shots. eight to five five, two to five. Before we go. The phones, George you talk a lot about you. You, like talking to the millennials yeah, now wife tells me. I was born the wrong century, often because you're, an old man when I joined with that but why joined this company? I didn't of social media. I had a ringside seat, two years and years and years of working alongside students and parents and high school kids and college students night. I just I, you answer hanging out with drug addicts like I'm, not gonna. Do that. I remember when you started and there were like had no Johns, not on the internet. Might what? How does he exist is shockingly at a great job and I was doing

professionally without this caught without sharing it to the world. How is it possible? I was able to eat a meal all by myself without telling anybody about it. It was a lot of fun. but this while she journal article came out the other day face. Work is some released internal documents. Facebook knows how toxic instagram is for teenage girls, one of the real. released internal documents has things like we know we make body image issues worse for one in three teen girls, Instagram increases the rate of anxiety and depression. These are from internally released Facebook documents and, if you don't know owns Instagram Long teens, who reported suicidal thoughts. Thirteen percent of british user, six percent of american users trace the desire to their own life, to social media. Often here's the thing

I've got a fifth grade. I've got a six year, not last year in fifth grade, just it a public school, my son came home one day had held low dad, I'm the only kid fifth grade. The doesn't have Tik Tok that doesn't have social media. And I sat down said Zadok Montoni for years that your parents are weird This day would calm and I'm sorry noted. That makes you the odd Kidding class it turns out here- turns out parents we ve connected over that actually like a manual work, is to connect the real human beings and have real relationships, the data is emerging in in especially among my mental health colleagues cross country social media? Is drawing our children in I can't say at any more emphatically its destroy? your children. I know that we think we are helping them by giving them the digital babysitters is in you connected to friends, and this is helpful- is not George and its creating this all universities, false realities is hacking? Are

internal chemicals in our our fire? Flight response is just destroying children and it's not helping dulcy their here's, the support you I never had it till. I got it for this job. find myself like. My kids are in doubt your complaint, Mccall little kids and I'm skirl through this thing- and I thought, oh, no, I'm an added do rise, a vortex, so exit worrisome? Some I don't know some things you would recommend to millennia. two old. Now I mean you know facebooks take over for adults to sixty said it were like my grandfather, who still alive in the nineties when he friend me on, look in college. I remember thinking I've done here, this price tell what are you? What are you? What are you commander. Folks to get off this stuff into reconnect with human beings, one of the biggest things I found is to remind yourself that you have control who you follow? No, no! You don't George

You can control that follow, but they send me. You know what the algorithm put your computer's, whoever they is. We think you'll. These people and their usually right where you ve been advertised for it. You know supplements, and things are a John. You could be stronger and tat all these different things and one of the key I know that I can ever did more to trust you gotta get away from the comparisons. That's where a lot of this anxiety stress mental health illnesses coming from because you're going I'm not there. Yet. How come on my feet, how come all these people are living life so much better than mine, my life, you gonna, take a step back. Maybe Let the app for a little bit. Get back to reality, so when you just said: delete the millions,

people's eyes ruled in the back their heads not aiming to not do not doing it. Here's my challenge. Take social media off your phones for a week taking away from you kids, trying to day. I think they could do the same for day, and I want you in your kids. This me crazy. I want you to talk to one another. Would you interact with each other? I want you to look at your spouse and say hi. How are you try that you would be right back on the rails

you know, I am sad and touching story recently. Zander insurance has set up a scholarship for children whose parents died without life insurance, its touching, but also sad, since it's a situation that occurs all over the country and can be avoided in so many cases. This is the reason why I talk about Zander and term life insurance every day, it's not expensive or complicated, gotta vanderdyke com, or call eight hundred three five, six, forty to eighty two, so I don't have to keep talking about these sad stories. This is the way to point eight to five. Every one needs help insurance if you're alive- and I assume you are sitting here listening- I don't know we're not that great short stay. You may have just died a cheer listening to us, but if it,

you, but if you're not This means you right. This is going right. So far must have greater great at reading too, don't even get going without health insurance. Just one medical emergency for your a family member could be enough to wreck you financially. That's why health insurance is a most but don't jump on the first crack, health insurance plan. You find either the raw kind are not enough for too much is almost as bad as no health insurance at all. You have to get the right coverage for you in your family, for most healthy people, a high deductible Is the best option? Is the lowest monthly premiums and you can use your emergency fund a pay that high deductible, no problem or a Hidell plan also allows you to save money for medical expenses in a Hell savings account in ages. come with all kinds of tax in investing advantages. Now, viewed a lotta healthcare costs due to an illness or disability. You may be better off. We prefer provider, organization or p p o with the people of Europe?

our premiums, but your insurance will chip in sooner to help you pay for medical care. We want will they have a choice about their healthcare? Does we let Ramsay team members pick the health plan they need and just like that, you deserve to choose the best insurance for you, ready to fly the right health insurance plan text health to three seven, eight, nine, that's health. Eighty Elsie Age, two, three, three, seven, eight, nine I've got a Ryan into leader was surprised. I would do a man. I'm doing good outstanding, Man, I can help go on. by the beginning of our twenty twenty two, I'm thinking about paying off my house- I am unsure whether a shudder not talk to the bank, and they absolutely said no, unlike while they rambling and I'd like to be free and that now at an absolute bad idea,

let me read, you had so curious. What are they are happy with this way said we want to keep this loan alive as long as possible. There is absolutely no wonder you know I'd. I totally disagree with them. I didn't take the time to really listen, o, my son. I should talk to financial diver and I just want to get your guys opinion or walk, your financial situation. What go on how much money is the pay off? How much money do you have in cash pay off but a hundred and twenty thousand? Currently, I have about a hundred and thirty nine and forty thousand to pay it off Distraint. In cash liquid? Yes, Ryan deregulation, how would you do for live in me? I? currently buy and sell equipment after I'm doing right now, very cool. So where does this money come from? You just been saving up and saving up while making your normal mortgage payment.

I had a business that I sold without two three years ago, and I've just been now open the cash. just the just keep escape, but nothing. You cannot touch it. awesome- do have an emergency fund in place. Have you been fallen? Are our baby steps I have not ever followed your plan at the most you guys for about a year, but I have not found the plan and that's why I'm waiting until I could pay right now, but the house in authority, forty thousand children cash for an emergency fund, but You have any other dead, others illness mortgage, that's it! Well, in the baby, steps were, you would be right now is baby step for because you ve got all this cash sitting there. You ve got plenty for an emergency fund. It may be too much to have thirty forty in there we recommend three to six months of expenses sitting in a savings for emergencies beyond that.

to be investing. Have you started investing fifteen percent of your household income into retirement. But I'm not. I was trying to wait until this house's paid off his dinner, much extra cash ahead to start investing in these com, I would like the research more on watch and thus think that never I've never been around and get investment absolutely well being, To start that, how old are you right now body? Pouch? Ok, so you ve got time. but you deftly want to be investing in some some good retirement accounts and we connect you with Smart Vesture Pro. You can jump on Ramsay solutions, dot, com and click on trusted prose these well that we trust that are in your area in Ohio who can walk you through all of your options, make sure your educated on to do with this money. But as far as the House pay off out, of your emergency fund. I mean you're doing great man. You can go and pay this thing off tomorrow. Why do you need to wait till next year. We did not pay it off and taken on me

why? Why would? Why would I now appeared a yes to give More money is one reason yeah, so you know they gave me the in our usual spiel love building my credit score and all that I just know: dude listened military. When I do, if I was you fight, what we figure numbers again. How much you, oh in your house, held on twenty four, Hundred torn and you get how much in the bank. oh right around a hundred forty as of right now heard forty right now. On your right now, if I'm in your shit shoes I'd pay that ourselves today, If twenty thousand dollar emergency fund that's three months for ye right, especially with no house payment, yes yeah, a better off today. I wish to make what your salary. I don't know I just gonna start of the new business like two years ago now I'm gonna get maybe fifty thousand a year.

Well that changes things a little bits. I mean how much did and what did you last year for taxes. I would to go back alone. On my records on my own, I kept Ryan. You know how much money makes no To be honest, I have no clue what I make the last two years. That's what numbers you should have in your head. Just tested! No. So if you ten thousand dollars a year, then you're gonna want a much bigger emergency fund if we're making these sixty seventy thousand Nosair that changes the equation. I mean asked nothing: Thirty to fifty thousand years is what I bring home. Ok,. so you may want to have a little bit of bigger. Urgency fun, but he had the there is absolutely no reason,

have a hundred and twenty thousand dollar mortgage with a hundred forty thousand national Bank, absolutely ludicrous Have no pain. No, I mean the worry about raising my credit score low. You know anything like that. I mean idle think about this. If you're never gonna go into debt again, you don't need the credit score, because Europe needs credit score to get approved for debt. All the credit score is, is a relationship gauge about how good have advanced partner you're with that, if I, a million dollars in deposited in my checking account today. My credit score will not change I got a billion dollars in my checking account today. My credit score would not change, has no thing to do with your wealth has to deal with good of a dating partner. are you with death? Its nonsense be done with their brother,

I do not think I bought it simply do not was most other people with the same situation of like what the no brainer, but come on you and eventually sort question by himself. No let's be honest, if you walk into a bank in the banker, looks at you like your crazy answer me. What are you doing? You're gonna ruin this course that scary that interest. Whether you are paying them is helping them build a nice big building or just thing all looked job. The chair that I was sitting on you'd prefer the promise, Oh eight, ten years ago, they had me then so much the and I was scary hold on. looking around that around who had you in debt. How will I personally good but yeah yeah? I had myself and then you were you're, but after they were willing to throw it out a lackey. I love you, you pay the car earlier you pay for that chair. There is sitting on you pay for their phones. They love you.

I want you to buy your own carpet. Your own cheers in your own from the sun congratulations! Man for a free call! You to spend your house genius gave way. This is free, John he's crushing and I'm proud of this guy way to get it right stud, hey, listen, of course you're banks, gonna, tell you know it. You should try upward, don't don't take financial advice from a bank chose freedom, choose radio, regulations, Rhine, you dead, free, my brother and find out how to make too by the way. This is the real issue-

AAA may do, but you do five. This is the rims show. I'm John Bologna joined by George Camel it's gotTA, Alex in Utah out, what's goin on Outstanding brother, what's up a teacher in further attention. My job offers an anchor. They turn to emerge. Instead they do straight. Ten percent on my fire goes round my phone. No one can do that count towards my baby step, birthing greatly and so in your situation, you're saying that just a forced savings plan that ten percent, your paycheck as mandatory to go towards Us Retirement Account it's on top of the league agreed salaries are an additional ten percent additional time,

on top of your salary. Yet how does it work. Basically the way the school payload work as they say that the money that you are going. We can then and there on top of that, the tourist either as a lever for the money that we were so good temperature straight into your father. Like your account of reality, the two years after the time. How much? How much money do you make? certainly thousand hours is coming up. That's gonna go out this year. And you're, saying on top of that fifty they're, giving more money but their forcing that into an investment account blah blah? That's interesting! You at fifty grand ages put five grand every year to retirement account for you yeah, that's great ordeal! That's really because that's mandatory from you, we would count that towards

your retirement, but what I would do if our use may be discounted a few points just because you're not in full control of this, and we want you to be in control your destiny in your choices when it comes to investing, so discount of my percentage or to see my put in, let's say Six or seven out of six or seven percent Malian come after yeah yeah. So you can you add or money to that for one case that you have I could not be better to take the wrong for those with a longer: it's not it's just a little. Ok, yeah! I would open a rough, I re, and I don't I don't think you'd get close to Maxie it out or anything like that risk. Is that something you want to do? putting on way around the baby steps you can add more to that Raffaele for sure, but the Roth I raise gonna give you the most options were you're in control of which mutual funds you can choose in their verses, the the company for Kay, so that's what I would do but five six percent and put that in the wrong to get you to fifteen percent total collateral

who programme have I've never heard that we're goes on top of the salary. it's pretty good! That's great city! Are you as far as they Therefore, those you have kids? Are you looking to do baby steps, six pay off the house early, as I said in committee, that is about nine wound spoken. I turn off the hatch or no man You get off running low, Alex Theatres member this there are the smartest Antonia Millionaire study teachers. Maintop three was not three people are gonNa Kevin in Denver Ache ever gonna make you guys are either. actual in our human good. Thank you here. You gotta quickly in forty guys on work in our baby. Steps right now have been since January. Damn we got two things to pay off. One is one vehicle That means we have done solar panels on our own, so we want to pay those off by. We have

a few vehicles in the family and one of the vehicle it is paid off. driving out. The insurance turned off, obviously, coming good money on it right now and by my calculations, it accelerates in getting out of debt through baby step two by two three months by just looking. First. Canada, competence guidance on, should we saw that car or should we keep it? This is some, specials at a special car. Now, not a scam. A car. I mean it's fun. Now it's a twenty seventeen. And drive, and the old family many them right. Now, though, with the planned losses Without a doubt, then, you no doubt become like are again, but no nothing special Sidney. Car at all,. No! No! We, we ve been very fortunate. We ve got tat. We ve got five, I shouldn't in the house. It was always got plenty of you have five cars.

One that changes this yeah, I'm cell. In that thing, how much it? How much can you get for? It maybe I'd say I'm takin like fifteen to seventeen. I think it's seventeen Ghana, whatever that on a twenty, seventeen look we're gonna call its launchers or ok, it's those! one of them, one especial longer, colors warrior so for sure, sell this car. What you got land around you can sell. Why I had, I do have a colossal scarlet, that's about the one! I have to tell you some crazy given- and I mean hang onto your hats here- my and I just have one car: and our lives pretty red is yours. you could say two or three of these things in just really escalated. How bad you gonna get a dead man. Oh wow, I mean we're back I mean we may not dare not collect your pal, you

we have the minivan. We have those per car that one day and then the boy said each other vehicle, ok, teenage drivers, Harold there, twenty and twenty two one one just finish school and one is ok. Ok, so I retract nights, my small Agnes. I would like to my wife and I find out if I always taken five cars in Iraq or the many then yeah, ok, now rocking the many there how much debt as this total. So so we have. part of total- is we are seventeen left on her car, which buyer budget will have will have paid off by November? and then the solar panels is is thirty. Two thousand right now, but that I understand about paid out by next April or me,

if you, if you sell this car, you can pay off her car and then you're down to just the solar panels, I thought I was looking at today in almost every day, so this kind of likewise the two three months- that's that's. Two three months have been added the dude surrounded said: I'd, make fun of people, confirmation call, but I'm one of our now if it out. I bet I appreciate to call and are doing the right thing here. May treaty or research find out that the true value of this thing don't just give it away. For less than you can get for it so find out yet dealerships trades, whatever those things are sometimes go into. Rumour Carvalho, we'll get you just as much of the private sales, a deer research on this but get as much money as you can to accelerate this dead pay off it hate geek, Kevin. You two sets of the now to make sure everybody heard that the ok look man. I listened a short time and I make fun of those guys who has been women who call for the confirmation call that we know what you're going to say, but we call anyway, just

clear the air with everybody behind microphones are off. I stay? Hey man, I'm about to make this purchase moving money to this too, that smart move is a care Dave might ask talking about marriage is dynamo kids, so you must have George talk about other people are your emergency fund for life and two gentlemen? Earlier? What who walked into the bank, who knows what he wants to be deaf freeze, got to cash in the bank. Talks him out of it. It's easier, these situations. When there's this watch cultural pressure that says he should have a fight screw you should have debt you're, an eighty four pan things off your ear dog, for being debt, free, you're done the good marriage dumb for communicating with your kids, not lend your kids have. All these entertainment systems are dumb for not being a social media. You mean your kids if you're, the only one, a few isolated. So it's always good to check in with some. I dont ever feel stupid for making a college check it out with somebody here and there

voices that are in your life speaking out the banks, as is my mother, a loss of this. My brother said to do this, and sometimes you just need one clear source that goes: hey, I'm not a part of any of that. Here's! What I would do if I was in your shoes, I make that a practice of my life to have people that I can call I've gotta who's, your I'm, not a plumber. I know a guy not a bad guy or my best friends in the world, is

one of the executives ETA H parent company, so I have a big guy. If I want to know anything before the I mean after the seventeenth century, I call George Camel. I love to say tell me about the shiny things. Your account will be your guys. Carlos AAA five five to ten ever hesitate to call just to check ineffectually on the right path that wisdom, not dumb, not periodic wisdom will be right back on the rent issue

fifty five percent of Americans want to change jobs this year. The struggle with burn out is real across the country right now, so much so that they, even given this season of job turn over a name, the great resignation, but just like You need a plan for your money. You absolutely need a plan for your career. Ask yourself: what do I look? about my current job. Roy, not like about my current job. What is dream job, look like what are needed. In order to have my dream job, it's time, They could change America's career coach Kin Coleman has written out is proven. Career plan is brand new book from pay check. The purpose, settling for just another paycheck and find work that brings purpose enjoy into your life. The book plus a hundred bucks free tools will sinew for pre ordering will help you find

what you're meant to do and how to land your dream job everyone needs to read this book before changing jobs. Get your copy of from paycheck de purpose today It Ramsay solutions, dot, com gotta Ryan in Chicago. What's up rhinos going? Are you- outstanding brother. What's up, how can we help, though I mean I'm a visa to making seventy one, five, renewable energy company and I am thinking of thing- take her down- forty seven thousand or doing a job that really enjoy that I've done but bore, but a deadly days a lot less and it would take me a while to get out baby stuff, you financially so terribly person directions on that

dared so what's up man. A big drop. that's it! That's. What are those what I call like snow go shaker moments like you're you're dumping On its head what are you? What are you gonna get your job so bad, but he hated by job alarms. Why would the motley and life for a start it? I did, love it, but now We cannot really isolating and I dont really enjoy the work I'm not using my hand, but not building things like I would like to do in carbon trains. Does that actually really good at and could be around people answer and educate them at the other job and that this job is kind of deal I come in gonna daily, do in making my paycheck fell How much did you have me about thirty three thousand

fifty three Mary to get kids Richard, what your life situation, no one single, I ran ever dog about it. Man So tell me about this job. You think you want to move into this job they have done. For it would be at a community college working with students to educate them on how to build scenery. either by using my hands. I be working upland, walking around and active something. I'm passionate about my love to deal that I've done before and I M a degree in, and I'm actually I'm delay has very cool. So again, this is what a twenty three five about. Twenty four thousand dollar pay cut, yeah very around forty five yeah. So

I'm gonna talk to both sides. My mouth on this when ok and then I was gonna, be honestly and tell you what I would do, a thousand you situation and you are free to move about the country. How you think it's right George, I love you too to happen here. you are in a season of life. We have no obligations. Anybody, but yourself right in your fifty three grandam symbiosis to loans that right your mom's car, petticoat, yeah, ok you're in a moment, but will only back up money. This significant lifestyle change both towards something you love being around students, helping them up, teaching them helping them, create you get to do things that you love. the theatre to poor man. You're gets that rush of performance night The total life change that sounds incredible missiles. Awesome, I've, I've, that was students. I love that life, the side of that is you have a magic moment that you could clear this debt in about a year? If you chose to you

could get ferocious and clear this thing off once and for all, and so it's What I'll tell you is say the number of people have talked to your friend. Can coalmines talk to over and over and over that somebody? good job for the money they didn't like it for the money? their life and of spiralling out on because it wasn't worth it. Was it worth that move? That's found yourself, but you already here, so if you are Can forty seven five and you said he. I love the work another thing about this, I'm thinkin about taking but I'm not gonna like at all, but it's gonna be a twenty four I was not raised. I would tell you to think long and hard, but not doing that about love and the life you're in your already. There so? If I'm? U, I would put a under date, and I would reverse engineer that how fast and how Raise you gotta get about paying this debt off it. Could I do send a calendar year. Could I do this in eighteen months be dealt with is forever

then I'm gonna start leaning into my dream job I want you to do is to go. Take this job in a committee. Ecology, gonna, love it they're gonna do look at the arts to make cuts first, unifies of an eighteen month. You're down to fifty thousand dollars? Maybe forty five does not with a debt, and then look for a job or you're frustrated. This debt is moving offs, vit slower than you thought I was going to some extent. Yet So what is life look like if you just grit your teeth and suck it up in Jest useless high powered salary- you God dumping a job on top of it ingest work like crazy for the next twelve months and gifted. Think don't feel better. Then pack up and having taken this thing with you like a pet it does and that others can decide on leaning forward, but it does make me nervous that take the paper and I'd I'd been grinding it out bird about a year now,

of one. I realise that you know this isn't about to join us and I've just watch the tat go down and bounded down than encouraging, but at what cost is that? Do you know my my mental health you bet and me as a person sort I'll tell your map and my personal I'll tell the story very often my I've been I solar house, moved into a college residents hall We paid off six figures worth the debt and about eighteen. And she was work, full time, I was basically working three jobs, two and a half jobs. We live spartan, We had no bills, it was a glitch in the matrix we alter leave the next year of repeated off, took a seventy thousand dollar household income. Pay cuts to take a new job for the and you just acknowledged for community for might get my head screwed back on straight to prioritize our marriage and being parents, animal

I'll tell you is that year of grinding it out for us when we were laser beam focused in the checks we rescinding every month to student loans were wild, they were more than our car that I shall be we're driving an old used car, but I'll never ever read that year of a laser beam focus at eighteen months of laser beam, focus to get us to clear that nonsense once and for all. We ve never looked back, and so I get it they got hurts and by the way when you live free and only but any money really lean in your job, be really good at it say what you really think reward you for it and financially. We have with recovered that x, fold right, So if I'm, U ominous spin, more Europe and put on a calendar. I'm gonna make this little cheesy rings or whatever I'm gonna put, make it a destination. I'm gonna do this and I'm gonna be done with the stuff forever and then I'm a start moving about the country but can a knock your for to have this opportunity,

nobody that George Ryan a farm in your shoes. I want to look at this. Like I gotta twenty five thousand dollar raise two get rid of the steadfast. So on top of what you're doing now go, do If you have to do and make money doing it because you're in a place where you can work with your hands, you can build sets, you can do carpentry, There's so much opportunity for you to make money doing something you already enjoy doing on top of this full time job and let that dream fuel you to get rid of this debt even asked her and if your car is worth something you're, not gonna, be underwater on it. So that thing and drive a bitter and accelerate this you'll find ways when you are stream badly enough- and clearly you do so. I would I would suffer

this next year and get aside job doing stuff. Do you enjoy doing whatever it takes to get rid of this fifty three thousand dollars in debt so that your freed up and you can make forty seven and it doesn't bother me- didn't bother strand of payments. That's exactly right! Right, you're, too good spot man! I will see you go crush him wash across it. Your mental health will rise to accomplish our goals and, by the way, get some community put yourself in a position to be run other give us a sharp, Tripoli. Eighty five five twenty five will be right back on the ranch issue they guises is Jean senior producer for the Rams issue is no over eighteen million people, listen to the rapidly show every week and a lot of those people listen on one of our six hundred plus radio station defined a station near you had to the ranch showed TAT ever

going for fun and practical ways to save money in your everyday life. You need to check out the Rachel crucial upon gashed from money expert. My daughter, Rachel crews, guises rates of crews, and I'm so excited to tell you about. My party has a lot of you following paychecks pay check their end ass. You don't even know where to begin that they have this need. This wants to get in control of their money, and if that's you, you have come to the right starts. So each apis algae and get a time of inspiration and practical advice not subscribe to the rates of crucial podcast makes region. Today there are more from the Ramsay network, including the Rachel crucial. Wherever you listened upon, gash, hey, it's Jane! producer of the Rams issue. This episode