From what is of ram. She solutions broadcasting from the dollar car rental studios. It's the Dave, Ramsay show for matters down just came. A paid off old mortgage has taken the place of the Bmw status, symbol of choice, rusty ride, Ramsay Personality, as my colleagues today here on the air, we are taking your call about your life and your money. It's a free call, a AAA eight to five five, two to five, that's triple eight, eight to five. Five

two to five brand is whether such Nashville to start out there's our Brandt how're, you doing How are you better than I deserve? What's up. Well. I was calling because I just recently moved the Tennessee border. And Jean I've been getting very close and we started looking at rates I've got about fifteen hundred in the savings account for my step. One I'm working on that too, that the Finnish bang up credit card, we payment I have left is. I want my pick up. And I'm always start by ring and putting the question. So I was wondering if I should pause on the dinner to pay off the credit card. Hold on hold on overcoming the truck and John, I say money for the wedding and honeymoon and all that or if you think that would be,

bad idea law. I think you're gonna get married. And I think you better figure out a way to pay for it may not only goes you know any question so probably pushing paws on your whole baby steps thing right now. Piling up cash first for a ring and you know what she shuddered day. Then you lay out your goals to an end, what you need to spend on a wedding. So what are you make? currently making around thirty five to four thousand about quota, and what would you have. You had any discussions with her at all that this is not a surprise to her or you forget about avoiding or how did our out this might be. She finds out by listening right now facing every time I try. What are we waiting?

out together and look at range, and she just picked one out of his cabinet what we do and we haven't bought at anything yet, but she definitely I saw the way she looked at it like us, worry I gotta get you not the point yeah maybe a little bit more than one, I think environment. Where am I really pretty red I believe it was three thousand so when one money around rights income is your max honouring yet so thrilled do and you that obviously new pay cash for it then you start talking about. Ok, what are we gonna spend on the wedding and how far away is that- and you know save up that amount of money during that time. If you can't than that's not your wedding budget, any idea how long this might be. I don't know: do the honors, it's kind of one of those things that we actually just met back January, crazy story? I didn't

everything we would be here, but here we are, and so We really agree on law and should actually the one that's kind of been pushing me to start studying your process and an your system. And I'm I actually just started listening to you yesterday and on the return of like almost like drugs. For me, started, and I just I started listening to every every part just that these are good and clarify an antibiotic american onawandah, those things where she and her mom they have very late. Me a little bit about yours system and things like that, and so I cannot yesterday everything China becoming a little more real slightest decided the decided, sure that I can give her a good future and and family a good future. So I started listening to you and it's gonna, just one lead to another and framework. Currently she does work. She is. She said

who plays toward. She wants to be a homemaker, and I love that about I wonder how much that does she have a machine? Has none ok and one wonders she lay make I'm she I dont know that specific Her parents, gonna pay for the wedding I'm not sure on that either. I'm thinking so they're very traditional, and so I'm thinking that you know there's going to be quantitative and offset cost you're a focus on that that I'm twenty five she use. Twenty Nokia suspect aren't, go. That's fine, well, I'd The first thing is you say: yes, we're gonna push pause and we buy ring and no you don't do not pay more than one month's income. The jewelry store sometimes will tell you up to three months: income for an engagement ring and here's the thing, I'm a real practical guy. I get it that you're in love, but I'm a reporter.

Go guy and their hero correlation between the size of the ring in the success of the marriage as a magnifying. At this point, the ring a certain size. There's an inverse correlation, so I am meaning that use your dream can indicate failure, but in huge is the type of she would be fine with the two hundred dollars an hour. She picked out a three thousand dollar ring and smiled, and why are they all their lives so so she is obviously a great girl. So you stop and you save up for the ring them when you, but you have to then assess, what responsibility you guys have for the wedding in the honeymoon and you haven't- and you have to say that- has to be far enough out- that you can save up and pay cash for that too. Yeah and I'm not gonna, be something we're we're getting married next month or anything like that. But it is so much to say: let us just picking The same next May

and are you now ensure you know you have what ten months or something And you're gonna need ten thousand dollars. Well, you need thousand hours month or you get ten thousand dollars before you push play again on your baby steps we're gonna get the ring and you're you're a portion of the wedding that you're gonna pay cash for out of the way before you put play again and get a start. Gonna bet that sense yeah. Yeah. I know she's she's gotta, she's a lot better with money than I am fairly just because she put, she did put me on your trail used to be really good with money. And then I got a job making a lot of money and I suddenly a very bad with money. You know if you ve got I was thinking the more you make, the more you spend, the I think. You're gonna be ok, I think it's gonna work out and on how we will Continue to be the antibodies

antibiotic good drugs, they help you guys get this down, but yeah that nothing Tommy ears, outline come in and go we're. Gonna finance are thirty thousand dollar wedding gazettes, her dream wedding than ominously! Woe shortcoming about There's not a ring on thirty thousand three dollar four thousand per month: income families- I won't I've always wanted to go. The Caribbean and dropped go to Hawaii and dropped in Grandmama honeymoon not with the numbers are given me here, show not unless you get married five years from now, which is also woe so are you just gotta Dolly anew some common sense and some planning some goal? Setting in the now tell you what your points are, that you have to hear and what the level of wedding you're gonna have, and that's all part of the programme good question brand. Regulation shall you let us know after this is all happening. Will will congratulate you again. We go. This is

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prisoners, could shake live stream goes on sale today, Christie right Grams! Your personality is Michael O. The creator has taken hold movement around it. We will have a pact out crowd here in by way of a few sheets available, we're gonna sell to fifty percent too. Little room in there for folks and I'm looking forward to this business take event has always or sell out, and it's gonna be October. Twenty second, through the twenty fourth this year for the first time ever launched today, we're gonna stream entire event. For only a hundred Toinon dollar ticket, and this is a three day to an area of everyday event. Yeah. We cover all of the main things that

These women struggle, where some marketing sales managing your money, social media and you you know. I got this autumn by pushing pasture fear. We give them information they need to win, but also the separation to believe they can do it and Dave. You ve seen it a million times when you spoken at this event, that's actually the game and they walk out there. They believe they can do They come in timid, hold on. Her bag? Is there a seat for me here than they walk out, need a cartel with water pistol like they are excited and they're gonna go win, and it's amazing how that works decision changes that directory of their business and their life, so man, I'm so excited because so many more people are gonna get helped by the fact that they can watch it from home. They can't travelled a sheer. So me really great room the business boutique over equipping women make money doing what they love. It's all about, lady starting running an operating businesses, and I

because of about three thousand folks? Are? We should have around fifteen hundred this year? If your state is a state that you would like to temporarily escape, come on, come on down tendencies open and were open for business here and we'd love to have you this will be in October and the course things will be differ by in one way or the other and ours We would love to have either still some tickets available if you like to come in person and are of course, in addition to that, we're launching debate a hundred and twenty nine dollar live stream. You're gonna hear a lot from Christie. Chris Hogan will be speaking Elizabeth S, tobacco, be speaking any if downs, I'll be doing a keynote as well, and I M excited about some of the other ladys that are speaking this first from a few of them have been on the stage with you yeah and if we take change it up. For that reason, we try to keep the speakers fresh, have new perspectives, new style, every single talk,

during this year is new. So that's gonna be fund, because if you ve come before it's going to feel like a completely new and fresh event, because it is- and we worked really hard to create new relevant content, especially the landscape of what people are dealing with this year. Well, aren't from producers grandmother introduce butlers commoner, yes, so am, I can guess from shore now? Can you come kits homage short, not log, on the pleasure from the just like that? You don't stop. Money, though, is when you hear from women like Gigi Butler, like you, you too your story and trilogy some add and master series, or you know someone like Jamie current Lemme. When you hear from women that have done it meant that have done it. You

say something in their story. That makes you believe if they can do it, I can do it to its not just business principles. It's the story, the testimonial, the grit, the blood, sweat and tears that these people endured to get to where they are, and it makes you have that strengthen mo momentum and motivation to get through your tough season of building this thing low. In order to be on the business booty stage, you won't let them all and we won't let them on some one to deliver the isn't that is inauthentic right and if you're obiang, authentic and business, your guts scars, you ve taken from blows, and if you can't talk about that in a way, that is our every bike and relate to the need to be that's, not poor right. We do right if you got everything figured out and you have a buttoned up plan and just do my plan and it'll be perfect. You're only to come because your unit you're, not even real that didn't happen, and so I've heard Gigi several times she Entre podcast versus earlier in the year,

and I just really down to earth and yours like while the humility right is putting presents a major national around I'll. Absolutely me she's done. Lisa Revere is moral clash communicator! Oh my gosh. She will be great Lisbon, a frame house back my friend for a long time for you and me and Rachel all of us back to the fox and friends day and so forth, and she's just leisure in our community and is just absolutely incredible show and Jimmy currently must story yeah she's amazing. So I had not heard about her until I guess like the last year or so, but she founded it cosmetics, it recently saltatorial billion dollars. But it's not just her story of those days of believing in herself and what she built this empire too. But she has this heart of gold. Like she's one of those people that you walk into she's the big deal and she says, look at you doing like she's, a person that shines a light.

Whoever she's around and she makes you believe in yourself in its just incredible when you have people in that stage, that not only have this incredible success, but they have this incredible humility and heart. It's it's just inspires because you want to be like that. Just two and a half days are heroes. Now really is and help you become a hero in your story for sure Christie right. Chris organ, Elizabeth Hustle, back any downs, LISA, purveyor, Jijiu Butler Jamie. Currently my and calcium Humphreys are empty again. This year and absolutely this is an incredible on up the business boutique conference, a first time ever were live streaming. It only hundred tween on dollars. You can get your tickets, they rooms, you got com, Christie, right, dot, com or business boutique, dotcom anyplace that there's a Ramsay thing happen. Then you'll see this happening as a possibility. And again, we do have a few of the

in auditorium tickets for those of you that want to escape from your state for a day or two coming up in October. Hopefully by the most of your beer, be open and things will be somewhat normalized, but solution One of the states is leading the pack on that and him with good results by the way, and so are we with we'd love to have you come visit, our beautiful, So our question that comes from blinds dot com find out for yourself. Why blinds Viacom is the number one online retailers custom window coverings? You get free samples, free shipping and with an Well, I run every month, you're safe even more years, the promo code Ramsay to get the best possible deal Christie. Our question. Yes, this comes from Abby in Indiana. This is a long one. Year ago my husband, I have worked extremely hard to get out of debt. The only debt we have left is a little bit of mustard loaned up. We started seeing

four tilities specialist in January, and we stop paying down the debt to safer treatments. So far we ve been able to pay everything out of pocket. Unfortunately, looking like we're going to need to go the rout of Ivy F, which is going to cost us around fifteen thousand dollars, which we dont haven't savings at the time, time. We also don't have the luxury of putting a baby on hold dude our ages. Ideally, we would like to have a baby within the next year, were both struggling with the idea of taking out credit card taking up credit to undergo IVF, but there's no other option. What are your thoughts on this Croatia Dave this one is yours all your first you'll like then I saw my this is how I heard this is why it is very hard to be, and we ve answer this question work with families a lot in this situation over the last thirty years, and I put myself in your shoes what would happen if I was there and that's how I answer the questions,

nothing more important than my life than babies have been my three babies and babies that they're having now so high that it's the best thing that ever happened to me is babies, and Shep Granby grab the thought alone outbreak grand babies are gonna, be out of a nicer to their parents, so yeah, it's very, very important and the Very emotional subject, where you deal with infertility and awe and show it causes you to have the potential to go to extremes, and you are you sure, the heavy but, as you know, is not always successful and the law. Thing you wanna be doing is paying payments on an unsuccessful fertility treatment. Mind you every single month when you write that check that you're still dealing with this, and that's that That's an emotional disaster, saucer financial disaster, so emotional disaster

and so, if I were in your shoes on work like crazy, you put the hold on hold of you want, but I'm a pile of cash and whatever IVF where gone and gone, and you can do it anywhere from seven thousand thirty, seven thousand hours all kinds of different methodologies and programmes. So forth. They put you on and do not pay. Cash What are you gonna do with it? do not want to be paying payments if there's not a baby on away some its heart breaking in its double devastating, so pay very important moment things on hold for extra jobs What are we gather? Shall your car more important, a baby maybe more importantly, car wherever tags, I'm with it but a and you're not to over eighteen months from now we're not do old. Now this Ramsey show a bishop,

and anyone who s to talk with customers. Often listen up. You are the backbone of this. Freaking on and just by staying open to serve your community Europe providing hope to your customers. That's why my friends podium want to do something special for you there offering you the opportunity to text your customer base for free, so sign up at podium, dot, com now and join our crusade to communicate, connect and spread hope, that's podium, dot, com, Christy Wright, Ramsey Personality number one best selling author is my co host today, here on, the Dave Ramsey Show is went through your questions about your life and your money. It's a free call, a eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five that's eight hundred and eighty eight eight thousand two hundred and fifty five,

two to five adam- is what those in Birmingham hey Adam your question for Christian me, David Christie, it's an honor to speak. We both thank you so much for Europe I'm sure, Sir John DOE, I absolutely so as this morning my wife and I had around fifteen thousand indent, this afternoon we have around three thousand debt. J It is an exciting data. We were to check my question: is we have around twenty seven thousand and saving and we have a retirement of about fourteen thousand its opt out the cash in the bag throughout a cheque for another ten, which is it balance on Toyota form honour the reason I'm holding back I'm doing that is because my third child is on the way and do next February, so that cars not big enough to court. If all around What do you want? What you are worth the cars worth around twenty four

should we shall by twenty four thousand our cars or carry Oliver. I agree. So let me ask you We both our home, I run my business out of the house, my wife's their whole mother. We really don't mean two cars. Ninety nine percent of the time would it be of any benefit to just sell the car. And share a thriving schedule for the next five months and just pocket the cash and get caught value on that court that day or should we just go ahead and sell it? Thank you the car, even though we don't really need it for six more months load unheard to at the cat you're also saving insurance. During that time we also saving tags during that time and obviously operating costs during that time. Second vehicle watch, are that year, slogan be at home with it launch rightly pointed out right, and it only has sixty thousand miles on its way. It's got a long life ahead of an answer and it'll it'll take took it'll. Take the two kids. You got now right that exactly Riah, ok, and so shall you just

data, those you gotta say: I wore a debt free, then right under your scenario, and you just have to have a game plan to pay cash for the three kid holler back to add back to I only have two, probably actually in January, that the plan that exactly the plan we ve worked quite sure. If it was, you know, stupid only live off one car. It was actually the right level of aggression to go after this. Well, it's it's ok, either way, because you can write a check and pay it off today. Anyway, I have you

it out the scenario of what it would be like to just have one car like do you and your wife with your schedules and in what you're doing not just work, but just your dated eight life d, I mean: are you frequently using both cars? At the same time? You just need to play this out because it may, even though your jobs may be there just with kids, doctors, appointments and errands and groceries like that. I just wanna make sure you're ready for that sacrifice for the next five months to only one have one vehicle before you decide to do that when you don't have to do that, that's all I'm saying who knew coercion. Yes, I drive about once a week and conducts alma alma meetings. Overseen suits, it's no issue for me, Really the plan were after just a kind of charter, bigger picture here is we want to have our third child with zero dead and potentially pay off our first home in the next four five years about the time our oldest shouts, seven or debt for including the house since over or try to set ourselves up to day

the ground running twenty twenty one to go after that kind of extended plan of this one way you can do that and pay off the toilet Foreigner and and Shelly at and pay off than another car, the same value so that that doesn't heard anything. So you know, I think you do your plan, because you'll have enough in the bank to go back our right. Ok, so do your plan and if it doesn't work disco by car, ok, bourbon robotic aren't January. If your plan work but either way, you're gonna buy a car sometime, between now, and then right, that's right, yeah, that's exactly right! Now, and so there's no downside to given of shot, because if you get an like you stressed out: it's thanks anciently made two cars. What does go? Get a car you're, not that hard to find a nurse in fonder car, and if you don't like it shall be another one. It funny thing about cars. Is people get. That day they spend his emotion as much emotional energy buying

one or learning lingo! Isn't your house and there really are we small transaction in the your life, but it's like what you gonna cars. Stuck with live forever. Part of that is because you got in the bat and you can't get out of paper upside down are stuck in a, but it's like it's hard catch myself. Doing that even like a boat and Margaret? Could you shall Boca know about Viana? Do not that big, yeah, there's something about this large item moving in and out of your life, the physical presence that it has makes it a big decision. I think it's I think it's maybe the adding is partially. Buzz, you spend a long time in it for a lot of people, but I think also the car buying and selling experience for most people is very stressful. Its stressful to do the research is this guy. A lemon- is gonna, be no. I have some secret thing, that's wrong with it. I think people get nervous about buying or selling their car boot and take advantage of it has such a bad wrap in the industry, and I think they try to avoid it in an hour. Caught must have done than about a crock of greater the truck

so my raptor and bought a truck like it loud Anita than not that had not. Today, I did last year and driving the thing for about three months ago, MIKE it's truck. Why am I drive and extra and scottish. We all know the truck arena, but, like I had this thing that I would like a man Did he Orville lack of obstruct were that the law must stop. Where that because I'm too stupid to sell it. And I was like it's a stupid- I'm getting rid of it and got me another rapid which I like in also remain just bad but its enemies. Wanna admit that I made a mistake was part of it. I think, but I'm sure, and unlike the truck

with with that. Really me at my right: yeah, you hang it Caesar S. Tad Gama got at MID tour, three things you want so, but I mean all of that stuff kind of think. All that kind of comes into play. So Adams Outcomes is thinking it through using good, critical thinking, skills and what we find folks christian. I found this in business. We found in leadership, we found it in. Just about any area of life, but certainly in money when used

paying attention, you start making better decisions, it's that it's the decisions that you are half baked and you have but think it through that you get. You know, that's when you get in the stupid zone and it's just amazing team, because he's run through several different scenarios in love, how you even played it out like if it works great by the car in January, if it doesnt work than by car before, but you have options you ve played out. That's one of the things that you're really good about noticed. Saving your answering questions, you're, not just thinking about what the decision in front of me. It's how's that gonna knock down a domino of other things, and I want to forecast that up. I like, how do I feel about that future or that one and so and he's doing? I am doing that he's looking at the different scenarios he's planning had for this baby. Congratulations on your third baby, and so this is yeah. He's a good spot. He's Donwell Crustacea, three baby mom so it s always Rachel try and on Rachel, definitely want

the minivan, where I know I guess I'll sell you a mini vow c. I a little minivans see made me. Take a tour of the entire group. Does she does she takes people entourage overbearing see was very ridiculous. She says she has a hind out her veins. The hunter probably put it on. The groom and on the two thousand and three it she has a hand, and I have a Junta pilot we got. These are the same time with the third road for the babies. Have a hundred pounds so give her such a hard time, but the minimum and she through all the features of her. Many then, unlike Rachel, my pilot does for their living by right. You know it's not the Spanish, William, but everything else in mind, but that's the thing we can we have a love affair with Korea? We do we really doing anything. The credit card we get a mostly attached to it and there is some of them any you move without being intentional and proverb says he who is impulsive, exalts folly folly,

is the virtue of a fool inaction. When I am impulsive, I'm a fool and action when I'm careful thought for critical thinking, skills intentional unwise, the opposite of a fool: impulsive is a fool, and action I have been both. So I know what they look like. This is that every measure

our structural First Corinthians one tune. I appeal to you brothers, by the name of our Lord Jesus Christ. That's all- You agree be no divisions among you, but that you be in the same mind and the same judgment, John Mackerel shows to collapse to collaborative too members completing one another is more important than competing with one another, much good Kirsty right is my co host today here on the day room to show and a Christie is on the line in Philadelphia, high Christie, our YO. I'm great how you then I deserve. What's up?

my husband and I have been married for two years, he's in working out a job for twenty five years. We're in baby steps sticks I'm so my first No I'm trying to grab my head around how much you should be contributing to this for a one k with his match. Then how much he should be putting into a well irae so company give him a ten percent match up to five percent of it? you only salaries, though I'm having trouble with the mass on how much he. Do there and how much should he put to a war on the side, gotcha, good question: ok, so you're baby step but were putting fifteen percent of your household income into retirement. She said yeah well actually, working on baby steps are going to pay the health, or will you be putting fifteen percent into retirement in total, have your household income into all retirement plans combined equals fifteen percent your household and that's the plan right out everything

going on the house now the the your husband's fora. One can have a Roth option, is not ok, the the equation is kind of Iraq. Paper scissors thing accepted only one way: wins: okay, so match Beach, Roth Beach, traditional so that gives you your order of attack, take all the man you can get, which won't get you to fifteen percent of household income. Take all the match. You can get caught, hundred percent rate of return on your money is better than tax free mathematically. Ok, Then the next thing the next best thing is tax, free, Roth. So to arrive on new Roth on him after you did the match. If that, if those three, the two Roth's and the match. Don't add up to fifteen percent

in a sense go back to the fora, one guy, do not matching traditional to get you up to the fifteen percent. Ok, do that since learned about my head around: they shall watch your household income about a hunt forty thousand ok show we're talking about twice he two thousand dollars, ok, that you should be putting it, and so like the other twenty thousand dollars. It needs to be going in. You say how much goes in to the man now, not counting the man not counting the match, but how much of how much Can I put in and get a match? Do you know what that is, I don't I don't know, I'm gonna make up a number of more say six thousand dollars at is made that up. Ok users example or try to get it

any two we're gonna get the match with the first six thousand right, ok and also You know that gets us down the sixteen thousand that we still need. Ok, then you do a couple, a raw sour you too Many foreign he's, forty five. Ok, so you can be sure. Thousand dollar Ross, each that's twelve thousand dollars of the sixteen remaining so still got four thousand dollars. I needed put somewhere ticked in my example to get up to fifteen percent, and I would I would put an extra four thousand dollars beyond the match into the traditional fora. One k to get their outcome, but the raw, is better than the traditional foreign one K non matched portion because its tax free growth. So that's why I'm stepping outside Africa

Now I have a well for a one k with the company I just started for so I switched to that I've been watching, you ve got a couple months and I knew go after that cause. They match the faded away. Ok, that further age. This equation, then, ok, so are still. Toward your household incomes, one hundred and forty yeah? Ok! So work back to our twenty two thousand example. And we're gonna get your match and his match and whatever is left over of the twenty two thousand. If we'd both go get our matches, then we're gonna in a raw off somewhere, so yeah probably gonna, complete your forum, one k and to individual Roth's and you're, probably do any more at his work other than his match has probably other maths gonna work out. Ok, cause you're wrong. One. Can you can load that up and that's the same as a regular individual?

a fire re, except that you don't ever made choices for your mutual funds, but I mean the map he's gonna work out the same. Ok, so TAT the matches and know how much is left over due to run individually. Do Europe Varro one loaded up how much of them Forty is your income. Fifty two thousand ok so yeah you you you're, probably gonna, get to fifteen percent between for a one can fully done his match and two Roth's individually with a good smart vesture pro you're, probably gonna get there, but that's how you do it. It's mad is first and best next best as Roth. Next best is traditional you're, probably not gonna, get to his traditional non matching portion it's kind of its costs, Goerlitz Conall Berlifitzing, but once I'm

tax free, that's awesome, but if it double before it didn't grow tax free, you can pay the taxes. Just more money went when do you, tell people to invest more than do you ever tell people invest more than fifteen percent. When you finish by reached up shirks in your emotional Sherman, the winds, ok, max how everything that you can keep the government hands off so then you do all traditional all the Roth, all the matches anything Is there anything you can do give the government's hands off the money? It's growing the tax referred or tax free. All you can I max out everything I can. I fill up my hs. I gave the government because this text- it free yet again by usually gets a retirement account, because I don't I don't even use the money for the. If I have a small deductible here he's right check for I let the ages I grow like it's, a retirement account saga several hundred thousand dollars and must think in ages, acres added Do the very first year they allowed us to do it because any

you can do when you're by Mr Seventy just completely max out and again do that. That's that's the most efficient, how to grow your investments and then, after that, The only thing you can do our low turn over mutual funds, where you gotta capital gains growth or real estate, where you gotta capital gains growth, now you're pay the taxes on the growth, take cash out, but it's not tax. It's not actually tax treated other than that so something goes up and value. You don't pay taxes on it until you cash it out and that's the capital gains direction, but that again, that's all, but seven stuff, when you're almost four five six. At the same time, you limiting your investing to fifteen percent so that you can do your kids college so that you can picture in the house and get it done and our average person walking steps is paying their home about seven years and the average millionaire that we interviewed is paying out paid off their home some of them new US, some of them didn't in ten point three years. If.

New ash. Eleven point two. If they didn't know ass well, so as we did that that study, for against book everyday millionaires, the homepage oftener decade or so it is a big part of Europe. Layer of millions of wealth, building your first one to five million, and so that comes into play there as well. So again. It's rock paper scissors, except only one way winds and meaning its match: Beach, Roth Beach, traditional So you go down that list until you get to fifteen percent. Depending on what is available to me, I got show Christie. This is great. Thanks check out Christie, right, dot, com versus boutique, dot com and they rooms you got com for a live stream, went on till the day, for the business would take event in October. We'd love to have you search on entwine on dollars, is first time with ever live stream. That the season them

possess. Our that IRAN should show in the books will be back with you before you know it in the meantime. Remember, there's ultimately only one way to financial peace and that's the warp daily. With the prince of pigs, Rice, Jesus

This is James. Childs producer of the day, Brandon show you can listen to Dave Rachel crews, press hoping for the rest of the Ramsay network, anywhere with Ramsay Network APP on your smartphone catch. All of our full shows brows by topic percent clips. Your friends had to the app store and download the Ramsay network. Now you ve got questions about retirement inversely becoming an everyday millionaire, go beggar and broader with my man Chris open on the gross organ tat. I M excited to be able to talk to you all weekend and we go we're gonna focus on your calls and it's going to focus on building well investing and how to become an everyday millionaire. Subscribers Microsoft ensure wherever you listen, the pod gas, hey. It's you producer of the Dave. Ramsay show this