From the headquarters of Ramsay Solutions broadcasting from the dollar car rental studios, it's the Ramsay show or debt is down gadgets gang in the pay it off home. Mortgage has taken the place of the Bmw status symbol of troms I'm day, Ramsay your host Anthonio meal, Ramsay Personality number one per selling author of the book. That rape agree is Michael over today. What we're taking your questions about your life and your money, the college free,

and some say the advice is worth what you pay for it. The phone number AAA eight to five. Five, two to five, that's triple light, eight to five five two to five Stephanus weathers in Hudson Wisconsin stuff, and how are you learn all you guys great man. What's up, Not much had been just started. Listen, do you guys both EU actually back in early March, me my fiancee, both working, oh baby, scraps foreign baby step too far, as we get married Next May Edwards. to figure out how to save that money for that or if we should start finding our expenses in using that as part of a snowball If we want to run it all, we want to be cash warm are worthy of smart, congratulations: my region, I saw a year from now that's ok, How much did you all have a baby? So too must it to you,

Right, yeah, I'm I'm I'm about forty five thousand then she's a just under just under They will already paid off ten total between the two of us still far too marked. Ok, you make us progress than that on that schedule, you'd be dead free almost by the time. We get that right. Now that what really trying to do we just now that we have that come up and we want to make sure not adding more debt, the absolutely What you're income in her income about sixty and she's about fifty local show. What are you two thinking you should spin. well. We ve already got most of the area started we're getting married in Montana. We're the save some money by getting married at a friends house, we ve already got a few of the more expensive items already paid for now. It's just the finalizing food

on catering side of things were figuring. I'm vigour between five and ten remaining prepared remaining. how much have you spent already three thousand So what does she? What does she thinking, pretty much on the same page it out its arm army now of our concern is food here again get ridiculously expensive, really really quick Yama. We ve done so that done some big Ramsay weddings and, moreover, we lack a big party, and I can tell you from experts. They reception is the big ticket item its lifted. Russia, part of the whole puppy, like all, like all average, and so I urged by autumn income? percentage while show great so you're here, The thing is you shut your budget and in the food conforms to your budget. You don't set your food and then make up your budget. Ok I'll, get better that target

do with anything else? You don't say I'm gonna, I'm gonna, go car shopping and then figure out what I want to spend it. With our own and then based on that I'm gonna know which Carlotta beyond so to a major onawandah killed. The wedding dreams and Dave may disagree with this one, but you know I think you, U wife, into sit Dennis. figure out. What's your priorities is going into this marriage debt free? Is that priority or is it like? Hey, that's, eliminate some of the debt and have a real good wedding and then attacked the debt when we get out of it. I think to sit down. I had that conversation. In my personal opinion, love the concept of paying office, much dead in having a good wedding, my sister Mary with no dead and that they have. five thousand other wedding and it was beautiful at a mansion outside them to join. The money was for the food, but it was a option: Enervating Alden once so how, conversation, but I would definitely figure out what other priorities and stick to the priorities going into the wedding.

I think one based on that. I disagree with him Would you say, tender your limit? I like it, I don t doesn't feel completely out of control, making a hundred and in right, you're gonna get to, when the two of you you're gonna, get to the debt pretty quickly. If you said, we are probably would be darling you back now. We know if power- and you know the way, we're talkin their stories stevinus what we would do if we woke up in your shoes, it's not up. There's not like up smart in one's dom, but I'll show that The main thing I'm warning is to make sure that the two of you really are in agreement on this, because I can tell you this as soon start shopping the items you ve already discovered this with some of the things and that's why you might from atrocious. You already made SK as a limit on watching span if you don't have boundaries before you start shopping, you're going you're really guess end up How will we can we can Do a little more than the other

Here's my libraries did it here, Dave. When you set boundaries, you'll find what you want sort of those bout. Yes, but you won't. If you don't exactly the other, you'll get you'll get scope creep. You know on their slain, the scope of it will creep up and all of a sudden, you goin to a point that was not a guard drought but are not turned down regarding the shy, and we know that this people impulse and he's not he's got yet because what he's doing is even worse, but always asking questions is very thoughtful right. Very intentional there in a flight in us about it. There wasn't a you know, an immaturity about it. I wish I think, he's gonna be real good but yeah. So I am in agreement with. Then each grudgingly an agreement with your dollar mount ten thousand he's trying to catch your eye to five by Jove, but somewhere in that range, is gonna, be about ride and don't let it creep up to twelve metres bc. Here's, why say five day because he's gonna creep, let's go hungry

it is good to creep up to thirteen. Not if you know there's a lot of stuff I do, but when I saw the budget, that's that's the deal. Trust me. I know man. It's probably know that, because you know how I think this is great can cause. It does not help us jump off into even a bigger subject, anything having to do with the subject of money. Ninety per cent of people lose with their finances because they don't tell us what to do. It happens to them. Instead of them, being intentional and happening to it, right someone you a guy like stuff and asking the question of this and he's already but thought into the process share? He is happening programme led to the situation, he's not a victim of my wife. My my fiance and her mother are driving is off cliff with what their spending and we're in a reality show these not a victim in everybody's begin,

up and is on the same page and this: when boundaries. Actually, you know our budgets was a man actually work and they cause you to become wealthy overtime, absolutely and David. We just did a study released it here yesterday we find it nearly six out of ten people. America do not even budget right now. I don't believe, and another ten percent on lie. Duff shows pro. seven or eight. I probably so. Probably so, that's it just the people, because you listen. Here's the thing if you don't, do things on purpose to win. Almost never win, yes are winning is not an accidental act. Guess is active tension out what a yes or an that's true every part of our lives, and it is the biggest thing if we can get you do this with money is just begun. I'm going to make it behave, it's not going to tell me what to do wander, indicate option in wonder how I got there. So this The rams issue

you ve got a lot on your played a job. your home, your marriage and your growing family. While you are enjoying the present, you can't help but think about your future and your finances as you explore your options. Consider christian healthcare ministries or c h, M for your health care. They're generous maternity programme and budget friendly monthly programmes have been a blessing to members welcoming children into their families. Visit C h, ministries, DOT, Org, slash budget to see, if its right for you that c h, ministries, DOT, Org, slash budget,

Romeo Ramsay Personality, number one best, selling author, an ocean of the table on you, and, as a hard cash, be sure to check out the table. Lots of interesting people come to the table conversation with happening and be sure you tune into that check it out our phone. here's triple eight eight to five five, two to five of your tired of feeling stuck with your money like you'll, never get out of bed or you'll never be able to save. It doesn't have to be that way. You can make progress with money and faster than you think the only way to make it happen is where the budget and that's, why You need a Ramsay plush membership you'll get out to the premium version of our ever every dollar budgeting up where you plan out,

ray dollar you'll ever spin before the month begins stresses that in too now body that Anthony our Talkin bout before the break. You connect your budget to your bank, never miss a transaction custom budget reports and in Ramsay Plus, of course you can go through, patient diversity, several of our other classes or their several quick one, Lessons are there and when you budget and you get national with your money. You will make progress fast and you can start budgeting for free today start your free trial at Ramsey plus text trial, two hundred and thirty, three seven hundred and eighty nine text trial. Two thousand three hundred and thirty seven eight nine Alex is in LOS Angeles High, Alex welcome to the Rams ye. Shall I do with none of the talk you appreciate you taken my call shop. What's up so I'm just looking.

Some general advice year on starting in E commerce, business specifically widely building products on Amazon, and I ll just give you a little back there under my situation. So currently run an auto detailing business, but I broke my flight I luckily just finished baby step three and this month unable to get without giving in to my emergency fund still having a little bit of money to invest in the Amazon Lunch and I'm accusing exactly a thousand dollars to get this business going and I do have good guidance around me out a mentor sat. There appears Facebook grew. I definitely have the guidance around me, but really wondering. If there's any general advice you can when needs. Are you are you not, so I can get my best chance expats exceeding. So what is it where did you discover the idea of doing this

about a year ago. I actually stumbled across a Youtube video that it was marketing of software and the guy that makes the software was talking about the Amazon experience in what are really entail? Then it really interested me. So I have actually it wasn't just because I broke my foot to get it started. I've been wanting to do this for a while with that guy's software, yes So he sold you a business idea. Well, AIDS. So the software is something that you you do the product research needed. Counting, it helps you run the business, but really what sold me? What you know in talking about what d you know just what rightly going and jails and so yeah, mainly the basically it was. It was kind of the culture of this. No, his

company in the software, and you know the Facebook group, involved, then also is a group of these people dad are you know they? They also use that software to buy it. There's just you know different ammo sellers on there and so on. Yeah. You know accurately in point exactly. You know anything had sold me on it. It just sounded like I insist, not virginity. I got excited about once. You start, explaining it, and you know the Youtube, video Well, it is why Ebay, labeling on Amazon, real live drop, shipping on Ebay, real, yes, there There are real ways to do that, but more people money, doing what he's doing than what you're talking about doing right. right here, and so I worry about how got into this and what its really lead you to

it is not to say the whole concept is in valid, but in our I would not end up. I would not want to end up paying him more than you are making and you're really gonna be close to that. If you're not careful, show any what's happening, is you? You found a concept, now, your backing into it is really the only passion you have for those who are making money. already paid a more. Why you Alex. What you say, you already paid a more so act. So basically, what I paid for was the subscription for the software and its chief self curriculum that I had bought a year ago. And you have lifeline access to the curriculum that teaches you, the ins and outs like day to see what it takes to do it, and so I already why don't I already paid a year ago for the curriculum and then it's a yearly subscription for the software

Here's the thing is, I am not an expert on wine labeling on Amazon and may we saw a product on on all kinds of web based things Amazon's, one of them so Our marketing team does a lot of that. We don't do any white label on Amazon today we we on product show you don't need to, but the yeah, but their products were passionate about. So for the an shut show, what I would term, what do they are? Also you to do is. Is it smells like a get rich, quick, a business in a box thing that somebody promise you a bunch of stuff- and it's just scares me the way it feels I'm I'm not a hundred bucks. to where I'm ready to slam fist. On that, I won't go. You been had, but but I'm worried about you and so, if I'm in your shoes based on that, if I get

feeling in a home in a situation? Where do I do I get some more information, is about this and I'm not everything. I don't know enough about the actual subject to advise you, but what I can add value life and business acumen. Part of this is you need some input from someone outside of people dealing with the sky, yet you need to find someone out I did this guy. I was helpful when you said the Facebook group there what history, but it is faces yeah, so you're not got any body outside of this guy. And his influence, that's telling you that that this can be done telling you where the holes are. upside is and the downside is approaching cons of what you're looking at doing so maybe get Washington Commerce, people that but no more than I know but also are not in his camp and before. You give him another time

we need to go, make some money now so young, so dot. The I tell you what Let me tell you what this lines up with regional and when I was your age. I went to a weekend. Or to a one night seminar on how to get rich and real estate, sky would it was twenty five dollars. It wasn't free, and arm that their main pitch at a seminar was not how the real estate, their main, it was that everybody's doing it it can be done and for three I was in dollars this weekend at our boot camp. We will show you how to do it and then, when you went to the booth camp, I didn't go, but I know the guy that was running it rears later. I got to know in and out basically, what he sold was when you went to the Balkans The next thing they soldier was will get in our subscribed our thing and when you find a property, We will buy it though, in partners with you

and end, but you have to Kurdistan and charges going on going and going in going in layers instead of ever really just saying hey imo or not for cultural state and another which exactly what I end up doing right aside from this. and the guy got me started to his credit like this. Guy could get. You started Alex commercial white label with Amazon that that it are very real things by foreclosure- illustrates very loathing running it through that system, where I pay twenty five dollars to get three thousand dollars to get to bring him in all my deals that are found for him and he puts up the money. Ha ha which never really happened. They never did from any by whoever did a deal people into the boat camp and lots of people signed out, but I never found anybody. You actually got hit the gotta put money into it, and and then later on and in nothing down real estate, he went broke.

however, both those one That is so the thing is you kissed you need to get nothing other than the scotch system, because it feels like that make sense- and I must say the guy's bad, but it just feels like that. Today, only around your personality is my go out today here on the rams. Asia. Mobile phones are AAA eight to five five, two to five Andrews and for College Colorado. I Andrew how're you doing therefore, taking my comrades will appreciate chop up so many family and I are,

looking out to close our very first home at the let me now ask only looking to more affordable area. Sure to analyze how ever beheld, far from our real inner yesterday evening that home. Now has three What water in the basement, so what we are trying to do is get some perspective like we're. Trying to figure out. Is this a blessing? hey. You know what this wasn't meant to be. Should back out a minute we may have to negotiate with some costs that we talked about this. I heard a moving in your if we accept that there may be some homes in the area and which not out of the market from other areas that we re looking at or be. Is this something that You know it's a chance. negotiate the carts with the seller and residual It is a mountain of work ahead of us with the retreat floodwater. I just I don't know

Look I just really because we have created we, twenty a mere liking, Allah, we're gonna, be cell. We're never gonna, be there for Tom Copies nine month old and work out of the sea, but now we get Strong it after like okay, we actually want to think that objective, pinion finish. What's the best decision to go forth on this so the arm, the property in a flood blame you, it's in a low risk area and never really had anything happened. before it really surprised everyone in a real. Is getting more information. There is a new federal floodplain right. Is it in a flood plain its technically? No, the three ten score on the female risk. That's the best information that I could find I'm a real choice that no its not and she seems to think that they have been doing some paving unlike worried

the roads in that neighbourhood. It may change the flow of water and it could have just been who each thing that happened to this house, unlike one or two others, by we do know whether the freak thing or not. You know now it's on the history of that had been flooded and No, we wonder if it didn't work. Staying in, or maybe it's just a free thing, not opportunity which we start now. You are brand new married, you have a nine month old and it's your very first home purchase. You don't need this, absolutely not why I'm gettin out of it map right. Not now you saying it's just that it's just a house deal just ass deal and the house flooded and they lost your buyer. Does it now? You say you may lose money. What many will you lose? What,

much of what we do. You know they didn't have a lead on system. Install me talk with the science that hey you know. If we know I'm going home, beloved out of date and thriftily studies at sure you know we decided to pay that up did everything to give the credit at closing. Is about twenty two hundred dollars and the radar system only sixteen hundred, and we said that we pay for that. You know now then we get that money back. At closing words, if you know It will be up to eat that caused in the dialogue that money lessons learned, not push you don't put systems and other people's houses right. You shouldn't diet that where they should have done it period, if they wanted to do that, but I'm ok, good. You wanted it that bad, but on the other at your leisure here, but you know that I've, got a flutter house where the new Right answers Diminute bless her heart, tat, sir.

Crazy market wanted out. I didn't ladder, doesn't matter life is already crazy. You're moving you have a month old and new marriage, the last thing you needs of low basement. Now, absolutely man you have read out coming. I think that it is calculated that objective the fire Have you know you'll be glad you did not insert this asshole and mass and clean up and potential future problems. India. I've while you have all these other things on your plate that are much more important way, even if you read for a year would be dumpty light. Let me just give everything you know: maybe will lower the cost like significantly less not around caused it's about. It's about. You ran out to give up a huge chunk of your life, and already chaotic life is about piecemeal. You want peace, reckon you need peace right If you call me up and said I want to build a house, I will tell you dont build a house for your first home.

build a house in your first year, marriage and don't build a house with a nine month. All this is a good way. Get a divorce. You know about wise peace, Madame in building a house about idea in your situation. You are asking for crap you're asking for trouble and don't do that. I wouldn't do it Andrea. sky road to say this to get out of the deal as aping yeah ended man, I'm sorry and start version go. Look for something! That's not the flood plain or not a three out of turn on the famer risky ride. Alyssa is with us in Oklahoma City, high Alyssa. How are you hi guys? I have a good question and my husband- and I just finished they without Q March twenty is and we are aren't. Babies are three, but we are having a military move come about in July, so a kind of, but not on paused for now back question raises

came to me with an idea of hers is his bow, his truck that we just cut off and downgrade court. Unquote the cure it about a ten thousand dollar less vehicle. I want to make the right decision and I cannot. That's where I'm one. He says gas mileage and adjust its not a truck as you have a truck answer, you wanted to downgrade q and ass. He read em we're gonna jocular. Why they ve been where I'm kind of war issue here is not from a trunk. Is not a gas knowledge move here, so from a further twenty eighteen, Silverado annually can ran for Toyota, so I dont know in other private change. Guess yeah, but I say it just doesn't drive

right now we live. We he's a drill, forget there were very close to where he work I'm, but when we move it'll, be maybe a thirty minute drive on one way. On this occasion I was not sure if you try to use this extra money to put inside a baby set three. Is that what you're trying to do here? We if we pocketed the ten thousand francs from my understanding. two hours fully funded? we'd be done what they were sensory. So I saw your light Dave. You must really liked trucker if my husband not me buddy, I think you, He really like the church, and now I'm kind of thinking is the monkey ranch because you just pay their often is kept to a badge and now I love you downgrading. I don't love, he says it's because he's being the big picture, and I just I don't just make a decision very quickly, nope it's silly to downgrade or, let's keep it. I don't facility.

The turkey when he should say my big picture. What is gaining bus? the truck ten thousand dollars in the baby, to have three Certainly my eggs remove that's what he's wonder accomplish pretty much. any value that more than he does this truck over arrive for. I'm not sure that must be wise want to do this unless, for some other reason he wants to do it. Why? I think he did? once a downgradings ones, Bang vessels and I'm not like there's nobody vaguely wants to down ground. I mean there's a lesson absolutely especially wish I'd just paid off. How much you are legally want to upgrade I only want to downgrade at least Will you marry me down Thank you around forty seven a year jail, you need to download he's been actually listening to what we do each year

you're running your truck. That's too expensive, yeah yeah! That's what I'm saying You have your money tied up in things going down in value, ok, I'm assuming that that's what's happening. Is that he's a lot more plugged into what we're talking about in teaching? Then? Maybe you are because we tell people I have more than half of their income tied up in vehicles and you probably do absolute so yeah, I think, there's probably smart, he's right

Anthony O'Neill Ramsey Personality is my co host today, open phones at eight hundred and eighty eight, eight hundred and twenty five, five thousand two hundred and twenty five Nancy's, whether some Birmingham, I naturally welcome the ram to show. How do you think Who for helping us be better stewards of God's money? I thank you. I'm going your bags, I'm calling today was the question about our more you would work and bad for the now as an umbrella policy to protect your next day, we do have to kids on our own. Policy. We are everyday, though, either and we just want to make sure that were making a decision as far as total coverage

up another million as an umbrella policy. You can do that for usually to innovative three dollars a and my check with Europe for proper, casually insurance provider whoever's got your homeowners in car, be probably the least expensive way to get it and it's what that does It attaches to the top of adds to the liability limits on your homeowners car, so those stay in place. Plush medium is what the million dollar broken English, but as soon as someone discovers, if you, if you get if you're on a car wreck and someone discovers that you have some money of a target on your but yeah well that's what I'm worried about. So it's not based on how much your nest gagging! No, I mean you know I've had a million dollar five may and I got a ten million now so- which nowhere near sufficient, if you want to double the size of that work, I even close, but basically-

buying their lawyers Because the insurance companies not homer, pay out ten million and so they're gonna fight to the death, with someone that and unless there is a true liability, unless their client me has truly pose the liability but if there is, somebody is trying to be in some ambulance tracing lawyer, so to speak, that's just they're trying to get me a quick and easy outer somebody. Then there again about me. Ok, though we have, two million currently do you think. That's enough then asked me about my one yeah I'll cook, Javert about what you're not worth about four million yeah you're, fine you're, fine, because here's the thing That you're not gonna, lose a lawsuit that the large the light likelihood of using a five million dollar lawsuit and not losing a two may and not. Allow should zero ok so, if you lose the two million, you know that, don't you

nobody's gonna, find it and if, but if you do something, that's completely negligent and you know, you're completely out of control or something, and you we run for death due to her head on. Do you I or something like that, and you know you're gonna lose your staff and norms. Insurance. The world's gonna take care that ok, but yeah, but if you're, if you're, just the main thing, I'm after hairs, somebody bump and you are you bump somebody and they try to act like it's something that it's not now not only or even a small claim that was a half million dollar claim or something like that. You wouldn't to absorb that for no more than you paid for the two million. But up Fifty million dollar claim this long I'll help. You are that right. That's my how well I mean if, if your kid gets drunk and headscarf people and kills eight people in there's a fifty million dollar claim on you for wrongful death. Then

on your kid or whatever than you know. You got other issues that that an umbrella not gonna, solve night. Ok, so this is. This is for the smaller are the medium sized ones that goober small? ten thousand dollars you project that is adaptable. We and I'll show you know Europe here that anyway, so what you pay for the two May in our umbrella we pay and speak six hundred a year That's about right, ok, good at nine p m! the two million a long time. So let's do it it where you want to die state form a good That's it! That's a very good brush! It's not! It's not up you're not getting ripped off and you're, not overpaying by double or something like that. That's not up not a bad should all onto me and our umbrella so good. I thanks for the call open funds light eight to five five two to five shall entering one thinks we teach around here. Is that once you start do what you start to build wealthy at that,

Baby steps millionaire everyday millionaire status. You ve got four million dollar net worth wait. You start having to do so to get rid of the risk, by defence and office. And on defence- includes extra insurance office includes high deductibles, which keeps the extra interest trooper yes, and every star buying other things like you start buying from real estate or something maybe you put that in other names, other name meaning a company L, L she's, which is what I have my real state in and those sorts of things, and you know your. It's called just risk management. At that point, your managing risk breathing it around show that the target on any one of these things are small enough that its less it's less attractive,

I'm attorney to spend all their life trying to get your money, chinese, Chiffonniere, absolutely, never say Dave! Why would you say this is some of the questions that I get life from younger people? Why not a meadow see when I go get it Es Corp, while holding roasting Newscorp, you can't do work from attack standpoint. by the same thing, if you're running a business Suresh Similar, well see in some states is easier, operate for holding real estate. Are you can't hold passive income like real state income? Again, oh rental and an escort ok, guys to be active in common you're on it like a running a business right and rental properties, different kind! Never classification of business show you real estate and allow see this company Ramsay his own is the lamp. Our group gives the formal name was an escort. Originally technic still isn't escort, but we rolled it into an LLC because of Tennessee s tax state,

they tax, L, L she's differently than escort in it such from being taxed wackos, He does not have an income tax is out there, but only Scorpio again and all these are the side angle. Taxes and stuff- and we had to move away from that, but on the phone level, it's exactly the same passion your personal on a federal level. I just learn something but from state they you do that and also I've had. The other side We started as a sob proprietorship right, my name muscle skirt number moved to an escort and then later have wrapped that into an llc because of local taxation. Local tax law you just got you just gotta constantly be looking at that stuff, as building wealth risk management, tax management, almost counselling start, take up more and more of your time to keep the gun chance off of what you ve offer money

I've already paid. Taxes are not David Logo effort again sweaty say to people who are dead, free, have half a million dollars and savings in investment, so they still start to start like start covering themselves. Look early, oh wait! Until you hit seven figure. I think you're fine to go because two hundred bucks get your million dollar Rambo. Probably do it what don't worry about, but I mean up until half million wouldn t I would just not because most people is there not come after a hundred thousand dollars in a situation like that, their common after million Juliet is what they are they see a half a million under them? That's like getting the lottery, guess and sewage I mean I literally one time I caused a wreck. Ok, we're going across a bridge is writ Ray: like crazy, like it has been to day here, intensely and half watch him one of doing and slid, and I hit a bump, a car from behind the car I hit in front of me. I had them pretty hard you're not

super hard, but hard enough. They were sitting still to stop light that push them into the next car. The next car was this. in it the size of a softball. I mean it that day early got bond and they came for you woman comes out holding her back like she was dying. and she went to my heart and fly the man she just thoughts being this is my ticket, and you know that Lincoln insurance got me. My insurance company decided to payer against mob. Are you really right? They they're gonna do with their Gandhi deciding what be sued by her and they paid or to get rid our. They get five thousand dollars and she was not anymore hearts and fly the moment that taught me people out there. You know as if I get here, I dare not heard among untroubled. I'm not a marked, I'm not commit insurance fraud. No, you know, but I'm turn his Well, it's a sizeable softball. You did not get it back in look I'm just common sense. So, but people are out there.

You ve got to you gotta, be thinking like she's thinking so very, very wise, it puts this hour of the rams you show in the books are thanks to James Childs, our producer code, annual, our social producer and phones. Greater Athenaeum meal is my co host. Today I am Dave Ramshorn your host and we will be back they guides us, is to see you producer for the Rams issue. Regional over eighty million people, listen to the radio show every week in a lot of those people, listen on one of our six hundred plus Radioset defined a station near you add to the ranch you showed up.

money, isn't the only thing we talk about around here? Get life changing advise on your career, for my good friend and career expert can comment on my can com and show, according to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're just trying to make it to the weekend, it can Coleman show is for you, everyone has a sweet spot, yours spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is. You were born to do and then we'll help you create a plan to make your dream job a reality. You matter and you have what it takes joined the conversation on the can com and show hear more from the Ramsay network, including the current com and shove, were ever