Like the headwaters, roundly solutions broadcasting from the dollar car rental studios that that day, Ramses, what that is DOM casual gaming in low paid off home market, has taken the place of the Bmw status symbol of choice. I'm diagrams your host Ramsay personality, Doktor John Bologna, Doktor B. We call him is whether he is a professional elsewhere. Jackie calling embodies a councillor has a phd and counselling end in higher education, two of them powder

and deeper twice you did it not a lot of friends, though not a lot of friends classes, the abbot, lots of books last words, lots of things you covered but love it so we're taking questions lot of you are facing some fear out there, you're afraid of the economy. Harm to the economy brought on by what is perceived to be the cure, not the cure, but the bite a limit pandemic as everyone stay at home and shut down. All the businesses which down people's income would shut down their lives and show their lives. Being harmed more by the cure. The average person in America then by the actual virus- and and some of your very, very afraid we ve been urging people to remain calm. No one makes good. Visions when their drunk or whether panicked and some of you are both ass usual

we really mean to other people because you're afraid and you a check yourself? This is a time that you need to grow up or the garnish. If your fifty four and you know, I think what things I've seen them cause people to be the meanest, particularly when its directed at public figures, including myself, is when there I don't know what this is John and the human psyche. You can help me with this there's a level of arrogance aristocracy since entitlement sense that tells you that it's not only your job to manage your space but you're supposed to tell everyone else what to do so, we ve been working with a nun yeah right now. New business hide but mind your own business, but people can do

more there really good at minding everyone else's business. But you got a full time. Job is taking here your house right now, you're more than full time job you get more than a full time. Job take care of your head right. Now, I think we talk about fear is causing people to be unkind. Ass, a thinking curious to cause. There's this myth that we all should know what we're supposed to do all the time, specially husbands and dad's across the country, mom in wives across the country, I'm so to know what to do, and you get this moment on what to do in the best way I can solve that sometimes estate. EL somebody else until I'm holding your new year's wrong ride like we have this hierarchy of Islam is another is my neighbour. Is that I'm ok, yet in that goes directly in opposition to just been kind. My critical thinking path that I don't know where it came from it, maybe just my hillbilly rebellion shelf, but it can Ryan, and so as soon as someone says, this is the way it is. I immediately think it's not exactly. I am to us right now. It's not it's like you know

lady. She says: there's no mark. My cousin works the CDC that prove right there. You know I mean it's like so what? If what? If we're in the new rebellion, his kindness or the new rebelled tipping of noxious. They write or delivering grocery to somebody shut in that's exactly. As you said, you'd walked down the street with a garbage bag and rubber gloves. Will your son picking up trash just to get out get some vitamin d, has exactly the threat and has that for new rebellion. Yeah hold different kind of a kindness rebellion, but I'm just not my point is that my first inclination, is to be achieved August. The sheep I immediately challenge authority, whatever it is an enough in my wife, is pregnant with our first child. Five years ago and the obese as such and such now it I think so, you sure you're not sought out about that? Do not a doktor, I said yeah, I know, but you're gonna have to prove that majesty

just cause, you got a white coat. New stethoscope does not mean I'm gonna, believe you gotta make your case do, and I may just caisson I went along but is not. It was not yet I'm not gonna just automatically fallen line. That's my nature, and so just because the president says something the governor says something for God's sakes. The mayor says something: that proved right there that I'm just not going along. You know I'm not, thoroughly. Gonna think the way they think I have other responsibilities. I've critical thinking, skills that are different, and I have to thank for myself and you think for yourself in this, and so you know, I've got a friend whose recovering from cancer and has been too came, oh and he's thinking for himself which he staying at home. So really good, I'd glia, that's not being you know how they're not connecting to anybody cohesion. A weakened state is a high risk

Laurie, I would this thing show answering your questions about those subjects about fear anxiety about money, about life on the planet. Right now, in this weird and wacky time, we love you, but we love ass to the point: you're not allowed to be mean, and so on are not fight with you. You're just wrong. You need to be kind, is made calm your little but down and be kind. All right, let's go to Olivia an hour? Is an Arkansas Alaska in Libya. How are you I'm good Dave Harry better than I deserve? How can we help today, and so it is laughed and high doktor? Do you think you could

Here too, the air you're gonna leave you yet so my my question is my husband works for the fire department, Urinal Asker and I'm an old as a graduate student to become a physician assistant answer. Both of us are. You know me right now, I'm not currently on the front line that he is in this whole in this whole panda and my? We both went through financial Peace University recently and I'm workin the baby steps and we haven't gotten life insurance. Yet it's on the ever running long to do list errand, and so that's been something that's that on our radar. We were planning on taking care of that before all this happened, and I guess my question: is you know why, in this you know turbulent time? Is this a good time to be getting life insurance given in our future jobs it my future job in his car?

current job, and how should we move forward are either of you and diminished health now network at twenty and both of us and of happy here? Will you shouldn't have any trouble getting life insurance? The only trouble- and I will go into it immediately- not because a grown up but because you should have already done it and they only trouble you're gonna have. Is that folks, Alexander Insurance or working from home, and so are the people who, in the medical and so they're all backed up in their report, pushed into other stuff right now, and so you may take a little longer to get life insurance, but if you can get what we call, if you can get bound for coverage, Remember that phrase. That means that, even though they haven't issued the policy of one of your passed away in a car wreck or something during that time, if they would have issued the policy any way they will pay out, that's what bound for coverage is and so go ahead and get bound for coverage, and everything is folks if you haven't got your

done has nothing to the growth of ours, but you send them home do another online or Mama bear mom, where legal force not common and get your well done. And it's a good time to catch up on stuff like that that you know you needed to do, but not because your pain the background of hours, because you got married. Germany not going to affect life insurance world at all, except for people who are in diminishing health, because it's that there are statistics driven industry, there are bag, it basing not of emotion but off of actual statistics. There you go folks. I don't have to tell you what Odin Loan that is doing to your budget, get rid of it. Gotta supplies,

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Dr John Deloney, newly minted Ramsey personality joins us he's got a phd in counseling, has worked a lot in crisis situations, helping people work their way through that stuff. You've got questions for him. The phone number is eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five that's eight hundred and eighty eight eight thousand two hundred and fifty five Five blinds dot com is the number one online retailer of custom window coverings. You get free samples, free shipping and with a new promos they run every month. You save you

more use a promo code Ramsay to get the best possible deal. They give us our question of the day from Nancy in New York Dave. You often refer to having three to six months of expenses. But what are you include, for example, is a homeowner. Do I include my school and property taxes. Thank you. What does it take to operate your household a month over the scope coat over the scope of a year? Yes, that would include paying your taxes, as that would include operating your household, freer and divide that by twelve and you ve got your annual and you got your monthly and multiply that by the three or six right now revised, can't think and six, which is a lot of a lot of people. Attempting me on social media, I told you so, but I'm not gonna do that if you're hurting and you don't have your emergency fund- I understand you know the beauty of a moment in time like this. John is,

that. I remember when my grandpa was alive. My favorite men to ever live rebel. Ramsay he's a good man and told me to drive a tractor taught me how to pull a rusty nail out of a board and that you can't hear me again. You can now good

pull arresting. They all out of a board and straightened out old nail report in a coffee can't and his entire habit pattern in nineteen. Seventy was affected by nineteen twenty nine and it made him frugal. The great depression made him frugal he's. Probably naturally, frugal were scotch Irish, so we probably naturally frugal people in our dna or in our environment or whatever, but these times set new boundaries in your life signs at a personal crisis. But when you go to a national thing, that's like your wake up call when you don't never again will be caught without an emergency for it, because Maastricht,

what goes way down when I have six months of cash in the bank and we're facing a one month crisis the changes, everything people reset their brains, Dante in a beautiful and when you have a crisis, you Rayner members, and we want that to happen again in its debilitating. In one sense, no sense, it's a permanent change and its free young. If you transportation transformation, It can free and you can say never again, there's my never again moment. Never gonna be caught off guard by it by

the virus. I can even see right an enemy I can even see and make changes today that make sure this never happens again. I would do a personal one when I went bankrupt and lost everything I should never again. Am I gonna be in a position. Never again will unleash a tough check. Never again, will I be without an emergency fund never been again. Will I be without cash? Never again, lobbying debt were someone's, take something when something moves beyond my control and that's what happened? The males beyond our control, but what wasn't beyond my controls being in debt burden that wasn't my control and shall never put my may myself susceptible to a national calamity, much less a personal calamity again in those areas that are not susceptible and otherwise I can't you can everyone's susceptible something, but you control the controllable and you say never That's right and I have done the same thing with I'm, never going it's my wife again,

we're gonna ruminate on the negative. What could be the get right- and you said all those never against, and then you start creating patterns and opportunities for yourself and fills run. You did that happened to get there and then later on, when it looks like someone says, while everybody else goes in that everybody else gets a credit card, everyone else has a car payment. Everyone else does not save money, because everyone knows that economies. Ok, everyone knows that you're gonna be ok, everyone, everyone, everyone, everyone, an honest, look at him and Mama pasturage say amount experience has not at the mercy of a man with an opinion summer. You were having that experience right now, I'm really sorry you're hurting and I'm sure you're scared, but the Good NEWS is and all that manure stuff will grow. That's right. And a friend of mine is a rancher in and was taxes and we're. He sent me an article once about parents and Great Britain and the UK, given their kids ipads and her two years old, and they said I didn't want can be the only one and so him- and I started saying that back and forth

be the only one and if you find yourself King went well says credit cards and that's what the way the norm, I'm gonna be the only one right everyone streets there. Why I'm gonna be the only one who doesn't do that right and suddenly or but she's me or appear to time people, So why are you calm and this when things are going bananas is: what are you in your wife? Have such a great merit? Worry your kids act this when restaurants, when Minder in Sunday, you realize oh, can really only one that acts like that right and then people Ronnie strategies where they lived. My kid one right busk range and my bank accounts not em. That's right because I'm YOLO, that's just they range is ridiculous day. You know the stuff we teachers with his antiquated, it doesn't make sense in the real world and then and not as an I told you so but just as you say, Gaza stuff, we teach works in good times and stuff. We teach work.

Bad times, just because it was known as the truth and feared. Tells you what you really believe right. I'm scared I'm scared not having enough our eye. I'm a kind person, I'm giving person, I'm a joyful person. I follow all the rules and I can find out even talking about David. If we can find out, now when you're scared. What do you really believe? Who are you your kind, are you still tithing? Are you still giving you still joyful? find a renowned sheerest test. Every Ezra, your character, you stress, test your stupid lupin comes up lacking, that's right and what buffet said when the tide goes out. You can tell who skinny dipping that's exactly right. That's it that's what your facing, so so! Yes, you include your property taxes in your stuff in your emergency fund and yes, having a rainy day fund is good, regardless of what type of rain

and it's hard to predict all the different types of rain that can come are at rush hours, Witherspoon Washington, high Rochelle, your question for doktor d in me, yeah. I am wondering arm I'll, just a retired teacher in called my arm retirement and on Friday to find that I'd watch. Ninety thousand, my husband, I know that other than our house, you asked how angering advice we owe a hundred and seventy how you owe a hundred seven on your house called your term funding what I'd watch. Ninety thousand my retirement? How much was over three hundred thousand in what should investigate you know it's I don't know I had self invested in night. You stocks in order stocks

switched over right away to the Russians, to Saint Investment Board, but yeah. That's when, as you do that I did that on Friday. Oh, for you make sure you lost well now I need I switched over to the Washington State Investment for now, and I know media Debbie ashes, because you know what you ve known as you ve ensured that you're losing the money, if you don't put it back over, where was shall number one you should not invest in something that you don't understand, and you couldn't even tell me what it was then and there ain't that brings extra fear and it causes you to jump in and out. Could you don't even know what you mean I shall unity a comfortable with what you're in you probably can't tell me. What's the Washington State investment

I can't do it. I don't know I had either. I had that that waste Washington scene about an odour this out, and so you never dreamed. I advise you jumped out. I don't even know you ve got to know what the stuffs and are that's, how you might was studying. I could. I could tell you because I had it. I had a printed out the different place but I had an impact study and but I term hundred thousand dollars in there you need to know what it is enough to be will tell me off the top of your head, not offer Protogaea, you need to know, I would have told you to stay and what you were in as long as it had been performing well up until this mass, because I think that by this time next year or sooner we'll be right back where it was? I don't think you launch the money until you took it out now you ve locked in your losses by selling at the bottom. So you may want to consider moving back in while still down and ride the wave back up

rather than just riding it down. I have not sold a dime of my stock market investments, not one they're, all still sitting so I'm not lost any money. Yet this is the diver amnesia, how often can you get the best of both worlds? Not very often right well, with the rate secured program at Churchill Mortgage its part You can secure a low right now to nail down your budget, an average drop while you're shopping for home, though, view the lower rate. So, if you're buying a home this year, you'd be crazy, not to call Churchill and get your right. Secured now go to Church Hill judge, Dotcom are called AAA loan. Two hundred

as a paid advertised, but animal s idea, one: five: nine one enemy, less consumer access, dot, Org, equal housing, lender, seven, sixty one old, Hickory Boulevard, Brentwood Tennessee, three. Seventy zero to seven well done with it. I Ramsay show a special additional show were just talking about common down in nice to each other your fear or being really nasty to other people, because you don't agree with their decision or something that's just gotta stop. You need demand Joan and stay in your boundaries and the best gotta help you do. That is a bloody doktor. Henry clouds. Being Doktor John Bologna, and I answering your questions and talking about the talking about. What's going the culture, hey Henrietta,

doing? Well, how are you were hauled up here with my daughter's home school, it's different time, yeah sure you're stuck in. Where you live we're in Tennessee, so hot on is the first time in the history of man no travelling De Los Angelos rope here you go anywhere. You want you right now in Cuba, Moldova, Georgia, that will allow. That's! That's gotta, be amazing! Man. Are you doctor? he'll do not right. Are doing well, you know it's. Obviously it's it's crazy and a very hard time, but there are some days in an alley you know will be done at this. Was there are some things and actually do that. Will change the the psychology of this

events are what they are, but just cite the immune system. Minos desires it some people differently, some others, because they have underlined conditions or a stronger immune system at all illnesses like that. You know when you have, storms if earthquakes his own out, from the building is an inward. The crises like this. It really does depend on the architecture of of our person heard, and there are simply that you can do to strengthen the immune system. Will your personal like what well for? You don't understand. You know what a crisis like this does to us. You know people are dead, two in a just how she got a foundation to got the frame, the framing and then you get the roof, and you give all these all these architectural pieces hold together or partners like that

the foundation of who we are is our relational connected this. You know how deeply connected with. Or to a really really good support system ass, the foundation, and then you ve got the structure of the house and you know what holds it together. Structure of our lives are retains in and how we operate in every day. We can expect, don't you know a certain amount of sameness to the data calms down the third thing, How much control you have You know when you, when you get up in the morning, you have two choices and you have control your day and where you go and when you buy your food and all that kind of stuff, you haven't calm your system down all right now, you know you take it. History are were not connected as much to the people we normally see in our support system. Even my small group, I don't get to see you know the closest closest people, other nothing only then a lot if he were connected to it work

Can we really are retained and structure is gone out? The window? A lot of people are really live in structure list days and Thirdly, we are having control of this, and so people lost control and when you, when you die just the main three and what I wanna do is talk about some things you can do about those there are a lot of things you do and what we see with people they do. The things they were talking about here is the Society and fear goes way way way way way down and there resiliency and the answers that their ever come up with goes way up, does not panicked, much good to anarchy, David exactly. I when I was on almost listen to today: About you know just see the structured you do when you give an app to guess about a budget in some online in there is tremendous. It's a general lotta. People feel like a budget takes away

afraid of actually increases freedom. Well, that's what that's what happens when when we're getting? You know some sense of of from all through going through this say an enduring the things we can do you. Actually, you in calms down and like you should the panic goes away and the anxiety goes away and when that happens, then all of the good stuff in your brain begins to operate, because when you are afraid the brain is decreasing in all quarters Journalists are a bunch of stress. Hormones are designed to share down your ability to think and so stay in there in the loop and so that, for we have to interrupt a breakthrough that, as you know, an interesting thing is you can interrupt. It would just as an act of your will. Doktor Henry Cloud joins us right now, trying for a couple shag much with Doc, John Bologna here and just talking kind of how to manage

our emotions and the ability to have hard. You talk about it a hundred times over thirty, your friendship, self control. It becomes The will to overruled irrational behavior. Irrational reactions, panicked reactions to a real threat. Data are merely a levy allowed starter in about six very reserved sheet. She had been worried about something. Then she dinner, we put her to burden the ears were daddy and I go in there. She is. I can't sleep. Why do I think about our carefully as Libya count sheep? Ok, why there s a way. You know they jump over the fence needed. Keep down the middle. See you tomorrow, don't stop countenance and so about farmers right, our ears are run and there she goes. My sheep keeper,

king ended should Olivia their year you have control of Novi sad, said so so Deva main will work in our direction. After the war were were right in and meantime were wrong about one thing, and that is we are right in that we have the ability to choose it's exactly what you're saying now what you can do, a lot of towns and people of all these, it does. You know, there's all this crap, fine to their heads. And a lot of that really is not even thank you. No automatic thoughts, you're coming from your nervous system, because his panicked you care You know it is like the old Lemon Bab did she say where you get started, the bird flu for blood. The

across Europe, hair a union easier to grab it and let it make a nest. Well, that's exactly right an end science. We have has proven that allow these automatic dogs there are going through your head are not thought There's a difference between your brain and your mind and what Davis talking about is you got it control of your mind, because a mind is what you can focus attention to but you're gonna, pay attention to, and when this noise is going on your head, will you do you know, engage it you don't ruminate on that stuff- choose to focus and get, connected and involved in something different in theirs, very good things that need your attention right now. If you give it to him in, by an act of the warlike day says instead of you know Can you will delay and and remedy aground the stuff and work you shut up into a frenzy, and so

really really important, and we could talk about what some of those those choices are, but you are in control of the sheep more than you think you are now. Will you for targets? I say he made me madness. It now, he made anything. You decided to be mad as a reaction the justice of what he did. He didn't make you mad glad I'm an interview aware where I gotta say janitors they won't want. They were that in ten years later Dave would they ve got a bunch of people. They say that credit card you may go in there. I didn't use, why did Bob hold that thought we'll be back where I live, and Henry Cloud after this break doktor drawn Bologna Doktor Henry Cloud with us? I was one more segment, solid, stuff right there in times of trouble,

You need to know how they would trouble and that's why doktor d and not a cloud are here for I also here to answer your financial questions in time to trouble. Oh by the way, trouble always means opportunity for some, so some of you might be on that side of the fence danger she got across back on the day, Ramsay share Johnny makes up day on the programmes are shown lamented around your personality, Butler John alone,

and this have our our good friend Doktor Henry Cloud. Author of the best selling book, one of my favorites of all time boundaries, some of you need to respect other people's boundaries right now, you're scared and you decide to manage everybody else's business because you don't like what they're doing LE manage yourself. It's a full time job in rejoined us our big kind, be kind, be kind. What is this thing? John and I ve been talking about it over the last hour and a half or show and answering questions about to what is this thing that I kind of get it? It's almost juvenile, our primitive, but this thing of people losing who are normally kind. Or reasonably controlled when they reach a certain level of fear or meaner than snot yeah. Well,

in one may not allow people so well. If Canada, Human you're right, but if it's a little more than that as well, you know everybody's heard. The phrase fighter fly to an end at actually You know it's a chemical thing that takes over to the degree that somebody feels threatened, and so what once people start to feel threatened keeping of fight ply the other is freeze. You know the brain actually does go into that state, where there either going to start pushing against people. That's what you're con. You know that before you Shan in terms of we'll be in really really made their despair. There is gone and a firefly now the other side of that, though Dave is not just victims of our biology. That's just crazy! You know our biology kicks in in a direct relationship. A lot of times most times except in us things like PTSD or other

conditions, but in a normal person, are biologists and again in relation to our character. In our spiritual formation and our development, of how much resiliency and character encouraging and connect and all the things we have as a person and so in armour, whatever I had a brother law, maybe she'll in A party one day and in some guy Idiot didn't oh, that he was a feel. He picked a fight with him, an aid through a punching a mark just basically taken down very at least, but in light one move took him down, put his hand on the pavement and put his foot on top of his head. It is now, can you go back in that party and behave yourself and act like a gentleman justice demagoguery.

Yeah yeah yeah. But but the point is, you know you got Sawyer markets, but he wouldn't threatened because he had strong abilities. Strong character and strong competencies. He could have taken the guy, and so we see people getting react. If you know what my favorite? is in the Bible, and this is one of the greatest strength, building periods, it says, don't be overcome by evil, but overcome evil with good, the one bad things are happening or people are mean to us down at the bridge. You down to, its level, but let it be a call, you to go to step up and grab them and pull them up with

this, like you're saying that will do the most to calm people down than anything generosity, gratitude, kindness, the earth, leisure virtues, we call them that come out of a strong character. I think it's a low bothersome to me on a macro level that that you know our spiritual our faith and our connected connectivity relationship is so weak between those two things as a culture that its caused us to go to from reasonable concern to fear all away under hysteria as fast as it has, and I think it's a spiritual disease and a lack of connected as you can't fix us with your Iphone and your foot. Selfie and and you got no rooted system and your faith walk, and so you go for

something that is reasonably concerning all away into complete hysteria as culture and we see that we see people getting many cities awful things here in our go through. Social media people getting in a fight over a roll of toilet paper and in all this fit but they've. I got to tell you one good thing and I want people to look for these out. There is running service models, units operations, there are a lot of really good people who are reaching out to their name. Right now in a lot of companies that are reaching out, I've got a client company, for example, that I was on the phone this morning in what they're doing for their employees I now is all of their focus is trying to help them. I do not see the big people we're herds around here, so so Look around and you're see some.

We really do lame people out there, but you see some good people to and drift towards him their behaving, and let that be a model tat all of us in that, let that be entering Argus our encouragement over the people that are out of control, show him if they need more information on what you guys are due in its boundaries, dot com, boundaries not no go. Gonna boundaries dot in an and also do I did a pipe jester free. Gas will be gone in ituri wherever you get your pockets and go to boundaries. Dot me hard cash, and I just but one up on Friday about psychology and how to cope with this hinder the specifics. You need me. Connection, but you need a certain time. You need more structured, don't have white space every day, it? A routine or doing the right things and stop watching me

twenty four seven carter. You need a few times, but don't have perpetual PTSD in we screen all day. What are you doing? Go read a good book taken all course. Do a budget gets control over some stuff. You can do they save in there's a bunch of stuff on there, Some of you will know the boundaries dot may podcast got it and we thank her join us. Muffruff stood a taxi high is always good to be with day for, encouraging their body down down the best path possible. You got it doctor Hendrick loud good friend of the family. Here I, our Gaza, been working all morning. Ocean leadership meeting all morning before I got in here were run a skeleton clearer by working from home and us just a handful of people in here. A small part of what we do. A remedy is broadcast, and so our thousand folks are working from home right now, but we ve put together a website for you were. We are virtually giving away a ton of our staff to help you through this crisis. So here's the deal go

to day, Ramsay DOT, com, slash hope and you're. Gonna see some on beetle You probably good deals here. They are the total they make over audio books for a dollar nine on the proximity principle. If you ve lost your job and you from income, a dollar nine for the audio books. You can download it schedule, you look pretty Found listen to it while your home, you want teach them, while you're at home in your home schooling, we're gonna, give you our foundations in personal finance, study addition normally, Four dollars during this fourteen day period, its twenty dollars, that's unbelievable!. Of course, every dollar the free budgeting tool as their download that and use that There is all kinds of other stuff going on at this website and you just do not want to miss this David need a coward and put all kinds of things up this week. These are just the first thing. Data dollar, nine for the audio book on proximity principle, smarter

Should we wonder your taxes? Only seventeen dollars foundations, national finance hush. Go study out, get this. You want help a whole bunch of people out I total money make overbooks the cheapest. We ve ever sold them in our history. Eight dollars a book for a case, Acacia twenty four and amount to friends, family that are ongoing, that are scared, maybe since their wake up call and they want to get their emergency fund, maybe they lost their job. We want to help you help them a twenty four pack. The total money make over eight dollars. A book all the stuff is wreck. Weight is only for fourteen days. Basically, most people shut for fourteen days right now, The president is set at our local governor has shattered, and so this is to help you guys you will not see deals like this. I never seen them before. This is to help you guys and serve you crisis, more stuff coming on page tomorrow and the day

day and the next night, we're gonna have more than most stuff. We can get up this morning so check it out. They Ramsay dot com, slice up, Doktor John Bologna, thanks for Jordan me this our thanks for having me good stuff, does that I Ramsay sham this is James Giles producer of the day room. You can listen to date anywhere with the day brandy. She'll have sparked catch. The full show roused by topic force inputs. Your friend had the authority and download the day brandy show out today

have you got questions about retirement, investing becoming an everyday millionaire, go beggar and broader with my man, Chris Open on the crucial genscher. I M excited to be able to talk to you all week in week out we're going to focus on your calls and it's going to focus on building well investing and how to become an everyday millionaire subscribe to the crash organs. Wherever you listen about gas. Hates me producer of the Dave. Ramsay show this.