What is the rim broadcasting from the dollar Rachel studio? This is a day ram to show where Mary hangs out. They have a combination about your life and your money. Neo John, why my good friend microbes done the job only you call him don t. You take your questions here today, AAA eight to five, two to five triple eight eight to five five, two to five wouldn't be taking questions round money. If you single Millennial are odor, wiser or brighter, or we just have questions anybody anybody can give us ago. How are you meant you're, not man, I'm not ok, but I'm ok, I want to show but usanga you're going their man. It's gonna be a great our decisions, good conversation and just talking

life and how are you? How was how life going here and frankly, in Tennessee beautiful man two beautiful Friday. It is still time to check out for the weekend. It is. We are sure. Meet this week. I can't I can't wait. Madame going off in a bar, cash governs the worst, terrible, I'm a gulf! Yes, we're gonna go to the phone. Go fishing under we're. Gonna go fishing like a grown up, we're gonna go to the farmers and because it may display the golf world- and I don't want to get in trouble in a day- ran to show so levers and who have a conversation with Derek meant. A dairy days were colony and then how can doubt the dna help? but they can cause huge vandals. Show they proceeded with, enjoy doing for everybody hope their families are safe and another doing the best. You can do, sir. This pandemic, you two dared thank you so much for college, not only are large, We were going to twenty five months ago at the start of the year,

cohesion, versatile journey? the first night, blacks and whites one learns. The Andes. Videos are similar to the workplace and oppression. I've ever million. We are a bake. Brothers have been there too Well that followed the next morning I went to my pastor, Nepal, much the sun's rays I'll do the centrepiece universe. The tour I said, yeah question said now. I just wonder for Congo Therapy lessons to thank you. As MR rooms for me whenever you chance? That's all twenty five months, I've had already paid out seventy six thousand dollars among their close, I'm not dead tree, ok, but already now to go Jerry. I got about many thought out and left. How can I have my home before you? Have we? and one of them outpace, I'm single and kids thirties, have the job, but it was

it was his by video. That really made me wonder day, whereas on money going opening was that there was a report about it. So the single life was great. Only me wrong. So let's go in doubt the chapter two. So what about going home is now I'm being very with our money on a proper regulation establishes for that. I want to talk to especially you dotted alone was just doing everything just perfectly through the way. Randy solutions I want you to do. I had to adapt to a bit too to man is managed directly. Instead of putting up just a thousand dollars for four more secure for example, of ten thousand dollars just because of the what is not Yes- and I do that, but I just made a fit. My individual needs What's so, what's what's which question The question is that the remarks about about not to house and the money

arm are really. Robot images, point where MAX it back back and out of it on a constant basis, a woman If you give some inside on, all that in just really push forward so do you have do you have on payment saved up I do not think this is a process that will be happening. So let me just gonna cut to the chase, fear right? It is it's an alarm system inside of us that lets us know that were in an unsafe situation right, you unfortunately slash. Fortunately, crossed a magic line and now you know better. Instead, your. Your fear, alarms, are going to tell you you want to buy a house. You wanna, buy this place. You wanna buy this land unify this whatever

but you also know you're thirty, five you're single: U S! Seventy five thousand dollars in the whole still you're, exhausted after Britain for the last two years to get the first. Seventy five paid off now Amy in its both great that you're half way home, but also only half way home right, you're, half way you running hundred meters, the mile and you're tired and data by house. I'm sorry to say get up pay off Your debts, and then you gonna feel this fear dissipate, because better, yes and you're, gonna have freedom to buy, which by your eyes, you gonna have freedom to live on the other side of that in that cascade often to your relationships is gonna cascade, often to your work environment, and we here Anthony. We hear all the time folks go through financial peace, and suddenly how? through they get a promotion at work or they gotta look themselves in the mere and face that there are very good. Husband are very good wife

I've got a fix relationship with their parents and their. Sometimes I get on a plan in going down an avenue. That all a sudden, Mr Lechner on Everywhere- and you see yourself out of control in adheres attained area that I really want to address, because I agree with doubted e here: do not purchase a home, I'm here, of concerns that I hear within your call is when ten thousand dollars in an s egg, and I totally understand that you, you may want to limit more than a thousand dollars, and let me say this a thousand hours. We know that there are not enough. We didn't care baby set number one for it to be enough, we made it so that set out what you can get out a debt quicker to get to you three to six so what I want to suggest is unwanted suggested you take night as nine thousand of that. Put that towards seventy five Kate, less of towards a damn, damaging and have about robots six six thousand and work hard and do not purchase a whole? one of the reasons why you're still, I believe kind of fearful is because

have all these dead over here and you kind of nervous beseech. You will not be fair if you have any debt, if we had a full funny. Baronetcy fine you'll be running towards getting into because you have a solid foundation and so I remember when I purchase my house not to day I felt so good because I say a lot of money put down towards my house, but I was out of, and I had a fool funded emergency fine and I was actually going oh my house, and when I went into the house harbours like fear This is beautiful. It's my is mine, and I did. Right, because I actually waiting. I had a patient in let's say you do by that, and then you get fired the next Monday. I driven August six months, I'm good to figure it out. So my heart rate, so low and doing that some pandemics gonna come through town. No, I guess t sultans go into yes, The last thing all all just so here too Derek into all those folks who like

the ideas like the the no, the concepts you get often the trouble and it's like I know it's good for you, six or seven or ten or have any millions of people have done this. I like your idea. Do it my way, though, and Dunbar Helen, you Derek I'm a guy who try to figure out the way or on the way or on the way and all stone is getting in trouble over the years financially relational and they're. Just a plant follow the plan. Do it the right way, suck it up, pay off you dead, Then go myself an awesome house. Why would you want to cheat the plan when the plan is approving plan and is in his work? For me right do not cheat something. If I see It helped him become a millionaire. I'm gonna go that route because its approval, it's as Europe lands up until thirty six, not proven come on nine July. You Bob Bob, did you logical, eight eight to Firefox do, but this is a day rapture

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have a conversation with Logan alone, they were colony and how can doubt the dear myself help thank you you do you, you man? How can we I am wondering we got out of a profession to where we're gonna have a pretty soon Tax liability next spring ends that we do have the money. Available now in wondering what's the best vehicle depart their money in in. For maybe the next six months, would be gang, how much We wanted to show how much you're gonna have to pay back It's gonna be forty to sixty thousand times. We need for grass somewhat apart forty six thousand dollars. I wish I wish our total income right now. Will this year will be higher because we were farming, but

we carried over some green into two thousand twenty insulting to only twenty so world in a hundred fifty two thousand legacy: girls income nuclear lobby. To good Grain Year, Logan US as well farm and deal you hold the green over, and you know eventually the tax will catch up to run. You know so here's the thing when it comes to us, short term saving Logan if you want to sack away at least forty six thousand hours, and I definitely tell you I commend you for saying you know it. Let me get prepare for the future yeah down the farmer right there, absolutely and as a wise man right near so low. Here's thing on what suggests I want to depart this into a money mark became it or you can parties into lie. Savings account with high yielded entries, and so, if you just, that sixty thousand hours over there for the next six in our minds, you know you're, not gonna, a lot of money on how you interests on savings

side order money market down, but you may get a couple hundred dollars. You know what I am now going to sit in your pocket when you cut that shape batted iris. But das, those be the two ways and I suggest that you gonna hit him park for a short term save as account, but I just commend you because there are a lot of people out there in the world right now, not to de who are not thinking about that. They get all their money and they want to get to that when I get time when deters time to pay the IRS back their stuck in their herd, in that that to me is the beauty of the farmer who always knows at some point regarding the drought, sir, boy. My fields are gonna flood. Am I gotta have some money for tomorrow, good for you, Logan Man, good for you, ve got your loving. We preach may going at Washington Reliable, station was set. So how can doubt the myself help baloney without they. Oh, are you guys doing man? I'm done good standing, we're National Tennessee her you, like his energy, do and doing good

Like a when you said, I am not doing I'm doing good. I know I know how you feel them. In that way that counterproductive below, but man a good day would be played them off and then goldfish stuff for South America. This I'll ask you now know no so sad and with those that I got you back me, aren't you go off in it in the next day we can go fishing not moving on from San Diego California, from his ears with our ever. How can we help broke? how to us. You know some thought that doctor love is where you I like them time, and you feel that this is one of those days were with all the George Floyd got stuff go on and, like you know, I worked very much in the minority community. Twenty four seven like I'm feeling this differently than other people feel like what what is some advice you can give for people to help because people are like you have said

as you have said that if I know that's not what we need right now, we'd people on people haven't these conversations. You also was the best way to initiate that conversation could be tough things like this, the people about man think Sir and Anthony directed you all pipe in it. This, is a heartbreaking moment of solidarity, heartbroken Breaking and yeah. I think- and I spent some time talking about this your day. It is where we have begun to be united as a as a community as a couple of friends as a country so seldom ate them such ass. It is question correctly: fleeing is traded would you? What exactly are you ask me so I'm saying when, when we

And I feel like this? Like all man, I want to say something I want to do stuff and what what do we do it like? I know to do where work family like that. But what? What can other people do so like for the listeners? Are the best advice come from that perspective the question: what can be done? Yeah? Yes, definitely question in here thinks that I'm gonna break a man is be love, be gentle behind and in just tell the truth. You know, and that's one thing that is that I'm telling people all over whose ask me what can I say? What can I do it in his just about being loving, being kind having a christian heart made just now the truth was wrong, is wrong, was right is right and the truth, I believe will set us free And so when you're honest when you respectful, when your loving, when you're kind, that Swain enacted kind gotta be sensitive as well, because to some people. This may not mean a lot which I don't understand how it can, but some public. It may not mean alive. It's hot,

have a soul is not mean something you very very much so is, and so for me I learning to just just just keep my my thought, we'll be internal kind economy loving, but also be honest in its importance is too number one: five people in your life that have wisdom its natural to feel more. Not natural twenty lash out national monocle find somebody and and be emotional and since one go start swinging, that's a natural response. Is also other responses where I just wanna turtle up and put in the same doesn't happen and in either of those are not good responses here and it's fine people that you trust is valuable and wise, and and then being honest with your kids being honest with your kids, I'm Rachel says a birth scare,

kids need to know the truth of the world that were Lebanon and the role that all of us are gonna play and loving one another. On the back end, and honour each other, I think I believe so my angel lucid do the best you can and then, when you learn something new, do better and then, when you learn again, you do better, and so that's that's. Try to live my life and I think it's important to say, George, its name. It's important to acknowledge his mom of hugged too many moms have lost tuna kids and the whole situations heartbreaking, and I think it's important that we come together as a team

and at some point we gotta say here's the truth. Endless do better. I definitely agree. We have two deafened, do better indefinite, shall love and honour and help and when a key things at I'm doing, she's really even going louder with my message, because if I can help more people get out of debt, if I get help more people take control of their finances and then I can help a lot more people. That would definitely help even in situations like there's some men as a great question, manned great, crushing great Gresham, not the big man! You're! U to channel is blowing up right now and we actually had a good conversation that actually can even come off it. Is you asked me: what is your new normal in a? How do we? How do we adapt and adjust to this new normal thing? A give give the listeners load a bit of, but what you doing Youtube and how your hat This conversation, you even about to have a conversation down a road on. How do you have the heart,

conversation raw relating to genocide? Give the listen is a bit of of what are you doing with your channel and house When people laughing my you gentle doing well, because you are a guest on it. You have a trillion. Followers are here, you know what you do. You should teach you to course, look colleges, that's why but your guest on there, The big deal is it is to have some short snippets on foot for folks to pick us and quit quick tips on how to live. Our lives how to be better brothers and sisters and husbands and community members and neighbours? that have hard conversations. Haughty addy talk your kids about sex. How do you talk to your neighbor about I apologise to neighbouring you do some wrong. You says I'm wrong! You tell your wife, I'm sorry I'm. So it's o away to have conversations. Zubaydah do can act with one another.

On one January, the producer man he's rock in the way you two clips use. These gifted he's really gives some creative things, so I like to have you got to stop? The avenue Gabriel showed lately too far. Far too too. For most of us, healthcare costs seem to increase every year and saving money feels more and more out of reach. However, there is an affordable biblical option for your health care needs. Christian healthcare ministries is a non profit organisations that house members carry one another's gardens with healthcare expenses and they have successfully shared each other's medical bills for nearly forty years, discover how c h and can help you saved by visiting C H, ministries, downward c h m as a proud sponsor of Dave. Ramsay live events sitting everyday darted Aloni it myself Anthony on your website, personnel honoured Integration, Davis out enjoy KISS Rita, would trust us in his chair. I wouldn't trust us, but Dave does your allow trusts. I trust my our trust you,

I address you like a mother. You were made it. This is funding in a really enjoy doing to share with you. It is really good, I was I was gonna skeptically for joint D. You, captain Golden in six months and I go wrong. Pass you ve, been five. Ok tangle is a team effort. Man one why Ramsay Personality way as we always I know, but the important thing is it. We ve all watched the last dancing. Teams important your, but there we'll play You are aware Skype you got to eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five 2d and myself here or answer your questions about life and money and we're going to go out to Mississippi and have a conversation with will a hauck and out today, and I help him

yes, so I I've been doing a lot of us. Were they Ramses material over the past couple weeks covered here and Are you finished at one not doubt as coming too, but we Congratulations. Will work workin on baby steps too and I'm looking about twenty k beyond their credit card. That I was wanting to know more about balance transfers and I have one credit card that is really high interest- it's the snowballs at the bottom and kind of worried about it. I wanted to ask her tell about the transfers and changing that eleven thousand our credit card. Gone to four, five hundred dollar bills, andean using some about their offering, which is eighteen Months- Euro interest. Listen, talk about you know you, you could do it, you know

you really haven't done anything and don't take it ass, a psychological you that you, so you just need money. Your lan observe one more thing. U turn you guys about that. Will the total amount again. Is it just twenty five k and credit card, Twenty thousand student once so was gonna use the money that they are all I wanna check all mustard. It wants to make sure that they are I came interest or principle during the Tobin together all settled once also I'm not having to make payments on those soviet September catch them about. Now it was on a call on the end, that's one so yet total forty seven k in debt totally. I wished annual income right now between me and my wife around seventy five. I guess your family incomes around seventy five k and you have forty forty seven k in debt right now

and so with eighteen months, I feel like we can get through all this that that's how close we are- and I think the house about things watching hunger, epic, that's what an explosion, stones Ok, so we don't worry about it. Baby, septuagenarian Whereabout, these fourteen hundred dollars anymore, he's payment, or I could Mr Martinez, you don't have all you dead, excluding your mortgage, when it comes to your debt right now. What you'd lined up in your debt? Snowball And so I am going to echo. What would you say you her from Dave? I'm if you move it would to a zero interests. I am okay without by before, even that I want you to line up in your debt, snowball an attack it now, if you can get zero entries and you can get the entertainment down. I am- with that, but at the same time the Andes be no payments, no penalties, nothing that's gonna harm, do that. But I agree with day if he didn't do anything. So right now. You may be lining up inside of your debt snowball and attacking it get you got

the plan you gotta, get out of budgets and was five k income? I would definitely will get your budget and see Where else can you may be cut off some things, that will you Hannah directed at attack, this debt snowboard, but when it comes to their love, glad to adopt budget all knocked out down. Everything we possibly can and you were down to just just debts- that's what we're How to all right now? and we'll wanting to get this interest to get that the interest on those those cargo is it's worried someone how long cuz it's going to go beyond you know what we plan eighteen months, what will in reality this I when I went through this process figures were the dead, pile and mountains, and I got this plan I saw the plan. I got my emergency fund and immediately my scheming brain got to work, and I had

this compulsion to do something and waiting. Every month I got paid every months awaiting once a month to do a thing: wasn't it I felt like I need to be like doing more? There is more that and man it up in a better man than I started with, and so I was moving this balance to that balance. Now about it. To the like Anthony says, If you go down that road, I've got some friends of my life that can do that they can bounce those. Around they could find the best interest rate, whether pampered it I'd look, I can't do that. It just became a watches schemes in chest, chill games for made it just suck it up and pale. It's gonna take a while ass can be painful, go jogging. Instead, man who jargon asset coefficient the number one way to get out. The debt is not valid chance as you, you had to be intention about what you're going to do. As long as intentional and hearing your heart mandate, they are you got it now. I've got it so I'm ok with that. But then I don't want you for the next thing.

Any chance for what can you do know? I want you to know tat the debt snowball and get out of that. You are the number one person s gonna get yourself the dead, but if you can save some money by getting a lower interest rates down to zero interest rate for those eighteen months, you can take advantage of that. But again you are the person a go the Texas we're gonna have a conversation with Hilary Hilary that day and I hope I am concerned because attention. Deficit disorder has gotten the best me when it comes to Kennedy. Finances. It seems. Calm. Impulsively is the hallmark of anyone who s attention deficit disorder, so get money I spend it before in order to avoid gone. And I don't have anything save that for retirement, and this is the concern of mine, so

I was wondering. Is there anyway to evince a bill of you paid? I know I can pay it. I'm gonna buy ungirt about when it comes to paying my bills. So now Hilary honouring eighty not to blame for your spinning, impulsivity guy. And this is from a. I mean you're, I'm in your camp and Eighty d is: is it disconnection disorder that means that from the first? history in your life. Probably when you are younger you at some sort of breaching relationships, and that vision. Excitement spin, all of those those compulsory behaviors that happen on the back into the ideal reserve from a for me a lifetime connection. That's all you and the council to work through. But I, when I don't want you just a separate yourself from the you're of paying your bills and saving your money and so

if you do have compulsion, if you do, spend but the eighty aside and say me Hilary. I spend too much money. I don't have good self control over my money and fire some people in your life that can hold you accountable, whether that's a spouse or some friends? That may be like me. There was a season when I didn't carry my debit card in the wall it cause. I did learn new behaviour because I just bought stuff Willy nilly and my wife and I would put extra cash out whatever the the plans were. But I don't like you, taking their diagram? stick in making that the reason why they're doing certain things, especially when it comes to eighty eight spending, your uncontrollably spending architecture, behaviour, and if you control at point of sale control upstream. As far as you can, with the help of others, you know the greatest. To your success. Is your excuse? Well

it sometimes mental health issues are. Are their contacts not excuse us? We like the same, so they are what they are. We wrestle with them. Sometimes your brain chemistry issues. Sometimes our relationships issues sometimes are long term, the short term, but I see to take ownership of those behaviors, whether their learn behaviors per se. Behaviors, I gotta go to ship of. What's going on, and that means I gotta get the help. I neither means I gotta get people my life. That means I gotta take my own debit card item. I owe it to keep me from

Making decisions that an organ harming yeah man- I agree, Mannahatta one adding more to that, because you absolutely right definite agreed the context. He'll take ownership, they go to ship. You ve got this. I loved the call- and I love somebody sand a struggle with this, but my goal to hear from agriculture

sitting everyday Ramsay, Dotted Aloni myself, Ramsay personalities having a good time to spend a great show today. You're welcome. You know a dusty, I just love the imaging your brain to obtain. One ferry was probably say this: let's go to the next college ya. Before we got a nice carbon, you guys hey! I want you to make sure you follow me on you too. I am releasing something very very great. Next week, releasing a singles panel add a real conversation. I would above single people talking about money. Talking about life talk my how they feel and up I'm really excited about what the world will be able to seize, or whenever one to go to my ear channel. You too got for Slash, Anthony O Neil. I saw the footage it looks remarkable

Real good is great man. We have I, you know the gospel artists he's a zone air any dowser, a very influential individuals on air. So it is a real conversation with the young people about where our life is so obvious, extremely extremely grateful. So please go over to Youtube dot com for Slash, Anthony, O Neill will be releasing it Monday morning at eight a m and is going to be. Great day, we're gonna go over to Otto and have a conversation with sherry, sherry. How can doubt the deal myself help? I thank you for taking my ah yes ma. Am I working on the Dave Ramsay Plan for a couple years I paid off almost sixty thousand men dad. Do I paid very house down to where I have fifty three thousand lesson five years left by the only four or five years I'm trying to knock that down secure three year, but I just had a monkey

and down into my world, but I'm not sure what to do. Some calling. I have an emergency fund of twenty thousand I have a five thousand dollars. Paraffin nodded for a reliable vehicle with the need that I have I planned and here my car into my house, with paid for and adding to my my car funds, but this week some things have happened with my car and I can't keep at it electrical problems and the framework drifting out, though I'm gonna need another vehicle, I half the have either in we'll drive or a four wheel drive, because the where I live and I go my husband works out of a alone a lot. I need a reliable vehicle. Obviously let you

but I really would I look at what's out there, I'm looking at at ten to fifteen thousand and four. I know I can get something cheaper, but for something that I can feel is its trustworthy and reliable and have the four wheel drive or our line, but I need so wish your house Jerry. It's only. Seventy two thousand, a seventy don't say only that's remodel well dear. Above the average case, so that now de saint european Average, so be grateful for the power. So you have Twenty thousand hours emergency, fine, you're, completely debt, free sweetie, your mortgage, correct Iraq. I ain't! You have fun! thousand dollars in side of your car How long would it take you with your current income to get another five to ten thousand dollars, because I think you can also get a dependable car.

No for greater round ten thousand dollars a hammer. Would it take you to save another five thousand dollars if you maneuvered some things run your budget parliament to take you, I I pulled her mark where four thousand and green man, I know for sure that cutting every corner that I can right now. So I know that I can do that, but what I dont know, if that I could make a three months without the- now. So eighty it sounds like this is what the merged funds for their right. And sure enough, you son, excited that you want to pay the house off are you arrange edgier it through Rynch at you, and like it that he said good at ten or fifteen thousand argue good. Gonna get used tundra and with it with former foreign and get one for fifteen thousand bucks and between you, two go right and then you have to pay or so

That is why, on the right track, Anthony yeah, you know, showed us s. That's gonna be my suggestion for you. I have no problem with that diving into emergency fund. I do not want you to go out there about twenty thousand the car. I want you to go out there and do some research a right and identify. How much can you how much could do need to spend two by dependable cars channel for something around ten thousand dollars. I don't have a problem with you pulling five thousand dollars out of your emergency fund, because this is an emergency you need it. You need a car to get back and forth to work, but here's the thing: whatever you take out of the emergency, you need to pause everything else and put the money into that asap. So if you take out five thousand dollars and over these next three thousand nine hundred and thirty two nine days have long, it would take. You need to put that money back into your emergency, but ass, a great question how you said I came. I want to pay off to mortgage, but you know on paying off their mortgage right now in great get you dependable car, special, you being a home, a completely bias,

but it s frustrating that's life right, menace life, us ratings life, but that's why we're prepares, and now this is not just an emergency, just an incomplete annoying. I like that, were annoyed going out to New York Web Accommodation with Sabrina Sabrina. How can doubt the dna help Anthony high documents, are you guys doing today? We don't know what I'm doing dead. How can we help I'm good, I have a question on I'm looking for some advice, my husband and I are three daughters. We live in a two bedroom apartment of Brooklyn people should bedrooms. Yeah. Well I mean don't barely small doesn't and one that will have a little bit of rural areas. We pay, I'm thirteen could be a month for

Would you like unheard of in New York and book when and how did you get that? Let me ask you back when I heard a Texas: that's it firstly while its family, but we ve been having from issued lately. So like we're trying. We want to buy but one baby step to or not Where yet, we haven't started saving up for that yet, and yet we haven't been able to find anything in New York for that place. And the third think that these actually one fourth of our pay we'll take home day, though I don't need it from advice. I don't know what to do at this point.

And so are you ask it? Should you leave? Should you rent what she was sure as that questions like mission? Should we leave? Should we leave? Shall we start saving up for the house, even though one big step to like what shall we do, because almost I see that you ve got a landline gonna raised the rent. He's in October and it's gonna be more than one for it. So here's that these brain- and this is what I wanted to do as I do not want you to purchase anything you're not going to save up to it- may even be saving to pay off you dead, right now you not saving to purchase a home. They gonna get on baby number two you gonna pay off. Babysit nativity go ahead and get your fully funny modes fund, which is it is six months. But right now when you have a conversation with a landlord and see exactly hey is my ring. Went up and how much is it going up and- when I compare that against other properties out there and I can almost say I don't think, she's going to go up to seventeen eighteen hundred bucks. So she goes up to one thousand four hundred and fifty fifteen

but I still will be cheaper than most apartment complexes or anything else out. There Lena your all of em in Brooklyn. Yes, especially so I'm deftly going to sit here and say I do the rest. First, before you make a decision, pay off your debt, get your fully fun, emergency fine in vain assessed the situation, but that was a great question. When added. As you know, the facts are your friends: we do a lot of men gymnastics alot of fake men math problems in our heads. We end up getting ourselves, worked up without nor in the data. So I like it. I, like you, said Google Bluff GO sit on ask Oconnor, Bluff. Last golf, going out in Nebraska talking to Matthew how we help you out. Man I had to do this just wanted to know about how to make a decision between indeed the thin fear emergency fund, when you have a couple of different choices and made by her wildly envy,

the amount of money that you'd be spending on something, We know that That's a good question. May when it comes to the emergency fund, you use it. If you absolutely are any emergency, not just because you know you need to feel so it is a lie, Certain issues of family issued emergency then that we use it, but if it's a new more

borrow neighbours with America. I want to thank producers. James shouts social producer, Kelly, Daniel remembered caliber of your future preacher will be determined by the decisions we make today. I want to thank you also mentioned this. Is the day Ramsden hey, it's Kelly Associate producer advance Green Abraham seashell. This episode is over, but if you heard about an event, product or service didn't have a chance to write it down. Don't worry. We lost everything you ve heard about during this episode in the pot cash out or had today rancid outcome

If you're, looking for fun and practical ways to save money in your everyday life, you need to check out the Rachel crew, show a podcast from money, expert, Maidan, Rachel crews, guys its rights of creators, and I'm so excited to tell you about an ipod. Has a lot of you. Darling paychecks pay check their end ass. You don't even know where to begin that they have this need this want to get in control of their money, and is that you have come to the right spot so needs episode, jeering at a time of inspiration and practical advice, not subscribe to the rates of crucial podcast makes region. Today there are more from the Ramsay network, including the Rachel Crucial wherever you listen, the pod gash, hey, it's just producer of the day. Ramsay show this.