Jacques Ramsay solutions, broadcasting from the dollar by riddles, studio, judge, Ramsey matters down casual and the fact that Europe, babies millionaire taking the place of birth, a Bmw, as was status symbol of choice, paid for mortgage could be an indicator that you're a baby steps millionaire the turn every day, millionaire that you're a millionaire we're gonna talk about all three, this our door.

Camel Ramsay personality is my co host? If you are actual millionaire, regardless of how you got there, whether you're a babe. dutch millionaire, meaning you followed the baby steps to get there. You are, redeem, millionaire, meaning you started with nothing and you got there, which is a type of baby steps, millionaire and or maybe you just hit the Lotto last week- grandmother, After ten million dollars, I dont firemen Babby need. I don't care how you got there call us up until tell us how you became a millionaire now we need to define this for you because somebody I don't understand what a millionaire really is. tool millionaire, there's only one definition, while my you're damn now, there's only one small mine. It's a financial planning, accounting, mathematics, arithmetic thing You don't get to reinvent crap, because you had a feeling watch. Ok, so some

That makes a million dollars a year could be a millionaire, but that does not make them a million a millionaire a meal There is a net worth statement means that you have a million dollar or greater net worth. Your net worth is what you oh minor, What you owe ass minus liabilities on the balance sheet is a net worth statement until you have a million dollars in that bottom right hand, corner after you do that calculation or more you are not a millionaire not a billion air and achieve a billion and that corner you could make a bill. in dollars. The company that you own might have a billion dollar top line, but it doesn't- make you a millionaire doesn't make you a billion, are very important, definitions. Thank you proclaiming that up, Dave, haha mythology out there around this and I've been doing the mail.

ST segments and go- and you ask people hey? What do you think anything millionaire? They think celebrities? They think athletes ceo of huge companies and the truth, is they're, probably thinking closer to billionaires- and you talk about this in your new book baby steps millionaires, defining the difference because in people's MA they just gonna get a little squarely and they don't think straight about really takes, and it's all about what you own minus, what you out simple or money, not that important? Ok, but This is not a moral construct, its arithmetic thing. Well, dollars. Isn't enough, probably but it doesn't matter Dela Millionaire a millionaires millionaires, a millionaire, it's not a moral. Contrary doesn't not about what I don't feel rich outlook air. That doesn't mean you're, not a millionaire, for you it's not a measure of your feelings. We got into that good Lord in this culture, or we would thus be we'd, have to have a feeling amateur. I just feel like a millionaire Dave for like a million bucks today, you gonna, you got two million bucks.

Well, it's fun to celebrate. It's a big milestone for a lot of people. Well, it is a good milestone because it's not super rich but its richer than most people. It feels tenable to the average person about thirteen million millionaires in America today thirteen million a lot of energy, less than about less than a thousand billion years, it's very rare to be a billion or it's not that rare to be a millionaire and you can't bottom of the grocery store hard. Now you can tell me you were looking different because they're not they're, not- Can I have enough money to buy a private jet liven up my the bilateral Gagne? It's not that legitimate, I'm lamborghinis term, fifty thousand box mouth private jets me. the bowers. They got one million dollars, Pianosa Unita and this is what we're doing. What they want is still. A great milestone is still something to be celebrated. Yours very unusual. You still have built a level of wealth. Most people never get to think about this great great target and we want to see, Brady you! If you are a millionaire, the shower call in

tell us how you did it we want. interview. You were gonna caught the phone numbers AAA eight to five five two to five Jeff is insured. cargo Jeff. What your net worth my This is three million and Davis. I may say quickly from the outset that I came across your videos just a couple years ago, Youtube, and I saw real fast that you were given great advice, but two was that you read that you said it. I really liked was that if you dont retire a millionaire, it's your fault! and if you're buying things that you cannot afford, that's not a signal that you're lovely. That's it! Now that you're stupid derive from it It's all right outside or european. After me, cells, harsher though, when I say it in my head, but it is a little more entertaining and he said it like. So what's the mix of those three main gimme, some category breakdowns of where this wealth is ok

of two million. My house is paid off about three fifty in value and two point: sixty five million is spread out between my for fifty seven be my Roth I attach more common vanguard now I so I just retired to twenty nine years in four months, so I also have a pension of a hundred and four thousand. I don't know how you factor that into your analysis. Pensioners, the income correctly. it's not just the incomes to incite irrelevant. I got it. I just figured I'd, let you know I will catch the Czech. That's for sure Algeria I wish I could give you one fifty one years? Oh, how much of this three May. Indeed, you inherit Jill zero. and your range of income household income during your working life? What was your best household income? We worked out, building comes over so when I started at twenty one I would say probably one thirty five thousand and then, of course, over the years I get laid and I culminated by the sheer when I retired, about one hundred and thirty, so I just mean would be around ninety ninety five mocha. And what have you? What did you do for a living

was it you call the police, Lieutenant awesome, Ergo, and are you married now, ok, and you're degrees in one. So am I finished my college degree when I get on a job and then, several years later, I went and got my lot agree: After that. I went- and I got my alarm after that, which is basically in advance, lot agree why? But I never really practice did I just I just did and those whom I taught some. I published a articles like a second amendment on the big pro second amendment. Guy answer Mr Planning stuff, but I never really used as parleyed into a source of revenue Roca, you're GPA back in college, I thought I was Assisi. Minor stood in eleven July, yellow school, that I took it seriously and I got good Great Coca COLA So how much of this three million dollars of in of network that you have? their because you borrowed money to create wealth.

yeah. I have had a clear occurred since I was eighteen. I've never put a nickel interest on my dad always said you know, there's a difference between You need you want and by the way, he retired as a police officer sixty years, with a million dollars, stalinist principles or even the club to but now I don't know about anything other than a mortgage. Ok, so you got a young brain a person on the police force, that's listening and our listening to this guy's fifty shot meares old, whose a retard police lieutenant in Chicago S, three million dollars in that work, she wrote that of it kind tell How to do that, and can they still do it now Absolutely they can do it in my foot, advice would be I called younger days over two years. Firstly, it a mindset forget other fancy caused Ass. He closed the watches. It's not important, nobody cares and benefit. people have desktop. I can't afford it. Go live near the millionaire next store that guy chapter

They had no cattle, but our failure, but here but source, implementing it and I'll, say mathematical for fifty seven you're wrong. He added tat, lived below the means and by the way, stay away from those cash value, life insurance policies identity theft ran somewhere. a breaches fishing scams, the cyber world has gone crazy and you have to be protected. That's why the only plan I use and recommend is through Zander Insurance. They combine smart Cyber protection and prevention services to reduce your risk and have a dedicated team of experts to take over the work. If you do become a victim go to dot com or call eight hundred three five six, forty to eighty two:

having thanks giving America Porch Camel Ramses personality, and I are here to talk to you about millionaires. The shower we're talking with real millionaires. Not your broke. Brother in law was an opinion people who have actually done it. did they do it? They inherit their money. Did they You're from someone are all rich people evil. Are they all NBA Stars or in a fail stars or actors or music. I No, no, no, and no other. I tells us that, but there are a lot of political opinions and jealousy there's a lot of sadness. There's a lot of anger.

there's a lot of socialism other floating around in America and were here to defeat all of that with actual facts there. I love what you say about this money makes more if whoever you are so, are there some evil? Well, people sure, there's some evil poor people out there too, and so it really does not a reflection of character, but there is a piece of this world. You ve interviewed so many of these millionaires and it turns out just work ethic. Consistency over time will make you a milliner how you do it sure fire way. and we start saying so many of them that were baby steps, millionaires that actually followed the baby step, because I've been teaching patient university in the seven be step for close to thirty years now, and so lots and lots of, because we have two takes about seventeen years to get there, and so on. Lots and lots of people followed baby steps and other literally baby steps millionaires and so on

Look up asking about that and an there's. All this almost push back. Well, you know you only follow Ramsay until you're not broke, and then you ve, really be wealthy. You don't follow well, it turns out lotta wealthy people became wealthy because of exactly what we teach it rams and so I wrote it I haven't done one in eight years, but I thought it was time to do one. We are personally named Chris Hogan, who did a wonderful book here call every day millionaire we quite a few of those half million Marceau, and that book is all about the recent. study that we at Ramsay Dead and the conclusions of that study will reference it this hours. Well and all about the largest study of millionaires ever done in North America over ten thousand of them and so Christie that book when he was, and I came out a couple years back and did very. Well and then I'm going to follow what book that is the same thing, but it is the same subject in a sense because it about millionaires only babies that minors and so

I've done has gone through and said? Okay, if you don't think you can do here's, why? You don't think, and here's where Europe here's, what the massive and here's what when you follow the baby steps, exactly what you will do and how get there, so it if you ve, heard all about the baby steps, you're gonna hear about em again nothing in here this new inside it just showing you. It's proof pause that. If you follow the baby steps, you will become a millionaire and then some and I love on the website. When I went to check out this book, it said the quickest right, what to become a millionaire- and I love that because we don't do get rich quick, we do get rich, slow and get rich on purpose and get rich. Were you stay rich and you don't lose it all like? I did the first amended. This show Six million urges on sale now at Ramsay solutions, dot com. You can pre order. The book you'll get the be such millionaires audio book a book, the legacy journey audio book in a book you get the barbershop millionaire live stream, which comes out in January with the book.

The Ramsay Smart Tax you'll get to follow your taxes, free with that and you have the Ramsay plus thirty day free trial. All of these are up its and free things coming to you almost too, dollars worth of items. When you buy a two hundred dollar book, Pre ordered it comes out and will actually be shipped on January, the eleventh, but it's you can see it on Amazon. You see on our website in it came out of the they millionaires movement with gross organ, the everyday millionaires movement came out of me doing this hour or we'll talk. with real millionaires and discovering who they really are grace is a millionaire grace on it. Isn't Tulsa Oklahoma Grace on what does your net worth in eighty five thousand, I cited one million. Eighty five thousand. Ok, drearily! Oh, look! I want more call a one point, one good for you. Gimme alone, right down on your one point, one which the categories for retirement

I have eight hundred and seventy five thousand in my house. I have sixty thousand then in taxable investment and other saving. I have a hundred and fifty thousand good for you. How old are you I'm sorry wow a young millionaire good for you. Ok, how much of this did you inherit, That is unique. To me? I think, and why won the collar, because, starting in my already, if I have been given a hundred and eighty thousand dollars from my parents at eight thirty and all of you for six years, Vocational, a hundred and eighty of the one point one come to you and so there that using the guy tax law to transfer some out of their estate right track. Ok, that's very cool, I love that in Europe, This is unusual for love. Your call thank you for joining us. Ok, so you a hundred and eighty since you were thirty,

cheers are thirty one years all thirty in a year, fifteen for mom fifteen from Dad may give tax guidelines and you ve done, with that money. Was always agreed upon that I would use it to max out my wife Irae before one came. I love your rules. your parents, they're changing family tree, so Well done. So what is your income? you mind, can currently as about sixty one thousand and one for a living? My civil engineers, ok you're good with numbers two then and and so do you feed you resent your mom and dad put in all these guidelines on this now, I mean. I know that reason I'm here is because I've been guided and get it by my wife, and it's always An agreement with them

No, they ve. We had a wedding this year. I just got married and It was a big negotiation. How much is spent on the wedding, but am I always appreciate their generosity? While did you think you'd be a millionaire at thirty seven years old. you? You know five years ago. I was half way here and I felt so free, but I did not know what happened so fast. I mean the market returns. You just you question whether you should leave it and mutual funds in the market, but its eyes? I don't think the questioner anymore So when you get married, I got me there's no regulations, so how does I add? How does he fit into all this from our relationship standpoint, as is body and on this whole programme. Obviously, are you in a merry? Do we did Pierre together before we got married, and He didn't come from

same high, no understanding of money. Nobody who mean fear and so we agreed no credit cards. He caught up with credit card unheeded. spanish word he is to use what I've been able to do and is ready to partner not what a dream about This is everything every parent wants. Is you and who you married this physical rain, my kids, your your age, and so this is like perfect. Thank you thank you for proving, what your mom and dad did can be done. What is there not worth? Would you guess, where AIDS over, probably over five million there. I was gonna guess that God, awesomeness ferry cool or so one eighty that you ve collected since in the last six years, is but really close to half of your network is unfair.

Better grew the I don't know, I'm guessing hours, doubling it so probably probably five hundred thousand doublet or triplet and then the rest, but you ve done. That's some meat that is so powerful. This is how parents listening. This is how you change your family tree. You raise a graceless at No, what grace one did she respected her mom and dad she respected and understood there. There process, she embraced it. She became it. She Mary outside of it. She new husband, how to do it as part of the agreement? This is how you do it. This is how you change your family tree. Could you get dump enough money on dumb, kids just right now? This is

You are all some kid, I'm leavin you thank you so much for joining. As I love your story, I love your mom and dad. I love your new husband. I love you you're all you just here the whole package. I made my so much love so much look. This is the Ramsay share, their view, art strapped, which student loan payments odds. Are you know someone who is millions or having to put off things like buying a house and having kids because their stock we produced document recalled borrowed future it uncovered the dark side of the student loan industry and exposes The system is built to work against. You watch borrowed future

on streaming platforms or go to borrowed future dotcom borrowed future dad The baby steps millionaire theme our you may have become a millionaire using the baby steps. You may have become a millionaire on your own. Without the baby steps are you may just to become a millionaire? Maybe your parents gave you some money. Maybe you inherited from money. We don't care how got your million dollars. We want to talk to you that we will adopt a real millionaires, not people an opinion that are broke because jealousy and envy are not mathematical formula then we'll talk about the real statistics of millionaires reason. We do this. If we want to let you know that it's possible for you to get there. That's what the book by me stuff

in urges all about hideously, I proven through, every possible lines that you can analyze it to. You, by the time you finish this book- that it is not only possible its probable that you become a millionaire. If you do the stuff, we take brook is weathers in Oklahoma City High, Brooks more your net worth, they could have or network, as one point one million for you, commissioner, right down on that by category six, an I raise their savings plan. A hundred fifty five and some real estate investments, a hundred thirty and actual brokerage thirty in college phones none. The rest is some equity in the house in cash. Good for you. How old are you thirty? Nine around my wife is forty excellent, Excellent show. How much of this one point one did you inherent none of it, zero and what's been the range of your household income since you got started working best year and worst year

worship was twenty k right out of college and then last year we are fortunate to be about a hundred forty good for you and what as you do for a living off, certainly air force and my wife has a small business. She runs for your service, excellent. Before your degree, Yes, sir, and a couple masters on Mater said on our very first day at homage, huge nerd, a lotta he's got a degree as well. Nobody, I worry, what you're sorry you're degrees in mechanical engineering. Grab MBA and then a master of arts and milk populations perfect. What your average Ba across all that around three to oil, somewhere mocha, phenomenal, done, Sir well done in your millionnaire, starting from nothing as an air force officer and a small business owner by the time, forty years ago. You can then cannot deny ourselves where we are.

the long away from family as far as opportunities, but we ve been blessed very blast when you meet when you say opportunities when he made my dad. Real estate, he once I got out of college That was a good idea at the time to take out some money to invest. He led by the former Gimme some to make money that I am It's early earned my young age, the timely worked out really well that looking backer If I had my dad there to help me so may I did he. Click start. She was still had some guidance, but he didn't give you money. Yes, the other direct are that's what I'm trying to figure out excellent. Well done very well done and very well by ok, so you talking to a young enlisted man or woman. Can they still do this? Absolutely? What are they? you, don't even have a plan.

I had a time, don't look back your money, look at what is doing for you in the future and you have to become counterpart. Living below your me and you usually go on Biota flashes Bertha, your friends are doing in the need to be ok with that and the others. The math all makes them We know that guy, but there's an emotional component, that's tied up and finances, and you gotta gonna come. That is an individually and my wife want to say you can't you gotta be looking to. You can't focus on the near term benefits if you want to have a long term. Pay backs, agree Now have you all had a life during this fifteen or twenty years, or have you just lived in a cave and collected Lynton coupons? Now we ve had it. We ve had a fantastic life. We ve that some great they occasions in good opportunity. Just leave out a lot of fun. But I I've been a Euro car. That's painful

I have no desire to get something new, because I want to spend that money on a family entered experience early! Don't I drive fifteen minutes work every day. I don't really care what I drive while Sayer. Your priorities shifted as you began to build wealth that you decided what's important for you in your family, as we did It has a. We talk every every month, a couple times the budget about about quarterly Half a year will sit down ass if we're here for recent change and if we need to shift. where are in turn things like that because it like happened, things change? You will be somewhere flexible have some guidelines, were both baby steps. Folks, don't let's go to a fantastic place where we can have a lot of fun. We know future is pretty secure thank you for sharing your story and thank you again for your service were very proud of forty years. All one point: one million dollar net worth list

is up next and losers in lancing Michigan lose what your net worth. ah are not worth for million dollars. Cucumetto like down on that cabin are ok We have one son last in college, and so here the hundred grand in his five twenty nine we have thousand in cash. And then the rest is invest. it's her retirement, six hundred thousand dollar paid for house yeah fell. I think I think that so you got about three million in your for a one cage in Irish yeah yeah a little bit a little bit over that, I think, ok, very cool. How old? Are you ready for this for and how much of this did you inherit received an inheritance about six months ago for fifty five thousand dollars for my aunt and I were already millionaires. Yes,

not millionaires because of an inheritance. Is that colonel now known my husband and I both put ourselves do college we We actually started on your plan about fifteen years ago and it it helped I suggest to lay out the gaps that we needed Hake and which has followed gum and AIDS using absolutely amazing what it's, what it's done, I'm blown away So what is it? What's? A range of your income since you guessed hardworking, best household income and worst household income, fast, hundred and ten ah worst, probably a hundred and seventy wow. do for a living he saw. My husband will stay on God for a long time. He d now works or he's a project manager and I'm

failed manager for who are for what kind of an industry? for medical device into a very lucrative good for you, you don't care what it was dying, so great incomes, but also made that great income go to work here, I mean it really plan that you laid out for us we're great at following a structure and a plan, and it's been so just has given us peace, so we we have for all of us we have three children growing. Ah, you kids done with college all paid for our daughter. It made it possible for her to go to Notre Dame and for us to for at all, it we we ve gone on European. vacations every summer for oh gosh

here's a. I met my father for the first time eleven years ago. Why and he's he's european and made it possible for my kids in our family to get to know our european family and spend a couple weeks every summer with because we have the money to do it. We drive paid for cars what is your shirt agreement? engineering, ok, and what is that? GPA three point: four coup: ok, last thing in twenty or thirty seconds can still be done, and what should somebody do if they want to do it yeah it can be done, and I mean really on any income? It's amazing! Listening to the collars in your show that inspired me the most the people that They make forty fifty thousand dollars a year and they pay off. The staff, may win, and so just follow the plan pull down for the for the brief amount of time that you have to be gazelle and can and then just yet

When you get to live

live like no one else later. You can live and give like. Now it's not a fairy. You can do this, while the baby steps millionaires they now all about talking to real millionaire, regardless of how they got there. You wanna hear your story for polite to five five to two hours. After that I largely story seventeen of whatever you do in word and deed. You all in the name of the Lord Jesus, giving thanks to God the Father through him,

WWW, Mars reward said gratitude can transform commendation to Thanksgiving turn, routine jobs and joy and change ordinary opportunities in the blessings its may be steps, millionaires theme our meaning. We are talking to millionaires, regardless of how they became a millionaire. We want to know what really happened. Did it reword your wealth really come from? There's a lot of mythology out there that people think that you had to be famous and entertainer rockstar. An athlete to become a millionaire less than one percent of millionaires are those people statistically that's the actual data. Millionaires have to be to become wealthy. You have to be a crook. I've been doing this they now four years and never talk to anyone. That became a millionaire by being a crook, and so that's just jealousy

in maturity and envy speaking. This idea that wealth comes from thievery is ridiculous in the culture today, who would continue to do business with a thief? No one. We have to be brilliant. You have to have a four point, two GPA Don't talk to a millionaire, that's gotta GPA that asthma. Most of the room. Three pretty average now move them most of us are. in a month or two point: nine. Seven, I'm stupid about the three one, hundreds of point, but so So it's not all about intellect not at all about me, like I'd, seldom run into someone's gonna one point, six GPA some after a certain amount of grey matter right to get there, but but this idea that that you know that that lasher unusually brilliant. You don't have a chance, Unless you, you know you, you strike it rich with the

You know a record deal when you're eighteen years old in your one hit, wonder you you're, not gonna, get their vision, that these are mythology, and here last one in the worst of all that the average millionaire. The typical personally wealthy in America inherited their money and is simply not true. Of the ten thousand millionaires that we interviewed for the Ramsay Millionaire Study and it bears out and who we talk to hear on the air as well. Seventy nine percent of those that we interviewed received zero inheritance five I received a view, a very small inheritance, like five thousand dollars from the grandmother which does not make you a millionaire, ok and other five percent, like our lashed collar risk. some money after they were already millionaires Lascaux Had a former you dollar net worth and last year got fifty five thousand, which was

substantial amount of money, but it was after they were already. It didn't cause that if they D gotten a million dollars last year, it didn't They already had a three million dollar net worth and show and become millionaires. Because of that. So here's the point one is you can do it? You can do it. five percent in our small, It is five percent after and sunny numbers, nothing, that's eighty nine percent. So this nine out of ten millionaires. That's almost all of them. not become millionaires because inherited their money. So there's Thanksgiving dinner trivia for those of you when you're home with your left wing family that that you only what you become wealthy is liberal policies, because wealth must be redistributed. Because it's not fair to the little man now out of ten millionaires, our little man. This is the best

ever in the history of mankind, literally to become a millionaire today in America today, with all of its problems and all of its isms and with systemic problems that are really there, there's so much bringing opportunity out there if you- She asked play a tension. We can get you there and I love you and the stories of the debt free screams on the stage to say day, we paid off our house and they whispered when you meet them. They say. Oh inward, wherever they milliners were baby, said milliners to Dave the amazing, then they always do whispered in the chair. it's like. It's only isn't a mammal brag. It is humble bright, but because they too it's weird because it's it's, but if we have a culture that tells you to go, be successful and then curses you when you are and then don't talk about, don't tell him.

Yeah yeah yeah, you should be ashamed of yourself or this hour were encouraging. Humble brags. Yes, we are. We want to let people now tat. We are because I want people to have hope that they can do it too. That's the thing: can you do it too? Yes, and bill is whether such a date in Ohio bill. What is your network. Hey Dave, I'm until one point four: six new cool gimme, Right down on that by category. Got about. I guess: thousand men. Between my I raise in tears. P. I've got a home more about two hundred and ninety thousand about two hundred fifty thousand CUP cars mocha very go out. Are you fifty five and how much are they stood drew inherit? like the euro, not exact, like not a penny more nor in any less, and what is your best year, better working income or sheer working income

So I guess one when I first got me a military I was making about seventeen thousand year You know the two to three thousand increases every year with promotion or whatever, about a hundred ninety eight thousand so areas out about eighty thousand year gadget? Thank you for your service. which browser you. Therefore, I was an air force, our duty in and retired enormously and looking through the air force, ok the degree India before your degree. Do I was industrial distribution, major in aerospace appliances for my masters, and you're on your GPA. He's probably three point. Two four undergrad Proteus three point: eight for graduate by normal: ok good for you You did all of this as a military guy. Your wife other home. Well, so there was one of the things you know you have to be.

Somebody who matches year you're saving patterns- and I was not married to someone who did that so I stopped making more money after we split? Ok, so the picture We gotta of a viewer with your kids. I was travelling down in the EU to the actual, ok, Aria, very cool. Good for you and as much as Syria. The mere fact that my son just graduated down with his master last year, you now financial planner. for a new energy company in this year- very cool, very cool. So a bell. Can I have a military honourable gala, but earlier do you think you could talk to the young service, cows and Tom? It can be done Definitely so the first thing to do is just you know: pay yourself. First, that money away. I re or some savings vehicle Spain is not even there and pay yourself with every pay rays and only live below your means its

sounds like you and I shall not give avoided that like the plague. oh. You know how I did the thing for quite a few years, removing critical bouncing around- and you know it was just ridiculous- When I finally found your programme fifteen years ago, it woke me up. I've lived by ever since, in its from you. I am very proud of you bill you again for your service and thanks for calling Dude Europe finance, he wrote you did it. You became a millionaire. It sounds like you, these investments on autopilot, no pun intended back up, nine hundred thousand nice catch joy was aged an impressive guy, so we got. fifty one year old, thirty, seven, thirty, nine. Fifty four, fifty five synonymous. Eighty number number: twenty seven right GPA were three point. Three point: eight three point: four three point to the network: were three may in one point, one one point one for me: in a one point: forty actually the ones we took on the day, and so you

The patterns evolving? they patterns or their their report. but we see them all the time we don't set. These calls up folks. We don't tell him what they have to say. We want to find out what is really going on, but you We can't break statistical averages. They show up yeah, there's a lot of things here. They unless they made they invest Consistently overtime they got out of debt, they paid off their house, and all of a sudden you look at the numbers in the makes you go on my gosh, I'm a millionaire. I do well

be thanksgiving everybody. We all bullshit aspires you to go, be a baby steps made an error that your next go. We want you to do it, George Happy Thanksgiving. He was well, they are aims in Calais and often in both thanks guys well done Bobby. All of you happy Thanksgiving that puts us. Our of the rams you show in the box will be back with you before you know it in the meantime. Remember, there's ultimately only one way to financial peace and that of our daily with the prince of peace, Rice, Jesus AIDS, Kelly says he pretty certain funds arena for their aims. If you would like to do your temporary screen lying on the so make sure you visit, the Ramsay shows Doc Register Library, ass, counting your story. If you're looking for fun and practical ways to save money in your everyday life, you need to check out the Rachel crew show a pod guest from money expert. My daughter, Rachel crews, guises rates are created and I'm so excited to tell you about. My party has a lot of you darling paintings paycheck their ends ass. You don't even know where to begin that they have this, need this money to get in control of their money and is that you have come to the right and starts so neat. Emphasising, gets a time of inspiration and practical advice. Not subscribe to. The rates of crucial podcast makes review it tonight, you're more from the Ramsay network, including the Rachel crucial. Wherever you listened upon, guess: hey, it's James producer.

Ramsay show this episode is over but check the epoch,