Why Motors Ramses Illusions broadcasting to let all Environmental Studios Day Ramsay Show work that is done, gauges, gang and taken the place of the Bmw. Ramsay personality is Michael vote later on this year. We are answering your questions about life about money. It's a free call AAA eight to five five, two to five: that's pretty triple eight eight to five.

I've two to five towers, weathers in Washington, Dc Hightail. What's up So I'm on babies that violence breaks down the one to fear what you're gonna throw up. I got in slow put that by about one. If I pay my head down by then what are you about me, giving him a great people? How about by then no omby we're not going out of that. Just didn't hurt to return now the purposes out and back ok. Now what got that otherwise How old are you? I thought you were a couple of it. I should how old are you I'll be forty next week I will hold your baby, I'm? U nine locate good, and what do you make a? U

hundred twenty good for you. You are doing so regularly since tell well done well. Ok! Well, there's a couple of ways to approach it. The only way I would put baby steps, six paying off your house and doing almost nothing for college in the way is, if that made you be able to cash flow college. Sometimes people are not their house out and then they go I'm on a cash flow college instead of saving for college panel Basle but slower the other end of the spectrum is sometimes people say: I'm not gonna pay the minimum on the house until I really pile up enough and I can check the box there's so much money. I've got a thirteen year old for years from now that has a hundred fifty thousand bucks into account on nominal, move on and pay off the house? That's the safest easiest way! Because no colleges done, you don't think about it again.

And then you can move on and pay off out, but sometimes people do go the other buying this ammo by fifty bucks a month in the college fund, yeah there's something in babies have five. You have to touch the stone. Ok, but but the pass that if you want perfectly buxom and then just knock the house out, but the only ways if you think the math is gonna, allow you to cash flow college, and that of course, has everything to do with your income were an college choice where you choose to sin. The nine year old, but either way is ok because baby steps for for those of you listening baby step forward is after you're. Out of that, you have your merchants, you phone inflation, putting fifteen percent of your income into retirement fathers, kids college sixes, pay off the house early. We do those three simultaneously, the first three or not simultaneous you do one at a time. In order on

first, three, but the last three or simultaneously the fifteen percent. You really do put you continually you're doing that's what I mean by simultaneous, but you don't slow that one down, I'm gonna, put two percent maritime and load up college enough. Fifty percent into retirement then we can do something for college and something on the house and the average person is paying off their home in seven years, doing that which, oddly enough, is about where she is, she would have the housemaid for she said, but I may go to college I that that, when speaks I've just worked with so many college kids that they dont northern India with Gonna. Do I wanna go to school to school. Nonetheless, if they meet some girlish summer camp land of going to this, whatever the thing, maybe I like the idea of not having a house payment and go go another yeah I, like that, but again about their cash flow and call and casual college the way we

up doing it, and it was just the way our life worked out. A really wasn t quote game plan. At the beginning we said we're lost our scientific knowledge and we did starts out of college. In those days are worn five. Twenty nuns he's doing the gets name. It was a custodial account, not a mutual fun and gives me that simple and we had that go along well by the time they got to school. We were, at the other end of the journey from having gone broke to becoming wealthy. Shall we cashflow college annulled touch their college and then, when they gradually, we handed in that mutual fund, full of money, yeah regard bodies, it had that, and that was a really nice way to kick off each other Ramsay kids adulthood. You know and made that you know my there there transition out the door that much easier and so forth, but we could have used the money, but a really. They went to interested tersely wasn't super expensive. And we were making plenty of money. Shall we wrote a Czech covered the dorm over the

parliament, whatever it was, uncovered the tuition and staff and they were had a low budget. They were on that kind of stuff, but if you do have not the mutual in its in the five twenty nine. What is the exit strategy? If you get not situation, you need to use it. You got spend in Indonesia That is the reality at that point has to be used for if it's five, twenty nine you dont get the tax break. If you pull it out and use it for something other than her at all, other than education, education use it for any family member produce its and mom to get a phd. You know but but but you know you don't have to be for the person on the five point on you can transfer it now but that's just the same. You need a plan to use it, and even if they get scholarships you can withdraw the amount of scholarship out the five twenty, so they get thirteen dollars scholarship I'd. Take thirteen thousand dollars out the facts no no taxes, while it's a good set up so that a way to give if they

what a wonderful going on, because they might get scholarships. Well, don't worry about it, you take the value of the scholarship out of scrap leg, scholarship, you take the value of scholarship and they ve university. I give you the documentation today that, with your set up for that item, Miss Weathers in Columbus, Ohio, hey Autumn good, how are you better than I deserve? What's up? I'm ok! So my husband and I have a pension plans employer on, I have to contribute ten percent and he has to contribute twelve, and we cannot just that. So I was wondering, since that is twenty two percent, towards retirement. If we should in not adjustable, I was wondering if we should do all towards retirement or what I don't hear my mouth as wrong the star with its not twenty, two percent of your house then come it's ten percent and two percent right

So when you take the total amount out of your checks as a percentage of your household income, it's gonna be depending on whose work, but it's gonna be somewhere around ten percent of your household income. You see what I'm doing. Ok, yeah! You don't have the two figures together this now the mouth works. So but anyway, the your question is still valid and the question is, since I've got this mandatory freaking pension. Does that change my baby step forward? Is that your question? I don't know that without are we now? It's not gonna, because you're not in control of the pension right, you have no say all over what happens with expansion, I'm not predicting that it crashes. Some of them do, but I wouldn't want my whole thing that on the competency of a pension fund manager and so right,

I don't know that you need to save fifteen percent of your household income in addition to this, but you need to save a good shot. Maybe ten percent- in addition to this, because you have absolutely no control over this it, my underperform in my fail, They may change the terms of it, based on whose putting in about the time you're going out and they get an organ. So Where are your crossroads there and they changed stuff up to protect themselves? Not you, and so I mean I'm sorry I had to do it it's mandatory, but I put in additional percent before one cage arrive. Irish. This but I am sure most

security companies try and trap you with high prices, tricky contracts and a lousy customer support simply save. On the other hand, as everything you need to protect your home with none of the drawbacks of traditional home security. Professional monitoring keeps watch ready to send professionals if there's an emergency all this starts at fifteen dollars a month tried today. Simply save direct dot. You get free shipping sixty day risk free trial. the Socialists, Niger. Ninety forward been teaching financial freeze university over fifty thousand churches. Held a class and many many other locations are held a glass the clash

suggested in the old days of a vizier, a VCR playing av h. S tape did all those these out of me teaching running around the stage, flapping my arms and then the coordinator would put chairs and circle discuss that lesson. Hold people Annabelle and encourage them that model never really changed other than we went to dvds and then later to streaming. Of course, Ramsay plus now encompasses financial, patient diversity, and as of March, we have a lot of virtual classes, is now happening, like almost all of them are virtual classes now happening where the discussion about the lesson from financial biodiversity within Ramsay plus is there? Over the years we ve had twelve on average about ten or twelve thousand coordinators at any given minute and somewhere around thirty thousand people

one time or another since ninety ninety four coordinated the class she's coordinators are heroes there on the front row. Ah, they should on the front row and our front row sheet to watch people's lives, be changed and also to participate in that by encouraging people when they are at their at their, but in many cases at their worst, and it's pretty incredible. So this week were honouring coordinators. We wanted to talk to a few. The mayor of their interests, gay, hey, thank you and learn about them. Stay that consists in Pittsburgh and Steve has been found. Atropatia, firstly, coordinator for how Long Steve. I first coordinated around two thousand nine and we're Rob I guess going on about. I got just added up about seventy one. Ass, his mother by then clear

More than half I was eleven anti, doesn't nine hand up or you couldn't Gottman staves class. My stood might well be the case, but anyway, please go with your parents. You could have done so how many people Abd? Have you ever counted up? How many, in that many classes with problem We will only be applied to the very from handful up to twenty or thirty of popular. A hundred Emma S, pretty incredible, so thousands of people coming to consider those families that that I've been through their thousands of people have been impacted by you. Man, that's incredible! Thank you! Thank you! So much why'd you originally star or got you to do this, the very first time. Well, two things are story was stupid things that I did with money and then a second part was just real fighting that gods. People with

the creator of the universe and when you look at the statistics, are finances in the people at church or about the same as everyone else's, and that just doesn't seem right. I had a heart to help change that its very cool, very cool will good for you, man, that's incredible! Thank you. Thank you. Thank you. So I will any particular stories of people that have come through the glass and stick out to you that you remember oh man, I remember the time you lose all kinds of stories. The one thing I was thinking about this you know we had six classes one in March when by the shut down to happen, and so we can dollars, thirty one. I'm finished up a majority over the virtual, and then we did a my wife and I led a class virtually and the group we had. We have people in seven states. Looked around and we had a financial crisis. Gonna health crisis gone and then

I looked around and we had people from every part of the country and different races in a way out of the racial crisis that has gone on and when I, around. We decided absorbed that and you realize we still got it and here did that works, and if we can stick to it was- say is gone around that are very important or just acknowledged that, but we still have to stick to it and that class we jail, probably better than any class of record while it was just ass, we have one lady who you know had no control and her daughter was in the class with her and she soldier house during the class where people selling cars during the class. It was just that that class was just something special just because it was all the things that was going on around this gathering surviving all adversity. They averted push. We got a guy, we're going down in New York City Working security. And you know we had other people that were involved, that Vienna was just while

this is real life down. It all happened right there in the discussion and virtual glasses, pretty cool, very cool. So the virtual classes. Are the things fall? Obviously they were in the spring as well. As you said, starting in March, and you're, obviously leading virtual clashes. Why Could someone will lead this? Never done it before a financial peace class. I can say my first class and never taken after you, and so I know it's possible, and so just the life change it happens and that class you get witness it. I dont know any other class and the other main street. Were you see, life change happen in the first and the second the third week, people start seeing hope and then so more be injected into those people, and so by leaving the classic

ninja, jacked hope into a few or a lot according to your glasses hasty, I got a question for you. This is John. Last night I was on the phone with a friend name, Lynn, Jennings, and she is a researcher who studies secondary traumatic stress in with that as is the the pay In the actual psychological, paying the physical pain that comes along with people who serve alongside folks in their worst moments, and its nurses and its police officers and military folks and its councillors, lowered or tip you give somebody for somebody: position who seventy one class, as you have heard so many story, so many hurting p. So many frustrated marriages, how do you keep yourself hall How do you keep your marriage plugin along there when you deal so much in other people's hurt.

Well, one thing with my wife and I ve known: we have our own issues and we began to think we are daughter, has anxiety, disorder, counselor meters and when we go to a therapist for that we have a therapist that we got through a couple. We have therefore said I and I work, whether a coach and, if the it help and build people around you and also you I'll stay close to. God is the number one drank and dark and is realised that do do what you can do and don't you don't have to solve the solve all these problems? is that the lesson and be available now, that's a good word right, their journeys? we german, I would come home. She knew she would say: I'm ok, Jesus! You can get up, now hit his job. We don't have to be. The Messiah is that jobs taken here, you're the fix everything? It's not your job. You can't carry it out,

you gotta set it down other work. You have put it yeah. That was good. What a ball vulnerable leader Steve! That's incredible good for you, man well Don stave! Thank you man, absolutely incredible! Well, that's the kind of people that coordinates clashes, people care deeply and if you're, one of those did your help their sixteen million people out of work right now and They're, not your other, going against me and as a community. Nation we can give people hope we can show them what to do exactly in Ramsay, plus and financial picture versus virtual class, if you will lead a virtual clash in the month of September, we will give you Ramsay plus membership for a year for free, that's, what's known as a deal, and we will show you exactly how to do it. And what to do you dont have to have a masters degree in finance. I don't and I'm teaching it it's. Ok. We can get through this together. So serious

If, if you want to lead a virtual financial peace class- or you would even consider it- and you just want- talked our team about it- we need some help. We cut a line of people want to do this stuff right now they are they are sick and tired of being sick and tired man invokes need hope, text. The word unity to thirty three, seven, eighty, nine text, unity to thirty. Three seven. Eighty, nine all one word unity, three, three, seven, eight, nine and we'll talk to you about being a coordinator on our as one of our virtual financial peace, university clashes at are all kicking off in the next week or to hear this

that I've Ramsay shout at Tacoma We believe a great pair of cowboy boots won't just make you look taller they'll, give you that confidence boost that'll, make you feel taller too at takeovers. We traditional cowboy boots for men and women that look great and feel great. So you walk into a big meeting around the town with comfort and confidence, and because we sell directly to you with no middle man to mark things up, you're going to get great qua. He had a great value, find your parents.

It covers dot com, Slash, Ramsay and walk taller. IRAN has been used in Saxony. Doktor. John Bologna is my go home here on the air. Today, Erin, hurricane on your dad free that are not push the button. Traffic Aaron there. You are you're a hurricane on your dead free, I got a good and bad things going on over here, but were excited jabber. Are you bordered on well? Not without now I'm work where prepare awaited we don't have to, You were kind of a little right outside of the area where pitting the worst, but we definitely have Oliver supplies and we're we're gonna be in the house the next few days so you're here at your hearing, all the weather, though, obviously oh yeah for sure we just heard our first little rumbling the vendor made about ten minutes ago. So it's coming while Jha, much

you paid off I paid off fifty five thousand seven hundred and eighty one Dolly COS. How long did it take you every man, then eleven months three week he beat back while and your range of income during that year, one twenty! However, until one thirty two, I believe what do you do for a living? I'm a nice practitioner, for a time and then part time clinical, professional, clinical faculty with one of the local nursery schools. It was the fifty six thousand dollars and that it was thirty he less than two thousand and do that loud. Twenty, while on my higher eleven hundred so, of credit card, and they lived a couple hundred four to pay off my I'll phone book. I you make a hundred and thirty. Basically, you pay all this decision, in one year yeah.

That means you had nothing to eat, range and rice yeah we will you yeah! Once I got gazelle and hands everything came to a halt Christmas, awake twenty largesse for everybody. We didn't go out the E. We didn't doing shopping really like we gotta get it done while you land into it so you load every bit of this. You don't have any Do you not point out more savings or something like that? but now I didn't buckle down and in cash flow it all. Cause you to get this intense eleven months ago. I am kind always heard about My mom is a huge fan and cheap oil sprinkle your here and there ever really took to it. I have had some colleagues that mention into your programme. I think that it was her married people today by that. I always talk to you thought you was married, but at the beginning of last year

as I do. Every year I sit down and write a plan for my life, but for that year what I want to do. I want to go in he was on our goal for four twenty nineteen and I sat down to dear me and I began to think in dream of all the places I wanna take my daughter all the places we want. Go and, along with them, I think that there is project and things like that, but I wanted to do, and I just felt that I was Any able do them, because I didn't have enough money a thing that really here was an March twenty nineteen. My grandmother, who was near and dear to my heart, was hospitalized and with the end of her hospitalization. We were realising that hard care was limit, change was insistent living, but with them be through closer monitoring, and I brought to my honour, my mom mom's idea of having an earth come in and when we found out that the cost of adding a nurse to her package- I guess maybe about five hundred and twenty five honey.

There are those extra promote manner, then have it, nobody else had it, and when I got off the phone with my eyes, I realise at that moment my car, not with five hundred and twenty eight. Dollars and what form you like, I can pay. Five hundred dollars were my car, but I couldn't pay it or the care of my grandmother, and in that I have had A third in I could feel the burden. My bills, preventing me, I'm doing the thing, I said in helping my family for that kind of what got me trying to find answers how to get out of that when you start from that place, there's no stopping you Now that is a good place for real air, and that was the right moment. So so the realisation occurred. Can tired of being sick and tired than what you do. I found that varies. You got over Angie, I kind of, but not really so I

well done to our my account and I got all my total than I realize my God is something thousand dollars. What do I do? I like it here in the headlines, and I was so my car. Should I get another job. I was like googling, those being because I've got to have it in that hope faster in about three weeks, then I started getting notification by my phone about day, Ramsay Podcast. To be honest. I hadn't listened podcast. I know who you are, but not really the first few weeks I dislike, let us the night, it is ignored, and then third week I'll, never forget it was a two day. I came home from work with sitting on my bed again thinking and contemplating Amman. Codification of a new day ram. The episode came on my thumb, women, as soon as they want to fight where the whole There is a lesson and I lived. There will of course you're talking about giving out of that, and I was in that light the next night, the next after that and haven't fabulous thanks

love it more, I'm so good. I am honoured to be able to have found. In your programming in all of you guys. It's been a troop lessening. You are a hero. I mean you: are he didn t I down and plan my life out before them. Every year, and without a study carried out under the words. That's amazing and look on remarked, environment is exactly what are they to spend on my grandmother and that's not ok. I mean you really are coming at things from a very high playin you're a hero. So tell me what's a secret to paying off fifty six thousand dollars in one year? for me, it was having a why I had to have a why that was better than my right. Now, though, I get easily distracted of things that come in, I don't like today and right now that I had to think tat the right now. Would you like some of my you know that

that had on my life, my my yearly clear, my three year plan and so having a lie that bigger than you right now and then definitely speaking to the budget. It helps you stay on track, like you say, gives every dollar names that takes the guest worked out of it, and for me, one of the first one of the things I struggled with was when I was making a budget by wasn't sticking to it, and so I had this kind of other realisation like I have to treat the budget like its law and not a suggestion. And once I started doing that it was like they'll. This as a whole, Fifty dollars and groceries that say it's not like you, I suggest you spend a hundred and fifty dollars because then I'd in Lisbon, two hundred and fifty dollars, though they really stuck to the budget. It became my. Met my own accountability ability partner almost to the ten commandments, northern suggest theatrically. So I'm hearing a theme here, John Baloney

there is would call it an emotional maturity. A I understand, I'm responsible for my life theme that runs all through our conversation of yard. At all, like you, I control my destiny. No one else does who taught you that your mom, your dad, your grandmother? Where did you get that from because you know gonna do a plan for my life. It's not ok that I can't take care of my grannie. I'm gonna fix this in the budget has Israel, Every time you took responsibility for you There is not a single eye Oda, a victim many thing in any of your language. Where did you learn that. I honestly, would have to attributed to my my upbringing of my mother, my grandmother. My eyes. I can't I can't pinpoint one particular over time, but I would say, as a combination of that's how I was raised,

in just certain values that were, I tell somebody told you that's up to you. I know hers if, if my kid gets sick, I want Aaron Manner and my work, and I wish her you're right. I think we're going to send you a copy across organs book every day. Millionaires, because no doubt that is the next chapter in your story. Era is in Houston, Texas, things thousand paid off in a month's making one twenty seven. Thirty two counted download zero dead, free scream. One two three are you my hearty upper used to would go a long way to go cool teacher kids are responsible, And it changes your family tree. Man teach kids are responsible for their loves, how she's powerful what

Does the diver amnesia not withdrawn Bologna rams. Your personality is Michael host today, here on the day rooms you show folks, if you don't know the main difference between houses and sit on the market and houses that actually sell are real. State agents who know what the flip they're doing. Not everybody has aroused a licence knows anything. I just tell you some himself one house year, some himself. Perhaps a year now shown your house where they found out for busy to me, because I know what the flip they're doing starts with. You knowing the value of a good real estate agent, it's worth it to find an experienced agent,

who not only cares about getting you a hundred percent of what your home is worth. They have actually done it before, like last week, and that's why we endorse top agents all across the? U S are endorsed local providers for real estate, easy to find Why would he professional little help you win? Do now settle for a sub par roasted agent on your most expensive asset, your house, buying or selling. Gotta, Ramsay dot com slice agent found the agent that we recommend in your area open funds a triple eight eight to five five. Two five again Doktor John Bologna is my college were answering questions about your life and your money? The EU is an Indian amplifies. Steve welcomes that IRAN's I gave in John thinks we think MECCA sure. What's up. I had a quick question, three guys it's on something I've been debate nor her last couple months.

And I thought you guys is planned for the last ten yourselves him in a pretty The position that is one of the media copies hold. I hope I'm trying to Steel, what to do with a large amount and make savings account, Then thirty one. I have three kids like a new income and to earn thirty thousand. I ran about an ape. Thousand dollar suit, once every month have two hundred and twenty five thousand city a cat some kind debating aiding it can all down on my house, or maybe an additional investments such as such every rental property. How much the on your home Two hundred and seventy five thousand was by your house off. And right now I have two hundred twenty five and Cash Leon and still have

that's not counting emergency forms. I'd say that fifty left to go and you make any make an eight thousand dollars a month. Sharp blush and thriving six must also be paid. And then we have the question what we do next, but until then that's the answer. Let me tell you it s. Okay, you make incredible. Mining show your obviously verse, markka, stupid people, don't make a quarter me larger, just Denmark, Norway, but what you cannot count. Late, even a smart as you are, is how it's gonna feel the day. You have zero payments, something switches deep down in your soul, a switch flip

any really realised that the bible wooden kitten when it should the borrower slave the lender. When you don't have any payments in the world, it changes you and that's a fur angle. That's the first goal here. Then you ve got more than eight thousand dollars. Does your house payment is two thousand dollars? twenty five hundred roughly the appeal here in the house by me more so now we get ten thousand dollars a month. Surplus will now should pay for right. Great Are we save up and pay cash for what everyone about conquer, not some real property solution, investing in mutual funds, be outrageously generation. You probably oughta, do all three of them the door, prioritize, your wife and better car he mentions that weekly, maybe before you do anything else, we're talkin about then ok,

She arriving wait a minute that I read your mail. What she driving Taiwan, Can't you see you tonight, Davis and you're gonna hear your rarely live. Gonna find someone stingy about cars than John Bologna and I'm leaving my head at your brother man, ok, go about your car and then let's get your house paid off and the lights Some investments, ok, you guys are you are doing. Incredible job shave each year, going to make mistakes of overspending. That is not going to happen to you it's Russia is in your wiring. I mean people on call me up

problems with overspending, that after a thousand dollars and savings and make during forty thousand here and tell me what their surpluses on their monthly budget spenders. Don't tell me these guns things so you're not going to make mistakes. Overspending you're, ok, there's a portion of your money you're supposed to enjoy, there's a portion you're supposed to invest and save, which is your nature and there's this portion you're supposed to be outrageously generous with so. You need to have a portion of your budget that is for enjoyment for your family and you, you get great joy, outages. Saving your wife would enjoy a thing or two and you have earned it sir. She is earned. It

married, you better you're, an incredible do mail, so proud of you very well done so worried about fund, but you have done an incredible incredible job. Eddie is where those areas in San Antonio High Eddie. What your question, Mr Ramsay Bartoloni February much were taken. My phone call gotta twenty two nineteen and the sixteen point using called right now. She got a pretty good at on her shoulder letter. Walk out that door will have. Ten thousand report do great green taxes, veterans benefits. That surely does not to worry about much. I hate to say I pick up, fell short teaching, my son, financial planning and budget not thought him. Everything else get to wipe out. The dead did any better than with my daughter, dating Roseman Stinger, your high school sixteen year old, a junior they're gonna, walk out of the house

ten thousand themselves to and also the same, the benefits in the Hazel would act overturned, taxes obvious. What else do I need to teach them all to show them what they need to do so this car, with you get ten twenty years in life. It s our job in an spent a bunch of years and higher at. I want him to charm in on this, but and they're not leaving the house with ten thousand dollars start with not only the house with a budget. Monthly, the third and live on and that they have helped develop so they believe it and then I'm gonna fund that budget out about ten thousand. Are you don't hit the lottery because you graduate from Hash go and get ten thousand our Czech and pray God you know How to get a car cartesian and now have drive. You shall not drown out I've. I've even my daughter martyred. I get to see

you spend habitats tonight. It's true like you, you don't give up the ten thousand dollars you give money out of ten thousand dollars monthly to fund the budget that the two of you together worked up and you're doing it together? This is what happened with Ramsay kids. So what should he do? John, Edie. I want to challenge language a you just say. You failed them with a period of internet sentence and disagree with you? There is no greater gift. There's other gives a great if the dad can give his sons is to take him out to breakfast and say I left out a critical thing: critical piece information and our look you, eighteen year old Son, you're, a man now look you in the and I'm sorry, I'm gonna put us through, financial Peace University, we're gonna go through it together. We're do this plan together, I'm not too much of a macho in to say. I wish I d differently when you're younger, I didn't so here we go and so failed, as appeared at the end of alike that man

kids vulnerability and you can tell me love em in my day, said: you're gonna nodded in the case of the cards, a man you're? Eighteen? I hope you may go decisions because we gotta brain science- and we have enough ah newspaper, deadlines to show us that, eighteen years on my great decisions, because eight ten and sixteen year old, that are sixteen year old man, so the gray give you can give your kids is this continual on Belarus. On the dead, I'm still on a journey aims to figure it out nominal stop here, every time I see it and I'm gonna. Let you know what I'm learning, I'm gonna be vulnerable with you and I'm gonna make you do it, and when I had noticed that other teach you, the Good NEWS, is worth we're on it. Now, the though the bad news is we're about to learn it together on it and we're gonna, do it s right the bad news, is you gotta do anyway in it It's been a warmer watching you growing watching you exactly good for you, Eddie all out, I'm gonna have occasioned your copy of the books, more money, more that John added together there some good instruction in that along these lines,

exact lines, but you have just put employment. Toby shivers Pullman Ramsay Plush too that way they can What John suggested he and the sun can go through together. That's a good idea, a butcher or that Abraham showing the buttons hey, it's Kelly, associate producer advance payments for the day, Ramsay show this episode is over, but if you heard about it, a vent product or service didn't have a chance to write it down. Don't worry. We list everything you ve heard about during this episode in the package, show doubts or had today rancid outcome thanks.

Have you got questions about retirement, investing becoming an everyday millionaire, go bigger and broader, with my man, Chris Open on the crucial gunshot. I M excited to be able to talk to you all week in week out we're gonna focus on your calls, and it's going to focus on building well investing and how to become an everyday millionaire subscribe to. The crucial can show wherever you listen about gas hates J, producer of the Dave Ramsay show this