From the headquarters of Ramsay Solution Broadcasting, but all our mental studios, it's the Dave Ramsay show we're dead. His cage is king and paid. Our homework has taken the place of the double you as those that can common Ramsay personality number. One best selling author joins me this hour and you can as well talking about jobs. Careers and will take your calls about money and life as well as what we do here. Open phones, a triple

eight hundred and twenty five five thousand two hundred and twenty five that's eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five Chris is with in Nevada. High welcome Ramsay show a taking how's it goin. I got a watchman currently charged either making about sixty a year, but it's all piecework still talking now and I went to school to be like chicken, and I have an interview with the union and the better. It will be a Peter right off the bat maybe about thirty percent pay but in the long run I could gather the money. What the long run, gimme an actual calendar idea, what they're telling you on when you begin to at least to where you are now and then begin to increase about thirty five years.

To break it to break even with where you are now used it for you even five years to exceed Accra then that's with one for I'm wondering. Can you do some electrician work on the side of the ring limitations to that where you could use that trade too do some work beyond the contractor for this company, there is Those are just gonna, let em! No, I just can't work for competitors and is its slow. I'd, get side, jobs and work for smaller companies should not their main competitors ok, so you could. You can back fill some of your loss of income with that up until you get to break even anyway So how are you don't show? forty six you're an electrician? Is that wanted to do yeah. Why

I've had my user electrician, neither you nor scholar and, as always downward, ensure you. What do you want to work for yourself as an electrician, or you want to work for somebody else as an electrician? There's nobody not like the people that I take down both MRS animals too much of a headache or although out of all cooperation. Currently, have you done your homework on how realistic it is for you to back Phil through side jobs that are approved to where you can make up the difference? Have you on that out to sea. Is it truly if you were to step into this electrician job with this? I'd work, how closely would be to the sixty thousand dollars in year. What have you done that a cobbler job said, urges like an easy replace me too easily make like thirty bucks or less than a minute drought.

So the answer is yes, you ve done the homework and you can get close to thirty thousand in your first year. That's what you're saying yet there airport cannon our thinking are going read his mind? Is annoying thanks. If you ask the question wrong, you should take this with authority. Pay got when the reality. As should I take this, if I pick up a bunch of sad jobs, employment have much pay cut. That makes it a no brainer success. But if you don't get Assad jobs, it's not a no brainer the union, its intentions. I know you disagree with pensions versus warm one place as that, almost like a dog occurred due now you can diversify arise on the side. You can do other investing on the side, don't die. Only on a union pension deserves a vast number of Where about how that didn't, work out and

movies made about how it didn't work out so yeah. You need to ass. An old million pensions are bad there, not, but they're. Not no pension anywhere is but as you investing on your own, and so you need to do that to make sure that your future is. Is in your hands and not in the hands of the union or hands of an employer either shall have any can show bottomless. Just that that's the problem of pensions is you're, not in control of that. Can you know sometimes the into question answers itself? If you add an element to it and you had the Alamo the back fill with extra jobs there, it becomes like a no brainer. Could somebody wants to do right well He could also tighten its belt Salisbury. Like he's been listening your programme for awhile. He understands how to do a budget. Does it needs to be using? Every dollar needs to be working. The baby steps right now Look you how long before I'm ready to move into the electrician job in October Collars can Coma showed a pause two or three months,

wait a little bit if those two or three months will get you in a financial situation where tween beside jobs in the back, fill of the current income here so cutting expenses, saving some money and all of a sudden. It's really not a leap at all. It's a very purposeful step that has a plan attached to it. That's what we teach on this situation. It's about the big picture, but if you say Ok, it's ok! It's a baker! Does that mean Ok, do not do the same work. That's right and it's not. Ok, that's not work. You need to go to the southward threats the thing to make to make the EU the answer to the question of brain reason tat society. Welcome that I rams issue how user better than I deserve. Sir. How can we help very good, very good? I just found out about media videos, show last week then find myself watching the previous videos for a long time now, while ass we well. Thank you I'm not! Your genius was actually in taking common sense. Variety.

To that end, I seek some of that state wisdom. Flattery, we'll get you everywhere if you're lucky, I what're you public. So what do you think? little bit with this question. Why do you think someone that spending too much money on their holidays and quietly things? I start by saying that I'm coming. You haven't that. Haven't you investment and I live well below my knees. The will that I know that are wealthy and enjoy their wealth well to do to use your phrase are the ones keep luxury items and consumption items at eight at eight ratio, It's not an amount of money. It's a percentage of your net worth a percentage of your income. I'll give an example. I've got a friend, who makes fifteen million dollars a year. That's well to do. Ok, he bought a four.

Hundred thousand dollar car not long ago, show That is very similar to someone making a hundred and fifty thousand dollars year buying a four thousand dollar car so it's a very reasonable ratio, even though I'm from any accuracy, it's hard for me to get my head around a four hundred, thousand dollar car. Though it is a sweet vehicle. But Just the same, I mean that's all just my mind emotionally, and so there What you want to look at its not Hobbes, evil or is consumption evil where you ve? What were you- that a balance is, if you buy a car like that, and you make four hundred thousand dollars a year one year's income on your car will that's when you're stupid. You know that's when you lost your mind if your hobby, are consuming such a large percentage of your income or your name. Worth that you want good investments that you don't have

stability in your finances in your Hobbes you're killing you, that's a ratio question the question, thanks for business leaders hiring right now. Maybe the furthest thing from your mind, but the fact of the matter is we will recover in the mean time, one of the smartest thing you can do for your business is to be prepared during this time. You can count on my friends at linked in linked in jobs, put your job posed in front of qualified candidates every day. When the time comes to higher for your business, you can get Fifty dollars off your first job post at linked in dotcom slice. Ramsay terms conditions apply, as many books as we put out around here, some how we manage to not launch a book in them. The corona virus suppression, however,

our friends were not that lucky we gotta go right over it. Abc news hosted the ABC podcast journeys of faith policy as you know, Paula from being the co anchor on good morning America Coast on the view you ve seen are everywhere and she and her husband live with three in New York and have become good friends of ours and up has a wonderful new book out with horrible timing to launch book. So you guys we're gonna help her by helping me and you're gonna get her book called in title. Called out. Why are traded to dream jobs for a life of true calling in all, I can comment on whether this hours well and so he'll try man. How are you. I'm doing really well Dave. Thank you and high. Can my favorite people it's so good to be talk, you on the Wednesday of lost track of like the month then the day of the year, but it could have you

I do remember. The last time we had dinner was Thursday night with a bunch of media folks in New York and the next day New York closed and hadn't reopen shut down. It has not reopen it kind of crazy if a ghost town were actually in South Carolina right now, we laughed at cop by a couple of weeks ago. We're hunkered down with my sister, because Everything Maybe everything told us to stop coming into work and my husband, but working remotely, my kids have been out of school, one time they were like, but just go. What could be with family and conquer down was given a great outdoor. So that's what we're doing down here in South Carolina knowledge of this are the good pledged to do it's beautiful area show me the book called out. Why I traded to dream jobs for a life of true calling. I don't set us up for a great Europe great understanding. Really what's in the book Obviously, you walked away from one thing to something else,

about what you did and why you did it indeed at the height of my career, you now the professional higher with experiencing personal. While I would your anchoring good morning, America week an addition. I was co hosting the view and I was really pressing entities calling, but you know we think that calling his career and worth is work and values. Occasion society tells us You know that you're only good as what you do. You know, what's your name, and what do you do for a living and I Preston hard? I leave then, and then I burned out. You know professional high No, I had the stirring, in my spirit, that God was really trying to get my attention to slow down. They looked around me. The landscape by personal landscape was fire. My relationships were suffering with my husband with my kids with God. My health started to software as well, and I sense that Spirit. I sense that, in my spirit, a godsend slow down, I need to tell you to call you out of the space and I refuse

less than he could. I was paralyzed by that fear. Fear of what I was walking away from fear of what people would think of me. Raise even leave these jobs either to prestigious job. She probably couldn't hack it, and then I was scared of water Lucky info David, wasn't until a personal crisis in food. Within seven months I experienced a miscarriage, an emergency surgery? I had a concussion with a freak accidents at work. Them you're an object at my head when I was getting ready to go, live good Morning, America. The day I got where'd to go back to work after that concussion I, within a head on our crash, and then I had influenza which turned in ammonia, and I would like our right God. You got my attention, so I decided who'd. You obey him to walk out about space, to walk away from Dixon of work, because my personal life was aflame anymore Did I realize I ve no idea who I was up out of it. I have misplaced. My purpose, mice if against my identity and what I did not really what the books,

it's about misplaced identity and purpose and place and things that shift in change like location, and it's not just my story, conduct a lot of interviews but other people that have misplaced their significant them yeah? I know we're in a pandemic people like from the terrible time to launch a book, but at the same time I think we're on, were feeling this law. Through a level whether we lost jobs, whether we lost loved ones, would have been blocked wealth. Realizing that all misplaced are significant and things that change a move at a pandemic. So what I want to deal with the book, I hope people are encouraged and inspired and equipped to really dig in cover what true calling and true purpose, they don't shake, don't move that art operated in a personal crisis or a panda That's what I really hope that the bulk

the virus is our guests, the segment? The book is called out. Why I traded to dream jobs for a life of true calling. You can pick it up where great books are sold. Certainly, Amazon will deliver. One right to Europe don't worry! You can talk a lot about of true calling so Paula. I guess what what is the true calling them for me. You know when we think about calling up and decided career, but I think it's the same energy in our greek struggles to I remember hearing a prominent speakers that you'll have to find your call. Your colleagues will find you. I don't even really know what that means, Dave and hard to our he lay calling outside a clear? So you know in the space and in a true humility? Right fell flat on my face, and I thought your tea, for you know replacing my figure the camp in work and what I did. God really revealed that we have to combine our life. We have faced calling, which is also your purpose,

in its unmovable unshakeable in and who you are- and it has nothing to do with what you do with not career late, we laid eyes fill my colleague, David to love God, my people, that's, never gonna change! Em, no matter what I do matter if there's a pandemic or personal crisis, my vote national colleagues, will change throughout my life and my vocational can be fizzle, but my vocation is just give vehicle and the conduit by which I will love God, my people, it's the vehicle by which I fulfil my purpose in my faith, calling so I dont get so attachment, Kennedy had not wrapped up in doing I would or that what I'm doing and who I'm doing it for what it all. They didn't, knowing who I am outside, of what ideal and really exactly and that my war is not my work at all. So for me, I can just being able to separate those two and get a little bit more nuanced faith, calling vocational colleges, one

changes in one? Does it Paul? You mentioned in your first answer about the real fear that you facing in having the opportunity to know you know your story. You are worried about the fear of. What's the professional, look like if you like these changes, then I think you are. I know you're worried about what Pierce thing we all face: tat our family or friends, colleagues, how Your faith. Allow you to get on the side of those fears yeah. I mean that those mine in the book can is there's no rational way to kill your career, so I was sent here. By what I was by what I want, walking away from what I was walking in jail, but business that really, like my faith, gets me through absolutely a hundred and ten percent. I keep going back to Sheila Wine, and this is about and has been stand back in my life. You know in the same way that I was with Moses. I will be with you, but sure one eight or Joshua one night you know got his task,

Joshua we're taking down Jericho has not, but he paused asks him to circle circle. Seventeen and so often we feel like we're starkly no kind. Guy, wants us to do, but first he wants to hedge first. He wants to see obedience. Instead, we feel like were certainly then he says, have I met a man. Did you can be strong, can be cut? It s kind of border guards with you everywhere. You go, don't be afraid and don't be discouraged from me is going to have to acknowledge that we going to be present. I should anticipate fear and big version. I should expect it to show up, but I commanded by God to press the into that, I've been commanded to push into that fear got acknowledges that the fear will be present, but he also promises, but he's gonna be there with us through it and and on the other, I met his wild, so I just they expect it, but it's an asteroid pressed into it to push past it, to take that step of faith to take that step on the staircase, when we cannot see the rest of the square, the circle

it all and they can be clarified. It's scary, but I know that when God cause you to do something, God will equip you in the same way. He was with most He will be with you. You been with me every step of the way we just want to see a time really. Lady enable the book is called out. I traded to dream jobs for a life of calling Paula Ferris. It is an absolute most rate I can tell you Rachel. Crews is a huge fan Read the boma already fan of her and you need to pick a polish pod ghastly ABC podcast journeys of faith as well. I was honoured to be a guess, Thank you for journalists. My good luck with this you need a poacher volume, the guy that Greek you to my stand, paid this Is that every measure

no feeling save at home has never been more important. That's why I want to tell you about simply safe home security. Simply it makes it easy to get comprehensive protection for your home without the knee. Have a technician or salesperson disrupting your home, you some order it online and set it up yourself in about an hour. Plus there's no monthly fees and no contracts order. It now at simply save direct bad com and get a free Europe camera passivity. Ramsay show thanks for being with us America. We appreciate your open phones are AAA eight to five five too Two five! If you haven't heard for the first, in thirty years we are authorizing did about four weeks ago a free

fourteen day, trial, fourteen day free trial of peace, university and all the stuff that goes with it. For the one year, membership, including every dollar, that that world's best budgeting app in the plus form, meaning you get to connect to your bank, all included and watch all the nine lessons you can plug into all the communities. There's apps available at the baby step tracker which, if your baby stepper and you haven't, used the baby step tracker, yet, oh, my goodness, you're going to love it. All of this is free for two weeks. So stuff up, and you can look fear straight in the face and say I got this or set yourself up, and you can say I wasn't really ready financially for this problem, but next time there's a problem. I will be ready, I'm going

what it takes to get ready. Gotta Ramses accomplish hope they Ramsay dot com, Slash hope MIKE is weathers. My cousin, you tie MIKE welcomed that I've Ramsay show high Dave. I can thank you so much for the passion you poor and all your listeners. Thank you. How can we help yourself? The self employed software and electrical engineer- I've been doing it for about seven years now and my ultimate goal and passion is decreasing. A line of my own products. Have a line of continuous, safe, hourly paid work from my clients, It can really helpful and on babies, have to I paid off two hundred ninety thousand in just one year good longer and ate the go, so the monies great she asked I caught a me seems to put me in a cycle where I've got to. Reproductive productive weeks and then to really not productive weeks. So I'm wondering if you guys have any advice on IRAN.

The levelling that out, I'm sorry, you're you're staying booked for two weeks and then you're not looked for two weeks now. Also and both the whole time, but I'm does not productive. So I get very gazelle intense her too, and then I get two weeks where I basically said my computer, and I think it's got to do with me now being passionate about this hourly work Ah, yes, exactly what to do right of emotional steam ushers. Yes, so what's the matter, dream you, your creating your own electrical products, as is our understood yeah. I have to products that I've got out there, but I I give them very little attention because it's all speculative unpaid work verses. This hourly work that I can go back and get paid for I'm wondering, though, if you're not finding

Some reason not to pursue these things, because I just heard at the Tony your voice, while the very speculative, so you got this dream and you ve got these speck products there, and then you get all this extra work, your pain off debt and all these things going on. I think you just need to get really clear about what the future looks like The future looks like you. Wanna get debt free so You pay off time. What will, when you get out a baby step to what are you expecting? October November is my target is fantastic to keep working days baby steps out rightly notes baby step three and you get the most. Fund set up- and you hear me, seeing babies have forty keep on moving, so it point. You're gonna get to a place where an either here at a place. Now we're there some margin in your time and You can begin to say what is the steps that need to take place for me to see if these products have any future You know what that process, but I'm curious do you know what it is and do you have a plan

pursue that to test these products at some point in the future when it becomes financially viable aruf way. I would do this. I have to lay out and you can do whatever you want understand one another idea. I have see my way towards the dream and away from the drudge, ok away from the ground, and so, if I'm you, you got all November are up Burma lay that out Amazon every month, between now and then I'm gonna take expression of my hours animals. In order to let us make up a number five percent of my hours. This month, I'm gonna put towards the outside gig ten percent next Month- fifteen percent next month, twenty percent next month and three and twenty five percent the next month, or something like that. To where I'm starting to play in the sand box a little bed, I'm increasing as I get closer to the of course, when you bunch, though, in your debt free, you can put on a large chunk of your time,

towards that because you're making such good money that you could work two weeks on contract and two weeks off once you had your debt free go, you could be a fifty percent by then, but no, you just start teasing your emotions with a tiny bit of freedom and end the fact you're gonna increase every month as you move towards debt freedom and then what you're dead free need to bear down the way you're bearing down goes away and you can leave over into some other areas and left them up. I can't I gotta get. I gotta go to wet my whistle a little back and will when it Bananas is he begins to make progress Dave on testing these products? what he'll see as our ongoing need a little bit more money in order to iterate or to actually manufacture something whatever the product is. You need a crew, a check list of what needs to be true Dave. Mention is the last hour: it's it's a question. We ask all the time you arrange disillusion, what needs to be proof of the dream to action, Become a reality and and then

Ok, I need some more money needs more capital. I can go right back to that contract work, my revenue and put it right in the product. But I need right now you don't! A very clear path towards here are things that must be true for this dream product to see if these products can actually make it to the marketplace, what you call, but that is dead said now. You ve got a rhythm and find the juice comes back. When you realize you don't allow contract work as you do it for reason is not just money. Was it alive? Oh, that's, right. The reason you completely, you know flame out. Is that you can't see, that's ever gonna end and that's what you need Sean is in Virginia Haitian, welcomed the diver amnesia hardware, drink forever sure up out. I am calling on my wife and I both for physical therapist. We have acquired a lot of tat going into grad, school and weeping.

Applying your principles and so far should always done real job and we ve paid over a hundred thousand dollars. My dad, and we are we about your left in TAT every far away again to offer, I guess years- call like people once you got it, you got two and fifty three dollars to become to beat is here it will offer with undergrad there. Yeah and school a choice you into an expensive school. Do ok, cool private schools. So what's your household income today, our house Don't come around a hundred

that's right, that's what I was gonna get shared project below, but more than that with, but I gather that that's a good start and with that you ve paid off a hundred so far in about two hundred and fifty two go yes, sir we're airport, but you do eight thousand among Chris what were taken home yeah, we're over half way their show what your question so only the forbearance going on all loans. Are your percent interest rate and would not happen? Make paying little September thirtieth swell one specific alone bear a high interest rates at six point: eight percent for two thousand: well, do the math I've. We can point about forty five hundred dollars a month, so we were considering attacked in that big wine. That has a high interest. That was a grand plus.

And trying to knock that now, while the interest rate and we gotta make payments on the other ones. I, when I would not oh that I would list your debt smallish, two largest, if the minimum planet that you can pay on some as the row, but your smallest, that happens to be one zero percent zero payment once the matter. I would knock that I would not be concerned with adverse right. I would attack it has served you well you're. Over half way through you just need to play through my mind, a finnish out. I thank you for the call for this is that Abraham Judge

strongest America Joe wish worthy. Should Ohio Joe welcomed the Dave Ramsay Show. How can I help afternoon gentleman, I believe, you're earlier gasping answer question, but I'll it by you guys just to a confirmation on it, You want your own that free happened we retirement terribly about a hundred thousand failing an opportunity to get back into trails profession, which I Truly love will be felt, something I know very well that the company based Later, we branding themselves an upturn, we're still in? My old client would be

some of my old client would be my customers about the thirty percent increase in the powers of the commission later and the just wondering at good stating my wife, you have the her earnings. Long live only in the world is: it can move on, I'm frustrated, currently there are men and wondering if it gets my calling should I go back to jail. Is this? The fear is the field at your end, devastated by or slightly affected by or not directed at all by the corona suppression occur build a man or the one or the one you be going entered the one going into has been widely affected, but

when, when the economy, when it opens backup back for you will be doing so, just such a good field, it's what you love any more money, former customers, Joe it's time to go, I I've been getting. I can call myself no brainer afraid of ever. What do you mean to be honest, alienating my current employer or upsetting my current water. However, a couple weeks ago, I believe, is Canada's ownership and he said if you, if you're not the occasion in your job right now, you're doing your employer a disturbance, and I think that's what I'm at I'm just going to night. I go through the motions

dude I worked form, although you now is it a hundred percent you in a truly MAC, I do well A young lady, I my work and for us a while back that was an absolute rock star, is absolutely incredible and he took a job doing something that he really really desperately wanted to do. I personally thought it was a mistake, as judge his elder brother looking over his shoulder, but I never said that to him as an employer or what I chose to do instead was ass. He was leaving just congratulated him and I'm its biggest cheerleader. So if your current employer is gonna be at work because you're going to live your dream, he does not have you best interests at heart? He is not a person you work for anyway, Joe you're, a good man. It's a strip off of you. Everybody can hear it such high character, you ve, gotta

a bit of a people, please renew! I have! That is well a lot of us listing in do, and I think that your worries bout disappointing them made. Been loyal because they ve been so good to you and that's not the thought process. What you said is right, and I think you are probably given a hundred percent, but you don't feel it in your heart, you to move into this. This is absolutely right. It's checked all of the boxes and your fear of letting some one else down needs. To go away because the reality as you'll be letting yourself down on what should be. Seventy one look back on this moment and regret that she didn't make this move exactly. Oh, by the way, the fiftys, when your fifty to sixty years old, is typically the per I persons highest earning decade and the second highest turning decade is the five years from sixty to sixty five. If they're in their zone and these encore careers, we call them I've. Yours

Do you want unhealthy? You have a life expectancy of thirty plush more years and work ethic of at least fifteen more years, and so I am rather with young age, and I fully intend to keep turning on his microphone until I dont make good sense and they Let me do it anymore around here, because on destroying the very thing, a bill that point but beyond I dont have a since to retire. Or quit, or walk away or when you do you're going to low down well yeah right, hopefully not anytime, soon, warming, when America's out a dad, I mean really, I mean, like me and Jenny Correct, got a lot of work to do when we hear cry of genetically freeze you that if you dont want quick thing here for Joe and I think a lot of people that that go through this, there is a fear of content, nation this. This is not a confrontation, but it feels that way for Joe and a lot of people have to sit across. If somebody go. Listen, I'm leaving you, but it's like the old.

CUP line. It's not you! It's me, that's what you gotta do be grateful hate. Thank you. Missed opportunity. You're, really good to me this a good place, but this is a dream. I've gotta so this dream and as you said, if you can't might be sad. He might not be thrilled at their losing you jokers you're, good guy, but a healthy she's gonna go well were sad illusion, but I understand on you, congratulation jar and bless you Lord bless. You keep your causes face to shun upon you. I mean yes you because you are the only other option of somebody's gonna. Equating alive is big jerk as they leave right and if that, if you're, a jerk as If translation that major jerk it's its side, the girl gave. This is not really about me about him. He's gonna go to his thing. That's right answer! I'm gonna blushing, even though I really if he had come to me at a time and asked me- and I was counselling, him has a friend I what is set out like it's a good idea that are still on these are good at their own proven out. But-

the young guys gonna go, do what he's gonna do what I tell you they Ramses Young, I was gonna, do what he was going to a one, stop in it in this situation, though Joe, I think, is a great idea, I think he's gonna big absolute gonna win, absolutely we're not saying that it I'll understand your employer. Your reaction is way down on the list of things to worry about your current. My colleagues in Florida, hey, Michael, welcome that I've ram. She shall be day things to take, my God created sure. What's up, they saw its one get. Your team on our situation of mine, so what twenty years old, I made a married. We have one kid, and I wanted to know what you think about this system and I'm gonna be planning on going to Pierre School to gradually programme for masters. Right now? I am working full time and in school full time, and I I'm gonna be finishing. My was agreed in December in one,

I was Europe its eyes. You see ass, an interdisciplinary studies, but it's to powerful prerequisites for appear school I won't have any student, wonder they preschool share a pocket, right now, my wife and I will you the savings. We only that we have our payments over to repay up within the next month, or so so I just wanted to know what do you think it's okay for Pa School, because when I go to PS going to have to quit my job in Portsmouth due to the high demand required on the workload? Do you think that it would be wise to use our savings to paper, Pierre Schools, or do you think we should take our eastern stew months? I've never told him, but I gotta should alone and thirty years ago, and the show yeah and I well. I would not go to PH school if I had to deal with stood alone

but you don't have to go on savings to go here. We do dead man in a democratic Europe. Listen if you don't believe in PH school enough to pay for it out of your savings, you shouldn't. Go, Amen to that yeah I repression yeah. You know it's some boy, yes, something! That's a great one about under the job is a very its new kind. I am how and what I was gonna say didn't you I did. Yes, videos think you better lies. I am confident, You know a guy coming into this expecting to know.

Well, you're, not a lot, and I would not only because you know what I was so you also norm right. You, you have done an incredible jobs. Are saving up your money to go, get a great degree. Pierre is a wonderful degree. Field go be for God, designed to be a forty gave you that might have been watered down when the damage that puts us our that ever actually show in the books.

in the middle of these uncertain times. Ramsay solutions wants to give you some hope, for the very first time ever were giving you financial patient, worsening free for fourteen day after day, Ramsay Doc. Actualize hope so you can watch if you're looking for fun and

practical ways to save money in your everyday life. You need to check out the Rachel crew show a podcast from Bunny expert, my daughter, Rachel crews, guys its rights of creators and I'm so excited to tell you about an ipod. Has a lot of you, darling, paychecks paycheck their end ass. You don't even know where to begin that they have this need. This want to get in control of their money, and if that's you, you have come to the right spot. So each episode jeering at a time of inspiration and practical advice not subscribe to the Rachel crucial podcast, makes region. Today there are more from the Ramsay network, including the Rachel crucial. Wherever you listened upon, gush, hey, it's just Producer of the Dave Ramsay show this.