Yeah, Course raises solutions for the dollar Coronel studio. This is the red show its where America to examine how the conversation about life form a joy by my colleague, John the loading as we take you through this our Tripoli. Eighty five, five to two what is the phone number to eight hundred and eighty eight, eight thousand two hundred and fifty five, two five now a job and I get together. Obviously,

it's talk about your money, questions, your life, questions that you have come to know and love. you're on the ridge show, but we will both dive into specialities as well. If you're new to the programme are new to one of us, quick summary, I'm helping people figure out what they were born to do. You were created to work and if he started looking at work, contribution where he could make the income you desire and the impact that you desire. What would work? Look like guys, we're talking purpose and when you're on purpose. By the way in your work watch your life in your relationships get much better now John described for folks. Bobby new to you or to me or to us what you focus on the Doktor John Dolittle, show we don't buy relationships and mental health and parenting and education and trying to figure out life anything above and around to the side of it all figured out Israel, so

John, I loved a team of Europe really toxic situation film. You can't spend another day at the office with a co worker or a boy and this is serious stuff job because affect your livelihood. And you know you don't make it a paycheck decision lightly. John. I love the team up on as we were. Looking at the draft, a man we're looking at it, people are struggling and shook it works from an homes from relationships now struggle the kids back nettle and a new Harvard Business Review. Publication did some Harvard research, nine out of ten people, John Nine out of ten Americans say they would consider making less money to do more meaningful work. What is that? What does that mean? Philosophically for us, For us as humans and general, I'm an idiot that we all want to make a difference, and we get to the point where you feel like I'm not doing something that I really really enjoy and enjoyment. Is it because it's easier smooth? It's because I really love the work itself

doing something I joy. Do you look at the old eyes, always go to this example, who just love tinker Non engines that it's a problem for them? It's a new puzzle ETA and ere it. If I grew up with was the goal of work is to just take nearly six months. That's a lot of dots provision, but it be its path, provision it was about its ever think of that old, our field poster whoever ends with the most toys, winds and ass, Narrative at the airport has gone from provision to stuff and what we all know us humans, it's out about it. It's my significance. We want to make a significant dent in the world. Really we sought to make my mark if we had a really simplify, think when you get people know and I'm working to hardworking, too long, crappy environment, I would literally consider making less money

to do something that really matter to me that I enjoy your at his all much here and do it and now they say I should have traded that for your trouble. There's no question now so you announce a group of people sounds in cash out. Did I not obtained a group yet have ninety percent? so now they get. I did say that we're gonna, do it right, but they're going with the right opportunity to your point. You do that they're they're out an emotional place to be able to answer that survey. That way there known. I really would- and you know it comes down to it- comes down to at some point, there's enough pain associated with their current lot in life. From the work standpoint tour they go, I would just

I tell my house it? Oh, I would state media around like costs. I just want to get off this hamster wheel, where I feel like I'm spinnet, Spinnin spinner. For no reason. You know this. When people want to either get out a debt, they want to find a job, they love, they want to lose weight, they want to fix their marriage, they wanted fix a crisis and parenting. At some point, the pain gets to places David said many times, Riga, I'm sick and tired of being sick and tired, and I think that's what were seen in that Paul. Well, it's who wants to be sick and tired for forty two fifty hours weak. Well, maybe that's what it boils down to it in

The way I have begun to distil it is we have an opportunity to choose: choose your heart yeah! It's gonna be hard to remain a hundred pounds, overweight and have every part of your body hurt of time you get up and it's gonna be hard to lose a hundred pounds at the truth. It is, and it can be hard to get a job. You hate sixty hours a week and it's gonna be hard to adjust their lifestyle down nickel with less money moved to new town of a lower cost of living. It's not a matter of choosing between Addis was gonna, be simple I'll have to. I can be unstructured unintentional versus when it's about having to choose your heart, and I think people are opting out in this is hard and it's killing me. That's can be harnessed as if life undertake thou yeah. You lead into beautifully of us gonna. Ask you together, because I deal with this area. Aliakhin college show people call it in it. When I dig into. Why haven't you done it? You know what you want to do your clear these for the people who know what they want to do and actually get there, but but fear

hold them back and I've just found. This is the human condition we just would in some places, sometimes rather be miserable than uncomfortable. Well, and I used to think that was a moral character. Thank you. I mean it's is this. It is a choice. It all comes on choices, but man our neurobiology, solves for what no it's all for whom he has raised as it would. Rather, the dough. You know that when you dont know actually right, and so yes, that person's abusive, but I know where their abusive and yes, this boss treat me like crap count on it and it step and out into the unknown. That we are bodies, try to solve Gulf angle back to where you know so true go back to where you know so we just a poet and with it, and then you do get to play with your two miserable Unfortunately, usually it's it's a crisis that push it over the edge and then an you speak to this is the world your ends is your trained in this. The problem is John, is what we get to the crisis

you know, there's a ranch, other collateral damage it s like, even when we go oh crap crisis, mass of heart attack or whatever picnic pick a category health, whatever mental health. We don't want to get in a crisis moment, John, because as a whole lot of derivative effects collateral damage. That's when you kids were expelled- where's. It colleagues were in your neighborhood. Where is it and that's when your mortgage companies and you and your entrance emits when all its still happens, and so yeah comes under one simple thing: choose your heart and then how far upstream? Can you get this all? For some of these things? Are we talk a lot about fear you and I both wayward. We deal with every day that I fear myself included

I'm, not I'm not are you kidding? You knew this. Oh yeah, oh by the way, fear and doubt never leave us now. This concept that you can completely remove amiss silly. You can overcome you can power through, but you will deal with the communities with life. Ere, I do fear, tells the truth. Sometimes in fear lies to us lot yet and had I ate a worse the delineation for you on that? What's your process, my process has become other people. What I know is that when I become afraid my brain responds in it takes part of itself off line the rational thinking port off line, and it is simply responding to stimuli, and so I have people in my life than a call and say as on look

and their an expert in money there, an expert in life, the export of merit and I'll, ask my seeing this right will save your good exact. Are they going to cash anything put in Bitcoin, Jose just stand down? Homey gopher will also go and go fishing, but as that's my process, I know enough to know that I'm not trustworthy, indent of truth. articles and where no one's rational, when they're afraid so having that community that accountability to learn stuff. Like folks, he is Doktor John D, already high King COBRA Ulysses raves, you show your calls come on up folks

a crazy year. What are you doing to protect your future? Moving to a fifteen year fixed rate mortgage is a great way to build wealth faster. Don't why and best ten minutes talk to our Ramsay trusted friends at Churchill Mortgage right now, qualified buyers can get a fifteen year conventional loan for less than three percent. A pr and no hidden face call AAA alone. Two hundred this is a pain advertisement, animal s idea, one five, nine one: animal s, consumer access, dot, org, equalising lender seventeen, forty nine Mallory Lane Sweet one hundred, brilliant Tennessee, three, seven zero to seven programmes for Select Loon types only and are not available in all states locations well about Amerika. You are listening to the Randy. Shall I call my job, my colleague Doktor John Bologna, and it is your show we with john- and I hear I we pretty much will cover just about anything. You got a question about any

in your life. Its wide open, AAA eight to five five, two to five: that's the phone or somebody out there I I, though somebody's called Cunegonde hour, I have thought of I will listen this programme and David whack me on the head, but think John akin to be nice to me. Probably not Bulgaria, shutter now think we will potential yet scrape trip. Point eight to five five, two to five as a number AAA eighty, five, five, two to five: let's get to the followed you gotta go north of the Border Ontario Canada were Joel joins is Joe. How can we help thanks for taking the gall today, you bet what's up. Basically, I think I'm being underpaid at my job, but I'm not sure exactly I'm not sure how I would find no soldiers wondering how do I find out and what do I do about it? What surer title or what is your? What would you say? Your technical position is if you are describing that to somebody who was,

routers are hey. I do this kind of work. What do you do? I'm designer load, the to indict industry? Behold, the diner o nice? So what what? What kind of older you creating for what kind of tools only for the automotive industry. A lot of car parks, ok, great, and how many years have you been doing. Just over three. Now, ok, so I dont have a spiffy little website to give you to make this super easy, but I don't think this is gonna be difficult, but what you're lucky? here is your looking at the what what in certainly in Canada, ah you're gonna look for. Ah what a range of pay is and what we call this is. This is just what the market will bear right. So what's the market for somebody who does your kind of work and for somebody who's been doing it as long as you and then I would also throw in there any specific certifications that you have. You know so get I'm I'm gonna. Walk in

in this kind of work, I can barely put the gas in my car, so talking to a guy John as bolts for tools every day is a bit over? My skis, however, whatever the industry certifications are what kind of training you have there you are your. I would include what you're doing is search we're going to the range of income. What do you make right now. No I'm a nineteen in our ok. So look? Let's say you do the research and the range for somebody that does your work and has your certifications, qualifications and experience lesson ranges, twenty two to twenty five at our making that up, obviously you don't know- and I don't know- but if we that we are below the average, then we want to do is. Is we want to take that information now? This is not opinion anymore, so you ve got your research. If it I'm a reputable site, reputable source and you're gonna sit out of your leader, you go hey, I've been doing this for three years, wanna keep doing this, I would.

have to sit down and talk to you about a growth plan, and that includes s where it were some areas a you feel it I could get better some areas of improvement on what are some things that are do certifications or training or some responsibility Rania that will make me more valuable to the team I want to take on a bigger. I want to create more value and in third, how can we measure those those two things and tied to my compensation, because I want to grow professionally, which means I want to grow financially. That would be the posture by which you take that information right. That's if you are making, less. If you find out that you're, you know right there in the middle that range again same conversation, growth plan, because you want to max John Anything, it ever Joe. What makes you think you're underpaid. There are few people kind of risk. In the same position- and I am making more than me but those kind of bad at it.

around asking people have a lot to make, so that's gonna wire taught that because of the people nothing is more responsibilities were being paid more, but I only ask three people, same company will not yet Saint Business totally different company, but seem industry gotcha. So he I think it can just stay here, can only ask in this cause. You do us all time in Jos. This will help you cause. This is a budding. Is a broader question on hearing people say: you're you're mould maker for machine parts. You may nineteen dollars an hour in right now we're in this weird little glitch in the matrix where you draw down the road, and it says twenty one dollars an hour

on it with a five thousand dollars signing bonus, it's easy to correlate what we're seeing and hearing about on the news in the market and Joe I'll tell ya those gonna conversations. They can give your ballpark, but people lie to you. That's making forty two dollars an hour. Bro you get ripped off, no you're, not you're in it a juncture, so I would hope that very loosely that information you got but kin there's this balance of, I think, I'm being underpaid, which is a different conversation. Then I'm not making enough money, which is a different one station with. I worked really hard and got a lot of training in this one particular skill. Another pink visit, Taco Bell in those aren't related commerce, though they are not and so we see this all the time where you ve got. This happened over the last two years were aside from the pandemic, where we had a big drop in unemployment, the unemployment rate is now dropped back down. We now have ten point: four million jobs higher than we had prior to the pen

come on, let's call it March twenty twenty. What we were seen was young people were come in and because there were such a need more jobs available than there were people who are unemployed, young people younger people french people were committed in taking a position and because of the demand supply Man basic Economics here, Joe ah, what happened was is arrogant, more than somebody who had been there before, but it was about supplied demand companies. It wasn't that they thought that this young, person who had the same experience was a better employee. It was just this is what the markets is kind of, pushing I've gotta pay right now so too, further solidify. What you're saying these? all related, and so what I would say: geologist is what John a saint when a conversational a couple guys do the similar work in them mean you're only source. That's never good, because John is its back into the world. You spend a lot of time in which is comparison. I struggle with comparison. I mean good heavens. We all do and when I look at while the

guys are doing the basic thing, they're, making three or four bucks more in our all of a sudden. It's really possible to look at what really matters, which is, let's you got an offer Joel today, to be paid three dollars more our doing the same work in another company you knew go on it that they were crappy. People work or they treat you like insurance over there, blogger or something worse than what you haven't now. Let me just take up John. I can't tell you how many call I've had on the can culture say. Can I took a promote for the money only are miserable. Now. What do I do right? So Joe? I want you to be out of this conversation. Keep it as far away from the nineteen to twenty one dollars an hour disease. The temptation is to take the three dollars an hour. Multiply it primetime sixty hours a week times this many a month, and I shall be making us much more.

in that think about that. My paycheck and then out by that is so he's. Gonna wrote back out and say the question I mean to say what I was asking in you can terminus wrong. Did my boss is? Are they deceiving me? Did I, care. Let's say I found out you make you in a thousand dollars more than I do. I could say man I want to make that kind of money, but really I go back and say Mean Dave, shook hands and he never he's paying, was so yeah. I would go further there. I think that's the right first question: did they deceive me on this number two We do my actual research, he hasn't done it yet again, and so they have. I gave him first, let's go see what's out there and how far off avant I am I on that market average. Then number three go. Do I love this work? Do I value this place? Do they value me? These are the quick little questions you can ask, you take a snapshot to go? Do have a ladder here, because if I go here, the grasses rarely greener by the way, it just relational professionally. Am I right- and I think this awareness

now we're watching the world change underneath the yes and the heartbreaking reality that millions will faces. I have been trained in a thing that took me a decade to get trained an expert in fill in the blank. I have been doing this film, the blank for twenty years and technology a I. The market moves and often were left with two choices: curl up and be devastated by it. Or to say as a fun run, and now I'm back in the training of back in the project funding people to find a woman who career is going to be what the thing gonna look like, but you gotta face a reality. We want maybe that nineteen dollars an hour was incredible. Seven months ago now starting salary at a fast food join, you guess more hard choices the underlying lesson folks the amount of money paid. Really is

to do with your purpose and purpose in your work is what really really matters. Phones are lighting up, eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five, our job. Nobody can come in here with you on the ranch you're, listening to the Ramsay show I'd get comment job my colleague Doktor John D, Loney. We take your calls a shower about your life, the dock, about your money. Work your relationships, your health Doyle, sleep boxes, all workers who bull leaders. We members that are driving you, nuts. I mean it's pretty much just wide open to discuss incredible success stories which look why right now there. This is what we love on the debt free

stage- is job and Catherine. Welcome thanks ravenous you, but where you guys from a wheel, I'm a little town called White George about an hour north of Atlanta, ok, very good yeah. I know that area so you're here to do a debt free scream, tell us how much you paid off eighty seven thousand five hundred and eleven dollars all while eighty seven five are not. There were counting every penny Bavaria absolutely at how long did it take a panel twenty eight months, twenty eight lawns and tell us the range of income restarted about a hundred and five thousand and ended it about a hundred forty. There we go. Tell me about the thirty five thousand, our Bob, what you do. I gotta promotion at work and also on sale. So as longer, I do it in a more more commission data bill there you go good for you. Congratulate buddy, sell me, and I am now sales manager for company, that cells are manufacturing equipment, ok, also, alright, Catherine Tell us what you do. I'm bigger? Come all year.

You're the ceo of how she has the hearted up. That's exactly right! That's the heavy lifting will that is so a tacit, so what kind of debt was but of everything we had some old business, that from a business that we had sold about seven years, We had some medical that car payments credit cards personal alone, just you name it. We had limited everything while so take us back. twenty eight months ago. You start this journey. What led to this? So been so we started in January twenty nineteen. So in December we just gonna onto the Christmas the kind of Christmas rush trying to come up with money charging after eyeballs to buy more Chris presence, and I think what really had it for me was. It was about a month before Christmas. We don't income that we made? I went to a pawn shop to make some money to pay more Else- and here I was on putting things and then the next month. Ornamented charges have on credit cards into this in saying we are. This, doesn't since you more and six figures and then runnin

on, we were announced job credit guy look loop here with entity we do so we got if we are to figure it out and we are one of the things in Catherine had been through at the U and she's a high school, but I'm all great, but yet my dad and trees to me it so it at this point to take us to this. What you guys are a mess. Did. You say hey. I remember this class. We what happened. Basically, I thank you. Wanna live that free and he has a year. is she brought it up to ASEAN. I had listened to date, Remsen the radio a few times. Gonna hurt him. You know slipping through the aha station, sorted listening a bit more and trying to get into it. We said you know what January's a good I too can start fresh and we're goes that process, but we were we say we are kind of the Irish until March of twenty twenty. Oh come on, we're devil is still going on the journey to we done day, another step one and we dont we're working except to, but it was not as Gazelle intention

should have been in March. Twenty twenty with a pandemic some happen in March. The whole world are now in my back, so we went through it. We got really gazelle intense than so at the height of our journey. We were finally, as I working my regular job on the weekends was delivering. Pizzas has also doing to cite gigs us about buying and delivering groceries yourselves. Ebay. We had always had a large garden, so we we set up a farms, selling, where she was canned goods, you're, selling, jellies and jams at our own produce. We were organ five or six different things, just a really have any we could get come in truly speeded up like a large portion. We pay down, came from March of twenty twenty until May twenty one that last gonna last leg of it. My goods are you salary and paying off eighty A total of ninety thousand dollars you're really run and lean. We were

and it was the most extreme I take as to how we just heard how intense you all were from a work standpoint you guys were given after it bring it in more money, but talk about the sacrificing the abstaining side of things. How crazier, while I am switch from buying clothing and things children and like retail stores, goin to consignment in per stores to borrowing from friends and heavy downs, The kid survived. They make it we're limited way. And then we switched ourself on providers to something much much cheaper and religious rights being duration, beans, Equally, we cut cable way. You know we. When do we do that, and we also did then you gotta play with your kids. Until now and again, we did lots of things like that. We also we went from buying like our Quantico, like you know, healthier food like Saddam, organic stuff to where he went to Europe,

all generics and already in places like that, really we saw it just switching grocery stores. We knock negotiable down like sixty two bucks, a month which is crazy, so things are now. We just made a lot of lot of little it is a little telling her to know your behaviour we can. I want you to think whilst on the budget, and now we can do this month there, let's look at it next month and I think the biggest thing for us to it always really improve communication skills. for even though you know we are in our sharing bank accounts. Everything else are money was alternative in directions. We had goals for ourselves and initially, Yet we weren't talking together about as much and you know that's what we'd married six years. We began this journey, so we should have already been on the same page would cut. It was indifferent erections. This really helped us pull together and we didn't. You know every dollar together of a month and sat down, and I think most probably eight or nine months she hated that time of the month and then we gotta got better as we get used to it and make an adjustment send a learning how to work on the budget and the things, and we dealt with Actually we had we had about twenty thousand medical bills. We had

Those are the beginning of this year, so she hasn't your surgeries, we have to do some vat and we also Adam Adams, annual vs ie system. We haven't, it is rather a fact and always likes to show up a were trying to make headway financially. What would you say to couples out there that aren't on the same page there here in this and their shape in their having a word on the same page? Financially, you guys got on the same page or would you say to encourage them? I mean, I think, just finding european funding your? Why getting your goal and then really just finding a way to communicate. You know I have just how I spoke to her about money, because if I wasn't careful the way I spoke about money came up to her like I was either Descending or was- or I was not valid was her to be a different. We indifferent things are important and I think it from your and am basically I've been very privileged. My whole life so being told no

not really exciting. You know not real learning. I live like within your means and blow your means to make sacrifices really was warning you know it's a good feeling, deodorants, look back and see what have accomplished, Dawson. So who are your cheerleaders? Who are the people? It really cheered on and stayed with you through the journey. We deafening our family families. You know her parents, especially in mind too as well, but you know her. Apparently It's not too happy you back in high school year. They were. Followers of the programme are kind of encouraging us on, and you know in our end up in a my my dad stepmom as well. We ETA isn't good folks and preventing friends in our corner from France in return for a really encouraging as well, I also mean the kiddos. I see that their here with you were gonna, bring em up just a moment, but did they get it like or they where they coming in tuned and how did they contribute well day after saying no

We think that in pursuit for so long we figure we have got to tell us why at some point we explained the concept of dead they're like. Why would you do that seem silly like? Well, yes, out of the mouths of babes come damn right, but also a hum, but they would be? sorted understand what you're doing and I were excited for us- we're talking about it and then not sometimes even tell each other or in our oldest suit, with his grandmother today, but now he reminded do an occasional work because mommy that your debt Morgan on and so now help release each other. A little basket was good. Why should they and also tell us who they are in their name, their names in ages, fleet. This is Africa. Here given? This is really a six year. She is very, we got it often and Lydia that is so awesome, and now they ve been practising their scream of they ready to go I think it's time, don't you John right? Let's ruining your copy audio legacy journey. That's the next step! Three! headed am believe you copy of total moneymakers. You can give it away to somebody who you think would benefit from and change your life is well. Yes, please said along all right. Here we go John and Catherine effort.

And Lydia. They paid off eighty seven thousand hours, eighty seven five hundred eleven dollars. in twenty eight months, making two hundred five thousand two hundred and forty thousand dollars Let's hear your debt free scream, I guess three too one way to go closely nailed it as a happy family drowned squad to sacrifice ass those two years and their every single thing is. freight carriers. You're right, I mean that's a little bit a storm little butter hustle for peace. Unbelievable future ahead of this young family, beautiful, beautiful everything on great stuff he is,

John Bologna, I'm could carbon in your listening to their abolition. well go back to the Ramsay shortcut com enjoyed by my colleague, John Bologna, and we are here to take your calls about your life, your money, your work, your They should ships mental emotion whole nine yards. Let's go eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five is the number AAA eight thousand two hundred and fifty five five blinds dot com is one hundred percent satisfaction guarantee means, even if you miss measure or pick the wrong color, though remake you're blind for free, you get free samples, free shipping and with the new mostly run every month, you're safe, even more makes your used the promo code,

Ramsay to get the best deal. So today's question comes from Marisa in mission, I'm twenty eight years old and currently, at the end of what has been a very long and tiring Phd programme as they most of them are my goals. Ministerial d me or I could teach do research by discovered along the way that this is not the path. For me for a variety of reasons. I've lived very fruit, and worked on the side to have no dip in seventy five thousand dollars: savings in investments. Why go Marisa. I worked over, so the hours a week for the last six years and I'm exhausted, of lost interest in He worked related to what I've studied and I dread entering the workforce only to do more of the work I have grown to despise. What should I do?

was a whole lot here. I want to simplify this John or no, you add to this, but I would start with because of your financial. I would call it freedom. I think it would be good for you to go. Do some job, just any J, O b forget and I'm the guy. That's always push people to define their purpose and fine. I dream job, which is simply about using what you do as to do work. You love that produces results, it matter, because you're so Fried Marisa on this type of work. I d go, try something totally different and just if it's just covering the basics, the bills, but you ve always been intrigue by and you just go on. I won't do this work because I think it become a neat kind of fun or I just want to help these people and get a paycheck. I keep it really simple and I think that's the

her step of cholera come off of this this this deep friar we use in a deep south where we throw anything- and it is just hot burning Greece in its bubblin. I think she's been in that so long, then I would make sure I start reexamining. What caused me to feel fry lose it. I think, there's a whole lot of circumstances. John. We can't get too because this is an email question, but I would agree. What do I love the work? Still if I wasn't in that cauldron that boiling cauldron of pressure Maybe some toxicity hole. I hear we don't know about and the way I would do is by myself. I spent some time just gettin alone under a tree in front of a lake. Quiet and go: why did I love the work originally and if I removed all the negative yuck

would I still of the work and then the first thing I would say, as this is technical, you can help out on the emotional advice and everything else, but I get some people who do that work and there really fulfil in very happy. I just spent time talk to them about what Europe like an. I would do all of that to see if the heart is telling us it's time to move to something totally different cause it could be or the harshest damages wound. That's my quick to yeah anybody whose finishing up like the deep friar indiscriminately fire you get down. The peace II programme has been very long. Oh, my god, you should be burned out. I can't arms verily certain that my wife likes me most days in my kids, and there are some day. When she says I need to go away today, you ain't a goin for a couple of days right, so just because you need it I love that I did you go get a job here, I'll get a job and promising a political answer. Yet, oh put your head into something and could you worked really hard and you're you're dead on work? being in academia at a big research. One

solution is different from the teaching college differ from a faith based glow from a community God. Do you hey teaching. Do you hate students, J Research, the chemistry like kick You can only get clear when you ve got some space at the back of it by just because you fry doesn't mean you. crazy. It doesn't mean you and his iron or It is what have you got your pc and now it may just be your exhaust and I again I've taken so many calls from teachers who thought at the start. The phone call. Can they start off by saying that I need to get out a teaching? I have no clue what to go to help and when we dig in we find that there are teacher that enlargement too, to their opponents planet to instructive, we'll make it simple and I we gotta find a different virus because maybe the environment you're in for reasons that they go through, isn't the best legal. Oh it's not, but they find while public school environment is for me, but community college. I would love it or

school or go to the corporate world and be a trainer which is an instructor. So it's tough manner because it so hard to see clearly John, when you're just try and keep your nose above but I imagine in Zagreb feels like the like you just the waters. here we are and is harder, she's been workin on the side, all of everything else right. Well, we proceed to quash business hours go to Baltimore Maryland now. We're jailer joins the jailer. How coil. good afternoon, how we are doing well we're having a blast what's going on with you. Jus thanks are taken. My calls from I'm currently a sophomore in college that free due to a scholarship, and I pay nothing, but I'm somewhat restricted into one business school mind I've always had a passion for automotive, mechanical engineering throughout middlemen, high school, due to my fear of dead and make my pants proud. I took

polish. Rather than going to the universe. The I've always wanted to go to. My question is: should I stay at the university I met due to my fear of dead Go to the university I've always wanted to for the major and naturally have a passion for Don't want to end up regretful an unhappy and a career path that I'm good but did not enjoy blondie. Well. First of all, young lady, since a little bit. You maybe you're being yourself up a little bit cause you hit this thing, you're like I made choice to make mom and dad happy and did not go into debt, and I hear a sophomore college. So you are not at this crossroads where you ve wasted any time or effort. I just since that is that true. yeah, ok, adult could ask your hard question jailer. What lovingly? Let me about what gets it. I've never heard. Anyone in all my years were college singular. I'm really mad about my free undergraduate tradition,

on a so kicked off a lot of what an idiot, and so you have a passion, but you mentioned something: that's a red flag, for we have to work with Students, do you really not want to do business and do automotive engineering, or do you have your I set on a particular university. That may have a particular person or two or three other go that's the clash. What's the answer I knew it way way way way way way way way way way. I think, is the right question doc, but I want to know because you said at one point: you ve always had a passion for automotive. Generic, and then it was this. We heard twice this universe. I want you and you're actually on it so jail. Where is it add? Is it fifty fifty? Is it sixty percent university, forty percent Jeremy, where our way, if more so like sixty percent

engineering and forty percent university, because the school I got two? Now they don't the engineer and programme at all, ok, ok, she needed art. So we are very limited times where your cut right to the chase. Ok, because the heart of your question is, do? I have to stay where I am scholarship four degree I dont want or take on debt and that's a false. Nearly a year a case. I wanna head that off. Here's. What I teach and John agrees with me. You need to do the engineering work or you will regret of Eve Eve nail this. at a young age that you want to be in a career wake up at thirty five, and I didn't do the thing I want to do you like solvent mechanical problems. You like cars and whole automotive, that's where you want to be. If I did a fight that, but here's the deal, how many different pathways are there to that future? That's the homer the that I'm gonna give you, because you can answer that better than I can, but do not assume

You ve gotta, take debt on to get their cassettes garbage and it's not true. You hear me yeah, so here's request you got, ask what degree do I need, or do I needed a green? I think you do engineer you needed agree. So who were all the people that offer that has led me to tell you this anyway Gotta hire you jail is actually care where you got your engineering degree from a mirage on most the time. Set you up to where you just head and disagree. They don't care, nobody cared They want to know. If you can do the job so jail, it's. Where else can I get can't get it where you are you're gonna have a hard conversation with mom and dad, because I know they want you to to go to school what is actually going to school, but I got change my plan. So where can I get it? Second, it costs me. How do I save up for Can I get a scholarship for that? I want to work as hard as I can t

the school. I need to get the degree I need to do the work, no, damn no death, it's a false! You got so much for the cop eight while ours over. Thank you James, Charles. They can kill again. Thank you, John Dolittle. Thank you about this. Is the ranch have a friend or family member the needs of daily dose of Ramsay advising there live? Let them know about the Ramsay call other day potash. It's a piece of advice about life and money in under ten minutes check out the Ramsay call today, podcast wherever you listen to vodka

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