Of course, the bravery solutions Roger has been from the baltic or little studio. This is the day. Ramses show where America hangs out to have a conversation about your life and your money. I press Hogan posting along with me this hours, bustling author and Ramsay personality Anthony O meal. We are very excited to be here with you in very excited about talking to you to find out. What's on your mind, so the number you need to call to give us a triple eight, eight to five five, two to five again, that's eight, eight, eight to five two to five we'd love? To hear from you to be talk to you today,

the things that are, on your mind, are you ready to go? Men already go hugging, I'm looking forward to this day, rock cannot, which he always learn. Sutton went among air which to man what made you keep me hip. You are the malarial expert, your plugged into the young folks, and you know what's under about how are they handling all with this covert stuff? You know asked believe it or not hoping they are handling it very well, some a learning to this process and are growing, do this process and some are actually achieving in accomplishing some great things through this process so been walking through the younger generation, especially that that twenties and any young thirty's through this opportunity by really been praying a really directing, junk entrepreneurship jumped out into entrepreneurship. I think it would be too early. You know some of them are realising wow. I wasn't prepare for this right and so just really coaching of do this process, but for the most part in over

Youtube shadow. My g, which is having a great time, is keeping everyone educated, inspired and uplifted. Courtesy of which you enough to know that ideas Instagram and see yeah. You know why we got ass, you hey what well well, well, what is it but something that its grandma I've got. One. Those things to Chris with three sixty get over there, but a lot of people right now This pandemic has has caused a lot of people to a kind of wake up and shake up from the norm, and I'm here and a lot of people talk about man, I'm ready for twenty twenty one. Well, here's the deal we get to just fast forward through twenty twenty, we actually happen this thing out- and I think what we have in the midst of the struggle- is an opportunity and it's just a matter of the mindset, and so I want you to be careful out there that we're not perpetuating thing that is not possible witches, we don't get too fast forward. We don't get, lay down and stop what we're gonna do. Push forward- and I think it's

important to do that to be mindful of information that were listening to the things. Bring him in your mind, but also the things that you speak. Yours, the crazy up here, you know. I don't want pretend Ramon TV. Does it cost me pretend emotions? I don't have time for that, but I want to be mindful of it and there is a lot of attention and a lot of things going on, and I think the main thing is is to remain crystal clear on I make it better right. Am I making things better, and I think that's the mindset, because you know what they told me a long time ago. If you don't have something nice to say why don't say anything at all and I think the mindset is as Wanna be supportive and encourage can encouraging to people in the so this time get to the phones is what we do. We're gonna go to ask them are going to New York, arsons gotta dude question what your question hey good afternoon, Anthony Chris, I really appreciate your let on I'll get proper. How can we help at all

fell currently high more about I'm twenty. Nine make about hundred thousand dollars into your treaty, currently have about sixty five thousand dollars in cash, and my savings rate is about going to super hyper. Your surely so I just want to ensure that I was being hyper focus. Was that so I like to look at the gold starting work. Our way back, I'm so gold is by my very first they were talking about. The clock is, is to have a hundred thousand dollars said it did beginning to create not shrink of income.

Beard much focused realistic, so my question for you is shit. I pay I like these things to do out, which are forty. Nine thousand took us direct subsidize government currently about four percent, want repayment of complicity five, or should I take the same body any debts directly into in real estate, with tee assumption of Kurds around nine to twelve percent? Ok said, I ask a question so right now, you're such a dazzling

by four point: five percent interest rate right. You sitting, we worked out by yeah how much our, how much in your seems out again savings account again. You said ninety thou out sixty five thousand arrived and you have about forty some thousand hours as it allows at twenty nine years old guy be route in Accra light when a mistake, but is this the best route I want you to pay off, he stood allows now paying our pursuit. Loaves means that you nothin baby at cop you may now amicably, you will not. You may not be able to accomplish a go by having a hundred thousand hours by next August in your count, depending on how much incoming becoming and you make reach it if he grinding into his mother

Yes, but I wanted to be debt. Free going into your thirties rather than having a hundred thousand dollars, I'm just sitting there and you have forty fifty thousand hours system alone debt. So I will let us EU debt free about twenty five. Thirty. Forty thousand I was gonna tell thirties because you can get it out hundred thousand by thirty one years old about love. You my said I can hear you grind the match. It is one one more question turn outside of you stood alone dead. Do you have any other dead note? no powers, no hawks o credit cards, it all day, long vainly bank, that don't tell them about the signal. Payday loan genomes and I hate them days that thank you, you're you're. Yes, so DAS recommended for him. Chris is I want him at twenty nine years old. I wish I was I had about thirty. Forty thousand, I was in my saves account you know, but I think him positioning himself to pay off the dead now and they really good

He sounds like a smart young men were also. What did you did you go to? Did you attend college and I see the first hours per se and I could hear the drive. What did you study in college? Believe it or not? I went to school for communication work now again and here's what I want to tell you because there's some stuff I want to grand that I went got my masters and almost a, but there was some stuff they didn't teach me. Our common sense- and I will give you a dose of this- because you mention real estate. I have no doubt that you will get in. State, but what you to become allergic to leverage, to be allergic to opium three little letters, you'll hear them talk about in school, rent business, other people's money. If you are going invest in real estate. My friend I want you to do it. Presented with cash, be slower? Okay, now tell

Dolly that I'm ok with people taken as a fifteen year fixed rate mortgage, but if you're too, about investing in real estate. That needs to be something you do outright and with cash. And I know in New York city- you know number one: it's like outlay. They charge for air, ok I am not an up, there's cheap, and so you know careful because you're gonna hear groups of people talking about their going. Together an investment group or this or that answer unlike you, whose mind is click it and looking in thinking you can easily take something that appears a good and they can turn out bad for your financial future. Sob, telling you this just take some advice from uncle, hoping that that you want to

careful you want to do be diligent and remain clear on what it is you're going to do with absolutely certain of what you're not and that's. It was a little protect you from yourself down the road. My friend this is but Dave Ramsey show

finding quality meat to cook at home is harder than ever. That's why I am a huge fan of butcher box, but your box delivers healthy. One hundred percent grass FED Beef free range, organic chicken and heritage breed pork directly to your door for only a hundred going on dollars a month. That's life than six dollars. A meal and shipping is free, plus new members get two pounds of free ground beef. Every order for the lifetime of your subscription so signed today, but your box dot com hello, everyone you are listening to the neighbouring Israel and we are excited to be here with you talking about coming your life, your questions and just Give me the number to call in a lot of people are at at a crossroads right now dealing with stress, frustration and irritation,

what do you know? How did he get better how'd? You begin to push through this. How do you start to make some changes while the first farmers is we gotta, get the information right and then what you have do a start to apply that and give the effort so call us the number to call Eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five that's eight hundred and eighty eight two thousand five hundred and fifty two Kelly, as stated by ready to talk, with you and ready to help so we're gonna the phone gotta looks like Victor is in Houston Victor. How can we help you, How you doing I do it well, my friend, how were you I'm confused right now and again from let's talk about it? Ok, I said here the bit of a backgrounds during two thousand. Sixteen I left the military and I left was about you're dead,

I left them about terms due to a sexual assaults and I ended up losing my education beneficent. That's long story short bright by two thousand. I do tat they do that Eighteen I was about a hundred and two hundred and five thousand dollars in that. This is a combination of personal, learns alone, credit cards and a few miscellaneous lunch and end today,

two thousand and twenty I'm about seventy thousand dollars in that I made some progress, but I met an impasse right now as a full time. Student recently acquired student loans, because I dont get education benefits and now the income that I receive a break even point to all of momentum on payments, and I can't seem to get ass cutting down. They get back to hear now that I'm not. I forgot you, you said the word recovered. What did you recover from there? I went through a social or sought one on active, not very and day, but instead of helping me mega, they definitely didn't like a changing lugging, mainly under administrative purposes. Ok, so you bunch jubilant pushing to trial, open deal with a lot of you

working with anyone to help you down this path. You. I I did it all by myself, because I realise and help this great sometimes help is more costly. The metal beneficial I understand from somewhere. Easier. When you walk in what someone my friend looking, this you said you are a full time student. Are you working full time and go? school folder no eagles due to do to my ex due to my recovery, became a low pixel a bit more time from a bureaucratic. You concept. Let me give you a quick breakdown of my kind that is today you're. Looking at thirty thousand five hundred employees, I get a cross cutting heritage, looking

Twenty five thousand dollars instrument student loans, Tony today and other lines. Looking at six thousand five hundred Otto launch you're. Looking at thirteen now mind you I drive afford Fiesta, I don't drive something fancy and expensive. Right: what is your source of income right now that our time job? I do you know where they do favour here and say the fact that delivery service

regular needs, but I dont have the certification for communications to have like an appropriate are tangible, I lost, but for jobs between twenty sixteen and twenty eighty. Why? Because I was still trying to recover and I'll buy, had issues with management for all. They had assured me: I try to pick something up that I found was good for and they're like? Oh, so you wanna come and change the company if I are richer. Here's reality, my friend, The money side of stuff, I think as something that that you can work on and what I mean by that is by a selling the car getting intention. Getting a full time job and really working. I'm gonna tell you you probably need to put school on hold You go work full time, and maybe the school at night I can hear

your voice. I can hear the strain. I can hear the irritation. The frustration as well as the hurt I'm gonna tell right now, if you're not plugged into a church, you need to go talk to eight therapists, just to be able to unpack These things are undermined because the step that you ve walked through your packing it with you and your book to each new job you ve had for jobs. You said you ve lost, you can calling back to the other issue, and that's that this route problem, that's not really didn't, dug in two to get walk with you help is, is, can be expensive, the other there is, but there's some people would be willing to meet you and to talk with you. As I would encourage you to get connected, at your local church, if you have to but find that their pursue, can unpack and talk about this stuff, because what you ve done, to do as medicate what stuff you ve got a plethora of all debts that are out there from credit cards. The cars student loans, personal ads, you got there. Up and you're, going find, there's no stuff that you're gonna bring into your life. That's gonna!

he'll anything. This is up in this bigger than that, and I hope you will reach out to get some guidance. You know and they tell what to send him to. The key thing he said is recovery recovery recovery. One of the things that are firmly believe is at the greatest enemy to our success is out skews. I'm not saying eating go through something, but what I am saying that four years ago goin on five years ago, I agree with hope, you're saying that in our help is expensive. Well, in your case, not getting help is expensive. Ok and so right now you need to honestly heel- and it's not just perfect. This is for anyone listening right now, no matter what you ve been through were here for you, we want to walk into the process, But sooner or later you gotta look yourself in a mirror sent. Ok, I have to change and something has to change today and Victor. That's you the purse,

the most common denominator, Dwight everything has gone on in life right now issue, and so I would encourage you like home. He said: go, go to church, go see it. There is a really get yourself fix because you gotta get yourself internally? So you could see something externally. J drown now good word and and Rick. I tell you this. You get to the point. You can't pay, you can at least pay attention, and what I mean by that pick up the phone contact, your creditors and walking through the scenario with them finding out how their working with people but the main thing is, I don't have the chip on your shoulder as your contact them you're calling to release them information and explain, and I think that other things it's really important you know I or what I have found is that you know typically when people are going through something tough, it is so easy to isolate and compartmentalize, and you know it is. To become a battle to push through to be able to reach out and go no. You know what this is something I'm am feeling

Dylan down, maybe you ve felt. Do you know the down like liked him, eleven days in a row you to say at someone hey, I gotta talk to somebody in another way, do this is by reaching out connected with that France staying in just to find out. Hey. Are you good? You know, and I know- US guys, especially we we tend to speak in brief sentences. Yes, like I'm good, bye yap our I want you look in the people's faces. Even in these days of social distancing, you got an opportunity to see some one's eyes at tell you something that they seem off check autumn. Ask him a follow up question!

that's what we do to help and Anna hoping that happened to me man above for four years ago, I was at the very tough season any mostly broke down and for about a good for days outside. Madame a fine on thought and fond and fifty are brought down are realised. I'm not fight, and I needed a need to be around my family, my needed to see a fair peace, and I need to talk through something and that day that fifty changed. My life, because I was willing to ask for help so I wouldn't have to require help down. Now, that's good! That's important! I'm gonna tell you something! You need people in your life that you trust. You need people in their life you can lean on this. I must tell you this life is not meant to be done alone

about community and staying connected. This is the daydreams, ensure I keep hearing stories from people on my team telling me how much they love honey. One of my

and told me? He uses it all the time the browser extension I've been telling you to download always tells him if he has the best deal on Amazon and he gets the emails every time there is a price drop. He said he done even though much it saved him, but it's more than he paid for it, which is free, so listen, Papa, Dave, Download, honey for free, join honey, dot, com, slice Dave however one you are listening to the day, Ramsay Show, and I know right now: you have parents that are being teachers while working a full time job and having to do more than you, and debated as we stand in the middle of this year, but no kit, no parent, for once their kids experience the panic of being unprepared for crisis, but teach them

to be smart with money can feel like a massive job. This big undertaken well, here's the deal. We ve got your back. They are fully digital, steady courses. You can rest assured that team. Your team will know them way to handle money and never make the same money mistakes that millions of people have made and the best part there is no instructor needed all courses herself paste. So if your team has a tablet or a computer, guess what they're all set parents all you have Godaddy, Ramsay, DOT, com, slash self study, ok, today- Ramsay dot com, slash self study to learn more about all the different courses that we have available for your middle and high school students. Never worry about your kids, being unprepared with handling money ever again This is an opportunity to be able to help young people navigate and take the right steps we get smarter, so we can stand what to do, but what, more importantly, what not to do

cuz there's so many pitfalls out there, NATO is you ve, seen young people, you know side, an honest and loan debts or credit card the car loans it can take years took erect that stuff. If you're, not you not just for absolutely no hope at Lahti, young people, they re graduate college they'll pay off to cinema debt within about two and a half years, but studies have shown, as contains him in and between anywhere from twelve to twenty years, average. So oh yeah yeah. Now that's on average. What we're see right now taken him about twenty two years: unbelievable. That's just make a minimum payments into Lebanon. Hang around minimum famous people pushing back to defer, maybe mean is just it's going to tell you I had talked took up all the Chris Organ show earlier, and they paid off for hundred and seven thousand in student loans that in five years, our use of days, income,

No, no! I never got any bigger than a hundred thirty thousand between the two of them they paid off four hundred and seven thousand in five years. It was impressive. Right, and so you know just looking at this. I want people to know if you're out there, you think it's not possible it as possible. It is possible, but it is we require focus as well as sacrifices are. Let's see we got emphasis on this on the line hello. This is Chris and oh, how can we help you hey, I had I, how can well ok, so bad idea by explained thank you about. You can say going, I'm your shirt, way for me to pay out of fear in college. Mechanical engineering, air on Monday of this kind of one who knew then there are the

there's a lot of actually emergencies that they are fully met. It sampling colleagues, so you not only who do some interest, Things in college now, amethyst my saying your name correctly, autonomous from Saint correctly. He isn't anything ok course. Amethyst optimists right now, you're about thirteen thousand houses in credit garden. Your senior in college right now wish your income right now. Oh right, I'm up boy was wonderful. I betrayed him, lay near the tool to allow this pair burnt NASA. Good I'll, buy work, the Amazon very badly out, and why Many of the debate Do I made a face on me now, I'm back battle work, a man. By allowing certain ploy thou my managed income comes from an economic. I'm part of the agency.

Oh man, a man! I should be making around four thousand mark. Thou not depend on me, and I also do the driver from time to time, quoting backward choice in both mega before her knowledge from below the placement also hear my family. Now that a cores and so on? commissioner, this question: do you have any student right now? Are you by the graduate with suit as well Have we learnt a lot more and point out another living alone of meal ass, close ass, their so here's the thing when it you do. Is I want you to cut up those credit cards? I want you to stop using them. I want you to go ahead and get rid of him,

furthermore, I don't want you to really pay em off right now, but I want to do is focused on getting out of college one hundred percent now address it. Could you not get out dead free, but I want you to stop borrowing money and then what? After that, once you graduate College, you don't get into your job and that you say you know you land where you are making about four thousand forty five hundred dollars a month. I want you to get all the furniture Peace University plan that would Amadou is apt to Chris Wanna. Talk to you. I want you to stay alive. Kelly is gonna. Give you a free your subscription to Ramsay plus this is gonna walk. You do our entire process, because we want to talk about a core really talk about some of these other things. You are talking about that honesty, I'm not a huge fan of em, but it does not break audience on. I don't go there with you. I wouldn't let us make sure we get you a solid plan laid down, so that would mean get you a solid foundation but cut up the credit card

Dont charge him again gave and what I want you to do is going to start making a minimum payments on I'll keep making minimum payments. Once you graduate college, then we're going to go ahead and get aggressive going after all of your dead. So not just your credit cars, but everything here. I think the big thing is work for you. You mention the options you have in your income and you know that coming here a lot, and so I want to encourage you to get plugged in use and obviously, every dollar beer familiar we're doing some online stop. This will help you be able to track it, but that at the same time They start an understanding of how much you can be bringing it right. Your field of study, chemical engineering, as I was gonna leads you to an opportunity to be able to have a real good career, but it Gonna be a matter of you handling money right as if you dont handle it. It'll handle you and so

really want to encourage you to get plugged in and really use that information at. I think it will help you have more controlled and you ve ever had before in dealing with money and here's the thing I want to encourage people that start right Are. You are like a lot of people. Tell me hope him when I get start make an ex wines the homage to get more serious. And I want to tell you no, you won't Ok, maybe you do. May I don't know, but I think the big thing is darting right where you are, which means starting to get intentional and that's if you're, making fifty thousand seventy five thousand, whatever it is income is going to grow, but I wanted. I want to hear you and what you hear me: your income will also grow as you begin to work a plan and get out a debt AOL people once you get out of debt, you give yourself or raise you don't have to go. Ask anybody! You didn't have to go. Chit chat, you're, actually give yourself raise not just raise Hogan which giving yourself peace and freedom

You know the first month when everyone else's stress- and I got really do I had this- do add that do have this suit only thing, What about your rent payment, your mortgage payment that they're so much freedom? In that you know my brother's gonna marry this weekend, I'm goin down there would check gum, give him a Czech, let not just check but a cheque book. As I have no debt and I'm a huge fan of sowing seas and is really giving because I have zero dead. I had the freedom to do what I choose to do, but if I was bound in debt I mean I'm locked up, I gotta pay Sally. May I gotta pay another another families last name, my Mcdonald's of sunlight. That's when angle give my brother something went to his future. Now it's absolutely right. We put ourselves in a position to be able to be able to blast able to give and for those EU that are out there and you go home and I want to be an opposition. I hear you and when

urge you to do is not just to decide today, but what you did decide every day that you wake up every day that Don't click on that banner. Add that pops up to go over to that store that has stuff that'll make boxes just appear on your part? yeah, you know what I'm talking about now. Don't click that you'll have time for that. Why could you get something bigger that Jason? We stay motivated, we stay clear, we can stay on the path and I'm gonna tell you. Every fell off its ease. Get right back on the key issues.

Stay on this time. This is that I raised the issue Fellow every word you, unless we do that, Abrahams a job I've Chris, ok joining me, there's our hosting along with me as Anti O Neil best selling author and millennial expert, and we have love taken your calls, if you

Do you want to reach out to us? This is the time a eight to five, two to five again, that's eight, eight to five five, two to five we'd love to hear from you go to the phone get back on the line call in here from Nashville MC. How are you you doing our work is not finished. My friend. What's on your mind? questions, for you guys will backs what I myself am twenty one airplane pilot I've got one I was in my savings and Looking at how we get an early retirement make eighty thousand grows sixty thousand or, thousand improves sixty thousand and about four grand in my favour, a mile at home and looking at getting a house within the next year. So and I was wondering more, are needed to go with that and I thought maybe

you'll find something like that? Ok, so Miss First, while twenty one years old, you were on the ball, do you have any death? No doubt knows there. Debt living at home, make it up eighty k four thousand away a month. You're on the ball. Told you about money, yeah They ran the actually I was. I was homesick The golf course is going through high school what not and my parents just got only be financial educated you are they have to be proud of you you said yesterday are now Nick before we ask you washing has begun deftly help me out with this good you're, smart young men. If we want to make sure that you do, I continue to be smart, but two the other millennials, a young people out there listening right now. I want you to try to tell them Why you went down this road? Why? Why are you avoiding dead? Why do you

is much money, your say, Mister Kahan may go, buy you a nice car, if you do have a nice car. But why are you living this lifestyle want to disband bought thirty seconds, and just encourages young people listening right now, the third year, I never wanted wanted to be financially strap. I grew up in a one income family- and I was just trying to you Know- look for a way out and be financially sound and have to worry about anything. I eventually and are you know, John, do best work, and so a man out there to everybody that the millennial- and you know it- it there's a war. Are there to do it and they remedies the way to go about this. A bonnet and its working for me. Now it's fantastic, not room. How Do you have in savings that you set? Forty five or do you have a thousand is growing ok, so you got forty five thousand talk to me. That is your emergency phone, you about emergency fund. We tell you to have them

six months of expenses set aside, so how much of this five is your emergency fun. You say so really the only data have, as you know, my insurance about all right food, basically so soon, and maybe six grand of that would be emergency, find matter. You. You know, and I've been looking at houses this and I don't want to oversee and obviously for the perfect one is about not in a hurry out of out of I'm just german money and want to put as big a down payment as possible on Rowan well here's what I tell you to do right now, where you live, and could you livin with family? So your budget is really skewed. You ve got primarily surplus okay, so I would do us as you start to brain storm. You know them how's your looking by which, by the way, you know beat beat clear in there Take your time. You want to make sure you gonna be in the house for two years or more before you looked abide. And so you'd look at that run. The numbers on that

till you look to have twenty in your emergency phone anything over and above that you can started about that as the home down payment. The key so don't over by telling you this make, because I've seen it and have actually got an article at my website, Chris Oaken, three sixty dot God, given some tips, what to look for as you get ready to buy home don't over by and because you do not only want to home, but you're gonna want persevering, JANET and you're. Gonna want go, do some stuff, and so you want to be really smart. I remember you your money on the by meaning you what you spend on it now is the potential growth down the put down the path. So I would say Your markedly twenty of that to be your emergency fund, the recipe you can start to look at you say: ok, home downpayment, minimum Ten percent down prefer go into what twenty, so you have p m. I, which is private mortgage insurance- that just protects the lender, not you yeah, but it also to depart that

to depart deigning to like a money market account you names, accounting and then it for your investments outside of your downplaying of your home. Go ahead! Look into that author area right, that's the key thing here I would also tell you you know. I don't know if you're eligible right now with where you're working you know through more one k, but if they have been What do you do definite go get connected with this? best approach started, dig into that, so you can look and see, at twenty one years old, this young man it's just the listener bogeyman. Twenty one twenty one. I was not. This young man I'm not going to say what. I was well aware that this young man I got began some other young people outdated. Looking habitue le yeah, we weren't like but you know what this is We do what we do to two to help. Other eighteen euros. Nineteen year walk into this position, American, which thing, but this work could

be today. If you were twenty one years old and you have forty five thousand dollars, you savings and you had a bright future No doubt there I mean they're just begins to open up the path, and you know you, you begin to have options in front of. You must take Katy here, real, quick Katy. How can you hear hi. How are you guys were great? How can we help you? I was actually I'm a one time listener, and now my husband and I are really on board with getting on the baby fat wagon and say and on there for the rest of our lives. Hopefully and who had not looking at our debts and income in everything and were in the house, and I was actually wondering if it is ok or if we should spell the house, because it is the sellers market right now and use the prophet today offer that really clear, driven up again break. How much did you have?

we have about a hundred and eighty nine thousand, how much better stood alone that a big chunk. It's about. Eighty five key, what's the other hundred four thousand, its, including our two new cars that we of course had begun. And we're trying to get rid of it, but right now our does too far upside down. We would So we are working on that and some credit cards and so how much is the homework You saw that we would get about two thirty and we still o one ninety nine so you want to know. Should you sell the house to pay off that yeah? That's a question: Ok, Caddy asked me that question got it. Wouldn't let me get my look, these are I'm ready, go don't say it should I felt and how to pay out that? No, Why do you know what it is? You don't have you don't have a house problem you gonna spend in Brom Giza? Yes, we do an and that's that

You could buy another house and you're gonna end it, and I too that straightforward? So you can look at it? You and your husband, you go we're, don't fix us like we're. We're not without this doesn't feel good. Right now you're willing to sacrifice your home for this stuff in its it's the symptom and so what you ought to get serious these cars? No, no! No! No! No! Here's the deal Ramsay free trial I wasn't I'll, give it to you for you, I m sure you don't focus on its. I want you to get over on the free trial unless get sick. About this you're walking through this thing, together, and be intentional and I understand you didn't get here overnight,. You're gonna get out of it all, but it There is a path in a direction you can t manage and hugging about about past our man to brand new cars too too. I mean that does. But again she made a mistake. You you wanted process by, and I agree with you. I love what you said because you gave it you say: hey: go! Get the free trial because

she needs to make some investment seldom intention Gump some direct path, hey, we are going to get better and we're going to invest into our future I'll get you hit down on? Well again, here's the thing, nothing J, until something change comment and you have to change your outlook lessen our producers act Bennet. I wanna thank Kelly, Daniel System produce. I want to thank all of you offered. The time to call in ale? Thank you, man. It was giving an outcry. Seldom thank you. Haven't you all stay too. We want to combat

We love you. We appreciate you. This has been the Dave Ribs issue: hey it's Kelly, associate producer advance greater for today. Ramsay show this episode is over, but have you heard about an event, product or service and didn't have a chance to write it down? Don't worry. We list everything you ve heard about during this episode in the pot. Cash show that or had today, rancid outcome, thanks to listen,

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