From the headquarters of Ramses Broadcasting Oligarchy Rental studios, its Ramsay work that is done is gaining in mortgage. Taking the place of the medium W has the status symbol of choice. They Ramsay your house, you job is about your life in your money. If we call the Tripoli Ache to five five, two to five Chris open remedy personality. Number: one bustling author is my job in we'll talk here. Your life and your money, as promised crystals weathers in Philadelphia high Crystal welcome that Abraham. She shall thank you particularly question sure. What's up

I am going because I recently inherited an annuity n im, not sure if I should just go ahead and pay off my home or if I should go ahead and law what over an investor how much is it two hundred and thirty nine thousand mouse. What do you want? I owe a hundred and nineteen of the large and if you ve, gotten, attach portion, look at it and see how much will be touched. When you tell us out I absolutely just contact with one of your recommendations around other first bottom today. About the outer rescheduled. Tomorrow I also had spoken to three of your smart, Mr Prodi, all right? Well, I have

one year other planets marketers, so the your name beneficiary on an annuity. Yes, it is divided freeway, between me and my brothers crystal this to you. I thought you fibre. I think Would you be named beneficiaries, probably gonna, be more like a life insurance than other there's gonna, be like an inherited a higher rate. I don't think you're gonna have taxes on it, but I'm not. I'm not sure? I think I think, as by cause your name the beneficiary on other issues. Gonna come straight to you, I'm not very good at taxes, though so that People are all after listening right now going on about anyway, because to do so for sure check me out sound Ramos, ok, so that the I'm paying off my house unless I gotta go, percent tax on this thing. If it's got a big tax the sunshine and you can roll into something at which I don't think you can do.

can't rode into an IRA. You could roll it into a variable annuity I'm very sorry, nine times out of ten You get just some ridiculously horrible information about the taxes. I am not Get out even if I got a little about attacks and pay it off profiles, your game now, looking Chris, How much is your mortgage payment right now Mortgage and taxes is roughly fifty Can you imagine what a blessing, it is for your father to have left it to you to pay of your home, like you get the deed? you own it, and now you have thirteen hundred fifty dollars extra in your budget. I decided happy feeling in my heart disease of things because, my god, with handicap twenty two years ago and I careful. For fifteen years my brother just took care of infer the left we had a family member that why change

of attorney? Yes, my never invested his annuity He fell realising the amount of money that it could have been What I was actually expecting was a little shocking about seven years ago and that person past waiting. He went to live with them family number. I brother, who was a power of attorney and he didn't invest the money either. So there's money grew for twenty two years at one percent interest so that hurt the bed yeah, but are now are still here. the good measure your homes can be paid off? That's right and when you get ready to leave something to someone that home will have appreciated and it'll make middle, make a difference. At any rate, you know this is one of those things. Let them go. realize your father thought of you and was intentional left to leave something to you and you get a chance to write. Continue! Writing the story. Together. Ben is whether some Knoxville I been welcome that over amnesia

I did Michael shop. How can we help so I am engaged and I'll be here, get married your in April. Thank you about very excited and don't you know, was thrown the marriage on Babyship six and combined income will be brought to an end I wonder how you suggest managing our individual wants what did, for example, some the young guy and Joe S, mind be and are not the answer I close and furniture and stuff like that with the Good NEWS. Is you don't have any dad accept your house? and you ve got a lot of money to buy guns, and close, I mean you call me up others problem, making amendments three thousand adjusted alone that, whereas I would have said no more guns and in a very few clubs, so oh yeah I mean the Good NEWS is you can sit down together and I,

was tell ya every gonna buy caused me at least to persons. So there we have a way of formulate its programmes and whether you are a lot of guns and you're. That means she's got a lot of persons, so you just go through some of that right there in all kidding aside- and I think you just talk about it in you- know it's good fair for you to spin. You know three times more than she spending on those things, but both of you Have some fun money category room in this budget. You describe gap and been. Is this a first marriage for both of you Ok, that's fantastic man about tell you this. Have you all done? The pre marriage counselling we're starting a new contract bats imperative and really dig into that get on the same page goes financially, it sounds like you guys are in sync. Now it's a matter of. As I tell you The time you gotta speak. French right is

you her in you as we and so, at mindset of the muscles you all have already been flexing learning to communicate and flexible you're out of your biggest problem is: is that you're both used to have your own life, and I'm gonna come lives and that's gonna require some outcome bill of that strategy. A lot of regard silence Jago here, but ere. You, moreover, undesirable putsch interim she plush and that hooked up with the every dollar budget and put you through financial patient or at least part of your pre marriage counselor Moreau give your wedding gift the earth, so you hold on and will give you a year in Ramsay plashing Kelly I'll pick up and do that now what do as jump on that every dollar budget and lay out pretend budget as if you were married, that's good and then

Give you want to talk about in them remarriage camps. Were we going to have some budget via throughout my but spend what you know, but again the communication on it being able laid out looking at new have a common goal. Baby steps expand the house after that's right, so there's only. things you can do with money. You can spend it to enjoy it. You can give it and you can invest it and you need to be on the same page on how much is going to what end there should plenty of room to do all three of those things with what you have described here. You guys are making a lot of money. You don't really. While Congo regulations fiercely some big urban has it the day. You all have a streak of Independence because you ve lived come up with a lot of money now, you're gonna have to combine there and that's gonna be emotionally becoming

Friction with that goes with the territory is put on the table. Work. The friction work, the friction. It's gonna be great for your communication in your new merited loss and put the Lord first and then the centre piece of work, just fine. This is the Rams Asia, no, it's easy to put off taking care of something like life insurance. But now, more than ever you have a responsibility to your family. Get it done terms rates of recently dropped and its act easier to get coverage now with many companies offering to skip the medical exams. If you don't have life insurance or not enough, you need to step up. Take care of this

let the team at Zander Insurance, help gotta zander dot com or call eight hundred three five, six, forty to eighty two, organ Ramsay personality is my show host today by your calls, a triple eight. Eighty, five, five, two to five. Our question that I come from blinds dot com find out for yourself. Why blinds dot com is the number one online retailer of custom window coverings? You get free samples. Shipping and with the new promos they run every month. You say even more use a magic word, the promo code Ramsay today's question comes from Dave in Kentucky he says: I lost my wife in December of twenty twenty, my goodness, I had an eight all that will start receiving survivor benefits of eight hundred and fifty dollars per month from social security by the time

reaches eighteen, but total of those payments will be around a hundred thousand dollars. What would be the best to do with the money, so it earns interest and is worth more once she's eighteen wow well, I'm sorry baby, I'm so sorry to hear about your lost, my friend, that's tough it! I can't imagine what and there hope you gotta get church and good friends around you, but look at this dollar amount this eighteen, fifty eight survivor benefits come again. This is become part of your budget. you're gonna useless to raise your daughter what whatever baby step, your on an If you follow the stuff, we teach The time she's, eighteen YO, you all, have fully funded our college fund a drive a lot more than a hundred thousand dollars and will it become wealthy. at twenty years and she will have a lot more than hundred thousand dollars.

And others not any moral, ethical, normal legal obligation. For you to set this money aside in her name, You spend more than eight and fifty dollars raise here a month anyway, and to put it into your budget and work your budget as were coming need to be a great dad anytime? You work your budget, it is for the good of you and your family, and so Daughter is going to more than benefit far be on what they earn. Fifty dollars would have done right by you doing the right thing. People struggle with this wage, Stroud Childs Board, actually set aside right now. It's all part. Budget because you spend more than those dollar figures on kids anyway, just the right moment doubt I mean a percentage of the the roof replacement. The percentage of the Electric Bell The percentage of the insurance, nothing here rods in the car, the cost of the car, the value of laws in the car.

the kid is receiving the benefit of all of that, and this is called raising your children and the family is what it is, and so Matic lay you spend a lot more than they had on the key. portion of your life and show there's? No, you ve done nothing, wrong by not bring it into a separate account exciting it under separate account, I think, would be wrong Are you sure it s not them efficient use of the money so question Natalie is in Canada high Natalie, a welcome to the Rams Asia High t. Thank you. Taking my coffee shop I'm trying to figure out a few things, but the main thing is whether or not to try and get. My husband on board was showing our house. I've brought it up a few times, but he really doesn't want to sell it at a loss. We moved

a year ago, about an hour and a half away from his current work. He planned on getting job job land where we live. We live in the middle of nowhere with the intense be able to grow their own food, and just yet the country again where we both can grow up and anyway, it hasn't happened. Yet he's trying by TAT hasn't happened. We just realize your expecting another. So we ve got one parlour and another on the way, I'm so yeah arbitration, our way out Yesterday you see travelling about three hours a day but income is he takes home about thirty, one thousand and some after almost thirty one. two hundred a month and John, don't have any The real issue here goes with spending that were aware. We don't you, know,

we already mildly subscriptions. You don't have any money. No, we don't have any money for a living. A thirty one thousand another three hour drive a day unaware money into, and babies you're going they mine, I dont know how to convince and more were both believers, unfortunately, because of coal, that all the church of Dirt set down the one we did get to know it's it's cold now and we really having developed any sense of community around here. How much are you o on the home? Natalie? Ok, so far. We have we arms. around two hundred and eighty thousand per year. It was three hundred just under three hundred fifty thousand only marginal payment on them again. Thirty one room. Well we're losing much how we What do you want? D, Artagnan. No, not yet

How you're hiding under her saving us yet for eating, appreciated yeah. I would guess. How much is your house payment? thousand one had been eighty three dollars. How much do you all have a savings right now, I'm burning here are we? Finally, lack right now a thousand nine hundred left to our name in liquid. And your burning am I don't know we are doing Can't you see I'm the papers in early two thousand seven hundred thousand dollars the forty, we may have a month left. No not really levels in two thousand over nineteen hundred military. My left here know? What to do? I don't know I am I'm trying to limit our guy, I'm a little bit confused. Let me only stop dont want up. Ok

want to. Take your side and jump all over him right now, but that's how you know. That's something I don't want any job, because this is absolutely asinine that you guys have led them is to let this burn down that they show ya should have another six months ago. I agree. and so I don't. I don't understand. Why were in denial about math? What's your problem. Doesn't want to show that a wash He's gonna lose two foreclosure. I know, but you said you bought it at three. Fifty correct it's now you owe to eighty. So what's it? What do you think it's worth now? I wish I knew we haven't gotten upraised Bulgaria. So here's the steps again sit down and really sit down with him. Hold his hands and on schedule to have scheduled a real estate. to come over here tomorrow. Night cause tonight. We're about to have become the Jesus meeting. The math is

we cannot and we cannot pretend anymore. You ve got your head stuck up something I don't know what it is and it's gotta come out the ashes ridiculous and put it put his hand on your belly and let him know you got another baby coming. This is crazy time. Time is short, I hand even finished your book. We bought your book and hemison. He read it so excited forgot how you're not going to look for more jobs now, but its extra for going on it's not about jobs, is about. This house was gone here a three hour drive weather. no, I'm scared and he's out of money she's gone shallow, for you lose it? did, you do events or you moved to trial. and ramblingly went ere. It was eighteen hundred a month, you're gonna have to get our beliefs and watch your evil dream. Eleven in the country and grown veggie has turned into a nightmare they'll be here now so something they gonna change. We can you cannot stay where you are it's

our joint work. Now then, the only question is: where are we going right and you gotta start figuring that out as a next step, but this idea I don't know what you were waiting on when you waiting on the housing very to show up. I mean it's not this isn't. Unless you were gonna, have an income all of a sudden start appearing. There's double yours has not worked. This work is not ass, they go and so Natalie the urgency you here and our voice is that we don't want you all hanging out for another two to three months. You don't have that. You never had a how yeah you don't have that time so It's rather, you all make a proactive decision reached to your lender, have a real conversation get the real estate agent that real estate he'll be over tomorrow you are moving gap, voluntarily. Or otherwise You are moving matter You be in control, This is where you are

space and decide what we're gonna do. Where are we moving because we're moving this house was gone? I'm so sorry, I'm sorry you guys have been through this, but you ve got to deal with. It cannot not not deal with it. Your number one wealth building tool is your income business owners. This comes as no surprise as you're here, putting an extra hours and watching your bottom line. That's why christian Health care, ministries or C H. M is a great honour

and for those who are faith focused and budget conscious, see term is not health insurance, rather is a health cost sharing programme its harder, but it is different to learn of C H. M is fit for you or your business visit c H, ministries, DOT, Org, slash, budget resolving railway personality is my co host today, open phones AAA eight to five five, two to five unloosed, both is in Thailand, Texas. I Elizabeth welcome to the diverse empty shell. Hi. How are you gonna do better than I deserve? What's up I have been asking you take overdoing it heavy appeared the treasure for my property owners population and are there just smile very

I'm sorry unseemly summit after that- and I am curious about personal liability. If I should be concerned anyway in regard to that, you would need to ask an attorney, I'm not one. I do on many many many pieces of real estate in nature ways and most of them are a hot mass. In southern always conflict and drama, and gossip and stupidity and everything else you would. as I understand the law and again I am not a lawyer- show your ear notes, a legal advice, question that you really asking, but, as I understand the law, you wouldn't have any liability. Unless there was miss, behavior now. Are Surely if you yourself, a new grill for your backyard out of money when you would obviously be liable for the mere behaviour or if there is a gross.

negligence. You did a horrible job beyond the pale of one. Any kindergartner could do, then, you might be held liable most of the h away carry errors and omissions and assurance for their borders, actors, and so a resident file suit against them for meanwhile mismanagement or net gents or fraud or whatever else the Vienna will step up the insurance company or step up and defend them. Legally him. So, most of the time you're covered and even you're, not you, may you out have been some legal fees, but you would not be held two. If some I didn't like the color of paint that was chosen for the front fantasies right, which will happen. Yes, they then d,

then you'll not liable for that year. Elizabeth. That dates not allowed to be on any kind of committee like that people, people would end up cry. I'm just gonna tell you, I think you know: do you have a lot of time? Do you want to do this? Are? Do people just want you to do it? Well, we can achieve a situation. I would enable had had an h away and he away and motor hopper. You understand you shouldn t away. It's just for my street occur because certain expenses that we are with us before John, our street, yes well, and so this is for the p away and so avoid. I'm I'm not so sure that we have errors and ambitious programme because it touches off. They would have to be the wrong your street.

the H away that you pay money to a lot of ip away. Someone would have to get pissed off and sue. You yeah from a practical standpoint here, for you would have any liability for as long as everything's, fairly low drama. You're, probably don't have any issue, but I can't A promise of an nature way, as you can. like in Spain? No reflection on New Mitchell, is like a sweet parties sweetheart. I can tell that to many. The people involved in on early dont have a life, and so would you tell me they what's the percentage of people that need to be incarcerated? two percent or as a grown to know not incarcerated in institutional matters like same thing with sword. Yeah, it's a higher percentage and I join now. I'm not I'm just not a fan, I'm I'm yeah! Ok

But the Collie Kelly's Atlanta, high Kelly area, God. How are you better than I deserve? What's up thank you for taking my call it, but the last thing I have a question about May I draw the line they at home on the ends the married, my husband, makes about sixty per year as an essential wurzburg. I clear and has the potential to girl his salary to about seventy k within the next five years. we have children under three and I currently have on and aid in an essential field. the potential think it'd be asked the engineering after they can please He sat number three that would be no longer than two years ago. Now we are currently paying off our house amnesty. get that you have you choose a hundred and fifty that came to pay off,

they twenty used primarily thirties, anywhere wondering at a deeper option. Nature the more advantageous financially speaking, should I be if I go back to school and I gotta be asked and engineering and less than five years to jump start a career with a higher salary while maintaining our life ballot. On these Seventeen came here with extra towards other baby step, the next opportunity should we maintain his salary and career at the lifestyle that you have now or the third up I'd, be, let it be better to go back to work. Part time ends on try, adding aren t his power is the reason for our changing had a powerful would be because they feel like Harry, I should home as a kid you know, there's always there, de I e that the possibility of choice adding like a historian, even though

At the same guy mean there's two or three things going on this, not just my path, if it's just my answer is how to make the most money, yet there you gotta say: ok but watch the watch, the trade off on the That makes the most money what what Where do you? What do you want to be doing career wise well as wealth building wise as well as parenting, five years from now ten years from now, and we of these dimensions takes you to that person. And so on so we call it around here or setting business gaol strict, more doing strategic analysis in the business wish. I what's the desired future. You wanna be a man years and then what mush True, that's not true today for to arrive at their desired future and acacia. Could it be ending Marie? Could it be a change out?

and your husband, whose home, nor could it be a different way to do engineering. Could it be? I don't know What has to be true for you, too? parenting, gulls your career goals and Europe. relationship and well. We know that we are well done, indulging the closest and those things need to be. But all three laid out there at the end, and then you start acting out of it in reverse, engineer it and say: ok, what must be true. That's true now on your kind of say in that connection, I gotta go back, get a degree of romantic others waiting. I d go get the bs under their sister to adjust the is to address the associates right and what be true. If we want apparent home what he might quiet, if you go, make more money and come home and be the throw light on bad that I, what must be true that your things, it must be true, the different options. But then, if you'd, those things. Are you look back and say

the trade offs cause they're always is yes, the room were the right ones. Yes, yeah now you're right and end Kelly, you all deciding in talking about that. So you can put the priorities and your husband may have a different level of priorities. What I want you all to do is to have the time to communicate, and then here listen your heart? is so easy to listen with your ears in your head. But when you listen with the heart, what you're doing is you really hearing and feeling and understanding the person and if your husband can feel that you're doing that for him and he's doing that? For you, you all will look through the lens for these kids and say: hey. What's that? What's the rout, what do we do and like they agree with? it's always given take. We want to take take, but we gotta do the gear flouting too I mean Yeah, give an example had a young lady, the other day that was tony. She had always want to be a nurse answer, common can almond and showed suggested she go and shadow nursing for a couple days,

and she went to the hospital and worked. overshot a nurse and went. Oh, I wonder this Ah Nursing is a good career right, that's good money. You can always get work and that What was appealing, but then the act. doing of the jobs like do you wanna do engineering forty hours a week. Ten years from today, with your bs. Does what you want do wrong that need to be sure that a lot of a lot of stuff given up to get their through better, be sure. That's the latter, green leaning on the wrong building

our structure of the day Romans fourteen eighteen nineteen lever, thus served. Christ is acceptable to God and approved by men. So then let us pursue what makes for peace and for mutual up building Winston Churchill said: mountain tops, inspired leaders but valleys mature them open. There's a triple eight eight to five five, two to five, you jump and we'll talk about your life and your money. This is your show. Chris oaken Ramsay personality is my coach. Today, Mary is with us into a coma Washington High Mary. How are you I am Oh thank you. Thank you. Thank you for taking my call sure, I'm my question is We found one of books. I read that you couldn't

money from your IRA to you, each say one time. and I was wondering why would you there and if I should do that, are you sure you read that right now I dont think I may be wrong, but I don't think I can do that. I don't think you kid either bury what what's this apple. What are you? What are you trying to? Do? I referenda complex? I know you I'm trying to kill a man. I want my age or say birth, twenty twenty one and So I'm my my IRA. I'm I want some. Quite a few years ago when I did something wrong and I was hoping that this kind and make that up with this transition from I'm could I know you can move a little bit. You can't move all a bit kinds.

and you can only do it once in a lifetime Roy you read that. Aren't you what you read that increases book I do Yes and then I went and got get up on the irish tax site and you You can do tat. You may know more about it than either one of us to including the guy who wrote it in his own. But when I grow up I don't I don't know. But what are you trying to accomplish? Are you tried to fund the h essay China MAX out your your your eye. I'm trying to make out my agent say: why about? two hundred dollars from my wife I'm sorry, I'm that's why was calling could use your help in order to do don't. Listen.

Will you had better because that doesn't sound? It doesn't make sense. You know that the goal of of having the money in your age, I say obviously as being able to put that money there almost like a medical emergency fund. The goal Put the money in your eye are re as to be able to grow that right to be able to for your high definition dream so one is there as a safety net and agency that you can invest right, but then that the irony- is there for your dreams so that the crew Moving up those funds? Is it's not there's no way, even if you can do it and why you ve evidently looked at a balance allowed one time. Ok, that doesn't mean I would do it wrong. he even of course organ suddenly spoken? He forgot, it happens, you're reading something else, but because I have never heard of that in our red Christmas, but before it was public, so

of caught it, and I would have said if you are you talking about the lodges out in no, you could do that, but of an early she's. Looked it up now. Let's assume you can do it. Ok, you're, not just don't, know, ruin which is probably true. So that's ok. I mean we no everything, and so I think she pro- he's right. You probably had a one time playing for whatever reason, I still don't see any reason to do it that you reduce the no there's no, and so the answer would be unless you ve got a really good reason and the reason and the movement, Crete in I'll call the reason to occur right that then I wouldn't do it. I would I do that not now. I guess a reason could be if you had a huge judgments coming and you want to pay for it with pre tax dollars. good dump a month or money over India righteous aid by doing that role over him, pay the medical bill, I'm not arab Dinah pretext dollars inside the taxes on the medical bill which have I get out of your IRA to pay them

Bilbil you're gonna pay. Taxes are absolutely show. That would be reason. I guess if you had a huge in other, so you had thousand dollars in your age. I say and you medical build out of your pocket was gonna, be a hundred fifty thousand. Then you want to move a hundred over there. That's Ivy thirty Grand right in taxes, the new it show that might be a region. I mean I can start My way through this logically that there might could be a rare circumstance in which it would you do it, but as a general planning tools, Christmas ride now keeping separate wanted for medical care. One is for dreams, don't confuse the two, though the research them down and slipped down very, very different no idea, but that, let's just go with all that merit jaw wonders whether genders in Fort worth high under. How are you? this is an honor. I really appreciate I ardour. Thank them are going up so. I work for the city it Allison. I contributory pension, though I listen to you for quite a long time and at her It's about pensions are no

you say the ten percent a year and come into retirement and my wife or right about that point, so I'm already being forced to take out about thirteen percent into this pension, which I know if I actually retire here, will be great. But it's not The growing much that I dont know should I just knew aside from the thirteen, two percent. Unlike Iraq or something or do I just even count the plan on written reply from here but yeah. Anyone in if you, depending on your years of service, you might get a lump sum roll out if you left there and that constant, but it's not growing well and you don't have much control over it. So that makes its severity. And it's a pension and is not in your name. If the city, a Dallas, became insolvent, you collusion That's happened and other cities. I don't think that's gonna happen in dollars. I don't have a reasonably that, but but you're thinking through that those situation. Firstly, therefore one case a hundred percent, your name

of irish consent contribution your name and there's no way to loot, you of your city went broke, lose that money, your company Ok, loser for a one cat, so anyway, what I do tell functionally situations because you control over him, because, if not growing as well, and because none have said in your name, I counted Let's count, it may be fifty percent translation instead of you putting in fifteen percent of your income majority put in thirteen and a half in there. Let's pudding in you know, count them thirteen and a half about half the college, seven percent you so you need to put in you know you you need to put in about ten percent of your own money and something else: ok, Gimme. none of your own money and something else Maybe not the full fifteen, we're not gonna, ignore it and got to venture out there, but I dont want to count it at a hundred cents on the dollar, because concerns doesn't make sense

yeah I make sense- and I hate it- does this way to grab the nose thing recently, how much actually putting in their I'm pulling in like a very high standard of data. That's a lie and I'm your man. I really wish all these years, I ve been over ten years, money. I would add in no way out just like each other. I was fascinated by now, if your wife work outside the home, a full fifteen percent of her income, yet she ll stay long saga. Then this is simple idea. So, let's see then let's call it yoga. you're, putting in thirteen and a half there, our gonna counter that half an hour you need to put in about eight percent of your come into something else. What do you make? sixty five here, ok and so you can probably just do a rough Irene. You re pretty close, ok

in some good mutual funds and that just kind of your back stop if something got weirder sideways, what the pension I'm it'll, make you feel better. Cajole, say hey that not all in on this pension have also got other money grow and an as your income grows Youtube You're gonna, be in a better situation, the annual me you may wonder more men under our email and another out. They are in our name and what you could do, but a Euro six thousand dollars. That's gonna be that gun closure and won't kill you and you know you- get to see that money build, and that's all in your name. Of course, you have control over their clicks, more investor, deranged icon, their hope. You get an hour. I shut up for Wroth and from good mutual funds

Of course, that was four, and I thank you for having made that puts us. Our the Ramsay show in the bucks banks, a James Childs, our producer Kelly, Daniel our associate producer and phone screener I'm Day Ramsay your host, we'll be back before you know it in the meantime, remember, there's ultimately only one way to financial feasts and Estralla daily with the prince of Peace Christ. Jesus this is James, child serve the Rams issue. Did you know the Ramsay shows one of the most popular pie, gas in the world subscribe or followed today were ever listen, feel like you're in a rut and living life just going through the motions, build confidence in your cell and learn to trust. The God who created you check out the Christie Ride Show were Christie, inspires you to break through your limitations and create the life your proud, the live, pale and cresty right. You know it so easy to feel stuck. You live life just going through the motions doing this is doing laundry Harpole lines and a whole list of commitments that bring you no joy. We live like that. That's why I want you to check out the Christie Right, so each episode will help you felt competence in yourself and the guy that creating dear more from the Ramsay network, including Christie, righteous wherever you listened, applaud, catch hate

aims. Producer of the Dave Ramsay show this