From the headquarters of Ramsay Solutions broadcasting from the dollar carbon studio. This is the day Ramsay Show where America hangs out, have a real conversation about your life and your money. My name is Anthony O Neill sitting with me today, here in Co. Hosting with me today is the one and only dot de formerly known as Doktor John Dolittle. How we do Anthony and are doing Well Deauville, Sabena, hot Friday. I'm excited because I get to leave out today go pick up my dogs. I can't

Two dogs bow down he's gonna, be it can't be amazing? Ass can be amazing. So when I need to talk cause we're here to talk about your life and your money, so give us a call, eight hundred and eighty eight eight hundred and twenty five five hundred and twenty two five thousand eight hundred and eighty eight eight thousand two hundred and fifty five that two to five. If you watch it on you to give us car Charlotte, eaten, I told you to go ahead and give us a cartel Kelly. I told you to call Dana like question. Are you too, I think the world use, your questions are not be were asking it. So if you can get through gave us a call triple eight eight to five five to two five hundred billion or what? I should go straight to former scuttle fonder. Lando await the scope, is glad to Brigida. Have a conversation with a Juliana. Did I say your name correctly: Jim is Giuliano Juliana. Ok, cool great thanks for colony on this. Friday, how can adopt a day- and I hope I'm having the vehicle issues and the trend.

Mention is about to go out of my vehicle. I have I'm forty five hundred dollars saved up, and I was just wondering if I assured, by on another vehicle or if I should put it tonight that man questions we have forty five hundred ology still in dead, how much debt do you have left right now? I have one seven thousand nine hundred and seventy dollars just seven thousand nine hundred thousand dead. What kind of debt is that left right now? Do you have that medical that ok, so we get medical bills, Juliana where'd! You start how far you paid off. I have paid off so far. We're doing had twelve thousand dollars of debt. You. Ve heard about she almost almost halfway. There are forty one hundred bucks us wrote that summit about this car Juliana. What kind of car is it Is it worth right now?

a cheap already or two thousand or, and it's worth about two thousand dollars must you own a car? Do you know anything I right now? or anything I peed boarding pass D. You got what's wrong with you. Transmission is about to go out, though, when I forget to the shop, they'll, be recommended that I just go ahead and by new vehicle broke over and Was this the only shoppy took a by on yeah here's what I recommend in this situation, because, right now you need a vehicle gay right. Now you do. How much do you make a year which are annual? my annual income around twenty four thousand twenty four. Would he do Julia. I work in our warehouse suspicious

Here's what I want to recommend for you and your situation. Air are is out what I want you to do as I want to go ahead in and take this by another nother mechanic garment. You get another another quote If, if someone and tell him you situation affront to him, hey, you know, I don't make a lot of money if you're single parent, you're, single parent tell them at yours parents, as you say, is there any way we could do something to at least give me another two three years out of this vehicle and just ass, and we give it a honest there on this opinion. You know hey, we could do something here, something there if they say yes,. Go ahead and use that four thousand five hundred dollars to go ahead and get that fixed you, some of it should be spent four thousand five hundred dollars on it. And then, if they say no- and I don't have a price Would you haven't at forty five hundred also purchase new car? I was our budget for two thousand, whereas at an odyssey.

Try fauna carve ride around for five thousand dollars take three thousand hours ago towards that and keep a thousand hours into your emergency find any go back to your baby steps, because you have seventy nine hundred bucks, letting it on pain of death, so you're not too far off about right. Now you are in a situation. You know. I definitely want especially our ladies in the world right now, I'm I want them driving safe, you know, but I want them to have a reliable car to get them to point. A to point b and even point C is that doesn't to be luxury needs to be something dependable that can get them there, but I definitely wanted to get a second opinion cuz. I think sometimes the first opinion, especially with ladies Another option to maybe bring maybe brain like a male frank with you, a male big brother, maybe a male friend or if you have your father surrounding life, maybe bring a mail which you have them lead the conversation. Because, honestly, sometimes, unfortunately, somebody's Mckenna take advantage when I single Ladys coming so it I can imagine Anthony's frustrating

when at a ceremony at our plan I'm gonna worked really hard instead derive and towards path. My dead fall on the steps fond steps. Indeed, in my car start fallen apart, you tell somebody, that's just frustrated. Do it all right in stolen work remain, I would say, is life I mean have you know me heck? I had a huge plan to pay off my house this year than artisan corona you don't have it there's there there's nothing. We can do about life happening except except know for a fact. It's gonna happen exactly you know. My father taught me the six peas grown up because he was in the Marines and he said Anthony get the properly primarily plan, so you can prevent poor performances, And so hid his his thinking was properly properly planned. Well, if you know something in life will happen rather that car breaks out whether you get seeking gotta go home for three

read the DAS Corona, rather, as you just want to leave it job and start something new, you gotta have a nasty so properly proudly plan, because if you don't, then, when Corona hits you struggling you're hurting me and when a car breaks down. Oh, my goodness, you haven't, you know you you struggling. Bidding, then when life happens, you're struggling hurting, and so what I tell everyone you know when I start out on this journey. You guys life will happen, gave followed a bay. Steps. We want you to have a thousand dollars just why you know your big time emergencies. Now. Here's the truth is a thousand hours enough. Now may the thousand hours baby set one is not designed for it to be enough, is designed to put your and pressure to get out a babe set to quicker, because when you get comfortable, you move comfortable.

You know? And so, when you move comfortable, that means you move slower. No, you know I need to get out of his dead. I need to be sure, teaching Anita term a boyfriend term, a girlfriend, intimate friends into my family and they tell them. I may tell myself no so this way I can get a baby certain witherin, blaming it at three to six months Mrs gonna head start investing into my future. You not run like a gazelle anymore. You're stop in the field. You can breathe gilaks now from until perspective are gonna its ass, the practical. How get over that emotionally when life happens out of nowhere for me, it's, it's an alignment of it's not it's an alignment, so expectation not of this important. No, it right just important, no more but I've been under contract on forty from places for don't houses. In the last six, this joint here and we keep inspection issues, and then we had another one pop up on house number: five we have when Papa yesterday and that was expected, so wait a couple

of downtime we're frustrated and I woke up We must solve the problem. Let's move on and on. Its common. I know it's gonna be challenges and I'm not gonna get defeat. Are the challenges or body a challenge because I know it's coming. If it ink, we may be shown a loving. Sometimes

This is what you gonna get for. The next three out stopped deal myself, so we went here from triple eight eight to five five, two to five, we'll be right back. Rather we enjoy the day red circles. We have one of the best producers. He knows how to choose that user come again coming out, Sir James Marquis keep up the good work. You forgot her good work and I love it. To work Denver Colorado have a conversation with Charlotte Charlotte,

to new, and how can I doubted dna. I give you mean. Yes, we can. How are you this afternoon I'm doing well, I'm doing well. How can we help we made a decision to go back to school, and I just want to reassure him that This is not the right time. Oh yes, Charlotte! Are you from when? Were you too fast yes, she called you listen to me. Thank you. Her rights so help without a break, What was what's going on, which a situation Charlotte? What are you thinking about? about words, degree in chemistry, thought about three years ago and I am currently in a job working were allowed as yet Even the last I thought, maybe going more people would be better and hurried out like a travel for the job. They all.

I don't want to exclude the pretty bad and divided about medical school, not write about for me and now get going back to school to get my arm and become a nurse and I'm looking on starting up ground in January on the programme of the seven thousand dollars in an eighteen month. I am planning to pay cash for that programme, and I love it so Charlotte where you are. Where are you in a baby steps? Were babies, everyone I know I'm leaving queue of nine thousand dollars left on my car. Ninety left on the car, which your annual income right now forty thousand forty acres, ok was Nike issues during your car only right now

no kidding around no can occurred. Not I mean you know it. Here's the thing isn't will bring many. You shall hear no one of attack. Could you know you watch us every single day on you to recognise, and so I'm going to suggest I'll have a problem with your going to school to to pursue the Orient here's? What I do want to cause you're, making decent money right now. Would you couldn't get out a debt first? So this way, when you get out in debt, Glenn get if three months set aside, then you can go ahead in cash flow to seven Kay I'm saying spend at least one more year paying off your dead, going ahead and getting a three months a reserves. Once you do that, then you can really breathe and just focus on moving for which a future and focus on our process because eighty most of school and are in a no sir,

nurses and it is not the easiest journeys are. I want you to take some dead offered a table. They yes absolutely go ahead and go after that, because you go for making forty eight thousand to push making about sixty five. Seventy eighty and though it our recommend Charlotte out of you. How are you from my mommy asked my return twenty five yesterday in the kids, I don't know him. Oh yes, and I'm going to recommend you take our aim and you hit the road and traffickers right now. Travelling nurses are making anywhere from two to four thousand dollars a week, travel So you go for making forty eight thousand dollars a year to possibly right out. Eighty two hundred thousand dollars so going It removes some pay off this debt, gay Evanna. Once you pay off to debt, get death, we mustn't reserves and impose go ahead. Pay for school and you gonna be a sharp twenty six. Twenty seven euro young lady

really really really make us some good decisions cosmetic folks, any future you at school did you have a doctor's agree on. Do you know like oh, no, no, I I I I love people who get their degree worked in their field theirs. As for in it. Then they start to think counting. Skills and leverage M towards helping profession. I just I just have such respect for nurses. People want to be a part of the field But who wants to be a nurse right now is looking at a felony, on their community right, because nurses are diskin, hammered right now you and that's just it is still. Charles the kind of person I want leading in my community that my kids are grown up in one thing. Would tell Charlotte I making that kind of money as a single twenty five year old. I think where she can hammer and figured out and still keep that general deadline. I think there's a way to find him.

Things on the side side. Hustle figure it out and you not to lose your spot you can slide into that January class dead, free rein, rock and roll, and yet at nurse programming eighteen months is gonna be drinking from a fire hose, and so she needs to go in there, but the Hartman Clear of any debt but may go get it unexcited for Charlotte. I'm excited for Charlotte? Thank you for calling aid, and also thank you for washing on Youtube and those who are listening, run out on a radio every single day from one to three p M such Santa time Day, Ramsay himself and all the personalities if we're on show where it relies on Youtube to go to day. Ramsay now go to day, Ramsay go to you to dot com and just look up the day. Ramsay shall live and you be able to have a conversation with all of us live on one year every single day, when I'm on chatting looking at two comments as a joint Johnny you to family, going out to New York City,

have a conversation air with thus Sabrina Sabrina. Thank you for calling in how kinda today, and I hope I will be high Anthony. How are you guys menace hide out your natural Tennessee, but we're doing all right Let's get this, how you out ok, ok, thank God. I was our colleagues. Oh, please. I love my last month. Asking what what to do. Thinking about our landlord would leave the light on us and you guys They have a conversation with her asking what the intention was an we decided we wanted to wait until August to ask her. I can't say from the by this week. She felt with until this provision oh yeah. Why remember this phone call? So why should do that?

not sure I don't know like we pay our right on time every month, a full and even during the whole calonna virus. My had been working like surviving lockup like two thousand dollars a month, but you still think I went on and on the actual she just decided to she wanted they gave me a partly. So why did you do it until August? Have this conversation Mama LISA. She comes to us around like September or October, about that she sixteen raise. The were always gonna be starting in like in, like, though We decided we wanted to wait on August. To had that conversation, I like her you just gonna, be really and also my thought would be like go and fight. Is you know I mean If you are up Anita contracted there, there are some things that cover you bite since she is saying in all get out yes get out

Think I remember the conversation you If you move out, you're gonna eventually be paying more money, because you, and a good deal so yeah rumoured. I remember folk, I remember my people, So here is one thing: the here's where you aspirin? She did you not evicted you, but she said: hey we're going to end his conscience. Ok come on. We are. We want to work with some Eliza. Who can just do that to me right now? It is time to start looking odyssey in our Hang Sabrina, That's why I really want to try to have a conversation last month and just a yoke and have some time. If the conversation wasn't gonna go the way they are wanted it to go for you all. But since then cakes spreading is tired? You I'll go ahead. It does have a conversation real quickly. How much money do you have saved right now to make transition now we're on baby step too soon only had one thousand dollars going beside the going to storm mode, our pouring money out of like different places,

and we ve figured that by October we could have a twenty five thousand. Twenty five thousand also do what move into my house or move to rent. Moved by a house and those of brain. You know now When are we willing, when you have to be out of the house or Covert Otto ok cool? So here's the thing here is that there has been done by using a babysitter number two right now going ahead. Yes, baby set number two going ahead and get some money up. You can transition into an apartment vanished, paying off there a of your debt, ok they're! What I want you to do is getting

Three might then three big stars save me for perhaps but right now, you're only twenty five grand go get. It now need to transfer gain apartment sign, at least from a one year. Two years you'll be around, this is gave ranch

If you are like me, dry time has become cast and if you listen to park ass to you are going to absolutely love. This is the brand new Ramsay network is like a high cost player with all the cool shops in one place. That's right! This is how you get there in every area of your life. We're talking about the day. Randy show, of course, the Chris we can show the right could write a crucial to king com and show Chrissy Right, show entre leadership and one of my favorites. My personal by cast the borrowed future podcasting coming up soon that John and armies, so would be an air, so We are working on it right now. This mornin Kelly, the annual James Child, Zack Bennett and the whole crew man. We work on the Doktor John D, lonely show and we can be launched here soon get excited some of it Jane. Let me help you out. We are so he's helping

the infrastructure we get Kelly there more more Kelly than James will real, but rather both their both help behind the board and get this thing often run in it. Some I'm excited ass, interesting that in offer to help me out with my ship, the written coming here, and he kept the peace help right the pros we get the pros policing alone by this they manage brows by any topic, say we favour clips and share them with your friends. Help them get better life so never again, should you struggle to find the education and empowerment you need to improve your life. Let you down our Ramsay network APP today in the app store you guys open it, be appstore Who or apple, and if your rocking with me, we do apple overhear seconds, they Ramsay Network against search, Ramsay Network, and you will find it. You know talking about, shows and excited Just recently are released a singles panel homer,

to show called the table with EO in every quarter. Amadou a panel interviewing different people February I did about history panel- has over a million views. I did a single patent where I'm just talking with singles in his really diving and deep to how do we think about money? How we think about life? How to even think about is growing healthier patients, ships and it went viral. Maybe just went viral people loving it and I'm super excited because May next week I've been invited to come on a single panel. Will acid to a women's conference called woman evolve with Sarah makes robbers Jake's daughter in the wife of Toy Roberts. One of my men tours means issues killing the waves right, Narcissus killing it, and she said I You come on its habit. This could contain conversation, and so I want to go. Man I want. I want the Ramsay family, Commode aid and support me, because I need some love, but I'm one is panel with a bunch of ladys

me because I need some love, but among this panel would have much of Ladys just having a conversation, I'm the only guy, I'm gonna get some popcorn and watch that myself. I can't wait, I can't wait, is gonna, be governmental, loves, they're, gonna women evolved outcome, you guys go, another cause, I'm not. There is a cost, but I would love to have a Ramsay family and ale tribe. Come always bore me. So back you feel good on a pandemic is a leather fetid video, did very well. The lasting want to be known for his is a sin the experts. I told that, as I am trying to be single, forever shouted united couple. I hear looking at his laugh in detail. I guess I'm not gonna be a single esper. I want a merry guiles passion about money and life, so I mean you're, the one they keep silent for singles conferences. I'm just saying I may well I'm single right now, one of those who do tell him. No,

I'm just saying your choosing the car that you want to drive and his arm say. Listen. This implies s aerospace and may not love heard. You say. Yes, the surgery ass, it always set. You say: yes, Acerra, Jake's terrain, Sarah Jake's I just get whatever you need as long it isn't contradict or conflict with what we're doing with rapidly. So there you This site is seriously gotta woman evolved outcome. You guys, I want you to check it out register for the conference. Not only will it just be me, but she has some amazing suffer lady. So any single Ladys rainy, Ladys at all just go check it out, above tat caught let's go over to a Dallas Texas and have a conversation Writ Renee Renee. Afternoon. How can dot d d n? I help. We have to learn to deal with any really quickly Anthony. I love everything you're doing with the ale show in the table to go in a site. I want my tabs more of what a world and also working here you placebo Malta

I love every thing you're doing at the air, so guys is united. Secondly, now go hop on some amazing content and really good information. Thank you. So much really. How can we help? so maybe step to right now. My do currently have about funding thousands of student loans, which is my only there in China, simply pay that down said and will not help us how much a hundred thousand are you a physician? mental health experts to teach their day come join the show we need you back there, though my grandparents cover had that been in our family for over fifty years in it's too much for them. I think you're right now, but there the Genie out of the home, it was about to her. Howdy, maybe a little north of that in their willingness. Seventy four hundred thousand film China Gate some important take on how it could possibly

addressed this issue raised here is about fourteen hundred dollars reminded that kind of helps. Put things into perspective. Can you in this house from them until your new position, the buy it since it the family home or they need a hundred thousand dollars cash. I could, but I think that it would consider family issues there, it's kind of a safe haven for, namely the kind of come and go Only ever they need a place to stay and if I'm, ranging from their myself it'll kind of hoping oh for everyone for like they can just coming guys please I'd, rather only just begun, keep down on that score Tell your nay! I think you know this, but its if If you buy that house today, it will still be that house for your family tomorrow, no matter But if you think you would shut him down

I mean with me they have boundaries in place, especially if they know that I only would it be issue at all. But as long as my group here are the official owners of it, I think that review. Do you like the house when, like it, if it wasn't a family house, if it was just a regular house that you were just drive and buy out would have real estate agent when you purchased a house for you and your family I am extremely large involved, even be ever heard, air tickets. Hidden location, very centralize, looking sharing safe neighbourhood, it till I would find it so he's gonna be my thing: I'm like right there with John. I hear you when you're saying you gonna save a hundred thousand dollars, but this what I tell everyone and you you watch much, and so you are no one about to say

you know I will your mortgage payment be cheaper than your rent at one hundred thousand dollars? Absolutely? Will the house be cheaper than you renting something? Absolutely not so I'm having a conversation with grandma and send listen? Can you and I have a contract, have an agreement? Can you and I keep this between us or a whole family- doesn't know. I rent this house from you I'll take the mortgage payment off of you. I will do it, but I want to pay off my debt. So this way me and Family are in a good financial plays and then after I pay off to debt, I would pay. I will buy the house from you and if the house is worth two hundred I'll give you a hundred thousand from there, but I am not going to jump into debt right now. I don't want to do that. Not a babysit number, two,

and I get it sounds like a great opportunity. Could you saving a hundred thousand dollars when it comes to you walk into a hundred thousand equity but at the same time you still picking up a lot more expenses of from from the future? That is two hundred thousand. I mean it's a pretty start a new house. So what I want you to do is have a conversation with grandma said: listen. What can we do? Am I in a position to do this? Now, I'm gonna get free journey Iraq with a Yo Iraq with Dave Iraq with the Ramsay family. I want to do this thing right, but I also want to help you and I love the house. What can we come to an agreement on to where I can move in helping with the the payment? Give you some freedom, but still

So I can have this house for the next three years. Well, how much are you making a year right now? Renee eighty five came yet eighty five get. So if you really live below your means for like this, this this these next few years until you in a? U can attack this thing and b B debt free with the next two years, and I think two years for your grandmother, Rita? And I I wanna respectfully disagree. With Renee and since I've got the whole button I can

grandma's house is always grandma's house, no boundaries of boundaries, but grandma's house is always grandma's have, especially when a state and a family only right here, you guys on the Dave Ramses wound should relate to five by two to five sitting here with regard to the beautiful city, Nashville Tennessee. Ninety nine degrees- you are you- are you feeling about this? Whether man?

Houston kid born and raised me smart, whether so I'm leavin it you're living it, I'm not letting it I'm really. Now I love it. I can't I can't To get any good fish in one year can God knows I can be outside all day long sounds given everyone glad to Morgantown have a conversation with Courtney. Accordingly, I? How can doubt today- and I hope, I appreciate you taken my call having to get some advice for you, so I have a question. Has to do with money and family the air, which is why I need help why we need help to my husband and I were married. We give our urgent around baby steps you when we paused to pay cash bar third son, but you are shouted abound and gradually sites like lie

here. We will you celebrated that little vacuum that my question is before we were together or married. He took out a twenty five thousand dollars. Student longed for school and his mother and his grandmother co signed it for him. And then way at some point later paid off decided the interest rate was July and paid off without telling. Like we did it. We did not know, and then we just got a call from his mother a couple days ago and she she's one, the pay her the money back, plus the interests that the basic just that you are complicated than that grandmother, mothers, kind of split between them? Twenty thousand the mom paid thousand the grandmother paid and she wants. Ten thousand dollars that we, the grandmother. So we don't you and elegant her, but if you don't, the grandmother before she passes away. It will be taken out portion of the will of money, the grandmother would think it through the mother in the will and it should

de Keyser, family, german she's, not wanting to talk to us because in a we didn't know alighted, there were kind of shock and just trying to figure out what was going on and what what was going on before this, because this usually somebody calls are dead and when someone else has gone on well that's what we're here for other things, there have been some more turn in our where I think it's too, I did. I think one side is: we ve been very vocal about our financial success that we had, like others, we ve paid leave. We feed off about two thousand and our own that so far in Kashmir. Sign in started out really low. We started out in over thirty thousand times due to learn that so we ve been really vocal about we loveday rapidly. We love between we're doing the planning check on our success and then I think the other point of it is the grandmother work. The land then my largely then live on is owned by the grandparents and there's a shy. Upon it, like a bill and they want to buy that building before the grandparents pass away danger they block

up, and I think that also another reason why they need money right now. Their wanted to buy that voting before they passed away in both the grand during their ninety belgian. It's not like day. So we don't know what to do so. There's a couple of things here and a lovely here Anthony sought so never want. You have twenty five or thirty five thousand dollars to write a check with. Well, I go on baby statue is ok tobacco. We caused me to pay cash and we have every right now. Ok, so so you can't write em. For thirty five granted us number one number two you're not gonna, take out alone and painted thirty five thousand dollars back, number three if your husband took out alone and they co signed it and they paid for it. I would go with maybe not legally, but the. Agri says he took out alone and covered form, so if they want alone. However lane or ridiculous or two sided whatever. That is the reality. Is he took alone out from them and so I would call him back and say fair enough.

Like Hell. You did this. I don't think this is an way to do this, but I thirty five thousand dollars to give you right now, so I'm gonna put you on my debt snowball and when I get to that portion of that, then we'll work on it there, but I'm not going to write a cheque for if I grant you can buy a warehouse in a couple of days. Would you think if any totally agree with you could not have said that and I think it's what you and your husband either also do a rally, because this is going to affect your grandkids. This is gonna effect. All too relationship, and so you and your husband have got to be united on this conversation. Otherwise man is this kind of money, nonsense and family dispense and all kind of weird circles, and suddenly these beautiful we'll kids years, don't know their grandparents. Grandparents hold you hostage and it, just gets messy so be clean. He boundary. Let me have firm boundaries, call it what it is and then move on regional got forty five granted. That's an easy decision, run out, love it

now to New York City. We can have a conversation with cash acacia good afternoon. How can doubt the and I hope. Oh my god, I ask Moon unready nervous, I'd like to talk to you then I'll be nervous in which is to normal people. We loved how do we have not at all. So I just wanna quickly an undivided brimmer found in New York, I am almost remark I do not question about Welcome to the family. Here I have a question, a kurdish area, not only did we no longer background So far, when I'm here, I'm going to show you asking for income and that money can I have a trick on income of ninety five on there are currently cash showing a wedding could cause. I started this year,

cattle or delayed Usher what's going on. He's gonna too now cause I'm crying in school. I love in affirming their petition a programme which is pretty expensive, but I'm halfway do the pull already? My graduate next year December, twenty twenty one and it eighty one hundred per month there for me what do you think about. Again, no law now and then At that meeting, at the end of the year, my employer offered one hundred percent recreation reimbursement I was only have ensure not how long are you in programme? No, you said that you are you graduate. Next December, as far as in twenty twenty one great want and so you living your city and you're, making ninety five thousand miles. How? How long are you into the programme right now.

Halfway young already a year until the programmes are gradually next year will have one hundred km accord monsieur so here's the thing. Well, you don't know because you need to profoundly so I have a huge passion for this message, and this is what I tell everybody who are current, whose currently in school. If you are an school right now, you're your pathway, more than half way there, I'm not going to recommend you to stop. You know, I'm not gonna, I'm not gonna recommended to do that, but I am going to recommend, though, is I want you to Go out how much can you cash flow? Now? Have you see hearing you on it tell me Anthony. I can't cash though none of it, I'm gonna tell you to complete the programme, Kay and immediately once you get out of school, your attacking this debt, and if you have your you're a more, if you have your employees pay, if your employer is paying you bag DNS great, but if there is a way you can, can you can finish the programme today and that today, if you can finish the programme with me,

pudding, four thousand ozma towards that enemies, your Loring, how much how much you debt? I am! Okay, with that. Our up, I prefer We too wish. I wish you would give me before you went to school, so we could talk about another program. Another way you get through it of a right now what I tell level of your in school. If, if, for example, you are fresh me yeah, I'm telling you to stop sophomore Junior year senior are finished, a programme cash Quichua. Could you take money that you are saving up for your wedding and for lack of better terms borrow from that. How much I must both? How much does she have? I must have say for your dedication. I only have a bow programme It was evident when are you going to do it or what, when Lithuania happen, sullen question who lack the aging

so out rather see you go to the J P and get join the thousands of people couples across the country that have had their wedding plans? I screwed up as a covert guarded digest. The peace or how I married somebody in my living room once get married. That money and Edith, though it toward your debt or throw it towards that to William and have your boss pay. You back right through a torture to wish in Finnish as much as possible that free book ingress Congrats get you should. Albert is James. Shout Kennedy annual farm produce. Remember you guys. The calibre of our financial future will be determined by decision.

We made today is spent by american to more hours. This is a day ravisher guises Kelly associate producer, but Abraham Seashell did you know over sixteen million people, listen to the Dave Ramses show every week and a lot of those people listen to one of our six hundred plus radio stations across the country to find station near you had to date, Ramsay dot com. Slash Have you got questions about retirement, investing and becoming an everyday millionaire, gulp, beggar and broader, with my man Chris open on the gross organ? Shall I m excited to be able to talk to you all week in week out we're gonna focus on your calls and it's going to focus on building wealth, investing and how to become an everyday millionaire subscribe to. The Christian can show wherever you listen about gas hates me. Producer of the Dave Ramsay show this

so it is over but check the episode notes for links to products and services you ve heard about during this episode.