From the headquarters of Ramsay Solutions broadcasting from the dollar car rental studios. Its RAM Felicia word that is DOM Geishas king and paid off old mortgage has taken the place of the Bmw status symbol of short. I'm day ramshorn your hosts, Doktor John blowing RAM, personality by selling offer Michael host? They open phones as we take your calls about your life and your money

Anyone going on your life doctored lonely. His podcast is extremely popular these days joining on that and he talks about everything in the world in the mental health field, but certainly about boundaries. Relationships and marriage issues. All those guys thanks you're, welcome to join us with those today as well Cripple eight eight to five five, two to five Thomas in San Diego starts off this hour. I Thomas. How are you I'm doing great. How are you doing better than I do serve? How can we help you. So I actually have why lots of questions, but today my doktor John bring all autonomous, so a couple months ago, a friend of mine, a good friend he was working for his dad living with his parents and something and it was an entirely has fought by his dad. Kicked him out. and fired him. you're, not gonna, get situation and

Last Wednesday, one of his best friends died in a car accident and so he's maintained, heaved have a job right now he sang with his friends. You know. I've been trying to encourage him, you know offer them. I should say I am just wondering how long I should wait to talk to him about. Finding a job and kind of getting his life back on track. How are you I'm eighteen What do you do in these days? Man Actually a wilder I make up. Fifty thousand dollars a year. I just got engaged so I should be getting married next year and Gas You're a good friend man, you're doing good eddies lucky to have you so here here's my experience and thoughts on this and I loved her days to the unfortunate

thing about. Greece is Kessler it's like a fingerprint everybody does it differently and so really that the good gift you can give someone who's grieving. The loss of a friend is your presence. What we off try to do is make ourselves feel more comfortable in that silence that that, just in that Listen, we try to give a bunch of advice, and you should be doing this innovation. We feeling and really man people's status to show up. As he says, a grief demands a witness. You have people around you I've found is that people invite you and when you show up meaning they will eventually, at some point, usually sooner or later, turned Unita hey? What would I do now? You get invited into that conversation is win. I love you too

work for me or I've got a spot for you. I know. Buddy he's got a restaurant, you can get a part time, gig or somethin running it. Somebody who's hurting, especially their fringes, die either day and saying what you need to unity you need to. I haven't found it to be super successful, even though you know, just later on. The house is gonna, be hard. Grief just looks ugly in messy indifferent for everybody now cup in six months in its a year and EAST couch orphan and he's losing weight or gain awaiting that's when your group of friends will get together, and so they were worried about. You were really struggling to do not love you. What do you need from us but right now, fresh off. The back is something I would show up and be a presence with him. Would you think if I recall that at the ministry of presence, and the like thing you do? Is you quote some pithy saying Orson Babo verse. He's got shit, announced

freakin word bring tacos bring down, Sheer chocolate covered and other good for grief and their good for you sitting there quiet turkish guess, I'm in your mind, steep chauvinism and keep your mouth shut and then, if he asked the question, I would just turn it back on him already mantras question: what do you think do you think you are there? They gotta get a job you thank you. your job Back on him, because he already knows answer kids got this young man has more than just three from the loss of his friend is also really pissed off at his dad and art about all that she's got like stuff upon stuff right now, so again, just hang out and bring tacos bring down at night Conniston? I completely agree with John here's, a necessity thing to hear so doesn't have the luxury of doing

nothing financially a long period of time. and sometimes the after you engage in some activities. Not to me SK over your grief. to get over yourself and realized. This whole thing may be all about you, faster you get on with, it is angle, get a job it gives. You saw the do, keep your man busy little bed and that's not do not go through opera grieving process, but I may what if he had a job and his friend dad. Why can't quit? Job and shouldn't cry. He's gonna keep working I still go through the grieving process, so by the way he could go, get a job and really would help him right now, because you give him one whistling or about colleagues also sitting around worried about words, go live and how he's going to eat because it Voter turnout, self preservation is starting under in it to enter into this like when we went broke, John lost everything. you know her.

what you do after bankruptcy of which workers have a choice to babies. I gotta get the dead gum lights on I gotta I got. I didn't, have a choice of cancer and think about what was gone. I just had to. I had to make some money right, than about those little wines that are so critical language rights be build your confidence you build, you can begin to work through the aid not all about you and be You know you didn't cause at all or whatever you begin to you can you can eat you still process the Chicago of it in while we are in all your move in movement, but there's those moments when you use your feet, feel like they ve been encased in concrete and Europe and what need more than anything is a love. It knows

nothing that can be needed on a pillow. Yes, I just need you sit with me. I can give you three scriptures to never use just sit with me. I never use there ever ever ever in that situation. I can just don't don't that these are not the arabic wants to quote that it's gonna be ok, because they want you to be ok in a meanwhile, but it's just look at four silver linings, isn't the point they emerged over time after he's, don't tell me how they should all go work, not only just sitting here with me, Thomas. He is really for not everyone is life. There are now these These plus two have you just sit, show up and the awkward and so and entering into this gimme. Fifty I can say on this. One of the anecdotes for depression is activity

for active any doubt showed to not fall into depression. Is the result of all these things happening. There's got some activities, not bad. Sometimes it's a simple is getting up and brush your teeth and go back to bed. Sometimes it in its you work towards it, but yeah find out. You won't work, sometimes going to lose regime. That's exactly like. Charity is better than in activity. Almost nine, I'm almost option time arrogant. This is the ram to show your number one. While building tool is your income business owners. This comes as no surprise as you're here. putting an extra hours and watching your bottom line. That's why christian, healthcare, ministries or C H. M is a great up and for those who are faith focused on budget conscious, see

term is not health insurance? Rather it's a health cost sharing programme. It's not hard. but it is different to learn of C H. M is fit for you or your business visit c H, ministries, DOT, Org, slash, budget, This was a rampant show about your life and make any better thanks for being with us, open, foliage, a triple eight eight to five five, two to five doktor John Bologna is Michael host today, and I Witherspoon, Houston Diana. How are you I'm good how you doing better than I deserve. What's up, show I found you about how gotta be a month ago. I've got better thought out of the question. I guess I love Having about four months ago, saurian figure

not just dealing with everything. he had a monkey account with his wife, that's what I get converted to an Irish. I haven't in my own. For one case, I can't your baby steps. I'm gonna meet at the alarm on putting money away for retirement all the good stuff I'm the only left is the houses at this point. So I dont know if it makes sense to keep them on. The Iranians are for my fallen key as is embedded in. What it needs to do is hugely Andrews stopping down my dad out of my house. I guess out of my you looked like regular p checks or, some of it. I did not even this tax de on that money to do that or it'll just enough Did you just pay down the house as I go along how're you putting one? What

Forty one forty one hour, catheter should twenty one show one? What happened her? Can shop long fight? the two years in order to follow up to the end up from shore, how you married. Sixteen years. Half an hour that do you have not counting your house. Nothing. They are just the house now get and how much is in the fora, one cage and retirement, and all that, It was a hundred and fifty miles if a hundred what're you mark. One forty good for you: what do you do. finance, actually I'm way you or your video on your home.

hundred occur. I will show you how one fifty rolled to an inherited IRA correct, yet so it can come out without any penalties, but with taxes. Any time they have. They told me that I had any help me to do and you are also required to remove it systematically over the next. So many years required minimum distribution on it and they just change that. I can think what it is off the top of my head, but like five years or some ITALY, Poland and anyway? Oh ok, I don't know that's out everything she arranged it about. Eighteen months ago and I used to be like over thirty years, I'd selfish. Maybe maybe ten years was a shorter period of time anyway, we have children. I saw yes what age the t occur.

And you have other shavings other needs to account. In my work, I have an emergency fund set aside. Able to count on interest belong As you know, in a loud voice from the bank, I can tell you that the sharing of unmarried almost forty years, our state is predicated on me dying first go. She is planned it that way, but but in case that doesn't happen, I'll tell you how I'm gonna react. I'm gonna be useless for awhile we were to pass away before me. And ten years is not that much different. It's just. You have some days littering the debtor. Okay and other days you still can't breathe right began. Examining it and so I try not to make big financial decisions and

I get at least six months or that behind me to work, The better in the fog on my brain lives, a little bit good news is: there's nothing rushing this decision, and so are you can you can take that I or that inherited Irae without penalties and do two years from now two months two days from now. If you want put it on the child. You don't have to decide today and since you don't have to decide today, I'm in Iraq, you try not to decide today and just give yourself some room to cry. John yeah, there's going this pressure to rapid bow, or on all this And it s not how this group's gonna play out for you, you can one can do you like you're gonna, wanna, hear you want to come back to this spreadsheets into a need to do this. I needed to this age. To this end, there's a difference. When I need two and a half to and right now, you don't have to deal with this and I'm with Dave sixties months to a year. If what you don't,

to do don't touch it right now, at that point, you may be there. Maybe something else opening up in front of you and you may go. I want to reach out and try to get this house paid off. That's my next big financial go which is not a bad gathered on that and then the kids college or you're only two goals left that, stand your girls, and I want you to help both of em and you're gonna hit both make really good money. You're gonna be just fine. There's nothing! There's no question about Europe survive ability. Here I mean in terms of financial. You ve got plenty of money make good money? You got some money in Europe. Dad, and so you just you're in a really really good place, and in regard to that there is no life insurance no life insurance should arrive. I put Ok just make sure I was missing something here but other still yards luscious round in a little while

and I'm gonna put it in your calendar that in January you begin to think about it, pray about it again. In the meantime, you just gonna live and cry, and Anna Member, when you're pregnant with you little on how much none tentacle unhelpful, but good intended advice. You got from everybody, grocery store at dead matter right somebody cell somebody pregnant and they had some advice. Were you it's been a similar hasn't it About you need to be doing. Have you thought about this right? There is right way to do this, except your way through this ok and love. That baby years and you are strong and brilliant and powerful ya been fighting for two years. The list, raging a river will turn into a creek at some point is not gonna be tomorrow, and so it is not the right way to do it. It's people around you and walk every day make those decisions later. Ok, you show your son was again to keep thirteen

ok. So what I want you guys to do. I'm gonna give you Ramsay Plush for a year to thank you and I, a site where you can learn how to handle money. You probably already know how, but will You can go through financial patient, virtually you can get on the every dollar and You can train him. Let him go through it with you be a new adventure that Europe can do together and you can both learn. How to handle money, you can train him and you can buy. You can get polished if you already know How- and you know Christians response take her widows, and I am we're gonna. Take care of you today and you hang on Kelly. Pick up, will put you into Ramsay plus I give you the information. Fifty legacy journeys more money, more geared to give you all the classes gives you every dollar gift. A community gives access, coaches and questions answered, but don't do that. I'm feeling a pressure to this is just part of you getting more tools in your belt, while you're spending this year healing as we talked about the last call no intended, but little

baby step in a new direction of a thing. In its out, and you can do together and it's just a pilot watch. A video tonight was do somebody assignments was let's begin to slowly. Take diesel crooked steps in a new, action towards a new adventure and suddenly oh look up nine weeks two three months later and you ve got a little bit Holler, you ve got a new relationship adventure that you just joined him with her son. It's a whole new direction here, a thirteen year old indefinite graduate from this cloud, yeah and he'll remember doing with mom. During a really in the shadows in the year from Hell. That's right, budget to be a man, a threat and mom got me through. That's that's good, that's good stuff! I almost any time we can help we're here: autonomy the question by we're here and we got your bag be any way we can

so hang on Galileo pick up more get Uganda for them. The little boys lucky to have you here:

John Bologna room. She personality is my go home today in the lobby of Ramsay solutions that dad breach stage Sarah and had on our weathers guys. How are you well, go wild Ortega's live generating, just down the road, not about Random Asheville, we'll go to have you up here to do a debt free scream, how much of you paid off. They paid off seventy thousand dollars in seventeen months good for you, and what was your range of income governor seventeen months? We started one twenty and ended at one thirty good for you guys they'll do for a living in assistant, project manager at a general contractor and cheese and audits EPA and affirm, oh, very cool, good show account. That was a seventy thousand let alone all mine

Thirdly, all my at the end of it all away. She gave him a quick glance at their eyes, with a little bit of an elbow, went across their banal, much good God, very good song. You guys been married two years last week. Actually, ok, so first order business we'll get married. You marry the girl in the audit department. She says we're getting out of bed, I'm guessing pretty much. We had to cash flow, a car for him, and then we had to cash. Let my last semester grad school, but then we got on it so lenient and knock it out, and you did fast, not pretty impressive, mainly our dialed abandon you did. only the story, how all this happened. I was guessing, but one far off, So basically, she had gone funding is Pinterest and found a debt chain, and we tracked? It thousand dollar comments and thousands of visual aspect of it, and we just basically kept since we had just graduated college we kept living like we were in college and just every extra time we put

or to that very cool, good God. How did you connect to us so actually had a friend. I got your total moneymaker book for hospital graduation and she didn't Rita. I dont blatant, but she let me take it to the bait on vacation. Ozone are read it and I lived on a budget in college and paid cash come on anyway, so I was following the plan and then we were debating and then I figured out how much still under he had so we know what we are going to tackle it when we got married. So Canada, though, how long have you been dating before You? U avails bizarre, you disclose this Adam. Then we broke up. There is only a couple months before she knew about it. So it's what? like when she told you we're doing this. Put we're doing it the analysed way.

Gonna scare, the Asker tell me almost as now offer us like. We can wait till you know I have paid off, but that would have been several years down there. Actually like now, we're gonna. Do it as a team did gather hadn't, wait that long dollar, one great, because a lot, it's good to have these discussions with you, because you're the other side of it and have one now but there's cup other listening that are dating unlike hidden wanter he's got seventy thousand years and let go she. He figures. He's dead right or their married, and she feels like their drowning and he's like looking at another truck the trade up in and she doesn't it. This conversation. So how did you do it like it put take off on its back. To that moment, when you looked across whatever table- and you said This is what we're gonna do. I have any thousand dollars, and now I just as it was our like it was we weren't gonna get married

If he was going to do it out, we would have waited later if he wasn't on the same page, that could have possibly even a deal financial Peace University was actually one of the things that we then premarital council, oh you dear, so that was the really big step and whenever we decided we're locked down and really do it brother, you married so well how about you so good? You guys it's what a great way to do provide counselling too I'm sure you learned a lot both at EU and about working together in a push in the hole through a lot us as much has been on a beach vacation. Looking over borrowed senior face on the cover of a bird region like man, don't you really fulfil vacation here, some about em like yeah? very cool you guys. So now? you ve done it congratulations, incredible, proud of you.

What was what what advice do you have to sunbathe facing that their brand new married? They got a pilot that, what's that, to getting out of that. What did what did you do that you think made the big difference? Just give that gazelle intensity. You know you might have to say, if I'm not gonna, do you and your friends just cooking a home? You know price chicken knots us in a cheap meals, and I don't sound landowner, ravines and rice exactly yeah I would say alarm of asked we did share when we became that free on social media, lotta people message man, they want there to be the secret and there's really no sacred its sacrificing and discipline and then obviously the budget and then being on the same page with their spouse. If your married instance have to be there, the devil and the communication aspect of it. Once a week, two or three times a month, you Talkin about it. Why another land How are you gonna do over for the next few weeks taking those links offer chain Wanna time. Here we go so far, very cool

so how'd- you get your marriage compared to your buddies right now, you have no doubt you have worked together in a long term. Project elbow smiled, so tell me about it. I mean and we have friends that I've got marriages and then obviously their friends. Then we can see its low rocky, but we think up there with us seven, I think this is really strengthened. Our communication, not just about money but everything I feel like we really communiques really well. How do you got twenty five, twenty four, all right, where regulatory authority and no doubt in the freakin world, there can't be sure it's gonna, be a maid, we're Talkin, tens of millions of Euro area, whether we understand what the programme about it, you're gonna do, as you can see it on his face, though he slowly figured it out just knew even married. Well, when he met her and he's like she's, a cash is actually come with me and it in when the but is it she's gonna marry him and now he's realizing o work it out

It's a comma zeros two may well do well done so, who are your biggest cheerleaders? in France in laws rooted out there? Here we have pretty much. All our friends were supportive. We haven't sunlight, make fun of us by air or a glow sleigh, their supportive if you're friends or make a funny or financial plan. Your ride on track said that gave us that's a classic right. There, that's cool, mom and dad came up to support. That means our support in Turin on all the way through and their proud of. You were proud of you.

regulations? Maria well done, I've got a copy of the legacy journey, which is the next step for you guys. You move and completely changing your future family tree, not unlike moment that real happy and I'm not giving extra copy a total money MIKE over since you borrowed wanted the beach, and I want you to pay a forward figure out somebody to loans to on their beach vacation or give it again and see if we can change another life or to say well done you, gas, very well done. Sarah from Chattanooga. Seventy dollars paid off in seventeen months been married. Twenty four: there are two hundred and twenty two thirty thousand dollars worth of income counting down- let's era, boy you three two one way

There is a handbook there for a bunch of Ngos that are thinking about her to marry. There's a whole bunch of that call me and they're gonna have a whole new marriage now where they can go out to dinner. Together, let's go to a movie chicken rise in Alsace. I know they're gonna get a non trade. Now it's gonna be granted. Maybe a dessert, and I dont know what was more amazing, their journey or the fact that you're on Pinterest I didn't know. Well a programme of some other work? She had no muslin with. You haven't Gabriel desire interest yard. I spent a lot of time, might blown diagonally I actually printed off personally,

I was a little known secret of my other side. There you're like her love it you know, I'm not. I can you spell penniless you and you're on your own desire and as a secret ridable. Incredibly Dave the Secret Davis out, but I do want to go back. Sera said

This means something to me. This wedding wasn't gonna happen. If he wasn't gonna be a personal and he sat up all our poor get married. They both they both were like. They were addressing the issue. You will notice ass usual it much that their marriage and then they get together the accelerated at home, touchdowns cool couple there. He rode man. Does our heroes well done. This is the Ramsay Sham

if we are feeling stock or disengaged in your current job, if you'd dread getting out of bed and go to work if you're searching for a new job for any reason, our get hired, live stream of vat live tomorrow night. That's why they're gonna live shrink Tuesday September twice over tomorrow night You can common will be teaching you and I personality by showing author number one by showing other at this one night event you'll learn how to get clear on what do best how to get qualified for the job you want and then I'll get connected and actually get the job. It's time to take the next step towards doing the work. You love no matter your situation. There is hope, tomorrow, Tuesday April twenty seventh Control of your career start working. Lord what you were born to do the get high,

heard of it the hired of its text hired to thirty, three, seven, eighty nine, it's only twenty dollars. You can watch the stream it somewhere the discard can is an incredible communicator, incredible teacher, the word hired to three three seven: eight Kristen isn't Charleston South Carolina High Christian, what's up Dave. How are you better than I deserve? How can we help So I just thought my house today are made on twenty one thousand dollar profit for the in on. This is the most money I've ever heard. My wife and I want to put it directly and by stating the council, but I just wondered of eyes on how I can continue to be in a good financial position and not eat, think they d spent any of it, Gratulation older you, thank you. On twenty five November, the on the shelf

twenty seventeen I'll write. You did good joy through the phone dance exciting. Are you a nice, twenty one thousand million? So toy one thousand I'll get joyful, I'm all day long, that's good! So, where you live right now, but I'm writing an apartment. What the Ruby by IP and what's the lethal died of by my own house again, much of what is done? One! we took over where, with their partner on starting next year, ugly and on buying my own house, beginning. Ok, so you weren't living in this house I guess I was wounded in the house. How can be sold it. Unfortunately, I separated from my fiance those the money was pointed ha, the sound think with a real need and until this lethal Tine avi,

by my own house, dutch Parliament, helping love, aka and Well, here's what you you are, you can just keep it in a bank account. That's all you need to do nothing, fancy for general Asker local banker. Your credit unions, open your money market accounts. Do not connected Two overdraft protection on your checking account. Do not connected to ATM card. Do not access to it unless you go to the branch, and pour money out that will keep you from the deadly when you see a trick couch on sale on the weekend and it's you build some protections and make it a little bit hard to get it get to. It doesn't make sense. Yesterday, so the king, Don't you understand if it's connected to your checking account you're gonna have a tendency to wangwana. Beauchamp cannot escape Rawdon Jack right,

If your idea in the same way, I shall just protect from you, which is what you are concerned about, but the Good NEWS is, you are already aware of that. Show your very unlikely to make this mistake. How long have you been separated. about to my ok. So I would say Your roommate position of yours- yes, yes, it is ok. come up with some number, because this grief is gonna wave over you like being out at the beach, ok, and it will waive over indifferent seasons and weird moment you're gonna be walkin in from somewhere after having a great time initially you're gonna feel like so it is dropped where those heavy blankets, every UK I want you to have some sort of agreement with your roommate that you will Jackie and before you make a purchase over Ex dollars, that's cool!

and that will be your accountability partner through the screening process, because I don't want you to use your good you're. Gonna have two thousand dollars singing the count and, like Dave said, it's gonna, be attempting to see to it to go. That don't mean hit and feel better go to. The bank and you're gonna have to get a new car, have to get new designer, poodle dog or some kind of something gone, some big it whatever it is, have then accountability partner that you gotta check in with open Now I'll give you the anything over three hundred dollars. You have to check in how she relation how's, your relationship with your mom and dad all these ideas. You might also have that our agreement with them, then ok, that's not you not being an adult duchess. Some by the loves you! That's to you. I know you can check in with that's not that you have to ask your mommy. That's not my point. My point is sampling. Johns doing is giving you accountability

And so one last thing I don't get it do this very often, would you mind helping me with something here? you talk to the audience out. Shouter cause I catch a lotta grief. When I tell people not to buy a house with people there. married too, because crap like happened to you happens, would you talk? out there there think about making the same mistake. You did when you bought this house with this group, well, I'm just make sure this is the person you know you want to spend the rest of your life where they make sure my advice is to get married. I would be my wife: could you your were, or if your life. Right. I was twenty one when I thought this house. ah, I wish I d now. I think of it a lot easier, valid married on in That would be my wife there. Don't

don't buy Auschwitz people you're not married to that's what I'll be all their time in an empty boy. Sometimes that are your make fun. I make us I'm an old grandpa but that its also I have met with over thirty years of doing coaching up met with thousands of people in your situation and not the Good NEWS is the household and you have no money money made money in Europe was put the money in your able to get away from this problem and get out of What a lawyer would call a partnership, a general part. with no pardon mentorship documentation, and so it turned out. Ok in the end, you made it out with your skin intact and made a little money, but to go with the harp You have to go with his disposition of assets. as if there's a divorce, and yet there is no legal track to run. The thing on, alas, in your new grieving is math right, dump that's the last thing. You want to do exactly that. whether you don't have life insurance, you don't have any, number of things manner by your question time: You're Kirsten care financial effort for sharing.

but it's that this was the reason it s done always turn out like you going to she'll get things in the right order, don't buy after your married with someone. You are not married to answer again he got blast and got out of it without a problem and unhappy she dared. I didn't want her to be punished or something like that, but I am she said: do not twenty one years old and down. Like reductive earlier than in previous segment. figured out one twenty one right, and forty one and when you're fifty one and when your Do I have? And if I have on a much smaller scale, I know you have may attack folks in the same situation who were trying to split debt, not harsh its It's a it. May him yeah, you couldn't you couldn't have occurred at conversation beforehand which led to this. You know break up trying to figure does not take what debt haggis put when you bought this and that greater corn. You bought that in the house,

have to write a cheque for remember that time? There's the mustard dude its contentious and messy It's like em, it's like enough of your roommate o, because you are her sister, It's a real problem and we're seeing and add up a pandemic

but I'm not but a bunch to man. It's an epidemic anyway. It may not be a pandemic, but it's definitely an epidemic, so workforce and I'm glad you got out when you got your money. I appreciate the smile on your face for the twenty one thousand: that's all a win, win or you're. Here, I'm glad you got the win and we want you to have a wonderful purchase of a home when that monies all still sitting there may be added to its Tilney account and Estonia account you added some to it, and your lease runs out in your able to do that most excellent, very cool. Thank you for joining us get up. That puts us our Ramsay show in the books are thanks. Doktor John Bologna, my co host December trouser producer, Daniel Social exclusion. I ran for your host, we'll be back. Did you know you can listen to the Ramsay, showing your smart speaker just tell Alexa, Google assistant were SIRI way. The Ramsay Show podcast check at all Ramsay network sales, smart. If you're looking for fun and practical ways to save money in your everyday life, you need to check out the Rachel crew show a podcast from money expert. My daughter, Rachel crews, guises rates are created and I'm so excited to tell you about. My party has a lot of you filing paintings. Paycheck there, in that, you don't even know where it began, that they have this, need this money to give any control them in its Matthews. You have come to the right starts, so neat emphasising, gets a time of inspiration and practical advice. Yachts guide to the rates of crucial podcast makes rejected. I hear more from the Ramsay network, including the Rachel Crucial wherever you listen, the pod guess: hey! It's James Prick

serve the Rams issue, this epoch.