From the headquarters of Ramsay Solutions, rod casting our car rental studios. That's that day, Ramsay show that is down just king in the pay of whole mortgage has taken the place of the Bmw status and they ran through your host. Thank you for joining us. America. Open phones AAA eight to five, five, two to five however, on the other day, can Coleman Ramsay personality number one by selling author of the book, the proximity principle also hosted the king common show very popular on about forty to fifty radio stations. We have fifty day how my dad big, five o,

starting at the moment. I know I shouldn't I should have emails you well. You know it, sir. I'm very grateful thanks to you in the leadership team syndicate this thing and we ve been six m for almost three years and coarsely pike ass, wrong, you too, but to go to traditional radio talk. Radio, were you know you really them all to get outside of politics and talk money now we're following another Ramsay Solutions programme is naturally syndicated. We're talking hope, but in a different spatial work and work of money go hand in hand. So anyway, the team brine may feel and Hank First teams in a great job as a quite a milestone, something that I to be honest with you, I pinched myself. It was a little happy it's in the common kitchen deals kind of father, one with less Burkina Faso. Yes, we're have you may do. Inhabitants are big member that our soon be potentially viral. That could be. That could go to a movie mad it with any of the others. So bad are now well, I'm not I'm not suggest An excellent Saunders suggesting fund. That's right! Oh you any good.

The congratulations such advertising, that is, our team, has done a great job. Of course, I've got great content work with your help and we both occurs every day on the show, day were answering questions about your life and your money and your jobs in your careers report, your life in your money? It's all here, you drop in we'll talk the phone numbers triple eight, eight to five five, two to five Spencer's in Michigan, Hey Spencer. How are you good. I want you guys better than I deserve. How can we help like Michael I have been in a sociopath or about the last seven years, and during that time wife when I have pretty aggressively embedded into Roth Eirik. Well just reach we started a new church and I would like to end by fifteen percent into retirement for Papa salary which use your fantastic, but they don't wanna. Just basically give it to me the dish salary. They want to make sure that its bent on retirement. So my question is:

there's only one other employ that they give retirement too. In Flanders, terrorism, small five Wednesday three like that. What are the options available to the church to investing retirement, while typically you just make a a o three be available for a non profit. A church school hospital is where you see the four rebate in its basically a for one k, but such in those situations got a little bit more flexibility. I am not sure that they could give you money that they dont give others wherever match you, they let the match others and in that kind of thing, into a classic. Fourth, Ruby, if you think for one guy! That's about it! I'm pretty sure they cannot treat the employees differently. Among the show, I think they would have to judge

one issue and then you would have to you could provide proof back to them that you made the contribution that, but they in terms of their making the contribution for you. I think that that's gonna supper different class inside the retirement planets. Like that's gonna, happen, I tell you it's a fairly easy to set these things up and there may be another way around it that I can't think of right now. Just check was quick: Smart Vesture a day, Ramsay dot com annulled, dollars to the small investor approach in your area. Any one of those folks can answer questions for you help you shut that up, help the church set that up and advise them on how to do that. My guess is that you're gonna find You would set up a forum three b for that, follow one and allow initial share for the yes but the up, and then they would just bonus you and I

with the understanding that they're gonna want proof that you can't that you made the contribution of that bonus into that for a three and it can be pre tax. I was gonna ask click on that the larger denominations, if their national denomination do they usually invest? In their own type, a fund for their employees, the only one that has established over an hour that a plan, though guy that they do, that they manage the investment smoker and sat there, and you can do in the back that, but the other denominations that, as far as I know, or organizations or credit genes or whatever you want them to fall under pretty much run their own at the local church level by and large

I mean there. Maybe one that has a pension or fashion pension ran denomination was wide or something like that appropriate areas might have that or something like that to be a say. But but it's it's not it's not normal. The best known one would be the Baptist. Southern Babeesh have one that they can participate in or not participate in church no set up independently or think it tap into that thing and, on you know, look at them investment options that are and then decide, but in his case I think that there are crying to put in all fifteen percent of his income into retirement and not do that for the secretary, and I think that's gonna stay with two classes of employees on pretty sure you're, not a builder. Do that that way, you're to work a work around on it to be able to pull it off, but double check one Rushmore Esther browser. I think they can advise. You had a technically pull this off our I let's go to cabin in Idaho like Heaven. What's up very good, very good, big him I'll call you in the Caribbean

I'm I'm fifty three years old on a business, a food business on my own with my wife, I mean primary owner or go only before we're married two years and happily we're both they rarely fanatics and we're dead. Forty one percent debt- I'm going about retiring at the age of sixty five and selling or giving them to my wife, a man accordingly, security, so that I can best that, because I think that my smart best approach is a lot better investor, then the government. While that will be true, that Al Jazeera idea, So what's your question? Well, you got more idea and I dont know about to retire at sixty five or six thousand. You know what to tell me my opinion. I didn't make more money in that field. Mice,

The lebanese government. Do it right here on the right track, how shown in order to get social security, We want to step aside from the food truck here. We ve been qualify for so security, while you're still working it's just a matter whether taxable or not. Ok, ok, you get you can you can guarantee social security of sixty three four five, six, seven while you're still working, but if you, if you aren't a certain amount than your social security, will become taxable and I'm pretty sure. If you so your wife of food truck that she has to work, and you call that retirement. That's not gonna be a good marriage plan. And he's gonna be going- and that's not gonna happen here- welcome your thinking. I can just see me trauma, get churned, buy something from me that would go over

a new checking, whether which he comes all we might go to to make sure she got her work done today. Cause she's gonna pay that debt to me. How many poor boys did you make today darlin come on over here for a shoulder, rub organ buccaneer stone of drug business until you sell it to someone outside your family just thought. What do I know about this? This is the river amnesia.

Folks. You know, I don't recommend anything on my show that I dont personally believe in. If you are serious about making smart money choices, I want you to join honey and get instant savings online. Here's the perfect example for Christmas. One of my team members were telling me he literally saved over five hundred dollars on gifts. He was already buying online by using honey at check out, don't spend money, you don't have to listen to Papa Day. If get funny for free at joint honey, dotcom, Slash Dave thanks for joining us, America were glad you're here. This is the day room to show. Can common rapture personality Michael Holmes today we're talking money, life, careers, jobs, stuff?

Let's talk about here every day, all about you, you're Subject: hero it is next dives in Minnesota Dave our area. Are you guys better than we deserve? How can we help ya now? I love it. Thank you very much. I first of all my life or death free. We do thanks your programme and we are one week away from are fully funded, a guarantee fund for you or may I thank you. Crazy. How many of you, I M, that's gonna, feel pretty good. That will not happen. We, like all man, we don't have that much more about compared to most people, say man, a very, very much Thank you very much. Thank you. Arbitrary one calling was I'm trying to help my son triggered by them just Bundestag, which you guys I did bite, but it would be easy can I go to college is just a senior incinerate school and I car did they offer a streak of two programme. Could be part of that

I'll get a masters degree in five years now we're been upset about anybody on one year plus a couple credits appears to yours, We got one you're downloading, basically a tupac to while graduate college. For years, the masters variant and we're gonna Iconic got that why last last colony, laughed Kaliko called your masters in want of it. Well, you can't just general built right now. He wants to transport. Science was get an mba lily, yeah yeah. I think I will I'm gonna get yes. What do they have in four years, showcase! Ok, I just get it gives an account that one call yours like while you steal a dive master, you just get a certificate watch unless you're driving at its knowledge, you get why you're getting an mba NBA gonna, give him knowledge that is actually applicable in the marketplace, but it does not guarantee success right

Even the knowledge gains, while he gets that the inward character, qualities, perseverance and integrity and hustle grind, and these are the things that cause you to be Just for me, we all know high, intelligent, highly agreed, lazy, people who have no life, absolutely I do not mean that that we just can't so sometimes peoples a degree is better. Salt masters is always better that much better right and In this case the kids go, get are many Benoit IP closeted got a whole, your college knocked out. He gets his mba and four days doing I'm doing that of our him and he larger. He can get there as well and see the sport science. You may go a different direction, still get the masters of the masters. In the same amount of time, the most people get a degree in, quite frankly, more mobile, we're taking longer than four years either. A brain. I think he does it down positioning we're really really well out. Just out keep the sport signs almost as a minor are. If you got your, if you got your underground in that than did the NBA following it sets

to do whatever you want to do. He could deny it general manager, you don't have to be down in the science. You get me in the business out of the equation. If he wanted to go into professional sportsmen when that kind of thing, there's all kinds of options there, but the NBA in most places or is of solid field of study. Does it view guarantee now green, ever dutch right, never you're gonna have to get out their campaign. You're gonna have to win. You're gonna have to use your connections, but it certainly helps. I mean we're talking about the education. First, that's what's really really valuable it has a degree of credibility to there's no question about it there to say otherwise is silly down, so it it's a thing and again I love affected, and for years day you walk out with a bachelors, Adam investors and really fur probably what he would have paid for the underground for master. That's the deal, that's what makes it just a steel in this case you do it yeah. I think that's a good plan lashes

Russia's rubbish in the UK. I Ross welcome that. I am sure I do things. Take him. I'm calling you from a sunny sunny England. Not so much actually thought with one calling is. Could I'm about to stop? law but started out degree in September of specializing in Uk Law, because it sets out a UK institution in the UK the past ten years well mounted her out here right about that, because the government has in a certain way that prevents some overburdening of debt. My question is primarily perceval when you recommend to when you think that situation or the economy will get better in the? U S for me to move back clusters and go, and- and I know that my intention and my second question would be whether you think there's a market or what do you think it's reasonable for me to move back qualified as a lawyer or minister in the UK, and if you think, there's a market at specializes in that kind of thing. In the? U S, so you would brought you here

go would be to get a position, in the: U S, helping a company with their UK law issues Syria such an international law position. Ok the answer is I have no idea. I would think that that's available, but I would think that that's available, but I would think that have a lot of interaction with have a obviously and so, but that's not everybody on every corner. For sure, that's gonna be a very niche. Should you away and I think that something you want to land before you made the move in you're. Only outlet for this. He it's pretty fan is pretty narrow, for the economy rebounding in the? U S post covered most in nations are that buffer fourth quarter work. Back in my town. Art laugh: predicting that one of the leading economists.

Are all the states that the first states to go back to work. Tennessee, Georgia, Florida parts, a texas- are pretty shrinking normal right now, just a few weeks later, but of a check mark as us down and then right back up the sky? and then our just seeing some other Vegas opening New York? Is opening and some other things and it's gonna get down that just a political battle on some nuances of human rights and freedoms after a while, but you know- my personal opinion and again worth what you pay for it is that by far we'll be fine, can we usually Well, let's get real numbers. We know that mortgage Applications in the month of April, so folks were in June now in the month of April, were stolen in the covert shut down in many many places, pretty much all over the place. Morgue applications were only one point: nine percent off of mortgage application,

April of two thousand nineteen that speaks to consumer confidence. I'm looking for things like that. I want to look at economics the people are now coming back. Just out of there But actually spending money, that's a really good sign were also seeing the May unemployment numbers You know we saw a big job effect, more jobs in the month of May than ever been added before now. That's an asterisk of covert, but the reality is that in a service based economy in the United States as a service based economy as people get, spend their money and get more confident you're going to see the economy ramping and, as you said, David got sports leagues coming back online Vegas Opening up the New Jersey governor today announced the he's lifting the stay in order. These are all really good signs and when people get back out and they get hired and they start spending money the economy, follow and I agree with you and our laffer either. Cover way quicker than we thought and that's hopeful doubts

fatty economy, they feel more comfortable about advising you on the new launched job I was going to say very quickly on that that if you can eat Roger relationships over there in the UK, because your study, New Uk Law and you're in law schools over there to really leverage connections is Dave said before you try to come over here, see if you can land an internship or an opportunity, and if you ve got a day job at dream, job a little bit too, given that that would work The other thing is just practice. Law go make some real money in the UK and build those relationships. Take your time you don't being a big rush. I know you eventually wanna get here, but let's really embrace that were eventually must do it the right way, so that you step from one thing to the neck, does not a bit jump in a big wait. I don't think that's necessary. Gonna, be in a major metropolitan area, International Covenant Company- that is doing at least business with the UK. Obviously, some kind of a need for that, and you know probably be part of a company, has a large law department toward Majesty

an acquisitions or they're doing trade deals? Are there something on an international level? I suspect I really don't know beans about it, to be honest with you, but that's what runs through my head. When I hear that- That's your father to speak with you! We you listening to us snoop! I can call I am sure personality my today neighbor amnesia, Times are hard? I know many people are struggling, just trying to make ends meet, but even in tough times you can't afford to neglect your oral health for years

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but one online retailer of custom window coverings. You get free samples, free shipping and with a new problem which they run every month. You shave even more years the magic word, the promo code Ramsay to get the best deal. Can our question today Sidney from Oklahoma Rights heyday. Can. I recently got fired from my job for a mistake. I made: how would you suggest. I addressed this at any interviews going forward. Instead of analyses, Dave agrees with me. I think. First of all, I would not address it unless brought up in what that means, is that they are likely going to ask you. Why did you leave your former employer at that point I always in bitter preach honesty and true apparently to a point, meaning you're, always honest, but we're not gonna over share and soon situation I would say: well I I I made a mistake and I learned a very valuable lesson from it and to the extent that you can give the details without going to deep

would own it and say if it truly was a mistake now this gets too, where I'm appearest Dave enormously if I bumped into Eu Law away and I've got coffee my hand, because I wouldn't paying attention and I into useful coffee on you. That's a mistake almost like, as you over order, inventoried back? That's almost half a million dollars, that's right if dishonest right or the recent integrity should that suffered. So let's assume it was a mistake, then you say you know what I blew it learned. From that situation. Shovel wife is probably not one. You want to come here and I would also fit in the category of over share as well. So I think you own it point of saying your humble and you say I've a blue and I learned a viable lesson I wish I had been. Let go, but I wasn t this I'll. Never make that mistake again. I think that's or you can do- is own it with humility, but really it share what you learned to categories of mistakes or business mistakes you made a mistake in business. A business judgment error you over ordered, if you

transposed from numbers on accounting, she'd accidentally do whatever and their tolerance for that kind of thing is like you're fired right. Ok, that's an easy one. You just say it say while wire true, there are more hours, let go as I did this, and it was just the thing I own it, but they had no tolerance for their that an end they. Let me go and understand mother? Let me go it's my fault. It's a mistake. Only unlike you shit got some kind of a moral or integrity or personal failure. The mistake was, I was doing cocaine in the men's room and they caught me. I mean that's, not a mistake. Now, that's that's different. We had the suitable you'd airlines a whole lot of bad. Morality is the point: is people Kuala under the heading of mistake. Yes, you not slept with my coworker for

it's much while I was married and turns out our companies, not okay with that right. You know, that's not a mistake that some major character flaw at an integrity breakdown, and so you ve that's a whole different category. Of discussing things at that point, you are known liar, and you know you you- you got real issues and nobody knew believe anything you ve got to say at that point, and so you don't have credibility and show that that's different than you know. I screwed up the order in which I don't know what kind of mistake we're gonna qualified this ass. When I hear a lot of things the heading of the show and by the way this this in this underscores the importance of what we teach her rabies solutions which is really to make good connections, and so that you're, not applying cold to a job and you're just a name and just a resume you Somebody really recommending you for the job so that all the stuff

can in strides its with a shaker of salt there, if its tactical? Yes, it most people made mistakes, leaving a character flaw issue, that's a whole other thing: you know how that that's where you're gonna have to get have a true, multiple list of character, references who say. Let me just say about that this person and they ve, made this. They made this Erin judgment. They had these problems, I ve gotten healthy. You can recover, that is well, but you're gonna have to have a litany of people backing you that you have here old and that you have made reparations absolutely job is whether in Georgia I Josh welcome. That Amnesia. Are you guys think ravening from I have a question about

my baby step journey and my career journey, so you guys can how about that? Ok, though, early on in baby steps, do I've got about fifteen thousand end student loans at that I plan to have paid off by the end of the year, and I have the chance in the next couple weeks to accept a promotion who made their that promotion is essentially in the same set of rules that I have now, which is not something I'm crazy about doing by accept it, I'm locked in other year. So the other option, I guess, would be a weight risk, not one and try and move into a role? That is something I'd be more passionate about doing later on how long before you off, on which I heard you correctly how much moved along for you pay off the fifteen k what you pay off date. It should be by the end of the calendar year bunker without their promotion without the promotion you with YAP, LOS you'd make it,

here, but without the promotion right. So, let's just assume must play this out option. One is you stay put on crime and a job that you don't long term an you finish out at the end of this year. Are you immediately gonna, look to move positions and move into the career field? You want to go and Joe, it's like the career, feel more Canada set of responsibilities by yeah probably would want around either come later in the fall were at that point. Okay, so that's what you have to weigh right now, if you take this take this opportunity that you ve been offered you're gonna pay off The fifteen k much quicker right, but you down for a year. Are you saying that's a contract? I wanna make sure I understand what you mean when you say I'm locked in for a year, so the company policy, after each new role, you essentially Stay and per year, Bulgaria eligible to move within the company, and I do want to stay with the companies that make it wouldn't look. Ok, then, so this is pretty simple. Do you want to pay this off

faster. You know you don't want to risk a situation where you pay it off fast, and then you feel I'm stuck and I got a sit for longer or what are you gonna make now? What would you make out for the promotion? So currently I make sixty and emotional may suddenly suddenly thought I wouldn't like the promotion now. Ok, because they, your stock, you feel stock and you're. Already you got your eye on something else with in your current company. Just be patient younger. In all. Our doing is adding one may be too much to your that pay off. It's not the end of the world. Here We find it in the way. I m sure the question is number one: what does a change that pay off? Not much number two. But if your monthly income does not change that much in terms of as you gonna double or something like that. No, it's not so

than the second. That way I answer. The question is five years from today, ten years from today that version of you looking back at this decision which is going to have been the wisest decision for your career track. Your income, your phone, sure help overall and moving the most quickly towards the area. You wanna be and is always gonna cause you to prosper faster and bigger. Can there just all kinds of data that when you're doing something you love, you just are better at it and you have a tendency to prosper request. So let us use this example, so he he stays put and small rallies, debt, free and gonna move, look to move into a different position that is already identified. He gets that position to things are happening. Number one he's Some personal momentum come off of being debt, free, and he is now in the position that really wanted to fill a really good lot of enthusiasm lot of moment a well now. Against actually too

the fine himself in that new role and get that experience into he's on a new rung of the ladder and he's preparing himself for the next round next wrong in the next month. It just always add to being promoted. When you do what you love to, do you fired up petrol, or is it going to something you hate? It really is so great point by the way, but I can tell you hate it

it's not an attractive quality. Nobody enjoys a so you walk round like ie or all the time allowed. This is that Abraham future Well, we ve been getting a lotta calls from homebuyers asking for advice on whether they keep house running during our current

economic situation, might as for buyers, hasn't changed if you're ready to buy a house here, She'll situation is stable, then do it and I actually, that in April, during the shut down, do it go, buy a house and a lot of people did by house by the way it was an amazing real estate month, we still cell homebuyers that no matter what the markets doing the way you may your decision on window by is when you are ready, you don't go. By now. I legislature down, even though I am broken, can't afford it. No, you don't do that crap now you you I wish you get your act together. You're out of that you have your emergency phone. You have your down fifteen year, fixed rate judge or last, where the payment is twenty five percent of your time, on pay or let's do your home find out what you can actually a forward. Research watch trim on the home prices talked reputable real,

they people in your area. Now, This created a one, stop shop for everything. Homebuyers need no go! Ramsay Dotcom, Slash home buying they Ramsay dot com, slice, home buying and get the answers you need to make smart this. Visions, the informations out there in the markets. Again, I didn't we for you too. You taught me this. Several years ago, your personality swore together Davis, was teaching a sum of money stuff, and we talk of his up. I think be good. I You talk to that. I've got some people. May understand Dave that when we see the interest rates, they think that the interest rate and in interest rates on a mortgage are are tied on a string and that's not really true. I'm just curious the correlation between the two and how is that, confusing for people and wider the mortgage rates defer than maybe than the National National, the FED interest rate the FED, and right does not cause mortgage rates to happen. The FED right

What banks borrow money from other banks for its the whole, say or cost money between two wholesalers to banks. And so that's all the various, but it is an indicator, is low vat is raising rates than it does trigger much on the market and indirect but influences? And what actually does cause mortgage interest righteous bond market because mortgage like a family? May mortgage federal, National Mortgage Association. Those loans are under written meaning they are produced with identical guidelines. Conforming guidelines are called conforming mortgages and then you can take those conflicts. Mortgages that of all conform to the exact same shouted guidelines, bundle them together. Seldom has a bond as a securities called securitized. An mba mortgage backed securities and so you are you are- you may have heard you're here

Grandmother was sold by her broker, some fanny may bonds, and all that is- is a bundle of mortgages together in the form of a bond, and so as bond rights go exactly so do Digital, that's what we want. We look it out of the bulgarian watch bond rage and you can tell what's happening with the mortgage. What's the bond market doing it's, not the stock market? It's the bond market, not stock, its body and it's not the FED its bonds, because that's exactly how mortgages result south say that a mortgage broker lecture. Mortgage always endorsed for twenty five years or thirty years. Sal's you a mortgage, you get a mortgage from them at three percent and the bond market goes up.

Before they can get it sold off of their books in it now is four percent. It would never move that might just as an example that that mortgage now is not worth what Churchill. Put out. They gonna lose money on that transaction if they don't get off their books before the market goes up. If it goes down, the mountain bond or the mortgage sheltered a premium, because if, if you can get Three percent on your money, but, markets only pay into an half, then that's that's nice. That makes it more valuable and shut off the market. The bond market drop down while their hold on that mortgage show and sows the same neglect if you bundle of a whole bunch of three percent more just together and make a bond at three percent and then the bond market move up or down. It affects the value of that bond and it's an inverse relation So why then Dave have we seen the bond market

so low that we see the mortgage rates below for a really long time, historically low mortgage rates. What are the economic indicators that you seen what's causing the bond market to stay where it is really? It is the pressure from the vat rate writing down. It is because Banks can borrow money on by buying bonds or there hark money in bonds or they can park money. Another bank, so worthy gonna make them more money. If they can borrow money at one right from each other and another road from the bond market. There don't take the best deal, and so they do affect each the pressure, but it's an indirect pressure. It's not a direct. Mathematical correlation and You see, you start to see that happening. So when you hear bond markets down No, the mortgage rates down or they'll be down within a few days, its lax oil is down and so watch gas at the pump. Yes, it's gonna come down because

Gas is made from oil hell out, and so in that year look I've looked out of gas prices at the pump incredible incredibly low. Why? We had huge glad, I want a zero dollars sub zero dollars for a short at a time there because demand- went to zero and we had all these tankers sitting offshore is no by driving cars and so gasoline demand went down. So all the man went down and you couldn't, I doubt they couldn't store it for what it was worth. It, and so I got a real problem in its draw its driven coming up this cheapest gas prices. I would fill the boat. Last weekend I went Gamboge cough two hundred bucks and it was like seventy dollars here. I feel, The old car they re for thirty. Two dollars felt good on a blue blood college or something right for a whole different thing? Man? So, but you know

noticed when it goes down, but allowing ask after five dollars a gallon. You would think it seems air was on fire and children or get eaten. The children's everybody's starving in the world's criminal, Nina beggars in the drama rate goes up, but they don't notice that it's gone tat gum in half, last few months and so go look at the pop. You know people Look at the pump like they used to because no pay forty more well. The current hard. That's a good point. You can teach never long time when you have to do the cash. It's a big difference. If you count out that two dollars. You know you spent money. New charter go what was that that gun price per gallon? The lot of you, I don't care if put the pomp and run the debit card, run the credit card, and I don't even know where it is per gallon, they'll think about it and That is what they are. Gonna have gas, the carcass photograph, you'll pay This I was telling does that we were talking either in the office and we ve got a bunch of young people around here. I no longer one of em folks is very hard to admit that

be mere man middle age. Did I say that I talked about a full service at a gas station, and this person looked to me like I had four sets the only way for services like you'd pulled up to the pomp and gentlemen would come out. Most thorough as nice, as I recall from from John Most, I was a gentleman and come up. Fill up dead. Do the windshield home. I knew your service yeah, my dad never get a car, and I was- like I thought those people were cool to Hell. I call this guy he's killed reality and we never left the car and nobody knows what that is, but apparently in the conversation it came out that new jersey- they still do this and maybe other state. I was unaware of that full service at a guess. They should still existed. Niger is very rare. Those were the those were the days. The item you didn't you get your car, it's kind of others. Were the cost of labour. Well has made something more right: it is impossible to get a

to pay someone do that and make a profit and they raise the minimum wage hello. We got this on the Fox Business NEWS Town Hall. Listen, that's why, when you raise a minimum wage companies are gonna adapted, so the automated gas pompously automated deal so fifteen dollars an hour. Well now you don't no job right, because we're gonna gas pumped up for you have laid on your job, get pumping gas it on you. You know quiver of that you'll be in generation later you're begone yeah they used to have people that did there but now we don't I'm people to do this anymore, hosting about young people who need a minimum wage jobs just before covert shuddering down of the range of personalities. We were in New York, you and media, and there was a Mcdonald's day. We walk by fact John D Loney than I walked by Mcdonald's. Remember that John and there only chefs in their everything else, was automated

those are jars at who D. To give you your big MAC, that's right! This is so unappetizing on so many levels, special sauce letters tease that puts us now that Abrahams issue in the books this is James Childs producer of the day, Ramsay show once again you made the day. Ramsay show one of the top for most popular podcast last year to get your daily dose of motivation and inspiration from the Rancey network describe or policy day wherever you listen upon us

money. Isn't the only thing we talk about around here? Get life changing advise on your career from my good friend and career expert can comment on my can com and show, according to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're just trying to make it to the weekend, can com and show is for you, everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is. You were born to do and then we'll help create a plan to make your dream job a reality. You matter and you have what it takes. Conversation on the can com and show hear more from the Ramsay network, including the current common child. Where ever you listened about gas page producer of the Dave Ramsay show