From the headquarters of worldly solutions, broadcasting, our car rental studios. It's the day, Ramsay show that is DOM cages in the pay it off home. Mortgage has taken the place of the Bmw status symbol of chose the Monday Ramsay, your hosting Doktor John D, lonely rooms. You personality joins me this our answering your questions about your crisis issues, you're anxieties, your fears or boundaries or relationship things that are going on and will also take, of course, you're financial questions as we continue to serve folks who are

many of you at home of course and arm and many of you still facing of all of fear, some of your fears of shifted from being afraid of the large, now being afraid, the economy, and that is happening more and more on a daily basis as the virus subsides and the economy contain to go down, and so we need to get both of these things turned in the right direction. Now and lots of oaks. In others, lot of anxiety. That goes with that. There's a lot of fear, sometimes even hysteria, and We share this last hour, John, but the Good NEWS is that appears people coming down a little bit, not everybody, but that there should be worse still just completely freaked out, but there seems to be on an substance. Maybe they're gone.

Stages of grief on out there. You know sometimes when you see a toddler and they just want a temper tantrum and the best thing to do just walk away. Let them get that eventually we ran a gas than they sit up and say. I don't know I wanted now Now, what can I go do, and so I think, when we three or four or five for some of us donor, timber tensions, and now it's we gotta get about the I got the get got to get to care homes without giver of our businesses and gotta get after now, I think, there's chapters run fill out. The right word just wasn't much gas to their anxiety. Fire merges does burn itself out the fear burns yourself out and then that's that's. When you get to be courageous right, you Did you get this information dropped on you? You don't want to do you get the uncertainty and then you get to decide and I'm gonna go be brave, Romagna sit on its except what comes to mention a few weeks ago, I had read rather than a barbaric Larsson.

On the first year of Churchill's, as Prime Minister and Hitler began the bombing on London and all England at that time and the people, the english people went through that there is at first there is this: just sheer terror, we're all gonna die around our agenda and by the time a year has gone by Seventeen thousand people out of several million and London had died from the bombing. There is massive destruction from the bombing businesses cathedrals destroyed. Millions of pounds of bombs, mayors crazy, then only seventeen thousand people got killed on which is gonna when you look at it technically, it's just amazing, but the people there, reached a point of that. They just that something about the human psyche. Just refuses to live in terror, ad infinitum forever I did just finally you're gonna its done should saw

deny all its whatever you want to call it. But there was just this. Ecological thing that occurred that actually had the exact opposite effect on the english people, that Hitler was hoping for bring to caused them to abandon me and a bow. Instead, they just stood up whether fish shaking and embrace there We forget all the time and we see crisis coming. We see stock market certainly go down. We see things that we ve never seen before just forget how resilient people are and how kind people can be and how service oriented people are, and it's really well to watch people kind of stand back up and say: be a part of its common next and a minimum. But my head down lamented care malevolence overtake take mean you know, get it you'll be ok bill gates, incredible, It is always amazed me working with people in the financial world lavishly. Crisis, where we see the mental health,

comes when there, when they get and stress and so bids. Interesting to me how resilient people are its at that they can survive a lot more than they think they can survive on one hand, on the other hand, sometimes how fragile they are, how little it takes to just put them indo tailspin it. It's Is this like it? your daughter of you find out how little control you actually think yeah she half. I wouldn't think we controller we just had a lot of a little and the suicide of his we're so resilience and were so strong? I was doing an energy this morning. I mention that at the beginning of this week I picked up a Viktor Frankl. Measures for the remaining again to re, read a book for the umpteenth time, and it's just this triumph of the human spirit. You can take everything from it, but can I give you, I'm not gonna, give you my why I'm not gonna give you my will that's mine and it just a gift that that keeps on reading ripe and it puts this in perspective too.

It puts this in our common cause. Great refrain concentration camps are different in court and there you go and and being bombed and the city of London Earth power all or anywhere in the UK. In war. War, too, is different than being simply, being able to God to eat they gotta bring it to. My house is certainly a problem right. Aren't we did our we'll spoiled group May included. I feel the same way I M ready to go back on the butter. Are we small group of people literally, I will use the amazing the things that we declared to be a crisis and not the health stuff, but the the the quarantine, inconveniences and weirdness of the stay at home orders and all that stuff. It's very interesting more than the great trauma of this year has been. You gotta love you kids, a little bit more and you gotta get along with your spouse alone more than to play a board game

amazing staff by the way, our of one or other empty personalities put out a book this week. What were calling Ramsay presses, rambling publishing, quick reed. Quick Red- is really not a full book. It's more like a chapter or two answer. You really really really fast. In other words, this one is like sixty four major law should give you an idea, Anthony O Neill did this because Anthony had a number one by showing book com free degree how to go to college that free and when he was out during with that he kept running into people who were saying will it be nice, but I'm already, I was gonna, have stood alone that so what do I do, and he would of course, refer them to finance. Patient of earthly, which, by the way you can take that on a fourteen day, free trial right now not for much longer than I have you a fourteen day free trial. You should jump on that, but yup hearing that any shall he wrote a book just about getting astern London, a quick red book. We call

Destroy your stood alone that it came out this week, you can get it on Amazon. You today, rambler dotcom, destroy you're student London it's a deep dive into baby step to the deaf snowball with us. Ten dollar book the step back a plan to pay off your student launch faster and they which reads you're gonna be were under. Several of these are like this format and Bored and continue to do regular books as well, but some are you

you, dont lend themselves to a full book and people to stretch Mendel book in which it makes a bad books on which to live, be what it is trapped or two and put her mouth for years. A quick rate if you're new to the baby steps are you know someone this new, not you're, no Ramsay, trap member. You don't need this book, you ve already read all the stuff, others, others have written, but Godaddy Ramsay, dot com or call the conservation, concierge team a triple eight. Twenty, two peace there are working from home, but dumping up privilege two to seven three, two to three and pick it up at Amazon will destroy your student loans that, by Anthony only of great ten dollar, all graduation gift work. This is that I am seizure guys I've been saying is over and over. This is the time to capitalize on down market, because you know what else is down interest rates. If you have student loans- and you still haven't- talked to splash financial, do it now the FED cut rates to nearly zero, and that's why interest rates are down.

Dan your options and review all of your student loans. Now Go online display financial, bad coms lies Ramsay to get started and to take advantage of these low rates, We got some good news. Ya know that measures rare but there's something I or, as is moved the deadline for filing your taxes was April, fifteen snouts July. Fifty that's good news for those who owe taxes, because now you're an extra ninety days to budget for it, and you can use the extra time to focus on covering your four walls: food utility, shelter, transportation. And then make sure your them over the tracks. Village. Well, it's

still smart decoy under your taxes. As soon as you can even course, if you're getting a refund vile immediately, it may take the Irish they're not working either may take them a while to get your refund out this is for federal taxes. Now here's you gotta to go to day, Ramsay dot com and take the attacks queers, diverging com, slash tax squares and figure We need to send your staff to a pro or if you need to file online Very simple return online is the cheapest easier to take real fast to do obviously, if you have something a bit more complicated, hiring a pro usually justifies meaning that you you know you're, gonna, say more on taxes and the pro actually cost you I can, promise you this. I don't do my taxes unbelievably complicated one little thing, would pay for the whole bill, and so we had some.

Definitely was the more complicated as the easier it is to find the knowledge can find savings for you, and so they were. Did our com slash tax queers? Be sure, that right now it quick takes by farmers to take note of your whole lot about yourself are, quite so they go from blinds dot com, a number one online retailer of custom window coverings. Free samples, free shipping promos. They run every month. You're save even more used a promo code, Ramsay to get the best deal doctor your question is from Michael in Kentucky Davis, the owner of a small business should stop taking a payroll check. And file for unemployment, insurance I'm going English might be a better way to keep employs workin without take Some of the loan money available, my understanding, is still work trying to keep my of loud even on collecting parliament had Levin, though your thoughts, If you can do that or not. I don't know the unemployment laws as far as that, if you can do that, I would

and I would not take out the SBA loans, I think they're ridiculous you're asking for trouble with those, but lots of businesses, large and small, the leadership and the owners are making package little to no pay. Very following themselves in terms of pay working with pay their work of fifty percent pay twenty five percent pay, so they don't have to lay off their employees. An alarm leaders in Various sizes of business was it's a small business like yours, Michael or even some of the large businesses out there that are household names are doing sleep the ceo taking ten thousand dollars a year or something like that, don't until they can get everybody back on and get the hiring rehiring done or it bill retain the people if God got not have to lay them off all that kind of stuff and were really seeing business. Do

not a perfect job, not heard not every business is doing the right thing, but receiving a whole lot of businesses put the Good of their team ahead of the of the leadership team or the owners in an incredible, wonderful unseen it everywhere it is there's always I would. I never expected a lot of it good for you leaders out there what an example that sets a great this being a leader your its fundamental leader when the monies rolling and right and if not fun, when it when, when the ship funds hole in it but yeah gift when you're serious stranded for years now, therefore, not only to make really really difficult. Decisions are lot, I'm doing when no money and their proper Ok, the Prodi Financial, able to do that. I personally, hopefully they might enough and they ve done a good job, whether money, but if it is a real encouraging that that later

it is as a service as an act of serving is really alive and well in american business, and I guess you're right. That's a big deal Randy's, whether some Arizona, high Randy, welcome that ever amnesia Zira Brigade, Technical sure, what's up so my wife and I just read through money- make over about three weeks ago, were twenty seven which, by we really like it, We ve done a lot of your stepped out of order. We ve already got if it can shine. Retirement and six months savings, about it, that we have the money to pay off their ass, my wife car alone. We can't do until August pay more in early cannot even an interest. After that, we want to start your step six, and we don't really know how to navigate at their single speculation, about housing market crash more so to save about forty eight thousand dollars a year, and I dont know how we should be using that money in the meantime. Should we be putting accord

prince all our current home, we're we're in home. They wish that we do not want to stay, and so we don't know what we should put away. The mortgage avoid. You haven't problem If there's a housing courage. I'm sorry, it's all. So I get little had there. We don't want to stay in our current home now and we want to offer to buy our next home, how does having a mortgage and allows you to do that. I'm afraid I don't understand. Ok, keeping the mortgage as well. To be able to sell your home, isn't logical. Mortgages. Don't calls homes to sail right up it down market anything even if you're gonna move, you got any work on baby steps shakes when you get they're gonna get car paid off, get your a fifteen percent of your income going into retirement show

Forgets college baby step, vibe subsections, pay extra, the house but market gives soft and the real estate mortgage slows down, not having a mortgage is better than having a mortgage. If you're gonna move not having a mortgage is better than having a mortgage. There are no possible scenarios where you keeping the mortgage makes you in a better position: ok as for the money that we are saving now this outside of retirement, without fight of are our emergency savings should I be putting that. Should I be putting out into a mutual funds, actually stick man. Other matters will out what the best way to say that money now to prepare ourselves for the next home. Are you pay off your mortgage? Ok, pay on your mortgage, because when you sell your house to move there, give you a check for the equity paying off the mortgage is not spending money. It's working money at the mortgage interest rate and its effects.

Savings account. You can get your money back out of their unless you go get a new mortgage. And show your trapping the money, which is good in that house show that you can you dont needed until your resolve announcement. We shall in house or don't you ve, all their money back out. It's called equity the closing and so what you pay. The mortgage completely offer just paid down dramatically so would be once the cars paid off putting doing your emergency, fond of three to six months of expenses. Fifteen percent of your income going into retirement, something college and everything else would go on that mortgage, untouched, paid off and I even if you're going to move paid off now your baby steps. Seven, then you just pop up some money too two the sale of the home tomorrow It's not that simple I ran thanks for the call appreciate your joining Us Doktor John D lonely joining us this hour and this day on the day, Ramsay show if you get questions for him AAA. Two five five two to five malaise?

Face Book, I'm feeling low. I need encouragement, lifestyle so much at me lately when I make, step forward at her? Take two steps back, I feel like failing Control June control. Fine beauty. Make a plan every day. When you first take your two steps back to plan for that day stand MECCA That's when you get to be courageous and then walk Ford I felt like that a few days ago, and I had to pull that no court out of my back pocket that my daily plan on it and say-

what what did I agree too with myself today? Those me my compliments when, like an accomplished at work, when we can accomplish at home again and accomplished my character and you stand MECCA, Watford mounted jump over on Johns Instagram he's doing a daily process to keep your daily encouraged correct, its authorities wellness thirty days, one John one, one thing and one thing at four thirty days at John Bologna Instagram, and I think that will help you with encouragement to allow the advisory just gave you. So thank you for following its advice. But this is the river amnesia for most of us help

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choice, but it is dependent on the corral irish hysteria going on right now, so this the background I graduating December search it pretty early beginning offers give me. My wife had been really further with our money. We both work as she's gradually right now, but I frame houses in part time. We got up five thousand savings, No dad. Kind of career wise going off. Full time, author in southern California, making about ninety a year and then on to but other do fifteen percent into retirement guy life, insurance, state aid for the health insurance. On top of that, comes out. You about a hundred and twenty thousand a year. What should agree? Odo construction. What we re doing their managing project he asked are they doing like Cato?

a government projects, hospitals. Examiners labs through the garden and stuff like that. I just be working on projects like that. I made ninety among Orange College. The law, but one night, when I do the research units minimum wage for southern California. What's that it's about minimum wage for the the cost of living. I don't want to hear. Georgia question so that for I need I need to respond by men, servants It's my dilemma because I have another company that and offered me an internship which will turn the full time when I gradually, but they can't give me a written offer right now because they're, not so they are worried that they might get shot down, because you know Washington, state construction is shut down if you're not essential They will offer full time yet, but the

giving internship among I'm sure it will work out, and I just I don't know which way to go, and another thing have left a mentioned. My wife is from San Diego, her family there? She wants you back there. I love you area, so I'm not I'm. Finally going artist. I like, this company with sheer and either how I like living in Idaho, is well, I've got some friendly. There are very good company, and I just I d- want to turn the southern California job down and halted worked out, but I ask I don't know for sure if I want to go with the southern California job Then they surviving, I think you and your wife, they decide where you live here, one should decide that that's probably get answers your question, because I don't hear that these two jobs are their fairly equal. In my mind, The only difference is where you want to live, and one I'm making your promise near the one isn't here, but

It is the other option, see none of the above You get an offer. An Kansas city making a hundred and forty I just made that but You know the thing is you ve got a San Diego and six months later, you can take a job somewhere else, move again I mean you guys are young, just go, have some fun make some money put so much pressure on yourself, comin out that adjustments can be. The final decision is not permanent you're, not I'll be at either one of these places in ten years, statistically but you should still be married in ten years and so working together on this decision taking her where, where she wants to live in the life you're gonna build together into account, I think is way more important than which one of these things is gonna be right. The events like you want the job in California. Do you want the job,

I really. I really do want the job I just the money seems world. I talked to a project. Managers worked there for eight years and he said I am still not an hour with almost impossible you in two hours, because you know shit, on. What's in the quarter, There is one point: five million dollars, that's not the point The average house in Irish House barrage incendiary goes around for sixty com. Across Amerika just screech to a halt on the highway. When you said that starting salary at college, ninety thousand sounds low, a lot of mine. Now that's a lot of money. My heart. You stopped for a long time. I think You know you need decide who you are worked for where you want to live, and then let that dictate- dictate you take. Neither one of these is my other point, because nothing is forever and I you even if you took the floor in california- you gonna wrenching apartment,

you're there a year and you Denmark, you can come back to hide all you got another direction. The good news is that year, the skill that you learn foreign marketable large building is occurring, you're gonna have job opportunities and obviously a page pretty well with a level of training that you ve gotten. You're gonna, be fine and I hope you're not one of those guys the cap, college go in your body still live. There are about to graduate of fun time there in college, but there's a time when you got a separate do and if something across the country, that's gonna, connect your family and connectivity and need new industries is is calling for you, man. The task of the does your college bodies. World withdrawing by the way the average house price in America is a little over two hundred thousand about to an twenty thousand the average price today, average home prize in San Diego is about four eighty, so too, double the arrow,

across Amerika. But it's not. In point, Romania, ok, That may be a shack, but it's probably on the beach, if it's a shack, obviously prices in southern California, expensive as nine question. But you know: do your own actual research, don't talk to some guys bitter about living there, and actually figure out what you do own again, you don't have to stay there. You could go there and say we're on travellers for a year or two. And then we decide we dont like the cost of living her. We dont likely tat structure. Are we don't like whatever and we get a better offer somewhere else? Can you move in the Middle America show more be fine, there's nothing wrong with that, and then it becomes a neat story about the time you in young wife move the southern California lived for a few years, and you got some great skills and got to learn some things to do, and things are not doing

those skills and world where the I think it does take the anxiety off when you don't make. The decision show permanent if you decide as not all locked them is like I wanna be trading houses every six months or something but buying homes live on a permanent basis, and I think there's one. The trajectory challenges that we we put on. Third graters start deciding. What do you want to be when you grow up and what major you gonna have and what your first job gonna be in there just so much pressure to this moment, and suddenly you find yourself a twenty two thinkin You ve made a decision or you gotta make a decision. This can allow us of your life, and this is not true. Exactly causes seldom works out that one hour I jack liners whether sententiously hijack on welcome that ever amnesia. Fine, thank you for taking my call chervil children. My my question. As we have had to move quickly to Tennessee last March and because it that we weren't able to sell our shall found in Kentucky and

Well, I got reminded renders, for our part, we have winners, and but our winner both by our house this year, and because of the corona binary, she lost her job and he has his hours cut in half They are barely making that aim. It now and so they're not gonna, be able to buy the house in June and that my question is: we were a kind of waiting on that path yourselves summer, so that we can pay, We only have one car alone, I've been fortunate because we didn't have we learnt that free because a day Ramsay model, but we do have. Our commitment of two hundred dollars a month, but the total loss of the round nine thousand until we were banking on the child to sell in June that we could pay off our car and get our three to fix my emergency. Completed so that we can move on towards our child Secondly, aren't I shall watch happened as this I dont know why, in June,

make it that they have to make a decision that I don't gonna be reemployed, they're, not gonna, be making any money at all by June. Yes, they are So maybe they don't. Maybe I don't clothes in june- maybe the closing July, but there never gonna buy the house. Again I mean They already know in April the first week of April that are not comparable closure in due course. Crap. That's bull! You don't know that they don't know that projecting negative things and of the future that they don't know that happen. Let's pretender back to work and may well, then we close in general or maybe July. Meantime you may be going it yourself out of that without leaning on this house to do it. This is that Abrahams Asia

Dave Ramsey dot com hope visit the page, all kinds of goodies there lots of free things, including the fourteen day, free trial to financial Peace University. I do not think that that trial is going to last much longer we're tracking it watching. What's going on, we tried to put that out there to help you guys, and we did put it out there, help you guys. It's been out there about in sixteen days. Right now, and probably about run its course I'll, just go in and give you a heads up. If you know someone that wants to take this fourteen day, free trial to finance European University online, while you're on working from home. Then

has been your shot and it will be your shot. Go. Do a diver amply dot com, so I hope the total money make overbook is audio books still there to dollar ninety nine that will not be there. We're gonna keep that the weekend and then Monday, that'll train framework can call much proximity principle at dollar, nine, on the foundations and personal finance home study addition for high school kid taking them through our curriculum used to be a hundred and twenty nine without it on their for nineteen dollars. That's gonna be through the weekend, and then Scott. The prizes are gone, began to increase on that. Because what we want to do catch you guys, while you are in your crisis. Engine give. You are virtually give you a whole bunch of stuff and so we're adjusting our prices back, Tor, Norma from here, and so are you going through their stop, take a deep breath through all kinds of things there that are plainly free to help. You be sure and check out everything they Ramsay dot com, slash hope and we

to change the direction of temporarily stopped temporarily started entire. Sections of our business in the last three weeks, just make sure that you got sitting at home had things to do that, but help you reset your minds and be able to win from this point forward next, there's gonna be DJ in California. DJ. How are you Thank you for having me on the shoulder and every day. Thank you. How can we help there on all twenty years old, finnish college degree in business. Admin know that I get twenty k and the money markets savings from my emergency fund make above ok here on my own small businesses, video editor away- and I love what ideal. But financial peace is becoming a priority. And they get older carnivores.

The slowdown in the business to healthcare clients, and my question is: what do I need to do to get on track to become an everyday million? I reject new career time or do I hope I can doing what I loved. Ah well I suffer getting more customers. Have we gone keep doing what you love. Maybe it's just a market in your shoe worrisome as you get all bearing on reproach thirty a m. I only have twenty carried my account on hearing all these people on. You show us about getting job better, recognised, UK hundred carrier. It's great, maybe run small business. Anything good appear, European gave fear jobs, thereby also comes kind more, maybe ended in advance. Cooperation or something that could be staff at determine what what should he do? You live in California. Dont how much Angeles Virgin,

a place to live to, and you only make informing right here. An actual air had been able to reach that, because one of my client is actually letting me stay at their studio was my palms Mckinley. So I don't have that, obviously the other, how pocket everything I make an image? In short, you gotta let client, by learning We come back to a moment. Looking for UK you're making about driving those in the matter I would do is to say, on every cloud: has a book out called unnecessary endings and he says when you lose hope that There is no logical reason to believe any more that something is going to get better a relationship, a job, a business yeah. There's no logical reason that you can extend out in the future and not lose hope that it's gonna get better it's time for unnecessary ending, and so you could be broaching that here, but the what

Would do is I would want to paint myself into a corner improve that if I were you meaning, you say I when I get myself six months- and I need to be from forty to sixty and our six months after that only to be from sixty to eighty or whatever the number is, and if I'm, not I'm gonna shutters thing down and go get a job. Or something you give yourself. Some deadlines to meet so you don't stay and status quo. Pushes yourself along. Alexander J J go out swinging. If, if you watch championship, you have sea fight and around five, when when the corner knows it does one round left and their guys down on the cards,

tell em don't leave anything to the judges yard. Again, we already know you're gonna lose a fight if it is right now so good and swing, and so, if you have reservations about gonna, get new client if you're nervous about making coal calls throw all that to the wind hustle hustle. Give yourself an opportune, are really not to say the part for the next six months, and then you can know you could put appeared Athena descendants, my brother's digital editing for company. I see some. There are artists at work here. Iran's solutions that are digital did. Do digital stuff with with the video editing there there artists incredible so there are is places we can make a good living, but give it to yourself into the seven years you ve put into this too good on swinging the additional nearly at all on the field church, a good point and on trial, Pull out all the stops, and sometimes if you give yourself that deadline any say something reasonable. What's a reasonable growth rate on this business that would me believe, because the trajectory this staying and it is good and

made those numbers up, another good or not. But if you shut ok six months from now, I gotta be sixty. I'm a forty now what I did my one has to be true. True now to make that happen? I gotta call on your people are gonna turn over Morocco. Some runs out. I got a stretched out. I can leave it all. My field go downswing, unlike John saying cholera watch people show whatever your number of prospecting calls were. They probably need to go up. Tender tend to a hundred exe, because you may have been doing one and show you know me talking to a hundred and still one and usually to be argue, says, marketing problem you brought that up d J and so that that may be exactly where you are will is in North Carolina High will welcome that ever amnesia hi guys. Well. Thank you so much for taking the time to speak scenario, appreciated chirp. How can we help twenty seven years old, I'm getting ready to purchase smart first home, and I'm here at all this stuff about

getting ready to crash and, above all, in our would you like I'm financially ready, but I would you know to hear what you guys have to say about it, Market is: are you out of debt? Yes around at free. How can you have your emergency fund plus a down payment. Yes, sir. I have about a hundred and twenty in cash reserves and some others and for one k in saving and things of that nature. Dude I five across the country you man well die. Seven years old grief of chicken bought my world on so you're nervous about buying a home cause. You think the real estate markets, gonna crash, I'm worried about land, it's my first home scientists are very unsure of the whole process. Really I've started looking at one and I actually offered on one issue: duplex

a mortgage on that, while the I guess, the purchase price on the home about two hundred and thirty, some odd thousand, how stable errand our trades cable, I've been at the same company for the past six years or so My estimation and it's worth what you pay for it- is that the housing market. The faster America comes back to work, the least unless impacts going beyond the housing market in other words over by came back to work next week. I think they're be almost no impact on the housing market, except that it had. This will hiccup and others a shortage of buyers for a little while they come out other caves in Geller Winter but butternut, but the but that's already as it just is emotional But now, if we stay away work, sixty days from now on, give every other market is going to start a tank and we're gonna have serious serious problems. So I dont see

Today I can't visualize the governors and the President warning to completely, plunges into the great depression. I just don't think they're gonna, do it, and so on

I think people are custom for it if they dragged through either so I think, you're fine. I would just gladdened by twenty seven he's got that kind of the kind of you're. Just a conservative guy. What a study you done! A great job now go and buy Helen. I try to get a good bye cause you're. One of the few buyers other run around right now, but go ahead. That puts us our they Ramsay show in the books in the middle of these uncertain times. Ramsay solutions wants to give you some hope for the very first time ever more giving you financial means universally free for fourteen day today, Ramsay Doc, arms like oh, so you can watch

more money, doing what you love check out: Christie, rights, business, boutique, podcast, crises, inspiring and equipping women to become successful, running their own business hand, Christie right and I have women all over the country, take their ideas and persons and Hobbes and turn them into profitable business. If you have an idea in your head or dreaming your heart and you ve ever wondered if you can make money doing it, I'm here to help join us on the business duty had cast where we are equipping women to make money doing what they love to hear more from the remedy network, including Christie right busily spooky podcast wherever you listen, the bog cash, its James producer of the Dave. Ramsay show this