Yeah from the wonders of Ramsay solutions, broadcasting from the dollar car rental studios, it's the Rams word that is now became is gaining in the pay of Morgan has taken the place of the Bmw symbol, Andy Rams Euros, George Camel Ramsay Personality is my colleagues today, as we enter your questions about your life in your money. It's of recall a triple eight eight to five five, two to five, where we are.

huge event here at Ramsay this morning our entire team of a thousand folk sat here and we watch the entire premium screening of new documentary that comes out in October, called borrowed future and we're all a little bias in this building. But it's incredible yeah you dont have to trust us, but let me tell you: we had the red carpet, we had chick filet biscuits. The team was just on fire. Because we ve been teasing this thing for a long time. The team has been working on this for a long time, finally got to show the crew were that's what it's all about. And there was not a dry. The house is world class, storytelling, world class production values and editing, process and so you'll be able to see borrowed future on October forty fourteen fourteenth isn't released date on Apple, tv and Amazon crime in all the place, Hulu all the places that you watch good

our committee show up and get things like the show up. So you build a fine. This will be other just about everywhere and details on that the com. But if you wanna beyond the launch list, you can go to borrowed future dot com and but your email there. I will send you a link and let you know when you can do it. You can actually watch it from our site. It's a paper view process, wherever you are. and so we to have you shut up and take a look at the thing. It is absolutely incredible. obviously about the year student loan, epic Epic failure of the student loan movement industry com how they have screwed. You now Haven't challis may, when you finish watching this, your blood will be boiling because we have no way of tact. It down in detail and there's gonna, be some people really really unhappy when it comes out, it's not gonna, be you

it's gonna be these people that have been screwing you for decades. With this epoch failure of a programme eggs. Everyone involved at me, they're, so many villains, it's hard to our debate there, it's hard to pinpoint one but yeah. There's no way you can have an opinion after watching the thing where you don't go there situation. Screwed up, and I don't want anyone. I know a part of the student loan crisis, yeah man, a meal. Then, if you got to launch we're here to help you with that to manage to evolve stupid things around here? That's how we all got started. We discovered our lack of perfection and what we figured that out, then we were able to share where much easier way area where, where we I've been there where we had muster, in some been there done that got the t, shirt. Like my pastoralism man with an experience is not at the mercy of a man with an opinion. show that a breach of where we are open. The triple light, eight to five five two to five and is whether in Grand Rapids, Michigan Hyaena. How are you hiding

God bless here, you're too. How can we hungry so thank you so much I'm making one thousand five hundred dollars a month on social security another five hundred a month substitute teaching. and I'm paying my sister five hundred a month, You pay me back the twenty thousand I or. and that will take me three years and by the in the mean time, I'm not tired thing at all, and I am Don't quite know what to do about that older. suddenly to help. Well, I think it's always good we're talking about having to pull back from the data, so the situation and just arm unpack. Ok, yes, those of us there

strange the vast majority of us believe that the Bible says to ties to give a tenth of our income to our local church. That's the definition of the word from an evangelical christian standpoint and that's what calling about show less pan back from that and say: ok what what is good doing with this type of thing. Why is he teaching us to ties? and then what are some of the details around it number one is not teaching us to tithe because he needs money, he's God. He doesn't need money, ok, Number two is not teaching us to ties, because the local church needs our support, although that is the by products of the dive That's not why scripture teaches protectionist time, your heavenly father Who is absolutely crazy about you and he loves you little girl teaches you to give because it's good for you. It changes

And that's reason: generosity always makes all of a smile. In Russia, the always makes our eyes leak right, and so this is not a rule to be kept by an angry father. This loving father, hey little girl best way live your life is to be generous and here's a good rule of them, a tenth of your income. Now, if we want to get technical about the income, let's get technical about, it I'll give you an opinion, but I want you to live in a lot of grace around this. Doesn't love tethers more than ninety others. You get brownie points with God: advertising. that's not why you do it Do it as it's good for you, the learned what it does to your heart when your generous and that's, why we giving is good for everyone Jesus it's better, to give then receive their users. Happens inside you because you are more noble, are more out touristic. Earlier,

better person, because your giver rather take her, and now it has everything to do with your heart shop now We established that either la grace around the subject than that locality is that the best indicator we have is indeed rhadomancer to tie the on your net increase. Now that would be if you're, her are earning a wage. What you said your earning five hundred dollars? Ok right, Social security, we could argue, is not earning it. You paid into it. It's horrible retard, why did you paid way more into it? Then you'll ever get out. I shall I'm not sure consider that income, you and if you want, because of you, be a bigger giver. It's never a bad thing In my mind, with what you describe what you or your sister, has nothing to do with the equation mathematically. I would be time. On the following two dollars worth of income.

pray. Anna Scott, if you think you're supposed to tied on the other social security income. So fifty bucks. I think you can probably pulled off even in your really really tight budget. Yeah, absolutely I mean fifty bucks. From your income- and I don't know your your expenses, an island is down to the budget, but I will take a good look at the budget and see if we can find tuned some things, because clearly giving is something that your passionate about something that you want to do, and I love your heart and faithfulness around this, and so I think you look at the budget Oh, I know we don't have come on in what are some areas I can shave to make this fifty dollars happen so that I can be generous. I don't think your fifty dollars off, even in your time, but one way or the other but

you, you are. You continue to pray about this and I want you to have a piece about, and I want you to walk on everyone in your generosity to walk in grace, but the principle is there those that win with money or generous, very few people that we find it all of our data points that are very good with money unless you're generous, that's the little secret that nobody talks about much enough. This is Ramsey, show

the bank approved you for a mortgage doesn't mean you can actually afford that mortgage. I want you to own your home, not let your home own, you call my friends, I charge your mortgage today visit Churchill mortgage dot, com or call AAA alone. Two hundred this is a paid advertisement. Animal s idea one five: nine one: animal s: consumer access, dot, org, equalising lender seventeen, forty nine Mallory Lane Sweet one hundred brilliantine as he free seven zero to seven programmes, offer select Loon types only and are not available in all states locations. George Gammell Ramsay personality is my co host. Today, as we take your calls about your life and your money, it's off recall in Tripoli, eight to five five, two to five triple eight, eight to five five, two to five. We can actually get through if you down at this moment

guys? We really value the input from our listeners on Ramsay, show and periodically. We will do a listener survey in the survey running right now we have witnessed how much debt they paid off, and you know what people told us they paid off to an forty one million dollars in that that's the people, the servant wow. So if you'd like, like the survey? Would love to have you do that giving away and Amazon Gift Card worth two hundred fifty dollars and you will be in the drawing for that purchase necessary. If you take the servant and at all, this show and what you think about it. So we value your opinion text. The word survey Thirty three seven. Eighty nine text surveyed we hundred seven, eight nine, or you can go to Ramsay solutions, dot com, slash serve either one or work fine, branches, whether since Sacramento high Brandt welcomed the Rams Asia. hi George than he had so much were taken Muckle sure. What's up.

The urban a question, so I, like your money, sit in a real estate and kind of building up a car rental, I've portfolio And I'm gonna have a good plan to try to kind of like become financially free within the next ten or fifteen years, been a pretty big income. But I have- and I was wondering if I can get you bore question as some kind of crazy for two days we discard back on, like my forlorn kid and bidding for my company to try to build a school for your browser to a subject political retire. After this I mean, if I M you for that watch be invested in to kind of double. Every year, like you say, extra ouch invested like the standard like the speculation, perfect, I'm economic to retired How old are you I'm Thomson and what he might

and salary, it's about one third, UK and an inner excuse it about between thirty to fifty two, like all at this juncture, I myself do good for you. Well TAT S: fine, ok, Well, obviously, there are issues are not available to use until their available there, restricted stock unit show what are the restrictions on? How quickly can you get that money, early, so on like every four, answer. So Europe, like eight lieutenant, and carrying out our seas. That are released to you, too, that you can cadmium here, wants a quarter. Ok Are there not heavily restricted in item five years or some like that. Now that the British are treated like the first year and I got a pretty big chunk. Firstly, that actually used to pay out like the perimeter of my dad's, a picture of me. I know what you're doing really well waiting, a process called the baby steps, and I think that I was included in the EU

Firstly wants to be wealthy and real estate and make some dinner Fifty thousand bucks, a your choice of neural shall yet. I would tell you first, Come debt free! Are you? Yes, I am the owner home. Nine in saving up and down. I have about eighty grand saved I now to put into urban waiting for the market to cackle down a bit. Ok, it's fun good well and we would say I have three to six months of expenses set aside as an emergency fund and then put as big a stroke on the house. Is you can put on the house, and while you're saving for that out, are you done a good job with a good, strong down payment check, meddlesome more expensive market? You were not Even have more, obviously we're gonna put fifteen percent of our income and retirement.

and I remember the Fora one guy and above that you should have plenty of room as a young single guy to save locker, crazy man towards pine from realistic and sounds good. I think you're on your way to do, and I think it keeps you from doing relapse lay not- and I will I wait- have paid for property first before you go investing in real estate, but I think what that income- and it's only gone up from Here- he's twenty seven, clearly a sharp guy, so I think hey. Can I live off of thirty sock away a hundred plus and save that and start to invest that into property. Once you ve got the investing plate, spinning and I think you're gonna be, find you're gonna, be a multi millionaire either way. At this rate, it is your lower your risk and your o crap moments when something comes at, you is lower risk. The more Europe paid off and so on, with George I'm gonna go and buy the house without paid off, and then I'm gonna save and by my real estate and battlements. What idea

Don't ask me to do something I didn't do about life. Should not my health problems I ve done by my very first pay a purse of peace of investment, real estate. And ardent and that's the hardest one by the way, because then you got all that rip that with no payments lot of money coming in and they want two of them with all round and no payments. The third ones, even easier, because you got all that rent and no payments, and now I'm quite a few pieces of real estate into this idea. And I'm gonna. Let rent a no payments, it is pretty good in that situation. Yeah. I thought What about these influencers on social media and there in the real estate world and so they're, trying to leverage out their eyeballs, Well, I'm not having to have my own place, I'm just gonna rent and I'm gonna keep get more mortgages, because either pan I've mortgage are for me Dave? How is that idea but Damas following advice given influence your religion, but

you're, the original influence. Are you what you are doing it? Well be a virus qualified for that stuff, but but the in short, by real state. First, I went broke in my twenties and are much like much like brand look younger than brand actually others are rage going on then lock is going on now and that's forty years ago. And on the radio nothing bound real estate is perfect. There's a guy who wrote a book called nothing down those the name of the book. He later found chapter eleven And click on that and lost everything and all I wasn't real estate club with all these guys that were following. plus or minus though strategy should highly leverage law. Of that buys much The state is, you can buy it lower are. The winners will pay your pay much. Interesting thing is, you know it felt good at the moment, because

I became a millionaire, but the topmost we should have done it I owned a bunch of real estate out for me, an ultra liberal state, and I remained out for the debt that major manner for Monastery Right and so on, but I also had no one. no money, it all went back into deals. I had no money, it all went back into deals. And as soon as the bank just flinched. They took me out in a salami knocked me workers. I built a house of cards and house of cards is unstable, but back to my story, all my buddies. There were three guys that or color o farts in the club ride. The club was like a hundred people real estate investors. And these all guys wouldn't do it the cool way they were paying for ever are they had almost no doubt they begged, maybe borrowing, little bit, but it was like I put like seventy percent or something more closely cash deals,

I remember talking like do you could do three times as many deals, and he goes here but I'll be Three terms is long. Ten years for the term in that club later. I dont know a single person in that club that it had not gone broke while every one of them? There followed these influencers you're talking about type advice the guy who wrote the freaking book had gone through bankruptcy, and so they know it's just for its fools. Gold, too, because the leverage will come back and bite your bought off and you just be standing. There wasn't just me, I'm not! I'm not pregnant Emmy wasn't different because it was Dave and wood. if she's wounded, because of his experience now I ve learned from different there's a difference between wounded and learning

that hot stove burnt my hand when I laid my hand on it and so touched oversee more so strange I love to see people this young in their twenties wanting to do it in wanting to do it the right way. So I think onto something here, if you can follow the baby steps and do it with cash he's gonna be doing just fine. but all of his bodies that are Graham R be really really concerned about how slow,

he's moving, oh yeah and the people who bill wealth and keep it are never on the cover of fast company magazine Norma cover Sloka toward us, never makes it to the cover day. Pretoria hair is always on the coming toward us. Never makes it an item. I read the book. The tortoise wins. This is the Rams issue

George Camel Ramsay personality is my co host. Today he is the host of the fine print. Our latest pot cash that has gone out. It is a sea, each institution, one. There are ten episodes that If you watch that you will find all the different ways that you should have read, the fine print has almost taking advantage of you out. on our latest. One is all about these by now pay later services, and you probably heard the names after pay in Florida and a firm and I've been digging into this and their marketing is hilarious. Here's what they they sell themselves, the companies by saying this? We create financial freedom for your customers.

That sounds like some are. We we want to create financial freedom for people and the way they create financial freedom for customers is by putting them in debt. That makes sense Right, you don't have to read the fine print to understand that this is a stupid idea, and this is just modern day layaway back in the day, you go to the store of allowing whenever an interest rate now, and you have to to get the item till actually pay for it and for what by now pay later, you get it now. This is the payday lender of Amazon, Prime, yes, These guys are really. you can't make. If you have to make payments are assured hint you shouldn't be dying, the shirt yeah. Oh my god. Do we need your grandmother to remind you of something like this and bilateral ears, America issues huge among Genji millennials, because one I do as they go well, it's I spent a hundred. I could spend twenty five and free up that money in my budget. I get to use all this market keep my money. This is the greatest its.

you know I was coming through, were or moving packing found. The news labour ma am. The seventy when Nixon resigned. Animals in Nashville television I wish fibres. Actually still in existence is no longer a paper. It's not pamphlet, left wing rag, but but the It's really about five pages now been used to be thick mostly it is no use to Burma. I'm going through this thing. Looking the cars for sale of the nineteen seventy somewhat they cost and looking at the houses. I was looking at the very same people caught the classified ads and put your lawn more for sale in the classified ads and you could sell your. You know your door, organ the classified ads. You can do whatever in the classify, because our set up by classification- oh this is

schools recognised. It was Craigslist before Craig was born, and so I am going through this thing, and I was amazed that the language is the same thing easy payments? Fifteen ease, just make easy, so amazing, I was remembering my my grandfather going. There's no such thing honey. There are no easy payments, they always heard. what what's easy is the purchase of something you can't afford with money you don't have to impress people, you don't really like. That's, what's easy months are never easy. Even if there are small. At least remind you how stupid you are that you bought a shirt it was a shark. Oh, my! It's crazy! and, what's even crazier, is they tell this to companies The store order increases by forty five orient when you use Carnea, they don't put in front of a custom they put that in the company they didn't even spend their money on the name. What horrible name

It sounds like Karma Carmagnole sideways that better tagline dig into this- is twenty four minutes long, it's fine! It's narrative. Racial crews joins me as the expert on the topic she's Doug into this. We talked to a real life, thus allow nurse s the launch this way. Yes, this launch just last week and others girl spent thousand dollars at LULU, lemon use out copyright, Mambre melted down on her and that's only by, two things we will only ever imagined where an extraordinary that's all it takes, and so. dig into this we're home more freakin LULU lemon on his level. George will always have a job. strong hope and found a triple eight eight to five five, two to five check it out. It's called the fine print anywhere. A great podcast are sold await their free. How this is free check it out check it out. I don't know I'm paying you, I'm others workin, but don't think about it to launch somewhere in my brains, Hurtin Caitlin does with us in Minnesota, high Caitlin. What's up in your world.

I believe it's an honor to talk to you. I I asked so you may have been a married for about four years ago down. I am like really nervous we'd, never lofty patient mobility, I'm ended, we operated by what I call the room, mate method. That is where you know we have a mortgage me man. I give him my half pays about right and I'm now we want to do that. They really want do I your baby steps is already are a thousand dollar emergency fund, but he wants to take care of his dead and he wants music. I might add I tried to talk to him and I don't know what what she knew, how to do. We ve been through it, the money, a marriage diamond I last year we ve done financial peak university. Together everything

Are you flunked out? All of it? Oh shit, like you repay the second greater my heart a lot, because I love him, and I know that if we can get through that, you know and get through our yet through this that things will be great Ireland, I dont know. If I'm that's a nice thing, how old is he. He is on we're about twenty eight. Ok, I thought you married a child for a second. I was going to get the ages raw Dugan. Please stop saying that about whether you know him I'm sure he's a great husband what it feels like it's nothing. I think these are my toys and these are your toys and play with my toys and you play with your toys. But when you guy said I do it was we from that all our there's, no roommate method, there isn't it then in white land, and that means joint accounts. That means conversation, communication combined Everything is now. Our debt he's yours, I remember you it's an adult

What are we blame hunger at european level, which is excellent? he has given me an excuse for just live now? He doesn't wine values, do not talk about it, a lot but has knowingly or national radio. Ever you ve been through financial, visual, thirsty and bend of the thing so yeah, that's called Goin out no really initially. This is this is bad. Ok, so You ve got to do with him, is you're gonna have to get to the bottom of. What has problems, which is objection. Why does it? Why does he not want to combine after four years? Why do we not are? Why are we not fridge wee wee its yeah when you're married its weak, not yours and mine. we're not split in the manage the bologna and often there for DR that's my mustard, keep your hands off of it, we're not roommates yeah yeah and

good, for your marriage is not good for your wealth building is not good, for your relationships is not good for your level of communication. There's nothing here, that's good show. Why is he insisted upon doing things that are not good? I'm confused! You are too, so maybe You don't wanna, be English to defend himself on that yeah and I can't I've I've been there. Spirit. I've never been got handling my money by what I wanna hear together the weakened the other you now the army, if you two laid out a plan that both He agreed to call a monthly budget. Would you Nowhere if you had a vote on the plan. Oh god she I have held in that respect. It is not a bother. You have nobody free spirit, not the problem, because even a free spirit to stick to a plan. If they have a vote and a voice in the plan now he doesn't get to lay out the plan and then make you do it s not or talking now, and he wouldn't can't we ve tried Before- and I I don't know I happen to be honest,

We tried before I've got to do a bunch. Ngos have a why that you ve laid out when you talkers. He does not want to talk to see just shut down we ve packed it. We ve done more dreaming thing. We want you now to be build. Whilst we both want change change like change generate like our generation. You know you have a good like a he like me, you know It's my life for him legacy. Are you sure? Not just you. We ve taught. We have talked about it before and he has said I think he carried a lot ashamed of having so much like. Coming into the relationship. It was you that I have got to sadly get married at our word ashamed palm for re after poor unto. The all my worldly goods here

For better for worse for richer for poorer than to the all my worldly goods I pledge this is a relationship issues, it's affecting your money and I'm getting to the bottom of it. If I'm you she's, not okay, Camel Ramsay personality is our vote today, open pose a triple eight, eight to five five, two to five one of the number one questions we get here on the air and by email and honour other pod cash is. How do I get my spouse on board and.

number one, there's not a magic formula for that number two. it is absolutely necessary that you do get them on board, because working a shepherd plan will eventually cause you to work. A shepherd plan the number of people who build wealth and have high quality marriages. Thirty Into a separate plan is approaching zero, that's your data, but I think it's right its actual data I mean the ten thousand millionaires that we interviewed. The vast majority of them said on all remember the number version: seventy eighty percent out that their spouse them work together. So there's a high correlation between the ability to build wealth, a correlation between high, that communication the shared values and took to her, a high quality marriage da shocker. Now How do we, what are the what's your best shot, what

your best shot around here of getting the spouse to see that need to be on board. I can make this basket on board, but I can help him see how important this number one data says that how a crummy, marriage and you're like The building wealth is gonna shock. If you're not, same page and you're, not working together pulling the wagon, up the hill. Together, both of you have a vote. Shaver versus spender, free speech, versus nerd, about versus scarcity, balance each other out and if two people just like get married one of these unnecessary, such good that opposites attract. But how do you the spouse to see the need, I think the biggest. Peace is starting without why and having their shared goal. If you can't get excited about the future, why do you care about your present Why does it even matter to get out a dead if you feel like you like land in your own poop and so on? to do is find a why that gives us on fire little bit and what I to do some people get inspired by the math. A lot of you haven't even done the math on what that payment. Would

like to back in their life? What could they do? What is the interest we currently paying? Some people need that little bit of that notary to go? Oh, my gosh on Paint Sally may six hundred bucks a month now get rid of this thing You combine the why and the math, and then you pair it was something like financial peace University or you both of the total make over. You need to create that shared language Then they understand it's not just what they have said. We need to get out of it. Do the debt snowball It becomes a no. We decided that our goal is to change your family tree. We desire, that we have bigger goals in life than to pay Sally May for the next twenty years, and once you do that change, behavior change, habits, change and you start to see some progress. and then you go oh my gosh. We can do this and then Couple that stands on the stage ago. Dave our marriage is better know what was it getting out that communication, the budget for the two things up every time just about right there. You know almost always razor income. But you can't richer and go if the one of homes whining about you working and

Just the whole thing is it worth: it pulls together and. It bothers me. When I hear someone say hey, we went through We should. Firstly, we went to the merger money of it. We did a dream together, we laid out in silver. Why and then the spouse don't come to the table. That makes me think something else is going on because there's no point: you have the information in front of you that a logical human being says the price I've got that I brought the dead in August, let them down and we can work together. It's our best shot, the the shame. I have because our brought in more depth and she brought an I got away. Down because our best shot as a couple, and so I I don't know what's going on there, but something else is going on. That's not in the equation that were hearing that that is

using that because it's not a simple thing of we just don't have shared vision. If you can get on a shared vision, then you come back into the practical stuff to hit the vision. You know you'll be up your brow back in under the tactical. Do the budget together make the the sacrificial? solutions together, make the decision to sell one of the cars or whatever it is. You gotta do to get your budding gear you'll. Do that I want you see where you're going in it's worth the trip yeah, but you won't do it with guys Friday? Oh god, it's Monday, and you won't do it with I'm. A victim and with the little man can't get ahead and the systems rigged, and, oh, my God, the whining that goes on in this culture, the silly arrogance of entitlement is unbelievable, If you just set out there inside there's a thing I can go. Get that thing I'll do the steps to get that thing that then thing can just be financial security, financial peace here and I think you're right, there's there's a theme I'm seeing here with people. I can't get on board and it's either selfishness or shame

it's your war? This is mine, and that's yours and you deal with Europe and all the with mine or the shape where they got well. This is my dad. I don't want you to have the burden of that and there is that pride. You gotta suck up and go now we're a team now and sign up for a roommate our about her, but I do want to live with a roommate for thirty years our lives. Grown adult who decided that we do things together as a family, and I think my counselling, may be an order for them. Get on the same page and dig into the rude issue here, because I don't think it's just the budget and money. I think there is something more serious going on now. scares me what a good bit Melanie as Witherspoon Indianapolis high Melanie welcomed the Rams issue. I think you did Michael sure. What's up I'm actually? Hi I'm trying to narrow down the question by it. How do I go about making an income? One, I'm transitioning from working full time to being a full time, would really bravery.

In April will start month, wonderful fun. we are all grandstanding, like elsewhere, Guineas Threem too much on the agenda. There have on when there that age they don't write caused much trouble from the dirty diaper Anna The other saw some show you wanna work or not, I guess, I'm trying to figure out if I'm leaving junior drag. My husband makes about forty. as the year forty five thousand a year, but last year he was a little way off because most of his Commission comes from. Either salesmen other music store into most of his commission is Wendell. school now, but with coded, they were a little bit, and so you could build a border that more than wasn t sure you want to work or not, I think I do. I want to

want to contribute in some way but I learned I ruined or start a small business into it from home, while babies taking a nap or you're going back into the workplace? I'm warning. You do something at home, something I've been pretty much do online ochre over local food are you sure that your therewith baby and you around baby, any kind of control, your own time frames, yeah, ok, But if you can address thousand dollars for this equation in a year you, you would feel good. yeah I get out about, and thou canst thou go without that realistic which they define orders you wanna go after. It sounds to me, like you, are a Christie right, business, boutique customer the burden material business boutique equipping what women to make money doing? What they love has a lot of ladys. You want to stay at home, but earnings from home, while watching over the ghettos.

A lot of them have online businesses or freelance businesses or different things. Were they control the time frames and so that you know Kids school, while the cancer napping, whatever it is five o clock in the morning, where they get up. You do some work, Great from income and Christie can show you how to do that I'll. Send you a copy of the book business boutique, It is a number one best seller and you'd like to come to national with a three day event in October and its Christie in me and John Bologna and a bunch of hops. Ladys on the stage king, women, how to run a business? and on it absolutely incredible and I'll give you a couple tickets to that, as well as being a friend with your show its business in Nashville and I'll, send you the book and that culture is what you're gonna have to do, your flesh out the whole process or figuring out. Skills you have and how to make money with those scales. only limited controlled schedule?

I'm gonna throw one more thing in Kelly, open

I want to give you KEN Collins Career assessment, to help you figure out. It sounds like you're, not really sure what you want to do yet so going through. That will give you that clarity to figure out something actually enjoy doing banking career assessment is pretty incredible, so you can take that will give it to you if this will all for the poor thing of the baby this autumn. This is the Rams David. We just launched a brand new listener survey. We want to know what you think about the you'll be entered with a one hundred dollar. Take the survey. Rambling solution stops. Why server or tax survey to thirty three separating money, Isn T always going we talk about around here, get life. Changing advice on your career from my good friend and career expert can combine all my can com and show. According to a recent Gallup poll, nearly seventy percent of Americans are disengaged at work. If you dread going into work every Monday morning and you're just trying to make it to the weekend, you can call me show is for you, everyone has a sweet spot. You're sweet spot is at the intersection of your greatest talent in greatest passion. We will help you discover what it is you were born to do and then will help create a plan to make your dream job a reality. You matter and you have what it takes join the conversation on the CAN Coleman show hear more from the Ramsay network, including the current common shop, where ever you listened about gas.