Gordon Ramsay Solutions, broadcasting from the dollar car rental studios, it's the Rams, Asia or not, is not just a paid. All mortgage has taken the place of the Bmw status symbol, choice on day Ramsay, your host, Anthony Meal, Ramsay personality number, one by selling author and host of the table, a very popular podcast, Youtube show you can join in their any time, and you can join him today here on the air with me: open phones,

eight hundred and eighty eight eight hundred and twenty five five thousand two hundred and twenty five that's eight hundred and eighty eight eight hundred and twenty five five thousand five hundred and twenty two Zack, is whether some New York City to start off this hour Gloria hey Dave, how are you better than I deserve? What's up Son only a college student- and I have a real passion for cars and I've been doing a lot of research into a business loves cars at an app per hour- and I fear familiar like this peer to peer car mental service like Airbus and be for cars and silence. thinking a lot about a car that I cannot put upon the manager now does case. They making money on it or you know, even if it does not do so, while I'm at least I come out of college with a car paid off all day this case, which is the total flop. I can himself for a little bit of the laws and watch me something with cars. I make one

for that. I am trying to see what you think about that. That's no something with that's, what he's taking an arm and teach your thoughts on that score. Currently in college right now that, yes, You pay for college. My parents are telling most of it. I do have a little bit of stood amounts, and will you be? taken on more sit, allows to complete. five thousand eyes and loans per year now been right now in our buying a car man. I want you to cash or the rest. Your college experience I'm like love cars to man- and this sounds great idea- sounds great, but it sounds great once you have the cash to actually cash flow, that experience you putting money into a car in your your steady borrowing, money over here to complete education I'm going to say no sound, Or go to you, but when I'm a moslem Italian, I promise you down the road. If you listen,

Today, when I buy say invests in to yourself cash or the rest of your college experience git your savings up, then, once you build a solid foundation, then if you want for the next two years after you graduate College balsamy its go tried out, but keeping berries, pay cash for the car industry the bottom line So when I was your age out when I was your age, I was as entrepreneurial as you you VE gotta homeopathy. And for looking around making money. You not only like cars, you liked to work a deal, He liked promote they d, process for this system intrigues you I can hear it in me unworthy. I completely understand that and one of the things I looked at doing when I was at school and I didn't end up, I wasn't able to do it was, I guess, God protected me. Was I going to finance a whole bunch, these machines at the market that put air in your car tyres

but a corner whatever in there and it turns out, they are compression, puts air in your tyre and I was going to borrow like ten thousand dollars, and machines everywhere. Of course, I was gonna make me rich it would have not done that. It all a word of caution. Take my eye off the ball. I would not have graduated from school because I would have been screwing around with friggin air literally and so back on it. When I look back on it, it really look silly When are they entrepreneurial froth? when I was when I had the fever. And my eye was run a fever, and I thought this was gonna. Be my my weight. A wealth all about air machines. You know, and I look back on this almost humorous nail but button you know and that also What you're talking about doesn't sound that dumb is Damas. My idea was, but when look back on it. It may feel down in as a whole, too bad.

Posed to what Anthony saying, use your money on sack Zack. A better deal. trendy app to air Bombay your car that you don't even Ionia absolutely and put money in sack and you'll have plenty of chances to make mistakes. With your entrepreneurial see you later I've made a living making takes I've made more mistakes that I have done. Smart things, many many more, but I have to Do them in such a way that they did not cause me to take my eye off the ball and they cause they were. Not fatal errors, I failed at them and so there are too many things wrong with a story you gonna go into debt. you're gonna go farther into debt for sure what you shouldn't be doing our work in your way around that Europe your eye off the ball you're gonna be worried about this. Yesterday, your studies, you hear me, Screwing around with a stupid, and now you just there's just one it just it's. You know

entrepreneurs that we all are a little bit. Atv squirrel, I mean, there's always something getting our attention and that's what's happening to you here and it for us to sit over there on the out. looking in and see that but you're in the middle of it, you got the fever. So please don't do it s answer to your and it's a headache, possibly waiting to Dave and everyone's acting we want a by France, does that and he said, Anthony man. I just wanna, make cars going to car accident in the last thing. I want you to be worried about his school now this business and they now and accident Now- and it's in your name, yes, and I'm not sure what insurances assurance has a god because as peer to peer suicide, you how I or they done covered at all. You know I mean there's some come They won't cover delivery pizza in Gaza. Marshall activity. As far as our concern you Ricky Carla living creature, they won't area, and so you know you need to look at all that and an that's our. Don't look at all because you're not doing it right! That's american!

open phones triple eight eight to five five, two to five Eu Japan will talk about your life and your money. One asks on Facebook: where do student loans fit in to your seven baby steps stood in those as far as in paying them off it's in a baby September too. Doesn't matter where they are baby set. Number two panel value debt using a debt snow Paul. This line him up. If you have it, card as five hundred in. If you have a card as ten thousand years to allow the twenty thousand is be thirty line, you know, and so far into babysit number. Two. an emotional temptation when the student loans, especially when their large, to try to treat them in a later by step like they're a mortgage. But there is some mistakes, huge missed. You need to get rid of them It's a mountain. You need to tear that mountain down and a lot of people right now. Dave are waiting for the government to see what you know our new president and Congress is gonna. Do since you none of them

any payment, since you don't have any interest securing going right now, I'm gonna sit there and just for the government in at an I will personally say this is my personal opinion That is a huge mistake. If you have the money have the resources attack all of your dead right now, especially if you still allows or your only debt takeover, at this time of making payments with out in the interests of Moroccan up boy and if the government as do something down a road great, if they don't

someone for listen when you say the words out loud, I'm waiting on the government of which my life, by definition, you have signed away your life privilege pretty much have signed up for limbs reveal the government is gonna fix your life itself, laugh right now. Are we ready one? Two, three Ramses guys. Let me tell you if you haven't gotten Sanders idea protection plan. I don't know what you're waiting for identity theft is still a massive problem and one day it will happen to you and when it does, I promise it's not something you'll want to tackle on your own. That's why I only trust Sanders idea of protection plan. I help design this plan to be one of the best protection and values for your money bar none call eight hundred three five. Six. Forty to eighty two or visit Zander Dodd com to unroll today,

Anthony. Only around three personality is my co host today are famous ten dollar sailors back, you can get the tools and resources you need to make real progress with your money and your life offer just tin box each that means saving up to sixty percent on over forty best selling books, like the total money make over Anthony's book debt free degree, both number one best sellers, the proximity principle number one best, seller bike and common of course, Rachel's books, Christy's books, all the books in here ten dollars, each at the Ramsay solutions Store, got Ramsay solutions, dot, com, Slash store and there's more we're gonna give for you also entered a win, our Ramsay Cash, give away or giving away five hundred dollars cash every week no purchase necessary and agree. Prize of five thousand dollars. Cash be shorter,

Gotta Ramsay solutions die com. To be sure, you sign up every day for that in our daily chances to win no parts not sure you gotta be eighteen or older to win text cash to them, three, seven, eight, nine thirty, three, seven, eight, nine and found a triple eight eight to five five, two to five max boy she Idaho High MAX. How are you. Hey day good, I say no, side of the talk you guys today, you to watch up well hold me like you get some advisory council from both you guys regarding are essential. And I'm vacation home. We have weather, we should keep it maybe downsized, prime in order to owe nothing on either home. seldom get all mental.

At a time when we have enough money to buy another one which is owed on each So the vacation automobile, nothing on I was in its about five hundred thousand. the primary level as we are. Just under a hundred each chiefly on its worth about shift is probably The reason we are the ones tat beyond the primary we ve check out equity lonesome, building the occasional I didn't have enough agitated all thing. I have islands. But I didn't you were a twelve year more. I'm sure that long came watch your house already on their way. make a leg of talks on only a hundred thousand Ah do little annoying at more than that, but that is based on over time. So I can, On four showed, a hundred thousand

yeah sure I made a hundred and priority, but that's not gee. What other assets do you have, Besides the two homes I mean nothing can only ever vehicles will have a boat and we have pretty. You have pretty good retirement Those are all in exports I came for Pakistan love how martial law accounts We have tween, all those about eight hundred thousand but it's just can I go emergency fund fifteen, without thousand how old cash I am. My wife is forty. Seven, my first I should just pay off the hundred and fifty thousand, unlike the next for years and keep everything

I think I hear you like this vacation home a lot in this, boat is I'm pretty sure to write. Well, let's go, let's forget it, there's pretty long, Marids I'd only the book Berliner but gusher, ah, ah, do I get my hesitantly. It's just that but now the liquid casually have so you may then tat my wife down or something like that. I run a very detailed budgets and I just don't feel like there's money in the budget to pay a new car. Yet if I had to do a thing like tat night, we you have the occasion arm. We could go to that town. Whenever we I mean, he's doing early indeed or somethin, then it would be absurd. Kashmir I'm sorry. I I own a couple of

Jason homes and they do not make sense- You can always go and rent a hundred times before you could buy two hundred times in litigation, Before you goodbye, I mean I wrote a house for our whole family in the mountains in the Rockies was thirteen thousand dollars for the weak, but it's six million dollar House and how many times cannot do that for thirteen thousand versus six may and I didn't buy that house by the way, but I rented it but you didn't, my off. You weren't that ass for the rest of your life and an end to more lifetimes before you can afford to pay, for they don't make sense. A vacation homes are toys, yes, and if the toll, the cost of the toy is pinching. You you have to expensive a toy that's the conclusion you're coming too, that the vacation arms sales to give you the liquid cash paid for house again.

I would agree on lakes, the downside of current home now Newgate toy, you're gonna lower Euro, lowering their quality of life data Day for up property. You spend three to six weeks a year N y yeah that does not just just of it's it's a toy now Ok, if you guys want to roll up our sleeves and knock this thing out with a ridiculous amount, overtime or something in the next three years or so ok with you dragging along for ten years, where this crap cause you shouldn't have done. You couldn't afford it. He and I totally agree and that's the pants you came on because you did you pay cash for toys. Are you don't buy em and you didn't pay cash for this. You over built by a hundred and fifty thousand dollars, and if you think so, their paid for you wouldn't have ever thought about calling me and you would never thought about showing your personal home. It no

Wanna come up, but the fact that you know rebuilt. It is what gotcha, and so on. But here's the thing, Either way is ok you're there Today I would have done but you are there today and unnecessarily gonna. Go all your stupid. If you don't sell it now, you're, not if you want to fight to keep it and you guys live on being generation. You take that budgetary years apart and you put it back to a XO intensity mindset were paying off the stinkin? How shall we can keep because we love this house I would fight to keep my like house. I love my lay cash. I would fight keep it? I mean I would do which sacrifice like crazy. If I had, into it wrong in order to fix them. Ashen, that's what you'd be doing here. I gotcha by tried. You know Europe that your holiness thing with a pretty open hand, which makes me you don't really want to fight hard to keep it. I think you're probably gonna, sell it. Bush on later and there's no around them. That's exactly right.

There's nothing wrong with another road, etc. Elaine. I was back in your pocket and I still wouldn't have a whole lot of money. Those sitting in much I can count on still going on and when you can invested in mutual funds where you can get to it right, but it's not Put a couple of thousand of that money on a mutual furnace farm pay off your house, and sit there and then polish or money up and later on by another home up their absolute, you can do that. It won't be the one you bill. Member build another one up and I don't care pay cash, though for can homes and toy but I just makes me think that you're gonna build another one in two years from now. They are don't be too you're going to tell you They got a pilot, often to your right. The matter will do that now can be ten show I'm ok! You got shouldn't talk about here's that there's a thing. even fretting about it you do needed. Their max is make a decision and let the worry go and go.

regardless of how we got here, regardless of whatever regret we have about this. We're gonna buckled, and pay this thing off in the next four years or body. Much or whatever. It is when you're on the map out, but you're gonna in short order or or is it to do that Gus underlying my hands about a car breaking down there and that forty months and some seven and then let it go. Let it go but this back and forth sitting on the fence not only make the decision is more stressful, then making painful decision pretty much, the call and run it out this

is the rams

in the lobby of Ramsay solutions are about dead three stage John and his daughter, Heather are where those guys are. You hey Dave, Hey Anthony thanks for having this that I welcome your welcome honoured to have you. Where do you live? We live in EAST Hartford, Connecticut, beautiful town, very nice, Good to have your brother thanks for coming away down here, to do your debt free screamer much if you paid off, we ve paid off thirty three thousand dollars in nineteen months, good for you and your range of income during that time. Eighty thousand, during that time I was of salary frozen, so I kind of how to become the side. Hustle king, Ok! That worked clue. What do you do for a living? I'm a teacher all good for your age. I teach computer science and English at Buckley. High school in Hartford, Connecticut, go Bulldogs lover, wonder, fall very cool, so a kind of

That was your thirty three thousand dollars three personal loans to credit cards in a car that I financed used. You are normal. So what happened? They woke you up nineteen months ago. Who is it the time I was shaving one morning, and I kind of it was one of those like Newton and the apple fallen on your head kind of moments that you're haven't and it was a new year's morning, but What was really happening as I was taking a look at my life, I'm like fifty one years old and I grew up in a house with a lot of love, my parents, God rest their souls were depression era. Babies, lots alone, not so much with the money, and so when I became an adult, I made all the same mistakes and that of course went in my own mistakes on steroids, including, and I wrote some them down. Obviously, the massive credit card debt peace- then I M, sport, half million dollar house- that I've financed at a hundred and ten percent so that I could buy two key I didn't need and

renovation and the house that it didn't either, which now loads me in ungodly quantities of that very soon the market crashed. I lost the house very soon after that the marriage fell apart. So I thought it would be a good idea to finance my divorce with four. Oh three be alone. And so I eventually landed in chapter seven and so I am now do in the chapter. Seven thing got out of it after seven on this is now in my fortys and get that plus. Of course, you know you can't cancel out the four three. The allowance I'd get that paid back, got that cleared and started I can see exactly how it so now fast forward to that morning, that new year's morning and you think about here's, what you can represent she's in middle school. I got no future a big pine. dad I'm a dad. I got one job

One job is to take our horror and I'm not getting it done, and so I said, ok gotta make a change, so I'm a teacher teachers are nerds by nature. So I read every book out there and gotta be totally truthful. With your Dave, I refuse to read Dave rambling Used to it, because when I was married, my wife at the time said she you know honey. Maybe we should do the day Ramsay Programme and I utterly refuse faster, to the divorce, and so we never read it for like three months. Finally, from a threefold separating every book under the sun, including people who thought that it was a good idea to borrow money to get rich.

When I haven't got total money make over read it and one night joined to the next week why and turned on a dime I've actually coordinated to have me you classes and sell. Thank you. Thank you. Had some Maison actually can I give a shit about my happy. You could people sure I just my my principal at the school allowed me to run and if you clause for the faculty and which was unbelievable public school setting- and she said please run it three of the staff members signed up in these three women and nine weeks paid ten thousand five hundred dollars and nine website. That's all, but as part of the journey that airy cool there now and this journey, I'm curious what was the hardest thing for for you on this whole journey,

saying no to cause me she's, my, why an end so and you're the one day Anthony oh say your wise gonna make you cry the idea right and so, but it was saying no to know. We can't go out for tacos every week like we use to when we can't do all the fun trips that we used to do in saying no to vacations and say no to you out, girlfriend saying hey, you know we can't do this and that are I can't you can do it, but I can't and all those things that I had to do to make sure that she taking care of, but but it was worth I would do it again tomorrow, How do you Heather I am I'm fifty fifty for you your dad got it divorce bankruptcy and took controllers, laugh and changed his life. How do you get out of him? You oughta be added. That's a nice, a good word. and that's wording lived here right there for sure very well

So what lessons do you take away from this whole thing? I am I'm definitely going to follow in his footsteps. Anemometer desperate and I learned that you can always do you now. Take control of your life. so did you eat them? We give it quick lesson to a young lady, I'm objection. the game you dig breaks down later on and even now listen data man whose whose better than your father down the road whenever he approves that fact. so no debts veto and men who knows how to take control of his life. Now Sweden, a great lessons that you should have down a younger version of IE. Not a day, absolutely deterrent version- and you can tell you very good on proud of you guys well done very, very well to John, so you ve done after you clashes. You ve been through the ringer you you ve seen the top. You ve seen the bottom. What are you tell me?

secret to getting out of areas make the decision today to do, right thing today, get up tomorrow and do it again work the plan because the plan works on you. I was thinking about a Frederick, Douglass quartet. I love that. on which a man works works upon him and Plan really did change that so so All those things that's it, the other one is- is celebrate the winds because it's a lot of a lot of time that you're putting together this like train wreck of your life, and you want to say: ok, I've got this. Yet we got this thing done. We knocked off this credit card, you also,

occasionally remember that you were the engineer on that train, so dont repeat the mistakes now, but then keep celebrating it. You know Heather and I have had charts and she coloured in the debt freely and on our fridge, and we just you know, keep celebrated everyday and coordinate F p. You don't wait till the end to be generous, because that's the most fun you're going to have money well in HOLLAND, completely accountable to a very, very one, but I'm curious, Wes Necks army. You get free DORA was his journey, were what do you do next, while right now we're we're working away through baby step? Three and three b I want to get into something a little more stable, I'm renting right now, so it's three be fortunately through some circumstances in her life she held she's, ok for college, so they're gonna do debt free degree, but I'm stuck and ask you sign or buck. If you don't want, and so we're going to do that and then get ready for Iraq ready for baby steps. Five and six and taking care of the legacy of it well done good job, John Amazing, absolutely!

I am also proud of you very well done and we ve got I'll, be Rachel's. But for you of course, now yours Now your money shaggily there with a whole bunch autograph books as a part of this trap and were honoured, to celebrate with you and with Heather what a cool talk about changing Affirmatory, that's it! That's how you do it right? There are looking at a more his cot. A thin taught show thirty three thousand dollars paid up and nineteen months make an eighty eight John from hard for Connecticut counted down. Let's hear debt breach of three to one. Where is Dave? If, if your, why does it make you cry like giants? They you, don't? You need a deeper

when it has seen him. Hug is daughter, seeing her her her father and socially proud of in here, that that will make any father Qua values Eddie, I'm proud of you, that's the doubts about the best way. out there and the interest by product of this is: is that Her brain is completely reformed. There's novel no possibility of her having

her doing a normal life and on other creating a mass after having walk through this and witnessed at first hand like this Congress, too much too much gone on water and the bridge he's changed to amazing how you change your family tree right here, you go. First, you go first by the first. This is the Rams issue,

hours after the day. John fifteen service, if you abide in me and my words- abide in, you ask whatever you wish and it will be done for you. Milton Barroso of opportunity doesn't knock build a door. Help sip drew says in Atlanta? I drew welcome to the Rams Russia they develop better than I deserve. How can we help so I was just wondering what the best way to allocate my current income is in terms of investing in on investing in a foreign k, building up

checking account amount, but I also have icon and fifty thousand dollars in a brokerage accounts as a result of some good, investing now and in the arrogance of the bill ass about fourteen year, so it is Y know I'm doing the right thing, he's on putting my money towards the best investment possibilities right now I show you inherited farmer. Fifty thousand dollars I needed is about. two hundred and eighty back in two thousand and seven so I'll catch. You spoke up and you ve had invested in what mutual funds and stocks about seventy five Rachel, fun and earth. Eighty five percent among the rest in stocks and how learn from twenty four- Well! I don't play single stocks or too much risk for me an eye by two things for investing

and I dont in I don't recommend people do things that I don't do. That would be hypocritical and I buy real estate that I pay cash for as an investment, in other words an income producing real estate. and by mutual funds single stocks more than ten percent. Your portfolio single stocks is too much risk for me. Because I don't like losing money, and the numbers on single playing single stocks are not that good, but for the individual, So if I were up in your shoes. I would move that money and a good mutual funds where the good smart rest or pro and I wouldn't user brokerage account and I think you'll end up doing better in the long haul. It'll be a lot more boring but bore is good as far as I'm concerned, Exciting means there's a chance on pollution money and I don't like exciting so you know that's. Why would do with that money and then

You know what do you make a year, sixty thousand ok, and what I would do just go about living my life as if that money, isn't there any sites like that's what you have done so far: absolute, yes, and Are you married you wanna home or anything like that that ok well, I would make sure you had no dad and that you're putting fifteen percent of your income away for retirement and ensure growing your career and that you're living intentionally on a budget Now. I would use some of that five hundred fifty others mutual funds to pay cash for my first house when you're married and get ready to do that are when you just decide, you're gonna, buy house and theirs rush in that your twenty we're feedin beheld for two or three more years. It would be that big a deal, and so let that money grow and sit there. Paying cash for everything if you can learn to live as if that might not there, except for the fact you pay cash an hour later. That's gonna call Jude that that's gonna

take this pile of money and make it tens of millions, because you got forty plus years for this money to parlay and on if you are invested in good mutual funds and making you know ten percent, or so a monies gonna die all about over seven years in so seven years from today, when your thirty one years old, you'd have a million one. seven years later, when we're thirty eight you would have two million to. Seven years later, when you're forty five you'd have four million for that's if you don't with this in a just sit there and decent mutual funds and grows at a decent right. This is an so again. You pull some of that. You buy a house where that, then you take what was gonna, be a house payment. Invest that you end up in exactly the same places. Are you just use? use your own money, and now you're put your money back in the form of a payment

and show an azure career goes on so this money. Literally, you should be worth over ten million dollars when you hit retirement as a result of this, so a very nice gift ass heritage? And you will be one of those millionaires that are a million because of an inheritance which, by the way, is a very unusual thing statistically and a wonderful gift from whoever did a great job with money in the last generation that left it to you we call situation Dinner just gone over to the numbers in in my head Dave I drew if he does the right thing to day the calibre of future is so bright if he just sit there at like the money is not there and is continuing to put money into it. He just adding. Or to a positive fire, various feature and guess what probability he's going to do that and there's two indicators of that one? Is he probably raised or influenced by whoever did this the first time and left in the money and too,

We know that, because she's had this money for a while and has doubled it already, and three I would then ask us and ass they ate. It was the right way it didn't go by Lamborghini which arms I gotta say. I'm surprised me no four twentysomethings sitting on I'm not surprised because he was raised by the people that did that and so I showed the rule is for your parents. Then you grandparents, then, and I'm talking to myself as well legacy Journey book is more content, Your main inheritance is knowledge in character and if you leave them money without knowledge and or character. You alright, kit and a reality show, but if you leave them character and knowledge without money, they will get money. But if you lay them character, knowledge, and Molly now you ve changed your family tree, yes, and

That's, what's happened, withdrew, don't you just centuries mature beyond his years. Absolutely that's all my men. If I'm excited for his future, Brilliant lie. Law is in San Francisco, highlight long outcome to the diver amnesia. hi. How are you guys greatly? How can we help so I need guidance on my have parents plus moans fire, my children there already graduated, was out on its own borders are on their own. I dont want them to participate right now in paying back this loan speakers. I want them to establish, sounds I make a hundred and sixty. I have a hollow. I also eighty five out of a car fourteen thousand endless student loans at one hundred and sixty one sixty four good. and your single out I go yes tell. I need your help,

SL? I need guidance, I'm thinking one. The government has no interest right now, how do I lay five or a lower wait like self? I answer can start paying. That's all I don't know, I don't know if I show via dangerous operation news came down, but but you could refinancing it and not be ok. and telling me whether the outcome, Here we are company that would do that with certain honorary fuss. Black eyes, splash financial, onshore in my brain, just locked up, I should know splash, splash financial, but here thing. Lilac you're, not gonna, get out refinancing refinancing. Only gonna help you of one percent of the probable ninety nine percent. The problem is you're. Gonna have to live on nothing and beans and rising cleanest mess up a score. Earth no lie. Yeah and cleaner

You know how much parent plus loans is again. He sixty two hundred and sixty thousand for one s virtue for two. not a good decision there. First generation understatement. Oh my god, he asked. The actual Shari. Ok do it anyway, and fourteen thousand on the car shore, Galicia, that smaller two largest yes refinancing. This is gonna, be important because of the man on the mounted is death and getting the cheapest possible right. But kiddo like live on. Sixty thousand bucks, though one hundred at this end For years now

but I mean you're living on another on Europe Day and I just took your life, I didn't take it away. You took it away when you made this decision that I just took your life away to get this mess going to the further you sacrifice, the factory you get out, spats financial, look them I've, just let them up! The rates are pretty low, puts us our that Abraham show in the books back with you before. You know it in the meantime, remember ultimately, only one way to financial peace, and that's too well, with the prince of these rights, have a friend or family member the needs of daily dose of Ramsay advised in their life. Let them know about the Ramsay CALL today: podcast its point of advice about life and money under ten minute check out the Ramsay call other day, pot gas wherever you listen about gas, failed

you're in a rather than living life. Just going through the motions, build confidence in yourselves and learn to trust the God who created you check out the Christie Ride, show where Christie inspires you to break through your limitations and create the life your proud to live, pale and Christine right. You know it so easy to feel stuck. You live life just going through the motions doing this is doing laundry carpal lines and a whole list of commitments that bring you no joy. We live like that. That's why I want you to check out the Christie Right, so each episode will help you felt competence in yourself and the guy that creating steer more from the Ramsay network, including Christie Righteous wherever you listened, applaud, catch, hey it's the producer of the Ramsay show this episode