From headquarters of women solutions Dolly Car rental studio. This is Abraham Bear. The aims are to have a conversation about your life, your money sitting a four day, Anthony O Neill, go about my co host doktor, John alone. How we do it man, I am door well, how about yourself broke outstanding. Do may do good, that's awesomeness! Also, listen you guys we're taking your question, love and air today. If you want to Call eight hundred and eighty eight eight hundred and twenty five eight hundred and eighty eight eight thousand two hundred and fifty five two to five dot to deal I'll be answering your questions. Talking about money, I'm going to talk about life that did, he would

talking about borough? What what are you doing here? No there's all these people out the studio. They came to see the one and only handsome de Ramsay, and they got you and me what I'm doing here. We're talking about relational, like you're talking about relationships with yourself with your families with your husband, your wife, your kids, coworkers everything you do and human want. A one man, human one, we all gone knots and we're trying to get it back way. You said we all have gone its most of but you most of which I use it, because I'm not going to sum up, I'm doing pretty good right now as a guy's ITALY in the office cubicle next to you at the Comte beg to differ, but it's good good, we're talking about life men. How has it been joining this team at what? What's? How hatchet journey been

it's good. It was something I wear a field I worked for. You know almost two decades to get where I was, and working colleges and universities in this came out of the field and looked like the scariest hardest route to take well, and we went for a wife and I burn the boats and jumped in this place has been couldn't I've dreamed just just for America to know that David. Does it isn't just to talk, shows Talkin head like they run this organization? The way he talks about practice which what he preaches in a world where there is so little integrity and so little there's so much noise, so little people back and forth where they live man. It's been pretty extraordinary. Being here when I saw some ass, though it were listening, gas will be talking about your money in any questions you have around human one or one any questions round your mind. What you thinking, how should you be processed in some things? If nervous. If you're scared about this a virus and going back to work. We want to answer your question

so give us a call, eight hundred and eighty eight eight hundred and twenty five five hundred and twenty two five thousand eight hundred and eighty eight eight hundred and twenty five five hundred and twenty two Kelly ascended by right now, she's ready to take your phone calls, and we will be here for how our does have a conversation about your life and your money so hate this talk about this man. You have some people who are about to go back to work. Some people are already bet were like us. We are back in our office. Some people are nervous. Some people are scare some people freaking out, let's be room. What should we be doing now? How should we be thinking? and processing was going on right now at the awesome question that so I've been doing crisis fur response, for years and years might my job forever has been shown up and is there, nobody wants to be, and things are just a mess. We had a skeleton, grew here throughout the the quarantine. Your Well as it can

started, unroll and everything, but there's always twenty of us are so here you know each other once awhile They opened the doors here and all thousand people came back Tennessee since everybody back to work. I'll be honest. The first couple days, it was weird right because they that the the thing about this virus is the people are the weapon right, our friends and our neighbours and people at churches now, they got a skin and the environment everywhere. So I think important, though that fear is normal: it's real you're, a weirdo if you're not nervous to go back to work, fight, flight or free Those are three ways: people respond and everybody does it differently. So David about this on. The Shoah means you got decide if you can be a jerk and run over people cause that due to the office Anthea, they wanted to. Hug everybody in half ivy, so happy to be back in there's gonna, be that person you just want to get in occur in the corner, cover put masks on every part of arrogance,

spawn differently, so we get set aside, will be a jerk and try to be right and shovel opinion on they're gonna. Throw off when the kind and respectful know that everyone grief and fear differently and in bigger people there may a you know what here's the top a guide to where I believe we go back to work but be wise in really was. And there's a throne wearing a mask is not the wrong. Wear gloves district of our being protected, but then there is not the Roman, not wearing them ass. You know we have to respect, but wherever they are in whatever their comfort zone in this season is Israel but we have people around our office right now. Wear masks and I look at him a respect them. The exact in a way that I hope that they respect maiden who especially in this office, but you know what I just did a video shoe Medici and you know we were all envy all in a row and we'll Protestants also distancing ambient shake. We didn't hug, you know, we'd get a look at this point,

good it was cool, but then some people want a hug and any knows not really into hugging right now. Change America Anthony's, always under the hood. Oh yeah, love again in our I love embrace and people in showing them that I care about em. So I can't wait to we figure out was gone all, but at the same time I had to give Edward. I just love hope- and people are I love sitting in your chair when Davison this shit, I love serving serving our people, and so many I'm leavin emblem have: can people connect with you or social media, That also means I am at John Bologna De L, o n y. You two channels student some sideways that I didn't expect a new to the social media, world man. This is all new from me out. I got instagram like a month or two ago, and it's it's just that's been it. It's been a blast you and I some shows this past week we were real good man, even raw on vulnerable and open

Mckenna Gospel on condemning your soul, little bit, yeah that that gonna scare me you guys, I want you to know Don t- have a happy crime. Have you say so that the EU want to say you know, but the conversation was great, it was healthy and I believe that it was it. It will be helping some people. What was one of the questions you ask me I'd just how year process in this, like being a single guile living at home, you got a beautiful home. You ve called on court, made it and then also, for ten weeks, eleven weeks can be run anybody and what I here and what my emails are common in the folks, I'm working with across the country is called make it don't matter when you're alone, when you're lonely, Riah So much for my question to you is address. Harry value filled felt through this whole thing. Have you managed it navigated this it has been hard has been difficult, and I would ask you all this: if you watch it, you too, how have you been throughout the last no seven, eight weeks, you know, especially for you single people, even Mary people, because,

pretty sure. Just because I'm single is just as hard from from a different perspective. Oh may I married individual. Would you say that as a merry way, I can get lonely in my own house right when this noise casket kids from the home school in my wife's doing her thing in my you learn retreat with a smile on his face right. I had my own head with real lonely in you can be lonely anywhere Maloney in a crowded room. You can be lonely by herself and how seek Maloney anywhere in so it's under that man? This took a toll on us psychologically, but it also has a gift, a more coherent from folks who were we didn't have literally answer. In vain practice. We to be almost a family and what, if we will have to be so chaotic you know. If the one round, ultimately not throat animal behind us and transparent here on the show, I never thought as a single person, I will be lonely as a merry person, and so the hear you saying that is

very interesting loneliness cancer mentally ill. Get your work hard. Now! Listen you guys hey! This is not the De Anthony O Neill taken over four day Ramsay, just for a couple of minutes. After for whole hour, we haven't had, if you have any questions, give us a cultural, eight, eight to five five, two to five triple eight eight to five activity. Five will be rubber,

ok, listen, you're, cancelling the travel plans, which include your trip that ridiculous timeshare that you got yourself into, even though its paid in full. You have these outrages fees, get rid of it call my friends at timeshare exit team. If you make the decision by June thirtieth to work with them and you pay cash check or user she age, auto draft they'll, give you an exclusive offer with big discounts. Just for mentioning. You want the Ramsay Deal colleague for four nine: nine nine exit or visit timeshare exit team Dotcom use the promo code Ramsay, going out with losses from station with rubber Trevor good afternoon, man how condemned to die, and I am going to have any I'm going on There- good driver. How are you you're good, so My situation is, I co signed for a friend of mines student loans about tat

twelve years ago, and I'm I've tried to get myself alone just going to her, and she is very adamant about basically just coming up with excuses. I dont know if she's actually followed through with going to any banks to try and refined answered, and she says she's been told that cheese, denied for financing because of this shit because of the others, Caesar that excuse a late payment six years ago the man she's not married now and has an out of date. We have a child, and I just kind of those things once It's been put on the back burner for so long and I decisive being put in in the other now and never looked at again. Some we all day the time when you sign for this

No actually we were not rude is really close friends. Her parents were actually I didn't, want her to go to another state school and they were wise and they love. You know how they saw exactly I get better thereof and that she really wanted that she had a school and mine she wanted to go to, and she asked me if I were to sign for the loan. I did its offer of an extremely large amount is alone. Now nine thousand nine thousand not just what's left. I am very go so the question today Trevor? How can we help? One thing is: is there any way out of it like you? Is there any? Like em, I allowed to you no contacts he don't talk about, splash financial. Am I allowed to contact them light as far as not for sign or write what rights do I have to see. If I can get myself off of a sort of a thing there there's one awesome thing you can do and that's just come over nine thousand dollars and mail. It

you say your name was, however, scoop attack and make sure you put that in every time you had a check is right. That was done that wisdom. That was done now, I'm in your hearts, good man, you got a good friend, even help her out and the wisdom of the folks you're trying to You guys help yourselves up, not a college students don't painted and what the parents, I'm saying, no fault to you, but it's gonna be a nine thousand alert and does not mistake and now I regulation is man, don't your friendships, what your friendship is You sign your name to this. It's all about integrity. This point pedal on all stop hassling her about it and move on to life Meda, I'm going to go to co, sign or not lament I. This is one of the reasons why I teach on a Monday side: oddity lead. We don't go soft snow button, I don't go. From a moment, my daddy, my great Grandmama amalgam about Kosovo. Nobody, no because I do not want to respond, billowy in. Nor do I want to help somebody get into debt.

And in also, I don't want to ten years from now- have a fuzzy messy gross relationship or some other I once Karen loved about, because it is one thing and here's a day too. Trevor. I will recommend now. Git call her and how can we all have dinner and bring her husband in the hay know what this is all over. My responsibility, May I made a mistake, but is there any way that you all can just go ahead and refined, listened to your own situation? Get me off of it. Do something to get yourself off If not, then you just have to get a hang in there and just cut that check or just ask her was a game plan to do to get it off, because this is not. And for those who are listening right now, that's not what we do. We do not co sign for nothing. Ok do not do that if you want to help somebody out, give him the money, give him the money and be done with it. Be a gift and let your light shine that way. I love it going out to the brain.

Don't talk to Brendan Brendan. How can I help you today goes bankrupt in my car Regarding my question, my question is that, and get married in two weeks in twenty two years old congrats meet you today, Yasser beating just ass. Long time, but they do Nebraska. A blaze of might drop their well played a guess. I got him boom the brass good right, go here go Hebron, so I guess graduated from college dad I'm but the It will bring on some dead twenty thousand dollars, and I have savings right now and the money market account about. Fourteen thousand dollar I'm from time working in college and just wondering with like the zero percent interest on student loans, to the end of the year.

And my money market account, isn't doing bad, I'm actually ahead from what I put in on this one. If I should take all that money out you directed towards those. Like immediately I should start I'm shipping. I belong to my income. Sorry, Are you as if you start chipping away to your fiance lives right now, a correct wash your wish, your income right now? What do you make a year? I'm just starting a new job after graduation. Seventy eight, seventy eight What do you mean? What you would you major and in man I gotta high? Five? where's job out a common suffer engineering Odessa. Can even exist when a gradual college. We have clearly see why the very term twenty two no debt, Emily biggest seventy thousand. I was leaving college with money in retirement already. I love it. I hate to say making seventy a k a year, Will she be aching. She has created business.

You can be working herself, she's, meaning, if applicable. Here it looks like right now. It's like three thousand dollars a month of the income of vehicle. He's gonna, be my recommendation Brendan is I don't want you to talk to that right now. I want you to wait until you get married. Your agenda, What concern you need to go ahead and pay cash for your wedding you gonna use this fourteen k for anything, but I really want to do is make sure you have three months of your expenses set aside, especially at twenty two. We suggest really six months. I'm ok, which you having three three mice can minimise, but then, after that you need to be saving cash to pay cash for your wedding. Now, once you get married and I have no problem with you helping Ashley, you need to be helping your wife pay off to death, but right now the number one concern make sure you have an emergency fine going into your marriage, because as very important and in cash flow, your marriage- so I know right now, you said,

The zero percent interest rate only stood allows. That's great, that's fine, but don't worry about that right now. I want you to go to your marriage, healthy what you got, but the house ain't in, don't pull money out of the money market account. Don't don't pay off retirement! Your two new to this deal you're twenty two years Old York, clearly way smarter than I was when I was twenty two can good money or wise making good money. You got no dead. It should not take long at the money. You're making and her creative business gets go and it gets gets launched under the strategy You have just paid off you Quichua knocked a to year. I'd rather you guys can contribute constrict. Yorks your expenses your first year, marriage, first, two years of marriage dump Wilma, retirement accounts right now. Let's you you're too few forehead the game right now, so well played map. Absolutely! Actually you got these. Great his eyes. There is so much Can't control right now and that might scary, but

now is not the time to be a victim. Don't let the constant new cycle get you down? Don't let people tell you you have to take out debt to survive and don't you dare pull out that credit card or go get a credit card? You shouldn't have any credit cars. If you listening to us today, listen it's I'm takin troll! If what you can in that is your money. I want you to get on a plan that will help you get out of debt and one of the things started. Data help me get out of debt was financial peace universe. I remember taken this class when it was thirteen weeks. I remember, spanning about a hundred hundred hundred twenty bucks run at time for this class, and what I am really excited about today is that for the first time recently Dave said: hey we're gonna, give on your pc diversity away for free from wanting days gay. So America listen to me right now.

I want you to go to day, Ramsay dot com for slashed, hope they Ramsay dot com, a slash hope- and I want you to sign up for this fourteen day trial. This is gonna help you it's gonna bless you. It changed my life as a twenty. Six You rose a young person at that time. It really taught me how to be a good, Stuart taught me how to get out of debt, and it really taught me how to start building wealth and I believe anyone instead of revenging Netflix instead of her bending the latest talk, show out there. That's not give you anything or making money now go put something inside of you. That's going to change, not just your life, but your families and its first It's free free for fourteen days. They perhaps I dont come forward, Slash deceived

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happen the other day. I come now to the internet world right, I spent the last decade and I'll try not to exist on the internet, and then I took this job, so I've got Youtube show this Youtube gentle and I go on there and there's some of the videos of three thousand view, five thousand views among a lie. I got pretty sight about myself in year in the cubicle next to me and our little office weak look up years, yet, like thirty million people, the latter Youtube show. What are you doing? I don't have thirty five million people, don't NBC I'm not Day Ramsay, you Listen you on a bullet trained, so something you're doing on your you to show is magic. It ain't! No! What do you do? What you are doing the same thing, but I think finally know you and I both have really just found our voice and I just really have a strong voice to really helping in all young people to really get connected when it comes to money. Making good smart money decisions, but then also just be real, related apple and relevant to today's culture.

And so I just recently I just did a shovel one of my good friends, a mentor doktor Western and he really broke down. How our mind is a business and how we need to be defined the above it and it is really relating because how many partners as friendships and relationships we bring on that are not healthy force, is not helping us grow and to build our business, which is our mine, because its issues down so that you to channel is absolutely amazing. I'm loving what what God is doing with my team and how the gas it will bring an hour, Are we giving everyone a secret next week? I have a divine Franklin: oh yes, yes, and I'm so excited about their conversations, because we really dive deeper into a lie, different things. I would encourage we go check out, not just my Youtube gino.

Yeah he's got your Youtube channel you're? Being too humble membership is incredible. Its awesome medicines will crack Europe and there are not a lot of people in your space. Who would be an honest man vulnerable in real pressure near lightness. Spark in me, man appreciate. The resettlement discover you to dot com for Slash, Anthony and check it out will love you and me apart. You mean all millennia of no young person in a twenties and thirties, and you really want to help them get ahead alive. Send too much ano and check it out, but I don t really talk about your show as well, because your show bless as well, so we don't talk about the rule of law to Minnesota and have a conversation with who have actually Ashley. Yes, actually, how can I doubted? It must have help I remember my boy six years proposed last year we have two very young children together,

the he ended it obsessed Was it a surprise? How old are you babies? You should hear six months in two years: six months or two years I'm so sorry to hear that how're you, how are you feeling right now, ass? It was was going through your heart right. Since Saturday redistributed, I know what do you think I could buy up until you're? Not married? but I didn't find him until afterwards Do you home, but then how many of you have to give it up Here's a prisoner ones go on it its here's. What I want you to do it I want you to do.

Thing in your world now is on fire in the nerd world. We call it your fully limerick right now. Gay means your boy is doing what is supposed to do to protect you from a scary, scary situation, few scarier situations than hold in the beautiful. This month, old, baby and and suddenly you know, have a house anymore. So I you to connect with each other. Your community that can walk alongside you right now, dear friend, or a family member or someone from illegal church and a small group some way from work that can you sit down and and be open abominable with run out yeah. I did I've been talking with the prevention workin the members, so you really supportive of me good in end. What I'm going to ask you to do is to let yourself be supported and loved right now and as gummy parts of you and your heart that don't want to, believe me of connection. You just got burned real bad and then you

there's somebody walk alongside you have begun an attorney help you work through navigate and moving forward. It feels like everything's on fire right now and it is in its pain and pay in pain, and you can't do this by yourself and it's gonna be hard and messy- and you don't know what the future gonna look like in terms of reconciliation or in terms of finally should all that kind of stuff. Those are questions for tomorrow for the next day. Right now you gotta have a group of people around you, they're making sure you eat making sure you're sleeping monsieur babies are fed no K. You got up a roof over your head Ashley. What are you doing? Our UK working right now, her I'm going back toward a first, We oppose certain voluntary pulling unemployment aren't so you have some income come in annex yet but the house where you stand out right now

and here I am just on an apartment today- and I will be moving here next week before you do that before you do that, I should before you pack up and move you stuff. I want you to get that sit with an attorney You ve got you young children and there be some rules depending on your state and your situation. That would protect you he may be able to walk out the front door, but it's gonna be a different situation with having him kick you out. The backdoor gave so before you pack but move before you go sign of these. I want you to sit down with the lawyer and make sure take somebody to entrust to be there with you K today canned, here with you, also make sure you're you're here and everything the right way in that they have process your next steps, but dont before you sign anything monsieur. You got your lawyer, ok, man. You know that that is a tough situation, but is a very sad situation. In as that nightmare situation, I can't I can't imagine being in this situation. Actually, we were pray for you

when the money side is deftly. May she you get attorney, set out what I can walk all of that process that entire process but then also as well. Right now to Unita Gonna sit down and get on a straight solid budget. Ok, you have to get on a budget because you have to other lives. You have to take care of, and that's really at any, your community can step in and help, because, right now, those like the world. It is as if you like, the world, the roofs on fire, the yards on fire. The furniture is on fire and. Need some one else, tab walk through and say: let's make a game plan to go, awry Ashley's, stick around thought you Kelly we're gonna, give you a financial peace university and also total when you make over, because we really want to help you get through this process, both spiritually, mentally and financially so stick around and Kelly will give you that

articulate eight to five five, two to five before we want skull men, don't don't work, don't if you have a two year. Old baby Then a six month old baby, don't you go talk to somebody, you need to go to council and you think you have found some other person, the don't leave, don't leave. You know any! No. I want to say this respectfully mighty because a definite be sensitive, Ashley in her situation of those who are listening right now and you're dating each other and you're not married, is one of the main reasons why Dave myself in our entire team teach do not move in with each other do create a life together when

You're not marry, do not take our responsibilities for another life when you don't have that that obligation for for each other, because it just puts people in an uncomfortable situations in our message- is not healthy. Well in I mean we ve taken calls. Last week's with married folks walk out the back door to get an uncomfortable feeling. Weird, there is we're there's! No, no uncomfortable! You ve got babies. You ve got relationship. Europe's responsibility reported the connection here. You talk about changing your family tree. Do the hard work on your soul? hard work on your relationship which are significant other and don't leave your kids? Phil I say is for those of you all right now. Some of you are probably thinking about doing moving. It was somebody now do not to sit still do

the right way. We are Christian Faith Organisation and we want to do it the right way. This is the day rapture jubilant. Eighty five did you five, that d and myself Anthony O Neill, far filling in forms. Rapid today and we are going to go out to Nebraska and have a conversation with Bridget Britain for much thanks so much for colony, and how can we help the ensuing hijacker de. Thank you so much for taking my call and thanks for all the above zero. I her question from both of you

so I am recently engage. Congrats nice. Thank you. If the answer- and I am asking this kind of my studio, ah paid out that before we got engaged and down both I'm baby- set three b and planning to get married the end of December and we're off opponent removed Montana afterwards. So am I dead? The two questions? I have one Should we be just like three deeper for a house in the move and then my second class as we are potentially going to get the money, from his parents, but his dad, I'm your here causing us. And he's been nice right now, but I dont know that I want to take that right now.

Mass, it is question: how are you all plant paying for the wedding? Could you say you use your three be right now, which, for those of you all listening, three be means that their saving twenty percent, ten and twenty percent and put down on home? But that's great beware: how are you paying for the wedding So my parents are contributing a small portions and then I'm he and I will be contributing the rest and his his parents are going to pay for the rehearsal dinner and they offer the paper for the wedding. But I don't. I'm really has a duty to take anything like that, and I'm author hesitate to take his mother said they offered her about twenty Kay get views here towards them. The amazing, but I'm just really The tent, with his dad's track record a got. You I'm not going to answer the following questions, because I'm not married.

When you get in trouble, but I'm an answer. The mighty question: where were you when it comes to saving up to go down to put down for a home and when you won't get married? I have no problem which you saving here's a thing: you're, not you gonna, keep you three to six months in disease arrived, you gonna pay for your wedding furs, then were saving for a house. Now when you get married, were you are move. I want you to sit still for the first year, get used to Europe environment, get used to the new state. At your end, a new city and drive around see see if you, like their army, see what want to settle down you have. You may have kids I want you to surround see what was good. Did you don't wanna, be it don't be an arrest to purchase a house as soon as you get? and make sure that you want to be there for at least five years before you purchase if you're gonna stay there for diesel,

one year, two years in place. We move that I don't want you to purchase, but right now is making money sites that I really want you to focus on is do not touch the emergency funds. Okay, to pay for your wedding to I want to go ahead. Pay cash. Three wedding sounds like you all have that saved up, and then I have no problem. You saving for three be as far as intended, twenty percent down to go towards a house event, but just don't be in a wretched: do it as soon as you get there now, as far as in a father in law thing I'm. I asked this question, not the d. I want you to answer this because in I'm trying to get married Ottawa he's here, my user. He could have here's a question. I have worked for you Brigitte how has husband feel about your. Have your father law giving you all money well,

he's a little hesitant here and he even asked one of his co workers who worked with a dad and himself for the past about ten years. They runner Emily on business. He asked him because he then been feeling weird about how his bad, then being nice recently and he's always use the kind of being ready for a fight with him and so he is dead- kind of weird it out. I think he's a little hesitant as well, and he mom man said he asked his mom is like you know, I only want to take it if there's no no strings attached- and it's said She would make sure that that I just so I discount, our budget is one of my favorite calls were the collar calls in an already knows the answer, and so I can say it or you can say it or we can. We can say to you. Israel Dave always talks about you know

co signed for family members cause you're taken on their debt. So it can money. Mormon narcissist is co, sign in your soul, gay. Waterings are multi data via Twitter, our twitter man, I'm a tweet it right now. My also were so here's the thing you know and your husband knows it, and here's a beautiful thing for you to right now is If you can be together with him with your future husband, I can talk about boundaries. Talk about how we're going to handle are in laws. How we can talk about his parents and use those boundaries of right now, the of your marriage. Are going to work in an environment of donation? What a gift you guys are so for these conversations tat of ten years in man you're so far ahead of the game on this deal. Here's the thing to honour honour your future father in law. A lotta all guys with means

know how to say. I love you and they dont know how to say. I'm scared to let go my son, they don't know hot mineral hadn't do anything, and so they grab rural tightly, squeeze real tight until he choked unto death and then throw money. So if you can look at your fallen on, say he's gonna, the best he can and is What tools he has an is in his tool. Kit is to give us on two device in money They need to be able to reject it with kindness and not rejected a fear right. You can say: hey thanks. We're gonna start on our own. If we have any money in the future, a holler too good right now and I think that's position or sun establish then, quite frankly, before you, even the married but great great question. I love the sentiment of the future planning, not only financially now, only for them too. But their plan in the inner conversationally to I'm not doing it do what does not amount to the money. No may absconded

here's another thing. Bridget! If you do this, if you want to sign the check over and send it to attention John Bologna Ramsay solutions I'll take it now invested while but wait there, the comet strings for you yourself as well I'll give it away, but you know one Anthony O Neill outta me: we will have the strings alone have another. I have a problem with another man. Tell me what to do in my house, so I don't want it look like a man who is not married. Yes, it was not married. Yes, yes, I hate that the abacha in forty years, Instagram, what's up tourism is asking a Frank from Instagram is asking. I just lost my job due to corona virus, kicked back and cut back, single income family just lost a hundred analyses year? Still maybe cept too. We six kids who boy that's another, comes it, but their question is: what do we tell our kids about everything s goin on? How do we have that kind of z

here's a magic gift. Who is the author of the franc? So here's a motel, Frank, Frank, you thought being a hero to six kids, making six figures and Frank thought: being a hero to his kids was providing the fanciest in the nicest. I don't know Frank, I'm just making a substance. Could radio we're frank can be a hero of rank and change. Legacy from this point forward is to sit down with his kids and over a period of six kids. That's gonna be a multiple conversations, consumption here differently than others but Frank Has the opportunity to show his kids what a father with integrity with a father whose vulnerable what work in three jobs looks like to put food on the table. Now you get to be the dead, they're gonna be proud of. We often paint these pictures of my kids going to love me. If I make this kind of money in this- and you end up stand alone at later work and worked long and hard on weekends, now you get sick,

Look at your son and say at dead lost. His job and things gonna be ok, but I'm scared now to be Workin real hard and he's not sit down, does younger daughter and say you know the virus is going to change the way we, MR aimed at home, and now the two three year old, you're going to go into details right, but you can have those conversations directly. Honourable and age. Appropriate and now he's got a chance to be a hero, changes, families legacy NATO being often with young people, is the best thing I believe such wanted with bad such a gift ads. You know because when you, when you try to act like you know it all, you got it all and you're the hero, you, your teaching them to do the same thing. It went dead say the words like. I'm scared, rom nervous than their kids go up. Thinking was never scared and nervous Omar. My scared nervous mean something wrong with debts. Look the eye and say I love you and I'm scared to a man. Here's what we're gonna do

No doubt he document so much. Also when it they produce a James, Charles, antisocial, produce, Kelly Daniel for having a great David, a sitting. Remember you got. The calibre of all of our procedures will be determined by the choice made today. You guys this is the day remedy. This is James. Childs producer of the Dave Ramsay show you can now listen to the day, ran, show on Spotify, Pandora or anywhere. You listen upon costs for all the ways to watch and listen check out. Our show page Dave, Ramsay dot com slept show.

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