Hello friends. I want to tell you about love book, the very easy way to personalize a book to someone you love in three easy steps. Users can create characters that look just like themselves and the recipient right down to the outfits. Sesar. Customers have the option to personalize each page as much as they like love book now offers a membership programme as well. You receive a free book when you sign up fifty percent off any additional books, love books of the perfect gift for all occasions. Or just because so right now you can check out love books by going to love book online dotcom, slash crush. You receive a special twenty percent discount only for the movie, Here's that is it love book online, dotcom, slash, crush brought to you by the reinvented two thousand twelve Camry. It's ready are you welcome to stuff. You should know from house to house dot com join Josh and chop, the guys you bring your stuff, you should know as they take

around the world to help you get smarter and attempts Topsy turvy economy, the all new super stuff guide to the economy, from house of works that calm available now exclusively on Itunes. Pod test shook his correctly? That was go large scale believe us at every year we can't repeat which, up to thirty thirty thirty boy there, all his name is Charles W Brian findings, Joshua M Clark, I gotTa Joshua goes by truck or compensate fuckers and that is the stuff you should know, thanks for turning into our progress, uppers I did a butcher able, nitrate man. Everything is weird, we'll get free thanks, so Chuck tons of stuff right now. Indeed, as you know, the particularly tough for me, I'm broke all the Thai right, I know that actually we have this cool, a monthly yeah. You know that because I like the bomb money off, it While we have this monthly expenses

ok later on the side of you, ve been on it. Now it's it's a nerving. I really did got all this great stuff. You know like how much you estimate how much you spend on gas a mind. Cable, you on insurance. All this and then you put it at the top you're you're monthly gross income. Somehow I'm living on negative two hundred and fifty four dollars a month. It's us I have. Idea how I'm still alive SAM as well and into trouble too, but they take quite a bite well! Imagine if I put my net income in a bee in the whole like a grand every morning when I wake up, but yes, I mean like us at times of tat- were a very, very happy too Europe! Has the forts dot com has two weeks. I can't we love this place, love it seriously. Please fire very fortunate that exactly As we know, remember, we meant that Guy Chris in our inner podcast, yes yeah so,

no, I'm sorry or spoken word album break. I just got the year the crowded, the firmer producer, jeer, distinct he's, like don't even say, audio book kid, but yeah. So it's a little rough right now. One of the things I ve learned is that is all gas in the car beer in cigarettes and set, because really honestly, I have virtually distant you didn't like it only breakfast, I rarely breakfast anyway, I don't eat lunch. Dinner is usually kind of small anything and it amazing how quick your stomach shrink dry! Yeah you just I'm not hungry I'm rarely hungry, usually by about seven, which is when I'll eat dinner. If I do my hobby kind, Hungary, but if I do say not really hungry, it goes away sure entering some coffee in that Furthermore, MRS theirs, I there's an arc where it's like you know, appetite to support

advertiser present. Then, all of a sudden, the caffeine, discreet into your stomach and you ain't. It really points out how empty stomach is. You have to know where the cut off point. As we know, I've been running a long held articles lately- and turns out that there is a well known fact The medical establishment isn't crackpot friends studied you're, really unhealthy, because you don't need no, that there I will pay we live longer than I normally would have because of Ec Calorie restricted diet right which we talked about. We have, and I have found out quite happily that I accidently fell backwards. Thank you backwards, unlike hung up profanity into a calorie, restricted diet, and I will live longer. Even smoking cigarettes will could look at my for candidates. The point is, it is found that you can give I'm very little money

and they just so happens. We were talking about right now that was the longest set up in the history of stuff. You should now, which is good, a new record this there was a knock it till I get a metal vanka, because I would totally pond We have to buy cigarettes so yeah she can get by. That, I think was the name of the article la how much. They do. I really need to live yes written by Jane our college. Mcgrath? Who is our fine fine finance, and money writer, and she also has room podcast, a few missed in history class with a candle, Gibson Editress extraordinary, actually know it. Can't gives any longer. Our dear canvas got married, kinda Skinner, Canvas Keener now, Sir Kay so Chuck wait. What do we, What money do we need to learn? How much I need to live, but I mean what, as far as the governments concerned, they have some sort of estimate that I may have heard of. I think you're talking about the poverty threshold,

yes, which again reading this article? That's a very little money that the government considers the poverty line but the party line, when you know you didn't for a single person long ago, wow Chuck. This is when ten thousand eight hundred and thirty dollars a year in actually level the party line. When you know you didn't, I dared not too long ago, while Chuck, this is when I was in the film businesses. Workings appear and I made very very little money, but like with this article, I had very cheap apartment, and I had, I know a yeah, there's that you think there was at the time I had a really good deal going and I mean how works did didn't, buy much. Food are not really cheap food. And I was able to do it. I was shocked when I got my son

at the end of year. Set you gotta be kidding me. I lived on that and I didn't feel like a really missed out on that's great. Well, it cause you're hanging out with Matthew, Mokanna, hey Volta actor Mary, so that that's that's for one person, ten grand eight hundred and thirty dollars right absolute poverty, which they been they ve been looking at this kind of stuff, since nineteen sixties Well, let me say also a family for as far as in two thousand nine supposedly can get by twenty to twenty two thousand fifty dollars a family for while that's insane enemy, but so this is this. Is this all comes from the sixth Caesar's and analysed they molly or shan't scheme, and he came up with the power like right. Yes, basically what he did was he estimated the total annual cost of a healthy diet in America right and they multiplied by three, because he read a nineteen. Fifty five USDA report, That said that Americans spend about one third of their income on food, so though it makes

to figure out how much food you need than multiply it by three and then you have. The poverty line is the least amount of money you need to make and the Cities Bureau adopted that they like this is a great job. True and unfortunately, they ve been using it ever since I was very adjustment. I say they just, inflation, the inflation of increases in the price of food, that kind of thing, but really still based on their original formula right with the one third number. I think that's what's causing honour of issues. The anvil think say that one seventh of your income is what you actually spent on food now and also you have to take account like me in the fifties and early sixties, you didn't have to get owned by a car right. They leave, they become financially more expensive. You also didn't have cable tv right also did wireless internet re also didn't have cell phones any internet. For that matter. It is true thanks for that,

so many more bills today that the formula should have been dears nears ago right, but the bills. I think this is the crux of the matter is want verses, need an that's kind of the crux of the article is: do you need wireless n? People think they can't live without their cell phone, but not too long Oliver lived without assurance. Wasn't there big of a deal? Well, there's this thing called the relative needs. You remember when we talked about the five day we can. We talked about relative needs. Right was I ate like, say your. Ever gets a really big tv and all of a sudden you, you need a tv, You need a really big tv right right. That's a relative needed, but not all relative needs are kind of want. Ye grabbing needs like I need to beat my neighbour right. They also reflect the competitiveness that we have in the marketplace and in the labour force like, if you have a cell phone and the guy who's

our job. Next to you has only a landline inessa go home, Risa pay phone right as they connected who's. Gonna really come out on top right, or you might miss the one call that you need sure. Yes, I mean that There are certain things that you could say get kind of frivolous we did without a but the fact is everywhere. Else, has exactly what kind of have to have to stay competitive right right. My come. I've been trying to find any way. I can take it, a monthly expenses in one clear way is to get rid of my cable yeah. Get rid of my cable entirely to this, only wireless internet is I work of homo, I assure you know, and we will have a research based jobs. We need the exactly and end the sulphur like if you compare it down like I could ever pretty bare bones cellphone plan and it would save a few bucks. But if you really look at it's like I'm saving like thirty forty bucks a month which technically adds up over the course of a year, but really you like that, I just went through that. Gas right. You know so it's kind of a frustrating

balancing act of trying to pare down monthly expenses. Right. Yes, So so white order, some of the things you can do their check. If you want to really look at how to live and the least amount of money while Josh I raised by my mother and Father, namely my mother, raise our family of five a elementary school principle, salary of in the nineteen seventy scenarios, just their work is just my dad. My arm quit teaching to raise the kids in the back the teaching later once I was older and she did a sterling job by the without thanks mom, But my mom is and what was and is a master economist Micro, economist She was able to see clear coupons, which is one of the things that we highly recommend yeah sure Box filed with Cuba alphabetize lobby organised. We shocked at the discount clothes ears.

My little two eyes like that. My mom was pretty good like that to it, she could never understand why I would urge is refused. Knights of the round table clothing she's, like it look exactly the same, like no see that that's a little flat was this possibility. Halloa images like the polar thing, except instead of APOLLO mallet than the top of the mallet. There was a flag right arrogance. Are you when you're eleven? Every kid you see that flag. I underwent on that flag. Well, try buddy, I'm not only that, but some five family we shot into the sea that had the the flaws in the clothing own outlets. Yeah. Well, I was out the story was car. I can remember it's called by factory. Sir now liquidated I do I'm out of guiding us basically, like you it'll, be the name branded the case that look at Us Congress, shoes, but their mission. Two eyeholes holes or your Europe's. Your genes are missing a zipper. That kind of thing funding is, as I've grown older I've come to see the valley

and stuff, like that, absolutely like who pays for price who pays retail, not me in that goes back to my point- is growing up I always felt I was maybe missing out here and there, and not that we were, I mean poor by any means I felt like I had everything needed, but I didn't get the members my jacket run. I didn't get the parachute pants and now I gotta know now. I think Guideline Rebecca yeah for my mama, getting you know things and the inner is as an adult I have a natural inclination towards being a little more, Google and watching my money in some ways, but I'm also my father son, who tourists for blowing money on flights of fancy size also have that's what's nice balance. That is a good balance like I want walk around by my wife, turning out lights and all train recycled everything under the sun and reuse it, but I'll go out and like blow five hundred bucks on a guitar without even thinking, and he will people

I have been there with him when he did. There was great guitar. What was it? Well, it's a nice guitar checks, afraid you're gonna break into his house and take his guitar so coupons. Wait. Let me also say that I want to give the shutters my mom, who was a very great woman at being thrifty, but also making her kids feel like we're rich grown older. I realized, cannot everybody? Eight, turkey loaf and drink too late for dinner. You know domain right yeah. So now I'm can like hats off their hats off the moms mother stays approaching us yeah, there's your Mars great, so our clipping coupon good way. Josh buying generic, I now I go there is great if restore in Atlantic called programme, I think nationwide nation wide another, a pretty big but manner by the Kroger brands? It's always cheaper is just as good, especially their delicious private stock brand

chuck. Do you remember the generic like the generic brand there's a brand. There is like it was a like. It was a White Box and it would say in black black letters bran flakes yet, and there is a you pc code, that was it yeah, the Jersey to beer. No, I was great my first, this woman brotherly them off Angeles. My first visit ever to allay mean some friends gee. I went and stay with my brother. Here we went to the store and to get some beer and literally the first thing I went to was the six pack of white cans that said beer, nice and we loaded up it was awful. Did I was bad out here? Did you stomach it? The definitive wealth courses in college

Second, and I have never seen that I would look I'm going on Ebay, I ever since I can find whilst not around anymore- and I are somebody's got in there grudge somewhere, probably some twenty twelve or will you Polly funds, village beer on there, I m from by Billy Carter, some twenty per Kilo friends, I want to tell you about love book, the very easy way to personalize a book to someone you love in three easy steps. Love books helps customers express the sentiments that may be difficult to say out loud for some of us looking in anyone's particular direction, users can create characters that look just like themselves and the recipient right down to the outfits and accessories customers have the option to personalize each page as much as they like, but the express option creates a complete book with just a few clicks. Low book now offers a membership programme as well. You receive a free book when you sign up fifty percent

the additional books, unlimited free digital books and discounts on give trap and other products love books are the perfect gift for all occasions or just because so right now you can check out love books by going to love book online. Dotcom, slash crush newer, receive especial twenty percent discount, that is, it love book online, dotcom, slash crush on rights of checks gotTA coupons coupons, generic. We get generic there's also cooking at home is huge number one if you're like out about and you're, not cooking, but your poor. You say goodbye. The you die you because you know enough few place cells, vegetables and if they do their no good nutritious, they have been slathered emphatic fried so long that right, you might as well just eat. You know blocks of cheese right, that's it So yeah you you, if you can cook at home number one it's cheaper and more to his health here. In the article J.

They too source that that says that if you bring your own watch to work every day, you can you can save about nine hundred and sixty bucks a year. Yet struck me as very low can around here. You can't get lunch for less than ten bucks yeah! to turn it. I was gonna tankers them ass, a lot easier with their currency. If you go out every day, which there's a lot of people who work with us that do not harm and that's like twenty twenty five hundred bucks a year, this allowed a cheese I feel guilty when I eat out lunch yeah. I do. I feel like it's a complete waste of money if and only bring my sandwich or something and forced to eat out trying skip lunch, but yeah makes me like I want to go home and say you know, spit twelve dollars on watch the road. I don't I don't either. I know it's me. I value a buck, a treat myself. Sometimes generally, I don't eat lunch. I am a garden gecko inherent, but let me give you a tip in under your d notice, if you ever happened,

hanging around the courtyard downstairs around twelve twelve thirty p c, rocks in red strike up a conversation with their cause. She has a policy of buying lunch for whoever she runs into while she said that she bought village when they she bought me lunch twice. While we just need a time, this better, ok, alternate yeah. We can both to be there with big deal wisely, K Rock then so yeah need versus want Josh's what it comes down to you if you're suffering in these tough times. I think what you need to do is take a good hard. Look at your feet answers break it down. Wine, it out item by item and really think about twenty cable, or can I get rid of it for the next six or eight months, especially with the new digital transmissions? Apparently the open up, but if it works, it opens up a lot more channels than than was available to reduce your lot clear too, so that something I went without cable a couple of times in my life for extended periods, and I thought I was Gonna- miss it man, but after a little while you can forget,

it's like not eating here? You have done it once or twice before you get used to it really quickly. Right other we're not saying you should money, people, let's Josh's bag, nice things checks not healthy we're not encouraging that ok, so yeah. I think the irony is in this article. We have really say how much it takes is more like a relative thing, yet opera, yeah so As you are saying, I think it is time for us to take a good long. Look at our finances seems like we were coming out of a phase where you know just conspicuous. Can Option is a thing of the past year. Somebody ride around in a hammer. It's like did you miss the memo right, like Religion can sell their think anybody or give it away for free, but it seems like at least the U S is kind of taking this new tack where

we're getting a little more frugal and you know it is it there's a big difference between being we'll wealthy in rich in and you know being able to take care of yourself in your family right in its good that it said. I feel good about that and the other thing is this: don't forget to safe save money saving is huge, is an important thing, we're not a nation of savers and apparently it's more becoming more and more of a nation savers, its partners, yeah? You know I have duties that this whole recession blows over and that were all better for it in the end, We will, but you know like the year the depression, error, grandparents at every meeting, gripes about it's like ok, yes, I understand, can use this coffee can for eighty different things have been were that general indeed were in the making right we're going to annoy the kids that come behind us near badly, yet always works yet so I look forward you whipper snapper,

from Chuck, and I can tell you all about how bad it was an art. Nine I'd like that If you want to learn more about how much money you need to live, you can The two are you can take that India has two works that come in handy search bar and there's a monthly income or monthly expenses calculators and there's a bunch a really great personal, find it. Wings, in that article, two Goodwin by again by J Mcgrath, I'm so, as do the blog think chuck right. Speedy plug. We have a blog. Now we ve been riding on it. We have people are hosting comment. A lot of fun, and we encourage you to check it out on the right side and also glad you said that, because just gave me my new hotel signal, what is speedy club where she had a bunch. People write him with suggestions for here. We need to do therefore listen Amelia, yet again, isn't there out of them. They were friends. Did you notice that so and quickly are audio spoken. Word record album

are spoken. Word called these stuff. You should know superstar guide to the economies of on Itunes and three ninety nine worth every penny. We're coming to realise and are you can type in super stuffed in in the search bar of your Itunes? While you should, I Itunes, store and aid should be the first. It comes up and if you want to buy it great for you and help support, Josh and Jerry and Chuck so we got done begging for Nichols anytime soon, as it's it's time for a job so just have one today, MRS from Patrick Patrick, was running and about data However, you want to respond because we talked about biological deja vu and he has some insight, he hasn't affliction. Really I've decided, since he was twelve now twenty five occasionally all experience and intense sensation of deja vu. Almost like a dream.

Remember some senior dialogue that feels incredibly familiar, something of our However, during this episode I feel dizzy start a mumble we need a race myself against something for about twenty two thirty seconds or recover have a slight heading, And the busy spells occurring clusters so have five or six of these. Given day and then experience them for a month or so. However, I'll just have one really intense deja VU episode that will cause me to completely lose consciousness for about thirty seconds. Ok, can I interjected what is this personally Patrick Patrick? I would I strongly urge you to go see a neurologist like immediately, I'm not a patent some other we're traits. These happen once a month almost to the day, which is interesting after, so it is over. He can't remember anything about it. No memories of it. Attempts to write things down or described them other happening, but it's just gibberish,

usually happens in the morning, but in all kinds of situation, standing sitting running stressed com, whatever he's gonna the doctor, no one can explain it. Said to ease and mri and theories of included, seizures, inner ear problems, sob deficiencies and low blood pressure. Luckily, this you're too much of my daily life aside from interrupted conversation area now looks very short, Patrick Stigmata is, I think so that's my here. He's very open, appreciate hydrogen ethics patch, and I would like to see a doctor making really wrong with you now and I'm gonna hate. Besides you going bunker, Sir, it's not hurting you suffered, so yeah, it's my professional medical opinion. Of course, my formal training in pediatric, so bright idea did actually ask us to posit opinion on it, but we can do that. I did no idea already dead,

ok. So that was that that was Patrick. We appreciate your Patrick dislike moderate and, if you're stigmata, you suffer from some sort of religious affliction or you want to say hi you can send an email to stuff Podcast Hasta works that or more or less in thousands of other topic is. It has to have worked. Stockholm brought to you by the reinvented two thousand twelve Camry. It's ready,

are you, it seems like it should be easy, but it's not just getting out of bed and getting your days started, trying to accomplish everything you need to do in your day that to do list as a lot easier when you're getting news stories and music to lift your mood and preparing for the day ahead connected to the things that make you laugh and make you think or make you want to reach out and share with a friend every morning with us, it's Elvis Doran in the morning show listen to us on cue, one or two or anywhere in the world. On the I hurt radio app.